Slashdot Mirror

← Back to Stories (view on slashdot.org)

U.S. Govt. Stipulates Free Annual Credit Reports

Posted by samzenpus on from the should-have-paid-your-student-loan dept.

alue writes "Under the terms of the Fair and Accurate Credit Transactions (FACT) Act, passed last year, and amid growing concerns over privacy and disclosure of sensitive financial data, the three leading credit reporting agencies must provide consumers with a free summary once a year of all credit information on file for that person. Consumers in 13 Western states will be able to grab free online copies of their credit reports starting Wednesday."

9 of 404 comments (clear)

  1. Re:Question: by Epistax · · Score: 2, Funny

    I can't answer that. Why? The bill that doesn't let me answer that doesn't let me tell you. No you can't see the bill, that's against the bill.

  2. A better question: by rhadamanthus · · Score: 4, Funny

    What do you think the US government's credit report would look like?

    --
    Slashdot needs to interview Natalie Portman.
    1. Re:A better question: by Heutchy · · Score: 2, Funny

      To find out, you have to answer a security question:

      You have a debt account that you opened in 1790. Which of the following represents your annual payment on this account:

      a) $275,000,000,000.00 - $299,999,999,999.99
      b) $300,000,000,000.00 - $324,999,999,999.99
      c) $325,000,000,000.00 - $349,999,999,999.99
      d) $350,000,000,000.00 - $374,999,999,999.99
      e) None of the above

  3. Re:Now my question is.. by CokeBear · · Score: 5, Funny

    I think you've hit on a new definition of free. We all know "Free as in Free Speech" and "Free as in Free Beer", I propose a new category: "Free as in Free iPod" defined as something that is advertised as free, but actually involves a pyramid scheme or some other scam that makes it non-free.

    --
    Reality has a liberal bias
  4. surprise! by BrokenHalo · · Score: 2, Funny
    anyone else getting 3-6 credit card offers a day?

    Heh... In my case, that should constitute proof that they _don't_ have access to my credit records. :-P

  5. Re:presumably because by XMyth · · Score: 4, Funny

    UH HUH

    888-567-8688

    888-FAT-GIRL

    yea, right. I'm not falling for that one. again

  6. Re:personal copyleft by neongenesis · · Score: 2, Funny
    >That rule is a good start. All of my personal info is covered by copyright,

    Now I am a strong believer in the GPL, so I would use copyleft. That way if there is (for example) an error in my SSN, anyone can go in and just fix it and the world will be a better place...

  7. Re:presumably because by mike.newton · · Score: 2, Funny

    Actually it's 888-LOST-NUT. Official FTC number you say? What's that say about your current administration?

  8. Re:Now my question is.. by tsm_sf · · Score: 2, Funny

    There really are some problems that only a gun will solve.

    --
    Literalism isn't a form of humor, it's you being irritating.