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eBay Bans Google Payments

whoever57 writes "eBay has added Google Checkout to the list of payment options banned on eBay. A recent update to the Accepted Payments Policy includes Google Checkout (click on 'Show' next to 'Some Examples' to reveal the list). More comments on this action can be found at the eBay Strategies Blog."

35 of 591 comments (clear)

  1. Oh! Can I Please Be the First?!? by ackthpt · · Score: 5, Insightful

    eBay has added Google Checkout to the list of payment options banned on eBay.

    I want to be the first to predict Google sues eBay for monopolistic practices or some other restriction on open and fair trade! <8^) This is just begging those two extremely rich guys up Highway 101 to see who has the best lawyers and legs to stand on. Honestly, IANAL, but I don't see it as within the rights of eBay to dictate how people accomplish the financial transactions for Rearranging the World's Junk, as they are merely the facilitators.

    I also predict Google will win, but eBay will try to make it as clunky as possible.

    There's just something about the culture within eBay which is visible to outside world, that these people are real dorks when it comes to business, but like Microsoft, were in the right place at the right time, which seems to go a very long way in business and the public forgiving leaders for bad practices.

    As described in our safe buying guide, eBay strongly encourages sellers to offer payments through PayPal - PayPal is not only convenient to use, but it also offers buyers and sellers industry leading protection against fraud, chargebacks and theft of financial data.

    Violations of this policy may result in a range of actions including:

    • Listing cancellation
    • Forfeit of eBay fees on cancelled listings
    • Listing cancellation
    • Limits on account privileges
    • Loss of PowerSeller status
    • Account suspension
    • Or any other anti-competitive behaviour to insure our monopoly!

    And that wouldn't have anything at all to do with PayPal being a property of eBay and further lining their pockets. ;-)

    What next, coining their own money and then claiming payments can only be made with their own eBucks? I think the US Federal Reserve would have a thing or two to say about that.

    Then again, this could be a push to more people offering their stuff on Craig's List. I wonder if eBay's 25% interest in that would be leveraged to interfer.

    --

    A feeling of having made the same mistake before: Deja Foobar
    1. Re:Oh! Can I Please Be the First?!? by CrazyJim1 · · Score: 5, Insightful

      And don't forget:

      1) Ebay isn't an auction site.
      and
      2) Paypal isn't a bank.

      This gets them around a lot of nasty local and national laws involving auctions and banks.

    2. Re:Oh! Can I Please Be the First?!? by cayenne8 · · Score: 4, Insightful
      "This gets them around a lot of nasty local and national laws involving auctions and banks."

      But, I wonder if they can get around the monopolistic laws? Fair practice laws?

      --
      Light travels faster than sound. This is why some people appear bright until you hear them speak.........
    3. Re:Oh! Can I Please Be the First?!? by tomhudson · · Score: 5, Funny

      They won't take google's money but they will take Canadian Tire money

      So, google just has to get Crappy^WCanadian Tire to print up more Canadian Tire currency ...

      I can see it now ... Google buys a million bux of Canadian Tire money and uses it as their "float" for transferring money. Oh, and since you can get Canadian Tire bills for as low as $0.05, its great for micropayments since you can't send coins through the mail :-)

    4. Re:Oh! Can I Please Be the First?!? by tomhudson · · Score: 4, Funny

      Don't laugh - some Canadian Tire money is collectible - there re different variants from different "eras". I've got some of the old 3 cent ones kicking around (I keep it rather than spend it - I've got about $70 of the stuff)

      On a side note, one guy I know is a retired trucker - one of his friends was making a run through New York, tolk the hooker that he had only Canadian money, and paid her with Canadian Tire money. $20 blow job was two 10 cent Canadian Tire bills (after all, they just looked for the denomination, not whether it was dollars or cents).

      I guess that's why he said "Ain't America Great!"

    5. Re:Oh! Can I Please Be the First?!? by darkmeridian · · Score: 4, Interesting

      And don't forget:

      1) Ebay isn't an auction site.
      and
      2) Paypal isn't a bank.


      Quite ironically, being a heavily-regulated bank gets you out of antitrust troubles. The theory is that there are specialized state and federal agencies taking care of the banks, so the antitrust laws should not have a big role regulating banks. The fact that eBay and PayPal can do whatever they want hurts them in the antitrust sphere. Furthermore, Ebay and PayPal are vertical: Ebay is a dominant auction site and they use PayPal for payment services. Thus, eBay is using its dominance of its field to exert market power into another field on a basis other than merit. That's pretty much an antitrust violation right there. It's doubtful eBay can come back with a reasonable, non-malicious explanation for not accepting GCheckout. Oops.

