Could you explain why people living longer than expected is a problem for a life insurance issuer? I would think that logically the problem would be too many people dying younger than expected.
If you find a professor that you like and likes you, you can get a graduate degree without new debt, and folks won't care what your undergraduate degree is in once you have an appropriate graduate degree.
The choice of professor is critical for you for several reasons: 1. You need someone in the department to help get you accepted despite your out of area undergrad degree 2. You will be doing what your professor wants with most of your time- so choose wisely 3. You are going to need good advice on which classes are critical to actually take to fill in your knowledge gaps vs which ones you can pick up relevant material quickly on your own. 4. A good professor will have research or teaching funding to pay you while you're spending your time doing what they tell you to. 5. A good professor has connections that will help you find a job after your degree.
US patents only last 20 years. If they actually get an economically viable reactor up & working within 20 years (and even the bit more it takes the patent to work its way through to issuance), I'm OK with them having a patent for the rest of the 20, despite the fact they got govt help at this stage. The improved externalities are sufficient public good in my opinion.
Actually, given that the Fed's main purpose these days seems to be to inflate bubbles, I'd be happier if they chose a fiber rollout to everyone as their target bubble instead of current targets of banks & house values. At least at the end of the day my quality of life might improve in a small way, and our infrastructure would get a boost.
Similarly, I would have been happier if the Fed has decided to funnel all that money into our physical transport infrastructure.
The devil is in the details though. The big players have proven that they are perfectly willing to pocket money to build out infrastructure and then not do it. The money should have appropriate strings attached.
The "research highlights" section contains selections from the journals that are sometimes pretty good. I also like the pieces they pulled from Queue like Kode Vicious with is usually entertaining (granted, that's free through Queue). Armour's column is often excellent and occasionally when passed to a manager will lead to an improvement in scheduling sanity. The column Legally Speaking does a good job of digesting things to my non-expert level of comprehension on what's going with how the law affects computing, IP, etc.
I'll grant however that the signal to noise ratio for the headliner articles is often not so great. That's why I say one or two things an article rather than reading the whole thing through:). Then again, that's better than Spectrum, which I sometimes flip through without reading anything all the way through.
The trick with mags like Spectrum and CACM is that the deep stuff does tend to go to the more specific journals. That's probably why most of the things I noted as often useful to me aren't actually deep technical but more how technical intersects with other areas.
I'm a member of IEEE (Computer Society) & ACM. My employer pays for the first, I pay for the second (although being in each gives a small discount to being in the other). I'm not an academic, but I usually find an article or two worth reading each month in both Computer & in Communications of the ACM.
Of course, since I primarily design hardware rather than software, this might not count as a programmer joining the ACM:).
The prices for each don't seem out of range for the quality of the publications, and for a working professional they are certainly not hard to afford even if your employer doesn't cover them. IIRC those not working can get student or hardship discounts as appropriate.
Of course, I'm not buying a bunch of Journals in each. In the past knowing people who get each of the Journals I might need worked OK. Now the corporate library serves that need with subscriptions to the digital libraries.
It seems to me that the "high-end, hand-made jewellery market that don't actually function all that well as watches" is the one that has the most to fear from "smart" watches- "smart" devices are being treated more and more like fashion accessories.
The summary says that the fairways are still irrigated. It is when the ball lands off the irrigated fairway that the problem is being reported. According to the summary, golfers are being asked to bring the ball back to the fairway to avoid starting fires if they hit the ball into the rough.
Being able to avoid California's brand of crazy and New York's brand of crazy is a bonus to living in Austin, not a problem. Granted, we have our own issues, but they pale in comparison to the aforementioned places. If we didn't have so many Californians fleeing here and pushing up costs it would be even better- after all, most of the issues we do have are related to outgrowing our infrastructure.
This would create another perverse incentive to dumb down education- as much as the complexity of current law is bad, the inability to pass laws preventing any bad behavior that requires some knowledge (i.e. limits on pollution levels) would allow tragedy of the commons abuses by the powerful to be much worse.
Another approach that might achieve the benefits you seek would be to require that every piece of legislation must be read allowed in its entirety before being voted on- and that any congress-critter who is at any point outside the room during the reading is considered to have voted "no".
One could still write something that was confusing- but at least it would be short enough enough to be read between bathroom breaks.
