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Visual Autopsy Of An ATM Card Skimmer

Bert64 writes "A chap at work was recently the victim of an ATM card skimmer which took his card details, cloned them and allowed the fraudster to take 550 pounds out of his account. Having tried to explain how the fraudsters can hide a camera and card reader around the ATM, he decided it would be easier to show one of them after a few drinks down the pub. He was a little surprised to find that the machine he chose had a card reader and camera in place. These were removed and analysed, we believe we have reclaimed about 800 pounds worth of kit. Result: Pictures."

880 comments

  1. 550 Pounds of money?!?!?!? by Anonymous Coward · · Score: 3, Funny

    Holy cow! That's a lotta dollars! Hope he hurt his back carting it all away. ;)

    1. Re:550 Pounds of money?!?!?!? by Quasar1999 · · Score: 4, Funny

      How much is that in kilos?

      --

      ---
      Programming is like sex... Make one mistake and support it the rest of your life.
    2. Re:550 Pounds of money?!?!?!? by DeionXxX · · Score: 4, Funny

      About 250 Kilograms... man I love google...

    3. Re:550 Pounds of money?!?!?!? by kramer2718 · · Score: 4, Funny

      Holy cow! That's a lotta dollars! Hope he hurt his back carting it all away. ;)

      Sadly, with the current exchange rate 550 GBP is almost 550 lbs. of USD.

    4. Re:550 Pounds of money?!?!?!? by mikeabbott420 · · Score: 0, Offtopic

      Great Sig. So true it hurts.

      --
      This program was made possible by a grant from the Ultra-Humanite, and viewers like you.
    5. Re:550 Pounds of money?!?!?!? by aweraw · · Score: 2, Offtopic

      fancy metric system

      OT but anyway...

      I've never understood how the metric system can be thought of as fancy or tricky by most Americans. It's all base 10. 10 millimetres equals a centimetre, 100 centimetres equals a metre, therefore 1000 millimetres in a meter (milli meaning 1000), and 1000 meters in a kilometre. Simple. Imperial units are all over the damn place... 12 inches in a foot, 3 feet in a yard, 1760 yards in a mile... conversions between different sized metric units is extremely easy compared to imperial.

      Now my question is this.. how can the metric systems be seen as complicated when compared to the in consistent imperial system?

      --
      5468652047616D65
    6. Re:550 Pounds of money?!?!?!? by SpeedyRich · · Score: 1

      Thass not sad. Thass fab. Did someone say another 200GB SATA drive? Alright then. :)

      --
      ## NB: Comment here
    7. Re:550 Pounds of money?!?!?!? by black+mariah · · Score: 1, Funny

      It isn't. I don't think anyone's SERIOUS when they call the metric system 'fancy'.

      --
      'Standards' in computing only impress those who are impressed by things like 'standards'.
    8. Re:550 Pounds of money?!?!?!? by homeobocks · · Score: 1

      "Standard units." Pffft. The real standard units are metric! Only the US could one ask for a cubit of rope, or a hog's head of petrol ("gasoline").

      --
      MOUNT TAPE U1439 ON B3, NO RING
    9. Re:550 Pounds of money?!?!?!? by shepd · · Score: 1

      >What I want to know is, if the British are supposed to use their fancy metric system, why do they use standard units for their money?

      They do. It used to be measured in shillings, pennies, guineas, crowns, farthings, groats, florins, nobles, marks, merks, etc, etc. It's now just Pounds (full units) & Pence/Pennies (1/100 of a pound).

      --
      If you could be told what you can see or read, then it follows that you could be told what to say or think - BoC
    10. Re:550 Pounds of money?!?!?!? by Anonymous Coward · · Score: 1, Insightful

      how can the metric systems be seen as complicated when compared to the in consistent imperial system?

      It's new.

    11. Re:550 Pounds of money?!?!?!? by ShipIt · · Score: 5, Funny

      "The metric system is the tool of the devil! My car gets forty rods to the hogshead and that's the way I likes it." Abe Simpson

    12. Re:550 Pounds of money?!?!?!? by -tji · · Score: 3, Funny

      That's actually true.. If you take your cash in nickels.

    13. Re:550 Pounds of money?!?!?!? by joedoe · · Score: 4, Funny

      But I'm sure what we all really want to know is, how much is that in Libraries of Congress?

      --joedoe

    14. Re:550 Pounds of money?!?!?!? by andynz · · Score: 5, Interesting
      Reminds me of one of my favourite Terry Pratchett quotes from Good Omens.

      Two farthings = One Ha'penny. Two ha'pennies = One Penny. Three pennies = A Thrupenny Bit. Two Thrupences = A Sixpence. Two Sixpences = One Shilling, or Bob. Two Bob = A Florin. One Florin and one Sixpence = Half a Crown. Four Half Crowns = Ten Bob Note. Two Ten Bob Notes = One Pound (or 240 pennies). One Pound and One Shilling = One Guinea.

      The British resisted decimalized currency for a long time because they thought it was too complicated.

    15. Re:550 Pounds of money?!?!?!? by The+Analog+Kid · · Score: 0, Redundant

      However people have difficulty converting between the two systems, like for temprature, a lot of people would get confused an thing that 40 degrees C is pretty cold when in reality it's not. Sure, I'd be all up for changing to the metric system, but how would you go about planning something like that in a cost effective manner. I suppose all new signs would have both systems used could be a start. You would have to reeducate people. It's a heap of problems that no one wants to solve, it's better to leave it alone.

    16. Re:550 Pounds of money?!?!?!? by OECD · · Score: 1

      I've never understood how the metric system can be thought of as fancy or tricky by most Americans. It's all base 10.

      It's not really considered 'tricky'. It's considered 'French'. (Hey, we invented base 10 money. Do you really think we couldn't use the metric system if we thought it was a good idea?!)

      ;-)

      --
      One man's -1 Flamebait is another man's +5 Funny.
    17. Re:550 Pounds of money?!?!?!? by Charlton+Heston · · Score: 3, Funny

      Anything that requires me to use all 10 fingers to calculate is definitely fancy.

      --
      Get your stinking paws off me you damn dirty ape
    18. Re:550 Pounds of money?!?!?!? by Anonymous Coward · · Score: 1, Insightful

      Weak dollar during an economic recovery? Who could have asked for better conditions? People will be snapping up American goods since they're cheaper than ever. It's great timing, actually.

    19. Re:550 Pounds of money?!?!?!? by Anonymous Coward · · Score: 1, Funny

      Yes, just take it down to the lobby in the lift, throw it in the boot while I check under the bonnet, unless you have a lorry. We Americans just love our odd language, ol' chap. Pip pip, cheerio, and all that rubbish, God save the Prez! ;)

    20. Re:550 Pounds of money?!?!?!? by Marvelicious · · Score: 3, Funny

      You mock the imperial system, yet your sig mentions beer? Don't you understand that all true happiness revolves around pints!

      --
      Send whiskey and fresh horses!
    21. Re:550 Pounds of money?!?!?!? by Anonymous Coward · · Score: 0

      Yup, it's only 129 years old

    22. Re:550 Pounds of money?!?!?!? by Anonymous Coward · · Score: 0

      Imperial units are all over the damn place... 12 inches in a foot, 3 feet in a yard, 1760 yards in a mile

      A foot is ... the length of a man's foot.

      A yard is ...the length from nose to fingertips with outstretched arm.

      A mile is ...1000 paces.

      An inch is... a thumb-width.

      Okay, not really. But that is what they started off as- measurements that releted to the REAL WORLD. Not '2.356x10^24 diameters of a hydrogen atom', or WhateverTheFuck a meter is.

      Yes, it's nice (for the scientists) to have everything be powers of 10. But the real world isn't like that.

    23. Re:550 Pounds of money?!?!?!? by Pope · · Score: 1

      Canada did it in the mid 1970s, it wasn't that hard. Geez.

      --
      It doesn't mean much now, it's built for the future.
    24. Re:550 Pounds of money?!?!?!? by mesach · · Score: 1

      Hmmmm If
      "Two farthings = One Ha'penny. Two ha'pennies = One Penny"
      then how much did one penny farthing cost?

      --
      moo.
    25. Re:550 Pounds of money?!?!?!? by Phillup · · Score: 1

      You are not going to get a mile out of a thousand paces at anything less than a dead run.

      (You would be much closer to a kilometer than a mile.)

      The average pace is less than a yard, and a thousand multiplied by less than a yard is much less than 1760 yards.

      --

      --Phillip

      Can you say BIRTH TAX
    26. Re:550 Pounds of money?!?!?!? by aweraw · · Score: 2, Funny

      You may be onto something... it is my experience that australian kegs come in 2 standard sizes: 9 gallon and 18 gallon.

      I will make an allowance for Imperial measurements if they refer to a large amount of aussie amber goodness

      --
      5468652047616D65
    27. Re:550 Pounds of money?!?!?!? by sexecutioner · · Score: 0, Troll

      Australia did it, took 5 years. It's only because you are all too stupid that you can't fucking handle the cahnge.

    28. Re:550 Pounds of money?!?!?!? by Anonymous Coward · · Score: 1, Informative
      It was the pace of a Roman Soldier:

      Roman pace - an ancient Roman unit of length (4.85 English feet) measured as the distance from the heel of one foot to the heel of the same foot when next it touches the ground


      ALso, check out the Glossary of Ancient Weights and Measures at http://www.hemyockcastle.co.uk/measure.htm

      Roman pace (passus):
      5 Roman feet. 58 inches (approx). Double step. ...
      Roman mile (milia):
      5000 Roman feet. 1000 Roman passus. 8 Roman stadia. Approx 4860 modern feet.

      English & USA mile:
      5280 feet. 1760 yards. 8 furlongs. 80 chains. Changed from 5000 feet during the reign of Queen Elizabeth I


      That page also mentions:

      Inch:
      10 lines. 1000 thou. or mils. Width of man's thumb, length of 3 barley corns (Anglo-Saxon).

      Yard:
      3 feet. Length of man's pace. Man's reach from nose to finger tip.

      Of course, I never claimed these are 100% accurate. All I claimed was that they related to the real world better than Metric measures do.
    29. Re:550 Pounds of money?!?!?!? by Anonymous Coward · · Score: 0

      What's that in Canadian dollars?

    30. Re:550 Pounds of money?!?!?!? by Zyrmfxl · · Score: 1, Offtopic

      It's only because you are all too stupid that you can't fucking handle the cahnge.

      No, it's only because we're so omnipotent, we don't have to.

      --
      "Oh, well I'm sorry if you don't appreciate my random murders!" - Crow T. Robot,
    31. Re:550 Pounds of money?!?!?!? by Anonymous Coward · · Score: 0

      Crikey, thats 70.55 pounds of loonies. (For any Canadians reading...)

    32. Re:550 Pounds of money?!?!?!? by Anonymous Coward · · Score: 0

      Yeah, the 'cahnge' will definitely be tough to handle, especially for people with less impressive spelling abilities than yourself.

    33. Re:550 Pounds of money?!?!?!? by Ryosen · · Score: 3, Funny

      I guess it's just easier for you to use all *12* fingers then?

      --

      Ryosen
      One man's "Troll, +1" is another man's "Insightful, +1".
    34. Re:550 Pounds of money?!?!?!? by Anonymous Coward · · Score: 1, Interesting

      True, although many (if not most) Canadians still measure weight in pounds and height in feet and inches.

    35. Re:550 Pounds of money?!?!?!? by drinkypoo · · Score: 1

      I forget, are elephants before or after LOCs?

      --
      "You're right," Fisheye says. "I should have set it on 'whip' or 'chop.'"
    36. Re:550 Pounds of money?!?!?!? by Ozan · · Score: 1, Offtopic

      Weak dollar during an economic recovery? Who could have asked for better conditions? People will be snapping up American goods since they're cheaper than ever. It's great timing, actually.

      This logic would only apply if the U.S. didn't have such a huge trade-deficit. In past times this was compensated by the U.S. attracting foreign funds to the finance markets, but now nobody seems to be willing to invest there.

    37. Re:550 Pounds of money?!?!?!? by OhGr · · Score: 1

      Yes, most people I know measure in feet and inches, including myself, however, our height is measured in centimetres on our driver's licenses.

      --
      If it hurts, don't do it
    38. Re:550 Pounds of money?!?!?!? by adpowers · · Score: 2, Interesting

      I'm American and would love it if we switched to SI units. Unfortunately, there are a lot stubborn, legacy Americans.

      Between science in public schools and drugs, most youth know the metric system anyway. Actually, most adults I have met know it as well. Hell, I can't see any reason to hold on to the Imperial system. It really pisses me off. I try to use SI whenever possible.

      adpowers

    39. Re:550 Pounds of money?!?!?!? by scrain · · Score: 1

      Remember that a pace is TWO steps. Not one. Still, I doubt anyone but Andre the Giant would get near a mile.

    40. Re:550 Pounds of money?!?!?!? by FuegoFuerte · · Score: 2, Funny

      I guess it's just easier for you to use all *12* fingers then?

      For those born near Hanford, yes it is. And thank you ever so much for reminding us that we're freakish mutants. Now go away and leave us to count on our 12 fingers. Steenking insensitive metric snob.

    41. Re:550 Pounds of money?!?!?!? by Anonymous Coward · · Score: 0

      1 meter = 10 decimeter = 100 centimeter = 1000 millimeter

      The hydrogen atom consists of a proton of mass mp=1.710-27kg and an electron of mass me=9.110-31kg

      1 cubic meter = 1000 Liter (water)
      1 cubic decimeter = 1 Liter (water)
      1 cubic centimeter = 0.001 Liter (water)
      1 cubic millimeter = 1.0 x 10E-6 Liter (water)

      0C (degrees celcius) = Melting Point (water)
      100C (degrees celcius) = boiling point (water)

      22C = Very welcome right now (outside)

      1 Kilogram = 1Liter (water)
      1 Kilogram = 1000 gram (water)
      => 1 gram = 1 cubic millimeter (water)

      Now I wonder, how could one measure an inch without a thumb? that's racisme to thumbly challenged persons.

      Water; enough of it on this planet.
      Just be sure to estimate the amount you use to measure.

      But yeah, telling someone to switch his or her measuring system would be something like, expecting someone else to talk in your language on the other side of the world. Hmm my supercool 10+E2 and 10+E3 characters don't work inhere.

    42. Re:550 Pounds of money?!?!?!? by flossie · · Score: 2, Funny
      it's only because you are all too stupid that you can't fucking handle the cahnge[sic].

      No, it's only because we're so omnipotent, we don't have to.

      Mars Polar Lander, anyone?

    43. Re:550 Pounds of money?!?!?!? by flossie · · Score: 1
      You mock the imperial system, yet your sig mentions beer? Don't you understand that all true happiness revolves around pints!

      Would that be British pints (20 oz.) or US pints (16 oz.)?

    44. Re:550 Pounds of money?!?!?!? by Mjlner · · Score: 2, Funny
      Holy cow! That's a lotta dollars! Hope he hurt his back carting it all away. ;)

      Carting it away???!!! Didn't you read the top post? He used an Asynchronous Transfer Mode network interface, so he didn't need to lift an ounce!

      --
      Lemon curry???
    45. Re:550 Pounds of money?!?!?!? by BlackHawk-666 · · Score: 1

      I'm guessing it was a penny!

      --
      All those moments will be lost in time, like tears in rain.
    46. Re:550 Pounds of money?!?!?!? by tengwar · · Score: 1

      Of course we didn't want to be hasty about something so important. We started switching to decimal money in 1848 with the introduction of the florin, worth 2/- or 10p.

    47. Re:550 Pounds of money?!?!?!? by 216pi · · Score: 1

      Damn, it looks like Google is broken.

    48. Re:550 Pounds of money?!?!?!? by Anonymous Coward · · Score: 0

      Forty rods to the hogshead is 0.001984131 mpg. Abe should get a more fuel efficient car. Using 500 gallons of fuel to travel a mile is even worse than an aircraft carrier!

    49. Re:550 Pounds of money?!?!?!? by Cplus · · Score: 1

      Pints are bigger in Canada than they are in America. It's true. I get four more ounces of beer in a glass than the Americans and generally the beer is better. Life is sweet.

      --
      "Share your knowledge. It's a way to achieve immortality." -- Dalai Lama
    50. Re:550 Pounds of money?!?!?!? by Alephcat · · Score: 1

      nah, it was called that because the wheels were in approximately the same ratio as a penny and a farthing

    51. Re:550 Pounds of money?!?!?!? by Anonymous Coward · · Score: 0

      Imperial made more sense when there were no calculators. Base 10 has very few factors, 2, 5 and 10. Base 12 has 2, 3, 4, 6 and 12. A veritable cornucopia of factors. This made it very easy to do mental calculations (if you knew your times tables) and permitted many more short cuts for doing complicated or lengthy tasks.

      So after we have used up all the fossil fuels and the economies of the world have regressed back to sometime before the industrial revolution, Imperial might come back into fashion.

    52. Re:550 Pounds of money?!?!?!? by sixide · · Score: 1

      My pace is over 5 feet, and I'm no giant.

    53. Re:550 Pounds of money?!?!?!? by really? · · Score: 3, Funny

      err ...no?
      In my part of the US one uses the ten fingers and the two teeth.

      --

      "Consistency is contrary to nature, contrary to life. The only completely consistent people are the dead." A. Huxley
    54. Re:550 Pounds of money?!?!?!? by Anonymous Coward · · Score: 0

      What American goods? Weapons? I thought you just GAVE those to Israel.

      Virtually everything with an American brand name on these days seems to actually be made in China or Taiwan.

    55. Re:550 Pounds of money?!?!?!? by Anonymous Coward · · Score: 0

      I dare you to ask for a hog's head of gas in any gas station. They'll either laugh at you or throw you out if you refuse to use gallons. Or maybe I should go to a metric country and ask for "petrol" in kilopascals?

    56. Re:550 Pounds of money?!?!?!? by Atrahasis · · Score: 1

      You fail to realise that the American fluid ounce is bigger than the standard Imperial fluid ounce, and both American and Imperial pints are exactly the same size.

    57. Re:550 Pounds of money?!?!?!? by Anonymous Coward · · Score: 0

      Don't have schools on your little island??

      1/2 = 0.500 inches
      1/4 = 0.250 inches
      3/4 = 0.750 inches

      There are 10 1/10-inches in an inch.

      1000 mils (1/1000-inch) in an inch.

    58. Re:550 Pounds of money?!?!?!? by mikechant · · Score: 1

      Two of my toes are joined together (true!) so I can only count up to 19 even if I take off my socks.
      I'm thinking of having the least useful 3 toes/fingers amputated in order to standardize on base 16.

    59. Re:550 Pounds of money?!?!?!? by mrogers · · Score: 1

      Hmm... so which one weighs an ounce then?
      Sorry, but your beer is weaker, your pints are smaller, and therefore your women are uglier for longer. ;-)

    60. Re:550 Pounds of money?!?!?!? by Atrahasis · · Score: 1
      The American. One of the Kings (a James I think) changed the pint to 20 fluid ounces after colonisation, and it never took off in the Americas

      I'm not American, though, I'm British, so my beer is far superior even to yours, oh humble Canadian.

    61. Re:550 Pounds of money?!?!?!? by Anonymous Coward · · Score: 0

      => 1 gram = 1 cubic millimeter (water)

      Actually, 1 gram = 1 cubic centimeter... it's not that difficult :)

      1 liter = 1 cubic decimeter, and 1/1000 of that is a gram or a cubic centimeter.

      Remember to use the third power in the third dimension, that's basic high school math...

    62. Re:550 Pounds of money?!?!?!? by mrogers · · Score: 1

      A British pint weighs 20 ounces - the size of the pint changed, not the size of the ounce. US gallons are smaller too IIRC.

    63. Re:550 Pounds of money?!?!?!? by MisterE · · Score: 1

      But -40 degrees IS cold, no matter what scale you use!

    64. Re:550 Pounds of money?!?!?!? by Pogue+Mahone · · Score: 2, Funny

      I can count up to 1023 on my fingers :-)

      --
      Every bloody emperor has his hand up history's skirt [Peter Hammill/VdGG]
    65. Re:550 Pounds of money?!?!?!? by Atrahasis · · Score: 1
      Hmm, you're right.

      Doesn't change the fact that our beer's better, though ;)

    66. Re:550 Pounds of money?!?!?!? by Anonymous Coward · · Score: 0

      No, you can count up to 524288 with 10 fingers and 9 toes.

    67. Re:550 Pounds of money?!?!?!? by Nick+Gisburne · · Score: 1

      1/2 = 0.500 inches, and that's no problem

      However...
      1/16 = 0.0625
      1/32 = 0.03125 ...which are not so easy!

      And it's when I'm watching New Yankee Workshop that I wonder why Norm Abram is expecting anyone to be able to work out in our heads what an inch and 3/16ths added to 2 inches and 5/32nds is. With mm that would be easy - no need to go back to find a common denominator (and you can't do it on a calculator either)

      Working in cm and mm and all is clear and it's not even difficult to convert - there are 25mm in an inch (well, nearly anyway!) and 30cm in a foot (nearly again!)

      And anyway, pounds is the NAME of the UK currency, it's not the weight of it... but we all knew that, right?

      For the record, although the UK is metric all our speed limit signs are in miles per hour and not km. This is probably only because of cost - the government is too tight to replace all those signs at once. And we also quote our heights in feet and inches. No idea why.

      To further explain how messed up we are over here, I'm now about to build a workshop (hence the Norm reference) and need some 2x6 timber for the floor (ie inches) but for the lengths I need I'll be using metres!

      One more: it's now ILLEGAL to sell food in pounds and ounces, you have to use kg. And I do mean illegal - you can get arrested for it.

      End of mini cultural lesson!

      --
      Watch my YouTube atheist video blog (user NickGisburne2000) for arguments against religion
    68. Re:550 Pounds of money?!?!?!? by stanmann · · Score: 1

      Well, without a thumb you will also have trouble holding the measuring rod, or a gun, or a stick, so... I think its fairly safe to discriminate against those thumbless peoples.

      --
      Food not Bombs is a nice platitude but it breaks down when you notice that the Bombees are usually well fed
    69. Re:550 Pounds of money?!?!?!? by Anonymous Coward · · Score: 0

      Actually there's a couple of points I must take issue with:

      1)
      The maths is trivial in the example you gave, 3 inches and 11/32 is your answer... and I'm not a woodworking freak. There may be harder examples, adding more than two values simultaneously, but I would argue that more than two values in mm is just as onerous. The trick in this case is to convert all but the whole inches in 32nds - and that is simple 2x multiplication which any geek should be well versed in.

      2)
      It is not illegal to sell food in pounds and ounces, AFAIK it is illegal to only display prices in pounds and ounces. If I as a customer came and asked for a pound of bacon, you can sell me a pound of bacon, but you must advertise the price by the kg (as well as by lb/oz if you wish), similarly my receipt must have kg (as well as lb/oz if you so desire) information on it. Whether you choose to have scales calibrated in both measures, or wish to convert to kg before the weighing process (1lb is 0.454kg from memory) is up to you...

      The most important question which should be vexing you about this process is why there are not 1024g in a kilogram?

    70. Re:550 Pounds of money?!?!?!? by arkanes · · Score: 1

      25.4 mm per inch. 1 inch is 2.54 cm, and it's the only imperial/SI conversion thats not an irrational fraction (at least so my physics teacher told me). If you're off by half a mmm per inch, then your workshop isn't going to be that sturdy :P As for working with fractions, I can do fractions in my head much easier than deep decimals. Tenths + tenths is easy but as soon as you get the common denominator (and fractions are almost always powers of 2, so it's easy find it), it's just a single didgit addition. 3 11/32nds inches, BTW ;)

    71. Re:550 Pounds of money?!?!?!? by rworne · · Score: 1
      Sure, I'd be all up for changing to the metric system, but how would you go about planning something like that in a cost effective manner. I suppose all new signs would have both systems used could be a start.

      You'd have to do that a second time. They tore down the old highway signs with miles on them and put up hybrid miles/km traffic signs all throughout California (and I'm assuming elsewhere) in the years of the Carter administration. They later went though all the expense of tearing them down again and putting the old signs back up again after he was out of office.

      The Constitution and laws of the United States forbid all interference with the religious or political concerns of other nations.
      -- US President Millard Fillmore 1850-1853
      --
      I tried every decent and legal way I could think of to resolve the issue w/the business before I rented the chicken suit
    72. Re:550 Pounds of money?!?!?!? by EtherMonkey · · Score: 2, Funny

      Personally, I measure weight in stones and height in hands. But I have to use my left hand when measuring, as my right has swollen to gigantic proportions through use in applying all the manhood enlargement cream I've purchased through email offers. Enhancement cream notwithstanding, I still prefer to measure my "manhood" in millimeters.

      --
      --- A man with a briefcase can steal more money, than any man with a gun. [Don Henley]
    73. Re:550 Pounds of money?!?!?!? by Tampajeff · · Score: 0, Flamebait

      The great thing about being a half wit is that you don't realize it, allow me to point out your flaws. When there is such an obvious bad joke pounds/dollars/weight ho ho ho, if you point this out, you are screaming 'look everyone I am an idiot' you do this very well. Take my advice and keep your stupid cakehole zipped, good boy.

    74. Re:550 Pounds of money?!?!?!? by Clubber+Lang · · Score: 1

      3 11/32nds inches, BTW ;)
      --
      Buy clothes & make my wife happy! [ebay.com]


      3 11/32 inches?? I hope you're using the clothes money to buy some creams or pumps or something... I'm sure *that* would make her happy. I get several offers/day for these types of products in my inbox, shall I forward them to you? ;)

      --
      Actuaries - making accountants look interesting since 1949
    75. Re:550 Pounds of money?!?!?!? by Anonymous Coward · · Score: 0

      The most important question which should be vexing you about this process is why there are not 1024g in a kilogram?

      Because it is not a kibigram. Keep up with the times.

      To those that insist that kilo- is always 1024, I say go take a 1 km walk off a 1000 m pier.

    76. Re:550 Pounds of money?!?!?!? by Nick+Gisburne · · Score: 1

      (1) Still, it's a lot easier to add together two decimal numbers - 42mm + 26mm for example, and obviously the more numbers you have the harder it gets. Addition shouldn't really have to involve multiplication first, if at all possible (don't get me started with logarithm tables!)

      (2) If someone asks for a pound of bacon how would you weigh out that pound? Market traders who have tried to keep their imperial scales have had them impounded, and have been prosecuted for refusing to give them up. Personally I would ask for bacon by the slice or (when hungry) by the pig. There are probably 16 piglets to a standard imperial pig.

      To your last point: for the same reason there are not 1000 bytes in a kilobyte :)

      One more meaurement I forgot about: UK people express their weight in STONES and pounds, and there are (groan) 14 pounds in a stone. I have NO idea about the reasoning behind that at all!!

      I'm off for a pint of beer... or are those the larger half-litre cans in my fridge?! And why does my car do x mpg when I buy the fuel in litres?

      There's one advantage to the US using 'old' measurements - at least they stick to one system. Most of Europe is entirely metric, which is also good. But we in the UK have a horrible mix of both which can be incredibly confusing.

      --
      Watch my YouTube atheist video blog (user NickGisburne2000) for arguments against religion
    77. Re:550 Pounds of money?!?!?!? by aastanna · · Score: 4, Funny

      Watch out when you get to 132, you might upset some passerby.

    78. Re:550 Pounds of money?!?!?!? by ncc74656 · · Score: 0, Offtopic
      Sorry, but your beer is weaker

      Spoken by someone who is not familiar with the Bastard, no doubt. Then again, you're probably not worthy anyway. :-)

      --
      20 January 2017: the End of an Error.
    79. Re:550 Pounds of money?!?!?!? by LiquidPaper · · Score: 1

      All countries in America use SI system, but the United States Of America

    80. Re:550 Pounds of money?!?!?!? by hesiod · · Score: 1

      > Between science in public schools and drugs, most youth know the metric system anyway.

      Drugs? I never used (err, well, purchased much) powder drugs, so I didn't have the luxury of learning Metric the coke method. The silly potheads still use eighths/quarters of ounces.

    81. Re:550 Pounds of money?!?!?!? by adpowers · · Score: 1

      You just repeated what I said, all countries except America use SI.

    82. Re:550 Pounds of money?!?!?!? by adpowers · · Score: 1

      Oops, forgot to close my .

    83. Re:550 Pounds of money?!?!?!? by Arrowmaster · · Score: 1

      you mean you havent figured out how to count from 0 to 59048 on your fingers yet? a lot of numbers give me hand cramps though

    84. Re:550 Pounds of money?!?!?!? by hesiod · · Score: 1

      > Only the US could one ask for a cubit of rope, or a hog's head of petrol

      Ah yes, you're doing the old "I'm an ignorant moron who has no grasp of reality so I make shit up to insult those bigger than me" routine. Classic.
      Cubits is not a unit of measurement used in the U.S.
      Hogsheads is not a unit of measurement used in the U.S.
      You see, we have these things called "feet" and "gallons" which make your terminology obsolete. Hell, it was obsolete YEARS ago. Welcome to the 21st century.

    85. Re:550 Pounds of money?!?!?!? by dgatwood · · Score: 1
      You can do much better than base two. Each of your fingers can take three positions: closed, half-way open, and straight (*). Of course, each of these positions vary somewhat depending on the fingers to either side, and there may be a few combinations that simply aren't possible.

      That having been said, you should be able to get at least somewhere close to 3^10,or 59,049.

      (*) Of course, it hurts like hell.

      --

      Check out my sci-fi/humor trilogy at PatriotsBooks.

    86. Re:550 Pounds of money?!?!?!? by WhiteDragon · · Score: 1
      like for temprature, a lot of people would get confused an thing that 40 degrees C is pretty cold when in reality it's not.
      I think that a system based on Kelvin instead of Celsius would be better. Then nobody would imagine any congruency between temperatures in the two scales.
      --
      Did you mount a military-grade, variable-focus MASER on an unlicensed artificial intelligence?
    87. Re:550 Pounds of money?!?!?!? by JeremyALogan · · Score: 1, Interesting
      I suppose all new signs would have both systems used could be a start.
      Here, in Alabama (go ahead and make the jokes), they put up metric roadsigns for the 1996 Summer Olympics (in Atlanta). The idea was that it would help all of the foreigners that would, invariably, be here. After the Olympics were over, and after spending millions on the signs, they promptly took them back down leavin only the traditional imperial signs. I finally thought we were making progress. Turns out our government was just wasting more of our money.

      Note that Section 331 of Fiscal Year 1994 DOT Appropriations Act, signed by President Clinton, restricts use of funds for highway signs using metric measurements. They're just trying to make it harder.
    88. Re:550 Pounds of money?!?!?!? by Anonymous Coward · · Score: 0

      Your characters appearing as a smily when I turn my head sideways, constructed out of a ':' and ')' made the embarresment almost.. bare-able. Annonymous Coward #157895

    89. Re:550 Pounds of money?!?!?!? by maduro55 · · Score: 1

      I only have ten fingers but I've got 12 toes, I believe I've got most bases covered.

    90. Re:550 Pounds of money?!?!?!? by Anonymous Coward · · Score: 0

      Man, you never had 4 hours of time to waste with a 5-liter beer mug in hand.

  2. Mirror in case of /. by mixy1plik · · Score: 4, Informative
    This is a bit creepy. I always wonder when I hit those run-down ATMs in the corner of convenience stores if I might have my card nabbed.
    I've stopped using some of the sketchier ATMs because of this.


    MIRROR HERE IN CASE OF A /.'ING

    1. Re:Mirror in case of /. by Anonymous Coward · · Score: 0

      and the SR20 nuts come to the rescue. No DETs though. I'm dissapointed.

    2. Re:Mirror in case of /. by mixy1plik · · Score: 0, Offtopic

      I got yelled at and had to pull the plug. Sorry about that. :(

    3. Re:Mirror in case of /. by Anonymous Coward · · Score: 0

      Nice karma whore. Hey everyone, here's an image mirror! Oh, sorry, had to take it down.

    4. Re:Mirror in case of /. by Anonymous Coward · · Score: 2, Informative

      The real mirror:

      http://pbx.mine.nu/mirror/atm.ev6.net/

      (The site does feel kinda slow)

    5. Re:Mirror in case of /. by Txiasaeia · · Score: 4, Interesting
      Forget sketchy ATMs! $500 was taken from my account using an ATM at a local bank branch machine, in a mall no less! Get this -- they caught the guy after he stole about $64,000 CAD, found out that he entered the country illegally and... sent him to prison? Nope. Our illustrious Canadian gov't deported him. They didn't recover any of the money either. Bastard's living it up in the Caribbean with the cash that he wired there before he was caught.

      The bank ate the loss and gave us back our cash, but what kind of justice is it when scammers get to go free with the cash they stole?

      --
      Condemnant quod non intellegunt.
    6. Re:Mirror in case of /. by Bishop · · Score: 3, Insightful

      what kind of justice is it when scammers get to go free with the cash they stole?

      The bank did not want to press charges as it would have been bad publicity. This was an easy decision for the bank as the criminal was going to be deported regardless.

    7. Re:Mirror in case of /. by phillymjs · · Score: 0, Troll

      what kind of justice is it when scammers get to go free with the cash they stole?

      American. Well, only if the scammer is a large corporation.

      Mod me down if you want, but you know I'm right!

      ~Philly

    8. Re:Mirror in case of /. by topham · · Score: 4, Funny

      Your wrong. They didn't deport him, they sent him back to his riding...

      And for those of you who failed to get the joke, check out the Federal government in Canada and the word Scandal.

    9. Re:Mirror in case of /. by Anonymous Coward · · Score: 1, Insightful

      This was an easy decision for the bank as the criminal was going to be deported regardless.

      The downside is that they demonstrated you could get clean away with it, making it much more likely for others to attempt the same thing.

    10. Re:Mirror in case of /. by Blymie · · Score: 4, Informative

      In Canada, it doesn't matter whether or not the bank "wants to press charges". If a crime has been committed, the police can proceed without anyone pressing anything.

      Why?

      Well, a prime example is if the mob is threatening someone to "withdraw" his charge. In Canada, it doesn't matter _what_ the victim says, if it looks like a crime took place, charges will be laid and courts will be involved.

      I imagine this "story" about an immigrant was one of those mouth to ear stories, that tends to get altered every time it is repeated.

    11. Re:Mirror in case of /. by Anonymous Coward · · Score: 3, Insightful

      I've stopped using some of the sketchier ATMs because of this.

      How bloody stupid. If I were an ATM hacker, why on earth would I attack sketchy gas station ATMs? The real money is in the well-lit, polished, nice-smelling ATMs that make people feel comfy and safe.

    12. Re:Mirror in case of /. by Seek_1 · · Score: 1

      Actually, the word is "Sponsorship", not scandal. :)

    13. Re:Mirror in case of /. by dschl · · Score: 1

      Well, given the abominable state of Canada's immgiration laws, he would likely become eligible to be a landed immigrant after serving a few years in Club Fed, or something like that.

      --
      Slashdot - the place where you can look like a genius by restating the obvious
    14. Re:Mirror in case of /. by wtansill · · Score: 1
      "I've stopped using some of the sketchier ATMs because of this."
      I gave up on ATM's years ago. They're just not worth the trouble...
      --
      The contest for ages has been to rescue liberty from the grasp of executive power. -- Daniel Webster
    15. Re:Mirror in case of /. by AKnightCowboy · · Score: 1
      Get this -- they caught the guy after he stole about $64,000 CAD, found out that he entered the country illegally and... sent him to prison? Nope. Our illustrious Canadian gov't deported him. They didn't recover any of the money either. Bastard's living it up in the Caribbean with the cash that he wired there before he was caught.

      Can you really live it up in the Caribbean on $64,000 CAD? Isn't that more like a weekend vacation type thing?

    16. Re:Mirror in case of /. by Txiasaeia · · Score: 1

      Actually, the story was from both the local news and from the bank manager who handled my entire case. Facts, my friend, facts.

      --
      Condemnant quod non intellegunt.
    17. Re:Mirror in case of /. by Txiasaeia · · Score: 1

      Well, he was actually *from* a Carribean country... damned if I can remember which one, though. I want to say Haiti, but maybe that's because it's been on the news lately.

      --
      Condemnant quod non intellegunt.
    18. Re:Mirror in case of /. by drinkypoo · · Score: 1

      Could one of you please provide a link to an explanation for those of us who are too lazy to read a bunch of Canadian news sites? Or god forbid some "global" news agency like CNN (Certainly No News)

      --
      "You're right," Fisheye says. "I should have set it on 'whip' or 'chop.'"
    19. Re:Mirror in case of /. by MKalus · · Score: 2, Informative

      Try this.

      Of course, news.google.ca is your friend.

      --
      If you want to e-mail me, use my PGP Key.
    20. Re:Mirror in case of /. by Anonymous Coward · · Score: 1, Informative

      Try this:
      CBC

    21. Re:Mirror in case of /. by Blymie · · Score: 2, Insightful

      Heh.

      The "local news" is not "facts". The local news is entertainment.

      The bank manager who handled your case is not very aware of the law, either.

      If you have committed a crime, or you are suspect of a crime, no one has to "press" any charges. The police, aka the crown, can charge you directly. They can then force people to testify, whether or not they want to.

    22. Re:Mirror in case of /. by Txiasaeia · · Score: 1
      "I imagine this "story" about an immigrant was one of those mouth to ear stories, that tends to get altered every time it is repeated."

      *This* is what I posted about, not the rest about the law and such.

      --
      Condemnant quod non intellegunt.
    23. Re:Mirror in case of /. by T-Ranger · · Score: 1
      Criminals are sent to prison for four reasons: punishment, protection of others, rehabilitation, and as an example to others.

      Prison is punishment because it removes you from society. Society is protected because the criminal is removed from it.... Said criminal is now not part of Canadian society. Canadian society is no longer under threat from said criminal.

      Said criminal is not a Canadian citizen (or taxpayer). It is not our job (or responsibility) to rehabilitate him.

      His deportation serves as an example to prospective illegal aliens from entering Canada.

      Furthermore, we have saved in court costs, and the cost of housing and rehabilitating him.

      win, win, win. With the bonus of not costing any money.

    24. Re:Mirror in case of /. by Hentai · · Score: 4, Funny

      Ah, yes. This is one of those irregular verbs, isn't it? I Sponsor, you Lobby, he Bribes?

      --
      -Hentai [in vita non pacem est]
    25. Re:Mirror in case of /. by Snar+Bloot · · Score: 0, Troll
      I think every single one of this person's points are valid. And absolutely on point...looking at it for the short term. But if that's all that happens to him (he goes "home" with his 64K CAN, drinks beer on his home beach), well, then that just encourages others to do the same thing.

      The punishment reason he mentioned can be important. ie: you come here, you fuck with us...we will get you and make you pay.

      That could be more effective than "oh well..he's gone...good riddance."

    26. Re:Mirror in case of /. by Breakfast+Pants · · Score: 5, Funny

      So what? 64k canadian is what like 4 dollars?

      --

      --

      WHO ATE MY BREAKFAST PANTS?
    27. Re:Mirror in case of /. by qnxdude · · Score: 1, Funny

      its not dollars in canada anymore, we now call them "northern peso's"

    28. Re:Mirror in case of /. by nr · · Score: 1

      In asian countries (Thailand, Philipines, Indonesia, Malaysia, etc) you can live on $300 per month, and that include house rent, food, electricity, liquid gas, travel, etc.

      I was in Philipines for two months over cristmas/newyear so I know ;)

      Dunno about the pricelevel in the Caribbean countries, but I guess his $64000 CAD would last for atleast 10 years (!) if he lives a normal life.

    29. Re:Mirror in case of /. by Simon+Brooke · · Score: 1
      Get this -- they caught the guy after he stole about $64,000 CAD, found out that he entered the country illegally and... sent him to prison? Nope. Our illustrious Canadian gov't deported him.

      So do you want to pay taxes to support the guy in prison? Prison is expensive. Someone's got to pay for it. You want your taxes to go up? Sending him home stops the problem just as effectively as sending him to prison, and costs a lot less.

      --
      I'm old enough to remember when discussions on Slashdot were well informed.
    30. Re:Mirror in case of /. by mrogers · · Score: 1
      His deportation serves as an example to prospective illegal aliens from entering Canada.

      The example it sets is that if you enter Canada illegally and commit crimes, the worst that will happen is that they'll send you home, so you might as well give it a shot.

    31. Re:Mirror in case of /. by __aailob1448 · · Score: 1

      Living it up with $64,000 CAD? Doesn't that convert to like $200 USD ?

    32. Re:Mirror in case of /. by Anonymous Coward · · Score: 0

      Yup, that sounds about right. I'll be happy to do currency exchange for you, any time.

    33. Re:Mirror in case of /. by xdroop · · Score: 1
      In Canada, it doesn't matter _what_ the victim says, if it looks like a crime took place, charges will be laid and courts will be involved.

      INCORRECT, SIR. Here in canada the police, as well as the crown prosecutors, have what is called discretion. Every time an officer lets you off with a warning and a dirty look, it has been exercised.

