Pay-As-You-Drive Car Insurance

Sipos writes "The BBC has a story about pay-as-you-drive car insurance. There is not that much detail about how it would work but it seems that a black box in your car monitors your position using GPS. This information is then reported to a insurance company computer which then works out which roads you used and then bills you accordingly. The article seems to suggest that this will make insurance cheaper. Surely this will only happen for people who drive on dangerous roads less than average, after all there are no less accidents as a result? It also makes no mention of the potential for abuse of privacy this could involve. Are people really prepared to let insurance companies track their every move to save money on car insurance?"

Comments

Pay As You go eh?

[Anonymous Coward]

Here is my idea. Pay as you go sex. If you last 3 minutes you pay for 3 minutes only.

Do We Really Need Mandatory Insurance?

[josh3736]

I'm not a fan of the government-imposed insurance tax. If someone smashes into you (and is found at fault) who has chosen not to have insurance, you take them to court and force them to pay for your car.

If you smash into a tree, it's your own damn fault if you don't have insurance.

Dear government, please stop telling me how to spend my money.

Thank you.

Re:Do We Really Need Mandatory Insurance?

[British]

And what if they hold a minimum-wage job at McDonald's? You'd probably be waiting 500 years to get your money.

Here's where my beautiful idea comes into play. If they have no money/assets/whatever to pay you off, you get first crack at their organs.

I'm betting you could get quite a good deal on one of their kidneys. Get said bad driver's kidney, then sell it to some rich couple who's kid needs a transplant. Doesn't matter if they are an organ donor or not.

Would also be an incentive for bad, noninsured driver no to do it a second time.

Re:Big brother-in-law, the insurance salesman

[Anonymous Coward]

"Of course, 5 cents worth of aluminum foil over the sensor would work, too."

Great, so it's not enough anymore to just make a tinfoil hat for myself. Now I have to make one for my car, too!

Re:Big brother-in-law, the insurance salesman

[really?]

That would suit me, and other obnoxiously rich fucks like myself, just fine. If not for the "points," that is.
I don't know how it works where you usually drive, but here in Japan not only do you have to pay a fine, but you also get points. Get to many points in a given period ... there goes your licence.
Damn this is annoying, what's the point of being stinking filthy rich if you can't break the law and ... and ... just write a check.

PS: ;-)