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US House Democrats Unveil a Health Care Plan

gollum123 sends in this piece from a political blog in the NY Times. Here is the text of the bill in question (PDF). "House Democrats on Friday answered President Obama's call for a sweeping overhaul of the health care system by putting forward [an] 852-page draft bill that would require all Americans to obtain health insurance, force employers to provide benefits or help pay for them, and create a new public insurance program to compete with private insurers — a move that Republicans will bitterly oppose. ... But the chairmen said they still did not know how much the plan would cost, even as they pledged to pay for it by cutting Medicare spending and imposing new, unspecified taxes. The three chairmen described their bill as a starting point in a weeks-long legislative endeavor that they said would dominate Congress for the summer and ultimately involve the full panorama of stakeholders in the health care industry, which accounts for about one-sixth of the nation's economy. ... House Republicans, who have had no involvement in the development of the health legislation so far, quickly denounced the Democrats' proposal as a thinly disguised plan for an eventual government takeover of the health care system. ... The House Democrats' plan is one of three distinct efforts underway on Capitol Hill to draft the health overhaul legislation. In the Senate, both the Finance Committee and the health committee have separate bills in the works, and in recent days those efforts seem to have stumbled."

88 of 925 comments (clear)

  1. Cost by Alethes · · Score: 4, Insightful

    "But the chairmen said they still did not know how much the plan would cost..."

    I'm not sure the politicians care how much it's going to cost since it's not their money.

    1. Re:Cost by hamanu · · Score: 5, Insightful

      Of COURSE they don't know how much a voluntary insurance plan is going to cost, since they can't FORCE you to sign up for it! Blue Cross doesn't know how much their plan costs in advance either.

      --
      every _exit() is the same, but every clone() is different.
  2. Will this bill stop the pre existing condition BS? by Joe+The+Dragon · · Score: 5, Interesting

    Will this bill stop the pre existing condition BS? Let you buy any plan that you want? UN tie it from your job?

    How about having a Bankruptcy that is just for Health stuff and does not show up on any back round check?

    Not let people ask about you medial history before offering your a job?

    Make it so you can not be dropped by a insurance provider.

  3. It seems obvious from this by TheCouchPotatoFamine · · Score: 3, Insightful

    It seems obvious from this look into the early stage of a house bill that 'democrats' and 'republicans' are acting as either side of a polar debate, one proposing knowing it's plan leans far too far one way, confident that the other side will try as hard as possible the other way, reaching a stalemate.

    it's kinda like the game my brother and I would play as children splitting a piece of cake , one cuts - the other chooses.

    Of course, what happens when there is more then two ways to look at a problem, i don't know.

    --
    CS majors know the time/space tradeoff, but they never get taught the 3rd, crucial, tradeoff of the set: comprehension!
    1. Re:It seems obvious from this by theodicey · · Score: 4, Insightful

      Health care isn't going to be Democrats negotiating with Republicans. I doubt the Republicans are going to contribute anything constructive to health reform, and so far they haven't put anything useful on the table. I wouldn't mind being proven wrong.

      The current system is great for Republican politicians -- lots of fundraising to be done among rich healthcare CEOs and rich doctors, lots of noble rhetoric about the glories of the free market, the risks of "socialism" and sober warnings about the risks of change (...to the system that every other developed country in the world currently has).

      Also, if the government started providing health care as good as the VA or Medicaid, people might realize that the government can be more competent than the market (again, as it is in every other country) and Republicans would be forced to change. Instead, I expect they will try to scuttle the bill and leave us with the status quo, the world's most inefficient health care system by a factor of 2.

      It'll be a negotiation like you say, but between Democrats and right-wing/corporate Democrats, or between the more populist Democrats in the House and richer corporate Democrats in the Senate.

  4. The irony, of course... by tjstork · · Score: 5, Insightful

    Is that the House Democrats are essentially following the blueprint for Healthcare provided by Republican Mitt Romney in Massachussetts. So far, the Massachusetts model has pretty much worked, in that, they did reduce the number of uninsured significantly. However, costs for the state provided side of the plan have come in way more than anyone either promised or expected. Quite frankly, the expansion of the health insurance pool did not increase the economies of scale and drive down costs for everyone. Now everyone just has procedures that they cannot afford done.

    The other irony is that Obama's said to be considering the McCain plan's idea of taxing health care benefits and requiring employers to purchase it.

    --
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    1. Re:The irony, of course... by Manchot · · Score: 4, Insightful

      But there's also a flip side to this: people who are uninsured or underinsured don't want to spend a lot of money on a doctor's visit, so they neglect conditions that are easy to treat early on and end up having to go to the ER when the condition becomes more serious. Preventative medicine is a major cost saver.

    2. Re:The irony, of course... by Manchot · · Score: 3, Insightful

      Well, what you have to realize is costs roughly ten times as much for a doctor to see a patient in an ER, compared to a comparable visit at an office. So, if you assumed equal visit lengths, it would take ten bullshit visits to balance out one non-preventative ER visit. But at the same time, those bullshit visits only waste a few minutes of the doctor's time, while a more serious condition might take hours or days. When you factor in the time difference, it becomes no contest.

    3. Re:The irony, of course... by xaxa · · Score: 3, Interesting

      You can cut down a lot of timewasting if it's in your interest to prevent waste of resources rather than maximise profits.

      e.g. I know "antibiotics don't work on colds or flu" as I heard it on an NHS "commercial" on TV.
      There's a call centre full of nurses telling people with colds and flu to get some rest and drink lots of water (dial 08 45 46 47 from a UK phone). The same information is online ("NHS Direct").

