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RFID-enabled Vehicles: Pinch My Ride

Billosaur writes "Wired has an excellent article on the problems with the theft of RFID-enabled vehicles and how insurance companies are so over-confident in the technology, they are denying claims when such vehicles are stolen. Example: "Emad Wassef walked out of a Target store in Orange County, California, to find a big space where his 2003 Lincoln Navigator had been. The 38-year-old truck driver and former reserve Los Angeles police officer did what anyone would do: He reported the theft to the cops and called his insurance company. Two weeks later, the black SUV turned up near the Mexico border, minus its stereo, airbags, DVD player, and door panels. Wassef assumed he had a straightforward claim for around $25,000. His insurer, Chicago-based Unitrin Direct, disagreed." Their forensic examiner concluded that since all the keys were accounted for, there was no way the engine could have been started, despite the evidence that the ignition lock had been forced and the steering wheel locking lug had been damaged."

9 of 429 comments (clear)

  1. In other news by BlackCobra43 · · Score: 5, Insightful

    A local man who was the victim of a Home Invasion was shocked to learn that his insurance claim was denied because "As all of his home keys were still in his property, no one could have entered the house". Shard of broken glass, the robber's blood, his conviction in court and a lucky passerby's videotapes were also dismissed as "clever fakes". InsuranceCo stock jumped another 3 points today...

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    I never spellcheck and I freely admit it. Save your karma for more worthwhile "lol erorrs" replies
  2. Insurance companies will seek any excuse... by Robotech_Master · · Score: 5, Insightful

    ...to deny claims. That's what they do. Insurance companies aren't in business to pay for people's losses, they're in business not to pay for people's losses, because the less they pay out, the greater profit they make. The portrayal in The Incredibles was just about dead-on. So getting them to fork over is often like trying to squeeze blood from a stone even at the best of times.

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    Editor Emeritus and Senior Writer, TeleRead.org
  3. Denied by fuzz6y · · Score: 5, Interesting

    Lloyd's of London denied the Cunard line's claim for the loss of ocean liner Titanic, because "God himself could not sink this ship."

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    If you're going to be elitist, it would help to be elite.
  4. I call bullshit by sjonke · · Score: 5, Funny

    They didn't bother to steal the plus-sized, chrome spinny wheels?

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    --- What?
  5. Insurance fraud.... by russotto · · Score: 5, Insightful

    If the car can't (according to the insurance company) be stolen, then by accepting premiums for insurance which covers loss due to theft (without any intention of ever paying said claims), they are comitting fraud. Sounds like some insurance company executives need to go to jail.

  6. Moral of the story is... by Cpoff · · Score: 5, Funny

    Throw away one of your keys before you call the insurance company? :)

  7. Re:Who really telling the truth by dfn_deux · · Score: 5, Informative
    Obviously you have no clue as to what you are speaking about. The column would steal need to be opened in order to remove/disable the wheel lock detent. The computer portion of the anti-theft system is often over ridden by clever theive who are either privy to the manufacturers over ride methodology (I.E. a prius allows a certain pattern of engaging and disengaging the parking brake to over ride the security system and other systems will be disabled by simply removing a specific fuse from underhood) OR they simply aquired an ECU with the secuirty system already diusabled and then swapped the computers to allow starting w/o the "correct" rfid embedded keys.

    Both of these methods are not only possible, but are common and becoming more common every day, especially on high dollar cars which are a big time target for theft, cadillac escalades and lincoln navigators are high on the list in my neck of the woods...

    I question your methodology for assesing this man's involvment as well, you remarks smack of ad-hominem attack fueled by your distaste for his choice of driving a "gas guzzling SUV", however you seem to be suffering from the same shortsightedness that many of the savagely anti-SUV crowd does, you neglect to account for the possible neccesity of such a vehicle, perhaps this many has a large family and a boat which he frequently tows? Oh, but then you'd have to get off your high horse ;)

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    -*The above statement is printed entirely on recycled electrons*-
  8. 'oh-my-god-stats-can-kill' dept. SA's theft stats by tradingfire · · Score: 5, Interesting

    Listed below, from best to worst, are the tested cars listed by name, points and, where applicable, time taken to gain entry.
    "What Car?" Security Supertest League Table

    The 26 Cars they Couldn't get into:

    1-3: Lexus IS300, Lexus LS430 and Lexus SC430 (100).
    4-7: BMW 318i SE, Nissan Maxima QX 3.0 SE+, Skoda Superb 2.5 TDi Comfort, Toyota Camry CDX V6 (95)
    8-15: Audi A4 1.9 TDi SE, BMW 735i, BMW X5 3.0d, Citroën C3 1.4 HDi Exclusive, Jaguar S-type, Mazda Tribute, Nissan Primera 2.0, VW Passat V6 4motion (90).
    16-23: Audi A2 1.4 TDi SE, Audi A6 Avant 4.2 quattro, Audi TT 180 Coupé, Ford Fiesta 1.4 Ghia, Seat Ibiza 1.4 Sport, Toyota Previa D-4D GLS, VW Golf GT TDi PD, Volvo S80 2.4T S. (85).
    24-26: Nissan Almera 2.2 Di Sport, Nissan Almera Tino 2.0 SE+, Nissan X-Trail 2.0 SE+ (80).

    The Cars they Could
    27: BMW 520i (75) 1min 12sec
    28: Saab 9-5 Aero 2.3 HOT (75) 1min 5sec
    29: Renault Vel Satis (75) 58sec
    30: Jaguar X-type 2.5 (70) 1min 30sec
    31: Renault Clio 1.6 16v Initiale (70) 1min 15sec
    32: BMW 325i Compact (70) 1min 4sec
    33: Fiat Stilo 1.2 16v Active 5dr (70) 1min
    34: Mazda Premacy (70) 32sec
    35: Honda Jazz 1.4 SE Sport (70) 29sec
    36: Renault Avantime (70) 25sec
    37: Mazda MX-5 (70) 20sec
    38: VW Polo TDi PD Sport (65) 1min 50sec
    39: Volvo V70 T5 (65) 1min 36sec
    40: Honda Civic Type-R (65) 1min 34sec
    41: Mercedes C220 CDi Sports Coupé (65) 1min 20sec
    42: Ford Mondeo TDCi (65) 1min 11sec
    43: Volvo S60 T5 SE (65) 1min 7sec
    44: Toyota Yaris T Sport (65) 57sec
    45: MG ZT 190 (65) 50sec
    46: Ford Focus ST170 (65) 45sec
    47: Honda CR-V SE Sport (65) 43sec
    48: Range Rover 4.4 V8 HSE (65) 38sec
    49: Peugeot 307 SW 2.0 HDi SE (65) 33sec
    50: MG TF 135 (65) 30sec
    51: Mercedes SL500 (65) 29sec
    52: Peugeot 206 HDi D Turbo (65) 20sec
    53: Mini One (60) 50sec
    54: Ford Maverick V6 XLT 3.0 (60) 32sec
    55: Suzuki Liana 1.6 GLX (60) 28sec
    56: Vauxhall VX220 (60) 18sec
    57: Jeep Cherokee 3.7 Ltd (60) 9sec
    58: Toyota Corolla T Sport (60) 8sec
    59: Suzuki Wagon R+ 1.3 GL (50) 48sec
    60: Daihatsu YRV F-speed (50) 12sec

  9. List incomplete by stormy_petral · · Score: 5, Funny

    Where is my Dodge Caravan with cracker crumbs and baby puke stains?