      --
      you should read everything on the internet as if it had "but I'm probably talking out of my ass" appended to it.
    34. Re:Mirror in case of /. by Anonymous Coward · · Score: 0

      Unfunny (un-fun-ee): n. See parent.

    35. Re:Mirror in case of /. by Anonymous Coward · · Score: 0

      Yeah, so that's like, 0.02 UKP?

    36. Re:Mirror in case of /. by Dr.+Evil · · Score: 1, Funny

      Yep, and last year's "growth" of the U.S. economy matches the fall of its dollar.

    37. Re:Mirror in case of /. by rocketfairy · · Score: 1

      Right, and US$4.00 = UK0.04 = 4e-6 .

    38. Re:Mirror in case of /. by danila · · Score: 1

      Would you be happier if they sent him to jail for two years, spending additional $64,000 CAD on him?

      --
      Future Wiki -- If you don't think about the future, you cannot have one.
    39. Re:Mirror in case of /. by Anonymous Coward · · Score: 0

      So basically you're saying that there is some kind of threshold for prosecuting people? Should pickpockets and muggers be permitted to practice their craft because it would cost more to go after them than the amount of money they take in? Where do you draw the line? Should we bring in the accountants and economic experts to determine what is the most cost effective crime to go after and thereby maximize the return on the investment?

    40. Re:Mirror in case of /. by Oddly_Drac · · Score: 1

      "Actually, the story was from both the local news and from the bank manager who handled my entire case. Facts, my friend, facts."

      *cough* Still haven't seen any.

      You seem to be suggesting that 'the bank manager' was involved in the handling of a serious case of fraud, when usually the bank itself will have a security department that moves in to deal with such things by liasing with local police.

      Are you saying that the bank didn't report the crime, or they blew it off?

      Which country was the chap from? Deportation doesn't give immunity from prosecution...

      --
      Oddly Draconis
      Too cynical to live, too stubborn to die.
    41. Re:Mirror in case of /. by kmankmankman2001 · · Score: 1

      "The bank ate the loss and gave us back our cash, but what kind of justice is it when scammers get to go free with the cash they stole?" Scammers going free? Hmmm, what would Martha say . . . . "It's a beautiful thing"(tm).

      --
      "The bigger the lie, the more they believe." - Det. Bunk
    42. Re:Mirror in case of /. by Anonymous Coward · · Score: 0

      Bull. This happened to my mother-in-law in Calgary last year.

      The "MBNA" MasterCard fraud guys were all over it. Working together with them, my wife and I were even able to finger a pair of con artists who had been working seniors in Alberta and B.C. as being the most likely suspects.

      But the moment I filed a police report with the Calgary Police, it became too public for MasterCard. They zeroed out the debt on my mother-in-law's card, and stopped returning the police's calls. With no cooperation from MasterCard, the police had to close the case.

    43. Re:Mirror in case of /. by Bishop · · Score: 1

      You can't force people to testify in Canada.

    44. Re:Mirror in case of /. by Bishop · · Score: 1

      The Crown can proceed with the case all they want, but without the help of the bank the Crown does not have much of a case.

    45. Re:Mirror in case of /. by danila · · Score: 1

      Since they are sending the guy out of the country anyway, there is no point in giving him a lesson. When your own citizens commit a crime, you need to turn them back into nice people. With this Caribean guy you just ignore him and never let him back in Canada. Some people speculated that this will cause an influx of Caribean theives, but there is no evidence for that.

      Returning back to your question, yes, I think that money should always be a part of the equation. When deciding for the best sentence for the pickpocketer, you need to see the whole picture. How much is he expected to steal in the future? What is the relation between jail time and the likelyhood of a repeat offence? How much does it cost to keep him jailed? How much will he add to the society when released? Answer all these questions, put the numbers into a neat equation and get the instructions - release him, jail him, send him out of the country (or to a labour camp in Northern Canada) or just kill him.

      I am simply saying that every decision made by the state should maximise the net benefits to the society. If sending a criminal away does that, fine.

      --
      Future Wiki -- If you don't think about the future, you cannot have one.
    46. Re:Mirror in case of /. by dcm1101 · · Score: 1

      Sometimes you need to be more worried about the owner of the ATM. MSNBC did an investigation of felons owning legitimate ATM machines a while back. So, yes, do be afraid of those little corner market machines.

    47. Re:Mirror in case of /. by Txiasaeia · · Score: 1
      Okay, since everybody apparently wants to hear the entire freaking story...

      I got a call about five months ago asking if I had withdrawn $500 from my chequing account. I said no. I was informed by the Fraud Security Division of the bank that I deal with that the money was gone and that it was suspected to be fraud. I was asked to go to my local branch, explain the situation, and fill out some forms. I did so.

      A week later when the money was returned back to me from my bank (not the fraudster), I was told by the bank manager that they had caught the guy and that he would soon be charged with fraud.

      I talked to the bank manager this week and found out that he was in court, yes, but they apparently couldn't (wouldn't?) prosecute because he had entered the country illegally. Their only recourse was to deport him. I repeat, they either did not or could not prosecute him because he had entered the country illegally. Canada apparently has laws against holding foreign nationals in prison when they don't have a legal reason for being in the country in the first place. Go figure.

      The local news covered the entire procedings, basically confirming what the manager had said. The manager is a friend of mine and I trust her judgment and her explanation of the facts in this matter. All the police could apparently do is give him a criminal record which makes it impossible for him to enter Canada legally. I cannot remember which country the guy was from, but I know it was from the Caribbean.

      What more do you want? Specific names of the people involved? Dates, times, transaction numbers and whatnot? This is as specific as I can get, trust me. I tried to be as succinct and brief as possible in my original post, trusting that people knew that I was simplifying the situation somewhat.

      --
      Condemnant quod non intellegunt.
    48. Re:Mirror in case of /. by Oddly_Drac · · Score: 1

      "What more do you want?"

      That's about enough. The main problem is the signal to noise ratio on /. has gone through the roof from all beliefs and creeds, so you have to be a tad careful about the possibility of apocryphal stories entering the mainstream, especially given that some get revived with depressing regularity by the media. By apocryphal, I mean urban myths, such as the kidney-stealing gangs.

      "Canada apparently has laws against holding foreign nationals in prison when they don't have a legal reason for being in the country in the first place."

      Understand that I'm not questioning you, but I don't understand how a country can treat a illegal alien as a non-entity in the eyes of the law, especially given the whole 'extradition' ballgame. I'm also slightly surprised that they didn't invoke laws about criminals benefiting from the proceeds of their crimes; banking has moved beyond the point where you can simply move a shitload of money 'out of reach', especially in cases of fraud. This is why money laundering is such big business and transfers over a certain amount are routinely questioned.

      If Canada uses the equivalent of the CPS, it's more likely that they decided not to press charges because of the cost of the prosecution versus the deportation/recovery, which has royally pissed me off since my sister and girlfriend were attacked in the street by a woman who had a previous record for violence. The CPS failed to bring a case against her.

      "I tried to be as succinct and brief as possible in my original post, trusting that people knew that I was simplifying the situation somewhat."

      Yeah, but don't then say that you're sticking to the facts when you're the only person that has them...for all the average reader knows you could be formenting some form of nastiness against illegal immigrants, who appear to be the UK's new anti-social threat now that we've done the communists, terrorists and peadophiles.

      --
      Oddly Draconis
      Too cynical to live, too stubborn to die.
    49. Re:Mirror in case of /. by Blymie · · Score: 1


      The bank has no choice BUT to help in the investigation. For example, let's say that the bank was broken into electonically by a thief. The bank doesn't want this information public, but the police catch said thief doing his work.

      They can then subpoena all the evidence they want. The bank will be forced to provide all information in their files relevant to the case (logs, etc).

      The crown does not need your "help", it will get it, if you like it or not. It is very easy to prove that a bank is hiding evidence in a case, and if that occurs the bank would find itself in just as much hot water as the crook in the first place!

      Furthermore, individual EMPLOYEES can be charged and sent up the river if they do not comply with the law. Moronic attitudes such as "My boss told me to break the law" helps you very little in the end.

  3. Easy as Ebay by Xeed · · Score: 5, Interesting

    This is a growing trend. Along with other questionably legal items, you can find a card reader from Ebay for a fraction of what you can scam.

    What ever happened to "Stick 'em up??"

    --
    ...don't question it!!!
    1. Re:Easy as Ebay by mattjb0010 · · Score: 2, Funny

      What ever happened to "Stick 'em up"?

      s/up/in/

    2. Re:Easy as Ebay by petard · · Score: 4, Insightful

      That's not questionably legal in any way; that's for a cash register. Many registers nowadays are just PCs and use one of those (generally affixed to the keyboard) to process credit card transactions. In fact, the legality of all of the items involved in the fraud is unquestionable. Turning them into the fraudulent device and attaching them to the ATM, however, is just as unquestionably illegal. (FYI, in case you're unconvinced about the Ebay auction, you can walk into any office depot and buy the gadget you linked.)

      --
      .sig: file not found
    3. Re:Easy as Ebay by GnrcMan · · Score: 1

      Well, to be fair, card readers like the one you link to on ebay are perfectly legal and have many legitimate uses. That particular card reader isn't even the right shape to use for ATM card skimming.

      I suppose you could take it apart and build your own ATM shaped card reader from the parts, but then again, it doesn't have any sort of memory to save the card numbers without being plugged in to a computer.

      Actually, you could probably just make one out of an old tape recorder. Unfortunately, it's not brain surgery.

    4. Re:Easy as Ebay by confuse(issue) · · Score: 5, Insightful

      This is a growing trend. Along with other questionably legal items, you can find a card reader from Ebay for a fraction of what you can scam.

      What a good post 9-11 American citizen. You are right in calling it 'questionably' legal, unfortunately (for you) the answer to the question is yes it is legal. The government does not need to put Laws on everything that can do bad things, the laws should instead target bad things. DVD recorders should not be illegal...selling (or even just giving) a burned DVD of Star Wars should be illegal. Having a magnetic card reader is a great exercise in driver writing and or learning about it for POS apps (not piece of s&^t apps).

    5. Re:Easy as Ebay by Anonymous Coward · · Score: 3, Funny

      A card reader on ebay: $100
      Sony digital camera: $500
      Memory stick: $500
      Profit: PRICELESS!

    6. Re:Easy as Ebay by rot26 · · Score: 5, Informative

      Not brain surgery but more sophisticated than a tape head connected to a serial port. Since the speed of the card over the head is expected to have a wide speed range, the reader has to have its own adaptive clock circuitry in it to decode the card, and THEN it's converted to rs-232 or CMOS level signals.

      --



      To ensure perfect aim, shoot first and call whatever you hit the target
    7. Re:Easy as Ebay by Cramer · · Score: 2, Informative

      That can be done on a single, tiny chip these days.

    8. Re:Easy as Ebay by ianr44 · · Score: 2, Interesting

      Why convert to digital when you could just use the mic/line in? The adaptive clock stuff is fairly trivial to do in software.

    9. Re:Easy as Ebay by damien_kane · · Score: 2, Informative

      If you're going to go to the trouble to tell people that POS is not an acronym for piece of shit, you could at least have mentioned that it does does stand for Point of Sale (in this case)
      Otherwise, I agree wholeheartedly, mod parent up and all that jazz...

    10. Re:Easy as Ebay by Anonymous Coward · · Score: 0

      If this happened in my home the States, the
      perpetrators would have used legal firearms
      along with their legal cameras and legal
      card readers. After the holdup, they
      could swipe the card and return it to the
      victim after getting some nice pics for
      their website. Rock on!

    11. Re:Easy as Ebay by nfras · · Score: 5, Funny

      selling (or even just giving) a burned DVD of Star Wars should be illegal

      I agree, and if that DVD is Attack of the Clones or Phantom Menace, selling any DVD of it should be illegal.

      --
      You call me a pedant? I prefer the term "correct"
    12. Re:Easy as Ebay by confuse(issue) · · Score: 1

      Sorry for the oversight, you are of course correct.

    13. Re:Easy as Ebay by inode_buddha · · Score: 1

      I've actually gotten complete POS units, minus the cash registers themselves, from the local dump/landfill when a few area supermarkets upgraded. You should see the laser tubes in their scanners, among other things... FWIW the card readers all had 68080 chips IIRC, and everything was proprietary serial port type stuff.

      --
      C|N>K
    14. Re:Easy as Ebay by Anonymous Coward · · Score: 0

      That should be: 1) Card reader, Digital Camera, memory from ebay ($1100) 2) ??? 3) PROFIT!

    15. Re:Easy as Ebay by jorgen · · Score: 1
      This is a growing trend. Along with other questionably legal items, you can find a card reader from Ebay [ebay.com] for a fraction of what you can scam.

      Or buy a reader from Magtek, there is nothing legally questionable with that. These devices have lots of applications, and reading track 2 of your bank/credit card happens to be just as easy as reading any track of any magstripe card. The information there is not encrypted in any way.

      This is why VISA/Mastercard and banks are pushing the new EMV standard with chip cards (smartcards) that cannot be skimmed and copied.

    16. Re:Easy as Ebay by M.+Silver · · Score: 3, Funny

      If you're going to go to the trouble to tell people that POS is not an acronym for piece of shit, you could at least have mentioned that it does does stand for Point of Sale (in this case)

      If you've ever had to support them (particularly those that some PHB has picked out without consulting his IT people), you'll know that that's generally a fully dual-meaning acronym.

      --

      Slashdot's token middle-aged housewife
    17. Re:Easy as Ebay by Webhund · · Score: 1

      Aw, come on. Shopping on ebay isn't nearly as much of a suspicious activity as just standing along the roadside in the middle of Nevada:

      http://www.papersplease.org/hiibel/

    18. Re:Easy as Ebay by mslinux · · Score: 1

      Card readers are like guns or software. They can be used by bad people in bad ways, but that doesn't make them bad. Technology is agnostic. It has no feelings as to what's good or bad. It simply does what it was designed to do. Think more like a machine and you'll understand.

    19. Re:Easy as Ebay by wwwillem · · Score: 0, Troll

      Card readers are like guns or software. They can be used by bad people in bad ways, but that doesn't make them bad.

      Ehhhh, what??? Yes I agree with the card reader and software part of the story. But can someone please explain how guns can ever be used in good ways. And don't give me the crap about guns being invented for shooting at dart boards.

      --
      Browsers shouldn't have a back button!! It's all about going forward...
    20. Re:Easy as Ebay by blincoln · · Score: 1

      That particular card reader isn't even the right shape to use for ATM card skimming.

      Not a problem. I read an article (I think it was even linked from Slashdot) where a news team stuck that kind of reader on an ATM with a sign that said "ATM card cleaner" (or words to that effect), and a bunch of people used it.

      --
      "...always new atoms but always doing the same dance, remembering what the dance was yesterday." -Richard Feynman
    21. Re:Easy as Ebay by Endive4Ever · · Score: 1

      Guns can be used to kill bad people.

      Choke on that one awhile, okay?

      heh

      --
      ---
    22. Re:Easy as Ebay by Anonymous Coward · · Score: 0

      Collecting
      Target Shooting (competition)
      Target Shooting (Training)
      Target Shooting (Fun)
      Self Defense
      Deterence

      Need any more?

    23. Re:Easy as Ebay by Anonymous Coward · · Score: 0

      That's probably why the off-the-shelf mag stripe readers are dirt cheap.

    24. Re:Easy as Ebay by GnrcMan · · Score: 1

      Well in that case, you could probably build an "ATM Machine" out of a cardboard box with a screen drawn in crayon and people would use it. No accounting for stupidity. :)

    25. Re:Easy as Ebay by rot26 · · Score: 1

      Well, somebody elsewhere mentioned jitter as a piracy prevention method, but there is going to be jitter in ANY manually swiped card as well. I'm not sure how easy that would be to deal with at 16 bits of resolution from your average sound card, but it's possible, I guess. My only point (originally) was that it isn't a TRIVIAL thing to do. I don't know if it's necessary to futz with the bias either. Etc.

      --



      To ensure perfect aim, shoot first and call whatever you hit the target
    26. Re:Easy as Ebay by 1729 · · Score: 1
      Card readers are like guns or software. They can be used by bad people in bad ways, but that doesn't make them bad.

      Ehhhh, what??? Yes I agree with the card reader and software part of the story. But can someone please explain how guns can ever be used in good ways.

      Well, hunting, if you're into that sort of thing. (As a vegetarian, I'm not.) What about shooting sports? I own a rifle that only has been (and only will be) fired at paper targets. It's fun & relaxing.

    27. Re:Easy as Ebay by confuse(issue) · · Score: 1

      If you've ever had to support them (particularly those that some PHB has picked out without consulting his IT people), you'll know that that's generally a fully dual-meaning acronym.

      That's basically all I do. Why do your PHBs mistrust you so? I have been involved in most decisions regarding POS, warehouse management, accounting packages and of course VPN etc...
      Barring the rude jab above, a suggestion. PHBs like 'ownership' of problems and also to believe that they solved the problem. Foster a sense of wanting to share 'ownership' of the problem then embrace whole heartedly his/her suggestions. Once you are done with that ask innocently about what you see as downfalls to his suggestion and how they might affect US. With practice the above can be done in 2 minute conversation. When you are done they are implementing your advice and proudly knowing it was their idea!

    28. Re:Easy as Ebay by Anonymous Coward · · Score: 0

      I own a rifle that only has been (and only will be) fired at paper targets. It's fun & relaxing.

      So is blowing up old cars (presumably), but I doubt you would condone the use of pipebombs by everyday citizens.

    29. Re:Easy as Ebay by Anonymous Coward · · Score: 0

      So there are 'bad' people, who need to be shot, and 'good' people who do the shooting?

      But surely if we can identify the 'bad' people it would be much more economical to round them up and kill them en masse. Perhaps after utilizing them in medical experiments, so that their lives may yet benefit the 'good' people.

    30. Re:Easy as Ebay by Eccles · · Score: 1

      But can someone please explain how guns can ever be used in good ways.

      Ask a policeman. They all seem to have 'em...

      (Note that using doesn't necessarily mean firing.)

      --
      Ooh, a sarcasm detector. Oh, that's a real useful invention.
    31. Re:Easy as Ebay by Anonymous Coward · · Score: 0
      selling (or even just giving) a burned DVD of Star Wars should be illegal.

      This comment is nothing but an attack on the clones of Attack of the Clones!

    32. Re:Easy as Ebay by Anonymous Coward · · Score: 0

      Why the hell not?

    33. Re:Easy as Ebay by Anonymous Coward · · Score: 0

      what makes you so sure he is American?

    34. Re:Easy as Ebay by KarmaPolice · · Score: 1

      Not brain surgery but more sophisticated than a tape head connected to a serial port. Since the speed of the card over the head is expected to have a wide speed range, the reader has to have its own adaptive clock circuitry in it to decode the card, and THEN it's converted to rs-232 or CMOS level signals.

      The speed of the card doesn't matter as all cards have one or more "clock tracks" with 0-1-0-1 sequences to make the data readable. But if your statement was correct, the problem would be damn easy to fix with just one FIFO buffer.

    35. Re:Easy as Ebay by tftp · · Score: 1

      It won't work because most sound cards are incapable of recording frequencies BELOW 20 Hz. And those would be the frequencies you will be getting while sweeping by hand.

    36. Re:Easy as Ebay by Ironica · · Score: 1

      DVD recorders should not be illegal...selling (or even just giving) a burned DVD of Star Wars should be illegal.

      Always?

      What if you (1) bought the DVD; (2) made a back-up copy for your personal use (which is protected under Fair Use, at least for software, but possibly for other digital media); (3) suffered the tragic loss of your original disk in a PB&J sandwich in the DVD player incident; and then (4) decided to sell the copy at a garage sale?

      Is that still illegal? Should it be?

      Just extending the point that legality is contextual.

      --
      Don't you wish your girlfriend was a geek like me?
    37. Re:Easy as Ebay by Alan+Cox · · Score: 3, Insightful

      There are lots of good legitimate uses for card readers - things like swipe card doors, as used by the computer society here, or charging for photocopying (as used by the university)

    38. Re:Easy as Ebay by Anonymous Coward · · Score: 0

      well i guess some peopel prefer not to have guns pointed at them.
      some actualy dont like to point guns at people/animals
      ah how peacefull the world has become trough advances in computer science

    39. Re:Easy as Ebay by mrogers · · Score: 1
      ...selling (or even just giving) a burned DVD of Star Wars should be illegal.

      And selling (or even just giving) a burned DVD of Episode I should be punishable by death. I mean, I'm a liberal-minded person, but pushing Jar-Jar to our kids?. Death's too good for 'em.

    40. Re:Easy as Ebay by ozbird · · Score: 1

      The speed of the card doesn't matter as all cards have one or more "clock tracks" with 0-1-0-1 sequences to make the data readable.

      That's one solution; a self-clocking data track would also work.
      From the Magnetic Stripe Glossary:

      Self-clocking:
      That property of biphase which permits encoded magnetic stripes to be read at different speeds;
      the Ones frequency is always twice the Zeros frequency, and the read circuit need only sync on
      a string of known Zeros to begin reading at any speed.

    41. Re:Easy as Ebay by Leiffi · · Score: 1

      Heh, that ebay guy is gonna go nuts when he sees 3k+ hits on his item and not one single bid.

    42. Re:Easy as Ebay by M.+Silver · · Score: 1

      Why do your PHBs mistrust you so?

      He wasn't *my* boss (I said "his IT people," not "my IT people"), I worked for a support company. So while we mocked the customers' decisions, provided they weren't *so* bad we couldn't fix them, bad decisions were actually better for us. If they'd made the right decision in the first place, they wouldn't have even hired us because their POS vendor would have done the job...

      --

      Slashdot's token middle-aged housewife
    43. Re:Easy as Ebay by Endive4Ever · · Score: 1

      Maybe in your world.

      In the rest of our worlds, we really don't want the state getting involved that far in an organized round-up.

      I know that many 'big government' types have a fondness for a government with a long reach. The rest of us are satisfied knowing that occasionally a criminal gets shot in the forehead by somebody they didn't expect would be carrying a gun.

      If you don't think there are 'bad' people, btw, GAFC.

      --
      ---
    44. Re:Easy as Ebay by jeephistorian · · Score: 1

      Amen Brother

      --
      Huh?
    45. Re:Easy as Ebay by smithmc · · Score: 1

      Not brain surgery but more sophisticated than a tape head connected to a serial port. Since the speed of the card over the head is expected to have a wide speed range, the reader has to have its own adaptive clock circuitry in it to decode the card, and THEN it's converted to rs-232 or CMOS level signals.

      Pardon my ignorance but - why don't they just embed a clock signal on the stripe, on a parallel track or something?

      --
      Downmodding is the refuge of the weak. Don't downmod, make a better argument!
    46. Re:Easy as Ebay by hesiod · · Score: 1

      > why don't they just embed a clock signal on the stripe

      This post, just above you mentions a Self-Clocking strip, which is what you are thinking of, I believe.

    47. Re:Easy as Ebay by hesiod · · Score: 1

      > decided to sell the copy at a garage sale?
      > Is that still illegal?

      Yes

      > Should it be?

      No. As long as the other person knows it's a copy and it's in the original DVD's case. Of course, many backup copies do not include the additional features or even main menus, so you would want to point that out as well.

    48. Re:Easy as Ebay by hesiod · · Score: 1

      > Profit: PRICELESS!

      Isn't that an oxymoron?

    49. Re:Easy as Ebay by hesiod · · Score: 1

      > I doubt you would condone the use of pipebombs by everyday citizens.

      What if they decided to start landscaping their (very large, I hope) yord, but there's a hill -- maybe a Native American burial mound -- in the way. Build a bomb to "move" it. Sure, you can say "you have to be either very responsible or very, very stupid to do that." Well, the same can be said of guns. A bomb, by itself, is not bad. It's most common purposes, however, are.

  4. Makes you wonder by haRDon · · Score: 3, Interesting

    Just how many ATMs have this equipment in place?

    Bit of a worry really..

    And just what recourse do victims have? Is there any way to get your money back, or is it gone forever?

    1. Re:Makes you wonder by ChrisMG999 · · Score: 1

      Many banks, at least here in the States have some sort of protection against this where the cardholder is not held liable for the funds.

    2. Re:Makes you wonder by mattjb0010 · · Score: 4, Informative

      Is there any way to get your money back, or is it gone forever?

      In the terms of my credit/debit card it says if I notify the bank within a reasonable time period of unauthorized transactions I get the money back. I suspect most banks have a similar deal.

    3. Re:Makes you wonder by big_groo · · Score: 5, Informative
      This happened to my friends - luckily they were both out of town at the time, and *used* each of their bank cards. The bank gave them an automatic, free overdraft for the amount taken, but it took them about a week to get the money back. (TD Canada Trust, in case you were wondering)

      Banks are insured, y'know...but I have to wonder, if they weren't out of town (and able to prove it) would they have been so forthcoming?

    4. Re:Makes you wonder by haRDon · · Score: 1

      I know here in Australia there are terms for credit cards that offer protection like you mention, however I don't know if that extends to regular cards or not.

      Maybe this is another good reason to back up my decision to pay for everything using my credit card, and only use cash when credit card facilities are unavailable, which is getting rarer nowadays.

    5. Re:Makes you wonder by TykeClone · · Score: 2, Interesting

      In the US, this is governed by "Reg E" for electronic funds transfers. The customer (victim) has up to 60 days from the cycle date of the statement where the fraudulent charges are reported to contest them - makes for a good reason to at least look over your bank statements when you receive them!

      --
      A fine is a tax you pay for doing wrong and a tax is a fine you pay for doing all right.
    6. Re: Makes you wonder by bezuwork's+friend · · Score: 1
      I once had a sizeable amount taken from my account by the son of a roommate. I could get it back but in exchange I had to agree to testify for the bank if they chose to bring suit.

      Recently, my girlfriend noticed money was taken from her account. She doesn't know who or how the information was stolen. The bank knew where and when, of course. The bank refunded the amount without trouble.

    7. Re:Makes you wonder by Anonymous Coward · · Score: 0

      I find it interesting that so many people assume that banks, big shops,... are insured for this kind of thing.

      It would just be stupid for them to do so. An insurance company would definitely ask more from its clients than they have to pay. You take an insurance because the probability for "the worst case" is low and would cost you much more than the insurance fee.

      Fraud (and damage in shops) is something they have to expect, NO insurance company would insure them for less than the expected fraud amount.

      Banks just know that fraud happens and let _YOU_ pay for it!

  5. uhm by Anonymous Coward · · Score: 0

    ain't you supposed to tell the pigs if you find shit like that? not that they'll do anything about it, but still...

  6. huh? by mindstormpt · · Score: 0, Troll

    nice job indeed...

  7. Convenience or security... by SabrStryk · · Score: 5, Interesting

    This is the sort of thing that makes one wary about the convenience ATMs available in many cities; you'll save more than a surcharge by sticking to your own banking company's systems.

    On a side note, this is probably the most clever fraud I've seen in a long while. Great that these folks ripped out the innards of the scam device.

    --
    "A group of words expressing something other than their literal intention. Now that... is... irony!" - Bender
    1. Re:Convenience or security... by cmowire · · Score: 5, Insightful

      Well, not really.

      The skimmer is attached to any arbitrary machine without the cooperation of the ATM owner.

      So they can hit even your own bank's machines, if they so desire.

      This is the best ATM scam since... well... the last ATM scam, where they put a complete ATM machine in place. Except they got caught because they tried to stiff their ATM machine supplier.

    2. Re:Convenience or security... by Man+Eating+Duck · · Score: 5, Insightful

      Great that these folks ripped out the innards of the scam device.

      I'm not so sure about that. When something similar happened in Norway some time ago, the police was alerted and put the place under surveillance. The culprits were caught in the act of removing the devices.

      I think the people who removed it should have done the same, thus helping to catch the bastards. For all they knew, the place could already be under surveillance, giving THEM the blame for the crime...
      --
      Are you a grammar Nazi? I'm trying to improve my English; please correct my errors! :)
    3. Re:Convenience or security... by 1u3hr · · Score: 1
      On a side note, this is probably the most clever fraud I've seen in a long while. Great that these folks ripped out the innards of the scam device.

      Not really; though it satisfies our idle curiosity (there's a mirror in an earlier post if you can't see them) it would have been much better to get the cops to stake it out and catch the crooks when they came to get the data. Or just notified the bank and let them do it -- though I suppose they'd want to dismantle it and check that it wasn't transmitting, &/or disable it.

    4. Re:Convenience or security... by hoggoth · · Score: 5, Funny

      > the place could already be under surveillance, giving THEM the blame for the crime...

      That was the brilliant part of their scam. After removing the device and cleaning out all the bank accounts, they posted the whole thing to the Internet to create a cover story in case they were watched!

      --
      - For the complete works of Shakespeare: cat /dev/random (may take some time)
    5. Re:Convenience or security... by aaarrrgggh · · Score: 1

      But, if you use your own bank exclusively, tracking down the fraud is possible. The video cameras could catch whomever recovers the memory stick. If you use multiple ATM's in different places, convincing someone to do the leg work would be much harder.

    6. Re:Convenience or security... by Elwood+P+Dowd · · Score: 1

      If this happens to you, I guarantee that you will never recover your cash. It does not matter if they catch anyone.

      --

      There are no trails. There are no trees out here.
    7. Re:Convenience or security... by norton_I · · Score: 2, Interesting

      That is strange, every person I know who has been victim of fraud of this sort (4, I think: 1 ATM fraud, 1 check fraud, and a couple of credit card frauds) has gotten their money back. It does not matter if they catch anyone. In fact, in most cases, the victim never knows if the perp was caught -- the bank just wants to take care of it quickly and quietly.

      The only person I know who had to do more than that was the check fraud victim, because in addition to dealing with the bank, there were lots of angry merchants who wanted to know why her checks were being bounced.

    8. Re:Convenience or security... by BCoates · · Score: 1

      They probably just do what's become popular in bank robberies (in the US) in recent years--pay off some kids to do it. If the kids get picked up by the police sting, the people running the scam are just out some equipment.

    9. Re:Convenience or security... by Elwood+P+Dowd · · Score: 1

      Ok, maybe I'm full of shit. Wouldn't be the first time. I'm sorry for talking so authoritatively.

      --

      There are no trails. There are no trees out here.
    10. Re:Convenience or security... by TomV · · Score: 1

      Great that these folks ripped out the innards of the scam device.

      At the risk of an accusation of flamebait, as far as I can see from the scant information in TFA, it looks like these people removed evidence from a crime scene. Self-sufficient hacker-culture vigilante bravado aside, wouldn't it have been better to inform the bank and / or the police rather than destroying the evidence which might have eventually led to a prosecution?

      As things stand, removing the Reader from the crime scene may in itself have been a crime.

    11. Re:Convenience or security... by tgrasl · · Score: 1

      Nice to see that the police in Norway have so many resources at hand for this kind of thing. I went to an ATM (in London) recently and discovered a similar protrusion on the card slot. I fiddled with it an it came off in my hand - and I was promptly surrounded by three guys claiming it was theirs and generally being quite aggressive. I chucked the reader in the street and walked off (busy place fortunately). When I called the police they didn't seem to care, *unless* I had been physically assaulted (which I had not). Every ATM in my area has little sticky patches around card slot where you can see that such a device has at some time been attached. The criminals generally hang around, waiting for their victims to use the machine. The police are generally not interested in responding to such incidences - I guess it is a case of prioritisation.

    12. Re:Convenience or security... by Carrot007 · · Score: 1

      People still use cheques?

      Arrrrgh help I've fallen through a time hole into the past ;-)

      To be honest in the UK I'd be suspect of any cheque transaction.

      --
      +----------------- | What is the question!
    13. Re:Convenience or security... by Anonymous Coward · · Score: 0

      Indeed, the best course of action would have been to replace the hardware and inform the local fraud team (along with elaborate details of what was found and who handled it - because their prints are now all over the equipment). The machine could then be placed under obo until someone came to collect this data (I understand it was being stored in RAM and not transmitted).

    14. Re:Convenience or security... by Nick+Harkin · · Score: 1

      Where I work, cheques are really only ever used by lovely old ladies paying their paper bills (on time).

      They don't tend to have credit cards, and most prefer to use checks over cash in case we fubar the accounting, and try and charge them twice, everyone likes a trail in a case like that.

    15. Re:Convenience or security... by hesiod · · Score: 1

      > People still use cheques?

      In the U.S., just about everyone uses checks. It's almost as convenient as cash, but safer. It's nowhere near the convenience of Credit Cards, but far, FAR safer.

  8. shouldn't ATM machines be designed better? by Monty845 · · Score: 5, Interesting

    How hard would it be for someone to design an ATM machine that would make it more dificulty to conceal a card reader... or better yet one that made it impossible to insert your card if anything is attached... it would seem that with some common sense a designer good create some pretty good safe guards... or am I just missing something?

    1. Re:shouldn't ATM machines be designed better? by mcpkaaos · · Score: 4, Funny

      or am I just missing something?

      Maybe the ATM designers just happen to be the same folks that are installing the cameras and readers. :)

      --
      It goes from God, to Jerry, to me.
    2. Re:shouldn't ATM machines be designed better? by Laverne · · Score: 1

      Most of the ATM machines here in the Netherlands have protection against attaching devices to your card. The *thunk* you hear after inserting your card is some sort of lead knife thing that cuts the attached stuff off or so I've heard.
      I dont think it's actually a knife but it closes off the slot after inserting the card which seems like the start of a good safe guard to me.

    3. Re:shouldn't ATM machines be designed better? by cmowire · · Score: 1

      The problem is that people do not commonly identify what a machine "should" look like, which ruins a lot of the possible techniques.

      Diversity helps with some of it, however. Each reader needs to match the molding and coloring exactly.

      You also have to remember that any sort of deterrent will need to be cheaper than the expected losses from not having the deterrent at all.

      It's pretty simple to foil. Either be an ATM-facing camera that makes sure that the machine has no extra reader attached or just having the guy who fills it with cash take an extra hard look at it should bring the losses down to a reasonable level.

    4. Re:shouldn't ATM machines be designed better? by ianr44 · · Score: 1

      I think the parent post was refering to the devices that get attached to an ATM machine, not the card.

    5. Re:shouldn't ATM machines be designed better? by Laverne · · Score: 1

      You're right. I was thinking about devices like the one little John Connor used in Terminator 1 ;)
      The closing of the cardreader slot should make it more difficult attaching an extra cardreader though.
      Unless you extend the front of the entire ATM it will seem out of place fast.

    6. Re:shouldn't ATM machines be designed better? by shird · · Score: 5, Insightful

      Even better would be the use of smartcards instead of current cards. The card simply has its own private key, the ATM machines/bank issue a challenge to the card and verify it against the known public key.

      The private key is never divulged yet the authenticity of the card is known. There is no way to scam the system other than steal the physical card and know what the pin is. These really need to be adopted soon.

      --
      I.O.U One Sig.
    7. Re:shouldn't ATM machines be designed better? by TykeClone · · Score: 1

      The ATM's that I am most familiar with (NCR and Triton) have either a "dip" style reader where the entire card is dipped into the reader and removed (by the user) or a card reader that grabs the card and sucks it into the machine during the transaction.

      Adding a second card reader to these devices would be problematic and would not look right - they would hopefully tip off the user that something is amiss!

      --
      A fine is a tax you pay for doing wrong and a tax is a fine you pay for doing all right.
    8. Re:shouldn't ATM machines be designed better? by dcam · · Score: 1

      How exactly does this help?

      You have a reader that reads everything on the card on the way in, so they get the public key. They get the pin from the camera. Make a duplicate and we are back where we started.

      --
      meh
    9. Re:shouldn't ATM machines be designed better? by tb3 · · Score: 1

      Remember, a lot of ATMs come from Diebold, the friendly people who designed those voting terminals we've read so much about.
      Does that help? :)

      --

      www.lucernesys.comHorizon: Calendar-based personal finance

    10. Re:shouldn't ATM machines be designed better? by jrockway · · Score: 1

      Fake the response from the card. You'll be right a certain percentage of the time.

      --
      My other car is first.
    11. Re:shouldn't ATM machines be designed better? by -tji · · Score: 1

      It seems like a lot of the banking system should be redesigned with modern security..

      Think of the security behind checks, or wire transfers in U.S. Banks.. They rely on bank routing numbers and account numbers printed on the checks. It seems to be a pretty weak web of trust. As far as I can see, the only security is the record of the transaction.

      But, I guess it's one of those things where it's cheaper to pay for the fraud than to re-impliment securely.

    12. Re:shouldn't ATM machines be designed better? by Elwood+P+Dowd · · Score: 1

      The goal of smartcards is to make it impossible to "read everything on the way in".

      There is never any need to read the private key. There is no "special code" to read the private key. The key is permanently burned in.

      --

      There are no trails. There are no trees out here.
    13. Re:shouldn't ATM machines be designed better? by dcam · · Score: 1

      If it is impossible to read everything on the way in how do the ATMs do it? Why can't some disaffected Diebold employee replicate this in a skimmer?

      --
      meh
    14. Re:shouldn't ATM machines be designed better? by Anonymous Coward · · Score: 0

      They don't read anything, there are 3 tracks on those cards, the ATMs read *one* of them.

    15. Re:shouldn't ATM machines be designed better? by Jahf · · Score: 1

      Sure, because we all know that private keys are never divulged.

      --
      It is more productive to voice thoughtful opinions (reply) than to judge (moderate) others.
    16. Re:shouldn't ATM machines be designed better? by odsign · · Score: 3, Informative

      That's the thing. The ATM's don't read it. The ATM says, 'Hey, bucko. Encrypt this with your private key.' The card does so, the ATM decrypts it with the public key, and when the result is the same, you know it's the right card, without anybody except the card knowing its key.

    17. Re:shouldn't ATM machines be designed better? by edp · · Score: 5, Interesting
      "You have a reader that reads everything on the card on the way in, so they get the public key."

      You don't send a key, you send a challenge that somebody with the private key can answer. There are challenge-response protocols that reveal zero knowledge to eavesdroppers. One of them works something like this: The card knows secret number X. The bank computer knows secret number X^2. (All arithmetic is done modulo a preselected large number with certain properties.) For one challenge, the card makes up a random number R and transmits (RX)^2. The bank flips a coin and asks the card for either RX or R^2. If the card really knows X, it can easily answer either question. In either case, the eavesdropper sees (RX)^2 and either RX or R^2, but, because of R, these are just random numbers -- if R is uniformally distributed (over the modular domain), then RX is also uniformally distributed; there is no information in it. An eavesdropper can learn what X^2 is, but the numbers are chosen so that it is (believed to be) extremely difficult to find X from X^2 (modulo the preselected number).

      Could somebody pretend to know X? Instead of sending RX, they could make up a number S and send S^2. Then if asked for RX, they could send S, and it would pass the check. Alternately, they could spoof in a way that allows them to correctly answer a request for R^2. However, it is as difficult to be able to answer both as it is to find X from X^2, because being able to answer both gives you the information needed to find X.

      Since a malicious person could spoof the test half the time, you repeat the test many times, say 30 for a one-in-a-billion chance of passing. Various caveats apply; search for "zero-knowledge proofs" for more details.

    18. Re:shouldn't ATM machines be designed better? by dcam · · Score: 1

      Thanks, that is a lot clearer. I should really have worked that out. I will now retreat back to my hole in shame.

      --
      meh
    19. Re:shouldn't ATM machines be designed better? by KPU · · Score: 1

      Would that percentage happen to be 100/2^32? Or better since RSA is modulo m: 100/m where m is in the range of 2^1024. There is a really really small chance of getting it right. Then follow the geometric distribution and your average number of tries is 2^1024. . . somehow I think the bank would notice.

    20. Re:shouldn't ATM machines be designed better? by shird · · Score: 1

      Yeah perhaps 0.000...0000000001% of the time, not very good odds when the card is locked after 3 attempts.

      A 2048 bit key does not allow much room for guesswork :P - as others have pointed out, this is basic public key crypto with the card doing the processing - if you know some way to fake a response that gives you a reasonable success rate in PKI, the NSA would probably like to have a chat to you.

      --
      I.O.U One Sig.
    21. Re:shouldn't ATM machines be designed better? by everythingeverything · · Score: 1

      we've got 'em in new zealand. for about...15 years? at least?

      --
      "One seeks a midwife for his thoughts, another someone to whom he can be a midwife: thus originates a good conversation.
    22. Re:shouldn't ATM machines be designed better? by Anonymous Coward · · Score: 0

      You're talking about hacking a 1024+ bit RSA or other well known key system.

      The DVD "encryption" was always weak and eventually they figured out the crypto system and could get the keys.

      RSA is another matter altogether, you can't just hack the algorithm to be able to generate keys.

    23. Re:shouldn't ATM machines be designed better? by jorgen · · Score: 1
      Fake the response from the card. You'll be right a certain percentage of the time.

      Umm..no.He is talking about asymmetric cipher using private/public keypairs (you know, RSA). It is a proven concept. If it would be that easy to "fake the response" by random guessing, then we should all stop using ssh, SSL etc.

