They do, but generally, there is a $4 surcharge when a customer from one bank withdraws from another bank's ATM, split evenly between the two banks. In addition, banks in USA only allow deposits of cash or checks in their own ATMs.
No fee. And there isn't any deposit problem really - unless you're a company you usually don't get a lot of cash. Companies have special deposit boxes at their bank office.
Is there actually a law forbidding ATM owners from charging service fees to customers of other banks?
No, AFAIK it's only by custom they do it. I think there is one which bans them from take a charging service fee within the rest of EU however, if they don't do it for other banks in Sweden as well. Before that there were handling fees when makin withdrawals abroad, but not in ATMs in Sweden.
Not everybody has that luxury. Often, only one bank has ATMs in a given city. This was the case in Terre Haute, Indiana, during the four years that I went to school there.
You're kidding aren't you? Banks in USA only allow withdrawals in their own ATMs? Here in Sweden I can go to any ATM, no need to worry about which bank owns it...
has a billing system/customer database based around Personal identity numbers. That's pretty usual in Sweden, so that's not a problem. The problems started when I moved, but didn't cancel my subscription (I shared the house with my sister and her boyfriend - and they didn't move out of there). I didn't think more about it and sent in a form for a new connection at my new flat. When I was connected (I'm on a special net - I pay for physical connection to one company and have the possibility to choose from four different ISPs on top of that), I got a snail-mail from the company managing the physical connection, telling me I hadn't chosen an ISP.
But I had? When calling my ISP, they told me their customer database only could manage one connection per customer, because it was organised with the personla identity number as primary key - so they had just dropped my application out of the process without contacting me. Short story, I went to ther competitor instead.:)
I'm not at all surprised that teens don't buy MP3s. Almost no one sells them! iTunes sells AAC tunes, so that doesn't count, and almost all others use WMA. The only exception I can think of allofmp3.ru and indie record companies which only cater to a niche market...
You're wrong, they DID announce they'd lower taxes, just not the tax rates. They're adding a "jobbavdrag" - "work deduction" to the income declaration, lowering taxes by an more or less equal amount for everybody with an employment.
(on a more serious note: I don't really care about HDTV at all. I don't really watch the tube that much. As long as my 1983 vintage TV works, it'll be what I use...)
My MUM (who normally has problems holding the mouse the right way and understanding the difference between leftclicking and rightclicking) though it was "a-not-so-hard-to-crack-password"...
GNU about the GPL: "This General Public License does not permit incorporating your program into proprietary programs. If your program is a subroutine library, you may consider it more useful to permit linking proprietary applications with the library. If this is what you want to do, use the GNU Lesser General Public License instead of this License."
And in the license itself: "For an executable work, complete source code means all the source code for all modules it contains, plus any associated interface definition files, plus the scripts used to control compilation and installation of the executable. However, as a special exception, the source code distributed need not include anything that is normally distributed (in either source or binary form) with the major components (compiler, kernel, and so on) of the operating system on which the executable runs, unless that component itself accompanies the executable."
IMHO, that means Windows API = ok, Java API = ok,.NET API = ok, own API or library = not okay.
And that makes sense. Otherwise I could just build all of my app in my "MainApp API" and GPL my "StartMainApp()" function call...:)
European companies have basically ignored the alternatives and just switched to diesel acting like it is the solution.
That's not true, at least not for all european brands. Examples from my proximity, Sweden: Saab is selling loads of their E85-powered cars in Sweden right now, and Volvo was one of the pioneers of biogas/CNG-driven cars. Oh, and they sell E85-powered ones as well today.
* NeoOffice as an interoperable alternative for OS X.
Gaaahh!!! Please don't mention that OpenOffice is available for Mac OS X in such an ad. NeoOffice works, but in my opinion it is JUST AS FUGLY AS THIS AD. Non-native widget set, slow as hell to start, graphics that don't match the rest of the system, open, save and print dialogs aren't based on the system standard.
Basically, it is an interface disaster (because it's heavily based on the win/lin OO.o, which sorry to say wasn't built to be portable to OS X)
To add to that, NeoOffice is still based on OO.o 1.1, when OO.o itself has gained huge improvements from the 2.0 upgrade.
Basically NeoOffice works for geeks like you and me, but shouldn't be used by end users yet. For this ad campaign, it would be a lot better to just leave the Mac market alone, just let the OS X users be, until there is a decent version built for OS X from scratch, and not as a hack afterwards...
industrial computer (pentium 2-ish or better) + solid state hard drive (expensive if big, but reliable) + DSL is a possible future application at my company. We'd use them as human interface devices, if the operating system is small enough we don't have to use a hard drive => more reliable operation, but to keep the costs down the size of the solid state drive should be as small as possible.
And Dyson wasn't really first, Electrolux was the first company in the world to develop a robotic vacuum cleaner. (One of my previous professors was on the development team). Several others have followed, btw.
Finally, I've seen robotic lawn mowers as well (my boss owns one), several brands on the market. The first one was from Husqvarna, I think. The concept is quite similar to the vacuum cleaner concept, though, it's really the same principle.
bomb robots, underwater robots, probably more similar examples from where they come from. From the point of view of robotics, they aren't really robots at all (definition of "robot" in robotics: it has to be autonomous, even if that means only by following a prepared program).
