I am considering performing an experiment - attempting online dating again, but this time inflating my salary. How long can I bullshit being an engineer, wearing my nicest clothes out for dates? Then, when I finally get 'er home to my studio apartment, I can say, "It shouldn't matter how much money I make, you goddamn gold-digger."
I know you're being sarcastic but I just want to chime in here.
I didn't ever "inflate" my salary but my salary did rise very quickly over a short period when I got a second job and a raise. I saw no change above my average rate of contacts and responses.
[quote]April 24 (Bloomberg) -- Companies and health insurers would be forbidden to use the results of genetic tests to deny people jobs or medical coverage under legislation approved 95-0 today by the U.S. Senate.[/quote]
. Memento was the more profitable movie from an investment standpoint.
Not true in the slightest. Films are based on their talent and talent is difficult to come by. Memento had an 8x return on a small budget and Inception had a 5x return on investment but if the director is busy making memento he can't be shooting Inception.
It's also easier to market (1) Inception than it is to market (20) mementos. You also have to read 20x as many scripts, approve 20x as many lead actors, find 20x as many directors of photography etc.
And most "mementos" end up sucking and making $0. VFX films tend to be more successful financially.
If by "people shouting the loudest" you mean the climate researchers then you're saying that they're liars and profiteers who would rather make money than do good science.
Because as we all know laboriously developing climate models is pretty much the most fun someone can have and going down in history as an idiot is a great legacy to leave to your name--all in exchange for what? Maybe tenure in 10 years and a job paying 1/10th what the private sector would pay a PhD with similar intelligence and skills?
Shouldn't all science be questioned? If we unanimously accept a scientific theory to be fact, is it still science?
All science should be questioned but once consensus is reached for instance "There is a meteor heading for earth and will strike it in 3 months wiping out all surface life." you should probably act upon that if you know what's best for you. "Sure maybe all of our deep space instrumentation might be on the whack at the same time and sure it might be independently verified by every astronomical scientific society through repeated observation... but how do we reallllly know about space?"
Should we continue questioning the existence of the holocaust? Isn't it the job of historians to question and challenge preconceived notions about history?
The US doesn't *want* to be the world police. The rest of the world just is too apathetic and ineffective do anything about it.
There are 4 large capable militaries in the world: US, Russia, China and India. India doesn't give a shit about anything except Pakistan, China just wants to sell their goods and Russia wants to sell their military. If you're going to do anything the US is almost inevitably the only organization which has a large enough military to act.
It's a pretty sad investment then. They're a multi-billion dollar company... one person's salary isn't exactly a huge "thank you" gift to the software you've built upon.
I was in Target yesterday looking for board games and I saw that they had an entire line of exclusive board-game SKUs.
Unlike the standard boxes they were about 25% more but came in wooden boxes instead of cardboard. The target edition appeared to be a premium model.
Seems like a smart move to me. I also bought a Galaxy Tab from Best Buy since they exclusively had the white model. I can say for certain I wouldn't have bought it from Best Buy for any other reason.
In the case of Target I liked the option since they offered an exclusive product. In the case of Best Buy I just hated BB more since they were out of stock of all the accessories, nobody was helpful and the product differentiation was minimal.
No sympathy. He hacked into secure military systems, not websites, the real military networks. He tampered with secure files and threatened to do more damage.
I'm sorry but if you sneak onto a military base and are caught you don't get to just shrug and say "Hey guys, I was just looking for UFOs." You will be arrested and you deserve to be arrested.
This isn't a case of journalist keeping the public informed by leaking classified documents and blowing the whistle on some scandal. I would hope an American who hacked a British ministry would get extradited and sentenced as well.
As is Central Design for automated cars. Why evolution created an eye so we should just sit on our collected asses for 4 million years and I'm sure an automated car shall simply evolve! And I'm sure as it evolves it'll create the *perfect* solution after those 4 million years.
After all, we all know eyes are the very best possible imaging devices every created. Those silly telescopes, nightvision goggles and highspeed cameras have nothing on our vision!
A majority uses the evil that the government is to crash the minority.
Which is different from Anarchy how? At least with governments the minority has a say (such as freedom of speech in the US).
