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User: GUNTHER

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  1. Re:Transparent Aluminum? on Transparent Concrete · · Score: 1

    They didn't give the transparent aluminium technology so that they could use it on the ship, they gave it as payment for the plexiglass that was used. They didn't have any 20th century cash. So it made perfect sense.

  2. You Should be Scared of Credit Agencies on The Tightening Net: Part One · · Score: 1

    I wrote financial software for banks and financial institutions for 5 years. During this time I to deal with the various major credit agencies and a few minor ones. I spent a full year writing software to tie databases together and translate information from one to the other.

    Some of the things that are used to get these "credit scores" are very questionable. Here are some of the fields in the databases used by some of the major agencies to calcuate the score:
    1. your age
    2. how often your address changes
    3. how often you change jobs (even if it is simply a relocation with the same company)
    4. your marriage history
    5. your race

    Yes, your race! I have not seen the algorithms used for the calculations but in MOST of the agencies databases there was a field for ethnic background or race.

    I'd hate to see how they actualy use some of that information in the calculations...

  3. Re:Personal privacy? on Answers From Sealand: CTO Ryan Lackey Responds · · Score: 1

    If your credit card number appears on a HavenCo site then you are already in trouble. You need to contact your Credit Card Company and get the card cancelled. It is your fault for letting the number get out. You shouldn't rely on privacy laws as a safety net for your own incompetence.