    24. Re:shouldn't ATM machines be designed better? by shird · · Score: 1

      Think of the player as the smartcard with the private key, and the DVD as the bank with the public key.

      Of course the private key was divulged, you have physical access to the player (smartcard), which contains the private key. Not to mention the fact that the player that was compromised was software and easily reverse engineered.

      Unless you design some skimmer device which heats up the card and hammers it with radiation and whatnot to try and reveal its contents (no easy task) - the private key will not be divulged.

      The smartcard system is very different to the DVD protection scheme - which required a common private key in all players (effectively making it not so private). With smartcards, everyone has their own private key and its kept private.

      --
      I.O.U One Sig.
    25. Re:shouldn't ATM machines be designed better? by krusadr · · Score: 1

      You're right. I was thinking about devices like the one little John Connor used in Terminator 1 ;)

      Terminator 2

      --
      while sco {
      wget -O /dev/null http://www.sco.com?sco=litigious%20bastards
      }
    26. Re:shouldn't ATM machines be designed better? by Anonymous Coward · · Score: 0

      ATM machine = Automatic Teller Machine Machine

      for that matter:

      PIN number = Personal Identification Number Number

    27. Re:shouldn't ATM machines be designed better? by Lightjumper · · Score: 1

      The bad thing is that Smart card can still be hacked. DSS guys download and clone smart cards all the time.

    28. Re:shouldn't ATM machines be designed better? by Anonymous Coward · · Score: 0

      You're right about the ZKP protocols with smart cards and that certainly would be feasible... except that the scale of the industry means that this would cost many billions of dollars.

      First, you'd have to replace ATM cards (of which there are billions themselves) with smart cards which are larger and contain sophisticated circuitry.

      Then, you'd have to upgrade ATMs to negotiate a much more complex and time-consuming protocol, which would be even more expensive.

      Perhaps, if there were some gradual, backwards-compatible migration path to introduce these, maybe it might be feasible. But it's a seriously huge task. Economically, it might not even be worth it since the incidence of ATM fraud would have to be very high to create losses of a magnitude large enough to warrant such a drastic upgrade of the system.

    29. Re:shouldn't ATM machines be designed better? by Anonymous Coward · · Score: 0
      You're right about the ZKP protocols with smart cards and that certainly would be feasible... except that the scale of the industry means that this would cost many billions of dollars.

      It doesn't have to be done all at once. At best a credit card is good for 2 or 3 years, the credit card company simply starts issuing dual mag-stripe/smart-cards. Similiarly, as new ATM machines and debit-card readers are installed or replaced, they are replaced with first with dual mag-stripe/smart-card readers, then with pure smart-card readers.

      Sure, it would take a decade or two to replace all cards and readers, but the gradual reduction in debit/credit card fraud should pay for it.

    30. Re:shouldn't ATM machines be designed better? by drinkypoo · · Score: 1
      Branch ATMs could well be outfitted with a system to make the cards and spit them out to you. It wouldn't even be difficult. Identifying you positively at an ATM is difficult but I believe the ATM can do it at least as well as a person can. In fact, if you do it based on the digitally-stored signatures collected every time they give you cash (at least at my bank) it will probably do a much better job than the average person. I would reject any attempt by my bank to photograph me, however. The digitized signatures are a very good idea due to the reduction in paper and/or my wasted checks.

      Smart cards are absolutely the only thing that makes even a slight amount of sense. Cryptography is an absolute necessity. It's really pretty pathetic that there are these insanely inexpensive little devices which are intended to make cryptography convenient for the average individual and yet no one is managing to sell them to the masses outside of cellular telephony, by which I mean sim cards. (I don't know much about them though, and even less about other networks, save that other digital networks also are encrypted to some degree. I don't know how well.) Of course just about everyone has used SSL with http, but that doesn't cost you anything. (Except that part of the operating expenses of these companies - a small, tiny eensy weensy part - is their certificates.)

      --
      "You're right," Fisheye says. "I should have set it on 'whip' or 'chop.'"
    31. Re:shouldn't ATM machines be designed better? by jcupitt65 · · Score: 1
      The UK is switching to chip-and-pin smartcards later this year (the French have had this for years). All my cards have been replaced now, we're just waiting for all retail outlets to be fitted with new readers (!). As you say, it should make this sort of fraud impossible.

      BBC link: http://news.bbc.co.uk/1/hi/business/3431591.stm

    32. Re:shouldn't ATM machines be designed better? by AaronLawrence · · Score: 1

      Smartcards will be mandatory in a few years time. See EMV.

      --
      For every expert, there is an equal and opposite expert. - Arthur C. Clarke
    33. Re:shouldn't ATM machines be designed better? by shepd · · Score: 1

      >But can someone please explain how guns can ever be used in good ways.

      Correct me if I'm wrong, but doesn't that mean the smartcard is responsible to carry the correct balance, rather than the bank, being that the private key is used to decrypt the information?

      The only other way I can see that working is for the card to report back the balance to the machine, but that would be either cleartext or encrypted to the ATMs public key, something that wouldn't stay private for long.

      --
      If you could be told what you can see or read, then it follows that you could be told what to say or think - BoC
    34. Re:shouldn't ATM machines be designed better? by Elwood+P+Dowd · · Score: 1

      Other comments have explained it pretty clearly:

      The bank knows the balance, and keeps an authoritative record. Your smartcard contains a private key, and circuitry for encryption and decryption. Your bank keeps your public key in their records.

      1) You put your smartcard in the ATM reader. The ATM reader says to the card, "Oh, you say you're Elwood P Dowd? Well then encrypt this message for me: zxcvblptd"

      2) The smart card encrypts the challenge with your private key and returns the encrypted response to the bank.

      3) The bank decrypts the message with your public key, which proves that only you could have encrypted it.

      4) The bank authorizes your ATM machine to make transactions on your behalf.

      Make sense now? It's just a simple improvement to ATM cards. A better way to authenticate your identity. (I would suggest that we need a similar system to authenticate our identity ever time we currently use social security numbers. Then we could admit the fact that social security numbers are essentially public information anymore.)

      --

      There are no trails. There are no trees out here.
    35. Re:shouldn't ATM machines be designed better? by cheekyboy · · Score: 1

      They have, they are machines that dont need to keep your card, you just SWIPE it in the scanner bit sticking out, which is moulded plastic warped so its part of the BOX, with no corners. MAchine never holds the card. They work well.

      Though you wont see banks replacing billions of $$s of machines overnight, its bad enough they charge you $$ to use them, which used to be free... so much for a convenient technology, its batch n hook then charge.

      --
      Liberty freedom are no1, not dicks in suits.
    36. Re:shouldn't ATM machines be designed better? by dario_moreno · · Score: 1


      well, like an above poster pointed out, this system has been in place in France for maybe 15 years...guess what, it is believed to be largely hacked. Someone even got 1 year of jail for revealing how to do it (as always, there is a design flaw and you can feed zeros until you get everything from the card or the ATM, or something like that) ; this smart card thing is only another name for security through obscurity, which only works for a while.

      For satellite TV it is even believed that the chips were scanned with an electronic microscope to find the underlying algorithms.

      --
      Google passes Turing test : see my journal
    37. Re:shouldn't ATM machines be designed better? by Paul+Crowley · · Score: 1

      Nitpick: you don't encrypt things with private keys. This confusion arises because of a neat symmetry in the way the RSA operation works. However, in practice the way you encrypt with RSA is completely different to the way you sign with it, and of course RSA is by no means the only public-key primitive.

      In this instance I guess it would be a zero-knowledge challenge-response identity protocol, as another poster indicated.

    38. Re:shouldn't ATM machines be designed better? by sita · · Score: 1

      It is a race between the ATM designers and the crooks. At least in Sweden, most new ATMs have all sorts of funny protruding nobs around the card and money slots and stuff to prevent people from attaching things. But then someone finds out another way. It'll always be like that.

      Some twenty years back, a Swedish author wrote about a scam that involved setting up an entire fake ATM in a passage in central Stockholm, recording the card number and PIN and giving one of those all-too-common "Sorry, no contact with your bank." messages to all who tried to use it. After a few days they took it away and replaced it with a blue door (ATMs are an early 80's blue in this country) so that when the ATM operators got there they assumed that people complaining about the non-functioning ATM had just been imagining.

      Imagine my surprise when just last year, someone did that exact scam. One would have thought that being published in a fairly popular novel would have inspired some countermeasures...

    39. Re:shouldn't ATM machines be designed better? by arivanov · · Score: 1

      That is what the French have been doing for 5+ years now. They have some defficiencies in the implementation and used to use fairly short keys, but this is the way their system works.

      --
      Baker's Law: Misery no longer loves company. Nowadays it insists on it
      http://www.sigsegv.cx/
    40. Re:shouldn't ATM machines be designed better? by bobintetley · · Score: 1

      I got lost after "like this" :-)

    41. Re:shouldn't ATM machines be designed better? by Anonymous Coward · · Score: 0

      Yeah, that would work just as well as using smartcards for satelite TV. I.e. broken all the time.

    42. Re:shouldn't ATM machines be designed better? by Anonymous Coward · · Score: 0

      chemical bank here in the USA has done this. very flat front ATM's with no ledges.

      they also post signs on them stating, DO NOT USE THIS ATM if it looks like something was added or changed in any way, call XXX-XXX-XXXX if you suspect anything for a possible $1000.00 reward.

      works great. it is really obvious if the atm has been tampered with.

    43. Re:shouldn't ATM machines be designed better? by Anonymous Coward · · Score: 0

      Overly complex. Consider this: At each use, write a new random number on the card, after having checked that the number stored on the card is equal to the last written random number.

      Advantages: Works with existing cards, and is already in use in certain countries. Requires no logic on the cards. Guarantees detection of fraudulent use.

      Disadvantage: Fraudulent use is still possible, if the thief manages to use the card copy before the original is used again.

    44. Re:shouldn't ATM machines be designed better? by Lehk228 · · Score: 1

      another disadvantage, write errors render card useless till you get to the bank again, hell the library copy-machine re-writable cards crap out randomly, i wouldn't want that happening to my ATM card, i think a redesigned slot that made any tampering or devices obvious, also a random placement keypad with illuminated numbers would make using a camera to capture the PIN much more difficult

      --
      Snowden and Manning are heroes.
    45. Re:shouldn't ATM machines be designed better? by cosmol · · Score: 1
      You should really check out a few pages on how encryption works. It's really quite fascinating.

      Here's one

      In the context of smart bank cards, the bank would send a random string to the smart card, and the card would sign that string using it's private key. The bank would then verify the signature using a copy of the card's public key. The private key stays on the card and remains, well, private!

    46. Re:shouldn't ATM machines be designed better? by Anonymous Coward · · Score: 0

      Who makes 2/3 of the ATMs in this country? Why Diebold [www.blackboxvoting.com], of course. Surely we can trust them...

    47. Re:shouldn't ATM machines be designed better? by BenBenBen · · Score: 1
      For satellite TV it is even believed that the chips were scanned with an electronic microscope to find the underlying algorithms.
      This is a fascinating story, involving DirecTV, Murdoch and some shady Israeli labs feeding corporate-grade secrets to card hackers. Much more info via here.
      --
      The Slashdot Paradox: "100% Overrated"
    48. Re:shouldn't ATM machines be designed better? by EtherMonkey · · Score: 1

      As far as I can see, the only security is the record of the transaction.

      Exactly and worse! In fact, if I set myself up as an ACH merchant, all the information needed for me to suck your bank account dry is conveniently printed on the face of every check.

      If you don't catch the fraud quickly enough, it could take months to recover your money -- if ever!

      --
      --- A man with a briefcase can steal more money, than any man with a gun. [Don Henley]
    49. Re:shouldn't ATM machines be designed better? by Anonymous Coward · · Score: 0

      It sounds like the Norwegian-style rewritable cards would work well. The problem, of course, is the massive infrastructure already in place.

  9. hunh... by mekkab · · Score: 5, Insightful

    Was this the pass through kind? how was the camera attached? If I used one hand to cover the other hand while keying the PIN would that "thwart" it? Great pix but I could also use a little more commentary on what to watch out for.

    --
    In the future, I would want to not be isolated from my friends in the Space Station.
    1. Re:hunh... by djeaux · · Score: 2, Insightful
      I did think the "visual autopsy" was a bit sketchy on the way the system was attached to the "host" ATM. It would've been useful if they'd taken a few pix before ripping the thing off the ATM.

      The captions, while semi-helpful, left a lot unanswered...

      OK, OK, I was using the mirror because the original was already in /. heaven... Maybe the original site had more detail?

      --
      "Obviously, I'm not an IBM computer any more than I'm an ashtray" (Bob Dylan)
    2. Re:hunh... by Anonymous Coward · · Score: 0

      The mirror is an exact copy of the orginal site & I have the exact same questions.

    3. Re:hunh... by cmowire · · Score: 1

      The trick, as far as I can tell, is to assume that people will be looking from any sort of angle. So you hover the palm of your hand over the PIN keypad and use your pinky and thumb to hit the lower row and the middle row, and then the other three fingers to hit the upper row.

      If you are obscessed with somebody watching from your left, they'll see about watching from the right.

    4. Re:hunh... by swampa · · Score: 1

      The camera would probably be attached to the top of the machine so that it looks down on the keypad (judging by the fact that it looks like there is still double sided tape on the opposite side to the camera hole)

      You could thwart it by covering the keys with your other hand but from what I have heard the aim is to capture as many card/PIN combinations as possible so lossing one or two wouldn't worry them.

    5. Re:hunh... by Fred+IV · · Score: 1
      I don't believe it.

      If someone could break into an ATM and install a camera and reader, why not just take the money inside instead of leaving all that gear around?

      Wouldn't the employees who service the ATM notice the camera and extra reader the next time they put more cash into the machine?

      FIV
    6. Re:hunh... by mekkab · · Score: 1

      If someone could break into an ATM and install

      The operative word is INTO. They are NOT breaking into- they are putting something on-top of the slot. ATMs at banks get fed from the back.

      --
      In the future, I would want to not be isolated from my friends in the Space Station.
    7. Re:hunh... by M.+Silver · · Score: 4, Interesting

      If someone could break into an ATM and install a camera and reader, why not just take the money inside instead of leaving all that gear around?

      Aside from the fact that skimmers generally don't involve getting into the ATM at all, "getting into" the ATM is quite a bit different from getting into the cash safe inside. In fact, in any case where the ATM is serviced by an armored-car service, generally the owning bank can open the ATM but even they can't open the cash safe.

      When I worked at the bank, we had someone take an ax to one of our brand-new ATMs. It was annoying all around because on his side, (1) it wasn't live yet, so there wasn't any money to steal, (2) he couldn't get into the safe anyway, (3) he cut himself trying; and on our side (1) the ATM itself was a loss, and worth more than the amount of money it could hold, (2) we'd *just* finished configuring and testing it and now had to start over, and (3) the video camera wasn't live yet so we didn't get to see the guy. (We did have some nice blood samples, and bloody fingerprints, but I never heard if anybody got caught/charged.)

      --

      Slashdot's token middle-aged housewife
    8. Re:hunh... by Doyle · · Score: 2, Funny

      ...or if you're three-handed like this guy then you can use two hands to cover the third!

    9. Re:hunh... by WegianWarrior · · Score: 1

      Which is why, off course, almost every ATM in norway has a sign saying "Make sure no one see you entering the code - cover the kaypad with your free hand".

      --
      Everything in the world is controlled by a small, evil group to which, unfortunately, no one you know belongs.
    10. Re:hunh... by dave1212 · · Score: 2, Interesting

      I wear a hat, and drop it on my hand when i enter my pin. would seem to be fine, at least until they start using keypad overlay things..

    11. Re:hunh... by Anonymous Coward · · Score: 0

      *almost* sounds like a darwin award contender. depends which bits of himself he cut i guess..

    12. Re:hunh... by CreatureComfort · · Score: 2, Interesting

      That's why the new trick here in Texas is to steal an SUV, or pickup with a big grill guard, and smash it into the ATM. Makes a nice big mess, and handily pops the hinges on the safe most of the time. If it doesn't pop the hiinges, it at least breaks the safe free from its mountings so it can be picked up and taken away to someplace with a cutting torch. In addition, it generally makes it easy to take the camera/video system, so they can't see who did it. We've had 12 of these crimes happen in the area so far this year.

      Unfortunately, they hit the drive through ATM that I use most, and it still hasn't been replaced. :-(

      --
      "Unheard of means only it's undreamed of yet,
      Impossible means not yet done." ~~ Julia Ecklar
    13. Re:hunh... by mekkab · · Score: 1

      nice technique. I may have to start wearing a hat!

      --
      In the future, I would want to not be isolated from my friends in the Space Station.
    14. Re:hunh... by patbob · · Score: 1
      Great pix but I could also use a little more commentary on what to watch out for

      This would only be useful until the theifs changed their ways (assuming they di it the same way where you live). Also, perhaps the guy didn't want to be too helpful to would-be theifs.

      Perhaps the best defense is to pick a small subset of ATMs to use and stick to them. That way, you'll have the best chance of noticing that the ATM is different and getting your saving throw.

      --
      Welcome to the net of 1000 lies. Upgrades are scheduled soon that should bring us to the 10,000 lies mark.
    15. Re:hunh... by Anonymous Coward · · Score: 0

      Yeah, the thing I can't figure out is how they attach these things to the ATM to make it look real enough to stick your card in there.

      Or is there just a camera device above the reader
      to record everything to memory and they do the analysis later?

      And how much video can they realistically record on a Memory Stick anyway? I guess the camera is activated when the card is inserted into the slot.

      But is the victim inserting it into a fake ATM slot or the real one? What is the trigger mechanism to start the camera.

      All of that was pretty unclear from the pictures and the site.

      Just my $.02

  10. Great plan by Papa+Legba · · Score: 4, Funny

    recover 800 pounds worth of equipment and incurr 2000 pounds of bandwidth costs bragging about it. The guy who lost the 550 pounds is going think that was nice compared to what just got done to him by slashdot.

    --
    Papa Legba come and open the gate
    1. Re:Great plan by Anonymous Coward · · Score: 0

      Well well, roast my raisins, that was *REALLY REALLY FUNNY* now wasn't it?

      *sigh*

    2. Re:Great plan by Anonymous Coward · · Score: 1, Funny

      Your roasted raisins sound more like sour grapes.

      --A Concerned Reader

    3. Re:Great plan by Anonymous Coward · · Score: 0

      Not everyone with a webserver pays for the amount of data sent :)

    4. Re:Great plan by Leynos · · Score: 1

      Wait 'til Demon suspend the account for excessive bandwidth usage.

      --
      "Did you exchange a walk on part in the war for a lead role in a cage?"
  11. just got in and saw 'em by i.r.id10t · · Score: 1

    just now, so the above A.S.S post is/was incorrect.

    The setup looks possible, but the un-factory looking cutout at the top sorta gives it away.

    --
    Don't blame me, I voted for Kodos
  12. That's silly by Rosco+P.+Coltrane · · Score: 3, Insightful

    Making money by having an expensive digital camera to disguise it as ATM chrome, grabbing PIN numbers and making yes-cards out of the process is dumb. The guy would probably have made more money setting his hacked camera in some lady's shower and selling the videos on the net. Or gee, even selling the hacked camera itself to would-be private-eyes, as most of these folks are willing to spend a lot of money on any spy-ish electronic device, and it would be legal too.

    --
    "A door is what a dog is perpetually on the wrong side of" - Ogden Nash
    1. Re:That's silly by Anonymous Coward · · Score: 4, Insightful

      Are you retarded? One day of skimming numbers and magentic strip codes would net you more than twenty accounts, probably containing thousands of dollars each.

    2. Re:That's silly by TykeClone · · Score: 1

      Or a hundred of accounts with 10's of dollars each...

      and each of them with a hard daily limit of withdrawals...

      and each of them monitored for out of the normal activity...

      --
      A fine is a tax you pay for doing wrong and a tax is a fine you pay for doing all right.
    3. Re:That's silly by Anonymous Coward · · Score: 0

      Some people in my town are driving very expensive cars (CL600, Hummer H2, BMW M5, Porsche 911, etc.) from this kind of scams, so don't be fooled into thinking this is some pocket change scam. It's a hundreds of million of dollars industry. Of course, it's legal in Eastern Europe :)

  13. This is how Skimmer works by maliabu · · Score: 5, Informative

    in case you're wondering:

    To accomplish this task, the thief places an electronic "skimmer" -- a card swipe device that reads the information on the card's magnetic strip -- on the ATM machine. Attached to the device, or placed discreetly elsewhere, is a small camera that captures the customer's PIN number when they enter it. The information is either collected by the device, or transmitted to a remote receiver. The thief then takes the codes and creates a counterfeit ATM card in order to empty the victim's bank account. Some skimmers can even capture the information and send it to the ATM at the same time. Since the machine works normally, the victim is unaware that they have just given a thief the key to their account. copied from here.

    1. Re:This is how Skimmer works by Anonymous Coward · · Score: 1

      Sorry, but my head will explode if I don't clear this up.

      ATM = Automatic Teller Machine
      PIN = Personal Identification Number

      So:
      ATM machine = Automatic Teller Machine machine
      PIN number = Personal Identification Number number

      You don't have to say "PIN number"; A PIN is a number literally by definition. Just say "captures the customer's PIN when they enter it." Similarly with ATM.

    2. Re:This is how Skimmer works by Kanasta · · Score: 1

      How do they have such a big block on the ATM? I saw a little thing on my ATM once, like a flat cover on the card insert, which was usually bevelled.
      Not sure if that was sth too..

    3. Re:This is how Skimmer works by Dr.+Evil · · Score: 1

      It's to make it look like an official attachment or something. Many ATMs have seams where you would see various options attached, like deposit slots or bank statement printers.

      While it doesn't make any sense to have any seams around the card reader, some people won't think twice.

      It would look more suspicious to have a tiny little thing on the card reader than to have a huge faceplate covering the cardreader slot. It doesn't have to be very thick, in fact if it isn't it can probably use the motors in the machine's card reader to draw in the card.

      We've had a problem over here with people putting card readers on the door-openers. You know, the ones which unlock the door when you put in the card?

      Then they position a camera to record people entering their PINs. The camera may even be out in the open like a regular security camera... or sitting across the street... so the ATM itself may not be modified.

      I do think the fellows who grabbed this hardware are idiots... either that or they're part of a clever bit of propaganda put out by the police.

  14. Interesting camera by lukewarmfusion · · Score: 2, Interesting

    Why'd they use a Cybershot? I personally have a DSC-P71, but you could get a much cheaper camera and do the same thing.

    Anyway, I remember reading an article (might-a been on /.) about buying an ATM and hacking the software to record the information for him. It's supposed to be much harder to find than this kind of "noticeable" trick.

    1. Re:Interesting camera by ianr44 · · Score: 1

      Well, they are theives you know...

    2. Re:Interesting camera by 1u3hr · · Score: 1
      Why'd they use a Cybershot? I personally have a DSC-P71, but you could get a much cheaper camera and do the same thing

      Probably they stole the camera, or got it from a fence...

    3. Re:Interesting camera by pherris · · Score: 1
      Why'd they use a Cybershot? I personally have a DSC-P71, but you could get a much cheaper camera and do the same thing.

      Maybe they stole the camera too?

      --
      "And a voice was screaming: 'Holy Jesus! What are these goddamn animals?'" - HST
    4. Re:Interesting camera by nexex · · Score: 1
      I remember reading an article (might-a been on /.)

      It couldn't have been slashdot, no one reads the articles...

      --
      Winter 2010: With Glowing Hearts
    5. Re:Interesting camera by Stephen+Samuel · · Score: 4, Interesting
      This camera captures 15 seconds of video... Card goes in, activate a 15 second video grab... that should be more than enough to catch the 4-6 digit code most people use. (usually 5 seconds or less). the 500MB card means that you could save a LOT of those videos...

      The biggest thing seems to have been the size...Once they ripped it out of it's housing, the camera wasn't much bigger than the batteries.

      At $1000 per setup, thay'd only have to catch 2 cards to get their money back. After that, the rest is profit.

      --
      Free Software: Like love, it grows best when given away.
    6. Re:Interesting camera by pb_boi · · Score: 1

      He probably had one lying around, in this particular case. So maybe he just used that; cheaper than buying a new one, if he didn't need it anyways. Andy

    7. Re:Interesting camera by raphae · · Score: 1

      No one has mentioned this. How the heck can you capture PIN numbers via photographs? The only way is to capture with video. If that's the case, wouldn't that tiny 256MB memory chip have filled up awfully fast?

    8. Re:Interesting camera by lukewarmfusion · · Score: 1

      Nah - my camera's a budget crap camera compared to what most geeks have/want. I was just curious because there are much cheaper cameras that would do the same thing. If he was really smart enough to rig this thing up, he had to be smart enough to know that a $150-200 camera would be as good as his $500-600 one.

    9. Re:Interesting camera by grantdh · · Score: 1

      At $1000 per setup, thay'd only have to catch 2 cards to get their money back. After that, the rest is profit.

      Yeah, right - if the cards are linked to accounts like mine, they'd need about 100 accounts to get their money back! :)

      --

      I left my body to science, but I'm afraid they've turned it down...
    10. Re:Interesting camera by Stephen+Samuel · · Score: 1

      OK: so, two juicy accounts. Day after payday is a good time... 16'th or the 31'st -- before the rent cheques go out.

      --
      Free Software: Like love, it grows best when given away.
  15. Teller versus ATM by superpulpsicle · · Score: 1

    You can always play it safe and wait in long lines at the Teller instead of using ATMs.

    Though nowadays they got insane fees for using Tellers anyways.

    Basically all banks want easy input and difficult output.

    1. Re:Teller versus ATM by nomadic · · Score: 5, Funny

      I seriously wouldn't have an idea as to how to get money from a teller. You like show your ATM card or something?

    2. Re:Teller versus ATM by Anonymous Coward · · Score: 4, Funny

      Well, at my bank you go inside, fill out a withdrawal slip (which is very much like a check, but you also have to write your account number on it).

      Then, you get in line behind a large number of old people and people who can barely speak English, and for variety, some old people who can barely speak English-- all of whom have little idea of what they want/need, and all of whom will actually try to haggle with tellers over a few cents of interest.

      After waiting for a very long time and getting irritated at the stupid things you overhear the people in front of you say, it's your turn. You give the withdrawal slip and a photo ID (usually a driver's license) to the teller, and they process it and give you your money.

      If ATMs didn't exist so I could avoid all of the above, I would probably keep my money in my mattress. The bank needs a special express line for people who are under 50 years old, can speak English well, and have very simple transactions to make. Just like the post office needs one for people who have well-packaged, correctly-addressed outgoing mail and the cash to pay for postage in hand-- because that's another place I hate standing behind clueless retards.

      ~Philly

    3. Re:Teller versus ATM by stevens · · Score: 3, Funny
      I seriously wouldn't have an idea as to how to get money from a teller. You like show your ATM card or something?

      I can only think of one place to press in my PIN on a teller, and I'm sure she'd slap me.

    4. Re:Teller versus ATM by Anonymous Coward · · Score: 0

      Dude, sorry that you got, uh, stuck with just a pin...

    5. Re:Teller versus ATM by elfguy00 · · Score: 1

      Most banks have card swippers and numeric keyboards at each teller. So you go to the teller, she tells you to swipe your card and enter your pin, when the computer tells her you're all good, she gives you the money. Just like an ATM...

    6. Re:Teller versus ATM by Stormin · · Score: 1

      Actually CitiBank has card readers at each teller and a Pin entry keypad next to the reader. Sometimes they ask me to swipe my ATM card and enter the pin there - in one case, when making a deposit(!). Beleive me, if someone wants to roll up $20 worth of lose change and deposit it in my account... why ask them for ID? But they do anyway.

    7. Re:Teller versus ATM by Motherfucking+Shit · · Score: 1
      I seriously wouldn't have an idea as to how to get money from a teller.
      That's easy, you just hand her a note that says "GIVE ME ALL THE MONEY."
      --
      "BSD: Free as in speech. Linux: Free as in beer. Windows 10: Free as in herpes." --Man On Pink Corner in #52607549.
    8. Re:Teller versus ATM by Anonymous Coward · · Score: 0

      you just swipe it through her clevage...breast or butt, it's your choice.

    9. Re:Teller versus ATM by alcourt · · Score: 1

      Change banks.

      Seriously. I have found this entire ATM craze to be completely stupid. If I want cash, I go to the bank (which is located inside most of the major grocery stores in the area, and yes, I do mean inside) which has almost no lines unless I hit it on a Saturday morning right before they close. There are no fees for writing a check made out to cash at any bank I've ever checked at. It's just standard operating procedure. You have written a valid check, there shouldn't be any fees on that unless you are some dumb idiot who got an account that has a fee on every check you write. Then you simply are taking a check written out to you and cashing it, again a transaction that should be no fee.

      Any bank that wants to charge fees, you just tell them that you will take your money elsewhere unless they change their policy.

      Some of the grocery stores even allow you to write a check for up to $20 over the amount of the purchase so you can get some cash back when you buy your groceries if for some reason you can't hit the grocery store while the banks are open.

      I don't even use checking withdrawal slips anymore, I just write a check for the appropriate amount.

      As for convienience factor? I've found checks accepted almost everywhere I go as long as I stay in state except for restaurants, and at those places, I tend to use credit or cash anyway. (And now some restaurants take check).

      The only down side is some businesses have stopped taking check and instead do a "Electronic Check Conversion" which is you authorizing the merchant to make an arbitrary sized withdrawal from your account. There is no legal fraud protection on those, so if they hand you back your check and a little credit card receipt to sign, don't do it. Announce loudly that you don't agree with such, and that you are doing a check transaction, not a electronic debit transaction. They are in theory required to notify you in advance of the transaction for any mail order transactions along with a few other regulations.

      I don't even have an ATM card, never needed one. The bank should pay me for the priviledge of holding my money, not the other way around.

      --
      "I may disagree with what you say, but I will defend unto the death your right to say it." -- Voltaire
    10. Re:Teller versus ATM by ShawnD · · Score: 1

      You give the withdrawal slip and a photo ID (usually a driver's license) to the teller, and they process it and give you your money.

      And you may not even need ID. Once I didn't have my wallet and needed some money badly and I was able to get money with just my account number and signature.

      Of course this only worked because it was the home branch and they could look up the signature on the little card you sign when openning the account.

    11. Re:Teller versus ATM by Anonymous Coward · · Score: 0

      Because you get your account balance after the deposit. Easy way to find out how much $ somebody has.

    12. Re:Teller versus ATM by csk_1975 · · Score: 2, Funny
      • The bank needs a special express line for people who are under 50 years old, can speak English well, and have very simple transactions to make
      They tried that, but all the old people who can't read English kept standing in it.
    13. Re:Teller versus ATM by Anonymous Coward · · Score: 0

      > Most banks have card swippers and numeric keyboards at each teller. So you go to the teller, she tells you to swipe your card and enter your pin, when the computer tells her you're all good, she gives you the money. Just like an ATM...

      Yes, my bank recently switched to this - basically the only way to normally get service is to swipe your ATM card and enter the pin - then your personal information pops up on the teller's screen.

      On one hand, it makes some sense - it definately makes the whole transaction go quicker since they don't have to spend any time looking up your account. It's worked well for me so far.

      HOWEVER, this makes the ATM stealing thing WAY more scary for me. I have multiple accounts with my bank - one with a relatively small balance I use at ATM's and as a debit card... since the CC number gets used online a bit I lower the risk by not keeping the "real" money there.

      However, since I can authenticate myself to a teller with that ATM card (and they _never_ check IDs anymore) if a thief had the balls to use a cloned card in person at a teller they could clean all my accounts out.

    14. Re:Teller versus ATM by Anonymous Coward · · Score: 0

      ...because that's another place I hate standing behind clueless retards.

      I'm sure the people behind you feel the same. ;D

    15. Re:Teller versus ATM by taped2thedesk · · Score: 1

      I had an account with TCF Bank for a while - Oddly enough, they installed pin pads at all of the teller windows, and if I remember correctly you had to swipe your card and enter your pin to verify your identity when making a transaction. Never did find out what happened what happened if you tried to take out money without your card... :-/

    16. Re:Teller versus ATM by pb_boi · · Score: 1

      Well with the ATM's here: 1 - insert card 2 - insert PIN 3 - request cash amount 4 - take card 5 - take cash 6 - leave. quickly. In reality, it's more like: 1 - insert card 2 - insert PIN 3 - request cash amount 4 - be told, 'Sorry, you do not have enough funds' 5 - take card 6 - leave. embarrassed. Andy :)

    17. Re:Teller versus ATM by God!+Awful+2 · · Score: 1


      I seriously wouldn't have an idea as to how to get money from a teller. You like show your ATM card or something?

      Umm... yeah. Actually that works perfectly well at my bank. They prefer it if you fill out one of those deposit/withdrawal forms, but if you're lazy they'll do the whole thing for you. No PIN # involved either.

      -a

    18. Re:Teller versus ATM by Mister+Transistor · · Score: 1

      At the very dawn of modern civilzation; before there were "Photo ID's", that was actually how banks identified their customers - by their *GASP* signatures!

      --
      -- You are in a maze of little, twisty passages, all different... --
    19. Re:Teller versus ATM by rufo · · Score: 1

      Two things:

      First of all, many banks can call up the signature card on their computers - I've seen them do this a couple times when I've gone to cash a check and for some reason they use the computer several down from me.

      Secondly, even if the bank *isn't* that wired, if you request it they can verify your signature via fax. At least, that's what they told me when I got a bank account when I was 14 before I had a photo ID. I don't actually know if that would work for an adult these days, but if you're in a tight spot it might work.

      Of course, my signature is so inconsistent that I would be dead without photo ID... :-)

      --
      My English teacher once told me that two positives don't make a negative. Two words for her: Yeah, right.
  16. Another interesting link: by amarodeeps · · Score: 5, Informative

    Saw this recently on memepool.com:

    http://www.utexas.edu/admin/utpd/atm.html

    1. Re:Another interesting link: by Pathwalker · · Score: 1

      You can find the high quality version of those pictures here, but the text is in dutch.

    2. Re:Another interesting link: by nikster · · Score: 1

      i had no idea the card skimmers look that professional. scary.

      i routinely place my entire hand on the number pad, fingers moving only minutely, so that an occasional observer could never tell which number i typed. they might be able to guess a certain range of keys, but they don't know the sequence (fingers don't move while typing).

      now i guess i will cover the keypad with my other hand while doing this...

    3. Re:Another interesting link: by bob_jordan · · Score: 1

      " The team sits nearby in a car receiving the information transmitted wirelessly over weekends and evenings from equipment they install on the front of the ATM (see photos). If you see an attachment like this, do not use the ATM and report it immediately to the bank using the 800 number or phone on the front of the ATM. "

      Excuse me. They want you to stand next to an ATM on an evening or weekend and use the phone to inform the bank that a group of criminals might be seated in a nearby car skimming cards! Maybe you could get them to send you an ambulance as well!

      Bob.

  17. Re:Slashdotted! by Phil+Karn · · Score: 1
    I had no trouble getting it, because I surf through a Squid proxy cache that peers with other caches, and apparently those other caches already had copies of the objects I wanted.

    Squid is a Good Thing. Use it.

  18. Pin number by sport_160 · · Score: 0

    That's a clever bit of kit. Friend of mine works at a bank and told me that these exist, but I have never seen one. My question is, do they take a video of you typing in your pin number after you put your card in? Must require some control electronics as well. Pretty sophisticated....

  19. Helping it spread... by Flozzin · · Score: 1

    I'm glad that the people getting ripped off also get drunk and go around showing others how to do exactly what happened to them. Way to keep the art alive.

    --
    "Cowardice in a race, as in an individual, is the unpardonable sin." --Teddy Roosevelt
    1. Re:Helping it spread... by Anonymous Coward · · Score: 1, Insightful

      get a grip.. security through obscurity isn't security.

    2. Re:Helping it spread... by enosys · · Score: 1
      get a grip.. security through obscurity isn't security.

      I don't think this is like that. For security purposes a photo of the outside of the device and the machine with the device on it is sufficient.

    3. Re:Helping it spread... by pb_boi · · Score: 1

      Hey, there's lots of helpful comments, and a general overview, but hardly schematics man. Anyways, just becaz we've been told about it doesn't mean we'll do it; it means we'll be more wary about others doing it. Andy

  20. Questionably Legal?? by PedanticSpellingTrol · · Score: 5, Insightful

    There are plenty of legitimate uses for magnetic stripe readers. Why, here at the University of South Carolina we just installed 3 $1,200 newspaper machines to limit the free newspaper program to students and faculty. I suppose you also think taxing blank CD-R and giving the proceeds to record companies is a good idea, because nobody would ever want to, say, back up data with them.

    1. Re:Questionably Legal?? by j_rhoden · · Score: 1

      Offtopic, but we did? Where are those things at, I might want to check them out.

    2. Re:Questionably Legal?? by sensei_brandon · · Score: 1

      russel house i think

    3. Re:Questionably Legal?? by PedanticSpellingTrol · · Score: 1

      There's one in Russel House by the bookstore, one behind it by the ATMs, and I think the third one is over in the towers. Oh, and how about that $100,000 internet GPS system for the buses! The internet! That'll show those stupid buses who's boss!

    4. Re:Questionably Legal?? by Anonymous Coward · · Score: 2, Interesting

      I suppose you also think taxing blank CD-R and giving the proceeds to record companies is a good idea, because nobody would ever want to, say, back up data with them.

      About $2 from every CD-Burner goes to the record companies. Why not media as well? Heck, I want $1 from every crowbar sold because it could be used to break into my car. I won't get it only because I don't have enough money to bribe^H^H^H^H^Hlobby my congressman. O well dems da breaks.

    5. Re:Questionably Legal?? by Anonymous Coward · · Score: 0

      or "Sponsor your MP" as we say in Canada.

  21. Covered keypad by maliabu · · Score: 1

    maybe it's time to introduce cover over the keypad, so that you need to slide your hand inside the 'cover' and touch-type your PIN.

    but very soon, the fraudster's camera might have penetrating sensor to see through the cover. then not long after that, the cover has a protective shield, then.... cat and mouse.

    1. Re:Covered keypad by da_foz · · Score: 1

      TD bank (in Canada) has started to do this. They are installing a partial shield over the keypad.

    2. Re:Covered keypad by TykeClone · · Score: 2, Funny

      That must be why they have braile numbers on the drive up atms

      --
      A fine is a tax you pay for doing wrong and a tax is a fine you pay for doing all right.
    3. Re:Covered keypad by Anonymous Coward · · Score: 0

      How about biometric eyeball readers instead?

  22. Story authors should have posted a .torrent. by waxmop · · Score: 1
    Those poor limey bastards probably had to use a fire extinguisher after the /.ing.

    If I hadn't just finished my Red Stripe, thus rendering myself incapable of doing any work for the night, I would create a .torrent myself for the site. Maybe some other noble soul will, before the mirrors are all smoked also?

    1. Re:Story authors should have posted a .torrent. by BigBadBri · · Score: 1, Offtopic
      Kudos to you for consuming the fantastic products of Desmoes and Geddes.

      You may also enjoy their 'Crucial Brew' (a kind of Red Stripe for men), and more especially, their Jamaican Ginger Beer, which though non-alcoholic is a damn fine libation.

      I have a confession to make - a few years back, when Dolce and Gabanna started to become popular, I once asked a guy where he had got his Desmoes and Geddes T-shirt, as I'd like to get one.

      And yes - I'm a poor limey bastard.

      --
      oh brave new world, that has such people in it!
    2. Re:Story authors should have posted a .torrent. by BigBadBri · · Score: 0, Offtopic
      Any moderator that mods anything 'offtopic' is lame, and needs to be shot.

      I moderate - and I nearly always moderate up, because posts are lost in the morrass that is Slashdot anyway, and modding posts down is a waste of time unless they are offensive, at which point an answer is better than moderation.

      Thankyou, asshole moderator - go away and learn to mod properly.

      I'll waste some karma here, just for the metamods to agree or disagree.

      --
      oh brave new world, that has such people in it!
    3. Re:Story authors should have posted a .torrent. by black+mariah · · Score: 1

      So because you don't use all the moderation options available, nobody else can? Uh-huh. How about YOU learn to mod properly?

      --
      'Standards' in computing only impress those who are impressed by things like 'standards'.
    4. Re:Story authors should have posted a .torrent. by Random832 · · Score: 1

      question - why don't "overrated" mods come up for metamod?

      --
      We've secretly replaced Slashdot with new Folgers Crystals - let's see if it notices.
    5. Re:Story authors should have posted a .torrent. by Anonymous Coward · · Score: 0
      They do - I always metamod them as bad, but then i took the trouble to read the moderation guidelines, unlike the grandparent.

  23. Idea! by Dark+Lord+Seth · · Score: 4, Funny

    Have all Slashdotters run around ATMs and check for card skimmers. If found, remove card skimmer, take home, disassemble, build into $anything, add keypad and have your own PIN access system to $anything! All the while doing the rest of the world a favour by taking away card skimmers! Woot!