      Then there's things encouraging people to seek help -- e.g. there's an advert on a bus shelter by the college near me, telling teenagers about chlamydia and how they can get a confidential test (and free condoms).
      There's also billboards with messages like "a chest pain is your body telling you to call 999" [for an ambulance], and offering help to quit smoking, or diet advice.

    4. Re:The irony, of course... by Fex303 · · Score: 3, Insightful

      Most of my friends from work go to their doctor whenever they have a cold.

      Then your friends are idiots.

      Nationalized coverage wont help. It will make it worse!

      Nothing will ever stop idiots from being idiots. But this myth that if people are able to see doctors then they will swarm to the nearest medical clinic on a daily basis needs to be addressed. Look at places like the UK or Australia - what you're describing simply doesn't happen.

      Going to the doctor is not a particularly fun experience. Sensible people only go to the doctor when there's a reason to. Common cold? Don't go - the doctor can't do anything. Food poisoning? Go - antibiotics will fix you right up. As another poster has mentioned (and numerous studies have shown), easy access to frontline health care ends up creating a lot LESS of a burden on the health care system as problems are diagnosed at an earlier stage when they are more easily correctable or preventable.

      Cheaper system and a higher standard of living! What are you Americans so afraid of?

      PS. I have experience with both the US and Australian medical systems. The Aussie (single payer, government) system is light-years better - faster, simpler, better care, and peace of mind.

  5. Re:Great quote... by geekboy642 · · Score: 5, Insightful

    Canada has "socialized medicine" and they spend 10% of their GDP funding it. The USA has a tangled hodgepodge of insurance companies that deny valid claims, overpay their CEOs, and refuse any coverage of any pre-existing conditions, and they spend 15% of their GDP funding it, while also bankrupting countless families without enough insurance. Great Britain has the National Health Service, and they spend 7.5% of GDP funding it.

    Tell me how the US can't do better than Canada and England. No really, how could we suck badly enough to be worse than Canada at national health care?

    --
    Just another "DOJ fascist authoritarian totalitarian bootlicker" -- Zeio
  6. Re:I'll go ahead and say it by Anonymous Coward · · Score: 5, Insightful

    I ain't registering for a goddamn thing

    .

    In the glorious and free country of the United States a citizen's decision to register for government-mandated healthcare is absolutely and completely voluntary.

    Being forced to pay for those that do register, however, is another story.

  7. Re:give me a break by XopherMV · · Score: 5, Insightful

    Seriously. I can't understand why anyone would expect a decent economic discussion on a semi-technical website full of wild-eyed conspiracy theorists, Ron Paul anti-government Libertarians, and other zealots who interpret forceful opinion as actual fact.

    Economics IS a difficult subject to understand, let alone interpret correctly. Even professional economists who do nothing but study the economy often get things wrong. Yet, everyone talks about the economy as if they are the expert and they actually know what's going on, even if they've had zero education on the subject.

  8. Fundamental difference. by Anonymous Coward · · Score: 5, Insightful

    The question you have to ask yourself is, do you think access to health care is a right or do you think that it is just another commodity to be bought and sold. If you say health care is a right then you have to be willing to pay for everyone to have it, it will be expensive, very expensive. If you think it's a commodity then you need to admit that poor people don't deserve to see doctors, or deserve a substantially lower quality of care from understaffed and overwhelmed free clinics.

    I happen to think health care is something society needs to provide to everyone equally. I know where the money can come from without raising taxes too. I have my eye set on the bloated defense budget. Cut the military fully in half (by dollars spent) and we'd still have the best armed forces in the world for DEFENSE of the nation and we'd have the money to take care of every sick and injured man woman and child.

    There are other things we can do to reduce costs as well such as approve the use of drugs that are already available in Europe and Canada and have been proven safe, and reform the liability insurance system.

  9. Canada has a single payer system by Presto+Vivace · · Score: 3, Insightful

    which is private providers who are paid by the Canadian government out of a health tax. If the United States had a single payer system we could save $350 billion a year. It would be a huge boost for small companies.

  10. Re:Socialism - Good on Paper, Not in Reality... by Time_Ngler · · Score: 4, Informative
  11. Re:Great quote... by Alex+Belits · · Score: 5, Funny

    The problem with Margaret Thatcher is that she is always wrong.

    --
    Contrary to the popular belief, there indeed is no God.
  12. Re:Socialism - Good on Paper, Not in Reality... by sqrt(2) · · Score: 4, Informative

    Because under a socialist government everyone gets paid the exact same averaged dollar amount per year regardless of what job they do and how good/efficient they are at it right? No one is advocating that kind of system, not even the real socialists nutcases.

    What you described is not socialism or socialist policy and it's intellectually dishonest to call it so.

    --
    If you build it, nerds will come. Soylentnews.org
  13. Re:they did not know how much the plan would cost by WheelDweller · · Score: 3, Insightful

    Yeah, spending all the money you decry, spent in the 12 YEARS of Bush, being spent in the first three MONTHS under the current administration is however enlightened and useful.

    You *really* need to get caught up.

    If the congress and the PolitBureau really wanted to pay for hospital services, they would pay the "going rate" of hospitals. Instead, they pay $36 for a $500 procedure, causing hospitals to charge $8 for aspirin. Congress is WHY the system is broken, not the cure.

    The plan is to crush as many industries as possible with legislation, then arrive as if uninvolved and claim "Capitalism did this!" and "We need more regulation!

    Then, the Fed, despite the strict outlines in the Constitution, controls everything in exactly the same way as Communist governments. (Where life universally SUCKS.)

    This is a means to secure control. Banking, Mortgages, Car manufacturing, everything but Hollywood is getting a "bailout" and then finding themselves so bound to do the WRONG thing, they don't want it. It's instead a "BUY OUT".

