I don't know about that but a girl on a swing in a bikini beside the road lasted about 40 minutes and one accident before the business decided to pull her in my area back in the 90's.
I don't think you could do much about someone walking down the road without a business purpose tho.
Heck, all kinds of things could distract us- a noteworthy dog like a saint bernard or irish wolf hound could do it.
You figure sounded high so I thought I'd check the weather. Temperatures in most of Germany average about 15 degrees lower than most of the U.S.
A major component of our electrical usage is air conditioning.
Other than A/C I run a fridge (which is probably double the size but still rated at about $75 per year) a few LED light fixtures, and one computer which is in sleep mode 16 hours a day.
But the A/C is huge. My bills run $40-$50 7 months a year, $75 1 month a year, and $130 4 months a year. The difference is entirely A/C.
The testosterone effect is pronounced for about 25% of men. They really need to go on HRT. For me, it rolled back the clock from 45 to 30 (both physically/muscles, reaction time, background pain level, healing rate, reaction to working out, desire for sex, performance during sex, ability to sleep, clarity of thought, and mood). So I recommend every male go and get tested. If you are below 300 and feel different, you need supplementation. You can only stay on it until you get prostate cancer and then you are done because HRT is like gasoline to prostate cancer. Tho really it's due to the testosterone aromatizing into estrogen and not to the testosterone directly.
The 90 year old man is atypical (but you know that given your inclusion of genetics). For one thing, 98.2% of people are dead by age 90-- men die at a higher rate so right from the start he's in the 1% that was still alive. Some people are active after 100. But you don't have nearly as much "extra" to recover from setbacks.
This weekend, I attended the funeral of a a healthy active, fit 77 year old who got up from a couch, passed out and fell down all of 6' to the floor and got a concussion and died within 45 days.
I had never heard of this feature and tested it and it's going to be useful.
I dislike the way smart phones and browsers are no longer documented and are just expected to be "intuitive". It was over a year before I pressed and held the icon on my phone that brought up a app history list of what I'd run since last boot. The icon did something else basic when hit for shorter periods of time.
I guess I just have ot hit every possible key combination after every patch to figure out what has changed.
The summary says, "if you close a tab by accident, you can reopen the tab with the content it was displaying by pressing "Ctrl Key + Shift Key + 't'" key. And gives an alternate key combination for the Mac.
One more thing- most families in the U.S. require two incomes to get by because the cost of living is so high.
So it's not unreasonable to expect that a family in chile would require two incomes to live as comparatively well as a U.S. family.
And a family bringing in $48,000 U.S. would be making a ton of money in chile- probably top 10% income in the country.
All I'm saying is that these workers raises won't be in a vacuum. At some point, everyone else in society gets a raise too and then they do need to make $60k or even $80k each to live as well as they do.
I did some research on chilean real estate and good houses built to U.S. standards on good property sell for as much or more than in the U.S.
"In Chile, the average net adjusted disposable income of the top 20% of the population is an estimated 31 040 USD a year, whereas the bottom 20% live on an estimated 2 392 USD a year."
In Chile, households on average spend 18% of their gross adjusted disposable income on keeping a roof over their heads, less than the OECD average of 21%.
http://www.oecdbetterlifeindex.org/countries/united-states/ "In the United States, the average net adjusted disposable income of the top 20% of the population is an estimated 82 666 USD a year, whereas the bottom 20% live on an estimated 10 434 USD a year."
In the United States, households on average spend 19% of their gross adjusted disposable income on keeping a roof over their heads, below the OECD average of 21%
----
Similarly the cost of lodging and eating is 1/3 to 1/2 of the cost in the less expensive U.S. cities and 1/4 the cost of expensive U.S. cities.
---
By definition $11,000 is a the middle income, just like $46,000 is in the US. Half the people make less, half the people make more.
The Chilean figure includes your mass of subsistence farmers and slum dwellers (as long as they have a job and earn official taxable income.
The United States figure includes the mass of poor people, slum dwellers (as long as they have a job and earn official taxable income, underprivileged, single moms, high school dropouts, struggling actors, waiters, etc.
I don't mind (tho I don't think it's realistic to think wages are going to go up rather than average out).
There will be side effects of course.
It would absolutely murder tons of retired people in those countries as the cost of living goes up by 100% and their pensions and social security programs are unchanged.
Of course, retirees in the 1st world would benefit as wages stagnated and dropped.