Basically, they aren't even automated devices, they are really only cool remote controlled toys.:)
However, the question still holds if we're just phrasing it appropiately: Links to robots that are MORE sophisticated than mere automation, please.:)
Doesn't help - you'll have to come from a pretty big city as well. Just combining my name (both my first and last name are very common Swedish names) with the town I live in, will instantly grant you a great deal of access to information about me, just by doing a Google search. Actually, there even is one hit when searching for just my name, but it's one that I intended to be found - and unless you already knew quite a bit about me it would just be lost in the hay stack.
Another idea - what about introducing the complete concept of functional programming to spreadsheets? AFAIK you can only use predefined functions in all of the spreadsheet applications that I know of, or you have to go with some kind of scripting (which really doesn't fit into the spreadsheet paradigm of computing).
The concept simply would be allowing you to implement your own backside functions in a simple imperative language (BASIC-like, c-like, Pascal-like, possibly choosable, functional languages would be possible too if you like those). This would be done outside of the actual spreadsheet in a special tab or something.
Basically, you get the possibility to define MySuperCoolFunctionThatDoesLoadsOfThings() and use that instead of writing 2-row unoverlookable formulas in each cell.
Sweden, until rather recently, had one of the more enlightened copyright laws around. It explicitly required authorisation only for *commercial* reproduction. Making a copy of a cd, book, or whatever and giving it to your friends was never illegal.
You're misinformed. Yes, you were allowed to give your closest friends a copy. There was a levy fee on the media because of it though. And you couldn't give ALL your friends a copy (disregard the typical slashdotter with 6 friends).
If you spread copies widely earlier, it was just as illegal as it is now
Have you considered using a database? Spreadsheets are suited to being a cross of a desktop calculator and a word processor; if you want to be storing vast amounts of data, I'd recommend using a tool designed for it...
Have you really considered the effort to teach the marketing department how to use a database???
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So in Sweden, how do individuals pay each other, such as birthday money or money from the neighbors for lawn care?
In cash to the recipient directly instead of via a machine? No need to overengineer things...
They do, but generally, there is a $4 surcharge when a customer from one bank withdraws from another bank's ATM, split evenly between the two banks. In addition, banks in USA only allow deposits of cash or checks in their own ATMs.
No fee. And there isn't any deposit problem really - unless you're a company you usually don't get a lot of cash. Companies have special deposit boxes at their bank office.
Is there actually a law forbidding ATM owners from charging service fees to customers of other banks?
No, AFAIK it's only by custom they do it. I think there is one which bans them from take a charging service fee within the rest of EU however, if they don't do it for other banks in Sweden as well. Before that there were handling fees when makin withdrawals abroad, but not in ATMs in Sweden.
Not everybody has that luxury. Often, only one bank has ATMs in a given city. This was the case in Terre Haute, Indiana, during the four years that I went to school there.
You're kidding aren't you? Banks in USA only allow withdrawals in their own ATMs? Here in Sweden I can go to any ATM, no need to worry about which bank owns it...
has a billing system/customer database based around Personal identity numbers. That's pretty usual in Sweden, so that's not a problem. The problems started when I moved, but didn't cancel my subscription (I shared the house with my sister and her boyfriend - and they didn't move out of there). I didn't think more about it and sent in a form for a new connection at my new flat. When I was connected (I'm on a special net - I pay for physical connection to one company and have the possibility to choose from four different ISPs on top of that), I got a snail-mail from the company managing the physical connection, telling me I hadn't chosen an ISP.
:)
But I had? When calling my ISP, they told me their customer database only could manage one connection per customer, because it was organised with the personla identity number as primary key - so they had just dropped my application out of the process without contacting me. Short story, I went to ther competitor instead.
I'm not at all surprised that teens don't buy MP3s. Almost no one sells them! iTunes sells AAC tunes, so that doesn't count, and almost all others use WMA. The only exception I can think of allofmp3.ru and indie record companies which only cater to a niche market...
The swedish Antipiratbyrån already has got people convicted with screenshots as the only evidence. You'll better hope they won't teach **AA that...
You're wrong, they DID announce they'd lower taxes, just not the tax rates. They're adding a "jobbavdrag" - "work deduction" to the income declaration, lowering taxes by an more or less equal amount for everybody with an employment.
... my TV isn't a HDTV.
(on a more serious note: I don't really care about HDTV at all. I don't really watch the tube that much. As long as my 1983 vintage TV works, it'll be what I use...)
1) I'm an OSX-er ;-)
;-)
2) Java IS included in OS X
3) Profit!
It is, however, not included in Windows, but who really cares about outdated operating systems?
My MUM (who normally has problems holding the mouse the right way and understanding the difference between leftclicking and rightclicking) though it was "a-not-so-hard-to-crack-password"...
GNU about the GPL: "This General Public License does not permit incorporating your program into proprietary programs. If your program is a subroutine library, you may consider it more useful to permit linking proprietary applications with the library. If this is what you want to do, use the GNU Lesser General Public License instead of this License."