    These are the end-times for the America of freedom. And in the next world war, there will be no one to save France, Belgium, Luxemburg, and all the other countries we've saved twice in the last two.

    The problem with Republicans is that they're not Conservative; McCain and Obama had nothing on which to disagree- both loved the idea of central control, sweeping the Constition under the rug, and consolidating power.

    Sorry, but this is where we stand. Thank the media, on our way to hell.

    --
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  14. Re:give me a break by stonewallred · · Score: 5, Insightful

    Anti-government I am. Not an economist by far. But even a fucking moron can see this tripe is designed with the insurance companies profits in mind. Screw the BS. Go ahead and kick the private insurance companies to the side and make it truly government supplied health care. Single ayer with no private companies taking a cut from the pie. There will be waste and corruption no matter what, but leaving private companies involved will double waste, corruption and cost at the bare minimum.

  15. Re:Great quote... by Anonymous Coward · · Score: 5, Informative

    I am a 45 year old Canadian and no one has EVER told what doctor I may/may not see.
    It has never been mentioned or hinted at by any of the doctors I have seen or by any government bureauocrat.

    I call B.S. on your claim.

  16. Holy Shit Are You A Fucking Piece Of Garbage by Anonymous Coward · · Score: 4, Insightful

    If anyone had any questions why the US health care 'system' continues to be a complete joke compared to the rest of the Western World just read this single post from this fucked in the head wacko.

    Miserable little fucks screaming about people getting a free ride while wasting their own 'precious' money on more than 50 percent extra on health care costs in the US compared to every other modern aka 'Socialized' health care system.

    Democracy's fatal flaw. Too many people are just fucking stupid like jstork.

  17. Orwellian language, as usual by darjen · · Score: 4, Insightful

    and create a new public insurance program to compete with private insurers

    We see what you are doing here. Government provision of services, by definition, is the exact opposite of free market competition. When you take money from people by force and give it to others, that is NOT competition. Please stop saying that it is.

  18. Re:I'll go ahead and say it by eosp · · Score: 3, Informative

    Um....in Massachusetts, on your state income tax return, they ask whether you are enrolled in either the state program or private insurance. If the answer is no, then your taxes go up by the cost of the state program and you are enrolled. No choice---unless you want to perjure yourself, of course.

  19. Do not be afraid by fermion · · Score: 4, Insightful
    The current plan is appears to be much more moderate than universal health care, which means that we will be free to continue letting children die at birth while giving old irresponsible people 3 and 4 bypasses.

    First, it appears to requires universal coverage. This is good. I remember a long time ago when universal coverage was not the norm for automobiles. All these irresponsible people would drive around, damage other peoples property, and then not pay. What was more they often continued to damage other peoples property with little consequence. This meant that those who were responsible had to pay higher premiums. Now everyone has to have proof of financial responsibility. One consequence of this is that I can get coverage against the irresponsible motorist for very little money. The benefit of health care should be similar. No more irresponsible people going to the hospital without health insurance. This should mean that those of us who actually pay for medical treatment, instead of expecting others to cover the bills,

    Second, there will be a public option. Auto insurance in many states has the same option. Most of us do not use the public option. Most of us still pay private firms to carry our insurance. The public option is used by those those who cannot or chooses not to afford private insurance. Sure this public option costs money, but not nearly as much as having some irresponsible asshole crash into your house in his SUV, then discovering he has no insurance or assets because all his or her income went to pay the note of the truck. Every uninsured person costs us money. The public option will insure that hospitals and doctors get some money for every patient, so they do not have to gouge the rest of us.

    Third, and this is what I hope, that they reform payments and set standards for care. For instance, it make no sense to pay 80% of a standard cost for a procedure, when in most cases doctors charge double the standard costs. Pay 100% of the standard cost, and don't worry about co-pays. The co-pay is built in with real and opportunity costs. Likewise, set minimum standard for diagnostics. Hospitals are spending money on proton accelerators rather than prene care. We can live without proton accelerators and other machines that go beep. What we need is care.

    And this is what I think many people are afraid of. That medicine is going to go back to giving care, rather than huge returns on investments for the HMO or funding for lavish and extravagant building and equipment that rich people can then put their name on because they paid half. Or, as mentioned, we might be concerned that in the US we have a higher infant mortality rate than Cuba or Hungary, the worst in the developed world.

    --
    "She's a scientist and a lesbian. She's not going to let it slide." Orphan Black
  20. Re:Stupid... by realnrh · · Score: 3, Insightful

    Healthcare currently is costing America approximately 15% of GDP and getting poor results. A well-implemented national plan could bring that down into line with the other developed democracies of the world such as Germany and the U.K., or about 10% (your numbers may vary depending on calculation method, etc, and may be somewhat lower, but let's go with 10% for a rough estimate). This saves 5% of the current US economy that can be put to productive uses instead of pointless quality-of-life-diminishing health insurance bureaucracy. This also means many of the paper-pushers currently drawing down salaries denying people coverage will have to go do productive work instead, further improving the economic situation. Further, US companies will no longer be at a competitive disadvantage with their foreign competitors, who do not have to shell out for their workers' health coverage.

    So, yes, fixing health care is a plausible means to repair the economy. It is entirely possible to fix two interrelated problems at once. Whether it is an economic issue is not really in question, given the size of the healthcare industry in the US. You might dispute the efficacy of a national healthcare plan, but it'll still have an economic impact one way or another, and President Obama has made it clear in previous statements that he believes that fixing the U.S. health system will have beneficial economic effects.

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  21. Re:I'll go ahead and say it by Anonymous Coward · · Score: 5, Insightful

    Any time an unpopular social program is established, the government tries to sell it under "special" tax provisions, e.g. only those that enroll have to pay.