      --
      A NYC lawyer blogs. http://www.chuangblog.com/
    6. Re:Oh! Can I Please Be the First?!? by mabinogi · · Score: 4, Interesting

      The purpose of monopoly laws is not to crush an organisation so it never trades again. It's to stop them from illegally protecting a monopoly.

      Where's IBM's monopoly? It seems to have worked in that case.
      Obviously it did exactly nothing in the Microsoft case, but I don't think you can use IBM as an example of the system failing.

      --
      Advanced users are users too!
  2. I like ebay less and less. by elgee · · Score: 5, Insightful

    I have been using them for years and they keep getting more expensive and more restrictive.

    Unfortunately, there isn't a good alternative yet.

    1. Re:I like ebay less and less. by Phat_Tony · · Score: 4, Insightful
      "Unfortunately, there isn't a good alternative yet."

      More unfortunately, there isn't likely to be.

      The benefits of the network effect are simply too great. Buyers stay on eBay because there's a big selection of stuff and they can find what they want. Sellers stay on eBay because more buyers bidding on things means higher prices for their goods. You'd think the higher prices would drive people away, and I'm sure some people check Yahoo! auctions because stuff sells for less, but most people learn they can rarely ever find what they're looking for there, and that it's a waste of time to do anything other than bid a little more at eBay. So buyers won't defect until sellers defect.

      Sellers won't defect unless another site offers them some other savings sufficient to offset the lower prices their auctions will go for (at least until the site gets size competitive with eBay). That is, competitors need a value proposition such that
      [ebay sale price] - [competitor's sale price] is less than [ebay's fees] - [competitors fees]

      So, how much do they have to reduce fees by? I studied this a few years ago, comparing auctions for like goods across a wide range of categories, and found that a competitor needs to set negative fees to offer a value proposition to sellers. That is, they would have to pay the sellers a commission on each auction to attract them.

      Good luck trying to get someone to back that position for long enough to get size-competitive with eBay.

      Of course, there are also other ways one might attract buyers to try to increase auction sale prices to reduce the fee gap. I wrote up a lot of these ideas for a business plan for a company that wanted to compete with eBay. First and foremost of them was to create parametric search system to help people find things based on including and excluding features particular to that product line. Unfortunately, eBay already did this. Is might be done better, but it's basically there. Ebay's searching features have improved radically in recent years.

      There are many other things that could be done. A dramatically different infrastructure could greatly reduce server and bandwidth costs, taking some of the sting out of the required fee difference. But all the tricks I had left in my bag added together probably couldn't allow a new competitor to succeed. Perhaps others have better ideas.

      My advice to anyone who wants to enter the general online auction market is "good luck."

      --
      Can anyone tell me how to set my sig on Slashdot?
    2. Re:I like ebay less and less. by zenslug · · Score: 5, Insightful

      As a former employee of eBay, I can give some of my insight. eBay's weakness is to niche markets, and that is one way to kill it. That, or a large player being able to successfully transition its users to a different platform. I think case #1 is a lot more likely.

      eBay uses a one-size-fits-all approach to the UI. If a company were to come along and just knock one niche out of the park, then they can become *the* player (in jewelry, for example). eBay loses out on that market, then another, then another. It happens slowly, but I believe it will most definitely happen, especially if the top brass doesn't get booted out soon.

      My point is that sellers will leave eBay when it stops being a decent market for them. It is quite cut-throat today, but clearly there is still a great power to listing on eBay. It isn't the end-all, but it is a useful tool to an online merchant.

      Google could throw a much bigger blow to eBay by just putting more emphasis on Froogle. The potential is there, but they seem to be waiting on it, and I don't think it is intentional, but rather just the result of a ton of other projects and how management works there. eBay hasn't gotten local down, but Google already has a big piece to it figured out.

  3. How Ironic by WrongSizeGlass · · Score: 5, Funny

    I've been banned from eBay and I've had nothing to do with payments ... which is probably why they banned me come to think of it.

  4. Cant Beat Em? by phat_goat · · Score: 4, Funny

    Cant beat em, ban em. When will they learn.

  5. Canadian Tire Money? Sure. GoogleCash? Oh no. by bunions · · Score: 5, Funny

    it's not so much that I'm surprised they banned google checkout, it's that I'm shocked they specifically allow Canadian Tire Money.