    1. Re:Idea! by Hi_2k · · Score: 4, Interesting

      This was modded funny, but Vigilante anti ATM-scammers may be a good idea. Freelance geeks who get cool toys in return for making the world safer. Win-Win situation.

      --
      When life gives you crap, Make Crapade.
      Sluggy Freelance.
    2. Re:Idea! by Vintermann · · Score: 1

      It's been covered before: This is a bad idea. Report the incident instead. When they come to pick up the skimmer, they can get caught.

      Oh, and if you're the one getting caught taking down the skimmer, you would have a hard time explaining that no, you didn't put it there and you weren't going to do anything illegal with the card data...

      --
      xkcd is not in the sudoers file. This incident will be reported.
    3. Re:Idea! by ackthpt · · Score: 1
      Have all Slashdotters run around ATMs and check for card skimmers. If found, remove card skimmer, take home, disassemble, build into $anything, add keypad and have your own PIN access system to $anything! All the while doing the rest of the world a favour by taking away card skimmers! Woot!

      I'm certianly interested in finding one and disecting it. But what makes you think it'd be safe to do this? Assume the perps who put it there are nearby, do you think they're just going to let you walk away with it?

      --

      A feeling of having made the same mistake before: Deja Foobar
  24. Here is what I do by savagedome · · Score: 5, Insightful

    Two things that I always ask my friends to do too.

    1. If you can, go to a supermarket or any store nearby that gives you cashback on your debit card. I can buy a pack of gum instead of paying stupid ATM fee AND get cashback with NO risk.

    2. Use your credit card to withdraw cash (but make sure that you pay it in the next billing cycle as cash withdrawls have very high APR) as the liability on credit cards is very low.

    1. Re:Here is what I do by Abcd1234 · · Score: 4, Informative

      Actually, correct me if I'm wrong, but with credit cards, my understanding is that you get nailed for interest the *second* you pull the cash out, unlike purchases, where the interest is calculated at the end of the month.

    2. Re:Here is what I do by Unoti · · Score: 1

      In the cards I'm familiar with you are charged a one-time percentage rate for the cash taken out, plus a higher interest rate for the cash as well.

    3. Re:Here is what I do by Anonymous Coward · · Score: 0

      Probably depends on the card. I got one that allows me 3 weeks to pay for cash withdrawl without *any* charge.

    4. Re:Here is what I do by NMerriam · · Score: 5, Interesting

      You are correct, cash advances on a credit card start accruing interest from the moment they are taken.

      It used to be that cash and purchases were treated the same, with basically a month interest-free loan as long as you paid your bill in full, but people could just pay one card with a cash advance from another, and be able to borrow money interest-free for as long as they stayed under the credit limit.

      --
      Recursive: Adj. See Recursive.
    5. Re:Here is what I do by Cruciform · · Score: 4, Interesting

      As an addition to the first point, if you're going to do it at a store choose one that let's you swipe the card yourself. If they have to swipe don't let your eyes off the card. If the card reader is out of view it's in your best interest to go somewhere else.

      Toronto police busted 70 people working at convenience stores for double swiping a few years ago. (Between 98 and 2001, as I lived there at the time). A second reader located beside the primary was used to collect card info. I don't know if cameras were used to collect the pins or not.

      Since the story at the time indicated that it was mostly employees that had been approached by people not involved with the store, I'm guessing the machines were portable so they could be brough t in and out with the boss none the wiser.

    6. Re:Here is what I do by dnoyeb · · Score: 1

      Almost. Cash advances carry a percentage fee off the top. Then the interest starts racking up like the rest of your purchases, but sometimes at a higher rate.

    7. Re:Here is what I do by SphericalCrusher · · Score: 1

      The interest is generated at the end of the month when you pay off your card.

      The guy was only getting his money back!

      --
      "Instant gratification takes too long." - Carrie Fisher
    8. Re:Here is what I do by mcheu · · Score: 5, Informative

      1. If you can, go to a supermarket or any store nearby that gives you cashback on your debit card. I can buy a pack of gum instead of paying stupid ATM fee AND get cashback with NO risk.

      You then end up paying a debit fee instead. Admittedly, it's lower than a 3rd party ATM fee, but it's still more expensive than going to an ATM owned by your home bank. Further, a lot of stores don't want to do this, because:

      a) In one small pissant purchase, you've cleared out the register of cash, which makes it difficult to give change to the next customer.

      b) The store has to pay a debit fee with each transaction. Whoopie, you've bought an 80cent pack of gum (on which only 20 cents profit at most), and are asking the guy to incur 50cents to 75cents worth of debit fees on his end. This is why some stores have a minimum purchase requirement to use debit.

      Also, your definition of "no risk" may not be the same as mine. There have been instances in Canada where some of these scammers have set up shop in a real shop. This is how it's done. The first time they swipe your card through, they swipe it through a slot near the real one, and claim the card was rejected or didn't read right. The second time, the card is swiped through the real one and a the real transaction happens. All the while, the "clerk" is watching you enter your PIN, and he's got a copy of your card now. Perhaps this is why the store doesn't have a problem with giving you a cash advance and being hit by the vendor debit fees on such a small item.

      I'm not saying that every instance where your card gets rejected is a scam, since it does happen that a card will be unreadable or rejected. I'm just saying there's still some risk involved.

      2. Use your credit card to withdraw cash (but make sure that you pay it in the next billing cycle as cash withdrawls have very high APR) as the liability on credit cards is very low.

      What, do you work for a credit card company? Unlike credit card purchases which hit you with interest only if you pay late, cash advances put interest on what you owe the instant you get the cash. You've already mentioned the high interest rate. Even if you pay quickly and on time, a credit card advance will have a nasty surprise attached.

    9. Re:Here is what I do by vanillacoke · · Score: 2, Informative

      The big banks charge no such fee for using ATM (wells fargo, BofA, ect..), unless its a people republic of california thing....

      --
      The secret to getting modded up is to allways say i've got karma to burn in your sig..
    10. Re:Here is what I do by Chester+K · · Score: 1

      If you can, go to a supermarket or any store nearby that gives you cashback on your debit card. I can buy a pack of gum instead of paying stupid ATM fee AND get cashback with NO risk.

      Unfortunately, at the gas station down the block from where I work, there were a series of arrests four or five months ago, breaking up a ring of clerks who were double-swiping cards used for purchases at the counter.

      So, no, that's not a "NO risk" way of using your card.

      --

      NO CARRIER
    11. Re:Here is what I do by mcheu · · Score: 1

      Actually, it's a people's republic of Canada thing...

    12. Re:Here is what I do by InfiniteWisdom · · Score: 0


      It used to be that cash and purchases were treated the same, with basically a month interest-free loan as long as you paid your bill in full


      That is not always true. Check the fine print on your cards. On all of my cards there is no grace period for cash advances. You accrue interest from the date you take the advance even if you pay it the same month. Moreover, there is often a fee for cash advances that is higher than using an ATM ($5 on my chase platinum card)

      That said, if your only choice is to use a shady ATM that might be rigged, its safer to spend a few extra bucks on credit card charges, because fraudulint charges on your credit card are a lot easier to get reversed than fraudulant withdrawals from your account.

    13. Re:Here is what I do by Random832 · · Score: 1

      as he said and you quoted, it _used to be_.

      --
      We've secretly replaced Slashdot with new Folgers Crystals - let's see if it notices.
    14. Re:Here is what I do by InfiniteWisdom · · Score: 2, Insightful

      Ah yes. I really ought to read these things more carfully.

    15. Re:Here is what I do by Anonymous Coward · · Score: 0

      additional advantage: the money you get from Bank of Safeway is fairly randomized, unlike bills dispensed from an ATM that might have been photographed.

      sometimes you can get larger bills, too; the clerk is usually glad to see them go.

    16. Re:Here is what I do by Anonymous Coward · · Score: 0

      You then end up paying a debit fee instead.

      What? Are you from some non-US country?

      I use my debit card to get cash all over the place (grocery stores, pharmacies, the library, video stores) and I never get charged a "debit fee".

      I've pretty much stopped using ATMs altogether because it's usually more convenient to just get cash with a purchase somewhere and save a trip.

    17. Re:Here is what I do by cehardin · · Score: 4, Insightful

      Also, remember that many CCs charge a fee for the ATM cash withdraws, usually 1% to 2%, but not to exceed $20.
      Why? CCs make a lot of money from these 1% or 2% they charge for ALL transactions. The difference is that when you use your CC at the store to buy something, the CC company charges the retailer this percentage. When you take out cash, they charge you.

      So, whether you use a CC to buy stuff or not, you're still paying for it. Retailers spread the charge from the CC company by simply increasing prices for everyone.

    18. Re:Here is what I do by Anonymous Coward · · Score: 0

      There is no charge for getting cash back at any grocery store I've ever been to here in Florida or Georgia...not from the bank or the grocer.

    19. Re:Here is what I do by Geldon · · Score: 1

      ... Only to have your card number swiped by the clerk with his skimmer.

    20. Re:Here is what I do by blincoln · · Score: 1

      You then end up paying a debit fee instead

      Only if you have a debit card from a lame bank.

      I've had a debit card with Washington Mutual for almost eight years and I've never paid a fee.

      --
      "...always new atoms but always doing the same dance, remembering what the dance was yesterday." -Richard Feynman
    21. Re:Here is what I do by Performer+Guy · · Score: 1

      He said ATM, i.e. use a check card where you have a ballance in your account.

    22. Re:Here is what I do by cyt0plas · · Score: 5, Informative

      1) Some merchants charge fees. Many don't as it's cheaper than credit.

      2) Some merchants offer cashback as an _incentive_ to get your business.

      3) If you clean out the register at a medium to large shop (small shops can be different), you've saved them the trouble. That's that much less cash for them to send out to be converted electronically. Also, it's less cash to send out on armored cars (depending on the size of the merchant).

      4) For the places that eat the $0.20 fedwire (Automated Clearing House) fees, it's typically less than the cost of a credit card, and they often don't have to pay a percentage. Buying nothing more than a pack of gum means they lose money, but they run that risk with a Credit Card too.

      --
      Contact Me (got tired of viruses emailing me).
    23. Re:Here is what I do by Fizzog · · Score: 1

      If that's true then you can make free money.

      Get yourself two of those cards and max the cash out of one. After three weeks pay it out from the other. Three weeks later pay the second one out from the first (which was paid back in full from the second earlier). Rinse and repeat.

      As long as you don't mess up and keep the cycle going you will have the first lot of cash forever without charge.

      This, by the way, is why they charge you straight away when you withdraw cash. To stop people doing this.

    24. Re:Here is what I do by yppiz · · Score: 2, Insightful
      mcheu writes:
      a lot of stores don't want to do this, because in one small pissant purchase, you've cleared out the register of cash, which makes it difficult to give change to the next customer.

      US grocery stores are happy to do this, because it turns dirty, messy cash into nice clean electronic bits.

      They are especially happy to get rid of 50s and 100s, which ATMs rarely carry.

      For large withdrawals, groceries are better than ATMs. And they really are happy to get rid of physical cash.

      --Pat / zippy@cs.brandeis.edu

    25. Re:Here is what I do by gleam · · Score: 1

      Jewel grocery stores in the chicago area will allow you to get $50 over your purchase price on discover (credit) cards for any purchase.

      If you buy $11 worth of goods you can ask for $50 over and you'll get the $50 cash. As far as discover is concerned it's just a $61 charge. Plus you then get 1% cashback on the $50 extra, so you're really getting $0.50 for nothing :)

      Of course, shopping at Jewel means you're paying through the nose anyway, since they're vastly overpriced compared to the local ethnic groceries, cub foods, or aldi. But still. Buy a pack of gum, get $50 over, walk out.

      -Ed

      --
      this .sig is not a .sig.
    26. Re:Here is what I do by rediguana · · Score: 1

      Actually it depends on your bank. Some banks will not charge you if you have a positive balance on your cc. Quite handy for drawing down cash from your cc on international travel.

    27. Re:Here is what I do by shepd · · Score: 2, Informative

      >b) The store has to pay a debit fee with each transaction. Whoopie, you've bought an 80cent pack of gum (on which only 20 cents profit at most), and are asking the guy to incur 50cents to 75cents worth of debit fees on his end. This is why some stores have a minimum purchase requirement to use debit.

      I dunno about where you are, but my store pays 15 cents CDN per debit transaction. The 50 cents thing is just a way to rip you off in stores that are cutting a thin dime on profits to purposely undercut the competition (such as us). Of course, you only get the customer once when you do nasty tricks like that...

      Also, the 3 - 4% some shops charge on non-cash purchases is a load of bunk too. We're a new shop, the worst percentage you should be getting charged is 2.8% (that's what we're charged). However, as we're with the BBB (YAY! More protection fees!), next year it will be the 1.8% that most established shops should be paying.

      As far as cashback, if people asked for it, I'd deal with it. Since nobody has asked, I haven't bothered. Even if someone did, they wouldn't get much more than $40, as that's all I try to keep in the till at max.

      Change hasn't been a problem. My estimate is about 4 cash transactions out of about 40 - 50 a week (it's the low season right now). We saw a bit more cash at Christmas, but that's how people budget (if they're smart).

      If your store is hurting so bad that you have to sqeeze $0.35 or 1.2% extra from a customer, put yourself out of your misery. Seriously. You're screwed.

      >Even if you pay quickly and on time, a credit card advance will have a nasty surprise attached.

      Ain't that the truth. :-S

      --
      If you could be told what you can see or read, then it follows that you could be told what to say or think - BoC
    28. Re:Here is what I do by notsoclever · · Score: 1
      Also, another thing to note is that payments usually go against the lowest interest rate on the balance. So, if you have $1000 at 12% and then get $200 cash-back at 18%, then if you pay $200 for your bill that month then you'll have $800 at 12% and $200 at 18%, then after finance charges it's around $808 at 12% and $203 at 18% (total balance = $1011). If the $200 payment had applied to the 18% then the total balance would be $1010. Sure, only a $1 difference at first, but compound interest really adds up fast...

      --
      There are 10 kinds of people: ones who understand ternary, ones who don't, and ones who think this joke is about binary
    29. Re:Here is what I do by IgnoramusMaximus · · Score: 1
      Actually, it's a people's republic of Canada thing...

      Not really, depends on what type of account you get and with whom. Canada has several huge banks that run an effective cartel complete with pseudo competition and millions of kinds of nickle-and-dime-to-death trasaction fees. Smaller places like the Credit Unions tend to be more competetive and offer accounts with certain number of free ATM/Debit Card transactions. All the banks and unions however seem to charge account maintanance fees of some sort (also depends on the amount of cash you maintain in the account).

      So it has nothing to do with "people's" republic of Canada but quite a bit with "big banking competition free corporate oligarchy" Canada.

      Nice try though. There is a number of Canadians posting here recently who believe that everything that is going wrong in the country is a result of some kind of leftist-commie-liberal conspiracy. My tin-foil hat is firmly pointed towards corporate greed and politicians' lust for power (regardless of party allegiance). Yes, greed and lust for power, the thousands-year-old paragons of human civilisation. And if that wasn't bad enough, we got conservatives trying to spice things up with religious dogmatism, warmongering and trickle-down economics claiming that will cure all ills. And since their opponents (the Liberals) are also pals to big business and in addition they seem to be hell bent on stealing all of the money from our public coffers, we are just about stuck when it comes to making choices for the next government...

      Oh yea, we also have the NDP (regular hammer-and-sickle commies by US standards) but they scare the national business elites so badly that at a mere possiblity of that party being elected we would have all the billionaires leaving in panic with their yachts and limousines so full of chash that the proverbial banknotes would fly off of the decks and out of the car windows.

    30. Re:Here is what I do by Anonymous Coward · · Score: 0

      Further, a lot of stores don't want to do this, because...

      True, and good points, but irrelevent due to the license with the debit company. The stores have to sell you the small item and allow you to take cashback, and they also may not set a minimum purchase requirement. Merchants that fail to abide by these rules can have their debit system disconnected.

    31. Re:Here is what I do by zobier · · Score: 1

      Still can here.


      Maybe I shouldn't have said that.

      --
      Me lost me cookie at the disco.
    32. Re:Here is what I do by Anonymous Coward · · Score: 0

      unlike purchases, where the interest is calculated at the end of the month.

      Unlike debit, or your personal atm card, however, credit is taken by Mr/Ms Perp from your bank, not from you. The law puts the burden on your bank when credit fraud happens. They're the one's who are left trying to collect their money but they're the ones with the big lawyers and access to the Law ((c) 1776, all rights reserved), so they do ok. It's great to have that protection.

      When your account is emptied, however, (i.e. via your atm card) you are left trying to recover from your bank. And they're still the ones with the big lawyers.

    33. Re:Here is what I do by armaghetto · · Score: 1

      Not only do you accrue interest the second you pull out cash, that money sits behind your other purchases. Say you pull out cash, then a few days later you make a regular purchase on the same card. When you send in a payment, it (typically) goes towards the purchase first, not the cash. To make matters worse, cash usually has a 3 to 5% higher APR.

      Lesson? Don't use your card for cash. Advanced lesson? Don't use your credit cards at all.

    34. Re:Here is what I do by Anonymous Coward · · Score: 0

      So, whether you use a CC to buy stuff or not, you're still paying for it. Retailers spread the charge from the CC company by simply increasing prices for everyone.

      Hey! That's the same logic stores use when people steal. I think I see a pattern here. An evil pattern. ;-P

    35. Re:Here is what I do by flossie · · Score: 1

      I thought it was a great idea when British supermarkets started offering "cashback". I'm still not entirely sure it was a good idea when the pubs followed their lead! It's just a bit too easy to spend money when you are already drunk, can pay for more drinks, and can get cash from your card without even being able to remember your PIN! (generally, only signatures are required in the UK).

    36. Re:Here is what I do by rew · · Score: 0, Offtopic

      1. If you can, go to a supermarket... cashback

      People here have been robbed by paying at stores with their ATM card.

      instead of paying stupid ATM fee

      ATM fee? ATMs are free. That stupid gum costs money.

      2. Use your credit card to withdraw cash

      Out here that costs SERIOUS money. Like $7 per use. Regardless of how much you withdraw. Regardless of how fast you pay.

      How will using your credit card reduce risks?

      I ordered some equipment and paid by credit card. Delivery was promised in 2 to 3 days. They failed to deliver for two weeks. I then told them I had gotten the equipment differently, so I would cancel the order. They said: OK. you'll have your money back in 10 days. 20 days later I'm still out of my money, and the credit card charges my money to my account. So I call the credit card company, and they tell me they can't reverse the charge.

      This company had nothing on me except my number and expiration date. And they shipped the item to a completely unrelated address. (I tried to enter my work-address but mistyped it. I told the people there to call me when the package would arrive, and they eventually did (after I had cancelled the order)).

    37. Re:Here is what I do by prog99 · · Score: 1

      The OP is in the uk where such fees on debit card withdrawal at the supermarket dont exist.

    38. Re:Here is what I do by Ironica · · Score: 1

      The big banks charge no such fee for using ATM (wells fargo, BofA, ect..), unless its a people republic of california thing....

      Not sure what you mean. The big banks are the *worst* about charging fees for ATM usage. Last I knew, there was an antitrust-type lawsuit for the differential fees charged for ATM and credit transactions on the same account (i.e., if I use my ATM Check Card with the Visa logo as a debit card, the store pays more than if I use it as a credit card). All vendors pay fees for all plastic transactions. Generally, the increase in business they get from accepting plastic justifies the fees, but many will have a minimum purchase or even add the fee on top (ARCO at least used to charge you 25 cents to use your ATM card).

      On an individual level, the smaller banks usually don't charge you for using another bank's ATM, but the big banks (that have ATMs everywhere) do. WFB charges me $2.00 if I sully my ATM card with another bank's ATM.

      --
      Don't you wish your girlfriend was a geek like me?
    39. Re:Here is what I do by Insipid+Trunculance · · Score: 1

      You then end up paying a debit fee instead

      In England though, the debit fee(2.5 % of the transaction value)is paid by the Retailer so you end up paying only the total amount.The reason Supermarts ask for Cash backs is that on debit cards the profit they make from the banks is good.The banks like it because their ATM servicing charges go down.

      --
      Wanted : A Signature.
    40. Re:Here is what I do by Anonymous Coward · · Score: 0

      In the UK most of the checkouts take the card and swipe them for you.

      The UK also has one of the most pathetic banking systems I have ever come across.

      Their system called "switch" means that you can take my card and walk to the nearest underground station and buy yourself a ticket - no pin - no signing. (but it won't let you buy two, so if you are the genuine owner and want to buy a ticket of one type for yourself, and another for your girlfriend - you can't).

      In the places that do require you to sign the card they never check either so the signing process is just a joke. I don't even sign my own signature most of the time to make a point, and in 6 years it's only been questioned once.

    41. Re:Here is what I do by mashx · · Score: 2, Informative

      From my experience, the difference is between Mastercard and Visa: others like Amex Blue follow one or the other I suppose:

      Mastercard: No interest charged until end of month, and then lowest interest amounts charged first cascading down, unless payments have been made in which case the lowest interest bearing amounts are deducted first (i.e. the highest interest accruing amounts they try to leave until last). Visa: Interest charged from next day

      Admittedly I have only experience of UK and US cards, and I know that there are great variations in Europe (no-one in UK would pay an annual fee for a credit card, whereas no-one in France thinks twice about paying it) but that seems to be the general rule. I have had a Mastercard as explained above, where cash started to accrue immediately, but this is the exception in the UK.

      --

      ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ ~~~
    42. Re:Here is what I do by Anonymous Coward · · Score: 0

      I believe I unfairly got moded up for using that witty "republic of.." comment without properly thinking it out. i meant to say big banks don't charge for ATM/DEBIT transactions. Forgive me and mod accordingly. For future refrence it should of been Big banks dont charge for ATM/DEBIT transactions, unless its a peoples republic of califonia thing.

    43. Re:Here is what I do by gl4ss · · Score: 1

      couple of points.. from Finland(where this kind of thing has been tried, and done, couple of years back by some eastern block guys, except their machine iirc had a thing that went over the pin pusher that recorded the pins). However as (most) of them are run by a (joint of banks?) single company and the atm's are identically looking it's quite easy to spot if there's anything fishy.

      and using atm generally costs nothing extra here, and neither does using a 'banking card' for paying at a store(bc being different in a way that you can't get any credit on it, but there's still some risk for the bank as the transactions are not checked every time they're made unless they're at least a certain amount, so even these are not given just to anybody even if they are very easy to get). for the rest there is visa electron which is a bit more cumbersome to use(because every transaction does get checked every time you make one, basically what this means at this point is that the machine at the bar has to dial up somewhere to check it and this takes time, makes getting your beer quite a bit slower).

      and around here not everyone has a visa/mastercard(for most people there is absolutely no need to have one, because of the excellent banking card system. cheques have been extinct for at least a decade or so also), though I'd be more worried about using(someone copying) them because for using them you don't even need an authentic looking card or a pin. the good part of course is that you can dispute the bills later on if they look fishy(at least to some extent).

      --
      world was created 5 seconds before this post as it is.
    44. Re:Here is what I do by Anonymous Coward · · Score: 0

      Credit cards are actually an excellent financial instrument for travellers - the rate of exchange you pay on foreign CC transactions acnnot be beaten, and provieded you pay off your balance when you get home and don't use your card for cash withdrawals you win big time.

      0% interest CCs are also a fantastic alternative to personal loans - I have 2 such accounts and it's just free fucking money!

    45. Re:Here is what I do by n1ckmrt · · Score: 1

      1. If you can, go to a supermarket or any store nearby that gives you cashback on your debit card. I can buy a pack of gum instead of paying stupid ATM fee AND get cashback with NO risk. a) In one small pissant purchase, you've cleared out the register of cash, which makes it difficult to give change to the next customer. Uhh I'd of thought that most supper markets still have more cash comming in than out. The service is free in Australia where I live and I remeber it becomming so in belgium when I lived there. About 10 years ago Supermarkets in Belgium routinely charged for atm use and for withdrawing money. There was a spate of armoured car roberies, the Armoured car drivers union went on strike until the police did something about it and the suppermarkets were all of a sudden left with large amounts of cash and became scarred they would get hit next. Within a week every chain dropped all fees for paying by atm card and actively encouraged people to withdraw cash leaving them with mostly electronic transfers which were almost certainly cheaper as well as safer.

    46. Re:Here is what I do by mikechant · · Score: 1

      ...but not for long. Chip & pin is well on the way and by the end of next year should be fully rolled out - then you *will* be able to laugh at drunks in the pub trying to remember their PINs. (But laugh discreetly unless you want a glass in you face).

    47. Re:Here is what I do by Threni · · Score: 1

      > no-one in UK would pay an annual fee for a credit card

      Wrong! Many, many people do. Well, usually it's charged monthly. But you have to decide if you want a no-frills free credit card, or pay a little each month but have offers and incentives such as free currency conversion, discount on CDs and movies etc, which might easily make it worthwhile)

    48. Re:Here is what I do by Epistax · · Score: 1

      Some grocery stores have a big problem: too much money. Many have armored vans making more than one run a day just to get the cash the hell out of there. By making a debit purchase with cash back, you are taking the liability of hard assets, and realistically you aren't taking the small bills they usually make change with. However, I wouldn't ever go into a grocery store and get a small item and demand a lot back unless I was desperate. I regularly make ~ $25 purchases and take out $30 to $60. I don't think anyone minds.

    49. Re:Here is what I do by Anonymous Coward · · Score: 0

      that's fine, it cost me less if the charge is dispersed to everyone

    50. Re:Here is what I do by Oddly_Drac · · Score: 1

      "If you can, go to a supermarket or any store nearby that gives you cashback on your debit card. I can buy a pack of gum instead of paying stupid ATM fee AND get cashback with NO risk."

      Only a matter of time before someone thinks that wireless tills are a neat idea, bub. Working on definates in security is a really bad idea. Plus most stores will be levying a surcharge that may or not be swallowed by the card issuer.

      I'm going back to cash.

      --
      Oddly Draconis
      Too cynical to live, too stubborn to die.
    51. Re:Here is what I do by leifm · · Score: 1

      I do #1 all the time as well. The other great thing about cash back is that you can usually choose exactly how much you want. If I go to an ATM it has to be increments of $20, even if I just want $5 for Taco Bell, but if I go into Walgreens I can buy a Pepsi and get $5 back, leaving the $15 I didn't need in cash in the bank.

      --

      "Windows Me offers tremendous reliability and stability improvements..." -- Paul Thurott
    52. Re:Here is what I do by cavemanf16 · · Score: 1

      That sounds nice and all, but what if that little punk at the register at your local supermarket couldn't give a crap about you, and decides to "accidentally" lose that receipt when it comes time to balance at the end of the night? All of the sudden, he has you debit card number, your name, and knows EXACTLY which bank to go to to drain your account. Happened to me once, although I never have found out who stole my number or how it got stolen. Wiped out my bank account and caused a year's worth of agony and annoyances to be sure though!

    53. Re:Here is what I do by Elvisisdead · · Score: 2, Informative

      It's my understanding that on a merchant account, the fee for processing a credit card transaction is only around $.30 USD for Visa, MC, Discover, etc. I'm not sure, but I think American Express always charges a percentage, which is why they're not accepted everywhere.

      I agree that they increase prices to cover those expenses, though. That's why my dirt-cheap dry-cleaner only accepts cash. He keeps his prices low because he doesn't have to account for "alternate payment overhead".

      --

      "Want in one hand and spit in the other and see which one fills up first." - My Dad
    54. Re:Here is what I do by mashx · · Score: 1
      Well, that's interesting, because I haven't paid an annual fee for a credit card for over ten years. Currently I have five different credit cards, none of which have fees, and have had various cards over that time. One of the current ones I hold (Morgan Stanley) has cashback - I make about 150 a year on that one as I pay off the balance at the end of each month. So, I guess that more than makes up for any discounts I get offered on items. I do get offers from two of them regularly, some of which I have taken up as well, but this doesn't really count as the discounts that I think you mean (e.g. money off at Virgin etc). And anyway, different poroducts suit different people. I am suprised though about the annual fees for credit cards.

      As far as free currency conversion, this is definitely a good thing, but I got the impression that those companies offering that don't tend to give a very good exchange rate anyway. Personally I tend to use Amex abroad which doesn't charge fees for that, but I'm lucky enough to have the annual fee paid for me by the company where I work.

      --

      ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ ~~~
    55. Re:Here is what I do by Anonymous Coward · · Score: 0

      One supermarket in my area hires retarded people almost exclusively to work as cashiers and baggers. I shit you not. The service might be a bit lacking, but you never have to worry about fraud.

    56. Re:Here is what I do by Anonymous Coward · · Score: 0

      You are wrong. You have until the end of the month to pay the balance in full and after that you have to pay at least the interest every month. Of course, anyone over 18 would know this.

    57. Re:Here is what I do by ShavenYak · · Score: 2, Insightful

      Advanced lesson? Don't use your credit cards at all.

      Bzzztttt. Just don't carry a balance.

      I have a card which puts 2% of every purchas I make in my daughter's college fund. Since I use this card for basically everything I buy from anyone who takes cards, that ends up being around $40/month that she gets. That's money I'd be leaving on the table if I paid cash or wrote checks. I pay the bill online, paying the entire balance off every other week when I get paid, so I've never paid a penny of interest on this account.

      Having been in debt at one time, I can understand why many folks think credit cards are evil. However, if you keep them paid off, there are many perks to using them. Just treat them as you would any other tool - wear your safetly glasses and keep your fingers clear of the moving parts. Oh, sorry, wrong speech.

      --

      Hey kids, there's only 5 days left 'til Yak Shaving Day!
    58. Re:Here is what I do by the_consumer · · Score: 1

      Not only that, but you could put the money in some sort of interest bearing account or investment vehicle and eventually pay off the original withdrawal. Might take a while given the low rates we are now experiencing, though.

      --
      "If you're thinking what I'm thinking, you're right." -
    59. Re:Here is what I do by TClevenger · · Score: 2, Informative
      It's my understanding that on a merchant account, the fee for processing a credit card transaction is only around $.30 USD for Visa, MC, Discover, etc.

      All of the major cards charge a percentage plus a per-transaction fee. (Some can price it 'bundled', but the two components are usually there.) Higher rates are charged for manually keyed transactions. ATM fees are a flat $.20 to $.50 per transaction, depending on the merchant's volume.

    60. Re:Here is what I do by Anonymous Coward · · Score: 0

      I moved from Pennsylvania to Mississippi over a year ago. My checking account is still at a bank in PA, and I haven't had a problem with this in over a year. After getting nailed with a few $5-$7 dollar service fees for using ATMs to get my cash, I quickly found the best solution to my 'problem'.

      I should add that I came here originally on a 4 week contract as a consultant. I'll be a full-time state employee in another two weeks.

      Wal-Mart is my ATM.

      I go in, I buy a case of Mt. Dew, I go to the checkout, swipe my own card, and then get some money back. No service fee, and I'm buying something I _need_ (gotta feed the addiction) anyway.

      Granted, in another few weeks I'll be done with this, as I'll be able to get an account at the state employee credit union. Woot!

    61. Re:Here is what I do by Elanor · · Score: 1

      Apparently, if your credit card has money on it, i.e. not just kept at zero-level, but money on top of that, you can withdraw the money without paying interest on it (you're not borrowing). Also may be a way of getting around atm card charges (again, unconfirmed).

      - Lnr

    62. Re:Here is what I do by (va)*103 · · Score: 1

      a) In one small pissant purchase, you've cleared out the register of cash, which makes it difficult to give change to the next customer.

      Well, here in good old Blighty you are limited to 50 'cash back' which limits the number of notes you can take.

      Further to that a 10 pound note doesn't last as long as it ought so if you're using tax then every 2 or 3 purchases you'll be using a note.

      Since the biggest note we have is a 50 pound which you hardly ever see you will only generally need a 'tenner' and perhaps a 'fiver' to give change for a 'twenty' so that actually, you don't need too many notes in the till.

      If you regularly need any notes for change its fivers and they aren't usually part of a cash back transaction. (There was a nationwide shortage of them a year or two back; the BoE forgot to print enough or had to withdraw a load that wouldn't dry or something, I don't quite remember).

      Finally, the whole point of giving cash back is that the supermarket doesn't have to pay as much to the nice men in armoured vehicles to to take the money away because there is less of it.

      So, the supermarkets don't mind being depleted of cash because it works out cheaper than banking it and makes them less of a target for robbers. In fact, it's the whole point

      --
      - Just because you're paranoid it don't mean they aint out to get you.
    63. Re:Here is what I do by Anonymous Coward · · Score: 0

      In most cases the store debit fee is 1/2 the bank debit fee. Also, if you are paying with debit anyways, there is no additional charse.

    64. Re:Here is what I do by alex_tibbles · · Score: 1

      and they save money by not having to have guys in armoured cars pick up the cash (which is not free).

  25. This only works with poorly designed ATMs by King_TJ · · Score: 5, Insightful

    My bank uses ATM machines that suck the card completely into the slot, with only a little bit of a metal guide plate exposed below the slot. (Typically, they have a label with arrows printed on it that's affixed just beneath the slot, as well.) If you tried to add some sort of reader device to the front of the ATM, covering the original slot and plate, it would be fairly obvious it didn't belong there. I'm sure it might fool *some* clueless people - but it would surely be ripped from the machine pretty quickly, as someone a little more clueful realized what was going on. (After all, it would obscure part of the label, making it obvious it wasn't part of the original ATM machine.)

    I have a feeling these card skimmers only work on specific models of ATMs (most likely, the little privately owned units you see in restaurants and gas stations, as opposed to actual bank-owned ATMs).

    1. Re:This only works with poorly designed ATMs by Giddeon · · Score: 5, Informative

      If you look at the site amarodeeps linked to in his comment, a cardstealer like the one shown would be able to steal swipes without too much difficulty. If you haven't seen the ATM before and don't know what it is supposed to look like, it will look quite natural. Most folks don't use the same ATM often enough to remember that the card guides on the sides weren't there last time.

    2. Re:This only works with poorly designed ATMs by RodgerDodger · · Score: 2, Interesting

      There have been scanner devices found on such "suck-the-card-in" ATMs, at least in Australia.

      And you're right: a given type of scanner tends to only work with a given type of ATM. But there are varieties of scanners for most common types of ATMs.

      --
      "Software is too expensive to build cheaply"
    3. Re:This only works with poorly designed ATMs by SmallFurryCreature · · Score: 2, Informative
      I was thinking the same thing but this looks like it would just fit right over such a machine. It is basiclally a block with a slot in it to house the reader. but it wouldn't interfere with the atm at all.

      As to how odd it looks. Well that is hard to say without seeing the original setup or even the machine to wich it was attached. Now it looks like an old movie prop. He should have taken a photo as it was in place.

      Oh well, better be extra carefull.

      --

      MMO Quests are like orgasms:

      You may solo them, I prefer them in a group.

    4. Re:This only works with poorly designed ATMs by TykeClone · · Score: 1

      I think that you're wrong here. People are generally creatures of habit, and will use the same ATMs most of the time unless a more convenient one or one with lower fees is introduced.

      --
      A fine is a tax you pay for doing wrong and a tax is a fine you pay for doing all right.
    5. Re:This only works with poorly designed ATMs by newdamage · · Score: 2, Insightful

      You be pretty surprised how gullible and trusting most people are. You could probably make just as much money by hanging an "out of order" sign on the atm, attaching a drop box, and seeing how many people put deposits into it containing actual money. Confidence scams work pretty well no matter low-tech or hi-tech they are, just as long as you make it look official and have plenty of people who are running on autopilot most of the time.

      --
      ce n'est pas un Sig.
    6. Re:This only works with poorly designed ATMs by Anonymous Coward · · Score: 1, Funny

      I have a feeling these card skimmers only work on specific models of ATMs (most likely, the little privately owned units you see in restaurants and gas stations, as opposed to actual bank-owned ATMs).

      I wouldn't bank on that.

      Sorry, someone had to say it.

    7. Re:This only works with poorly designed ATMs by Syclone · · Score: 2, Interesting

      Motorized readers are on the way out most places. The reason the bank/ATM operators don't like them is that if you get a message to capture a card over the network, and your machine has the capability to capture a card, you must capture it. This is a good thing, getting hot cards out of circulation, right?

      Wrong, at least for the bank. If you capture a card, that means you have to deal with it later. Somebody has to remove the card from the machine, then you get into all kinds of internal control problems and procedures having to do with said captured card.

      Best answer is to have a dip or swipe reader than cannot capture cards. If you cannot capture cards, you aren't violating the ATM network rules by not capturing the cards. All your internal control, security concerns, and logistical problems associated with the captured cards are gone.

      Another reason not to capture cards if you can avoid it is that you cut down cutomer complaints from people who leave their cards in the machine (even through the incessant beeping) while distracted or people who screw up their PIN too many times so the machine keeps their card.

      BTW, personal pet peeve: "PIN Number" and "ATM Machines" are redundant phrases :) It is like saying "Personal Identification Number Number" and "Automated Teller Machine Machine".

    8. Re:This only works with poorly designed ATMs by Anonymous Coward · · Score: 0

      "PIN Number" and "ATM Machines" are redundant

      I think 'PIN' and 'TAM' have come to be more than just acronyms- they have crossed the line into words. Like SCUBA. Would you object to someone saying "Let me get my SCUBA gear"? (YOu do know what SCUBA stands for, right? Self Contained Underwater Breathing Apparatus. So "SCUBA gear" means "Self Contained Underwater Breathing Apparatus gear". But SCUBA has been in use so long it has become more then just an acronym, and people don't think 'SCUBA gear' is wrong.

    9. Re:This only works with poorly designed ATMs by don.g · · Score: 2, Informative

      This is only the case if you have many dissimilar ATMs. In a small country (New Zealand) with only a handful of major banks and no such thing as a "private ATM" (EFTPOS is hugely popular, though) most people use their own bank's ATMs because they're cheaper... and they're all the same. It'd be harder to put cards in one with a skimmer on (at least for my bank) so I'd notice pretty quickly that there was something odd.

      Of course, many people will probably just assume it's a new model of ATM. Sigh.

      --
      Pretend that something especially witty is here. Thanks.
    10. Re:This only works with poorly designed ATMs by pb_boi · · Score: 1

      Not necessarily: I saw pictures on an earlier link of it being done to an ATM completely different from the ones I use. Here, our cards are also sucked right into the slot, but there's no label to obscure. Instead, it's just possible to check for tampering by feeling the inside of the slot for prongs. Also, they DO work on bank ATM's; indeed, that's all I've heard of them being done on, here in the UK at least. Just my take :) Andy

    11. Re:This only works with poorly designed ATMs by Anonymous Coward · · Score: 0

      No not quite, this one was rippped of a main stream bank's ATM machine. And before you ask "How do you know?" I work with the guy who found it.

    12. Re:This only works with poorly designed ATMs by io-waiter · · Score: 1

      here in Sweden some atm have 3 small spikes ( in different sizes) in a randomized pattern around the card slot to prevent the possibility to attach an external card reader.

      Well attaching something is probably still possible but then you will not see the spikes so it will make fraud harder.

    13. Re:This only works with poorly designed ATMs by Syclone · · Score: 1

      Yes, I know what SCUBA is (certified myself), and don't generally put "gear" with it either.

      As I said, it is a personal pet peeve. Also, VIN number falls into the same group for me :)

    14. Re:This only works with poorly designed ATMs by chiph · · Score: 1

      If you tried to add some sort of reader device to the front of the ATM, covering the original slot and plate, it would be fairly obvious it didn't belong there. I'm sure it might fool *some* clueless people

      In a city like London, there are a large number of tourists and foreigners who aren't frequent users of any one ATM. So if the machine has some odd protusions on it, chances are they wouldn't recognize it, especially if the paint was a close match (or even a contrasting color) to the face of the ATM.

      I know that when I go to the UK, I have a tough enough time with the money itself, never mind dealing with an unfamiliar ATM design. Although, I will say that now that ATMs are widespread, they have put a serious dent in Thomas Cook's business (and I'm glad of it -- having to locate a Change Bureau is annoying).

      Chip H.

    15. Re:This only works with poorly designed ATMs by babyrat · · Score: 1

      Of course, many people will probably just assume it's a new model of ATM. Sigh.

      So what happens when you DO get a new model of ATM?

    16. Re:This only works with poorly designed ATMs by Atario · · Score: 1

      The ATMs at my bank (Washington Mutual) has a big bright flashing green light strip just below the lip of the card slot. (Also at the cash slot.) If something were in front of it, you'd notice either (1) the lack of the light (especially effective if there's more than one machine there to compare, as is usually the case), or (2) the odd way there seems to be a light flashing inside the card reader. You'd either have to make the add-on light-tight, or do all the machines, or both. Or just rely on people being clueless, which in fact may be a good bet.

      On a side tangent, we need to come up with better names for things. ATM is a lousy name. PIN is a lousy name. SUV is a lousy name (should be PCV -- Penile Compensation Vehicle). VCR, DVD, ATV, PVR, and any other TLA are all lousy names. When I visited Moscow, I found that an ATM is called a "bankomat". Infinitely better, and avoids people referring to an "ATM machine" -- "Automatic Teller Machine Machine". No more TLAs, marketing departments. Seriously.