    Once the issue is mostly forgotten, the program inevitably merges with general government spending and starts drawing money from the general tax pool (e.g. your and my tax dollars).

    This ALWAYS is going to happen for a simple reason: if everyone who wanted to enroll in the program could afford to pay for it, there would not be a need for a program in the first place. The sole reason for it to exist is to get those who don't use it to pay for those that do (that is the concept of welfare).

    NEVER vote for a program on the basis of it having "special" tax provisions such as pay-as-you-enroll. If you are not willing to accept a government program under the understanding that it will be paid for with general tax dollar's, don't vote for it at all, since that is inevitably what is going to happen after a while.

  22. Re:Great quote... by bwt · · Score: 3, Insightful

    Canada and England do not have our malpractice litigation mentality, which raises costs as doctors practice "defensive medicine". Neither has the high costs of introducing new medications associated with our FDA, which results in the same pills being substantially cheaper in Canada than in the US. Both offer lower quality service, with rationing, and less access to innovative procedures. The problem with a state run insurance plan is that that the state has never made anything more efficient. Ever. It's really astounding to me that people continually propose government takeovers of things.

    The way to reduce health care costs is to find waste in the system and eliminate them through process improvement. Everything else is a shell game.

  23. Re:give me a break by fuzzyfuzzyfungus · · Score: 5, Insightful

    It's a huge pity, really. We in the US are far better at being anti- or pro- state than we are at being anti- or pro- free market.

    Thus, we get grotesque situations where, in order to avoid charges of "socialism" government functions are essentially "laundered" through private sector intermediaries that take their big fat cut and, all too often, deliver seriously subpar results. We would be much better off if we abandoned that charade and, instead, let the state attend to state functions, the private sector attend to private sector functions, and avoided the incestuous interrelations of the two.

  24. Re:they did not know how much the plan would cost by phantomfive · · Score: 4, Interesting

    It's so much more complicated than that. It's a debate where two sides can argue opposite points, and both be absolutely correct. Here is an article that addresses one side of it:

    Short answer: there's no easy fix. Medical costs are rising for several reasons:

    * Rising costs and quality of medical care (30 years ago there were no MRIs, hip replacements).
    * Corrupt doctors, ordering tests because they are profitable (read the article, it goes into great detail on that point)
    * Corrupt insurance agencies (sometimes charging 30% overhead)
    * Incompetent government (a point which you outlined)
    * Clueless patients wanting every possible test (I can't blame them for this, it's not like we have medical degrees) and not taking care of themselves (Safeway for example managed to reduce health insurance costs by 40% or so by encouraging their employees to take care of themselves)
    * Oh yes, and how can any such list be incomplete without including pharmaceutical companies and medical lobbies? Many problems there.

    I'm sure I'm missing some. The good news is with all these problems, there is lots of room for improvement. The bad news is that these problems exist, and the path to fixing them isn't entirely clear. I am not sure that I favor this bill, but I think it is good we are having a debate about it. We should have had this debate 10, 20, or 40 years ago.

    --
    Qxe4
  25. Re:Then its not insurance... by tjstork · · Score: 3, Insightful

    The point of insurance is to keep people healthy. If society can't provide that with the current system, it has to decrease the (now exorbitant) prices until people, taken as a whole, can pay for it. Insurance is merely an intermediate in this process -- if it can't operate with a profit, make it a nonprofit

    The point of insurance is to provide a way for people to manage the financial risk of catastrophic health care costs. It is up to you to keep you healthy.

    I think the larger point is that health care is so expensive that we cannot afford to pay for it ourselves, and that, if an insurance company cannot operate profitably, it means probably that health care is too expensive for society as a whole. With health care costs climbing by 10% a year, it stands to reason that even if you completely wiped out private insurance, in a scant few years, those profits would be replaced by tax increases or additional borrowing as costs continued to climb.

    The only sensible way to approach health care is to understand that we have created cures and treatments that we cannot afford, and the only way to have health care for everyone is to not have those treatments. That way, everyone could afford to actually pay for their own health care.

    --
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  26. Re:I'll go ahead and say it by realnrh · · Score: 4, Insightful

    Except that national health care is highly unlikely to be unpopular. In countries that have national health care, again such as Britain and Germany, the national health care program is enormously popular. This is part of why the Republicans are fighting the idea so hard; they know that, much like Social Security, once a large national program is established to provide for everyone something that they want (cheaper health care), it will be impossible to kill again later.

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  27. Re:Great quote... by Ralph+Spoilsport · · Score: 3, Insightful
    Yes, that is true, and my wife had pneumonia last year, and was hospitalised for almost a week. Without National Health, we would have been bankrupted. So, if I have to pay $14 for a crappy bottle of Gallo or $25 for a 750 of Smirnoff, fine. I can live with that, because I don't know how I would live without my wife.

    RS

    --
    Shoes for Industry. Shoes for the Dead.
  28. How about this idea by SnarfQuest · · Score: 5, Interesting

    Let's require that whatever bill they propose, that all of the US government, especially congress & house, have to operate under that bill for one year before it can be forced on the rest of us. Whatever plan they currently have is gone. They are not allowed to work outside of their proposed system. They have to use only what their bill contains, and the funding has to come as a deduction (tax) out of their salaries. The money used to provide their health care services must come from whatever they paid in, and if (when) it runs out, nobody gets any more services until more funding is available. Also, any government employee who goes outside the system must declare it on some specified national forum, so we can know about its deficiencies before it takes effect on the rest of us.

    This will show us if it is a viable plan, and that it is has enough money coming in so that extra funding is not hidden in additional taxes. Let's see how they like their own plan before we're forced into another stupid plan.