    --
    there is no need to sign your posts. this isn't usenet. your username is right there above your post. stop it.
  6. Cash2india is far more relevant than Google... by SourceVisigoth · · Score: 4, Informative

    Allowed:

    Payment Services permitted on eBay: Allpay.net, Bidpay, Canadian Tire Money, cash2india, CertaPay, Checkfree.com, hyperwallet,com, Moneybookers.com, Ozpay.biz, Payko.com, Paymate.com.au, Propay.com, XOOM

    Verboten:

    Payment Services not permitted on eBay: AlertPay.com, anypay.com, AuctionChex.com, AuctionPix.com, BillPay.ie, ecount.com, cardserviceinternational.com, CCAvenue, ecount, e-gold, eHotPay.com, ePassporte.com, EuroGiro, FastCash.com, Google Checkout, gcash, GearPay, Goldmoney.com, graphcard.com, greenzap.com, ikobo.com, Liberty Dollars, Moneygram.com, neteller.com, Netpay.com, Nochex.com, paychest.com, payingfast.com, paypay, Postepay, Qchex.com, rupay.com, scripophily.com, sendmoneyorder.com, stamps, Stormpay, wmtransfer.com, xcoin.com

  7. Heh, auctions.google.com by HaeMaker · · Score: 4, Interesting

    Why sue them when they can probably implement auctions.google.com in much less time. I am pretty sure google could implement a much better auction setup than eBay, and the kicker? They won't ban you from using paypal.

  8. This is good. by gasmonso · · Score: 4, Insightful

    This shows that eBay fears Google's new service. Ebay is starting to show its age and lack of innovation. It needs competition from the likes of Google and anyone else that can challenge them. I stopped using eBay due to the high fees. Good luck Google and I hope you bring a good fight!

    http://religiousfreaks.com/
  9. Re:Say hello to my little antitrust lawsuit! by Foz · · Score: 4, Insightful

    eBay provides a number of non-paypal alternatives and it's not about monopolistic practices. They have a list of accepted vendors on their website which includes Allpay.net, Bidpay, Canadian Tire Money, cash2india, CertaPay, Checkfree.com, hyperwallet,com, Moneybookers.com, Ozpay.biz, Payko.com, Paymate.com.au, Propay.com, and XOOM. In addition, any merchant-type VISA/Mastercard/etc account is valid, as is a direct exchange of checks, wire transfers (bank to bank), etc.

    The list of unapproved money exchanges includes a lot of services including Western Union, so the hue and cry about antitrust and "eBay only allows their own stuff" is nothing more than a bunch of smoke without a fire. eBay specifically states that any "new" service without a track record of privacy protection and customer service will be scrutinized and most likely prohibited until it has some history.

    Everyone's quick to bitch and whine about eBay not going after fraud, not going after bad sellers, not backing them up on financial transactions and the like yet when eBay DOES try and show some spine and protection everyone piles on. It has less to do with the "paypal competition" than it does with "we have no idea how stable, how reliable and how safe this service is and we're saying no until such time as it does appear to be safe, private and protected"

    Pick a direction to go, guys... do you want eBay to get the hell completely out of your way and act like nothing more than a broker and middleman or do you want them to try and put stuff in place to protect people because you can't have it both ways.

    -- Gary F.

  10. If it's concern for the customer. . . by kimvette · · Score: 4, Insightful

    Then eBay would ban Paypal, since Paypal is notorious for ripping off customers, refusing to arbitrate disputes like they're supposed to, and sit on your money for a week when you want to transfer funds to pay for a purchase. After all, it's not like eBay has a vested interest in the continued support of allowing paypal while banning the non-evil Google, right? Oh wait a second, Paypal = feeBay. Can you say anticompetitive business practice where they are leveraging a monopoly in one market segment in order to maintain dominance in another?

    --
    The Christian Right is Neither (Christian nor right). See: Matthew 23, Matthew 25, Ezekiel 16:48-50
  11. Re:How can they do that? by ScentCone · · Score: 4, Insightful

    Does this mean that someone like me who REFUSES to use Paypal can never buy anything on eBay, because I must go through their payment system?

    It's not like eBay is some natural resource that we all share. It's not a government service, it's a for-profit company that always tells you what the terms of using their service will be, and you agree to them if you want to use the service. Is it smart, from a marketing and PR point of view? Open for debate. Is it reasonable for them to want you to use their own service (PayPal is part of eBay) when making use of their other service? Sure. Is it legal to say that participating in an eBay auction means doing so according their rules? Of course - because there are all sorts of other auction sites, if you'd rather go elsewhere.