You are making an rather huge assumption when you state it hasn't been cracked by a Black Hat. You expect press releases from someone who has taken all the information for their own uses? You are also assuming that anyone incompetent enough to create that abomination is competent enough to notice if they have been hacked.
I didn't take the HS classes for all the AP exams I took, but since I went to high school inside the beltway, I certainly agree that I was not an example of a rural student. Living in a densely populated area certainly helped to be close to where they gave the exams.
As to BWM count, I have no idea- it's not something I cared about. I got my 70s toyota for $50 and fixed it up (little things like being to see the road through the floor were disconcerting and I fixed- overall appearance not so much). It was reliable and that's what mattered.
I was an undergrad in the 90s. I got almost a year worth of college credit from AP exams, including 10 hours of engineering calculus, and the full freshman year of CS classes (I just did CS as a minor, so that got me almost half way there). Things may have changed since then. At the time, it was true that being able to pass the exam required somewhat different skills than passing the classes, but neither was a great measure of ones ability to write quality code, much less step back and put together a quality project.
You are missing the fatboy's point- at least as I understand it.
The REASON that a simple doctor visit is a major expense is because of how we have things structured. If doctors were paid by their patients, there would be plenty of doctors with reasonable advertised costs for a simple doctors visit. A large portion of the decrease in price would come from not having to pay as many middle-men.
The inability of so many people to budget for occasional $100 surprises is a different (and very real) problem. Not that the current approach to "insurance" doesn't leave less money in the consumer's pockets, but consumers are happy to overspend in a variety of arenas.
Tesla's main problem right now is getting enough batteries to meet demand for the current lineup. They have no incentive to move to a lower profit per car model until they can supply the demand.
To be fair, any corporation would have done the same thing. If Pepsi (say) discovered a Twitter account that repeatedly says that Pepsi tastes horrible, and it turned out that the owner of the account was one of their employees, it wouldn't matter if that employee never used his or her real name--he or she would be canned faster than, well...
I think one difference might be that Pepsi can't use all the power of government to reveal who the tweeter was.
~Loyal
They can, however, use all the powers of Pepsi to reveal who the tweeter was.
Actually, that may mean they can use all the powers of government.
the current scheme of regulation which lets *them* profit
You are spinning it the other way. Regulation are also costing them. I'm sure lot of hotel would be fine just not having those pesky regulation getting in the way (like you know fire protection, hygiene, using legit employees, insurances,...)
On the contrary, as long as the regulations exist and are enforced, the hotels are perfectly happy to include the costs of satisfying the city that they are in compliance (whether by complying or otherwise) by increasing what they charge people to stay. The more regulations, the harder it is for someone to enter the market and compete with them. They (probably correctly) see AirBnb as a form of competition, and are happy to use the regulations as a club to pound on the competition with.
We haven't hit the debt ceiling yet, that's later. At that point, arguments about to whether things are "funded" that we're not authorized to borrow money for will be quite interesting. But this particular stopage is about the budget.
Right now, nothing is funded, as we've reached the end of the existing budget (such as it was).
I actually agree with your earlier first paragraph (and thus disagree with your conclusion)- I think that it would be very healthy to vote on different pieces of spending in much smaller pieces- and I don't think the House has gone far enough yet in breaking things up. I would have trimmed enough to make a difference. Stopping Obamacare would arguably be good for the economy, but it won't do much for the federal budget.
Nothing is funded until something is passed into law to spend more money.
I find your two paragraphs in disagreement with each other.
Instead of funding everything at once, the Republicans in the House passed a bill funding some things but not others, so that what is more generally agreed upon can continue to work while the rest would need its own separate spending authorization. From your first paragraph, this would seem to be a step in the right direction.
And yet, your second paragraph turns around criticizes the Republicans for NOT bundling all things. You suggest they should bundle everything then coming back later with a separate bill to remove some of them.
replying to undo inadvertant wrong mod selection
Could you explain why people living longer than expected is a problem for a life insurance issuer? I would think that logically the problem would be too many people dying younger than expected.
If you find a professor that you like and likes you, you can get a graduate degree without new debt, and folks won't care what your undergraduate degree is in once you have an appropriate graduate degree.