    --
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  29. Two Sides? You Can't Be Serious by Anonymous Coward · · Score: 3, Insightful

    There are two sides:

    1. The entire modern world that has low cost universal health care

    2. The Democrats and Republicans on the other side with Republicans off in 'teh free market' la-la land and Democrats too fearful of the 'Insurance' company lobbying/campaign contribution dollars to propose any real long term solution

  30. Re:Great quote... by realnrh · · Score: 3, Insightful

    Except for the bit about not providing it to some people, or providing less of it. When the HMO demands that the doctor not spend the needed time with each patient, but shuttle them in and out as fast as possible - they're rationing the amount of care that doctor is allowed to provide, so that he can provide more people with less care.

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  31. Re:Great quote... by Valdrax · · Score: 5, Insightful

    And if you can't afford it, you can take yourself a medical vacation to a country where you can. The important thing is that, here, we don't ration our healthcare.

    Because if you can't afford healthcare, taking a flight to foreign country and taking days or weeks off your job is obviously within your means! (And I'll bet this is a *great* solution for getting preventative care too!)

    Oh, crazy right wingers... One wonders if you ever even talked to someone who is a member of the working poor.

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  32. Re:they did not know how much the plan would cost by FooAtWFU · · Score: 3, Informative

    (Safeway for example managed to reduce health insurance costs by 40% or so by encouraging their employees to take care of themselves)

    And also in the Wall Street Journal, here is an article about Mr. Burd, of Safeway, going to Washington to lobby regarding how the market can rein in costs:

    Today, Safeway has accomplished what Washington claims is the goal: The company's per-capita health-care expenses have remained flat, compared to the near 40% increase experienced by the rest of corporate America over the past four years. This has not been done by cutting care or shifting costs to employees. Nearly 80% of the 30,000 nonunion Safeway workers who take part in the program rate it good, very good, or excellent.

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  33. Re:Great quote... by realnrh · · Score: 3, Insightful

    The problem with a state run insurance plan is that that the state has never made anything more efficient. Ever.

    Yeah! Retirement savings were so much more efficient before Social Security! Sure, it meant lots of old people ended up begging on the streets, but those people didn't have any money by then, so they didn't count against the efficiency!

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  34. Re:give me a break by Anonymous Coward · · Score: 3, Insightful

    Also, bear in mind that the readership of this site is heavily skewed towards males age 18-34 with a college education (or attending college now). These people will have proportionately far fewer medical issues than the population at large, esp. the poor and elderly. Many here probably take no medication at all (except perhaps recreational), and haven't been inside a hospital for years. So from their perspective, what good is government-guaranteed health care? But the perspective may change as they grow older, raise a family, and have possibly ailing parents to look after, with all the visissitudes that come along the way.

  35. Re:Great quote... by mcwop · · Score: 4, Informative

    Singapore uses medical savings accounts and spends less than 5% of GDP. http://econlog.econlib.org/archives/2008/01/singapores_heal.html

    --

    "I don't think it's selfish, to eat defenseless shellfish." -NOFX

  36. Re:Stupid... by wasted · · Score: 3, Interesting

    This also means many of the paper-pushers currently drawing down salaries denying people coverage will have to go do productive work instead, further improving the economic situation.

    Even though paper-pushers don't contribute to society, they are employed. If we start shutting out the insurance agencies what happens to all of those jobs?

    They get government jobs denying or delaying medical procedures they deem unnecessary or low priority.

  37. Re:Great quote... by Manchot · · Score: 5, Interesting

    Bad news: your 15% figure is out of date. We're now spending 17% of our GDP on health care, and if the trend of the 2000s continues, we'll be at 30% by 2020.

    Unfortunately, the Republicans will oppose any type of health care legislation, because the truth is that they don't think anything's wrong. Most won't admit it, or will make the wholly unsubstantiated claim that malpractice insurance is the only thing wrong with our system. This is despite the fact that all estimates put tort at least than 0.5% of our health spending. Of course, while the effects of 'defensive medicine' are tougher to estimate, there's fortunately empirical proof showing that it makes no difference. Texas has the strictest malpractice tort limits in the country (you can get at most $250k, even in cases of gross negligence causing permanent disability or death), causing malpractice claims to plummet, yet their health spending increases have continued to outpace the rest of the country in the six years since it was passed. So much, in fact, that Texas now spends more than any other state for decidedly mediocre results. Essentially, it's a microcosm of the U.S. as a whole.

    There was a great article in the New Yorker a few weeks ago wherein a reporter visited McAllen, Texas, home of the largest health care spending in the world. What he found was a perfect example of what we see across the country: when doctors treat their practice as a revenue generator, costs go way up, and quality actually suffers. The doctors think that they're doing their best for their patients, but they subconsciously make more referrals when it brings in money. It's long, but it's definitely worth the read.

  38. Re:I'll go ahead and say it by realnrh · · Score: 4, Informative

    And yet, despite the right-wing horror stories (with their purely anecdotal basis), Canada's national healthcare system remains extremely popular, with Canadians expressing high levels of satisfaction with the care they're getting. See? Only about 90% of Canadians express satisfaction with their system! There has to be something wrong with it!

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  39. Re:Great quote... by BasilBrush · · Score: 5, Insightful

    The reason pills are cheaper in countries with socialized healthcare systems is that that the power is in the hands of the very large single buyer. If a pharma wants to sell a drug in significant numbers in Britain they have to negotiate an acceptable price with the NHS. If the NHS doesn't buy, then they'll sell very few of the pills in Britain.

    In America, there are countless buyers. Thus a single buyer has little price negotiation leverage.

    The way to reduce health care costs is to find waste in the system and eliminate them through process improvement. Everything else is a shell game.