      P.S. My bank's ATMs have a refreshingly breezy style for their text -- "Feed me your envelope", "Hi! Let's get started", "Anything else?", and so on. They avoid saying "PIN" (much less "PIN number") by saying "secret code". Makes you feel like a spy and stuff. Kinda.

      --
      "A great democracy must be progressive or it will soon cease to be a great democracy." --Theodore Roosevelt
  26. Death of the PIN by So+Called+Expert · · Score: 4, Interesting
    I wondered how long the four digit ATM PIN would last. I also realized that with the phone-cameras, it would be fairly simple to snap a shot of someone's PIN over their shoulder.

    Could this be the death of the PIN? What's next - biometrics? Will this last only as long as it also cannot be spoofed?

    ATM bug-detection should be a profitable area of research for the next few years.

    1. Re:Death of the PIN by 26199 · · Score: 2, Insightful

      Unfortunately biometics violate one of the most basic principles of passwords... they can't be changed if compromised.

    2. Re:Death of the PIN by Anonymous Coward · · Score: 0

      Next? EMV's new requirements are already being hastily rolled out across the world.. already Malaysian ATM cards only come with a smart chip not a mag-stripe... the rest of the world is a year or so off.

      The data will be 3-DES encrypted unlike the mag-stripe which can be read by anyone.

    3. Re:Death of the PIN by AntiTuX · · Score: 1

      yeah, that'll last long enough till criminals just start chopping people's thumbs off and robbing them that way.

      jeez, that does sound bad.

    4. Re:Death of the PIN by AndroidCat · · Score: 0

      Four digit PINs are for wimps. Mine are five and six digits. Of course, I'm fscked if I'm travelling in Europe and a camera might still get it all.

      --
      One line blog. I hear that they're called Twitters now.
    5. Re:Death of the PIN by letdownjournals · · Score: 1

      Could be the end of the PIN, but I have the feeling it won't (at least for a long while.) Credit card fraud is a much, much bigger problem, but the banks invariably cover the victim's losses and call it the cost of doing business... In most cases they don't even try to investigate or prosecute the parties responsible.

    6. Re:Death of the PIN by DarkHelmet · · Score: 1
      So, if someone steals my thumbprint and replicates it, do I cut off my thumb and grow a new one?

      Biometrics is BS to me. There *should* be some level of abstraction between who you are, and proof of who you are. A pin # is a lot easier to replace than a finger or thumb, or retinal scan.

      Plus, I don't want that sort of information accessible to everyone out there.

      --
      /^[A-Z0-9._%+-]+@[A-Z0-9.-]+\.[A-Z]{2,4}$/i
    7. Re:Death of the PIN by Anonymous Coward · · Score: 0

      Biometrics is a bad idea. If ATM's went this way, it would just be time before people were scanning your fingers with high resolution cameras.

      Microsoft's solution to this would be to wear gloves all the time.

    8. Re:Death of the PIN by TykeClone · · Score: 1

      Actually, Banks would just as soon get those fraudsters, but the police usually don't go after those "small fish."

      We once had a case where a big African American had stolen the card of a little old lady, and had used it to buy some tires or something. We had surveillence footage and everything, but the police would not move on it!

      What really needs to happen is that the potential punishment for fraud and scams need to go up. They should be capital crimes like rape and murder.

      --
      A fine is a tax you pay for doing wrong and a tax is a fine you pay for doing all right.
    9. Re:Death of the PIN by Electrum · · Score: 1

      Credit card fraud is a much, much bigger problem, but the banks invariably cover the victim's losses and call it the cost of doing business

      Wrong! Any charged back transactions are paid by the merchant, not the bank. To make matters worse, merchants also pay a chargeback fee in addition to losing the original sale amount.

    10. Re:Death of the PIN by BCoates · · Score: 1

      The data will be 3-DES encrypted unlike the mag-stripe which can be read by anyone.

      But the number on the mag-stripe cards is just an account identifier... you don't need to be able to decode anything about it to make a charge, just pass it on to the bank.

      Wouldn't either a) the ATM need to be able to decode the information, in which case the 3-DES decode key is public information, or b) the ATM passes on the information encrypted to the bank, in which case it's no different than a random number and the criminal can just record and pass that on?

      Or am I missing something?

    11. Re:Death of the PIN by dcam · · Score: 2, Interesting

      Or you lose the thumb in an accident. Equally it could be damaged to an extent that the scanner could not read it (eg you cut it and put a bandaid on).

      --
      meh
    12. Re:Death of the PIN by Chester+K · · Score: 5, Insightful

      Could this be the death of the PIN? What's next - biometrics? Will this last only as long as it also cannot be spoofed?

      The advantage of a PIN over biometrics is that you can always change your PIN.

      Once someone finds out how to fool a biometric scanner into returning your biological data; you're hosed. You can't gouge your own eyes out and replace them with new ones.

      Any security system whose keys can't be changed is fatally flawed and should not be used -- ever.

      --

      NO CARRIER
    13. Re:Death of the PIN by OMEGA+Power · · Score: 1
      Would this be the death of the PIN? What's next - biometrics? Will this last only as long as it also cannot be spoofed?

      The probelm is the mag stripe cards, not the PIN numbers. Rather than replacing the PINs and leaving users with biometric data on the same, easy to fake, cards why not keep the PINs but use encrypted smart cards in the place of mag stripes

    14. Re:Death of the PIN by Hank+Scorpio · · Score: 1
      You can't gouge your own eyes out and replace them with new ones.

      Apparently you haven't seen Minority Report.

    15. Re:Death of the PIN by LostCluster · · Score: 1

      There are three ways to secure something

      Something you have: Like the card. You've got to be in possession of a physical object that has the right 16 digits encoded on it to get the machine to work.

      Something you know: That's the PIN. Only somebody who knows the right secret handshake of buttons is admitted in.

      Something you are: That's where biometrics would be. You've got to look/feel like you in order to get in.

      So, The biometrics shouldn't be used in place of a PIN, it should be used in tandem with a PIN. If your biometrics test gets compromised, you're no less secure than the ATMs of today since they'd still have to get to your new card and new PIN number for the biometric reading to be worth anything.

    16. Re:Death of the PIN by NerveGas · · Score: 1


      I once watched an interview with a specialist in airport security. He talked about seeing a family in one of the terminals - mother, father, kids - taking a video of themselves in the terminal before a flight. No big deal - except they showed up and did it again the next day. And the next day. And the next day - for an entire week.

      What were they doing? The video camera wasn't focused on the smiling, waving family - it was zoomed to the pay phones some distance behind them, recording people punching in their credit-card numbers.

      steve

      --
      Oh, you're not stuck, you're just unable to let go of the onion rings.
    17. Re:Death of the PIN by jmv · · Score: 1

      I wouldn't go that far, even though I don't like biometrics. Imagine a system that takes a blood test from you and checks the DNA. While not practical (at all), it would be near-impossible to fool, assuming a semi-smart system that can check it really found flesh and not a bag of blood.

    18. Re:Death of the PIN by Anonymous Coward · · Score: 0

      One problem with biometrics is the lack of a cognitive lock. What is to prevent a third party from making use of my body/organs/digits/whatever (functioning or otherwise) to gain access to my data against my will. A key advantage of using a secret (password/pin/whatever) lies in the fact that I can choose when to give it and perhaps more importantly when not to.

    19. Re:Death of the PIN by Anonymous Coward · · Score: 0

      one of my university lecturers said that for a secure system you need 3 things - something you are, something you have, and something you know

      so using the card, PIN AND something like a fingerprint/retinal scan makes sense.

      if retinal scans are found insecure (by people reproducing retinal scan results), I think the technology of the time would suggest better (more secure) forms of personal identification, such as Brain Pattern scanning, DNA, Full-Body Scans, whatever.

      Large fields such as Biometrics should not be automatically discounted for whatever reason, but thought through and maybe improved. that's my view anyway

    20. Re:Death of the PIN by John+Courtland · · Score: 1

      But having your biometrics comprimised removes 1/3rd of your security permanently. In the future, who knows how trivial it will be to reproduce your body.

      --
      Slashdot is proof that Sturgeon's Law applies to mankind.
    21. Re:Death of the PIN by LordLucless · · Score: 1

      I'm sure there's plenty of ways to use biometric data as identification that can be changed in case of compromise.

      For example, store a secret number on your card (X). Define some standard process for converting a retina scan into a number (Y). Plug both into a certain function to get a third number (Z). When you want money out of an ATM, the machine reads X and Y from the two sources, generates Z and checks against the bank records.

      If it's ever compromised, issue a new card with a new X, and update Z on the bank's server.

      IANACryptologist, but there's a simple example that would be just as easy to correct as it is today if someone nabs your PIN.

      --
      Just because you're paranoid doesn't mean there isn't an invisible demon about to eat your face
  27. Conversion into European mainland's monetary unit by tepples · · Score: 2, Informative

    calculator say: 550 GBP = 1027 USD = 817 EUR

  28. Questionably Legal??? by brunes69 · · Score: 5, Interesting

    There are a myrid of legal uses for stripe readers, including computer and home security, and making really cool copies of your bank cards*

    I have a friend who has a reader who does this.. he takes a plastic generic card with a cool photo on it, with a blank stripe, and copies your ATM stripe onto it. Fully functional, totally customized ATM card.

    You should see the looks he gets using his "superman" debit card.

    1. Re:Questionably Legal??? by Jeremi · · Score: 4, Interesting

      Sounds cool... but just out of curiosity, is it legal to make your own ATM card?

      --


      I don't care if it's 90,000 hectares. That lake was not my doing.
    2. Re:Questionably Legal??? by Anonymous Coward · · Score: 0

      Is it any different when your card starts malfunctioning and they have to type your number into the machine? The card is only a device to deliver the number, the pin code is the authentication.

    3. Re:Questionably Legal??? by MyHair · · Score: 1

      Do most/all readers also write? Or is there a special writer device?

      I bought a card reader for a buck or two several years ago at First Saturday. It has a 9-pin serial connector, but I never got around to playing with it. I'm pretty sure it's still in my pile of old cables and things, though.

      Actually, having a backup card to use sounds kinda cool, especially since it wouldn't have my account info embossed on it. Time to Google for card reader device & driver info...

    4. Re:Questionably Legal??? by Grey+Ninja · · Score: 1

      Ok, I have GOT do to do this now. That's just hilarious.

      I should really learn how to do all this stuff someday. Any tips on how to go about it? ^_^

    5. Re:Questionably Legal??? by kinzillah · · Score: 1

      No, writers are actually pretty expensive. I would imagine that its partly technical, partly "because we can" in regards to the pricing.

      --
      Douglas P. Price
    6. Re:Questionably Legal??? by LostCluster · · Score: 4, Interesting

      Sounds cool... but just out of curiosity, is it legal to make your own ATM card?

      To make? Sure. Afterall, an ATM card or credit card is nothing more than a piece of plastic with a standardized magnetic stripe that repeats the same 16 numbers that are on the front of the card over and over.

      To use? Uh... well, that's up to your bank. I kinda doubt they'd be to happy with it.

    7. Re:Questionably Legal??? by millette · · Score: 2, Insightful
      actually, your atm card isn't yours - it's still the property of the bank that issued it. I wouldn't be surprised if there were special rules to use an atm, such as only using a bank issued card.

      ... but who'll notice?

    8. Re:Questionably Legal??? by tftp · · Score: 1

      I think it is as legal as trying to spend a $100 bill that you just printed at home instead of the bill that got destroyed in the washing machine... after all, it's just a piece of paper :-)

    9. Re:Questionably Legal??? by raphae · · Score: 2, Funny

      Okay all you Slashdot-hacker-types. Now that you're all going to go out and make your own customized ATM cards as part of the new fad, don't forget to make your own ATM networks to go along with it.

      And, while your're at it, why not your own currency system as well?

      Just make sure gobs of the new currency doesn't unnecessarily get funneled off into the pockets of corrupt politians and global corporations as is the case with the current system.

    10. Re:Questionably Legal??? by God!+Awful+2 · · Score: 1

      I think it is as legal as trying to spend a $100 bill that you just printed at home instead of the bill that got destroyed in the washing machine... after all, it's just a piece of paper :-)

      You think a $100 bill wouldn't survive in the washing machine? The last time I stuck my wallet in the washing machine, a $20 bill was the only thing that did survive!

      -a

    11. Re:Questionably Legal??? by Anonymous Coward · · Score: 0

      Afterall, an ATM card or credit card is nothing more than a piece of plastic with a standardized magnetic stripe that repeats the same 16 numbers that are on the front of the card over and over.

      If it's that simple, why bother installing a complicated and expensive card-reader, thus increasing your chances of getting caught?

      I would think you'd have a lot less chance of getting caught with two cameras : one to read the front of the card, and one to get the user's code.

    12. Re:Questionably Legal??? by Fallen_Knight · · Score: 1

      Easy to see someone push in their pin, much harder to get a good enough digital image of the card so you can read all the numbers.

    13. Re:Questionably Legal??? by Jouster · · Score: 1

      Actually, bills are made out of cloth, not paper, in part specifically so they can survive a washing.

      Jouster

    14. Re:Questionably Legal??? by Avakado · · Score: 4, Informative

      In some countries (or maybe only Norway), whenever your ATM card is used in an ATM machine, the machine writes a new unique code to the magnet strip. The next time you use the card, it must contain that specific code, or it is swallowed.

      Sadly, the terminals used in stores cannot do this, so you have to use your card in an ATM every now and then, to make sure nobody has a copy of it (quite the opposite of the problem mentioned in this article).

      --
      The world will end in 5 minutes. Please log out.
    15. Re:Questionably Legal??? by Shimbo · · Score: 2, Insightful

      To make? Sure. Afterall, an ATM card or credit card is nothing more than a piece of plastic with a standardized magnetic stripe that repeats the same 16 numbers that are on the front of the card over and over.

      I would consult a lawyer before trying it. It might well be considered a counterfeit document.

    16. Re:Questionably Legal??? by jsebrech · · Score: 1

      More accurately, US dollars are woven from 25 percent linnen and 75 percent cotton. The cool factoid in that link is that money used to be woven out of silk!

      So, yes, if money gets destroyed in the laundry, it was fake.

    17. Re:Questionably Legal??? by Mateito · · Score: 0

      And, while your're at it, why not your own currency system as well?

      We have one. Its called "Karma".

    18. Re:Questionably Legal??? by Anonymous Coward · · Score: 0

      Actually, that's not true. An ATM card uses 1 or more stripes (magnetic cards can have up to 3), with varying amounts of data per stripe. It's not simply the account number.

      You'd need to be able to read your existing card to duplicate it; even then, you still need the PIN, of course, so it's not a tool of theft until you actually steal it.

      Interesting factoid: the reason why ATM machines suck your card in (besides having the option to munch it) is that ATMs need to be able to write data to the ATM card. Each time you put it in, the machine rewrites the magstripe with updated information, so it's never the same after you stick it in (or stick it in X times, or something). I suppose it's a weak kind of security measure. Anyway, you can't write to the magstripe reliably with a swiping reader; you need the control of a motorized reader.

    19. Re:Questionably Legal??? by Anonymous Coward · · Score: 0

      Sure - but what about the 499 usd item that is billed as 'the world's only portable card reader with an 'instant erase' button ?"

      they are all over the web and twice as expensive than any of the other devices in their class..

      Lex Luther Industries LLC

      hmm...

    20. Re:Questionably Legal??? by Xepherys2 · · Score: 1

      Hmmm, so what happens if I use my US ATM card? If it wrote new code on my card, it wouldn't function anymore. Perhaps it's certain banks that allow for this?

    21. Re:Questionably Legal??? by Anonymous Coward · · Score: 1, Informative

      Because that magnetic stripe includes quite a bit more info than the card number. Including bank information, the cardholder name, expiry, the card TYPE and some other stuff. Granted, you can get MOST of that info with a picture of the front of the card, but not ALL.

    22. Re:Questionably Legal??? by ShavenYak · · Score: 1

      Interesting factoid: the reason why ATM machines suck your card in (besides having the option to munch it) is that ATMs need to be able to write data to the ATM card.

      It would be a much more interesting factoid if it were still true, but it seems like the majority of ATMs have an insert-and-remove-quickly reader these days. Which has the advantage of making it much more difficult to forget your card in the machine.

      --

      Hey kids, there's only 5 days left 'til Yak Shaving Day!
    23. Re:Questionably Legal??? by Deus_Ex_Machina · · Score: 1

      In some countries (or maybe only Norway), whenever your ATM card is used in an ATM machine, the machine writes a new unique code to the magnet strip. The next time you use the card, it must contain that specific code, or it is swallowed.


      So, make sure you skim the card on the way out of the ATM, not on the way in, then try to use the number in the next week.

      Plus, the cards will be wearing out faster, and if you ever use it in a broken ATM, not only will it not work, it will never work again.

      Great! A dontwin-lose situation!
    24. Re:Questionably Legal??? by Anonymous Coward · · Score: 0

      The point is probably not to prevent copies, but to limit the timespan in which the copy can be used.

      Why would the card be wearing out faster? Do you think the magnet strip is written with a sharp needle?

    25. Re:Questionably Legal??? by Anonymous Coward · · Score: 0

      Obviously the designers have thought of that, and provided a solution. I'm not sure which one they chose, but it's trivial to make up a dozen working solutions.

  29. Jitterbug! by erick99 · · Score: 1
    Here is anti-skimming technology I came across while googling my way through this topic:

    ...The task force will be looking at a number of ways to combat skimming, including the design of ATMs and magnetic stripe technology. Evans says a technology called Jitter is one way to beat skimming. "A skimming device needs a nice, smooth card reader. Jitter varies the speed and reverses the direction of the card intermittently and in a random fashion when the card is entered." Jitter is being deployed mainly on newer, motorized card readers...

    Pretty good idea. I know that I will be very vigilant from now on when using an ATM.

    Keep Smiling!

    Erick

    --
    http://www.busyweather.com/
    1. Re:Jitterbug! by Anonymous Coward · · Score: 0

      what if the skimmer is spring loaded to keep it's magnetic head pressed against the card? and what if it included a optical mouse type device (say it's infrared so nobody can see the light) that would detect the in and out motion of the card? using such a newer skimmer, it would be possible to bypass jitter methods. :-)

  30. Mirror needs a mirror too. by Anonymous Coward · · Score: 0, Troll

    It just got Slashfucked too.

  31. Nobody checks ATMs? by Anonymous Coward · · Score: 0

    If my job would be to maintain ATMs I would check if someone has tempered with them...

  32. Does anyone remember the 80s cable movie... by Anonymous Coward · · Score: 0

    ...where this electronics type chick uses some signal capturing stuff and an occiloscope to record data from a nearby van as people used the ATM? She then made some cards, and she and a cohrt then went extracting money. Anyone remember the title of this movie?

    1. Re:Does anyone remember the 80s cable movie... by nfotxn · · Score: 2, Informative

      You don't mean Sneakers, do you?

      --

      _nfotxn

  33. what i wanna noe by Anonymous Coward · · Score: 0

    Is how did they get the camera to catpure the pin numbers.. was it sound activated ??

  34. Mirror (not camera pics though) by Anonymous Coward · · Score: 0
  35. Alternative approach by archilocus · · Score: 5, Insightful

    Hate to be a party pooper but didn't you consider leaving it there and calling the cops ?

    If you had they might have been able to bust the individuals concerned and saved some innocents down the track a lot of grief.

    This way you got 800 quid's worth of stolen electronics, the thief wrote off some capital investment and a couple of thousand /.'ers got some pre-pubescent excitement. Wahooo.

    --

    Don't look back the lemmings are gaining on you

    1. Re:Alternative approach by crabpeople · · Score: 1
      "Hate to be a party pooper but didn't you consider leaving it there and calling the cops ?"

      um i really dont think that they would care. Its like credit card theft. Do you call the cops or the credit card company? who has more at stake?
      --
      I'll just use my special getting high powers one more time...
    2. Re:Alternative approach by peggus · · Score: 1, Funny

      Brittish cops don't solve crimes they issue case numbers.

    3. Re:Alternative approach by Anonymous Coward · · Score: 0

      I would call both... to get a case # and have a record of the issue. [plus many CC companies require that you file a police report. Mainly to prevent ppl from claiming their cards were stolen since the penalty for filing a false police report is higher]

    4. Re:Alternative approach by skinfitz · · Score: 1

      This way you got 800 quid's worth of stolen electronics, the thief wrote off some capital investment and a couple of thousand /.'ers got some pre-pubescent excitement. Wahooo.

      ...you forgot to mention that if the cops had the area under surveillance waiting to see who comes to download the data, or do so posthumously using street surveillance cameras (that are everywhere in the UK and keep footage for around a month usually) then guess who;s door they are going to be knocking on...

    5. Re:Alternative approach by raphae · · Score: 1

      Unless the guys who put up the photos are the same ones who put the machine there (i.e. the thieves).

      It could very well be that after collecting the machine they suddenly realized that they had been tracked by law enforcement.

      Now they have an alibi.

    6. Re:Alternative approach by Snover · · Score: 1

      Well, they had been drinking... and after having lost 550GBP I imagine that they would be drinking pretty hard!

      --

      [insert witty comment here]
    7. Re:Alternative approach by Alan+Partridge · · Score: 1

      Your spelling compromised what was otherwise quite a good joke.

      Shame on you.

      --
      That was classic intercourse!
  36. Let's mug the muggers! by dark-br · · Score: 1

    we believe we have reclaimed about 800 pounds worth of kit.

    Ok! Time to check all the ATM nearby, bbl!

  37. Let me.. by Anonymous Coward · · Score: 0

    ..tell you about my story. This and that happened and.. oh.. I made pictures as wel$%"& *SLASHDOTTED*

    When will people learn..

  38. Interesting!! by annielaurie · · Score: 3, Insightful

    A couple of months ago my Hotmail account was besieged with spams offering to show me how to make my first million by installing and servicing their ATM machines. I kept wondering if they wanted to make me a shill for some skulduggery like that described in the article. The interesting part was that the ATM's so advertised would be located "in my area," which they had pinpointed at Washington, DC (not far from here).

    Like others here, I've become very leery of using ATM's located anywhere but at banks. I've been driving on long trips a great deal recently, and I've also learned to be a bit discerning about card-swipers in gas stations and even grocery stores I'm not familiar with. It seems a safer bet to hit a bank occasionally to withdraw my allotment of yuppie food coupons ($20 bills) and spend those instead.

    Anne

    --
    DUCT TAPE: The Election Supervisors' Secret Weapon
    1. Re:Interesting!! by Anonymous Coward · · Score: 0

      It seems a safer bet to hit a bank occasionally

      Only if you don't mind spending life in a federal "pound me in the arse" prison.

    2. Re:Interesting!! by Frogbert · · Score: 0

      In Australia it is relitivily common for the cashiers to offer the machine to you so you can swipe your own card, if they dont you can always ask them for it. It seems a reasonable request I dont understand why more countrys havent adopted it.

  39. I have never used a "sketchy" ATM by NotQuiteReal · · Score: 1
    And I have never paid an ATM fee...

    Planing is a virtue, and costs less.

    --
    This issue is a bit more complicated than you think.
  40. prevention ... by another_twilight · · Score: 5, Insightful

    Most of the scams I have seen like this rely on recording your PIN based on what you type.

    The earliest versions simply had someone peering over your shoulder, or using a camera/telescope mounted up and behind and stealing the original.

    Get in the habit of 'embedding' your PIN within a larger number. Type this longer number too lightly to casue the pressure sensor to register and varying your pressure only on the 'key' digits. It won't fool decent resolution or close observation, but given the angles/lighting conditions and cheaper digitial cameas that are starting to show up, I am guessing that they are going to have trouble working out which hits are the real McCoy.

    Sure it relies on making your case more difficult than your neighbours, but to an extent that is all most locks and security devices do. Sure it's paranoid, and it does take some effort to set up, but muscle memory handles most of the work after a while and these days I only get a few false hits. YMMV

    1. Re:prevention ... by nukem1999 · · Score: 1

      Type this longer number too lightly to casue the pressure sensor to register and varying your pressure only on the 'key' digits

      The last time I read an article about these, the camera could see both the pad and the screen. I have yet to see an ATM that doesn't put up a dummy character when you actually hit a key.

    2. Re:prevention ... by AndroidCat · · Score: 1

      So? Which finger actually pressed a key? Having large hands, it's easy for me to crowd the keypad and my free hand is usually blocking most lines of sight.

      --
      One line blog. I hear that they're called Twitters now.
    3. Re:prevention ... by another_twilight · · Score: 1

      Good point.

      I developed the habit when the scams involved a live person trying to read your keystrokes and even then it relies on 'more difficult' not 'impossible' but this level of sophistication is making that moot.

    4. Re:prevention ... by Timbotronic · · Score: 1
      I've used a few net cafes around the world and I'm pretty paranoid about key loggers recording my passwords, so I use a similar trick:

      When typing in a password, I add a few extra characters in the middle and then highlight the extra characters with the mouse. When you type the last few (valid) characters of the password the highlighted characters are automatically deleted and you can login - but a key logger won't know which characters are valid or not.

      --

      One of these days I'm moving to Theory - everything works there

    5. Re:prevention ... by gordguide · · Score: 4, Interesting

      I always do this, although my method is a slight variation. I like it better, but people are free to try anything that works for them.

      It's quite easy to do, and if you take the time to practice it each time you enter a PIN for a short while, it becomes second nature and you don't even need to think about it (leaving you free to scope out the area, the people around you, and yes, even look for cameras, as you should do at any ATM). I almost never have received a dialog about an incorrect PIN. Maybe it happened once (I've done this for years), but I can't remember any incidents of bad entries.

      What I do is place more-or-less my whole hand on the keypad, with pretty much every finger and my thumb touching a key; and press the relevant numbers with different digits (fingers/thumb).

      You hand barely moves when you do it right, and all the fingers, including the unused ones, kind of move a bit when you enter a number; it's really impossible to know which keys were pressed in which order. Try it.

    6. Re:prevention ... by Christ-on-a-bike · · Score: 1

      Or block that part of the screen out with your other hand as you type ... for the truly wary.

    7. Re:prevention ... by Kirill+Lokshin · · Score: 1

      I add a few extra characters in the middle and then highlight the extra characters with the mouse.

      This only works if you type the same extra characters each time; otherwise the real password can be obtained by comparing the characters from two logins.

    8. Re:prevention ... by LostCluster · · Score: 1

      Another tactic is to completely shield the keypad from view while typing the numbers by feel with your other hand. That'll at least annoy all visual attempts to steal the pin.

    9. Re:prevention ... by banana-stick · · Score: 0, Redundant

      Can someone explain the need for the camera at ALL? I mean, the PIN is on the friggin' CARD anyway!

    10. Re:prevention ... by morcheeba · · Score: 2, Informative

      good idea, but I'll bet most cameras will record some sort of rudimentary audio, so the loud beeps will inidicate the correct presses. To verify this claim, I just researched the U50 and found it doesn't record sound... but I know eventually the small cameras will. Even the chip in the $11 Ritz Dakota disposable records sound (but it's not bonded out on the package they use).

    11. Re:prevention ... by Anonymous Coward · · Score: 0

      Since they are already using cameras and card reader, why don't they simply use a keypad overlay to detect the key presses on an ATM? No camera needed, and your PIN reading accuracy has just improved.

    12. Re:prevention ... by Anonymous Coward · · Score: 0

      What about the beeps from keypresses? A 512mb sick in a cybershot would have been capturing video (likely activated when the card is inserted), and that includes audio.

    13. Re:prevention ... by Anonymous Coward · · Score: 0

      ...and beep.

    14. Re:prevention ... by Beryllium+Sphere(tm) · · Score: 1

      >why don't they simply use a keypad overlay

      I believe some scams have done precisely this.

    15. Re:prevention ... by onion2k · · Score: 1

      All the tones given by ATM keypads are the same. Banks aren't *quite* that stupid.

    16. Re:prevention ... by amw · · Score: 1

      The point wasn't to record tones as an indication of which keys had been pressed. Just as an indication of when keys had been pressed. Don't forget - the camera would already be able to see which keys the person had put pressure on, just not whether it resulted in a valid keypress.

    17. Re:prevention ... by oojah · · Score: 1

      Yes, but the point was to pretend to press some keys to hide your pin. This is made useless if the beeps tell you which presses were the real ones.

      --
      Do you have any better hostages?
    18. Re:prevention ... by Anonymous Coward · · Score: 0

      how about covering the typing hand with your other hand to obscure what you're typing... ???

    19. Re:prevention ... by grantdh · · Score: 1

      Don't forget to also think of a different number while your hand is typing in the correct one, just in case they're using mind-reading systems!

      --

      I left my body to science, but I'm afraid they've turned it down...
  41. Insert Your Card Machines Only? by MBCook · · Score: 4, Interesting
    The hack done (and those you usually hear about) work by modifying a machine where you have to insert your card. Does anyone know of the machines where you just swipe your card yourself are safe from this kind of tampering? I would think it would be VERY hard to add a skimmer without it being noticed unless you had enough physical access to the machine to take the cover off, make another little hole where the card swipes by and position the magnetic reading head in there, etc.

    Still, very interesting to see. I'm quite suprised at the digital camera half of it. Of course something like using fingerprints or some other kind of biometric would make things much harder for the thief.

    --
    Comment forecast: Bits of genius surrounded by a sea of mediocrity.
    1. Re:Insert Your Card Machines Only? by ottothecow · · Score: 1
      There is one (of the machines with a swipe instead of an insertion slot) near where I work but it wants me to pay the fee every time I use it. There is a small bank branch with 2 ATM's in a grocery store near my house where I dont have to pay the fee, but being bank ATMs, they are the big standard looking ATM's where you must insert your card. I did however notice the last time I was there that the screen had been replaced on one because it was much brighter and sharper.

      Maybe more bank ATM's should start having a card swipe but the only problem I see with a card swipe is you could potentially walk away with your account open whereas when it takes your card, you wait until you get your card before you leave.

      --
      Bottles.
    2. Re:Insert Your Card Machines Only? by Anonymous Coward · · Score: 0

      RFID tag transmitting technology will soon, or already has, made it possible to simply stick a sticker of moderate thinkness near where the card passes at one end. It can transmit the magnetic stripe info a few feet to where the bulky recording stuff is.

    3. Re:Insert Your Card Machines Only? by MBCook · · Score: 1
      Yeah. Well if you're going to withdraw from an ATM I would trust one at a bank (especially inside a bank, but at the bank's drivethrough) more than I would one at a 7-11, in a drive through kiosk in a parking lot, or one at any other little store.

      As for swipe ATMs, my major worry (as a bank operator) would be that I would expect that they would be more prone to mechanical failure (from ease of dust building up, people spilling coffee, etc) than an insert ATM. And your point about holding the card is well taken. Those ATMs usually abort everything if you don't do anything for a certain amount of time, but that's still an opening for someone to get my cash.

      --
      Comment forecast: Bits of genius surrounded by a sea of mediocrity.
    4. Re:Insert Your Card Machines Only? by MBCook · · Score: 2, Interesting
      I wouldn't think that that would fix it. The way the sniffer in the article would work it would still get your card number. I think the only real way to fix this would be to move to smart cards because you would need MUCH more physical access to the machine to install something to monitor the smart card access than to simply read a magstripe.

      Now if you used the RFID to prevent access, and not reading that could work. That way even if you got the mag stripe data from someone's card and put it on a blank card, you still couldn't withdraw cash from the ATM without the RFID tag being near. That would work great for credit cards and such too.

      Withdrawling from a teller is quite safe, but now most banks charge you extra for that becuase it requires them to hire actual people.

      --
      Comment forecast: Bits of genius surrounded by a sea of mediocrity.
    5. Re:Insert Your Card Machines Only? by Syclone · · Score: 1

      "Maybe more bank ATM's should start having a card swipe but the only problem I see with a card swipe is you could potentially walk away with your account open whereas when it takes your card, you wait until you get your card before you leave."

      Actually, this can be handled by the machine config. You just have to set the machine software to only allow one transaction per card insertion. Common practice.

      Most major banks have various hardware configurations that include various brands of equipment and various hardware setups, so have to be able to differentiate things like this.

    6. Re:Insert Your Card Machines Only? by RaZ0r · · Score: 1

      The hack done (and those you usually hear about) work by modifying a machine where you have to insert your card. Does anyone know of the machines where you just swipe your card yourself are safe from this kind of tampering?

      The problem with this type of reader is that it is rather easy to forget to 'sign' out of it. Although I suppose it is easy to forget your card in the kind where you insert the card.

      --


      - Think for yourself, question authority.-
    7. Re:Insert Your Card Machines Only? by Syclone · · Score: 2, Informative

      "As for swipe ATMs, my major worry (as a bank operator) would be that I would expect that they would be more prone to mechanical failure (from ease of dust building up, people spilling coffee, etc) than an insert ATM."

      Actually, it is the opposite. There is a much higher failure rate on motorized readers that take the card into the machine. Moving parts vs no movie parts, and all of that. With a motorized reader, you can get jams, misalignments between the internal reader and the face of the machine, etc. We see much higher failure rates on these.

      As I said below in another reply, dip/swipe readers only generally allow one transaction per insertion, and unless you walk away from the machine before doing a transaction and somebody immediately walks up behind you, it is not a likely problem. Also, cash is generally sucked back into the machine after a given interval on most dispensers (around 30 seconds). There are a few machine types that have what we call "spray" dispensers that completely let go of the cash and cannot suck the money back in. Most of these are old models, though.

      If a machine sucks your cash in because you didn't get it in time, in the US, you just go to your bank and file a Reg E dispute. This kicks off research of the transaction, and the bank can tell if you didn't get your money and will credit you back.

  42. Torrent of site by Rexz · · Score: 0
    I wasn't able to get the full pictures before the site died, but the thumbnails are fairly big:

    Link

  43. Re:Slashdotted! by Anonymous Coward · · Score: 0

    well, how about posting a mirror?

  44. IANABanker by DrLZRDMN · · Score: 1

    but wouldn't it also make it incapable of being read by the real one?

    1. Re:IANABanker by thebigmacd · · Score: 1

      No, because once it's well inside the machine you can stop the jittering.

  45. Umm, Police? by Kris_J · · Score: 1

    Shouldn't this have been taken to the Police, rather than home with some drunk guys?

    1. Re:Umm, Police? by InfiniteWisdom · · Score: 1

      What fraction of stuff you do when you're drunk seems like the best thing to do when you're suber?

    2. Re:Umm, Police? by Kris_J · · Score: 1

      Division by zero error. I don't drink.

  46. Comment removed by account_deleted · · Score: 5, Insightful

    Comment removed based on user account deletion

  47. Re:It is /.ed by Flooda · · Score: 0, Redundant

    mirror here: http://www.flooda.us/slashdotted

  48. This torrent no worky - mod down by Anonymous Coward · · Score: 0

    Dude is trying to get cheap karma, he has nothing.

    1. Re:This torrent no worky - mod down by Rexz · · Score: 0, Offtopic

      It should be working. I don't know why you're having problems. Other people are downloading OK. Maybe try following the link directly from the tracker (scroll down a little), but it should make no difference.

  49. this reminds me of by minus_273 · · Score: 3, Funny

    the story of the ATM machine left infront of a convenience store. People whould come up to it insert their card, type the pin and be presented with an error saying there is no more money left in the machine. A week later the machine disappeared. All the people who had used the ATM had given the data form their ATM cards and pin numbers to a fake machine that was logging the info!

    --
    The war with islam is a war on the beast
    The war on terror is a war for peace
  50. These skimmers are Trojans by Anonymous Coward · · Score: 0

    Who would spend good money on a device that could only nickel-and-dime some oblivious chumps? I propose that these devices are designed to spy on those with an acute enough awareness to have spotted and removed them. Only once these spybots are taken home do they activate, login to your wireless router and upload your quicken files and porno while computing your squalor index for Major League Baseball.

  51. metaphotos, thumbprint readers by summernot · · Score: 2, Interesting

    Too bad they didn't take pictures of the dissected device with the included cybershot.

    They should start requiring thumbprints at the ATMs. I'm typically a privacy freak, but I woldn't be averse to something like thumbprint readers installed on my bank's ATMs.

    1. Re:metaphotos, thumbprint readers by black+mariah · · Score: 1

      But... but... THEY could know what your thumb looks like! *SHOCK* *DISBELIEF* ;)

      --
      'Standards' in computing only impress those who are impressed by things like 'standards'.
    2. Re:metaphotos, thumbprint readers by Anonymous Coward · · Score: 2, Informative
      Read about the method of replicating someone else's fingerprint here: http://www.schneier.com/crypto-gram-0205.html

      For any biometric, once there is a way to trick it, you are screwed. You can't change your fingerprint like you can get a new password, and the massive infrastructure investment in the biometric system pretty much guarantees the bureaucracy will just try to pretend it isn't happening.

  52. Sure... by dark-br · · Score: 3, Funny



    Drunk guy: Here, I took this from an ATM machine *hicup*
    Police guy 1: Destroing private propriet while drunk uh?! You are under arrest!
    Police guy 2: These gang ppl are getting even dumber!

    1. Re:Sure... by Profane+Motherfucker · · Score: 0

      It was like what I saw on COPS tonight. This crack whore flagged down a cop in Ft. Worth and told him that some woman ripped her off and wouldn't give her $20.

      The cop asks, why would she have your $20? She said, she ripped me off an gave me a bag of plaster. The cop says, where you trying to buy drugs? She says, yes, and she stole my money and wouldn't give me the crack. The cop asks, are you a prostitute? No, she say, I just do crack.

      So the cop walks over the house in question and asks the owner if she sells crack. Heavens no, not in front of my baby, she says. I'm a prostitute, not a drug dealer. The drug dealers lived across the street and moved. I just am a prostitute. I care about my kids.

      The cop then walks back over to the crack whore and tells her not to come back, that she will be arrested if she does. She says, I have $2. I'm going to get a cup of coffee.

      End of story.

    2. Re:Sure... by Anonymous Coward · · Score: 0

      I saw this too. She was complaining that she needed the money back to buy food. Luckily the cop wasnt on his ass like most. When he asked her how she was going to buy food with a 20 she spent on crack and she didnt have an answer. Sigh people need to get educated a bit more and my life would be a lot easier.

  53. An idea by Anonymous Coward · · Score: 5, Interesting

    PIN numbers and the way they are entered have terrible security implications.

    Why can't you, say, have a 5 digit number and the ATM machine would ask you something like "What is your first, third and last number?" or "What is your first number plus your fifth number?"?

    Or how about you have to look through a keyhole to see the ATM monitor so nobody else can see it. Then, before it asks you to enter your details, it shows you the mapping of the keys on the keypad. So, if you have a 9 digit keypad, it would shuffle the numbers around you look into the keyhole and see:

    167
    482
    539

    Then you'd press the button that is in the right position for each number.

    1. Re:An idea by Anonymous Coward · · Score: 0

      Because it would limit the amount of people able to use the ATM. There are far too many people that have a hard enough time with the 4 digit pin and the keypad as it is. Sad isn't it?

    2. Re:An idea by Vegeta99 · · Score: 1

      amen on that. I was once in town waiting in line to use an ATM, and an older woman just couldn't figure it out. So, I instructed her on it, and she withdrew $900 right in front of me. I don't think she understood that she was supposed to keep her pin private. "OK, now it wants your pin." "oh, it's ...." "nono, type it in." .. yeesh, people. It's easier than getting money from a teller, for god sakes.

    3. Re:An idea by cortana · · Score: 4, Insightful
      Because--and I know it's been said already, but it's important enough to say again--people are fucking stupid.

      Of course, that shouldn't stop the bank from offering my optional security measures such as the ones you detailed above. Oh well.

    4. Re:An idea by Monkelectric · · Score: 1

      A story too strange to make up -- a friend of mines grandfather came home screaming about a new invention that JUST CAME OUT! "IT'S A MACHINE YOU STICK YOUR CARD INTO AND IT GIVES YOU MONEY! YOU DON'T EVEN HAVE TO GO INTO THE BANK!" This was about 1998.

      --

      Religion is a gateway psychosis. -- Dave Foley

    5. Re:An idea by AgentAce · · Score: 1

      We had something like that at DOE when entering restricted areas...we'd wave our RFID badge across a reader and then have to enter our PIN into a keypad, then do a hand scan...

      the numbers on the keypad were only visible if you were directly in front of it, and you had to enter the PIN 3 times, the numbers on the pad being shuffled after PIN entry so nobody around you could see what you were pressing

      I'm sure a similar system could be adapted to ATMs

    6. Re:An idea by glorf · · Score: 4, Informative

      Because the Americans with Disabilities Act forces even drive-thru ATMs to have braille. Never mind the fact that the on screen displays aren't standardized and the prompts point to different buttons at different banks. Any system you come up with that requires a sighted person to operate will not work.