    --
    Don't disappoint your bird dog. Go to the range.
  12. Re:Say hello to my little antitrust lawsuit! by miskatonic+alumnus · · Score: 4, Informative

    eBay specifically states that any "new" service without a track record of privacy protection and customer service will be scrutinized and most likely prohibited until it has some history.

    Paypal has some history

  13. Re:Say hello to my little antitrust lawsuit! by BlindSpot · · Score: 4, Insightful

    eBay provides a number of non-paypal alternatives and it's not about monopolistic practices. They have a list of accepted vendors on their website which includes Allpay.net, Bidpay, Canadian Tire Money, cash2india, CertaPay, Checkfree.com, hyperwallet,com, Moneybookers.com, Ozpay.biz, Payko.com, Paymate.com.au, Propay.com, and XOOM. In addition, any merchant-type VISA/Mastercard/etc account is valid, as is a direct exchange of checks, wire transfers (bank to bank), etc.

    I had to check for myself after reading the above to verify that the inclusion of Canadian Tire Money in that list wasn't a joke. It really is there!

    Few Canadians would accept CT$ as a form of payment. Many would consider an attempt to do so to be a goofy joke, or worse. Yet eBay won't accept GooglePay, or even more established providers like Neteller. Hmmm...

    (Note for those who don't know: Canadian Tire is a chain of hardware-turned-department stores whose gimmick is that they provide currency-like coupons as cashback on purchases.)

  14. My guess about how this happened: by Futurepower(R) · · Score: 5, Funny

    Okay, I'm guessing, maybe this is how it happened:

    An eBay executive was sitting around thinking, how can I get $5,000,000 of bad, sink-the-company publicity for almost free?

    YES, that's it!!!! Do something against Google, which is, today, the equivalent of doing something against cute kittens.

  15. Re:But, but...Master Card/Visa by Hizonner · · Score: 4, Insightful
    eBay doesn't have a monopoly on payments.

    It has a monopoly on auctions.

    Except for some specific niche markets, eBay is The Place to go for online auctions. It's as dominant as Microsoft is in operating systems.

    You don't get to use a monopoly in one area to manipulate the market in another.

  16. Re:Why would Google stop there? by armyofone · · Score: 5, Funny
    perhaps an eBay killer, likely named gBay.

    Hmmm... that would be a terrible name. But still better than bGay, I suppose...

    *** rimshot ***

    --
    "A revolution without dancing is... a revolution not worth having"
  17. Google should ban Ebay listings from searches... by wernst · · Score: 5, Interesting

    You know, it seems more often then not, when I search Google for a product, I sure get a lot of Ebay auction listings in the search results. I would imagine this brings many people into the Ebay auction scene when they otherwise would not have considered bidding instead of buying. Many, MANY people, I bet.

    Perhaps Google should consider removing all ebay auctions from their search results? I'm sure the same phony logic that prohibits Google payments from ebay auctions could be used to remove auctions from search results, such as:

    "Ebay auctions are not categorically safe transactions, so as a safety precaution, we are eliminating ebay auctions from our search results. Please consider purchasing your new from the following vendors who have an established track record. And coincidentally, these vendors accept payments with Google Payments."

    Let's see who needs who then, ebay...

  18. Re:Why would Google stop there? by Cryptnotic · · Score: 5, Funny
    But still better than bGay, I suppose...


    Not that there's anything wrong with that.

    --
    My other first post is car post.
  19. Re:Why would Google stop there? by lgw · · Score: 5, Funny

    Nay, if they were headed that way, they would've named Checkout gAypal!

    --
    Socialism: a lie told by totalitarians and believed by fools.
  20. Re:But, but...Master Card/Visa by lgw · · Score: 4, Informative

    This may be true, but I would consider it a natural monoploly.

    But that's not the point: it's never been illegal to have a monopoly in the first place. When you leverage your monopoly in one market to compete unfairly in another, you've crossed the line. Google has already directly threatened to bring anti-trust cases, so I'd guess that's where this is all headed.

    --
    Socialism: a lie told by totalitarians and believed by fools.
  21. Ridiculous, and spreading FUD too... by Jugalator · · Score: 4, Insightful
    Did you also check why eBay has this policy?

