Time to find a cheaper apartment, or better yet, buy with a fixed-rate mortgage so that you're at least somewhat insulated from inflation.
Not an easy thing to do in Silicon Valley. My rent-controlled apartment have kept the rent increases in check for nearly 12 years, but the current corporate owner is very aggressive about nickel-and-diming everyone for everything. Repainting the exterior walls, redoing the landscaping and charging "luxury" rents for a 50-year-old apartment complex is no longer a winning formula.
As a virtual ditch digger in Silicon Valley, I wouldn't work as a page turner (circa 2008). Pay and working conditions were terrible. I also didn't want to work under a former roommate. A job is not worth sacrificing a friendship.
I used to budget for living only on unemployment benefits. After five years of consecutive rent increases, rent and unemployment are the same number. If I collapsed my budget to the bare minimum, food and other essentials will have to come out of savings.
I get paid twice a month (not twice a week). My paycheck period can vary from nine to 12 days, depending on the calendar layout. My monthly budget is set for two 10-day periods. If my paycheck has an extra day or two, the money goes into savings. If my paycheck was short a day, the money comes out of short-term savings.
2) Automate page flipping for books that couldn't be spine-cut or sheet fed.
My understanding of the early book scanners was a chair that the operator sat back in to look at the overhead monitor. One button took a picture of the page, the other button flipped the page. If the book went out of alignment, the operator had to readjust it. The technology may have changed since then, as the human component was a big problem for the program back then.
When I worked at the Google IT help desk in 2008, the building next door had all the book scanners. It was supposedly a miserable place to work at, low pay for flipping book pages, a relentless daily quota and a high turnover rate. Makes help desk support look like paradise.
Methinks the troll descriptor doesn't apply in this case.
The last thing I read about BlackBerry was that were becoming a patent troll company. Then again, they did come out with a new keyboard phone, Blackberry KEYone, that looks interesting.
You can often spend just a little bit more money, and get a lot more capability and durability, from a low-end real laptop.
Sounds like my inexpensive Dell laptop with Windows 10 that I upgraded the memory to 8GB and replaced the hard drive with an SSD. Enough power to run email and web browser, but my data lives on a file server and I have a Red Hat Linux box for processing.
Managers at my government IT job are supposed to return the PCs for reimage and deployment when an employee leaves or a department has layoffs. Some managers don't return the PCs, claiming that IT already took them away. A popular place for storing unused PCs is the utility closet inside women restrooms. Since the site techs are males, they have no business being in the women restroom. The female cleaning crew usually blows the whistles on these PCs as they manage the utility closets. Strangely, only the women restrooms have these utility closets.
Also, evidently everyone in the world can pick aggressive investments and come out ahead, and not get wiped out by making what will become an incorrect investment choice.
That particular scenario led to the Great Recession when Wall Street manufactured collateralized debt obligations to keep up with the demand. The moment that the music stopped playing everything came crashing down.
I know I spend all my money enriching my kids though extracurricular activities. I have lost track of whether that counts as instant gratification or not.
That depends. Were these extracurricular activities your kids wanted to do or were they what you wanted to do but couldn't as a kid?
I've known some messed up kids because their parents pushed them to be something that they didn't want to be.
The ones you don't see, the living poor, are so foreign to you that you think they are just stupid.
You mean the homeless woman I sit next to at the bus stop in the morning because the police tore down the freeway encampment and there's no room available at the homeless shelters?
When you're living paycheck to paycheck, no, it is impractical to increase your 401k contributions.
But most people who live paycheck to paycheck are usually spending money on something they don't need (drugs, booze, cigarettes, lattes or 500+ channel cable package). If they quit spending money on wasteful things, they could stash a little away each month. During paycheck to paycheck days (and some people think I live paycheck to paycheck today because I make $50K+ in Silicon Valley), I was always stashing cash away.
Here's one definition for converting: "change (money, stocks, or units in which a quantity is expressed) into others of a different kind".
"Converting" your income would be somehow getting your job to pay you in investment vehicles instead of with a check.
There's a guy on YouTube who owns his own corporation and pays himself in silver bullion. I presume he has an investment portfolio or a wife with earned income to pays for his groceries. Silver isn't that convertible at the grocery stores.
"Pay yourself first," [...]
That phrase goes back to "The Richest Man in Babylon" book.
Start with millions from daddy and then screw everyone to get more.
How did Daddy Trump get rich? That's a fascinating story, as his mother (Donald's grandmother) had to sign legal documents because he started his business at 15 and wasn't 21 to sign legal documents.
Slashdot Mirror
Time to find a cheaper apartment, or better yet, buy with a fixed-rate mortgage so that you're at least somewhat insulated from inflation.
Not an easy thing to do in Silicon Valley. My rent-controlled apartment have kept the rent increases in check for nearly 12 years, but the current corporate owner is very aggressive about nickel-and-diming everyone for everything. Repainting the exterior walls, redoing the landscaping and charging "luxury" rents for a 50-year-old apartment complex is no longer a winning formula.
As a virtual ditch digger in Silicon Valley, I wouldn't work as a page turner (circa 2008). Pay and working conditions were terrible. I also didn't want to work under a former roommate. A job is not worth sacrificing a friendship.
I used to budget for living only on unemployment benefits. After five years of consecutive rent increases, rent and unemployment are the same number. If I collapsed my budget to the bare minimum, food and other essentials will have to come out of savings.