The choice of professor is critical for you for several reasons:
1. You need someone in the department to help get you accepted despite your out of area undergrad degree
2. You will be doing what your professor wants with most of your time- so choose wisely
3. You are going to need good advice on which classes are critical to actually take to fill in your knowledge gaps vs which ones you can pick up relevant material quickly on your own.
4. A good professor will have research or teaching funding to pay you while you're spending your time doing what they tell you to.
5. A good professor has connections that will help you find a job after your degree.
US patents only last 20 years. If they actually get an economically viable reactor up & working within 20 years (and even the bit more it takes the patent to work its way through to issuance), I'm OK with them having a patent for the rest of the 20, despite the fact they got govt help at this stage. The improved externalities are sufficient public good in my opinion.
Actually, given that the Fed's main purpose these days seems to be to inflate bubbles, I'd be happier if they chose a fiber rollout to everyone as their target bubble instead of current targets of banks & house values. At least at the end of the day my quality of life might improve in a small way, and our infrastructure would get a boost.
Similarly, I would have been happier if the Fed has decided to funnel all that money into our physical transport infrastructure.
The devil is in the details though. The big players have proven that they are perfectly willing to pocket money to build out infrastructure and then not do it. The money should have appropriate strings attached.
The "research highlights" section contains selections from the journals that are sometimes pretty good. I also like the pieces they pulled from Queue like Kode Vicious with is usually entertaining (granted, that's free through Queue). Armour's column is often excellent and occasionally when passed to a manager will lead to an improvement in scheduling sanity. The column Legally Speaking does a good job of digesting things to my non-expert level of comprehension on what's going with how the law affects computing, IP, etc.
I'll grant however that the signal to noise ratio for the headliner articles is often not so great. That's why I say one or two things an article rather than reading the whole thing through:). Then again, that's better than Spectrum, which I sometimes flip through without reading anything all the way through.
The trick with mags like Spectrum and CACM is that the deep stuff does tend to go to the more specific journals. That's probably why most of the things I noted as often useful to me aren't actually deep technical but more how technical intersects with other areas.
I'm a member of IEEE (Computer Society) & ACM. My employer pays for the first, I pay for the second (although being in each gives a small discount to being in the other). I'm not an academic, but I usually find an article or two worth reading each month in both Computer & in Communications of the ACM.
Of course, since I primarily design hardware rather than software, this might not count as a programmer joining the ACM:).
The prices for each don't seem out of range for the quality of the publications, and for a working professional they are certainly not hard to afford even if your employer doesn't cover them. IIRC those not working can get student or hardship discounts as appropriate.
Of course, I'm not buying a bunch of Journals in each. In the past knowing people who get each of the Journals I might need worked OK. Now the corporate library serves that need with subscriptions to the digital libraries.
It seems to me that the "high-end, hand-made jewellery market that don't actually function all that well as watches" is the one that has the most to fear from "smart" watches- "smart" devices are being treated more and more like fashion accessories.
No.
The summary says that the fairways are still irrigated. It is when the ball lands off the irrigated fairway that the problem is being reported. According to the summary, golfers are being asked to bring the ball back to the fairway to avoid starting fires if they hit the ball into the rough.
Being able to avoid California's brand of crazy and New York's brand of crazy is a bonus to living in Austin, not a problem. Granted, we have our own issues, but they pale in comparison to the aforementioned places. If we didn't have so many Californians fleeing here and pushing up costs it would be even better- after all, most of the issues we do have are related to outgrowing our infrastructure.
This would create another perverse incentive to dumb down education- as much as the complexity of current law is bad, the inability to pass laws preventing any bad behavior that requires some knowledge (i.e. limits on pollution levels) would allow tragedy of the commons abuses by the powerful to be much worse.
Another approach that might achieve the benefits you seek would be to require that every piece of legislation must be read allowed in its entirety before being voted on- and that any congress-critter who is at any point outside the room during the reading is considered to have voted "no".
One could still write something that was confusing- but at least it would be short enough enough to be read between bathroom breaks.
Personally, I'd much prefer a job as a veterinarian to one as a vegetarian.
I can imagine the signs held by those who want a job as a vegetarian though:
"Will work for no food!"
You are making an rather huge assumption when you state it hasn't been cracked by a Black Hat. You expect press releases from someone who has taken all the information for their own uses?