Under Anarchy you have NO RIGHTS that you can't defend by yourself. And by and large the majority will usually have a greater force than the minority so any attempt to defend your rights will result in a majority overrunning you.
The same is true with a government. If you think your rights are being infringed you can fight off the police with violence. You won't be at any more of a disadvantage than you would be in an anarchistic state. The only difference is the majority will have a uniform and salary.
Anarchy: Majority rule by force. Government: Majority rule... often with minority rights.
Pick your evil. I pick the one which lets minorities seek protection.
I've often asked about these discounts and rarely been actually offered one. Especially for day-to-day purchases. The "$10k" was a hypothetical nice easy block of purchase. More likely we're talking about Groceries, phone bills etc.
Course that would only be a sane thing to do if interest rates were positive and reasonably above the real rate of inflation.
If you don't pay your credit card until your due date then you've been able to hold onto your money for an extra 2 months and collect interest. Using a credit card *is* a form of saving and then you blow it out of the water with credit card rewards.
Let's take a hypothetical situation. I get paid on the first on the month and my credit card bill is on the 30th of the month.
My bank account on Day 1 is $10k. On day 1 I also buy a boat for $10k. My checking account has let's say a.1% interest rate per month. On day 1 of the next month I receive my credit card statement due at the end of the month. And I receive another $10k. Let's say I have rent and need groceries. I spend $5k on necessities and bills due at the end of the month. On the due date I pay my credit card and spend my last $5k on that month's bills.
That's: $10k * ( 1+ (.001 * 2)) $10k * 1.002 = $10,020 for my first pay check over 2 months with interest. + ($10k - $5k) * 1.001 = $5,005 + $10k * 1% for Credit Card rewards = $100 = $15,025 bank account - $15,000 expenses + $100 credit card cash back = $125 profit *per month*.
Now let's do that with cash.
$10k comes in. You spend it the first of the month. No more interest. $10k comes in. You spend it the next month of the last month's bills. $5k. =
$5 interest after 2 months. vs $125 interest after 2 months if you buy on credit.
That's 25x the return by using a credit card and exploiting the "Free loan" that you get to hold your cash in your bank account before paying off your credit card. Now you could say "Well don't buy a boat." or "Wait 2 months then buy the boat."
But that's 2 months without a boat and you get less interest as you would get having a credit card. Remember when you spend with a credit card you get 1% instantly return instantly. If your bank offers 1% APR you have to let your money sit for a *YEAR* before you get that interest. And with a revolving account where you continually pay off the credit card 2 months after the fact you perpetually have money in your account and buy instantly. So you actually double your interest.
So why not just save two month's worth of income to act as a buffer?
Because sometimes you want to spend 3 month's worth. Or if you save 3 months worth, sometimes you want to spend 4 month's worth. Think of it as a buffer + 2 months.
Cash Savings Time = Cost/Month's Income Credit Savings Time = Cost/(Month's Income - 2)
However you slice it you can get things 2 months earlier than you could otherwise.
Plus, you'll be slightly less screwed when the unforseen happens. I've known bigshot software developers who behaved the same way, and when eventually losing their jobs for one reason or another, and not IMMEDIATELY finding a new job, find themselves broke and homeless, but with credit cards... destroying their credit,
1).8% interest is lower than inflation. Better to have material goods that I enjoy now then my money to lose value.
2) I get 1% back on my credit card.
3) I have enough money to live about 3 years before finding a job in regular, non-retirement allocated stock.
4) "having a credit card" is all that I would have if I lost one of my jobs. I could pay off my credit card with either of my two jobs every month and they are obligated to pay me through the end of the month so I would (if I had nothing saved up see #3) still have no debt but credit instantly available to get me through 1 year without a job. Besides it's HIGHLY unlikely I would ever end up unemployed for more than a month unless we have a catastrophic collapse of the world economy.
I disagree. I live off of credit for day-to-day things for a very simple reason: my income is very consistent and infrequent (payday).