One correction, "Anglo-Saxon and European nations" should probably be "Anglo-Saxon and European corporations."
The cost of living in Chile for american expats is under $1000 a month.
The average annual income is $11,039.
If the observatory workers are making $2000 a month, then they seem to be making the equivalent of about $90,000 in the U.S. for local goods and services- tho very little in terms of world products (like imported automobiles and air conditioners).
This is a good point- the closer you get to the max income (about $100k in 2000 dollars), the less likely you are to collect enough.
Social security ramps up really fast- to a $60k income in 2000 dollars and then benefits increase very slowly after that. Also, it uses your top 35 inflation adjusted years. So once you have 35 years in the bucket, your benefits won't go up much either.
And if you had a decent savings, you'll be paying taxes on your social security. Those tax rates are likely to increase over the next 16 years.
You can cut the benefits for everyone making about $14k total or you can cut them for the people making a lot ($29k for social security plus over 50 grand investment income). The second option is politically feasible.
And many people in their 50's didn't make it. Partially the luck of having an executive looking out for you or not. You might be in the couple of 60 year olds yourself-- or you might be in the dozens of fifty year olds (which is more likely).
Don't want to give the wrong impression- we did have a couple of 60 year olds who could code the kids under the table and who were current technically but they loved being in IT and basically had no life as a result. Had one that retired and died four months later.
Speaking from experience... there's a major drop in energy and vitality at 43 and again at 53. I don't know about older ages.
I was able retire from IT. Very ironically, they laid me off 1 day before I was going to retire. Thank god I hadn't told them about my plans tho some of my reports new since i was prepping them to take over.
It was my third layoff and the second time I was closing on mid six figures. After the second layoff I started living on about half of what I make and maintaining about a 45% savings rate (it got a little over 50% the last year or two).
So many people I worked with still haven't found work and had no savings. Sad. I heard about house payments and kids college bills a lot at the end.
I miss the sense of purpose even tho it was false (to be honest, I can't think of any work I did that wasn't thrown away within 10 years and not much which lasted over 5 years. When I was growing up, I wasn't one of those lucky people who know what they wanted to be. I just kinda got lucky-- liked assembly language- wandered into Java just in time and then project management and management.
I disliked "CMP" the worst- especially since they said "CMP" but then didn't really follow it and then they went to stacked ranking which meant you could only give one good ranking per team per year and you had to down-rank one person too. In our case, we were lucky and had an obvious downranker but some teams had only good people.
Didn't matter-- 90% layoffs and offshoring. They laid off almost everyone with technical skill and retained only architects, project office project managers, and business analysts.
Barely made it!
Everyone in IT should consider their career to be over by 50. If they make it past that, well then bonus.
When I entered IT, we were kind of the priest kings. Good pay, bad hours, reasonable status.
As I retired from IT, we were a cost center. Good pay, ridiculous hours plus nights and weekends and almost all holidays, terrible status.
I couldn't recommend it as a career to anyone. The technology changes too fast these days and age discrimination is blatant and harsh.
Offshoring competition is harsh tho I think it will start easing in under 8 years. Their wage inflation is incredible (20% a year) and their willingness to leave home for years is diminishing.
Don't know if this helps but 5 million people went on social security 2010 and 2011 vs 5 million people from 2000 to 2009.
Most men and almost all women retire by age 65. I think the numbers are like 75% and 90% respectively. Those who keep working are mostly lawyers, politicians, ceo's, and similar types. Not people who punch a clock or work a fixed schedule and mostly people who either enjoy what they do a lot or who have redefined play as work (i.e. going to conferences in spain, hawaii, europe...)
The retirement rate went from 2.5 million per year to 3.5 million per year in 2012. It increases again to 4.5 million per year in 2016.
You can't see it because of how close it is but the job market should be pretty sweet sometime between 2016 and 2020.
And the chinese and europeans are retiring/dying at the same time.
Only the indians are off sync with the rest of the world. But they are increasingly expensive; the competent ones seem to have been consumed/moved into management; and are less willing to travel/work like slaves-- I'd give it another 8 years on them.
Geezers can be highly effective but once they lose their job- no one will hire them. So they are not going to be a concern.
I've seen this several times (all the way back to the 80's).
Get to your 40's and your risk increases enormously. As long as you can keep the job you have, you are fine. But if you get fired or laid off, you may not be able to get back in.
Several companies require your HIGHSCHOOL graduation date. Not proof you graduated. Not your college gradutation date.