You are also assuming that anyone incompetent enough to create that abomination is competent enough to notice if they have been hacked.
I didn't take the HS classes for all the AP exams I took, but since I went to high school inside the beltway, I certainly agree that I was not an example of a rural student. Living in a densely populated area certainly helped to be close to where they gave the exams.
As to BWM count, I have no idea- it's not something I cared about. I got my 70s toyota for $50 and fixed it up (little things like being to see the road through the floor were disconcerting and I fixed- overall appearance not so much). It was reliable and that's what mattered.
I was an undergrad in the 90s. I got almost a year worth of college credit from AP exams, including 10 hours of engineering calculus, and the full freshman year of CS classes (I just did CS as a minor, so that got me almost half way there). Things may have changed since then. At the time, it was true that being able to pass the exam required somewhat different skills than passing the classes, but neither was a great measure of ones ability to write quality code, much less step back and put together a quality project.
I currently use a 47" TV as primary monitor at home. Would be nice to replace with higher resolution, but I'm waiting for prices to come down.
I'd much rather sit back in an easy chair and relax than worry about ergonomics.
You are missing the fatboy's point- at least as I understand it.
The REASON that a simple doctor visit is a major expense is because of how we have things structured. If doctors were paid by their patients, there would be plenty of doctors with reasonable advertised costs for a simple doctors visit. A large portion of the decrease in price would come from not having to pay as many middle-men.
The inability of so many people to budget for occasional $100 surprises is a different (and very real) problem. Not that the current approach to "insurance" doesn't leave less money in the consumer's pockets, but consumers are happy to overspend in a variety of arenas.
It's just another example of the 'Approximate Spelling' technique. The parent poster is illustrating significant savings in mental energy.
Tesla's main problem right now is getting enough batteries to meet demand for the current lineup. They have no incentive to move to a lower profit per car model until they can supply the demand.
But this wasn't Knight mugging someone, this was Knight giving up the money by their own choice.
The people who were hurt were Knight's owners, which is an incentive for them to do a better job of oversight in the future.
I refer to the trading losses, not the fine.
To be fair, any corporation would have done the same thing. If Pepsi (say) discovered a Twitter account that repeatedly says that Pepsi tastes horrible, and it turned out that the owner of the account was one of their employees, it wouldn't matter if that employee never used his or her real name--he or she would be canned faster than, well...
I think one difference might be that Pepsi can't use all the power of government to reveal who the tweeter was.
~Loyal
They can, however, use all the powers of Pepsi to reveal who the tweeter was.
Actually, that may mean they can use all the powers of government.
the current scheme of regulation which lets *them* profit
You are spinning it the other way. Regulation are also costing them. I'm sure lot of hotel would be fine just not having those pesky regulation getting in the way (like you know fire protection, hygiene, using legit employees, insurances, ...)
On the contrary, as long as the regulations exist and are enforced, the hotels are perfectly happy to include the costs of satisfying the city that they are in compliance (whether by complying or otherwise) by increasing what they charge people to stay. The more regulations, the harder it is for someone to enter the market and compete with them. They (probably correctly) see AirBnb as a form of competition, and are happy to use the regulations as a club to pound on the competition with.
We haven't hit the debt ceiling yet, that's later. At that point, arguments about to whether things are "funded" that we're not authorized to borrow money for will be quite interesting. But this particular stopage is about the budget.
Right now, nothing is funded, as we've reached the end of the existing budget (such as it was).
I actually agree with your earlier first paragraph (and thus disagree with your conclusion)- I think that it would be very healthy to vote on different pieces of spending in much smaller pieces- and I don't think the House has gone far enough yet in breaking things up. I would have trimmed enough to make a difference. Stopping Obamacare would arguably be good for the economy, but it won't do much for the federal budget.
Nothing is funded until something is passed into law to spend more money.
I find your two paragraphs in disagreement with each other.
Instead of funding everything at once, the Republicans in the House passed a bill funding some things but not others, so that what is more generally agreed upon can continue to work while the rest would need its own separate spending authorization. From your first paragraph, this would seem to be a step in the right direction.
And yet, your second paragraph turns around criticizes the Republicans for NOT bundling all things. You suggest they should bundle everything then coming back later with a separate bill to remove some of them.
More like it took longer to get around to students unwise enough to reveal what they had done.