I know how much money I'll have at the end of the month down to the penny. I also know that my credit card is due 1 month after the statement. So if I want to make a big purchase that I can't afford for instance I can buy it now and pay it off in up to 2 months interest free. My bank account usually has enough cash on hand to cover my monthly expenses but when it doesn't I use it to smooth out the discrepancies between my wants and my pay-dates. Why wait a week for pay-day when the credit card bill won't be due until the end of the month? It makes my income and my expenses both equally predictable instead of the haphazard day-to-day uncertainty of spending.
As a result I've never paid a penny in interest, I've flown around the world on my miles and my bill paying is far more predictable and automated.
further proving that governments are inherently evil.
Um, No.
This is an instance of government reinforcing the positions of the majority. Without government that mob would have still beaten him... probably to death as they did in ancient times.
Government is the only defense against mob rule that we have. It's the only defense of minorities that we have since it organizes the disadvantaged and can empower them. Often the government as a part of the majority can be used to further disenfranchise the minorities but as soon as the government stops doing the dirty work (as was the case during the civil rights movement) then organizations like the KKK representing the majority will step up and do so in their place.
The KKK was originally started in a large part to disarm freemen after the *government* determined that they were allowed to carry firearms. Now these firearms weren't useful since the KKK would often come in large numbers and simply smoke/burn out the person inside but my point is that when the government stopped being the enemy anarchistic illegal organizations simply filled int he gap as was the case in this instance as well.
Government might be your enemy... but rarely ever more so than the people themselves.
The Indonesian man was taken into protective police custody Friday since he was afraid of further physical assault.
Note the last sentence of that paragraph. The only place he felt safe was *IN GOVERNMENT CUSTODY*.
I've always thought of it more like Microsoft Points. Less a reward and more of a micro-currency for buying things. I imagine any points awarded to players by games is paid for *directly* by Mafia Wars. Similarly Halo could theoretically give you MS points but it would come out of their sales.
If you don't like my term of 'defect' for someone who takes themselves out of the gene pool please supply a better term.
So those who choose to pursue science or literature for instance instead of child rearing are defective? How about those who go into teaching and don't have children of their own? Maybe they do more for *society* and the advancement of the human race than popping out a baby.
Working in a library I would assume that the works of Walt Whitman. Or perhaps you think George Washington was "Defective" since he never fathered any children.
Why do people insist that we don't allow them to redefine perfectly good words that we are bigots. Find a definition of the word 'marriage', or heck the equivilent word in any human language, older than a hundred years (or fifty) that includes two men or two women. Yes some definitions do include more thab one woman and one man.
There are far more. And in fact until recently marriage had little to do with love, but was essentially an exchange of goods and services or a reasonable arrangement to run a household and farm.
But all of that is irrelevant. You don't have to "accept them". Southerners didn't accept Slaves as human beings by any definition of the word in the English language. But we did right by them. So too will the country move on without you and recognize your fellow citizens and bestow upon them the legal rights they deserve--regardless if you want to recognize them.
Reported in the Journal of the American Medical Association (JAMA), the peer-reviewed study found that providing housing to chronically homeless people with severe alcohol problems who use the most community resources can dramatically cut public costs.
The problem is that the northern most and southern most states are generally pretty stable and can adapt to warmer seasons by benefits of their wealth. It's the states that will get *worse* that are already poor, already unstable and will have the most negative outcomes.
Canada has no food shortage by virtue of its wealth. The Mexican farmers whose farms dry up will have a real problem since no wealthy country is particularly keen on opening their borders nor is it free to travel.
My grandfather came to America essentially by stealing "borrowing" money from his grandmother. (I think he did repay it). It's going to be a long and unwelcome journey for someone who lives in India who needs to move up to new territories ripe for colonization.
Slashdot Mirror
I am considering performing an experiment - attempting online dating again, but this time inflating my salary. How long can I bullshit being an engineer, wearing my nicest clothes out for dates? Then, when I finally get 'er home to my studio apartment, I can say, "It shouldn't matter how much money I make, you goddamn gold-digger."
I know you're being sarcastic but I just want to chime in here.
I didn't ever "inflate" my salary but my salary did rise very quickly over a short period when I got a second job and a raise. I saw no change above my average rate of contacts and responses.