    That's easy. Health company profits are the elephantine waste in the system. The idea of charging "what the market will bear" rather than the lowest possible.

    It's astounding to me that right wing Americans object to the governent taking over healthcare on cost grounds when ALL the evidence from other countries is that no one else pays as much for their healthcare than Americans do currently. You HAVE the most expensive system already, you have nothing to fear on cost grounds from learning lessons from the rest of the world.

  40. Re:Great quote... by j.+andrew+rogers · · Score: 5, Informative

    Tell me how the US can't do better than Canada and England.

    Define "better". According to a recent Lancet Oncology study (http://www.telegraph.co.uk/news/uknews/1560849/UK-cancer-survival-rate-lowest-in-Europe.html) for males the average cancer survival rate in the UK is 44.8%. Compare to 66.3% in the USA for the same period. The US has the highest cancer survival rates in the world, and by a pretty large margin. That has to be worth something in your metrics of "better". I do not go to the doctor for social justice, I go to the doctor to get medical problems, say cancer and cardiovascular disease, fixed. The US is tops for fixing medical problems even if the system surrounding that medicine is a wreck.

    Discard all the policy issues and ask yourself one simple question: what country will give me the best average statistical odds of having my condition cured/fixed? The US looks very, very good by that metric, and the reason people go to the doctor is to get cures. The medical system may be a wreck, but that is a semi-separate issue and I would be reluctant to throw away stellar medical outcomes as the price for cleaning up a broken system.

    One of the more interesting statistical anomalies is that if it was not for the extremely high death rates due to accidents (e.g. vehicular) and homicides, Americans would have the longest lifespans in the industrialized world instead of average ones (better medical outcomes offset high non-disease death rates). As is amusingly observed in health outcome statistics, the only demographic group that lives longer than Japanese women are Japanese women that live in the US. It is a relevant observation in this discussion, many people here are far too eager to throw out the baby with the bathwater.

  41. Re:give me a break by Savage-Rabbit · · Score: 4, Insightful

    It's a huge pity, really. We in the US are far better at being anti- or pro- state than we are at being anti- or pro- free market.

    Thus, we get grotesque situations where, in order to avoid charges of "socialism"...

    Most US Americans seem to have no clue at all about what socialism or for that matter communism actually is. Every time they start throwing those words around on Fox News, accusing their various political opponents of being "socialists", it makes me laugh.

    --
    Only to idiots, are orders laws.
    -- Henning von Tresckow
  42. Re:Then its not insurance... by FooAtWFU · · Score: 3, Insightful

    Would we be better off "without expensive treatments" then "with expensive treatments that only the rich people can afford"? Is society better off with certain people less healthy? I realize that some people love to hate "the rich", but this is Slashdot. A lot of people here are highly paid computer nerds who worked their rear ends off making their money. Would depriving us (them) of higher-quality health care really render the world a better place?

    --
    The World Wide Web is dying. Soon, we shall have only the Internet.
  43. Re:Great quote... by dunkelfalke · · Score: 5, Interesting

    The problem with a state run insurance plan is that that the state has never made anything more efficient.

    Wrong. When German Railways (Deutsche Bahn) was still state owned, the trains were always on time, there were many more connections, the fares were lower and easier to understand and the trains and tracks were better in shape.

    Now Deutsche Bahn is a private company. Trains run notoriously late (often because the trains are damaged or the tracks are in the sore need of repair), many connections are inoperative, the prices soar.

    I never have seen a high speed train being evacuated in the middle of nowhere because of some motor damage in the early nineties. I had to live through it twice last year.

    --
    "It's such a fine line between stupid and clever" -- David St. Hubbins, Spinal Tap
  44. public vs private health care by plopez · · Score: 5, Insightful

    Here are the real differences between a single payer public health care provider plan and the hodgepodge private health care/insurance system we have now:

    1) under a public plan, your health care is decided by a government bureaucrat sitting in a government office. While in a private system, you health care is decided by corporate bureaucrat sitting in a corporate office.

    2) under a government plan you, or your employer would send hundreds of dollars in tax money each month to the health a agency to cover care. Under private plans, you or your employer must send hundreds of dollars each month to insurance companies each month to get coverage.

    3) Under a government plan you a guaranteed coverage. You are not under private plans.

    4) Under a government plans you are essentially covered for life. Under private plans you are limited in the number of claims you can make.

    5) From what I have seen, government plans overseas control costs by focusing on preventative care and reward doctors who get patients to quit smoking and lose weight for example. Insurance companies in the us drop patients and increase deductibles.

    6) Under a government plan, you and your doctor would have to fill out government paperwork to get benefits paid. Under the private system, each insurance company has it's own form to fill out which requires staff, meaning non-medical overhead, to proper fill out and file the forms in the proper manner.

    There, those are are the real differences.

    Basically, there are some problems the private sector is poorly equipped to solve. Medical care is one of them. Medical care is less of a free market choice and should be thought of more as an essential public utility. Market forces do not work very well do to the complexity of medical care and the urgency of catastrophic cases making comparison shopping impossible.

    --
    putting the 'B' in LGBTQ+
  45. Re:Great quote... by artor3 · · Score: 5, Insightful

    Both offer lower quality service, with rationing, and less access to innovative procedures. The problem with a state run insurance plan is that that the state has never made anything more efficient.

    Bullshit. We have lower life expectancy than they do in Canada, England, France, Germany, Spain, Italy, Japan, Australia and virtually any other first world nation you care to name. We have higher infant mortality than any of those nations. And yet, we're paying twice as much.

    Governments all over the world are taking much better care of their citizens than we are, and are doing it for less money. Do you really believe that we can't do the same? Do you really think that we're just worse than them?