    7. Re:An idea by Anonymous Coward · · Score: 0

      IIRC, this is because the PIN salt is actually stored on the card itself. This was done so that the ATM machine does not need to "be online" when dispensing the cash. There was some hack posted that exposed the weakness in the PIN salt a while ago, but that's where I got the info from.

    8. Re:An idea by Chanc_Gorkon · · Score: 1

      Not true. The main reason that dirve thru ATMS have braille on them is not he ADA. It's because Diebold does not know where they are going. So they put braille on all of them. Also, some machines like my banks machine have a headphone jack on the front. The sight disabled person can just stick a regular walkman headset into the hole and press the button next to it. Text to speech reads to them what is on the screen. Never tried it, but of course, I am not blind either.

      --

      Gorkman

    9. Re:An idea by Anonymous Coward · · Score: 0

      Are they really encouraging blind people to use atm machines? Even sighted people get robbed, and any crook knows a getaway you cant see is a good one.

    10. Re:An idea by Danny+Rathjens · · Score: 1

      heh, that's funny how you pretended you didn't know the M in ATM stands for 'machine' to prove your first sentence. 8^)

    11. Re:An idea by Lumpy · · Score: 2, Informative

      actually the US post offices use a entry keypad kind of like that.

      all 12 keys have a 7 segment display behind them. every time the keypad is activated the numbers displayed are scrambled, you type your 4 digit pin and voila. someone standing there or recording the keypad will get NOTHING.

      Old tech, it's just that ATM's are designed for durability as most people are so stupid as to bash on the things or really stupid kids that get jollies out of destruction...

      --
      Do not look at laser with remaining good eye.
    12. Re:An idea by Anonymous Coward · · Score: 0

      heh, that's funny how you pretended you didn't know the M in ATM stands for 'machine' to prove your first sentence. 8^)

      wow... Can I do what you do for a living? If that level of "stupidity" is even on your radar screen, you must have a[n un]fairly human-free daily life.

    13. Re:An idea by Anonymous Coward · · Score: 0

      No, it stands for "Mode"
      what kind of a geek are you anyway?
      ATM means Asynchronous Transfer Mode

    14. Re:An idea by bluGill · · Score: 1

      The ATMs I use have instructions in braille. I presume they tell the blind person what is going on at it each so the blind person would just have to insert card, and then follow the instructions, ignoring whatever is on the screen.

      The drive-up think is a joke. Sure they place those machines so that you can easily use them from a car, but I've walked up to them, and they work just fine in that mode. (The window on my car doesn't work so I have to get out to use them)

      More recently headphone jacks have started appearing on ATMs.

      Most blind people have a little sight, but what that means varies from person to person. Nearly all can see the sun. Some can pick up a dropped bus ticket. Others... Too hard to say, but it isn't quite as hard as you might think for most blind people to use an ATM.

    15. Re:An idea by Brew+Bird · · Score: 1

      'ATM means Asynchronous Transfer Mode '

      Your kidding, right? There are ATM networks and their are networks used by ATMs...

      Rarely do ATMs use ATM networks...

    16. Re:An idea by Suidae · · Score: 1

      Besides, the keys are all marked in braille. Even at the drive-up ATMs.

      (I know, but old jokes are always funny)

    17. Re:An idea by autocracy · · Score: 1

      Except maybe the numbers that show up on the pad as well?

      --
      SIG: HUP
  54. Did you bother reading my post? by Anonymous Coward · · Score: 0

    Please re-read the post.

    Nineteen Eighties. Not nineties.

    And it's a chick running the operation, not a 60 year old dude. And they were doing ATM scamming, not going after some exotic piece of equipment. And it was a cable movie, not a theatre release.

    God damn your reading comprehension skills aren't worth a fuck.

    1. Re:Did you bother reading my post? by nfotxn · · Score: 1

      Wow, do you work in a comic book shop?

      --

      _nfotxn

  55. This happened at a Mall near my house in CT in '93 by phpsocialclub · · Score: 2, Informative

    At
    the Buckland Hills Mall, in Manchester CT, in 1993, some scam artists
    installed a fake ATM machine. They had negotiated with the Mall officers,
    pretending to be Bank officials, and had gotten permission. Apparently, they
    even got the phone company to come in and lay down some lines. Then, they
    installed an ATM machine they had stolen.

    It was programmed to read off the account numbers, remember the PIN as it was
    typed, then claim some kind of error and refuse to give out money. They left
    the machine in the mall for a WEEK, collecting PINs, then they came back, took
    it machine back to "repair", and have since printed up new cards, and have been using the PINs to siphon off money.....

    I think they got about $250,000 before the FBI got them

  56. The bottle looks like it should hold cough syrup. by waxmop · · Score: 1

    I'll keep my eye out for those other fine products. "Red Stripe for men" sounds very macho. Is the Red Stripe I'm drinking now somehow not a man's lager?

  57. Yeah, I saw that one by Anonymous Coward · · Score: 0

    Oddly enough, the ATM part was the only part that I remembered... and I thought of it as soon as I saw this article.

    Don't remember enough about it to even try to look it up on IMDB.

  58. Rules for ATM Skimmers by rjamestaylor · · Score: 4, Funny

    Rule #1: Always remember which machines you've bugged so you don't accidentally expose your work during "investigations."

    Rule #2: If you fail to follow Rule #1, act surprised and shocked at your "fortunate discovery."

    Rule #3: If your work is exposed, especially in a Rule #2 setting, be sure to dismantle it so the destination can't be traced.

    --
    -- @rjamestaylor on Ello
  59. You idiot! by moosesocks · · Score: 4, Funny

    You idiot! You just stole your bank's security camera

    --
    -- If you try to fail and succeed, which have you done? - Uli's moose
  60. Posts, grammer, sense? by Gerr · · Score: 0


    Does anyone read these posts before putting them up on the web site? The sentences that were used to construct this story don't have any business being put next to each other. The pronouns are all mixed up.

    Rediculous.

  61. Re:This only works with poorly clued-in users by rjamestaylor · · Score: 1

    Don't be too surprised that people would fall for an out-of-place external reader -- the "Box on a Chair" to receive deposits at an ATM with a paper sign reading "Sorry - ATM Out Of Order. Please place deposits in the box provided below. Be sure to fill out your account number with PIN on your deposit slip for proper deposit credit" works EVERYTIME.

    --
    -- @rjamestaylor on Ello
  62. We got some smart ones here by Pheersome · · Score: 1

    "ATM machine"!? "PIN number"!?!? Really, I would've expected the slashdot crowd to be the last ones to perpetrate these redundancies. Among my geek friends, we always rag on one another when one of us says something like that...

    --
    Better to light a candle than to curse the darkness.
  63. Trap? by samplehead · · Score: 2, Insightful

    Wouldn't have been better to leave the devices in place and stake out the fraudters. They either must be hanging around at times to receive the data remotely or else occasionally pop by to collect the memory stick? Or am I missing something?

  64. For a related article... by qw(name) · · Score: 2, Informative


    Check out this advisory put out by the Univ of Texas, Austin.

  65. I thought they already were... by BadlandZ · · Score: 1

    I thought ATM's already had a mechinism in place to help fight this... Called a Video Camera?

    1. Re:I thought they already were... by Anonymous Coward · · Score: 0

      Okay. We'll play your game.

      Why was the tuna fish pink coloured? Because it ate blue beefsteak! :-P

      You can shove your anti-pleonastic ideals up your ass! (And, before you bitch, all those words are in all the best dictionaries.)

  66. Why use a camera? by Squidbait · · Score: 1

    All of these scams that I've seen use a camera to get the PIN, but why not modify the machine to electronically record the PIN as entered by the customer? It must be used electronically in the machine to verify that the correct PIN was entered, so why can't this data be snatched somewhere during the process? The camera seems like a silly and unnecessary hack.

    1. Re:Why use a camera? by Anonymous Coward · · Score: 0

      How do you plan to interface with the machinery INSIDE the ATM?

    2. Re:Why use a camera? by fatman1683 · · Score: 1

      The whole point of a system like this is that it requires ZERO internal alterations to the ATM system, and therefore, ZERO access to said internals. Even if you could somehow gain access to the ATM's internals to install such a device, you'd probably be better off just grabbing the cash straight out of the ATM.

      --
      Look, defenseless babies!
    3. Re:Why use a camera? by Anonymous Coward · · Score: 0

      Actually, the Keypads in bank machines encrypt the data that is sent to the terminal to prevent people from doing just this.

    4. Re:Why use a camera? by Dnigh · · Score: 2, Informative

      The scammers don't have full access to the atm...

      They can only add hardware in front of the card reader. So they need the camera to read the PIN as it is typed in, they cannot modify the hardware/software inside of the atm.

      Personally I would be more worried about the fact that a large number of ATMs in the world still use single DES.

    5. Re:Why use a camera? by Squidbait · · Score: 1

      Of course. Actually I was thinking more along the lines of scams where you set up a real store with a rigged ATM machine and a camera in the ceiling, for example. This gets done a lot too; some guys in Vancouver had a gas station and made off with millions from thousands of accounts. In these cases, you own and setup the machine yourself; it's already modified to record card info, so why not the PIN?

    6. Re:Why use a camera? by nervous_twitch · · Score: 1
      The whole point is that you can't (easily) get at the internals, so you tack on stuff to the outside to get the info you want.

      Of course, you could build a trojan keypad.. it could sit over the top of the real keypad and transfer the keypresses through mechanically while recording which buttons were pressed.

      --
      Trees everywhere, and not a forest in sight.
    7. Re:Why use a camera? by fatman1683 · · Score: 1

      Actually, most of the ATMs in restaurants and convenience stores are rented, not owned, and are designed differently that standard ATMs, in that the cash bin is totally separate from all the other internals, and uses a separate key. These rental companies provide the machine, the maintenance, and access to their processing network. Most companies skip the 'rental' part entirely, and just pay you a small monthly fee, just to have the machine in your store, and they take care of all operation and maintenance, including cash handling and processing. Basically they're renting the space in your store, rather than you renting the machine, in which case you don't get a key to the machine or anything, and if you try to tamper with the machine in any way, the company will terminate your contract and probably try to prosecute you.

      --
      Look, defenseless babies!
    8. Re:Why use a camera? by Anonymous Coward · · Score: 0

      It's an ATM or an AT Machine. ATM Machine is redundant.
      It's about as stupid as saying The IRS Service or DVD disk or USA America or PIN number.

  67. Comment removed by account_deleted · · Score: 2, Insightful

    Comment removed based on user account deletion

  68. Mirror by Anonymous Coward · · Score: 0
  69. IR LEDs by swampa · · Score: 2, Interesting

    Recently I noticed that on Commonwealth Bank ATMs in Australia, that there had been LEDs affixed to the side panels about 3/4 the way up

    I hadn't thought to much about them until now, but maybe they are the latest (and cheapest?) defense against these card capture systems (seeing that the IR would ruin the photos)

    1. Re:IR LEDs by Anonymous Coward · · Score: 0

      Actually the opposite. The IR would make the pictures visible even if it was very dark. It's for the ATM's own security camera.

    2. Re:IR LEDs by gordguide · · Score: 2, Informative

      Just a guess here, but if they really were red/infared spectrum LEDs its more likely they are used to illuminate your face to be recorded by an infared camera. Most newer security cameras can switch from daylight to IR as light levels change.

      True infared-only lamps appear totally black to humans, by the way, as does the filter over the camera lens. But it's also common to use near-infared systems that will glow/look red to us (they're cheaper).

  70. Smartcards by StArSkY · · Score: 2, Interesting
    Over here in Australia some of the banks have started a transition to Smart cards. The Idea being that it is a lot harder to duplicate a microchip than to fake a magnetic strip.

    ANZ Bank

    it also uses the Microchip as part of the auth for web banking. So what if they get your pin, how the hell are they going to duplicate the smartcard.

    --
    lounge around on the blue couch
    1. Re:Smartcards by BCoates · · Score: 1

      how the hell are they going to duplicate the smartcard

      Fake ATM. User inserts smartcard, dials pin, requests $20. Fake ATM transmits smartcard information (the entire 2-way conversation, unmodified) to real ATM nearby, where someone dials in pin and requests $300, signals back to fake ATM to dispense $20.

    2. Re:Smartcards by Soulfarmer · · Score: 1

      Here in Finland, most new cards are also equipped with chips. I'd reckon it is preeetty much harder to make a copy of. But hey, Australia is not US, nor is Finland... maybe we are that much backward countries. I mean, if someone now says that smartcards are old news :)

      --
      -Is the meaning of life vanity, or is vanity the meaning of life?
    3. Re:Smartcards by Christ-on-a-bike · · Score: 1

      I assume this man-in-the-middle would not work because they also hash the quantity withdrawn. Your conversation won't work for $300, sorry.

    4. Re:Smartcards by BCoates · · Score: 1

      How does the card know what the user dialed into the ATM's keypad? It would recieve the signal for $300 withdrawl from the legit ATM.

      This could be solved by a trustworthy input or output device kept by the user or part of the card, but afaik ATM smart cards don't have that.

    5. Re:Smartcards by JohnnyCannuk · · Score: 1

      This won't work.

      Firstly, the "real" ATM can sense if there really is a card in the slot. But, for the sake of arguement, lts assume they can get by this.

      Every SmartCard reader, espeically those used by banks, follows the protocols and procedures of the Visa Open Platform, now called Global Platform. In order for the card to be used, it must authenticate to the reader/host application and vice versa. This is done through the External Authentication. Basically it is a somewhat complicated challenge-response protocol, involving a random host and card challenge EACH time. Once you successfully navigate that, THEN you authenticate the USER of the card via the PIN.

      Once that is done, ALL transactions are signed and hashed and, with the hash of the previous transaction becoming the host challenge of the next transaction. This is difficult to do correctly when you have the keys and know the algorithm. I would venture it is nearly impossible without.

      So, unless you know the correct keys for both encrypting and signing used by the bank or financial institution AND you can then use them to do EXAUTH on the real machine, AND you can sucessfully navigate the algorithm for transactions, the man in the middle attack simply won't work for a smart card. The GP spec was designed with this kind of attack in mind.

      And even if you could for a single card, it is highly unlikely you could do it for more than one. So is $300 worth this kind of effort at an ATM?

      Easier to hit someone over the head with a pipe after they've walked away with a pocket full of cash.

      --
      Never by hatred has hatred been appeased, only by kindness - the Buddha
    6. Re:Smartcards by BCoates · · Score: 1

      The attack I'm proposing isn't based on defeating the secure communication between the bank's ATM and the smartcard.

      It's based on the fact that the user trusts the ATM's keypad and screen to accurately describe the transaction the card is being asked to do--so while the smartcard<->ATM<->bank link is assumed to be totally secure, the human customer<->ATM<->bank link is hardly secure at all. The display reports that the account is being charged $20, and when the customer gets his $20 and a reciept, he has no reason to doubt it.

      Even if it were not possible to remotely relay the connection between the smartcard and the ATM (something I wouldn't count on), the attacker could physically transport the victim's smartcard into the real ATM, via a false front mounted on it. This would be a substantially more elaborate device than needed to skim magnetic cards, but it would have the potential to steal thousands of dollars of cash a day.

    7. Re:Smartcards by JohnnyCannuk · · Score: 1

      "Even if it were not possible to remotely relay the connection between the smartcard and the ATM (something I wouldn't count on)"

      Well, trust me, you can count on this. In order for the remote reader to even access the card long enough to ask the user for the PIN, it must be able to have access to the private key of both the card and the vendor. It then must be able to decrypt and "unhash" a random challenge generated by the card AND by the host bank application in order to fake out the transaction and replace $20 with $300.

      As for your put something physically between the customer and the card to intercept the PIN, letting the bad guys seem to use the card legitimately, you are right this is the weakest link in the chain. But again, the technological resources required to do that are not only immesne but not likely to happen. In reality, the same weak link exists between the user than their card right now. Why don't the scammers do the fake fronts right now? Well, it's hard to fool even the dimmist bank machine user with a total fake front. A fake slip over the card reader can easily go unnoticed. Most machimes have cameras now. Much harder to put up a fake front with that kind of sophistication without getting caught. You can pretend to do you banking and slip a cover over the card reader. But most importantly, the fake front will probably require the scammer to be physically present in order to complete the crime. With magnetic stripe cards, it is much easier because they can copy the card and debit the account at a later time. They cannot copy the smartcard, so they must be physically present, steal the PIN and debit the account (at another nearby machine) immediately in order to succeed, all the while sending seemingly legitimate commands back to the user in real time. Given all of that I think that your scenario, while possible, is highly unlikely and not likely to succeed if it were tried.

      So are smart cards the perfect solution? No, but they are orders of magnitude more secure than magnetic stripe cards.

      Why not use them?

      --
      Never by hatred has hatred been appeased, only by kindness - the Buddha
  71. Why use someone elses machine? by JacobO · · Score: 1

    I understand that this has been done with non-bank machines. An ATM can be bought for less than CAD5,000, it could be modified in the comfort of your evil lair and then located in any willing location such as a convenience store (a service you'd offer for free of course) - with good potential for ROI, any good crime boss ought to "lend" you the start-up money. Afterall, budding entrepreneurs need that scale of motivation to really be successful... :-)

    Actually, I wonder how much you could make by running one of these scam machines in it's usual legal configuration! (They are a big scam to begin with - $1.50 per withdrawal is disgusting!)

    1. Re:Why use someone elses machine? by gordguide · · Score: 5, Interesting

      I know a few people who have delved into the 3rd-party ATM business. Note to non-Canadians: by law the bank has to let authorized independents access the Interac system. You go through quite a bit of verification; it's no way to scam anyone.

      The machines usually cost near $C 10K each, I suppose it's possible to buy one for half that used.

      The hard parts are:
      You need a bunch to really make it worthwhile; one machine is too much trouble for the piddly returns you get.
      They don't hold much cash; you have to refill often and it's going to be out-of-order (read: out of money) a lot if it's in a high-demand location. Try the 7-11 or a local bar.
      You have to somehow get a good location; usually this means giving a half-cut to the owner of the business you put it in. Indoors, locked at night, basically.
      You have to have the cash to keep it full; you need a float of a couple grand a machine, minimum. More is better, saves trips to fill it up, but you can start with that and fill it twice a day if you have to, till you start making money.
      After you piece off your retail partner (for the location) you can gross 75cents a transaction. If it's really competitive (as it seems to be where I am) you might end up giving the store a buck to keep the machine on their premises. At 100 transactions a day, that's 75 bucks or less. A hundred transactions requires a float near 10K per machine, or alternately thrice-a-day refills. Now you know why you need to have a dozen or so to start; one machine is just as much trouble as 10, so you may as well make a full-time job of it.
      Most of your machines won't average that many transactions. A hundred a week is apparently more common (they're everywhere; and each new one siphons off some of your traffic).
      The guys I know recently sold them off; the two of them had 8 altogether. Too competitive, the damn things are everywhere and many bar owners, gas stations and convenience stores just buy their own and keep the whole buck-and-a-half.
      They didn't make a killing; but if you were really into it and got up to 20 machines the income would be enough to support a full-time person. Hardly lucrative, but an enterprising individual can do OK.

    2. Re:Why use someone elses machine? by Anonymous Coward · · Score: 0

      a really nice scam ATM would be one that is PERFECTLY LEGAL. i mean in every way. except the fact that when it's used it reports some random error about the machine not having money. then, it charges you the $2.00 or $3.00 terminal fee anyway. LOL. you'd make so much cash....

    3. Re:Why use someone elses machine? by Anonymous Coward · · Score: 2, Insightful

      Let me break this post down piece by piece, either the author is talking out of his ass, or has morons as friends

      I know a few people who have delved into the 3rd-party ATM business. Note to non-Canadians: by law the bank has to let authorized independents access the Interac system. You go through quite a bit of verification; it's no way to scam anyone.

      You're kidding me? Quite a bit of verification? Anyone with the $$$ can get hooked up into an ATM network

      The machines usually cost near $C 10K each, I suppose it's possible to buy one for half that used.

      You can purchase brand-new ATM's for $2.5USD

      The hard parts are:
      You need a bunch to really make it worthwhile; one machine is too much trouble for the piddly returns you get.

      One machine in a decent location will pull $1k/month easy.

      They don't hold much cash; you have to refill often and it's going to be out-of-order (read: out of money) a lot if it's in a high-demand location. Try the 7-11 or a local bar.

      Yeah, you drive-up with a trunk full of cash and re-fill the machine yourself, right? Loomis Fargo does it with these interesting things called "Amored Vans".

      You have to somehow get a good location; usually this means giving a half-cut to the owner of the business you put it in. Indoors, locked at night, basically.

      Hahaha, most people are happy to get a couple hundred bucks for a machine a month, 50% is outrageous

      You have to have the cash to keep it full; you need a float of a couple grand a machine, minimum. More is better, saves trips to fill it up, but you can start with that and fill it twice a day if you have to, till you start making money.

      You don't fill the machine with your *own* cash, what are you talking about? This business only requires you to lease/purchase a machine, not supply funds. That's what banks and cash replenishment services are for.

      After you piece off your retail partner (for the location) you can gross 75cents a transaction. If it's really competitive (as it seems to be where I am) you might end up giving the store a buck to keep the machine on their premises. At 100 transactions a day, that's 75 bucks or less. A hundred transactions requires a float near 10K per machine, or alternately thrice-a-day refills.

      The average machine cartidge carries $40,000.00 USD in it, where do you fill three times a day?

      Now you know why you need to have a dozen or so to start; one machine is just as much trouble as 10, so you may as well make a full-time job of it.

      Full-time job? Ahaha, this is passive income (minus establishing a location).

      Most of your machines won't average that many transactions. A hundred a week is apparently more common (they're everywhere; and each new one siphons off some of your traffic).
      The guys I know recently sold them off; the two of them had 8 altogether. Too competitive, the damn things are everywhere and many bar owners, gas stations and convenience stores just buy their own and keep the whole buck-and-a-half.
      They didn't make a killing; but if you were really into it and got up to 20 machines the income would be enough to support a full-time person. Hardly lucrative, but an enterprising individual can do OK.

      Your last comment hit the nail on the head

      If you want the real scoop on this subject, I suggest you take a look at http://www.mag-card.com

  72. How not to Get Scammed at the ATM by bad_fx · · Score: 4, Funny

    Here's some great tips on how not to get scammed at the ATM. It's also got some images of a modified ATM...

    1. Re:How not to Get Scammed at the ATM by dave1212 · · Score: 2, Funny

      Everything minus the pic.. it's worth it to visit. Lostbrain rules.

      Don't Get Scammed at the ATM

      Look for these tell-tale signs to avoid losing your money, or inadvertently handing your PIN number over to the Russian mafia the next time you use an automatic teller:

      1. If the ATM appears to be crudely attached to the back of a Toyota Celica, or Ford Ranger Pickup truck, BEWARE!

      2. If you see an ATM that has been cleverly modified, as this one has, BEWARE!

      3. If there are any Russians nearby, BEWARE!

      4. If the ATM machine has three windows on the front displaying spinning fruit, BEWARE!

      5. If the ATM machine says "Rubbermaid" anywhere on its exterior, it is likely not an ATM machine, but a cleverly disguised trash can. BEWARE!

      6. If, at any point during your transaction the ATM opens to reveal a small naked man inside, BEWARE!

      7. If the ATM machine wants you to play a game of three card monte, BEWARE!

      8. If the ATM machine is sponsored by Martha Stewart, BEWARE!

      9. If the ATM machine promises to "gladly pay you on Tuesday, for a hamburger today," BEWARE!

      10. If there is a sign attached to it that says "Beware of ATM Machine," BEWARE!

  73. Recent spat in Canada by kbahey · · Score: 3, Informative

    These skimming devices were commonly detected in Canada (Ontario) during the last year or so.

    They are becoming more and more sophisticated, and the police busted several people for it, and issued precautions for the public:

    - Try to use machines in the bank branch you deal with
    - Try to avoid machines in public places (malls, convenience stores, ...etc)
    - Report anything that looks suspicious on a machine

  74. No kidding? by el_munkie · · Score: 4, Funny

    This makes Canada an ideal vacation place. I might spend Spring Break robbing Canadian banks. See ya soon.

  75. Re:notify authorities? by timmarhy · · Score: 2, Insightful

    your living in a fools paradise. 1: lift prints from an ATM? are you nuts? do you realise how many people coudl have touched it? it'd be worthless. 2: reporting things like this tend to be a case of the messenger getting shot. they would be NUTS to do anything other then what they did

    --
    If you mod me down, I will become more powerful than you can imagine....
  76. Fonzy every Machine by sPaKr · · Score: 3, Funny

    This just proves that you should smack every machine a few times before and after you use it. If you smack it hard enough you get a few spare parts and protoect your credit. I have taken to kicking, shacking, and hitting every vending maching I use in the name of safty. BTW the same thing applies to people, but with them I have found poking with stick to be the best method.

    1. Re:Fonzy every Machine by An+Ominous+Cow+Aired · · Score: 2, Funny

      You poke people with a stick... what extra parts fell off? And what did you do with those parts?

      --

      Become A Real Millionaire, in 10 seconds, on your computer! (rf=really fast) Read manual, YMMV.
      rm -rf *
  77. Re:notify authorities? by Anonymous Coward · · Score: 1, Insightful

    but who touched the camera internals if no one knew it was there? who tocuh the back end of the skimmer that is not exposed to the public?

  78. Rule #4 by Mulletproof · · Score: 1

    ...Create a website that displays and exposes the source of the injustices commited against you, thereby cloaking yourself in percieved innocence?

    --
    You need a FREE iPod Nano
  79. Okay, two points. by Anonymous Coward · · Score: 0

    #1. Nice scam to be on the lookout for. #2. These people have some nice bandwidth!

  80. Other Outdoors Card Swipe Machines by Anonymous Coward · · Score: 1, Insightful

    I wonder how long it will be before such a mechnism is built for card-pump gas stations and other outdoor card swipe machines?

    1. Re:Other Outdoors Card Swipe Machines by ledow · · Score: 1

      That's one of the reasons those machines are rare in the UK. We pay by going into the forecourt shop after we fill up. Yes, we get people who run off without paying but usually the stations refuse to pump petrol (you call it gas) unless they already have read your vehicle registration/license plate and have you on CCTV.

    2. Re:Other Outdoors Card Swipe Machines by Anonymous Coward · · Score: 0

      That sounds terribly inconvenient. Most people I know (in the US) avoid gas stations that don't have credit card readers at the pump. You're living in the stone age, my friend...

  81. Re:notify authorities? by harks · · Score: 1

    Prints would be useless, but at least you could get someone to watch for who comes back to pick this thing up, arrest them, and still have the equipment photos for educating the public

  82. Try a bank/post office in one by scruffyMark · · Score: 4, Funny
    Seriously, the German national post office is also one of the largest banks in Germany. Makes sense on a certain level - every little town already has a post office, so why not just add bank services to the existing office.

    But, here's the problem: not only do they offer banking and postal services at the same wickets, they also don't seem to have discovered the marvelous North American method of having one line up for multiple tellers. You don't really appreciate having the first available clerk can always help whoever has been in line longest, until you live out the alternative.

    So, you go to the post office with your single envelope, correctly addressed, just needs to be weighed and have postage slapped on it... You have to carefully scan the lines, and suss out the people waiting. That fellow with the big fat envelope - is he mailing something in bubble wrap, or is it full of unsorted petty cash and small cheques that need to be deposited into three different accounts? That lady with the shopping bag - is she checking her PO box, or remortgaging her house?

    --

    What is the robbing of a bank, compared to the founding of a bank? -- Bertolt Brecht

  83. F*ck pictures! by WasterDave · · Score: 1

    We want firmware! What's wrong with you!

    Dave

    --
    I write a blog now, you should be afraid.
  84. Those poor guys... by Pejorian · · Score: 1

    "A team of organized criminals is installing equipment...The team sits nearby in a car..."

    That means our British friends were probably followed home by some Organized Crime Thugs, and they will probably end up washing up on the shore of the Thames somewhere down-river.

    Yikes. Slashdotting is the least of their worries..

    --
    - Murphy's Corollary: - It is impossible to make things foolproof because fools are so ingenious.
    1. Re:Those poor guys... by Anonymous Coward · · Score: 0

      Sure, kill some blokes for 500 pounds. Would be a real smart move and not attract anyone's attention. And people who steal ATM cards probably rape little children, too.

  85. Dusting for Fingerprints by Zapdos · · Score: 2, Informative

    Is out of the question now. It is against the law to destroy a crime scene, or tamper with evidence. Regardless of police involvement, the person taking this device knew what it was, he therefore committed the crime of destroying evidence. The person who stole the card info just got away, but how about the people who just destroyed this evidence?

    1. Re:Dusting for Fingerprints by daveashcroft · · Score: 2, Insightful

      And you are basing this on knowledge of the law in which country? Different countries, different laws.

    2. Re:Dusting for Fingerprints by Zapdos · · Score: 1

      Civilized

    3. Re:Dusting for Fingerprints by hesiod · · Score: 1

      > Civilized

      Funny, never heard of that country. Since your country has the same laws as every other country, can you explain how conflicting laws are dealt with? Or do they just imprison anyone who breaks a law that might be in effect somewhere?

  86. Thief! by Anonymous Coward · · Score: 0

    Dude! Give me back my card reader!

  87. How hard can it be......... by reality-bytes · · Score: 1

    How hard is it to just check if theres an attachment on the ATM card-reader?

    If anything around the card slot looks suspect - just get hold of it and pull!

    If it comes away in your hand, act like nothing happened (your criminals may not be far away). Pocket the thing and then run like the clappers.

    Turn the gear into the authorities at your leisure.....

    --
    Ripping an new rectum in the fabric of spacetime.
    1. Re:How hard can it be......... by jorgen · · Score: 4, Funny
      If anything around the card slot looks suspect - just get hold of it and pull!

      Getting arrested for vandalizing an ATM: Priceless. :P

  88. and then what? by Pejorian · · Score: 1

    ... and then hit them on the head? Bawl them out for being Bad People? End up dead because you messed with the Mob?

    Nah, call the police, maybe.

    But probably the fraudsters were across the street watching. Then they followed our British friends home, and they'll probably "disappear"...

    --
    - Murphy's Corollary: - It is impossible to make things foolproof because fools are so ingenious.
    1. Re:and then what? by samplehead · · Score: 1

      Of course this would be a matter for the proper authorities to deal with. My point being that if the stuff was left in place there was a better chance to catch the fraudsters. I don't know why you assumed otherwise.

    2. Re:and then what? by Technician · · Score: 1

      One word. Stakeout.

      Simply find a hidden spot to view the machine and use a telephoto lens. The batteries only last a short while in the hack. They are usualy installed to capture weekend activity. If it's on a drive up machine, be sure to captuere the plates of all traffic and note which took the device. Let the authorities deal with contacting the mob. Be sure to forward the photos of the scammers and plate to the local newspaper with close up photos of the modified ATM. Post photos of the scam on the ATM itself. Stake it out and see who removes the photos.

      --
      The truth shall set you free!
  89. Yeah for fingerprinting at the very least by MCRocker · · Score: 4, Interesting

    At the very least the cops, err... bobbies, might have been able to get a finger print or two, trace the purchase of the camera or the serial number on the SD card. Even if it doesn't lead to a direct capture, this sort of thing stays on record and can be used later when these scammers inevitably get nabbed for something else down the road.

    Besides, what about the other victims? Now there's no evidence that they were scammed too. They might have to eat the loss themselves without some corroboration that they were scammed.

    Also, the equipment may have cost the scammers more than this particular victim lost, but is this junk really worth much at all to the victim other than bragging rights?

    Finally, aren't a lot of British cities brimming with cameras these days? If this stuff had been left in place it might have been possible to track the scammers when they picked the equipment up.

    --
    Signatures are a waste of bandwi (buffering...)
  90. not anymore by sulli · · Score: 4, Funny
    These days they nail you for interest the week before you take cash out. And sometimes it's as much as a full billing cycle in advance.

    How do they know, tinfoil-hat man? Data mining! They know when and where you'll be taking that cash out, oh yes they do.

    --

    sulli
    RTFJ.
    1. Re:not anymore by Sanksa+Wott · · Score: 1

      Tivo can predict your purchases before you even make them!

  91. Did I miss the part where.... by jeaster · · Score: 2, Interesting

    They tell us how they put the devices in place? 1) They put them in place, and hope the surveillance tape is overwritten before anyone knows to look. 2) They obscure or cover the camera long enough to put the devices in place. The second seems more likely, but I also assume maybe all those atm's don't have camera's. Seems like when the reports started coming in of this, you could go back and see when the new "parts" got added? Naive? Missing something? probably, but I want to hear YOU say it.

    1. Re:Did I miss the part where.... by Garridan · · Score: 1

      These guys are obviously slick. Look how small of a space they got that digital camera into. That obviously takes a lot of planning. My guess is that they have the installation worked down to about a one-handed maneuver that they can execute in less than a minute. This is possibly an inside job, or at least done by somebody who works with ATMs on a daily basis.

    2. Re:Did I miss the part where.... by Enrico+Pulatzo · · Score: 1

      My guess is they cut the power prior to installing the camera/reader, thus stopping the ATM camera.

  92. Explains a lot by Chuck+Chunder · · Score: 4, Funny

    This could explain why the people in front of me in ATM queues always take so long.

    I'd always assumed they were incompetant morons. Perhaps they are just security concious and are waiting 15 seconds before typing their pin in case a camera is recording.

    --
    Boffoonery - downloadable Comedy Benefit for Bletchley Park
    1. Re:Explains a lot by Anonymous Coward · · Score: 0

      Maybe ... most likely they're trying to remember which kid is my pin. Is it Bobby Sue or Sally Sue. Now was she born on da 8th or da 9th....

  93. Debit generally cheaper, mins are NG by jpellino · · Score: 4, Insightful

    IIRC Debit fees are generally cheaper than the credit fee for the same transaction - it's cheaper for them to let you do debit, and you can shop around for a bank that allows unlimited monthly debit purchases.
    and
    IIRC MC/V generally do not allow for minimum purchases for transactions - yes, the convenience store just lost 80 cents to make 20 on your pack of gum, but they just sold a case of beer or the 20 gallon truck fillup on 80 cents a minute ago. It more than evens out for most
    and
    If they are hand entering or mechanically imprinting your card, something's not normal, as they're the most expensive rates (as opposed to just swiping your card). Makes you go hmmmm...

    --
    "Win treats sysadmins better than users. Mac treats users better than sysadmins. Linux treats everyone like sysadmins."
    1. Re:Debit generally cheaper, mins are NG by FuegoFuerte · · Score: 2, Insightful

      IIRC Debit fees are generally cheaper than the credit fee for the same transaction - it's cheaper for them to let you do debit

      At least here in the US (WA state), debit fees are typically around $0.35, and credit card fees are around 1%. So if the purchase is under $35, it works out better for the store to run the card as a credit purchase. If over $35, it works out better to run it as a debit. (This assumes a debit card with a Visa/MC logo like most banks here give out now).

      and you can shop around for a bank that allows unlimited monthly debit purchases.

      There are banks that don't do this? What country do you live in again? Savages.

      IIRC MC/V generally do not allow for minimum purchases for transactions.

      I don't think they could really do anything about a minimum purchase requirement. Typically, a retailer is allowed to refuse service to anyone, for any reason (again, this is US-centric. Note that "any reason" does not include things like race). This reason may, however, include "customer has no cash and only wants to buy a $0.20 guitar pick and the transaction fee is going to be $0.35"

      If they are hand entering or mechanically imprinting your card, something's not normal, as they're the most expensive rates (as opposed to just swiping your card). Makes you go hmmmm...

      I have to hand enter cards all the time at my work... it's simply because customers do all manner of atrocities to their cards and then expect them to work. Stripe readers aren't good at what *was* there before the dog got ahold of the card, or the customer took a belt sander to it, or got bored and drew a tic-tac-toe board into the magstripe with a knife, or whatever. Usually, I'd say if a store (or especially more than one store) imprint your card or punch in the numbers by hand, you should call up your bank or whoever issued the card and say "HEY! Send me a new card!" Since they make money when you use your card, they will gladly send you a new one. There's no excuse for having a mangled worn magstripe on your card. Makes the retailer go "hmmmm.... damn lazy-ass customer making my line back up while I try to swipe his POS card."

    2. Re:Debit generally cheaper, mins are NG by Anonymous Coward · · Score: 0

      And sometimes the reader just sucks. My NEW credit card (from one issuer) fails every time in some stores, yet old ones (from a different issuer) work fine. And an old one I have that fails often, works every time in some stores.

      In short, it's not always the card - if stores bought better readers you would not need the plastic bag trick. (Ever heard of it?) You put the card in the bag right at the edge, and swipe it like that - often the card will then read fine.

      I have _NO_ idea why.

    3. Re:Debit generally cheaper, mins are NG by TClevenger · · Score: 1
      IIRC MC/V generally do not allow for minimum purchases for transactions - yes, the convenience store just lost 80 cents to make 20 on your pack of gum, but they just sold a case of beer or the 20 gallon truck fillup on 80 cents a minute ago.

      Visa and Mastercard do not allow merchants to charge a fee for credit card transactions, and do not allow merchants to set a 'minimum purchase amount' (although due to some network limitations, the generally accepted minimum purchase is $1.00.) They can simply refuse to sell to you, but you can then report them to Visa/Mastercard and they will receive a nasty letter, and if they persist, will have their merchant account terminated.

      With ATM's, anything goes, as long as the fees and minimum purchase amounts are spelled out before you make the purchase.

      (BTW, the "3% discount for cash" scam is legitimate, as long as they charge the 3% for EVERY other transaction type. If it turns out that they also give the 3% discount for checks, traveller's checks, their private financing, etc., you can report them for that as well.)

    4. Re:Debit generally cheaper, mins are NG by FuegoFuerte · · Score: 1

      In short, it's not always the card - if stores bought better readers you would not need the plastic bag trick. (Ever heard of it?) You put the card in the bag right at the edge, and swipe it like that - often the card will then read fine.

      Ever heard of it? Dude, did I mention I have to run people's cards all the time at work? I work retail. Every person that comes in with a messed up card (usually with visible magstripe damage) tells me about the "plastic bag trick." Of course, I've known about it since oh, about the second day I worked there some 6+ years ago. I swear next time someone tells me about it like it's the next great astounding feat of magic, I'm gonna snap. Really, it doesn't work any more often than simply rubbing the magstripe on jeans or somesuch to clean some of the built-up crap off.

      If people are having to use the "plastic bag trick" on your card, then _for the love_ just friggin get a new card already. FWIW I've seen brand new cards not work too well (my own card actually), but after the first few times using it, it started working much better. And I've never, ever seen a magstripe in good condition absolutely refuse to read after 2 or 3 tries.

  94. HEY THATS MINE! by MattyCobb · · Score: 1

    HEY! THATS MINE! GIVE IT BACK! ;)

    you knew someone was gonna post that

    --

    Matt
    You have 1 Moderator Point! Use it or lose it! Is that a threat? -vapid
    1. Re:HEY THATS MINE! by hesiod · · Score: 1

      > you knew someone was gonna post that

      Yup, and they beat you to it by 20 minutes.

  95. ATM security issues in Austin by caviedrums · · Score: 4, Interesting

    The U.T. Police Department Web site has an interesting article about skimmers in use in the Austin area. Check out where they put the camera!

    1. Re:ATM security issues in Austin by Profane+Motherfucker · · Score: 1

      Excellent link. No joke.

    2. Re:ATM security issues in Austin by mks113 · · Score: 1

      Funny, Those are the same photos shown on snopes at a higher resolution, http://www.snopes.com/crime/warnings/atmcamera.asp along with a very good write-up -- and it was at a Brazilian Bank, not in Austin.

      Truly an urban legend, even if it is true, it morphs and grows with every telling.

  96. Re: Metric System by ArekRashan · · Score: 5, Interesting

    Actually, there is one rather good argument for using "English" measurement, at least when one is evaluating length.

    It is far, far easier to split measurements in the English scale into fourths and thirds. The math is much simpler to do in your head. Halves work just as well as in Metric (Decimal). Fifths work better under Metric, but English can do sixths.

    This is a simple consequence of their prime factors: 2*5=10 as opposed to 2*2*3=4*3=2*6=12.

    Feet to yards brings us to 2*2*3*3=36, which is strange but functional, and then we come to miles which is where it all falls apart. But we can't afford to replace all the signs with kilometers per hour. I'm not sure I'd trust American drivers to make the transition safely, either.

    Metric is a perfectly valid scheme to nearly all your measuring in. It is superior in several ways to English measurements, but there are valid reasons for not switching to it.

    I believe that most people don't want to swap our convoluted babylonian time system for decimal time, and I consider this an example differing in degree but not type from the English/Metric debate.

    Much Love,
    ArekRashan

  97. How to get a vist from the FBI... by TheBeck · · Score: 1

    Real smart, lets take evidence from a federal crime scene and post pictures of it on our web site. Now we just wait for the FBI co come calling. YOU ARE GOING TO JAIL, NO DOUBT. Sounds like these guys are from Great Britton but same result, jail.

  98. Your average EE can compensate for that easily by Anonymous Coward · · Score: 0

    These skimmers are fairly sophisticated ... there are a lot of ways to measure the motion of the card.