Gattaca was the worst case DNA/police state scenario based on genetics. ... and in 2008 we passed a law banning the practice.
http://www.bloomberg.com/apps/news?pid=newsarchive&sid=aGlkCem6Llnc
[quote]April 24 (Bloomberg) -- Companies and health insurers would be forbidden to use the results of genetic tests to deny people jobs or medical coverage under legislation approved 95-0 today by the U.S. Senate.[/quote]
. Memento was the more profitable movie from an investment standpoint.
Not true in the slightest. Films are based on their talent and talent is difficult to come by. Memento had an 8x return on a small budget and Inception had a 5x return on investment but if the director is busy making memento he can't be shooting Inception.
It's also easier to market (1) Inception than it is to market (20) mementos. You also have to read 20x as many scripts, approve 20x as many lead actors, find 20x as many directors of photography etc.
And most "mementos" end up sucking and making $0. VFX films tend to be more successful financially.
If by "people shouting the loudest" you mean the climate researchers then you're saying that they're liars and profiteers who would rather make money than do good science.
Because as we all know laboriously developing climate models is pretty much the most fun someone can have and going down in history as an idiot is a great legacy to leave to your name--all in exchange for what? Maybe tenure in 10 years and a job paying 1/10th what the private sector would pay a PhD with similar intelligence and skills?
Of course! That makes perfect sense!
That argument doesn't really hold water though. For iphone 4 they could just only enable Siri when the proximity sensor was active.
Shouldn't all science be questioned? If we unanimously accept a scientific theory to be fact, is it still science?
All science should be questioned but once consensus is reached for instance "There is a meteor heading for earth and will strike it in 3 months wiping out all surface life." you should probably act upon that if you know what's best for you. "Sure maybe all of our deep space instrumentation might be on the whack at the same time and sure it might be independently verified by every astronomical scientific society through repeated observation... but how do we reallllly know about space?"
Should we continue questioning the existence of the holocaust? Isn't it the job of historians to question and challenge preconceived notions about history?
the US want to claim to be the world police
The US doesn't *want* to be the world police. The rest of the world just is too apathetic and ineffective do anything about it.
There are 4 large capable militaries in the world: US, Russia, China and India. India doesn't give a shit about anything except Pakistan, China just wants to sell their goods and Russia wants to sell their military. If you're going to do anything the US is almost inevitably the only organization which has a large enough military to act.
It's a pretty sad investment then. They're a multi-billion dollar company... one person's salary isn't exactly a huge "thank you" gift to the software you've built upon.
I was in Target yesterday looking for board games and I saw that they had an entire line of exclusive board-game SKUs.
Unlike the standard boxes they were about 25% more but came in wooden boxes instead of cardboard. The target edition appeared to be a premium model.
Seems like a smart move to me. I also bought a Galaxy Tab from Best Buy since they exclusively had the white model. I can say for certain I wouldn't have bought it from Best Buy for any other reason.
In the case of Target I liked the option since they offered an exclusive product. In the case of Best Buy I just hated BB more since they were out of stock of all the accessories, nobody was helpful and the product differentiation was minimal.
So my advice for retailers is to be careful.
No sympathy. He hacked into secure military systems, not websites, the real military networks. He tampered with secure files and threatened to do more damage.
I'm sorry but if you sneak onto a military base and are caught you don't get to just shrug and say "Hey guys, I was just looking for UFOs." You will be arrested and you deserve to be arrested.
This isn't a case of journalist keeping the public informed by leaking classified documents and blowing the whistle on some scandal. I would hope an American who hacked a British ministry would get extradited and sentenced as well.
Data use keeps growing, though. Today's "high data users" are tomorrow's normal users.
Then tomorrow you can raise your caps and roll out higher bandwidth LTE technology that more efficiently uses your spectrum.
Yes Central Planning is bollucks BOLLUCKS I SAY!
As is Central Design for automated cars. Why evolution created an eye so we should just sit on our collected asses for 4 million years and I'm sure an automated car shall simply evolve! And I'm sure as it evolves it'll create the *perfect* solution after those 4 million years.
After all, we all know eyes are the very best possible imaging devices every created. Those silly telescopes, nightvision goggles and highspeed cameras have nothing on our vision!