  46. Re:Uh no, let the Democrat die.!!! by realnrh · · Score: 4, Insightful

    This is the kind of right-wing idiocy that has left the Republican party in its current state. Democratic areas do have more access to abortion clinics as it stands now, and yet the demographics that associate with Democrats are growing faster than the demographics that associate with Republicans. Democrats, far from sobbing and calling it 'genocide,' actively seek to expand access to these clinics on the basis that government should not be intervening in a woman's personal medical decisions. The vast majority of pregnancies that become naturally viable are not terminated; most abortions are for cases where the fetus would not survive for one reason or another (including that the mother might not survive delivery). Most of the rest are because the prospective parent is not ready or able to provide a stable family life, but many do go on later in life to have a child when they are better able to provide for one with a decent quality of life. Republicans have a stupid idea that Democrats 'want' to have abortions. Democrats want to make it an option for people who, for whatever reason, need one.

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  47. Re:What 'Better' Means For Right Wing People by JordanL · · Score: 4, Informative

    Even the suggestion, let alone reality, of a poor minimum wage worker or homeless person getting access to universal health care is abhorrent. That's just not how things are supposed to work. Poor people are supposed to be...poor.

    If you really think most people, conservative or otherwise, actually hate people who are poor, you've been completely brainwashed.

    It's the liberal equivilent of calling everyone who disagrees with you unpatriotic.

  48. Re:I'll go ahead and say it by realnrh · · Score: 4, Insightful

    Oh, I'm sorry. I just had poll results saying Canadians were happy with their care. You have unsupported anecdotes. Clearly I should accept your premise, Anonymous.

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  49. Re:I'll go ahead and say it by JordanL · · Score: 3, Insightful

    I think the fear is more that, like Social Security, they don't trust that it isn't going to completely fuck us later BECAUSE we can't kill the program.

  50. Re:I'll go ahead and say it by realnrh · · Score: 4, Insightful

    Let's test the hypothesis that Social Security is popular. You would expect, therefore, that when the President of the United States proposes making adjustments to it, this would be loudly and vigorously denounced. Lo and behold, this is what happened. Yes, Social Security is very popular in the US, and only small minorities (yes, including many Libertarians) want to do away with it.

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  51. Re:I'll go ahead and say it by realnrh · · Score: 4, Insightful

    Right, we have forty-seven million healthy, middle-aged, rich people who are the ones not getting insurance. Working poor who, for example, don't take their kids to see the doctor until they've gotten seriously, seriously ill and in need of expensive publicly-paid treatment when cheap preventative care would have nipped the issue in the bud if they could afford it... why, they just don't want health care!

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  52. Re:I'll go ahead and say it by Oracle+of+Bandwidth · · Score: 4, Insightful

    If it is so popular there should be no need to mandate participation, right? People will just opt in because they love it so much.

  53. Re:Great quote... by Manchot · · Score: 4, Informative

    The 0.5% figure already includes* the cost of malpractice insurance: as you noted, the actual malpractice damages are even less. Besides, as I already pointed out, Texas has practically eliminated malpractice suits with their bogus tort laws, and yet their costs are climbing faster than anyone's. I'm just speculating, but I wonder if the Texas tort law hasn't created a perverse incentive. Namely, the doctors that are moving there to take advantage of the malpractice situation are the ones more concerned about money than patients; i.e., the type of doctor driving the cost of care up. At the same time, a doctor could accidentally cut off your genitals in Texas, for which you could get at most $250k. (Yes, this just happened to someone, though luckily not in Texas.)

    * Anderson, Gerard F., Peter S. Hussey, Bianca K. Frogner, and Hugh R. Waters. "Health Spending In The United States And The Rest Of The Industrialized World." Health Aff 24, no. 4 (July 1, 2005): 903-914.

  54. Re:I'll go ahead and say it by Bigjeff5 · · Score: 3, Insightful

    It's unpopular among the younger people who can see that there likely be nothing left in the system by the time it's their turn, but among older people it is extremely popular.

    The 55+ year old portion of the population is what has primarily stopped social security reform. They happen to be a very large voting block, and it is hard to get past them. The people in this block either are currently drawing social security or will be drawing it soon, so they certainly don't want to remove it. Also, people in this category tend to be more active voters than other categories, so even politicians who may otherwise be amiable to removing or revamping Social Security won't dare touch the subject.

    It's a self perpetuating problem; more people are drawing social security than can be supported by the younger workforce. These people rely on it, and so will adamantly fight anything that jeopardizes that income (imagine if the government tried to slash your paycheck, and how adamantly you'd fight that, it's the same from their perspective). Combine them with idealogues who can't see past their ideology to see that the system is unsustainable and WILL crash at some point in the near future, and you've got a voting base that is nigh unsurmountable.

    The fact is, there are more people who are pro Social Security, at least more people who vote anyway, than there are anti Social Security. This is pretty much the definition of Popular.

    What we need is a welfare reform that fixes the problem without harming the people who currently rely on the system, or those who are currently expecting to be able to use those funds in the near future.

    I believe it is doable, but a plan hasn't so far been presented in a way that it reassures the people at the highest risk.

    --
    Security is mostly a superstition... Avoiding danger is no safer in the long run than outright exposure. - Helen Keller
  55. Re:I'll go ahead and say it by clarkkent09 · · Score: 3, Interesting

    I am not in favor of this bill of any further government regulation of health care but your statement is factually incorrect. A substantial portion of those 47 mil CANNOT get health insurance at any price, due to previous medical history. If you are not covered by a group plan (such as self employed, unemployed but not dead broke or over 60 or under whatever, and do not have a spouse or somebody to cover you) good luck getting private coverage. Even minor problems such as acid reflux are enough to make you not profitable enough for insurance companies to insure.