I presume a calculator or spreadsheet was involved at some point. Maybe even pencil and paper for retro hand calculations.
I get paid twice a month (not twice a week). My paycheck period can vary from nine to 12 days, depending on the calendar layout. My monthly budget is set for two 10-day periods. If my paycheck has an extra day or two, the money goes into savings. If my paycheck was short a day, the money comes out of short-term savings.
Why is this modded off topic?
Probably because of my reputation of being a "toxic troll" to some overly-sensitive asshats.
2) Automate page flipping for books that couldn't be spine-cut or sheet fed.
My understanding of the early book scanners was a chair that the operator sat back in to look at the overhead monitor. One button took a picture of the page, the other button flipped the page. If the book went out of alignment, the operator had to readjust it. The technology may have changed since then, as the human component was a big problem for the program back then.
http://hackaday.com/2012/11/16/google-books-team-open-sources-their-book-scanner/
"I haven't failed. I've just found 10,000 ways that won't work." - Thomas Edison, on the electric light bulb.
When I worked at the Google IT help desk in 2008, the building next door had all the book scanners. It was supposedly a miserable place to work at, low pay for flipping book pages, a relentless daily quota and a high turnover rate. Makes help desk support look like paradise.
Methinks the troll descriptor doesn't apply in this case.
The last thing I read about BlackBerry was that were becoming a patent troll company. Then again, they did come out with a new keyboard phone, Blackberry KEYone, that looks interesting.
https://www.youtube.com/watch?v=DFCAU0Y0jzc
Read the article before spitting out stupidities.
This is Slashdot. You must be new around here.
When you ultimately fail at being an industry leader become a patent troll.
You can often spend just a little bit more money, and get a lot more capability and durability, from a low-end real laptop.
Sounds like my inexpensive Dell laptop with Windows 10 that I upgraded the memory to 8GB and replaced the hard drive with an SSD. Enough power to run email and web browser, but my data lives on a file server and I have a Red Hat Linux box for processing.
Managers at my government IT job are supposed to return the PCs for reimage and deployment when an employee leaves or a department has layoffs. Some managers don't return the PCs, claiming that IT already took them away. A popular place for storing unused PCs is the utility closet inside women restrooms. Since the site techs are males, they have no business being in the women restroom. The female cleaning crew usually blows the whistles on these PCs as they manage the utility closets. Strangely, only the women restrooms have these utility closets.
false, each of those jobs, or more accurately the changes to the plant, create many other jobs in sales, marketing, engineering, supply chain, etc.
Not according to the news articles I've read... two weeks ago.
Also, evidently everyone in the world can pick aggressive investments and come out ahead, and not get wiped out by making what will become an incorrect investment choice.
That particular scenario led to the Great Recession when Wall Street manufactured collateralized debt obligations to keep up with the demand. The moment that the music stopped playing everything came crashing down.
I know I spend all my money enriching my kids though extracurricular activities. I have lost track of whether that counts as instant gratification or not.
That depends. Were these extracurricular activities your kids wanted to do or were they what you wanted to do but couldn't as a kid?
I've known some messed up kids because their parents pushed them to be something that they didn't want to be.
Traders are finding it too difficult to make money with High Frequency Trading (HFT) since everyone and there mother is doing it.
http://www.investopedia.com/news/high-frequency-trading-flash-boys-losing-steam/
In other words, like many wealthy individuals, he started by committing fraud and leveraged it.
That could explain why it was called "Elizabeth Trump & Son" for the first seven years.
Yes, and the ghettos are overrun with Welfare Queens in Cadillacs.
What ghettos? I'm talking about Silicon Valley.
Leave off the bogus stereotypes.
Why did you bring this up in the first place?
The ones you don't see, the living poor, are so foreign to you that you think they are just stupid.
You mean the homeless woman I sit next to at the bus stop in the morning because the police tore down the freeway encampment and there's no room available at the homeless shelters?
When you're living paycheck to paycheck, no, it is impractical to increase your 401k contributions.
But most people who live paycheck to paycheck are usually spending money on something they don't need (drugs, booze, cigarettes, lattes or 500+ channel cable package). If they quit spending money on wasteful things, they could stash a little away each month. During paycheck to paycheck days (and some people think I live paycheck to paycheck today because I make $50K+ in Silicon Valley), I was always stashing cash away.
I don't see how that's converting your income.
Here's one definition for converting: "change (money, stocks, or units in which a quantity is expressed) into others of a different kind".
"Converting" your income would be somehow getting your job to pay you in investment vehicles instead of with a check.
There's a guy on YouTube who owns his own corporation and pays himself in silver bullion. I presume he has an investment portfolio or a wife with earned income to pays for his groceries. Silver isn't that convertible at the grocery stores.
"Pay yourself first," [...]
That phrase goes back to "The Richest Man in Babylon" book.
Dividends are taxed as income, always.
You must not own any dividend-paying stocks. If you did, you would know that qualified dividends are taxed at a lower rate than ordinary dividends.
https://en.wikipedia.org/wiki/Dividend_tax#United_States
Start with millions from daddy and then screw everyone to get more.
How did Daddy Trump get rich? That's a fascinating story, as his mother (Donald's grandmother) had to sign legal documents because he started his business at 15 and wasn't 21 to sign legal documents.