    I hope banks dont spend a lot of money on these stop gap measures ... if they start installing new hardware over here (in the Netherlands) I hope they are smart enough not to adopt something like this because it seems cheap. Most all our local cards are smart cards, add an interface for that in the machines ... and let the foreigners with the old system worry about getting skimmed.

  99. If you're going to complain about grammer... by MCRocker · · Score: 2, Funny

    If you're going to complain about 'grammer' [sic], then, at least try to spell ridiculous correctly.

    --
    Signatures are a waste of bandwi (buffering...)
    1. Re:If you're going to complain about grammer... by Anonymous Coward · · Score: 0

      Zzzzzzzzzziiiiiiiiinnnnnnnnggggg!!!!!!!!!

  100. Skimmer with Radio Transmitter by csk_1975 · · Score: 3, Informative
    The ones in Hong Kong use radio transmitters instead of flash cards. Here is a picture of one installed on an ATM. Pretty hard to see, huh? Also here is the police report:-

    Crime Information : Skimming Device Installed in ATM (TW RN04000499)

    Location : Two ATMs outside Hang Seng Bank, Tai Ho Road.

    Facts: On 2004.01.05, ATM maintenance worker of Hang Seng Bank conducted a routine check and confirmed that 2 metal covers (of same design) were being 'fitted' onto the top ledges of two of the ATM machines.

    The Skimming Device:-

    • i) the metal covers, 60cm x 4cm x 2cm in size, painted in the same colour as the ATM, were installed perfectly onto the top ledge of the ATM panel;
    • ii) a pinhole camera lens was installed inside the metal cover facing the screen panel with a view to reading the pin number. This was connected to a transmitter which has an emitting range of about 200M and could work for 9-12 hours with three 9-watt batteries, and
    • iii) a false card reader was believed to have been fixed to the card slot of the ATM but had been removed prior to being discovered.
    • iv) This is the first time that a device of this nature was placed in such a busy location. The device was first reported by a bank customer on 2004.01.04 but no action was taken by the bank until 2004.01.05. CCB will follow-up on this issue.
    1. Re:Skimmer with Radio Transmitter by stuarth · · Score: 1
      I've found this whole story pretty shocking - I'd heard of a scam where a card holder is placed inside the ATM machine (like a small plastic bag) which caught the card and stopped it being read properly and retained the card for later collection. That system depends on someone hovering to see you type in the PIN and to collect the card when you storm off so its easier to counter (check for card-recollection tags sticking out of the slot and be wary of anyone hovering)

      Does anyone have information / suggestions about how to check easilly if a machine you are dealing with might have been tampered with ?

      Initially entering a false PIN each time you use the card would fool "fake" ATM machines and possibly ones with only a few seconds video memory... but I don't know how the banks would deal with persistent wrong PIN's (followed by correct ones).

      Anyone got thoughts as to how to detect scanners from a user point of view ? A shame the original set-up here wasn't photgraphed before being dismantled.

      Tugging at the metal around the card slot before using it might shorten the life of the machines if everyone did it :-) Are they just held on with tape ?

  101. rules for using "cards" by mabu · · Score: 1

    At least in America, we have this neat thing called the Fair Credit Billing Act. It protects us from unauthorized charges. It doesn't work very well with ATM and Debit cards unfortunately, so the smart consumer does NOT use ATM or Debit cards (or does so very sparingly). Banks are heavily pushing ATM and Debit cards when they are unquestionably in the consumers' worst interests. When you are a victim of a fraudulent charge with an ATM or debit card, the burden is on you to seek justice in order to collect your lost money. With traditional credit cards (at least in the U.S.) the burden is on the merchant - if they can't prove it's a legit transaction, you don't have to pay - BIG DIFFERENCE. Most consumers don't know that the "fraud protection" most credit card companies promote is actually mandated by Federal Law.

    The moral of this story: Don't use ATM and Debit cards. Use a traditional credit/charge card and you are much better protected in cases of fraud.

  102. Balls? by Wellmont · · Score: 0

    This kind of crime is not like hacking a computer, ripping music, or even defacing property. This hasn't happened to me yet but just hearing about it makes me want to beat the crap out of people who would do this. It's like stealing your work, taking what you sit in a cubicle for. Granted the bank will usually give you your money back if you complain early enough. I TRUTHFULY think people that attempt this should have their balls cut off, this is cowardly, and only takes a modicum of intelligence....instead go produce something instead of stealing what other's produce ((i understand the same could be said for any petty crime))

  103. Unfortunately... by Viadd · · Score: 1

    The title is misleading. It is merely an autopsy of the electronics the skimmer installed, and not of the skimmer himself.

  104. I got my money back. by chadjg · · Score: 1

    I had a person look over my shoulder and later steal my debit card. The thief took me for a little over $400. It was over a week before I discovered the theft. Luckily for me, 99% of my charges were in maybe 10 stores in one town, and the thief decided to take the card to Weed, California. Weed is a bit under 100 miles away.

    The sudden disturbance in the pattern was pretty easy for the investigator to see. I have no idea what would have happened if the person had stayed in town. There would have been no way to prove the charges weren't made by me. Clerks just don't check the cards these days. Or ever.

    I got all but $50 of my cash back and living in Weed is punishment enough, but I'd still like to kick the cretin's kneecaps off.

    --
    Why do I have this? I don't smoke.
  105. We need to Terminate these guys by Anonymous Coward · · Score: 0

    I don't know how many times I have told people that we need to stop that damned John Connors kid...

  106. Evidence tampering by 33nine3 · · Score: 1

    These guys did the fraudsters a favor by removing their kit without notifying the police.

    It practically makes them an accessory to the crime.

  107. You can buy this stuff at http://www.MAG-CARD.com by Anonymous Coward · · Score: 0

    Take a look at that site, there is tons of stuff related to magnetic cards, holograms, barcodes, etc.

    http://www.mag-card.com

  108. My cards are NEVER scammed by NotQuiteReal · · Score: 1
    I never use the same one twice.

    Thank you, witness relocation program!

    --
    This issue is a bit more complicated than you think.
  109. Re: Metric System by OECD · · Score: 1

    I believe that most people don't want to swap our convoluted babylonian time system for decimal time, and I consider this an example differing in degree but not type from the English/Metric

    Well, in an attempt to tie together your well-thought-out response to my frivilous post, I will say that the time system doesn't even differ in degree (pun not intended). IIRC, the french did try to institute a 'metric time' system, but it did not long survive the revolution.

    In my field, an inch can be divided into 72 points. That seems like an odd (as in strange) number, but you can halve it, halve the result, and halve that result before you approach granularity.

    Of course, even better would be a system based on, say, 128 units. But I don't know of any that existed (outside of journals) before computation became a field unto itelself.

    --
    One man's -1 Flamebait is another man's +5 Funny.
  110. Re: taxing blank CD-R and giving the proceeds.... by Tmack · · Score: 1
    Um, thought that was already the case, and the cause for a bunch of legal dispute when the recording industry wanted to limit/end sale of CD-r's claiming they were only used to break copyright law(cant make money off the sale of something then turn around and claim its illeagle to sell said thing).

    Tm

    --
    Support TBI Research: http://www.raisinhope.org
  111. Microwave/Thermal cracking by quinkin · · Score: 2, Interesting
    I am yet to see a private key style card system that could not be coaxed into seeding subtle bit errors into the authentication encryption through microwave/thermal interference. This can then be used to interpolate the private key.

    It would raise the bar, but I don't believe it would prevent the attachment of card readers. They may however need a number of samples, so it could restrict it to regular users of the installation.

    Q.

    --
    Insert Signature Here
    1. Re:Microwave/Thermal cracking by Paul+Crowley · · Score: 1

      The tamper resistance of these cards can be defeated, but I think you'd have a hard time getting the information out using a small, disposable bit of electronics in the brief time you have access to the card.

      Especially since, to work properly, the card has to be in contact with the *real* reader, and thus not with the fake one. The cute thing about swiping is that you can read the magnetic strip as it goes by.

      If you could get prolonged access, I think Differential Power Analysis would be more fruitful than a fault-based attack.

  112. Logic worthy of Dubyah by quinkin · · Score: 1
    "judging by the fact that it looks like there is still double sided tape on the opposite side to the camera hole" - so if the double sided tape was on the same side as the camera hole, where would it have been mounted??

    Q.

    --
    Insert Signature Here
  113. RE: They actually ARE designed this way -- READ by Anonymous Coward · · Score: 0

    On a typical bank owned ATM (Diebold for example), you have a motorizied mechanism, or a recessed "dip slot".

    Affixing a portable reader device to these machines is extremely difficult to conceal, and would interfere with operation of the card reading process.

    More commonly, it's the "Minibank" style machines that are compromised, as the reader is mounted externally on the front of the ATM.

    Your best bet is to stick with your bank's ATM machine, these are least likely to be targeted. They also contain security cameras in multiple locations.

    Also, don't use bank issued cards that don't bear the Visa/Mastercard logo, as they bank can deny refuding your stolen cash. It's now up to you to prove you didn't make the transaction(s).

    As a VAR/Distributor in the magnetic card industry, I'll tell you this much: fraud problems are *SEVERELY* under-stated, this stuff goes on much more than the banks/media would like you to know.

    Same goes for checks, *very* easy to duplicate.

    Maybe we should all go back to cash? I don't trust the "system", at least for now. But remember, thieves are always at least two steps ahead of the "security gurus" out there.

    Take a look at http://www.MAG-CARD.com for more information.

  114. nope by metalhed77 · · Score: 1

    I was at citibank just last week and deposited money. I'd forgotten to swipe my card. The teller informed me, after i'd deposited my checks, that if I wanted to see my balance I'd have to swipe my card. You can deposit all you want to anyone without a card i suppose.

    --
    Photos.
  115. Re:Result? by Anonymous Coward · · Score: 0

    Why, exactly is this offtopic? The server with the pics was offline some 2 mins. after the article was posted.

    Be honest now. Was it really that comment, or the fact that you don't like Ralph, hmmmm?

  116. Re: taxing blank CD-R and giving the proceeds.... by PedanticSpellingTrol · · Score: 1

    yeah, it is the case in canada. But it's still retarded.

  117. What a letdown by morcheeba · · Score: 1

    With a headline of "Visual Autopsy Of An ATM Card Skimmer", I was expecting more. Don't get me wrong - the electronics are neat - but a dead body would have been cooler. I'd be curious if they could locate the thief's spine.

  118. Obviously... by Anonymous Coward · · Score: 0

    They wouldn't have been able to do this if the ATM was running Linux.

  119. ATM skimmers, also in brazil by huphtur · · Score: 3, Insightful

    check out this story and pictures of a skimmer at work in brazil.

    1. Re:ATM skimmers, also in brazil by RaZ0r · · Score: 1

      check out this story [snopes.com] and pictures of a skimmer at work in brazil.

      Looks like you forgot to RTFA because those are the same pics.

      --


      - Think for yourself, question authority.-
    2. Re:ATM skimmers, also in brazil by rampant+poodle · · Score: 1

      The pics on snopes.com don't look much like the ones referred to in the article. They do bear an amazing resemblance to the University of Texas pictures linked to in a post further down the line. Then again, maybe Bradesco has some identically equipped ATMs at UT.

  120. Testimony by Sean+Clifford · · Score: 1

    But the case will be built on the testimony of those involved - witnesses. If nobody wants to cooperate, what's Inspector Gadget to do? You gotta know when to hold them, when to fold them.

    1. Re:Testimony by God!+Awful+2 · · Score: 4, Funny


      But the case will be built on the testimony of those involved - witnesses. If nobody wants to cooperate, what's Inspector Gadget to do?

      Umm... go go gadget sodium pentathol?

      -a

    2. Re:Testimony by Anonymous Coward · · Score: 0

      But the case will be built on the testimony of those involved - witnesses. If nobody wants to cooperate, what's Inspector Gadget to do?

      Get them for Contempt of Court, that's what he'll do.

    3. Re:Testimony by Anonymous Coward · · Score: 0

      It's not "Inspector Gadget" but the court that forces you to testify. If you refuse to testify or don't show up in court you're committing a crime and will be prosecuted yourself.

    4. Re:Testimony by Bishop · · Score: 1

      Get them for Contempt of Court,

      Not in Canada.

  121. It can be pretty cool *inside* the bank by erick99 · · Score: 1
    I needed to make a deposit at my bank the other day and, honest-to-God, there were four cars at drive up window #1, five cars at window #2, someone at the ATM and someone waiting for the ATM. So, I parked *in front of the main entrance* walked all of ten feet or so and went inside to find FOUR bank tellers with not a single customer inside the bank. Amazing! I might be on to something here...

    Happy Trails!

    Erick

    --
    http://www.busyweather.com/
  122. The very same ones that are serviced regularly. by Ayanami+Rei · · Score: 1

    Better start your own ATM repair contracting operation! Get hired by your local bank, and you're in business.

    --
    THIS THING CAN TURN ON A DIME, MACROSSZERO STYLE ALSO FUCK BETA, ~NYORON
  123. I know what a gun is good for... by Ayanami+Rei · · Score: 1

    Launching a light, malleable metallic projectile at high velocity to impart localized impulse and heat at distant targets.

    --
    THIS THING CAN TURN ON A DIME, MACROSSZERO STYLE ALSO FUCK BETA, ~NYORON
  124. Re:I'll drink to that by Bastian · · Score: 2, Interesting

    The worst I've seen is one at a 24-hour restaurant I used to work at. The POS machines were linked to an NT server in the back office, and queried it for data about the tickets so we could scan a bar code on the ticket to have the POS machine automatically register the payment due and such as well as to verify that the bill was paid.

    Too bad the NT server had to be rebooted and its software restarted once a day. The whole process took about 10 minutes, and the cash drawers wouldn't open so we could ring anyone up manually and scan the tickets later during that time. Customers had to stand at the counter and wait if they decided to leave at the wrong time.

    Granted, I imagine part of the time delay is bad system set-up (Why can't the server software start up automagically when the computer boots, eh?), but still, you can't open the cash drawers if the server is down!?!?

  125. There's an additonal more mundane component by Sycraft-fu · · Score: 2, Interesting

    The fact that to interact with a smart chip, it has to stay still and have an electrical connection. The reason a false front can work on mag stripe is because the stripe is read by passing it over the reader (eg swiping your card). You just place another reader in front of the real one and as the card passes through it gets read.

    A smart card is quite different. You insert it into a recepticle which has contacts for the card. That then powers it and sends it data. The transaction doesn't start until the card is locked in and it is immobile during it.

    This is rather more difficult to spoof. You'd need to hold the card in your reader, and then communicate the results to the ATM. Problem is that the ATM easily could (and probably would) be rigged to eat any card left in it for any length of time, and to not start a new transaction until it underwent a release, insert cycle. So now you need to make your front take the real card, insert it's fake card, and process the intermediary transaction.

    All this has to be overcome before you even get to try and deal with all the cryptographic stuff, which is the real hard part.

    1. Re:There's an additonal more mundane component by mabhatter654 · · Score: 1

      This would be a good use for DNA and protein research! What would be really cool would be to have a random "grown" key with "facets" placed on the card. Then the home computer would send pre-arranged patterns to the receptors...much like the science behind antihistimines! But you'd never have to send ALL of the receptores even in 100 times...perhaps using some as red flags to indicate tampering. Bonus points if you could implement Heinsenberg-style uncertianty into the mix to physically change the code key every time it was used...again without actually recording the change anywhere!!!

    2. Re:There's an additonal more mundane component by Anonymous Coward · · Score: 0

      The hardest part of this to get around is the "card swallowing" procedure. Negating that for a moment, a connector and matching socket would allow the "parasite" to sit between the user and the real reader. The connector mimics the shape and contact portion of a real smart card, teh socket is a genuine socket for a smart card. All data that passes through the parasite is logged and the transaction completes per normal. Nefarious person then collects the logged data, and by running algorithms against it, determines the private key (whatever number is sufficient for the bank to determine the card is correct, should also be sufficient for the determining of the private key).

      The connector is not a real card, and cannot be swallowed, however it must make the machine think the card that was in it, has been swallowed.

  126. Because that's too hard for many people by Sycraft-fu · · Score: 2, Insightful

    Some people just suck with numbers. My mom is one of them. She's not stupid, she has her masters and in her fields is quite smart. However numbers are something she's bad with. She'd bad at math and bad at remembering numbers. I've had the same phone number for six years, it's easy, and she still can't remember it.

    The real solution is two fold:

    1) Better cards. This is the easiest and cheapest. Smart cards are almost impossible to fake since they can work on public key cryptography. Moving over to these would make it such that stealing their number wouldn't really be possible, at least not with a simple man-on-the-middle reader. This is something I think is likely to happen.

    2) Biometrics. Add that to a card and a keycode, you've made it pretty hard. Now someone not only has to get your code, replicate your card, but also get and then fake your biometrics. Any one of these alone isn't particularly challenging, but all together would be a real pain.

    Combine simple biometrics with smart cards and I think you'd find that high-tech ATM theft would dissappear. While the biometrics may never happen, the smart cards might. They are getting more and more popular.

  127. boolshit by Anonymous Coward · · Score: 0

    a card reader and a webcam cost less then 50$

    face it, your a loser and this is probably just equipment from the office your showing in the pics.

  128. great logic... by SethJohnson · · Score: 1


    You're forgetting that prison also is supposed to serve as a deterrent to crime. By your reasoning, all foreigners, especially the ones just vacationing in Canada, should commit felonies of all kinds. Get caught robbing a bank? No big deal, your vacation is cut short a few days. Hell, don't even bother purchasing a roundtrip ticket. Just go one-way and start committing more risky crimes as you get more and more homesick!
  129. And so the Countdown has begun by Thedalek · · Score: 1

    How long do you think it will be before the guy gets sued by whoever constructed said card skimmer for absconding with his equipment?

    --
    Happiness is relative, Based upon the way we live.
  130. Just use the 'credit' option by taped2thedesk · · Score: 1
    Most bank cards issued now (and for some time AFAIK) are on the credit networks - you select 'credit' at the POS and it goes over the Visa/MC/etc network, rather than the ATM/debit network, but is still debited from your account. If you use it like this (as 'credit', not 'debit') you get the same protections as you would using a regular credit card. You are still responsible for the first $50 of fraud by federal law if I'm not mistaken, this may have changed though.

    Banks are heavily pushing ATM and Debit cards when they are unquestionably in the consumers' worst interests.
    Not really. As long as the customer uses credit (which I was advised to do upon opening accounts with two large banks), there isn't much to worry about. Consumers get debit card functionality with credit card protection, while the banks probably get a big kickback from the credit card companies for increasing traffic (i have family in the banking industry, believe me, they don't do anything sensible unless they make money from it). In fact, it's sort of silly to use debit because you get charged for it - using the credit network is free (to the consumer at least). I only use debit if I'm somewhere that doesn't accept credit, like Costco.

  131. Re: Metric System by 1HandClapping · · Score: 1
    Partitions of 12, 60, and 360 are great for dividing into equal interger portions.

    The real solution is to use English units, grow an extra finger on each hand, and use base 12.

  132. designing Automatic Teller Machine machines by Anonymous Coward · · Score: 0
    Most of life's problems can be solved with PGP. PGP cured my baldness and impotency and heroin craving, helped me lose 20 pounds, taught my dog to not crap in the house, made me a millionaire, got me a wife and two mistresses, eliminated world hunger, brought about world peace, and saved my universe from both heat-death and the "big crunch." Oh wait.. what was I saying?

    Oh yeah. The point is, the way you fix it is to ask, "Has anyone ever thought about authentication problems and eliminating eavesdroppers?" Then suddenly it hits you: yes, it has been done.

  133. Centigrade is artificial, Fahrenheit is natural by Simonetta · · Score: 0, Offtopic

    Now I know that there is a arbritary number of Centigrade degrees between water freezing and boiling (100 there are, physics majors may disagree).

    But there are not enough degrees in the human comfort range,and this is where Centigrade is not as good as Fahrenheit temperature scale.

    I suspect, but I'm not sure, that the range 0 to 100 degrees in Fahrenheit is the absolute maximum range that a man can do a full day's work outside. Below 0 deg F, it's too cold regardless of the amount of clothing. Above 100 degrees, it's too hot.

    Centigrade is a pain because there are not enough degrees in the range that the most important; the human comfort zone. Weather temperature is never expressed in tenths of degrees Centigrade.

    I've never understood why some people claim that the Centigrade scale is 'better, more advanced' than the Fahrenheit scale.

    Everybody in the world should just switch back to Fahrenheit.

    1. Re:Centigrade is artificial, Fahrenheit is natural by BlackHawk-666 · · Score: 4, Funny

      Through the magic of this new "real number" system just now being developed we are able to now handle such tricky numbers as 28.4 and 17.1234. It's cutting edge and not everyone can "get" it, but I have real hope fractional numbers will take off in the future.

      --
      All those moments will be lost in time, like tears in rain.
    2. Re:Centigrade is artificial, Fahrenheit is natural by sixide · · Score: 3, Insightful

      Living in Minnesota, I assure you, only pansies stop working at 0 degrees. ~30 below is when it starts being a real problem.

    3. Re:Centigrade is artificial, Fahrenheit is natural by thirdofnine · · Score: 1
      It is quite easy to understand the human comfort range in centigrade degrees.

      Here in Australia, we use centigrade, and it works quiet well.

      You know that at 0 degrees (freezing point), it is cold, and you should wear thick clothes, otherwise you will get sick. When it is 10 - 20 deg you would wear long pants, and a long sleave top, jumper or jacket, 20 - 30 deg, shorts, shirt, 30 - 40 get in air conditioning, only go outside to swim, as it is too hot to work outside (although we usually still do, but sweat like pigs though).

      67 deg for food saftey 100 deg for water boiling

      Works for us anyway.

      --
      Well, um, yes.
    4. Re:Centigrade is artificial, Fahrenheit is natural by MjDascombe · · Score: 1

      I, for one, welcome our new fractional overlords.

    5. Re:Centigrade is artificial, Fahrenheit is natural by ajs318 · · Score: 1

      Bollocks, you are talking out of your arse.

      Degrees C are easy to handle. Try my handy cut-out-and-keep guide to how many clothes to wear in what temperature weather.

      -40 - every wannabe comedian's favourite temperature
      Minus figures - wear a coat
      0 - triple point of water
      0 - 5 - Wear long sleeves
      5 - 15 - Wear short sleeves, long trousers
      15 - 25 - Wear shorts and T-shirt
      25 or hotter - melt
      37 - body temperature
      40 - delicates wash
      60 - normal wash
      100 - boiling point of demineralised water at sea level

      --
      Je fume. Tu fumes. Nous fûmes!
    6. Re:Centigrade is artificial, Fahrenheit is natural by grub · · Score: 3, Funny


      ~30 below is when it starts being a real problem.

      Come directly north to Manitoba, we only put on clothes at -30. A light jacket at -40. Wool socks and mitts when the temperatures start to be announced in Kelvin.

      --
      Trolling is a art,
    7. Re:Centigrade is artificial, Fahrenheit is natural by KjetilK · · Score: 1
      Huh? I have no problems working below 0F. In fact, I've been sleeping outdoors under the open skies at that temperature.

      Besides, how is the scale defined?

      I think that if you research it, you'll find that it was something that Fahrenheit just pulled out from thin air...

      --
      Employee of Inrupt, Project Release Manager and Community Manager for Solid
    8. Re:Centigrade is artificial, Fahrenheit is natural by Anonymous Coward · · Score: 0

      Centigrade is a pain because there are not enough degrees in the range that the most important; the human comfort zone. Weather temperature is never expressed in tenths of degrees Centigrade.


      Well, here's the thing. People can't reliably tell the difference between, say, 17 and 18 Celsius with their skin. So there's no point at all in worrking about whether it's 17.3 or 17.6 - it will feel the same.

      Besides, Celsius is quite straightforward. 0 is freezing, anything worse than minus a single digit is bloody cold and you'd want to get inside. 20 is a pleasant spring day, 25 is warm summer, 30 is unpleasantly warm, and 35 or so is a summer's day on the beach on the Med.

    9. Re:Centigrade is artificial, Fahrenheit is natural by John+Harrison · · Score: 1

      Given that this is a discussion of Fahrenheit versus Centigrade your mention of -40 is amusing. I know it doesn't matter, but what type of degrees did you mean? I am assuming C, since you are in Canada.

    10. Re:Centigrade is artificial, Fahrenheit is natural by Anonymous Coward · · Score: 0

      C :)

    11. Re:Centigrade is artificial, Fahrenheit is natural by ghc71 · · Score: 1

      Fahrenheit was rather arbitrary in defining his scale - 0F is the triple point of a mix of 4parts water to 1 part salt (or something like that). 100F is a horse's body temperature.

      --
      - Sig files: contemptibly familiar the second time around.
    12. Re:Centigrade is artificial, Fahrenheit is natural by Phreakiture · · Score: 1

      I bet, if you look at your farenheit-based thermostat in your home, that you will find the markings on it to be in 2 degree increments. Why is this so? Because 69 degrees is imperceptibly warmer than 68 and imperceptibly cooler than 70. 68 and 70, on the other hand, are noticeably cooler/warmer than each other.

      For this reason, I would challenge your assertion that this finer degree of gradation is needed

      As for your assertion of naturalilty, upon what is the Farenheit scale based? I'll answer that, because it's a rhetorical question. It is based on two temperatures that could, at a time in the 19th century, be reliably reproduced in the lab. That makes it, ipso facto artificial. Centigrade, on the other hand, is based on the differential between two very specific natural phenomena--the boiling and melting points of the most common substance on the planet's surface.

      --
      www.wavefront-av.com
    13. Re:Centigrade is artificial, Fahrenheit is natural by rev063 · · Score: 2, Funny
      Given that this is a discussion of Fahrenheit versus Centigrade your mention of -40 is amusing. I know it doesn't matter, but what type of degrees did you mean?

      Actually, in this specific case it doesn't matter. -40 degrees is the same temperature in both the Centigrade and Fahrenheit scales!

    14. Re:Centigrade is artificial, Fahrenheit is natural by John+Harrison · · Score: 1

      Which is why I said it was amusing.

    15. Re:Centigrade is artificial, Fahrenheit is natural by hesiod · · Score: 1

      > Centigrade, on the other hand, is based on the differential between two very specific natural phenomena

      Even if it is most abundant, it is quite rare for water to be boiling unless over a fire in a fireproof container. So it could be argued that it is just as arbitrary. This even ignores tha fact that true water will not be found naturally on the planet (it will always be contaminated with something else, changing the boiling AND freezing points). Maybe we should make a scale based on average salt/ocean water, since THAT is the most abundant substance (mixture). It would certainly make more sense.

      TBH, I don't care, I'm just pointing out that getting a big head over what scale you use to measure temperature is fucking stupid.

    16. Re:Centigrade is artificial, Fahrenheit is natural by Anonymous Coward · · Score: 0

      What, -18C to 38C (56 degrees) not good enough for you? I know I sure can't tell the difference between a day/room that's 20C and 21C... and besides, you can still work in -20C weather... 40C weather, probably not a good idea though...

    17. Re:Centigrade is artificial, Fahrenheit is natural by Anonymous Coward · · Score: 0

      0 degrees F was defined as the freezing point of saturated salt water at some arbitrary pressure (about 600ft ASL?). 100 degress F was defined as the temperature of a human body. So it is a lot

      How many degrees do you really need? What would you do differently if the forecast said it was going to be 75 degrees vs 73 degrees?

      The only time you want to get really specific about the outdoor temperature is right around the freezing point of fresh water which happens to be some arbitrary decimal in F. There is a huge difference between precip at +1 and -1 degrees C.

      It could be worse though. At least temperatures are almost always quoted as whole numbers. Its those weird traditional british units that, for whatever reason, the Americans and Liberians have decided to stick with that really drive me crazy. I have been packing a lot of stuff for shipping lately and I am SOOOO happy to be doing it in metric instead of stuff like "four packs at 2 1/4 Oz = 1/2 lb + 1 Oz."

  134. Watch what you are doing... by broadcast_255 · · Score: 1

    For example I act everytime as someone wants to steal/read my card/property. I look at ATM carefully before putting any card in, I always put my wallet in inner pockets, because im aware of pick-pocketers. And gues what? No problems with stolen/copied card. Just watch after yourself, thats all.

  135. but what kind of justice is it? by Simonetta · · Score: 0, Flamebait

    Why didn't they just take him out in the back behind the dumpster and kill him?

    It seems reasonable to me to do this to some piece-of-shit who steals $64000 from people's bank accounts.

    We don't need people like this around. There's too many people in the world already. And we don't really need to spend $20,000 a year to warehouse these assholes in prisons. We just don't need these people. Fuck 'em: just kill 'em. Don't even give it a second thought. Kill his kids too, they're probally just assholes as well.

    1. Re:but what kind of justice is it? by Anonymous Coward · · Score: 0

      Note to self: just forget about using sarcasm on /.

  136. How not to lose huge amounts of money by foniksonik · · Score: 1

    The easiest method is to simply keep separate accounts!

    Keep a thousand or less in your ATM account, whether it is a checking account or savings account regardless... keep it specifically for that purpose.

    Use your online access to transfer funds from your secure non-card or pin number account to the card account as necessary. Find a bank that offers free transfers between your accounts. I believe that most of them do and only charge a fee for inter-bank transfers.

    Don't forget to change your online account passwords at least once every other month, rotate them if you have to... unique would be better.

    If your account is compromised you've lost very little and can easily open a new account or re-secure the original with new pin and card.

    It's not all that inconvenient once you set it up and get into the routine of it....

    --
    A fool throws a stone into a well and a thousand sages can not remove it.
  137. Re: Metric System by Frogbert · · Score: 1, Informative


    Actualy the Human hand is base 11 because you have 10 fingers and zero is represented with no fingers being up. If you were to grow two more fingers you would have a base 13 pair of hands and that would be way out.
    </nitpick>

    IIRC If we were going for optimism we would have e/2 fingers on each hand however IANAMP (I am not a maths prof.)

  138. M I R R O R by trenton · · Score: 1
    --
    Too big to fail? Does that make me to small to succeed?
  139. Why are US banks still using magnetic cards ? by dargaud · · Score: 4, Interesting
    Many other countries have been using cards with embedded chips for something like the last 20 years: you cannot copy them and they can contain their own hard wired algorithms to test for challenge/response from the reader.

    It may sound like a troll, but why is the US so conservative in regard to their money: card with only a magnetic stripe that you can copy with a 80$ reader, money in 2 colors on plain paper that you can xerox (almost) easily...

    --
    Non-Linux Penguins ?
    1. Re:Why are US banks still using magnetic cards ? by Anonymous Coward · · Score: 0

      Strange. I've travelled most of Europe, for work and pleasure, and these things you speak of, smartcards etc, are rare examples of failed experiments from a few years back, which barely anyone uses. For example the "Cash"-card system which was supposed to revolutionize how you handled money in Sweden 2-3 years ago failed miserably, at least according to my host, who works in banking and should know these things.

      Magnetic stripes will be with us for a long time. The installed userbase is too large for a quick switch just like that. My guess is that we'll see ATMs with multiple card interfaces in the meantime, so people can transition smoothly.

      W

    2. Re:Why are US banks still using magnetic cards ? by silentbozo · · Score: 1

      The problems are early adoption, and lock-in due to purchased equipment and established standards. The US issued tons of mag-stripe cards early on, and almost all of our established infrastructure for processing payments is based on mag-stripes and centralized servers. This isn't to say that Mastercard and Visa don't want to go to smart cards - they've been trying to get everyone to switch for the last 10 years. It's just that there hasn't been a reason that will outweigh the costs of having to replace all that equipment (which nobody will buy anymore if we dump mag-stripe cards.)

      At least we've started changing the money (rather radically, from our point of view - Americans tend to associate colored currency with Monopoly money, and currencies that don't hold their value against the US Dollar...)

    3. Re:Why are US banks still using magnetic cards ? by cweber · · Score: 1

      Americans tend to associate colored currency with Monopoly money, and currencies that don't hold their value against the US Dollar...

      Well, lately - like over the past two years - it's been rather the other way round. Most good currencies (which incidentally come in all sorts of funky colors) have gained dramatically against the US$. ;-)

      - Christoph

  140. Re: Metric System by mashx · · Score: 0
    I'd never thought about this, but do we really have base 11? I see the zero represented by no fingers, but this is only literally for zero, as 10, 20, 30 are not represented by no fingers up and a third hand being used....

    Once we get past zero, which is special anyway, aren't we using base ten? Otherwise ten would be all fingers, eleven would be no fingers, and twelve would be the one finger again, which isn't the case for me at least....

    --

    ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ ~~~
  141. Re:I'll drink to that by Ironica · · Score: 3, Funny

    Similar to the system we had when I worked at Kinko's, though it was based on an OS/2 server.

    It was the graveyard shift's job to wait until around 3 a.m., when there were no customers in the store, to do the daily backup. It took about 15 minutes, and the entire POS system had to be shut down. (I was working graveyard in a giant location with a second floor, so there were 9 machines we had to go around and log out.) The drawers did not open while the system was shut down (there was no way to open them, as you had to log in to use the interface) but sometimes we would leave a cash drawer open in case someone came in just desperate to make their copies quick and pay cash and leave.

    One time, we started the backup right after a couple left the store at about 3:30 a.m. They returned about five minutes later, and wanted to do something else. We apologized for the situation, but explained that we would be unable to accomodate them for a couple of minutes. The guy actually threatened to beat up my co-worker for telling him this. (Meanwhile, his girlfriend was mortified by his machismo.)

    My co-worker, thinking on his feet, told him he couldn't "take it outside" with him because he was on duty. When asked what time he got off work, he promptly answered 9:00 a.m., and the guy promised to return. I managed to keep a straight face through this exchange, even though I knew for a fact that Bruce clocked out promptly at 7:00 each morning.

    --
    Don't you wish your girlfriend was a geek like me?
  142. In Japan, ... by KlaymenDK · · Score: 5, Interesting

    ... they have some old ATM where the numbers are arranged in one loong row of large buttons ... completely impossible to hide what you're typing.

    But then, their new generation of ATM's have a touch-screen LCD to display the number pad -- and the digits are randomly rearranged between uses. Now that's secure (but not so ergonomic).

    1. Re:In Japan, ... by Nexx · · Score: 1

      My main issue in .jp is my bank locking me out of my money on certain Saturday nights when I want to get home via taxi after shuuden, damnit :)

  143. Better still by Cardbox · · Score: 1

    Ross Anderson, in "Security Engineering" (great book) reports a better scam where the ATM was full of money and paid out whatever you asked it. You weren't likely to complain-- but more to the point, those guys had style!

  144. Still camera? by riflemann · · Score: 1

    The camera used is a still camera and the movie mode only takes 15 second MPEGs. I'm wondering how they can reliably grab a four digit PIN with this?

    1. Re:Still camera? by hesiod · · Score: 1

      > only takes 15 second MPEGs. I'm wondering how they can reliably grab a four digit PIN

      Using a real card, figure out how long it takes between inserting the card & having the display change to allow PIN entry. Have a sensor in the card reader that "announces" wirelessly to the camera unit that a card has been inserted. Have the camera unit wait the predetermined amount of time (so as not to waste 5-6 seconds of video time) before recording the full 15 seconds. If the PIN isn't entered within 15 seconds, too bad, but most people will be able to do that.

  145. Re: Metric System by spazzm · · Score: 1

    If Imperial units are so easy to use, could you please tell me how many fluid ounces you get to a cubic inch? Answer here: http://www.google.com/search?q=1+cubic+inch+in+oun ces&ie=UTF-8&oe=UTF-8&hl=en&btnG=Google+Search&met a=

  146. re: Cashback by gadders · · Score: 1

    In the UK merchants offer this for free. That's because handling cash and transporting it to banks is an inconvenience and a cost. If they can swap electronic money for physical money, it lowers their banking costs.

  147. am I dumb or by viknet · · Score: 1

    just a small question about how the camera is working:
    when is it triggered ?
    does it take photos or 15sec movie ?
    how it work ?
    is there a wire/wireless link between the card reader and the camera ?

    I have heard about wireless transmission between the thieves and the camera, and the thieves just record all typed pin. but this one seems more complicated

  148. what about those 'legit' duplicates ... by Anonymous Coward · · Score: 0

    mentioned a few posts ago? Hand out a selfmade duplicate to a friend; get out of town; your friend uses the ATM; claim being scammed; get your money back from the bank

  149. The political solution by Big+Nothing · · Score: 1

    The politicians will obviously do the only sane thing to control this menace: ban digital cameras.

    --
    SIG: TAKE OFF EVERY 'CAPTAIN'!!
  150. Chip and PIN by MartinB · · Score: 2, Insightful

    Why yes. Which is why the UK is in the process of rolling out Chip and PIN (the trial was last summer). Over the next 18 months, every credit card - and probably most debit cards - in the UK will be replaced, along with upgrades to near enough every ATM and PoS device.

    The major enforcement of this is the shifting of liability from the card schemes (MC, VISA and AMEX mostly) to anyone that doesn't comply. By 2006, finding anyone relying on magstripe will be less easy than currently finding someone relying on paper carbons.

    IIRC, the verification takes place on the card. The ATM passes the PIN entered to the card, which simply responds pass|fail. No keys pass between reader and card, and the real PIN is held on-card with a sensible level of encryption.

    It's a far cry from the Fresno Drop of 1958.

    OT: Given that:

    1. this is a UK story
    2. /. has UK-members a-plenty
    3. every UK credit card company has written to all cardholders about it in the last few months
    4. it's been well covered in /.-friendly publications like ElReg

    I'm fairly gobsmacked that we're re-inventing the wheel here.

    --

    The only thing you can accurately describe as "Scotch" is a sticky tape made by 3M. And it's

    1. Re:Chip and PIN by pavon · · Score: 1

      IIRC, the verification takes place on the card. The ATM passes the PIN entered to the card, which simply responds pass|fail. No keys pass between reader and card, and the real PIN is held on-card with a sensible level of encryption.

      I hope not, because this would be trivial to defraud by making a smart card that responded "pass" everytime regardless of the PIN entered.

  151. Re: Metric System by famebait · · Score: 1

    It is far, far easier to split measurements in the English scale into fourths and thirds. The math is much simpler to do in your head. Halves work just as well as in Metric (Decimal). Fifths work better under Metric, but English can do sixths.

    Very true. Being able to divide by 5 in exchange for 3, 4 and 6 is a a rotten deal just in number options, and usually the only reason you need 5 is because of base-10 numbers or units, not the other way around.

    But: that by no means justifies all the inconsistent crap you get with imperial for other reasons. 12 is not used consistently in imperial, so you get all sorts of weird conversion factors, and you still use a base-10 for the math, so it all ends up a mess for all but the most trivial calculations.

    Ia perfect world, we would have a system much like SI, but it and the standard number system would be base-12, right from when you learnt your 10(12)-sums and multiplication tables. Now that would be a joy to work with.

    --
    sudo ergo sum
  152. Wrong amount by Dr.Knackerator · · Score: 1

    Ok you've heard the dollar is weak at the moment, but it's not 1=$1 its 1=$1.87. jeez what did think it was before?

    actual amount nicked = $1029

    for quick reference generally it hovers around 1 = $1.5

  153. Re:notify authorities? by g_attrill · · Score: 1

    This is the UK we're talking about - if the villians were speeding when going around placing/collecting this equipment you might get some interest!

  154. Report it? by PhotoGuy · · Score: 1
    Ummmm, by simply stealing the crooks' gear, aren't they blowing a chance at letting the police catch the criminals to stop them from hitting again? Isn't there a civic (or legal?) duty to report a crime you see in progress, especially one where you know the culprit will be returning to the scene???

    Given the fact they took the gear home and took pictures of it, I'm guessing the police aren't involved, so the crooks are still out their claiming more victims like himself.

    --
    Love many, trust a few, do harm to none.
  155. Not quite true by pjt33 · · Score: 1
    That's what I thought, too, until I looked at a Tesco receipt. It says
    Tesco Card Services Ltd. has handled this Transaction for you for a fee of 2.5% included In the cost of your shopping
    So everyone pays for debit card usage, whether they use a debit card or not.

    (If your point was that in the US the price of the goods includes a surchange for debit card fees, and there's an additional charge for cashback, then I apologise).

    1. Re:Not quite true by lga · · Score: 1

      That 2.5% fee applies to paying for goods with a credit card. It's been included in the price of goods at Tesco as long as they have been taking cards. It doesn't apply to cashback though, as they only allow cashback on debit cards (from a bank account) where they pay a fixed charge instead of a percentage of the transaction. Because of that the cashback doesn't cost the retailer anything.

  156. Worser and worser by CmdrGravy · · Score: 1

    Even worse a number of pubs I have seen latley actually have ATM's next to the bar, danger - danger.

