Domain: anz.com
Stories and comments across the archive that link to anz.com.
Comments · 9
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Re:Sorry, Tim...
The other, is that the banks ultimately get to decide what cash-related technology becomes almost universally used, and just like the Australian banks, no banks will touch something they can't control.
The day after the
/. discussion about Aussie banks being against Apple's payment system, I saw an advertisement at a bus stop from ANZ for Apple Pay. It seems that some banks will be willing to touch something that they can't control. -
This is WHAT WE PAY BANKS TO DO FOR US!
Think about the fundamental reason we use banks - they protect and secure our money. Think back to the Gold Rush era, they upped the security until the robberies stopped. This problem (and it's solution) lies solely with the banks. I hypothesize that it mustn't be costing them as much to pay out on Fraud claims as it would cost to implement effective security countermeasures. A couple of things they are already doing: Verified by Visa: http://www.anz.com/personal/credit-cards/security/verified-visa/ Security Chips: http://www.anz.com/personal/credit-cards/security/chip-cards/ 2 suggestions of mine: compulsory presentation of Photo ID for every CC transaction, and biometrics.
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This is WHAT WE PAY BANKS TO DO FOR US!
Think about the fundamental reason we use banks - they protect and secure our money. Think back to the Gold Rush era, they upped the security until the robberies stopped. This problem (and it's solution) lies solely with the banks. I hypothesize that it mustn't be costing them as much to pay out on Fraud claims as it would cost to implement effective security countermeasures. A couple of things they are already doing: Verified by Visa: http://www.anz.com/personal/credit-cards/security/verified-visa/ Security Chips: http://www.anz.com/personal/credit-cards/security/chip-cards/ 2 suggestions of mine: compulsory presentation of Photo ID for every CC transaction, and biometrics.
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Re:Banks
Get a better bank. I'm with ANZ, and have no trouble logging in using Firefox, Epiphany or Opera on PCLinuxOS. It fails in Konqueror, Lynx and Links though.
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Re: This highlights the actual problem, which is..
If the server does all the work and uses nothing but standard CGI, then the web site will work for everyone. Everyone.
Wells Fargo being a case in point. Gets the job done. Works in pretty much everything. (I've not actually tried it in Lynx.) I make a point of thanking them for this every time I talk to them on the phone or in email.
At the other end of the spectrum: ANZ. A bunch of horrid and highly unnecessary and extremely proprietary JavaScript is required even to log in. I like clientside JS for a lot of things - well enough that I've even written a couple of books about it - but this is a prime example when and how NOT to use it. -
SmartcardsOver here in Australia some of the banks have started a transition to Smart cards. The Idea being that it is a lot harder to duplicate a microchip than to fake a magnetic strip.
it also uses the Microchip as part of the auth for web banking. So what if they get your pin, how the hell are they going to duplicate the smartcard.
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Re:Alas, some of us have little choice.The trouble starts when you get an email purportedly from, say your bank, telling you to please go and "update your details."
People click it -- which that particular bank tells you not to do, since they make it a policy of sending material regarding accounts of any kind, out on paper only -- and enter their details. Whee, within a day their accounts are empty.
Sure, 99.99% of the time, clicking links is harmless. Heck, that's what they're there for. It's the remaining 0.01% of the time which poses the problem, and it was indeed that 0.01% of the time I was referring to.
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Alas, some of us have little choice.It's part of our IT department's standard operating environment to have MSIE as the only browser on Windows platforms. It's also part of their policy to prevent additional programs -- specifically including web browsers of any kind -- from being installed, and the penalty for doing so is not something I really feel like finding out. People have been fired for repeat violations.
Their reasoning? Security. Judging by the number of times in the past two months they've had overtime to do, and the amount of times they have to send out emails-which-get-deleted-without-further-reading on what not to do with a web browser, I suspect it's the security of their jobs they're trying to protect, but anyway...
So, instead, I sit and shake my head with wonder at all the people, particularly from the Management stream -- although I've seen for myself that engineers aren't immune -- who blindly click links without checking their content, who don't check for SSL, and so on and so forth. And, in two cases, get swindled out of cash because they believed an email supposedly from their bank...
ObRant: Why conceal this kind of knowledgebase article? Microsoft should have it in forty-foot-high letters of fire on their front page. No, more than that; it should be in every freaking news syndication everywhere for every single windows user to see and read, repeatedly, until they get the hint.
Then, and only then, can we honestly say that those who still don't do the "right" thing deserve it.
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large numbers of gullible people
Why, because 47% of (australian?) people believe they should invest something even if they think the offer is too good to be true.
Too good to be true, full report page 54
scary stuff. Lots of nigerians making money out of it. Not to mention dinner party ladies across the USA.