The government needs to outlaw that practice. It's clearly used to prescreen applicants so they don't get to the interview process so you can't sue for age discrimination.
The 11th amendment on came later and the supreme court has extensively "reinterpreted" the constitution. The changes to the commerce clause alone result in lot of abuse today and that was over a few dozen bushels of wheat.
The bible is the collected wisdom of a tribe that did better than other tribes in the area at the time. Some of it is useful, some of it is obscure, and some of it is random madeup bullshit (kinda like most tribal folklore).
The forefathers were a unique group of individuals. I don't think we have people like them in power today. They had a revolution- they didn't take permanent power- they didn't descend into barbarism- and they set up a reasonably good system of government.
It's too bad about the indian guy who got investigated. Scary. Going to get worse as it gets easier to kill large groups of people and individual lunatics kill people.
"So it will take 3 weeks after the eggs hatch before the nymphs become adult bedbugs and you are unlikely to realise a bedbug infestation has started in your bed during this period as they only come out at night when you are likely to be fast asleep and when it is dark.
So once they have become adult bedbugs from then on the bedbugs will be able to reproduce and female bedbugs lay up to a dozen eggs per day! So in its first week one female adult bedbug may lay 70 or more bedbug eggs in or near your bed,"
Slashdot Mirror
I don't know about that but a girl on a swing in a bikini beside the road lasted about 40 minutes and one accident before the business decided to pull her in my area back in the 90's.
I don't think you could do much about someone walking down the road without a business purpose tho.
Heck, all kinds of things could distract us- a noteworthy dog like a saint bernard or irish wolf hound could do it.
Google "child die peanut butter".
Yes, they do-- despite the use of epi-pens.
The first page is all dominated by the one girl but as you go back in the history other child fatalities start mixing in.
You figure sounded high so I thought I'd check the weather.
Temperatures in most of Germany average about 15 degrees lower than most of the U.S.
A major component of our electrical usage is air conditioning.
Other than A/C I run a fridge (which is probably double the size but still rated at about $75 per year) a few LED light fixtures, and one computer which is in sleep mode 16 hours a day.
But the A/C is huge. My bills run $40-$50 7 months a year, $75 1 month a year, and $130 4 months a year. The difference is entirely A/C.
Good thoughts. Words of wisdom.
Now that I've retired, I'm trying to figure out what to do with the rest of my life.
I have some artistic and musical talent but both would need a lot of training.
The testosterone effect is pronounced for about 25% of men. They really need to go on HRT. For me, it rolled back the clock from 45 to 30 (both physically/muscles, reaction time, background pain level, healing rate, reaction to working out, desire for sex, performance during sex, ability to sleep, clarity of thought, and mood). So I recommend every male go and get tested. If you are below 300 and feel different, you need supplementation. You can only stay on it until you get prostate cancer and then you are done because HRT is like gasoline to prostate cancer. Tho really it's due to the testosterone aromatizing into estrogen and not to the testosterone directly.
The 90 year old man is atypical (but you know that given your inclusion of genetics). For one thing, 98.2% of people are dead by age 90-- men die at a higher rate so right from the start he's in the 1% that was still alive. Some people are active after 100. But you don't have nearly as much "extra" to recover from setbacks.
This weekend, I attended the funeral of a a healthy active, fit 77 year old who got up from a couch, passed out and fell down all of 6' to the floor and got a concussion and died within 45 days.
Probably the alcohol!
I had never heard of this feature and tested it and it's going to be useful.
I dislike the way smart phones and browsers are no longer documented and are just expected to be "intuitive". It was over a year before I pressed and held the icon on my phone that brought up a app history list of what I'd run since last boot. The icon did something else basic when hit for shorter periods of time.
I guess I just have ot hit every possible key combination after every patch to figure out what has changed.
The summary says, "if you close a tab by accident, you can reopen the tab with the content it was displaying by pressing "Ctrl Key + Shift Key + 't'" key. And gives an alternate key combination for the Mac.
One more thing- most families in the U.S. require two incomes to get by because the cost of living is so high.
So it's not unreasonable to expect that a family in chile would require two incomes to live as comparatively well as a U.S. family.
And a family bringing in $48,000 U.S. would be making a ton of money in chile- probably top 10% income in the country.
All I'm saying is that these workers raises won't be in a vacuum. At some point, everyone else in society gets a raise too and then they do need to make $60k or even $80k each to live as well as they do.
