Anti-Phishing Tools
mikeage writes "PCWorld has an article about an anti-phishing tool available that tries to detect fake websites." This is about Web Caller-ID already in use by eBay's custom user toolbar. The article also talks a bit about the incredible increase in phishing scams.
Just don't click on any links via email to anything unless you solicited it (such as an email verification to a mailing list you're subscribing to). When I'm in doubt, all I do is type in the URL to the bank/brokerage/etc. web site myself (fire up browser and type in homepage URL), log in and find out if there is anything going on. Most such websites have a way to look at everything and take any needed action right away after you type in a user/pass.
*sigh* and on that note there is a sucker born every minute I suppose.
...in bed
From what you and I probably see, yes. Phishing begins with an email, because we probably don't browse shady sites regularly. I don't know what the average user sees in their regular browsing. I can't even figure out where people get all the spyware from in the first place. As far as phishing emails, I know I get one email regularly that looks like a CitiBank email, but it is a .jpg file embedded. The URL has citi in it, but if you look closer, it's obviously not the right sight. I'd report it, but Citi Bank's online reporting sucks.