I can assure you the Chinese market has not ignored SMS. SMS is probably even more popular a method of communication than actually talking on the phone. Why? It's cheaper. And as mentioned in this thread, lots can be said with only a few characters. For example in English it takes 13 characters to say "have you eaten?", in Chinese it only takes 4. ()
Actually it's available to all the chartered Canadian banks. And the cost is $1.50 for any transfer up to $1000 (which is the 24 hour limit). It is FAR cheaper than Paypal or Google Checkout. 2% vs. 1% on any transfer over $150
I can assure you the Chinese market has not ignored SMS. SMS is probably even more popular a method of communication than actually talking on the phone. Why? It's cheaper. And as mentioned in this thread, lots can be said with only a few characters. For example in English it takes 13 characters to say "have you eaten?", in Chinese it only takes 4. ()
Unfortunately I don't think it supports credit unions, however it wouldn't hurt to ask.
The website is http://www.certapay.com/
I believe the service is called Interac Email Money Transfer, and coincidentally I get my roommates to pay me using it as well due to its low cost.
Actually it's available to all the chartered Canadian banks. And the cost is $1.50 for any transfer up to $1000 (which is the 24 hour limit). It is FAR cheaper than Paypal or Google Checkout. 2% vs. 1% on any transfer over $150