  157. Re: Metric System by armb · · Score: 0

    > Of course, even better would be a system based on, say, 128 units

    Only if you only ever want to divide by powers of 2. The 60 minutes in an hour divides by 2, 3, 4, 5, and 6 (and 10, 12, 15, and 20). 120 would be better than 128.
    But since we use a decimal system for numbers generally, using it for most measurements too makes a lot of sense (time is a special case because we want to keep days, and some reasonable subdivision of them, and seconds). Changing _everything_ to use base-12 would be too much, even if we do have dozens and gross in relatively common use.
    (UK currency used to have 12 pennies in a shilling, 12 shillings in a pound, but we've been decimal for years.)

    --
    rant
  158. The Human finger is base 2 by alba7 · · Score: 1

    Raised finger is 1, lowered finger is 0. And ten bits^Wfingers will take you all the way from 0 to 1023.

    Only problem is that some numbers are harder to display than others. For example 00100 is trivial, but 01001 (or 10010, depends on endianess) can cause severe pain well past a Trekki greeting.
    --
    Post tenebras lux. Post fenestras tux.
    1. Re:The Human finger is base 2 by 1HandClapping · · Score: 1
      I didn't put it in my original post on this thread, but I use the thumbs as ground, and the remaining fingers as bit 0-7

      With both palms up, my right index is bits 0 and my left index is bit 7. When a finger touches the its thumb then it is considered set.

      This is easier to do than having the finger in the typical counting positions. It is also less offensive on certain powers of two.

      Finally each hand becomes a nibble and the hand becomes a byte. I realize this violates the principle of Don't byte the hand that feeds you

  159. Re: Metric System by csteinle · · Score: 2

    (UK currency used to have 12 pennies in a shilling, 12 shillings in a pound, but we've been decimal for years.)


    Bzzzt. 20 shillings to the pound. 1 shilling (or 1 bob) is 5 new pence.
  160. People really are stupid by CmdrGravy · · Score: 1

    I was in the station last week waiting for the ATM behind some guy who was spending ages just whacking the buttons and putting his card in and out of the slot. After 5 mins of this he asked me how the machine worked because he couldn't get any money out of it just his balance because he had chosen the wrong option at the start and didn't know there were other menu options he could have chosen or how to go backwards.

  161. Re:notify authorities? by 0123456 · · Score: 1

    This is Britain we're talking about: unless the crooks are breaking the speed limit driving to and from the ATM, the cops won't be interested. Speeding == $$$$, catching ATM crooks == hassle and paperwork.

  162. Re: Metric System by DrHyde · · Score: 1
    The Imperial system may use a metric shitload of inconsistent conversion factors, but for the units one uses day-to-day it's not hard to remember. All I need to remember are the conversions between inches and feet; feet and yards; ounces and pounds; pounds and stone; pints and gallons. That's just five factors. Also of occasional use is the conversion from gallons of water to pounds weight.

    Anything else I have to think about, but that doesn't matter as I rarely need to convert them. This is no harder than having to remember what order to sort the SI prefices pico, nano, micro, milli, kilo, mega etc.

    For day-to-day use, I find that the imperial system is superior as I get to use smaller numbers for day-to-day things like my height (6'3" vs 190cm) and weight (21st vs 133kg) for no significant loss of precision. For scientific or engineering use, or for measurements of the very big or very small - basically for measuring stuff that falls outside the caveman scale (mm, or the distance to geo-synchronous orbit, for instance) or needs better than caveman accuracy (if it matters that it's exactly 1905mm rather than 6'3" plus or minus a little bit) - the SI system wins.

  163. Chip and PIN by lga · · Score: 1

    Thats why the UK is switching to Chip and PIN.
    You put your own card in the chip reader, and you have to enter a PIN to authorise it instead of signing. Other countries like Holland have required a PIN to authorise cards for years.

  164. Did HE take the numbers now? by tommck · · Score: 1

    The question I have is: Now that this guy's got a memory stick full of people's atm card numbers and pins, did he resist the temptation of going into business for himself? :)

    --
    ---- It puts the lotion on its skin or else it gets the hose again. It does this whenever it's told.
    1. Re:Did HE take the numbers now? by hesiod · · Score: 1

      > Now that this guy's got a memory stick full of people's atm card numbers and pins

      Very good point. I wonder if he erased the card, kept it intact, or even thought about that at all (I would think he had).

  165. Tried to show who? by Anonymous Coward · · Score: 0
    Having tried to explain how the fraudsters can hide a camera and card reader around the ATM, he decided it would be easier to show one of them after a few drinks down the pub.

    I think the submitter of this story had a few drinks down at the pub. Who was he trying to show? He was taking one of the fraudsters to the pub for a drink? This was a different ATM?

  166. Happened to me... by jbrw · · Score: 4, Informative

    ...almost.

    Went to take some money out late one night. There were about three (eastern european) guys huddled around the machine fiddling. Went to get money out, and the machine held out to my card - you could see the card in the slot, but couldn't get it out. Guys reappear and tell me something like "Oh. I've seen this before. Press blah, blah, blah and enter your PIN" while standing over me. Hmm, I don't think so...

    So, I step back call my bank, wait on hold for an age, and as soon as they hear me confirm to the bank I want to cancel my card, I get my card thrown back at me by said guys, and they scarper into a car that has subsequently double parked.

    I reported it to the local police station, and they said it happens all the time, but it wasn't actually a crime until they withdrew money (!!!).

    It's called a "Lebanese Loop". More info here:

    http://hoaxinfo.com/atmscam.htm

    I see plenty of machines in London with glue residue around the card slot. This must happen all the time...

  167. we had this too in belgium by rastamutz · · Score: 0

    Guess it's a problem all over the world now... here in Belgium our card contains an encrypted chip with proton-function that works with the C-ZAM/SMASH system from banksys http://www.banksys.com/en/index_flash.htm We still have the good old magnetic strip, the old magnetic readers are replaced with the ones using the chip...

  168. Low-tech solution to high-tech promblem: by nordicfrost · · Score: 1

    1. Take an example picture of of the slot is supposed to look without any skimming devices.

    2. Place said photo above the card entry slot, with text saying: If the hole where you put your card look ANYTHING unlike this, don't use the ATM ans call the bank.

    3. Prof^H^H^H^HSave bucks otherwise paid out to defrauded customers.

  169. OT: Anyone know any good places to post pics? by csk_1975 · · Score: 1

    Sorry for the OT reply to my own message, but the link I posted to the image of the skimmer is now broken. Anyone know any good places to post pictures which can then be linked to? I googled for a free photo site, uploaded the picture and hoped it'd work for long enough, guess not.

    So does anyone know a good place to post pictures? (I don't want to use my systems :)

  170. What's next? Chip and PIN -In UK This Christmas by Anonymous Coward · · Score: 0

    What's next?

    Well - It's taken almost a decade and it's being rolled out this year in the UK. It's called http://www.chipandpin.co.uk - it includes a microproc. in the card.

    All UK credit card transactions will go through the new system by the end of this year - any that don't will not be covered under the Clearing Banks' insurance system - i.e. the vendor that uses an old card reader will be liable for any fraudulent transactions caused by old magnetic stripe cards in their readers.

  171. 2-way verification by ocie · · Score: 1

    People are talking about challenge-responsebased smart cards. Good idea -- I think some of the current "smart" cards are just using a chip to store and play back the card number. What might also be good is a way for your card (which you presumably trust) to challenge the ATM to prove that it is really a bank ATM and not someone just trying to grab your number.

    --
    JET Program: see Japan, meet intere
  172. OT, yet by back_pages · · Score: 1
    And just what recourse do victims have?

    Was read as And just what do recursive victims have? And I immediately thought, "Nightmares, probably."

  173. Re: Metric System by mgs1000 · · Score: 1
    And how often does an average person need do a cubic inch to ounce conversion?

    You are more likely to convert fluid volume to weight. And 1 ounce water = 1/16 of a pound.
    (For you cooks, 1 ounce = 1 Tablespoon, btw)

  174. Thank goodness.... by Muad'Dave · · Score: 1

    ...the poster is British - "800 pounds of kit" brought up images of an ancient Burroughs computer with lots of flashing lights sitting next to the ATM...

    --
    Tiller's Rule: Never use a word in written form that you've only heard and never read. You will end up looking foolish.
  175. Re: Metric System by mgs1000 · · Score: 1
    Of course, even better would be a system based on, say, 128 units.

    1 Gallon = 128 fluid ounces.

  176. Sidenote - Inca's math system was base 20... by da5idnetlimit.com · · Score: 1

    Learnt that a long time ago... when doing calculus in n-base (first time I had a use for the converting options of the calculator 8) the teacher told us of the different systems and there advantages/disavantages.

    He told us the Inca had a base 20 calculus system, for they were using both fingers ans toes to count.

    Also, the Psychlos (Ron Hubbard's Sci-Fi "litterature") had a nice base 11 system that was fun to read about, for the calculus was a mix of both Maths and tradition (just like the Kabale had, meaning that each number is also a word or letter and changes the value of the equation as you read it...Cryptography before our time 8)

    That's all folks, just a few remaining synaptic connections dying in their last burst. So long 8)

    --
    It takes 40+ muscles to frown, but only four to extend your arm and bitchslap the motherfucker
    1. Re:Sidenote - Inca's math system was base 20... by kcelery · · Score: 1

      radix 11 system is for male only.

  177. Easy money by Anonymous Coward · · Score: 0

    1. Get 550 GBP stolen from you.
    2. Find the ATM that stole it from you.
    3. ???
    4. Profit!!!

    Step 3: Steal the scammer's equipment worth 800 GBP.

  178. yes -- for THIS type of skimmer by sbma44 · · Score: 1

    I've read stories about variants that include their own screen. They collect the card, PIN, then display an error message. When you remove the need for the underlying ATM to appear to work, you can get away with a lot more -- although presumably the period where the device went unnoticed would be shorter.

  179. Re: Metric System by Canuckanuck · · Score: 1

    Living in Canada, and being a scientist, I encounter both systems equally on a regular basis. But the only reason that we commonly use imperial units of weight measurement is because our neighbour to the south refuses to go metric. It is much much easier to measure in SI units because conversion is not necessary when working within SI. For volumes, it's likewise easier to use metric and the weight to volume conversion is simple (1 litre of water weighs 1 kilogram). Just the concept of base-10 counting is simplicity in itself.

    The US is one of the last bastions of imperial measurement in the world (and UK measure in stones of all things!), while the rest have converted to metric and SI providing consistency from country to country. Because of the persistence of the US using imperial, we must constantly convert when making business transactions and engineering new products. This is a major bottleneck in my view. Not to mention millions of dollars were lost when metric-imperial conversion error was made for a Mars probe.

    PS: I thought the SNL skit with Dan Aykroyd describing the Decabet (metric alphabet) was hilarious!

  180. Yes, Cameras Too - Even NYC by nightwing2000 · · Score: 1

    Yes, I recall the case. They had video cameras in the ceiling. Some shady organization of a far eastern persuasion, so I'm sure the unfortunate clerks of the same ethnic background wer "persuaded" to cooperate. There was also a case at a big NYC store (NYC? Macy's?) where the girl tried to rip off a German tourist with a double swipe (credit card no.?) using a card reader attached to a Newton(?). The German guy happened to be a computer tech and raised bloody hell until store security took the equipment.

  181. "1 ounce = 1 Tablespoon" by da5idnetlimit.com · · Score: 1

    Yeahy, nice conversion scheme, using a non-standard reference...

    Or do you mean that everyone has to get a "coffee spoon" (or is it a "Soup Spoon", the large ones) and that cultural revolution is to come to the Chineses, that uses those strange, bowl-like spoons (for Soup, btw)(see what I mean ?)...

    Maybe that's why we never saw an 'American Restaurant' (or, lol, an English Restaurant 8)

    only fast foods and steak house...

    --
    It takes 40+ muscles to frown, but only four to extend your arm and bitchslap the motherfucker
    1. Re:"1 ounce = 1 Tablespoon" by mgs1000 · · Score: 1

      Well, I was wrong, 1 T = 1/2 ounce
      But it is standardized here in the U.S.

    2. Re:"1 ounce = 1 Tablespoon" by da5idnetlimit.com · · Score: 1

      just putting the link online for easier browsing...

      Tablespoon

      From Wikipedia, the free encyclopedia.

      The tablespoon is a measure of volume used in cooking. It has various values around the world.

      1 U.S. tablespoon = 1/2 U.S. fl. oz. (14.8 ml)

      The traditional British tablespoon was never standardised, and could vary from 1/2 to 5/8 imperial fl. oz. (14.2 ml to 17.8 ml)

      1 metric tablespoon = 15 ml (in Canada, New Zealand, UK)

      1 metric tablespoon = 20 ml (in Australia)

      => was locally standardised...

      Gosh, just reading it makes my head hurt...

      Well, it's just one of the difference that will make Qui Pro Quo more interesting in the times to come and more and more engineers comes to hand over specs 8)

      --
      It takes 40+ muscles to frown, but only four to extend your arm and bitchslap the motherfucker
  182. Addendum... by da5idnetlimit.com · · Score: 1

    Also, you have to remember that for Roman, the foot (or feet, or goddam it 8) is of the size of Hero Hercules' foot.

    The lengh of a stadium (625 feet) makes me tell that Heracles was wearing a nice size 47 (Eu), or size 12 for you americans 8)

    Ah, how I love useless knowledge 8p

    --
    It takes 40+ muscles to frown, but only four to extend your arm and bitchslap the motherfucker
  183. "pounds is the NAME of the UK currency" by da5idnetlimit.com · · Score: 1

    "And anyway, pounds is the NAME of the UK currency, it's not the weight of it"

    Damn, and I was taught that the value of One Pound() was originaly determined as the countervalue of ONE POUND OF STERLING SILVER, and then evolved in time as the metal lost it's position as universal monetary reference for Gold...

    Gosh, the disappointment 8)

    --
    It takes 40+ muscles to frown, but only four to extend your arm and bitchslap the motherfucker
  184. Way back when ATMs were relatively new. . . by Fantastic+Lad · · Score: 1
    And my buddy and I were working out how to scam them, we came up with several points. . .

    1. Telephoto lenses and ad-on cameras? Stupid, stupid, stupid. Instead what you do is. . .

    Hm. Actually, seeing as the idea hasn't been done and as it's frighteningly simple. . , I'm suddenly unwilling to post it on the web.

    2. After coming up with a workable plan, we realized, "You know, this is a pretty terrible thing to do to people."

    --If you look at all the little receipts which litter the immediate area around a machine, you quickly learn from the balances shown that the large majority of people only have between $50 and $300 in their accounts.

    In a world where so many people are living hand to mouth, stealing from them is about the shittiest thing you can do. Criminals who do this are of a very, very low order, and I really do wish them all the worst. If I ever come upon one of these hacks, I'll be bloody sure to make somebody's life a living hell.

    Spend the time. Call the cops.


    -FL

    1. Re:Way back when ATMs were relatively new. . . by Anonymous Coward · · Score: 0

      Actually there are numerous ways to scam; the police have listed a few recently to make people aware. Most of them deal with people "being helpful". In one case, they just put a small overlay on the touch area where they catch your pin sequence; in another, they just drop money next to you, point it out that you dropped it, and then grab the card while you're bending down. Other simple things are putting tape in the reader so that the card gets stuck, and then "helping out" in suggesting that the pin code needs to be filled out for the card to be returned. In fact, I've even heard of scammers visiting old people and telling them they were bank representatives, coming to replace their cards, and they needed the cards and pin numbers. It's sad that banks have to explicitly specify that they don't provide home services, and that you ALWAYS have to go to a bank to arrange certain things. Each of these are simple, low cost ways to scam the pin number and pass; there are of course more expensive ways, but no need to mention those. Suffice it to say the police can usually pick up the perpetrators, as they have to be closeby to pick up the transmissions.

  185. french system by da5idnetlimit.com · · Score: 1

    the small chip was actually invented by a french (the same that created BeOS) and has been in use in france for a long long time.

    The reason why it didn't catch up in America is taht they didn't likje to have to pay copyrights to a "Foreign Country" and waited up until the fraud cost became greater than the copyright fee.

    Just you check for yourself, I won't give you a link...just check on Gassot, BeOS inventor.

    --
    It takes 40+ muscles to frown, but only four to extend your arm and bitchslap the motherfucker
    1. Re:french system by Anonymous Coward · · Score: 0

      That's JL Gassee not Gassot

    2. Re:french system by El+Cabri · · Score: 1

      JL-Gassee, founder of the late Be Corp and ex Apple executive, has nothing to do with patenting the smart card. The inventor of the smart card is Roland Moreno, who is indeed French also. The 20-years patent expired a few years ago.

  186. Re: *PINs are dying by chooks · · Score: 0, Offtopic

    It is now official - Netcraft has confirmed: *PINs are dying.

    Yet another crippling bombshell hit the beleaguered *PIN community when recently IDC confirmed that *PIN accounts for less than a fraction of 1 percent of all ATM transactions. Coming on the heels of the latest Netcraft survey which plainly states that PINS have lost more market share, this news serves to reinforce what we've known all along. *PINs are collapsing in complete disarray, as fittingly exemplified by falling dead last Numerical Banking poll.

    You don't need to be a Kreskin to predict *PIN's future. The hand writing is on the wall: *PINs face a bleak future. In fact there won't be any future at all for *PINs because *PINs are dying. Things are looking very bad for *PINs. As many of us are already aware, *PINs continue to lose market share. Red ink flows like a river of blood. ATM PINs are the most endangered of them all, having lost 93% of its core customers. The sudden and unpleasant departures of long time *PIN developers Jordan Hubbard and Mike Smith only serve to underscore the point more clearly. There can no longer be any doubt: *PINs are dying.

    Let's keep to the facts and look at the numbers.

    Banking leader Theo states that there are 70,000,000 users of Credit Card PINs. How many users of ATM PINS are there? Let's see. The number of Credit Card PINS versus ATM PINs posts on Usenet is roughly in ratio of 5 to 1. Therefore there are about 70,000,000/5 = 14,000,000 ATM users. Phone Card PIN posts on Usenet are about half of the volume of ATM PIN posts. Therefore there are about 7,000,000 users of Phone Card PINs. A recent article put Class Registration PINs at about 80 percent of the *PIN market. Therefore there are (70,000,000+14,000,000+7,000,000)*4 = 364,000,000 Class Registration PIN users. This is consistent with the number of Class Registration PIN posts.

    Due to the troubles of the savings and loan scandals of the 1980's and post-9/11 America, abysmal sales and so on, PINs-of-America, Inc. went out of business and was taken over by PIN'O'Matic who sell another troubled PIN generator. Now Enron is also dead, its corpse turned over to yet another charnel house.

    All major surveys show that *PINs have steadily declined in market share. *PINs are very sick and its long term survival prospects are very dim. If *PINs are to survive at all it will be among magnetic stripe hobbyist dabblers. *PINs continue to decay. Nothing short of a miracle could save it at this point in time. For all practical purposes, *PINs are dead.

    Fact: PINs are dead.

    --
    -- The Genesis project? What's that?
  187. Suspicious looking ATM by freeze128 · · Score: 1

    Last weekend, at a local Taco Bell, I saw a strange looking ATM. There were no banking network identifiers on it anywhere, except for the TACO BELL logo, and it claimed it did not dispense cash. Instead, it prints a receipt that you can redeem for cash at the cashier. It seems to me that using it would be the same thing as giving your ATM card number and PIN to Taco Bell. Why would I do that?

  188. One other thing to watch out for by Anonymous Coward · · Score: 0

    Make sure that the cashier keeps your card within your sight at all times. I've heard stories of unscrupulous employees keeping silly putty beneath the counters and taking imprints of cards while their owners look away. It seems to happen at movie theater concession stands more than anywhere else...

    1. Re:One other thing to watch out for by Anonymous Coward · · Score: 0

      And make sure that you mutter all kinds of numbers while the clerk is looking at the card. This helps prevent that little bastard from memorizing your number and writing it down when you leave.

      Come to think of it, it might be best just to kill anyone who is within eyeshot of your card.

  189. You don't even need PK for this by John+Harrison · · Score: 1
    It is easy establish a secure channel with just 3DES in the presence of an eavesdropper. The Global Platform key agreement scheme is one way that is common in the smart card world.

    Each card has a unique key that is derived from the serial number and a master key. This master key is stored in tamper reactive hardware such as an IBM 4758. When the card is inserted the card reports its serial number, allowing the hardware security module (HSM) to calculate the unique card key. Then the card and the HSM each generate a random number, encrypt it using the card unique key resulting in a cryptogram. Cryptograms are exchanged, decrypted, and the random numbers are used to generate a unique session key that is used for the rest of the communication.

    This is a simplification, but it even without PK crypto you can have secure communication between a smart card and a HSM.

    Of course someone could spend a lot of money and extract the card unique key from a card, but then they only have the ability to duplicate one card, not make arbitrary cards since they don't know the system master key. The system should be designed such that the cost of extracting a key from a card is greater than the amount of damage that could be caused by such an exposure.

    In that case, even if someone can duplicate a card (which they would most likely have to have in their possession) there is little incentive to do so. It is much easier to just use a scheme like the one in this article to go after mag stripe cards. Smart criminals will go after the low hanging fruit.

    By the way, the low hanging fruit is quickly becoming the USA as the rest of the world moves to smart cards. Expect fraud rates to continue to rise until we make the change.

    1. Re:You don't even need PK for this by Anonymous Coward · · Score: 0

      People steal ATMs all the time. Any scheme that relies on an ATM having access to symmetric encryption keys for multiple (all?) cards is a problem. The only way to make this work is to have a central location managing keys ala Kerberos over the banking network, or to just use PK cryptography.

    2. Re:You don't even need PK for this by John+Harrison · · Score: 1

      If you can get the keys out of a 4758 you let me know. Notice that I didn't state that the HSM is located in the ATM itself. You could certainly have it in a data center and use a network connection.

  190. /. as personal security tool by alazar · · Score: 2, Informative

    I am always learning so much on /. Now I'll also consider it as a personal security site.

    I will reluctantly admit to not knowing about this sort of scam, although I am not at all surprised. Working in New York City, I'll bet it's an issue. So now I will change my ATM behavior.

    1. Only use ATMs at the larger, reputable institutions. Not that that's a panacea, but at least I'd have a machine to talk to should an issue arise. I'd also like to believe that they are more diligent about ATM security.

    2. Don't use the stand-alone ATMs anywhere, regardless of the institution on the placard.

    3. Conceal my PIN: use false button presses, slow, staggered timing.

    4. Be aware of the environment. Is there anything that might be a skimmer and/or camera?

    5. Be even more diligent about recording my ATM transaction.

    Since my credit union has only 1 ATM, very far from where I live and work, it would be impossible for me to limit myself to their machines, that I'd do that if I could.

    I wish there were a way to promote/encourage a more secure technology. But I'd also like to solve world hunger too.

    --
    True friends are hard to come by... I need more money. - Calvin
  191. What about. by alazar · · Score: 1

    What would be the implications of having a smartcard with the biometric scanner right in the card.

    Put the card in the slot while your thumb and for finger are on the card.

    Seems simple enough, maybe the card would not even activate/transmit until the biometric signature passed.

    Hmmm

    --
    True friends are hard to come by... I need more money. - Calvin
  192. No interest but a lump sum for cash by Teun · · Score: 1
    I have a Visa and a Master Card and used to have an American Express card, all on a Dutch account.
    I've never ever had to pay interest on anything I did with these cards including cash withdrawals.

    But I *do* pay a fee for every cash withdrawal, sometimes a lump sum, sometimes a percentage.

    As far as I know this is generally the way it's done in Europe maybe with the exception of the UK.
    But then the UK interest on credit cards is generaly so much higher than in the rest of Europe, in The Netherlands such a level of interest would often be legally classed extortion and be punishable.

    --
    "The likes of Facebook and WhatsApp are free to those whose privacy is of zero value."
  193. Re: Metric System by Anonymous Coward · · Score: 0

    5280 is divisable by 1,2,3,4,5,6,8,10 and 12

  194. Re: Metric System by DavidTC · · Score: 1
    How is that not metric? It sounds exactly like a shilling is the same thing as nickel. Five pennies in a nickel, twenty nickels in a dollar.

    No one says you have to have every amount only as a power of ten. That would require excess amounts of change carrying. If you wanted to carry 99 dollars you'd have nine tens and nine ones, instead of four twenties, one ten, one five, and four ones. (Well, technically, you could have two twos instead of four ones, but no one ever has twos. Or one fifty and two twenties instead of four tenties and one ten, but, again, no one ever has fifties, mainly because the ATMs give out twenties.)

    Powers of ten only is simpler, yes, but twice as bulky. If you want to go to unlikely bills, it's three times as bulky!

    Or are you saying it's not metric because you don't have a ten piece, a dime equivelent?

    --
    If corporations are people, aren't stockholders guilty of slavery?
  195. Photos of the kit when installed on ATM? by permaculture · · Score: 1

    Do you have any photos showing the stuff installed on an ATM machine?

    --
    Environmentalism is the new Victorianism. Everyone ties on a green corset and pretends we're virtuous.
  196. Re: Metric System by DavidTC · · Score: 1
    I think a slightly more logical conversion is one fluid ounce of water equals one ounce in weight. You should already know 16 ounces in a pound.

    Which is actually the only Imperial conversion that makes more sense than the metric one, where one *litre* of water equals one *kilo*gram of weight. What the hell is with the crazyass scale jumping there?

    --
    If corporations are people, aren't stockholders guilty of slavery?
  197. Re:Michael Sims by quinkin · · Score: 1
    I've spent hours on your sig - thanks for the +5 Insightful reading.

    Q.

    --
    Insert Signature Here
  198. Well shit man. by Anonymous Coward · · Score: 0

    I detailed one movie, and you give something that is nothing like what I detail. It's like me asking about a certain long haul eighteen wheeler make, and you reply "You mean a Chevrolet Corvette?".

    1. Re:Well shit man. by nfotxn · · Score: 1

      Mostly I just wanted to mention Sneakers and assumed often people have poor recollection so hazzarded a guess. I'm sorry if I offended your delicate sensibilities.

      --

      _nfotxn

  199. Does this work for most measurements? by rbird76 · · Score: 1

    Temperatures - there is more fine distinction in Fahrenheit than Celsius; however, the thermometers presumably have the same errors whether graduated in degrees Fahrenheit or Celsius. Division isn't an issue here.

    Liquid - 1 pint = 16 oz
    1 quart = 32 oz
    1 gallon = 8 quarts
    1 barrel = ? gallons
    (+ tablespoons and teaspoons)

    Mass/weight - lots of little measures (grains, etc.)
    1 pound = 16 ounces
    1 short ton = 2000 lbs
    1 long ton = 2200 lbs (I think)

    These measures are more easily divided by 2 but are no easier to divide by 3 than metric measures - most measuring cups are marked in 1/3's in addition to 1/2, 1/4, etc.

    Length: (lots of binary fractions of inches)
    1 foot = 12 inches
    3 feet = 1 yard
    6 feet = 1 rod
    110 rods = 660 ft = 1 furlong
    8 furlongs = 5280 ft = 1 mile

    Length measures are more easily divided by 2 and 3 than metric, but the facility of division comes at a cost. The bases change between length measurements; there is no constant factor of 12 (or 6) between units, but a widely varying difference. If you have to divide by varying numbers to do unit conversions (and have to remember what base goes with what), this negates much of the availability of factors of 2 and 3.

    The divisibility of English units by 2 and 3 rather than 2 and 5 would be more convincing if the English system kept constant ratios between units (or close), but it doesn't. Length goes in units of 12 to 3 to 2 to 110 (to leagues - 20?). An added bonus is the lack of large and small units - weight has some small units but to go large or small in any of the English units requires lots of arithmetical legerdemain, and still gives numbers that are big and unpretty.

    English units persist because of stubbornness, and because they have more units in the measures that people are likely to use than metric. Common distances, food weight, and some liquid volumes are more conveniently measured in English units; they could be done in metric, but the extra math isn't worth it to most people.

    Time is a different issue altogether - primarily because metric has no good time frame that corresponds to the time most people use (particularly the day). Seconds are used, which is fine for measures and comparisons of small and large numbers, but there aren't good metric equivalents for days and hours. Since the factor of 60 is ingrained in our measure of time, factors of 10 will likely give units that are either too small or too large for common use.

    1. Re:Does this work for most measurements? by Anonymous Coward · · Score: 0

      Liquid - 1 pint = 16 oz

      In the US...in the UK it's 1 pint = 20 fl oz. Thus the different size gallons (1 US gallon = 8 pts = 8x16 = 128 fl oz, 1 UK gallon = 8 pts = 8x20 = 160 fl oz).

      And I never could fathom (sic) rods at 6ft.

      And if the metric system is so good, why don't we use the metric calendar (10 day weeks, 3 (why three?) week months, 12 (why twelve?) month year), with the extra 5 or 6 days to correct for solar orbit as holidays, and have a metric day: 10 hours of 100 minutes each of 100 seconds?

  200. Re: Metric System by HTH+NE1 · · Score: 1

    Which is actually the only Imperial conversion that makes more sense than the metric one, where one *litre* of water equals one *kilo*gram of weight. What the hell is with the crazyass scale jumping there?

    Because if you really wanted to be pure, your liter would be defined as a cubic meter of water instead of a cubic decimeter, and thus your gram would be even more massive (pun intended), leaving your centigram, decigram, decagram, and hectogram measures in not very useful places in the scale, as well as your centiliter, deciliter, decaliter, and hectoliter.

    It's all about calibrating the kilo- to milli- measures, where we have the finer points of measure, to be at useful points in the scale, and to balance the everyday uses of all the prefixes.

    (Not only did the computer industry usurp the metric meaning of kilo- for non-metric multipliers, but for measures of memory completely threw out this calibration of scale, and with it all sub-unitary measures.)

    --
    Oh, say does that Star-Spangled Banner entwine / The myrtle of Venus with Bacchus's vine?
  201. Hiding your PIN by Anonymous Coward · · Score: 0

    Here is a technique I was taught to use that obfuscates the entry of 4 digit PINs

    Choose a number that contains digits such that you can place your hand on the keypad with one finger on each. Note that this can be a sequence that contains only 3 or even 2 unique digits. Now enter the sequence without moving your fingers any more than the pressure needed to operate the switch.

    At first it seems that this _helps_ an observer. In a single glance s/he can tell exactly which digits are in your PIN.

    However, with modern keypads that require very little pressure to activate it is extremely hard for even a sharp eyed observer to catch the little twitches of your fingers that reveal the sequence.

    In fact a low frame rate camera would entirely miss this operation in many cases.

    This is an extension of a technique known variously as motor memory authentication, gesture identification and other terms.

    For example:

    ygydygdygydygdy
    uhuvuhvuhuvuhvu
    okojokjokojokj o
    eseaesaeseaesae

    I just typed those in under 2 seconds ( I havent checked if they are correct, but I can tell you that once you practice the technique you will get very few errors) they are a single password but mapped to a different set of keys.

    The motor sequence is one of hundreds of such I store in my brain without any problem, maybe its easier for me I used to be a drummer and still play the piano.

    1. Re:Hiding your PIN by Anonymous Coward · · Score: 0

      Oh sorry - one thing I forgot to mention
      combining this with a technique of shape-shifting
      where I basically remember which is the bottom left hand key and what 'shape' the gesture has (this is very similar to music theory if you research it) I am able to VERY reliably store a password in my brain WITHOUT ACTUALLY KNOWING WHAT IT IS.

      I can enter the pass if you put me at a keyboard but if you ask me what it is, I dont actually know, I have to look at a keyboard and very SLOWLY work it out verbally to tell you.

  202. Free cash, no cameras involved by permaculture · · Score: 1

    When you ask the ATM for 100GBP, it counts out 5 x 20GBP notes. If you ignore the notes, eventually they get sucked back into the machine.

    Now on older ATMs, the notes were not counted when the machine sucked them back in. There was just an optical device to watch for when the notes were or weren't taken. So you could remove 4 banknotes, leave 1 note in the ATM, and your account wouldn't be debited any money at all.

    That scan no longer works as modern ATMs do now count notes when they're retrieved by the machine. Ah, well :-)

    --
    Environmentalism is the new Victorianism. Everyone ties on a green corset and pretends we're virtuous.
  203. Re:Michael Sims by Paul+Crowley · · Score: 1

    Thanks. Just noticed that it linked to an old version of the page; I've updated the link.

    I particularly like the comments on the "truth is in the middle" attitude. I've updated my bio with something to that effect.

  204. Your humor is too sophisticated. by Anonymous Coward · · Score: 0

    If I had mod points, "funny" it would be.

  205. Re:Michael Sims by quinkin · · Score: 1
    Ah good, I meant to post the updated link in my reply.

    I have found that karma seems to win in the end with a lot of those who rise/fall by the whim of the masses. Or as other more succint people have said - the truth will out. It's mostly just annoying that he still won't hand over the domain. It truly shows his heartfelt commitment to the world community...

    Q.

    --
    Insert Signature Here
  206. Hmmm by Mysticalfruit · · Score: 1

    I'd be interested to see what these things look like attached directly to an ATM. It just seems that this extra bit of plastic sticking out the front of the ATM would be a bit conspicuous...

    --
    Yes Francis, the world has gone crazy.
  207. "The biggest thing seems to have been the size" by bob_jordan · · Score: 2, Funny

    "The biggest thing seems to have been the size"

    I tend to find that as a rule, the biggest thing of most things is its size. If it gets any bigger, its size grows to accomodate it.

    Bob.

  208. Did he TELL the bank he was taking it? by iansmith · · Score: 1

    If this guy didn't have permission to take the reader, he is pretty lucky.

    Imagine trying to explain to an undercover stakeout police crew why you were retrieving an illegal device off an ATM. "Just wanted to look inside it, officers... honest!"

  209. True in the book... by da5idnetlimit.com · · Score: 1

    and in reality, I would say males are switching between base 10 and base 1, with sex/no-sex as base 1 and "how to get more/better/bigger sex" as first use for base 10...

    And that a guy speaking 8)

    --
    It takes 40+ muscles to frown, but only four to extend your arm and bitchslap the motherfucker
  210. Move the reader, not the card by Anonymous Coward · · Score: 0

    ATM companies should make it more difficult to add these type of attachments. One way is to insert the card strip first and have the reader move across the strip. If the card is not pulled all the way in, you could just set it in an angled slot for the reader to access the strip. Either having an angled slot or a strip-first insert would make it more difficult to add a 'hidden' attachement in front of the slot.

  211. RTFA - this is in the UK by kcurtis · · Score: 1

    Besides, I've used my magnetic strip card all over Europe in atm's. So the technology seems pretty popular still outside the US.

  212. Re: Metric System by BrainInAJar · · Score: 1

    A litre is the base unit. A gram is also a base unit. So a mililitre of water is one gram of weight, just as a kilogram is one litre of water

  213. Re: Metric System by csteinle · · Score: 1

    It's not metric because it was twelve pennies to the shilling, and twenty shillings to the pound. The pound stayed the same value, but it was changed to 100 new pence. Hence the conversion rate of 5 new pence to one shilling. (Notice the difference between "pennies" and "new pence".)

  214. Not a crime? by phorm · · Score: 1

    I reported it to the local police station, and they said it happens all the time, but it wasn't actually a crime until they withdrew money (!!!).

    You know... that just doesn't make sense to me. It seems that we a crime here:

    a) Vandalism: In however they screwed up the machine in order to make it get your card stuck

    b) Attempted theft: Is there something here to cover this. We have attempted murder, or even conspiracy to commit... wouldn't there be something similar to cover defraudment or theft?

  215. Secure? by phorm · · Score: 1

    Unless the LCD is made in a way that lets it avoid being captured on camera, how is this any more secure than a pinpad. The camera will be recording the numbers onscreen and what you hit, regardless of where the numbers were positioned.

    1. Re:Secure? by Anonymous Coward · · Score: 0

      LCD's (also CRTs) are hard to capture on camera...60Hz refresh flickering really screws up camera captures.

    2. Re:Secure? by KlaymenDK · · Score: 1

      Well, if you cover your hand while typing in your pin (as all Europeans, or at least all Scandinavians are taught to do), it's still possible to sort of deduce where your fingers are. -- But if you don't know where the keys are, even that's not very useful.

      I for one cannot understand how the general consensus here is that people don't try their very best to hide their pin code ... but hey, I'm not an american, so what do I know.

  216. Re: Metric System by lpq · · Score: 1

    Oh come on, everyone knows how easy it is to convert teaspoons to gallons and drums....:-/

    Besides...it fuels the calculator industry...its amazing the number of
    specialized calculators now sold to building contractors...and 12 gauge wire is
    how many inches in thickness?....:-/

  217. Similar scam, but using WiFi by BranchingLichen · · Score: 1

    A similar scam was featured on JWZ's blog the other day. That one used WiFi to get the data out.

  218. same as anti "shoulder surfing" by bobkoure · · Score: 1

    Pre cellphones-common-as-dirt, there were people trying to watch the keypads on phones in places like airports - looking for your phone card info. (Dunno if it's still happening...)
    One defense was to "mix" a bunch of false key presses (put your finger on the button, don't push down) in with the good ones.
    I guess this would also work here...

  219. Re: Metric System by DavidTC · · Score: 1

    I don't really understand what you're saying. It's powers of ten, it's 'metric' currency. It doesn't matter that you already had shillings and pounds.

    --
    If corporations are people, aren't stockholders guilty of slavery?
  220. Re: Metric System by DavidTC · · Score: 1
    Yes, that was my point.

    The different amounts are completely out of wack. A cubic meter should be a liter should be a gram.

    Of course, the real problem there is that a meter is way too big. If a meter was ten centimeters (You know what I mean.), then everything would be nice and usable.

    If people really have a problem with that, it's easy enough to teach them more prefixes.

    --
    If corporations are people, aren't stockholders guilty of slavery?
  221. Re: Metric System by HTH+NE1 · · Score: 1

    Of course, the real problem there is that a meter is way too big. If a meter was ten centimeters (You know what I mean.), then everything would be nice and usable.

    That would keep liters where they are, but you'd still have a gram which is too large to be useful for measuring precious metals, and millimeters too small to be generally useful. Centimeters would be what millimeters are now. Road distances might end up more conveniently measured in gigameters in order to hide decimal points from the average person.

    The meter is the length it is because it is close to a yard. We want to have the metric measures be close to the imperial measures we are familiar with to ease acceptance of the new units.

    The units are not just calibrated to water; they are also calibrated to what is useful for human perception and the practical needs of humans. That it is base 10 is to make it easier for humans; computers would rather deal with powers of 2 instead (and powers of 2 that are themselves powers of 2, i.e. 2^8 rather than 2^10).

    Until we evolve ourselves into something with a finer sense of distance and a courser sense of mass, I'd rather have units that are useful than blindly mathematically logical.

    --
    Oh, say does that Star-Spangled Banner entwine / The myrtle of Venus with Bacchus's vine?
  222. Re: Metric System by csteinle · · Score: 1

    It used to be 240 pennies = 20 shillings = 1 pound.

    It's now 100 new pence = 1 pound.

    Hence 1 shilling = 5 new pence, which meant that old 1 and 2 shilling coins were kicking about being used as 5 and 10 pence until they shrunk the coins some time later.

    The old system had little to do with powers of ten.

  223. I screwed up (partly)... by rbird76 · · Score: 1

    I didn't get rods rights (fathom = 6 ft). On the other hand, did you bother to read the last 1/2 of the message (metric time has problems approximating timescales with direct physical implications such as days)?

    Metric is worse at common scales but better for very large or very small things. The lack of factors of 2 and 3 in metric is outweighed (IMO) because in English units you have to remember which factor to use to convert between units (English unit bases are like standards - there are so many to choose from). This destroys most of the advantages of English units - memory not spent dividing 10 by 3 and 6 is spent instead trying to remember how many rods in a mile and trying to figure if the system operates on base 2, 3, or 110.

    For everything other than time, metric is probably easier rather than harder computationally. I don't know why we don't use it for anything other than soda.

  224. Re: Metric System by Anonymous Coward · · Score: 0

    Ummm... This is so off topic it hurts. How did it get +5?

  225. Re: Metric System by famebait · · Score: 1

    The Imperial system may use a metric shitload of inconsistent conversion factors, but for the units one uses day-to-day it's not hard to remember.

    But if it used the same factor everywhere you wouldn't need to remeber anything, and would get huge gains for any sort of calculation (not, not just for hyper-precise ones or on non-human scales)

    I get to use smaller numbers for day-to-day things

    Day-to-day things come in many sizes. You just picked ones that happened to fit your assertion.

    --
    sudo ergo sum
  226. I found one of these too by Anonymous Coward · · Score: 0

    Was in Golders Green last night and found one of those skimmers attached to the HSBC machine. No camera in sight though.

    Yanked the thing off and 3/4 dodgy guys appeared, knocked it out of my hands and went running off!

    Skimmer looked identical to the one in this article.

    Told the cops, who logged the call and said this sort of thing is quite common. Wish they'd make it more common knowledge then everyone would be looking out for them.

  227. Re: Metric System by armb · · Score: 1

    > 20 shillings to the pound.

    Damn. So it was. Told you it was years.

    > 1 shilling (or 1 bob) is 5 new pence.

    Until they shrunk the coins, at least.

    --
    rant