    I quote:
    Safety and convenience are at the core of eBays policies toward payments. This policy is designed to promote safe online shopping, and to encourage online payment methods that are safe, easy to use, reliable, and offer high levels of protection for users. The policy also attempts to preserve some flexibility for users that still prefer offline payment methods.

    I wonder why eBay believes Google Checkout is unsafe, unreliable and/or inconvenient? Seriously, this isn't an obscure, complicated, foreign payment system. It's pretty obvious to me why they really did this, and with this, they're most likely lying about it.

    As the link in the article summary also says, even calling Google Checkout something lame like being "too new" doesn't hold much water, given what Google Checkout is.

    I have nothing against eBay doing this, but only if they up front told either exactly why, the harsh reality and competition, or didn't comment on it at all. Anything would be better than lying or spreading FUD about certain competitors like this. It's really bad style IMO.
    --
    Beware: In C++, your friends can see your privates!
  22. Google Checkout Was Already Banned on eBay by Pulsar · · Score: 4, Insightful

    As I posted last week on that Google Checkout story ( http://yro.slashdot.org/comments.pl?sid=189880&cid =15630137 ), eBay explicitly bans ALL payment services that eBay hasn't reviewed and approved; and I guarantee they're either going to take years to 'review' Google Checkout, or they'll find some reason "for your protection" to permanently ban Google Checkout.

    The interesting thing is to see how strictly eBay will enforce this rule - if they're really going to focus on forcing Google Checkout out of eBay, or if it'll be yet another rule that is only enforced from time to time.

    The company I work for is an eBay PowerSeller, and we've noticed there's basically three types of policy violations in eBay's eyes:

    1. those that eBay checks for when you list an item (try listing an item with 'pearl' in the title sometime to see what I'm talking about) and then either denies your listing or displays a warning message and flags your listing;

    2. violations that eBay only acts on when reporting by another user (usually NOT a buyer, it's almost always a competitor);

    3. violations that eBay is worried enough about that they write a program to automatically scan all open listings looking for violations.

    Right now, it looks like Google Checkout falls into the second type - there's over 3,000 active listings that mention accepting Google Checkout (ref. http://search-desc.ebay.com/search/search.dll?sofo cus=bs&sbrftog=1&catref=C6&from=R10&satitle=%22goo gle+checkout%22&sacat=-1%26catref%3DC6&bs=Search&f ts=2&fsop=1%26fsoo%3D1&coaction=compare&copagenum= 1&coentrypage=search&sargn=-1%26saslc%3D2&sadis=20 0&fpos=75050&ftrt=1&ftrv=1&saprclo=&saprchi=)

    So eBay obviously hasn't stepped up enforcement of this rule. However, if the number of current listings that mention Google Checkout drops suddenly, then it will be obvious that eBay has started treating Google Checkout like an item in the third type, not the second. This would be a policy shift to explicitly combat Google Checkout, instead of just discouraging it.

    I don't think PayPal would be around today, or would have the market share it does, if it wasn't for eBay buying them out and then cramming PayPal down everyone's throats. The stories I could tell about how PayPal really "protects" both the buyers and the sellers and how completely they've managed to brainwash so many buyers and sellers.... But as long as eBay is "not an auction" and PayPal is "not a bank" and "not a credit card", I don't see anything changing any time soon. eBay has already shown that it is all but unbeatable in the auction marketplace (look at Yahoo Auctions, and they're -free- now; Overstock.com auctions are another competitor that is all but defeated) - they've so completely tied PayPal into eBay and integrated it into so many of their requirements (there's certain buying and selling requirements that force you to establish a PayPal account, even if you never plan to accept or use PayPal) that I don't see anyone defeating PayPal, at least in the auction marketplace, any time soon.

    Google's best remaining chance to take PayPal on, head-on, would be to setup Google Auctions, and even then, eBay really has captured a frightening amount of loyalty and dedication from hundreds of thousands of buyers and sellers...it would be an interesting fight.

  23. The future-- by gru3hunt3r · · Score: 5, Interesting

    First off, I'm totally close to this business - and this was an anticipated move, predicted it almost 2 years ago now. eBay needs to protect their business for the upcoming storm. I fully expect eBay to be remembered in a few years similarly to the Modem (remember those?) .. yeah people still use 'em, but most everybody's got a broadband connection.