I did some research on chilean real estate and good houses built to U.S. standards on good property sell for as much or more than in the U.S.
Since the top 20% of chileans earn $31,000, if the ALMA workers gain $7,000 per year, they will be in the top 20% of their country's income.
The top 20 of income in the U.S. starts at about $102,000.
I'm all for them getting a raise.
Should they get $102,000?
What's a fair level in your opinion?
Should the minimum wage in Chili be about $7.40 per hour?
What effects would that have on the economy there?
http://www.oecdbetterlifeindex.org/countries/chile/
"In Chile, the average net adjusted disposable income of the top 20% of the population is an estimated 31 040 USD a year, whereas the bottom 20% live on an estimated 2 392 USD a year."
In Chile, households on average spend 18% of their gross adjusted disposable income on keeping a roof over their heads, less than the OECD average of 21%.
http://www.oecdbetterlifeindex.org/countries/united-states/
"In the United States, the average net adjusted disposable income of the top 20% of the population is an estimated 82 666 USD a year, whereas the bottom 20% live on an estimated 10 434 USD a year."
In the United States, households on average spend 19% of their gross adjusted disposable income on keeping a roof over their heads, below the OECD average of 21%
----
Similarly the cost of lodging and eating is 1/3 to 1/2 of the cost in the less expensive U.S. cities and 1/4 the cost of expensive U.S. cities.
---
By definition $11,000 is a the middle income, just like $46,000 is in the US. Half the people make less, half the people make more.
The Chilean figure includes your mass of subsistence farmers and slum dwellers (as long as they have a job and earn official taxable income.
The United States figure includes the mass of poor people, slum dwellers (as long as they have a job and earn official taxable income, underprivileged, single moms, high school dropouts, struggling actors, waiters, etc.
I don't mind (tho I don't think it's realistic to think wages are going to go up rather than average out).
There will be side effects of course.
It would absolutely murder tons of retired people in those countries as the cost of living goes up by 100% and their pensions and social security programs are unchanged.
Of course, retirees in the 1st world would benefit as wages stagnated and dropped.
One correction, "Anglo-Saxon and European nations" should probably be "Anglo-Saxon and European corporations."
The cost of living in Chile for american expats is under $1000 a month.
The average annual income is $11,039.
If the observatory workers are making $2000 a month, then they seem to be making the equivalent of about $90,000 in the U.S. for local goods and services- tho very little in terms of world products (like imported automobiles and air conditioners).
I see people hiring people to edit pages-- paying people to have software "view" the pages.
This is a good point- the closer you get to the max income (about $100k in 2000 dollars), the less likely you are to collect enough.
Social security ramps up really fast- to a $60k income in 2000 dollars and then benefits increase very slowly after that. Also, it uses your top 35 inflation adjusted years. So once you have 35 years in the bucket, your benefits won't go up much either.
And if you had a decent savings, you'll be paying taxes on your social security. Those tax rates are likely to increase over the next 16 years.
You can cut the benefits for everyone making about $14k total or you can cut them for the people making a lot ($29k for social security plus over 50 grand investment income). The second option is politically feasible.
Grrrr.
And many people in their 50's didn't make it. Partially the luck of having an executive looking out for you or not. You might be in the couple of 60 year olds yourself-- or you might be in the dozens of fifty year olds (which is more likely).
Don't want to give the wrong impression- we did have a couple of 60 year olds who could code the kids under the table and who were current technically but they loved being in IT and basically had no life as a result. Had one that retired and died four months later.
Speaking from experience... there's a major drop in energy and vitality at 43 and again at 53. I don't know about older ages.
I was able retire from IT. Very ironically, they laid me off 1 day before I was going to retire. Thank god I hadn't told them about my plans tho some of my reports new since i was prepping them to take over.
It was my third layoff and the second time I was closing on mid six figures. After the second layoff I started living on about half of what I make and maintaining about a 45% savings rate (it got a little over 50% the last year or two).
So many people I worked with still haven't found work and had no savings. Sad.
I heard about house payments and kids college bills a lot at the end.
I miss the sense of purpose even tho it was false (to be honest, I can't think of any work I did that wasn't thrown away within 10 years and not much which lasted over 5 years. When I was growing up, I wasn't one of those lucky people who know what they wanted to be. I just kinda got lucky-- liked assembly language- wandered into Java just in time and then project management and management.