Because these are primaries and waiting a week to a month for absentee voters to weigh in simply is too long since the race could be over by then.
A majority uses the evil that the government is to crash the minority.
Which is different from Anarchy how? At least with governments the minority has a say (such as freedom of speech in the US).
Under Anarchy you have NO RIGHTS that you can't defend by yourself. And by and large the majority will usually have a greater force than the minority so any attempt to defend your rights will result in a majority overrunning you.
The same is true with a government. If you think your rights are being infringed you can fight off the police with violence. You won't be at any more of a disadvantage than you would be in an anarchistic state. The only difference is the majority will have a uniform and salary.
Anarchy: Majority rule by force.
Government: Majority rule... often with minority rights.
Pick your evil. I pick the one which lets minorities seek protection.
I've often asked about these discounts and rarely been actually offered one. Especially for day-to-day purchases. The "$10k" was a hypothetical nice easy block of purchase. More likely we're talking about Groceries, phone bills etc.
Course that would only be a sane thing to do if interest rates were positive and reasonably above the real rate of inflation.
If you don't pay your credit card until your due date then you've been able to hold onto your money for an extra 2 months and collect interest. Using a credit card *is* a form of saving and then you blow it out of the water with credit card rewards.
Let's take a hypothetical situation. I get paid on the first on the month and my credit card bill is on the 30th of the month.
My bank account on Day 1 is $10k. .1% interest rate per month.
On day 1 I also buy a boat for $10k.
My checking account has let's say a
On day 1 of the next month I receive my credit card statement due at the end of the month. And I receive another $10k. Let's say I have rent and need groceries. I spend $5k on necessities and bills due at the end of the month.
On the due date I pay my credit card and spend my last $5k on that month's bills.
That's: $10k * ( 1+ (.001 * 2))
$10k * 1.002 = $10,020 for my first pay check over 2 months with interest.
+
($10k - $5k) * 1.001 = $5,005
+ $10k * 1% for Credit Card rewards = $100
=
$15,025 bank account - $15,000 expenses + $100 credit card cash back = $125 profit *per month*.
Now let's do that with cash.
$10k comes in. You spend it the first of the month. No more interest.
$10k comes in. You spend it the next month of the last month's bills. $5k.
=
$5 interest after 2 months.
vs $125 interest after 2 months if you buy on credit.
That's 25x the return by using a credit card and exploiting the "Free loan" that you get to hold your cash in your bank account before paying off your credit card. Now you could say "Well don't buy a boat." or "Wait 2 months then buy the boat."
But that's 2 months without a boat and you get less interest as you would get having a credit card. Remember when you spend with a credit card you get 1% instantly return instantly. If your bank offers 1% APR you have to let your money sit for a *YEAR* before you get that interest. And with a revolving account where you continually pay off the credit card 2 months after the fact you perpetually have money in your account and buy instantly. So you actually double your interest.
So why not just save two month's worth of income to act as a buffer?
Because sometimes you want to spend 3 month's worth. Or if you save 3 months worth, sometimes you want to spend 4 month's worth. Think of it as a buffer + 2 months.
Cash Savings Time = Cost/Month's Income
Credit Savings Time = Cost/(Month's Income - 2)
However you slice it you can get things 2 months earlier than you could otherwise.
Plus, you'll be slightly less screwed when the unforseen happens. I've known bigshot software developers who behaved the same way, and when eventually losing their jobs for one reason or another, and not IMMEDIATELY finding a new job, find themselves broke and homeless, but with credit cards... destroying their credit,
1) .8% interest is lower than inflation. Better to have material goods that I enjoy now then my money to lose value.
2) I get 1% back on my credit card.
3) I have enough money to live about 3 years before finding a job in regular, non-retirement allocated stock.
4) "having a credit card" is all that I would have if I lost one of my jobs. I could pay off my credit card with either of my two jobs every month and they are obligated to pay me through the end of the month so I would (if I had nothing saved up see #3) still have no debt but credit instantly available to get me through 1 year without a job. Besides it's HIGHLY unlikely I would ever end up unemployed for more than a month unless we have a catastrophic collapse of the world economy.
I disagree. I live off of credit for day-to-day things for a very simple reason: my income is very consistent and infrequent (payday).