    Google isn't going to release auctions, auctions are so 2001. NOBODY WANTS TO BID. The stuff you bid on is used crap, and honestly even then it falls into the "Working crap" and "broke crap". eBay is transitioning to a fixed price marketplace, so is Google. (Don't believe me, check out eBay express)

    It doesn't matter where you buy online -- the price battles online are over, they were over last year, price differentials are minimal. If anything eBay sellers are at a disadvantage due to all the fees they incurr and the higher overhead from the resulting support cost. The next frontier is mobile commerce, or perhaps more appropriately "local commerce" -- which is where Google is clearly headed. All the analysts seem to miss that Google has a really clear 3 year plan, and it's pretty freaking awesome - here's how it goes:

    1. Online prices are too similar, they are irrelvant.
    2. Who has a product closest to me, and is reliable, lets buy it from them.
    3. Will Google allow a local retailer to match "best price", or perhaps even come close -- you betcha.

    Within two years -- i'll be able to buy an 19" LCD monitor for $99 from GoogleBase, after it negotiates the best price for me, then tells me to go pick it up at the local circuit city or fry's, where I pay via Google Payments when I arrive to pick it up (probably via my phone). Yupe, it's right around the corner.
    The store will try to upsell me on other items while i'm there.
    Google will get a cut of the entire sale, in exchange they'll be more likely to send more buyers to that store. The stores that do the poorest job upselling, will see less buyers (think Adwords).

  24. Re:It reminds me of hotels... by MeNeXT · · Score: 4, Informative

    I have moderator points but I have to reply to this.

    No hotel ever says no to cash. What they say is "if we let youe stay in our $$$$$ room we would need a valid ID and enough money as a garantee that we will not have to run after you." If you don't believe me try checking in with a card that does not have enough credit to cover your stay.

    If you do not intend to pay with your card, provide it to them on check in and upon check out settle with cash. Just remind them to cancel the pre-auth on your card on C/O. They never say no to cash. Never.

    --
    DRM? No thanks, I'll just get it somewhere else...
  25. Re:fud by 31415926535897 · · Score: 4, Insightful
    They've got a list of qualifications on their site, and the important one is that:

    * Whether the payment service has a substantial historical track record of providing safe and reliable financial and/or banking related services (new services without such a track record generally cannot be promoted on eBay)

    That's been eBay's policy since way before Google came up with this brand new system of theirs. And the fact remains that Google has absolutely no past track record in financial transactions.

    Bzzz...Wrong!

    Google Checkout has been around for years; it's what they use to transfer money around for AdSense/AdWords. What's new is that they're finally opening it up to be used for any and all services.

    Here is an article with an interesting quote from Google, "Google Checkout is not a beta product. Google has a long history in billing and payments for AdWords and for premium services, such as Google Video."

    I would wager my entire net worth that eBay knows that Google Checkout is well established. I'm guessing they crapped their pants and reacted with this changed policy. I also heard that they changed their payment policy name from "Safe Payment Policy" to "Accepted Payment Policy" with the addition of Google Checkout to their list of unacceptable payment policies.

    As others have said, this is clearly a case where eBay is using their monopoly to control another market, and I sincerely hope that there is restitution. You can bet that I will be using Google Checkout for my auctions on eBay, and if eBay tries to suspend my account, they will be getting a letter from my lawyer (as I'm sure they've already received a few from Google's lawyers).

  26. Re:Amazon by Dun+Malg · · Score: 4, Interesting
    For books, CDs and video games I'm buying more and more from Amazon Marketplace. Prices are typically better than eBay/half.com.
    Unfortunately, Amazon's seller fees are even worse than eBay's. They took almost four bucks off a 13 dollar sale I had the one time I tried 'em.
    --
    If a job's not worth doing, it's not worth doing right.
  27. The whole thing is a mess. by Cicero382 · · Score: 4, Insightful

    I think this just highlights what a mess the whole issue of net banking/payment is in.

    I use several sites for buying goods, but EBay is a good example, so I'll use that:

    As noted throughout this discussion, EBay only allows certain payment methods - foremost is Paypal. The others aren't anything like as useful because they are restricted to a geographic location (err.. why?) or just a way of processing credit card payments. Worse still, a lot of sellers seem to be locked into Paypal as well. So, OK, I use Paypal - I don't have any major reasons to worry about that except... Paypal won't allow me to use my (Italian) bank account for payments. Others, such as netteller will, but they in turn won't allow me to transfer funds to Paypal. In fact, even though I have several on-line account facilities, it is very nearly impossible to move funds from one to the other.

    What gives? These days I can route data from anywhere to anywhere via the 'net using a plethora of methods; but not money. I wonder if this is deliberate.

    IT'S A MESS!