.NET API = ok, own API or library = not okay.
:)
And in the license itself: "For an executable work, complete source code means all the source code for all modules it contains, plus any associated interface definition files, plus the scripts used to control compilation and installation of the executable. However, as a special exception, the source code distributed need not include anything that is normally distributed (in either source or binary form) with the major components (compiler, kernel, and so on) of the operating system on which the executable runs, unless that component itself accompanies the executable."
IMHO, that means Windows API = ok, Java API = ok,
And that makes sense. Otherwise I could just build all of my app in my "MainApp API" and GPL my "StartMainApp()" function call...
European companies have basically ignored the alternatives and just switched to diesel acting like it is the solution.
That's not true, at least not for all european brands. Examples from my proximity, Sweden: Saab is selling loads of their E85-powered cars in Sweden right now, and Volvo was one of the pioneers of biogas/CNG-driven cars. Oh, and they sell E85-powered ones as well today.
avxQta6TNIwqqKAxqOGHRo6xdZP6bJYyo3BoBRmh
Probably related to this guy, heh?
Well, if I was to do business in Pakistan, I would count on either having to learn Urdu or hire a translator/interpreter. Wouldn't you?
* NeoOffice as an interoperable alternative for OS X.
Gaaahh!!! Please don't mention that OpenOffice is available for Mac OS X in such an ad. NeoOffice works, but in my opinion it is JUST AS FUGLY AS THIS AD. Non-native widget set, slow as hell to start, graphics that don't match the rest of the system, open, save and print dialogs aren't based on the system standard.
Basically, it is an interface disaster (because it's heavily based on the win/lin OO.o, which sorry to say wasn't built to be portable to OS X)
To add to that, NeoOffice is still based on OO.o 1.1, when OO.o itself has gained huge improvements from the 2.0 upgrade.
Basically NeoOffice works for geeks like you and me, but shouldn't be used by end users yet. For this ad campaign, it would be a lot better to just leave the Mac market alone, just let the OS X users be, until there is a decent version built for OS X from scratch, and not as a hack afterwards...
industrial computer (pentium 2-ish or better) + solid state hard drive (expensive if big, but reliable) + DSL is a possible future application at my company. We'd use them as human interface devices, if the operating system is small enough we don't have to use a hard drive => more reliable operation, but to keep the costs down the size of the solid state drive should be as small as possible.
Omron Corporation is making a robotic cat as well.
And Dyson wasn't really first, Electrolux was the first company in the world to develop a robotic vacuum cleaner. (One of my previous professors was on the development team). Several others have followed, btw.
Finally, I've seen robotic lawn mowers as well (my boss owns one), several brands on the market. The first one was from Husqvarna, I think. The concept is quite similar to the vacuum cleaner concept, though, it's really the same principle.
bomb robots, underwater robots, probably more similar examples from where they come from. From the point of view of robotics, they aren't really robots at all (definition of "robot" in robotics: it has to be autonomous, even if that means only by following a prepared program).
:)
:)
Basically, they aren't even automated devices, they are really only cool remote controlled toys.
However, the question still holds if we're just phrasing it appropiately: Links to robots that are MORE sophisticated than mere automation, please.
Doesn't help - you'll have to come from a pretty big city as well. Just combining my name (both my first and last name are very common Swedish names) with the town I live in, will instantly grant you a great deal of access to information about me, just by doing a Google search. Actually, there even is one hit when searching for just my name, but it's one that I intended to be found - and unless you already knew quite a bit about me it would just be lost in the hay stack.
was a guy from Sweden named Jurgen (?sp)
His name probably was Jörgen, a common Swedish name. Your spelling looks almost like Jürgen, though, but that name isn't Swedish - it's German.
Another idea - what about introducing the complete concept of functional programming to spreadsheets? AFAIK you can only use predefined functions in all of the spreadsheet applications that I know of, or you have to go with some kind of scripting (which really doesn't fit into the spreadsheet paradigm of computing).
The concept simply would be allowing you to implement your own backside functions in a simple imperative language (BASIC-like, c-like, Pascal-like, possibly choosable, functional languages would be possible too if you like those). This would be done outside of the actual spreadsheet in a special tab or something.
Basically, you get the possibility to define MySuperCoolFunctionThatDoesLoadsOfThings() and use that instead of writing 2-row unoverlookable formulas in each cell.
Sweden, until rather recently, had one of the more enlightened copyright laws around. It explicitly required authorisation only for *commercial* reproduction. Making a copy of a cd, book, or whatever and giving it to your friends was never illegal.
You're misinformed. Yes, you were allowed to give your closest friends a copy. There was a levy fee on the media because of it though. And you couldn't give ALL your friends a copy (disregard the typical slashdotter with 6 friends).
If you spread copies widely earlier, it was just as illegal as it is now
Tell the guy with the huge spreadsheet that, not me...
Have you considered using a database? Spreadsheets are suited to being a cross of a desktop calculator and a word processor; if you want to be storing vast amounts of data, I'd recommend using a tool designed for it...
Have you really considered the effort to teach the marketing department how to use a database???
All big companies' websites usually suck. There is pretty good info at Wikipedia, though.