I know how much money I'll have at the end of the month down to the penny. I also know that my credit card is due 1 month after the statement. So if I want to make a big purchase that I can't afford for instance I can buy it now and pay it off in up to 2 months interest free. My bank account usually has enough cash on hand to cover my monthly expenses but when it doesn't I use it to smooth out the discrepancies between my wants and my pay-dates. Why wait a week for pay-day when the credit card bill won't be due until the end of the month? It makes my income and my expenses both equally predictable instead of the haphazard day-to-day uncertainty of spending.
As a result I've never paid a penny in interest, I've flown around the world on my miles and my bill paying is far more predictable and automated.
further proving that governments are inherently evil.
Um, No.
This is an instance of government reinforcing the positions of the majority. Without government that mob would have still beaten him... probably to death as they did in ancient times.
Government is the only defense against mob rule that we have. It's the only defense of minorities that we have since it organizes the disadvantaged and can empower them. Often the government as a part of the majority can be used to further disenfranchise the minorities but as soon as the government stops doing the dirty work (as was the case during the civil rights movement) then organizations like the KKK representing the majority will step up and do so in their place.
The KKK was originally started in a large part to disarm freemen after the *government* determined that they were allowed to carry firearms. Now these firearms weren't useful since the KKK would often come in large numbers and simply smoke/burn out the person inside but my point is that when the government stopped being the enemy anarchistic illegal organizations simply filled int he gap as was the case in this instance as well.
Government might be your enemy... but rarely ever more so than the people themselves.
The Indonesian man was taken into protective police custody Friday since he was afraid of further physical assault.
Note the last sentence of that paragraph. The only place he felt safe was *IN GOVERNMENT CUSTODY*.
I've always thought of it more like Microsoft Points. Less a reward and more of a micro-currency for buying things. I imagine any points awarded to players by games is paid for *directly* by Mafia Wars. Similarly Halo could theoretically give you MS points but it would come out of their sales.
If you don't like my term of 'defect' for someone who takes themselves out of the gene pool please supply a better term.
So those who choose to pursue science or literature for instance instead of child rearing are defective? How about those who go into teaching and don't have children of their own? Maybe they do more for *society* and the advancement of the human race than popping out a baby.
Working in a library I would assume that the works of Walt Whitman. Or perhaps you think George Washington was "Defective" since he never fathered any children.
Why do people insist that we don't allow them to redefine perfectly good words that we are bigots. Find a definition of the word 'marriage', or heck the equivilent word in any human language, older than a hundred years (or fifty) that includes two men or two women. Yes some definitions do include more thab one woman and one man.
http://www.jstor.org/pss/2844434
There are far more. And in fact until recently marriage had little to do with love, but was essentially an exchange of goods and services or a reasonable arrangement to run a household and farm.
But all of that is irrelevant. You don't have to "accept them". Southerners didn't accept Slaves as human beings by any definition of the word in the English language. But we did right by them. So too will the country move on without you and recognize your fellow citizens and bestow upon them the legal rights they deserve--regardless if you want to recognize them.
Reported in the Journal of the American Medical Association (JAMA), the peer-reviewed study found that providing housing to chronically homeless people with severe alcohol problems who use the most community resources can dramatically cut public costs.
http://www.tacoma.uw.edu/features/research/housing-homeless-alcoholics-saves-millions-dollars
Keep telling yourself that government intervention is useless. It might not be perfect but a well organized charity can actually affect change.
The problem is that the northern most and southern most states are generally pretty stable and can adapt to warmer seasons by benefits of their wealth. It's the states that will get *worse* that are already poor, already unstable and will have the most negative outcomes.
Canada has no food shortage by virtue of its wealth. The Mexican farmers whose farms dry up will have a real problem since no wealthy country is particularly keen on opening their borders nor is it free to travel.
My grandfather came to America essentially by stealing "borrowing" money from his grandmother. (I think he did repay it). It's going to be a long and unwelcome journey for someone who lives in India who needs to move up to new territories ripe for colonization.
If I get mugged and robbed most of the valuables taken will be sold for pennies on the dollar.
Better to take it through taxes than petty theft.