I disliked "CMP" the worst- especially since they said "CMP" but then didn't really follow it and then they went to stacked ranking which meant you could only give one good ranking per team per year and you had to down-rank one person too. In our case, we were lucky and had an obvious downranker but some teams had only good people.
Didn't matter-- 90% layoffs and offshoring. They laid off almost everyone with technical skill and retained only architects, project office project managers, and business analysts.
Barely made it!
Everyone in IT should consider their career to be over by 50. If they make it past that, well then bonus.
Charlton Heston got regular roles as an actor into his 70's too.
Grats-- but save like you wont' have a job in your 50's
Those who are well off will be losing 15% to 35% right off the top to taxes.
I expect changes to balance the system will raise that to 25% to 50%.
If we have a period of inflation- they'll have paid in dollars of purchasing power to get dimes of benefits.
A fifth of the boomers will do well- the rest may be looking at early death and pet food.
Um.
Hate to say this but you need to plan on 50- maybe 55.
The odds of your working in IT until age 65 are miniscule.
When I entered IT, we were kind of the priest kings. Good pay, bad hours, reasonable status.
As I retired from IT, we were a cost center. Good pay, ridiculous hours plus nights and weekends and almost all holidays, terrible status.
I couldn't recommend it as a career to anyone. The technology changes too fast these days and age discrimination is blatant and harsh.
Offshoring competition is harsh tho I think it will start easing in under 8 years. Their wage inflation is incredible (20% a year) and their willingness to leave home for years is diminishing.
He was making a reference to the cost of offshored workers.
My company laid off about 500 of us last year and went to a mixture of offshore workers and a few dozen very expensive consultants.
I hear it's going about as well as you might think.
The good news is I got laid off 1 day before I was going to retire.
Don't know if this helps but 5 million people went on social security 2010 and 2011 vs 5 million people from 2000 to 2009.
Most men and almost all women retire by age 65. I think the numbers are like 75% and 90% respectively. Those who keep working are mostly lawyers, politicians, ceo's, and similar types. Not people who punch a clock or work a fixed schedule and mostly people who either enjoy what they do a lot or who have redefined play as work (i.e. going to conferences in spain, hawaii, europe...)
The retirement rate went from 2.5 million per year to 3.5 million per year in 2012.
It increases again to 4.5 million per year in 2016.
You can't see it because of how close it is but the job market should be pretty sweet sometime between 2016 and 2020.
And the chinese and europeans are retiring/dying at the same time.
Only the indians are off sync with the rest of the world. But they are increasingly expensive; the competent ones seem to have been consumed/moved into management; and are less willing to travel/work like slaves-- I'd give it another 8 years on them.
Geezers can be highly effective but once they lose their job- no one will hire them. So they are not going to be a concern.
Grats.
I've seen this several times (all the way back to the 80's).
Get to your 40's and your risk increases enormously. As long as you can keep the job you have, you are fine. But if you get fired or laid off, you may not be able to get back in.
Several companies require your HIGHSCHOOL graduation date. Not proof you graduated. Not your college gradutation date.
The government needs to outlaw that practice. It's clearly used to prescreen applicants so they don't get to the interview process so you can't sue for age discrimination.
It wasn't really written at one time.
The 11th amendment on came later and the supreme court has extensively "reinterpreted" the constitution. The changes to the commerce clause alone result in lot of abuse today and that was over a few dozen bushels of wheat.
The bible is the collected wisdom of a tribe that did better than other tribes in the area at the time. Some of it is useful, some of it is obscure, and some of it is random madeup bullshit (kinda like most tribal folklore).
The forefathers were a unique group of individuals. I don't think we have people like them in power today. They had a revolution- they didn't take permanent power- they didn't descend into barbarism- and they set up a reasonably good system of government.
It's too bad about the indian guy who got investigated. Scary. Going to get worse as it gets easier to kill large groups of people and individual lunatics kill people.
I was wondering so I looked it up
http://wiki.answers.com/Q/How_fast_do_bedbugs_reproduce
"So it will take 3 weeks after the eggs hatch before the nymphs become adult bedbugs and you are unlikely to realise a bedbug infestation has started in your bed during this period as they only come out at night when you are likely to be fast asleep and when it is dark.
So once they have become adult bedbugs from then on the bedbugs will be able to reproduce and female bedbugs lay up to a dozen eggs per day! So in its first week one female adult bedbug may lay 70 or more bedbug eggs in or near your bed,"