    --
    Negative moral value of force outweighs the positive value of good intentions.
  56. Negative feedback failure by line-bundle · · Score: 3, Insightful

    The problem with the US health system is that there is no negative feedback of any sort to control costs. Places like Massachusetts actually made it worse because the state has become the policeman for the insurance industry. I have heard comparisons of health insurance and car insurance. A car is optional. Health is only optional if you are dead.

    Another point people are confusing is health *care* and health insurance. They are completely different beasts (even though they overlap a bit).

    I believe most people (in congress) who preach free markets have no idea that a free market system should have some negative feedback somewhere in the loop. The few proposals which have cost controls will not make it anywhere (sigh).

  57. So... by n30na · · Score: 3, Insightful

    I read a bunch of slashdot comments, and the only logical conclusion i can find is that all healthcare systems suck and don't work for shit. I wonder if this means we need a completely new healthcare model. Or slashdotters just like to argue. Either way.

  58. Re:Great quote... by Cyberax · · Score: 4, Informative

    You are comparing a single data point...

    USA has great cancer research facilities, like National Cancer Institute. Which sponsors trials of about two-thirds of all approved drugs. Oh, and it is funded by the government, not private industry.

  59. Re:Great quote... by Manchot · · Score: 3, Interesting

    As someone who knows many doctors, I will tell you flat out that if that figure includes malpractice insurance it's either a flat out lie, or product of ridiculously bad methodology.

    Or maybe you shouldn't rely on the anecdotal testimony of a small group of people who make up only one part of the sizable cost structure of the whole health care system? Even if there was something wrong with the study (which you only stated, but did not demonstrate), how do you attribute the negative correlation between malpractice caps and health spending?

  60. Re:Great quote... by RobVB · · Score: 4, Insightful

    One wonders if you ever even talked to someone who is a member of the working poor.

    Talked to - quite likely. Listened to - ...

    --
    I'd rather you rationally disagree than irrationally agree.
  61. Re:I'll go ahead and say it by Danathar · · Score: 3, Insightful

    One has to wonder if Canada benefits disproportionally because the research for their healthcare (Drugs, methods, etc) is primarily bankrolled by the companies in the United States.

  62. Canada is fine despite what you've heard. by rs79 · · Score: 4, Insightful

    "I disagree only partially here. If you kick out private insurance entirely then you get some of the horror stories Canada grapples with. "

    Oh please. I don't know what you've heard but it's probably on the order of the things we hear about the states, that is, if you walk any street at night you'll be mugged there.

    I've in the states for a decade and the rest in Canada. There simply is no comparison. It's overpriced lunacy down there, the embarrasment of the world.

    I'm sure you can find people that feel hard done by by the Canadian system. And for each of those there are a plethora of problems with the American system. It's so bad poeple makes movies about it.

    Last year in the US the health sector spent $3.4 Billion lobbying, the only sector that spent more was the finance sector. That's 5X than defense lobbyists. They don't want to kill the gooose that lays the golden eggs.

    Cite: http://www.opensecrets.org/lobby/top.php?indexType=c

    --
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  63. Re:I'll go ahead and say it by johnlcallaway · · Score: 3, Informative
    Because everyone knows that polls are facts and accurately reflect whether or not something is correct.

    But you only liked to an article *about* the poll, not the actual poll itself, which reveals:
    • The more you make, the happier you are
    • The more you make, the more likely you have a doctor
    • The older you are, the more higher you rate your doctor
    • The sample size was 2,000 out of 33,000,000 people
    • Was done via teleVox, there are no statistics taken manually that can be used to validate the cross sample
    • Was only about the service provided by the physicians, not by hospital or the healthcare industry in general

    So .. the statistics you have quoted are, for the most part, almost totally irrelevant to a discussion of a healthcare industry.

    I would also rate every family doctor I have ever had good, and one as 'excellent'. However, I would not rate the hospital care I receive the same way. I can usually afford the doctor bill, I can never afford the hospital bill.

    --
    I rarely read replies, it's my opinion and if you thought about your opinion a little more, I'm OK with that.
  64. Re:I'll go ahead and say it by Pig+Hogger · · Score: 3, Informative

    Canada has a completely-free universal national healthcare system.

    Which works well, and is thus the target of right-wing wackos bullshit-filled attacks such as this one:

    You need to wait 6 months for a minor surgery that you could get in the US for under $1000 in 24 hours. Quite often these minor problems, due to delay times, develop into much more serious cases, not to mention the long patient's suffering.

    Bullshit. Every procedure that is urgent is performed as fast as possible. The wait may be longer than in the US, but that’s because we do not discriminate in favour of the rich, everyone is on the same footing up here.

    You can spend 12 hours waiting for emergency life-saving surgery for which you can die any minute while not treated. Many people do.

    Bullshit again. Life-threatening conditions are treated right away. This is why the morons who come to the emergency room with a headache have to wait 15 hours: they pass the urgent cases before them.

    - You can spend 3 hours in a doctor's waiting room for a 2-minute consultation. Then you'll be told to come next week and wait another 3 hours (and have to, if you want your prescription to be covered by the healthcare plan). The doctor's don't even fucking do anything other than look at you and tell you to come agian. Doctors are paid per-patient rather than based on the services they provide, so they just try to stack up as much patients as possible, and process them as fast as possible.

    More bullshit again. The prescription is given right away, and the pharmacist takes care of the coverage.

    That troll does not clearly understands how a doctor works. And in the US, the doctors have to take as much cases as possible, thus making it much more likelier that they’ll only spend 2 minutes per patient.

    I understand and sympathize with the need to provide healthcare for those that can't afford it. But I do not see why people that do afford it should suffer greatly diminished healthcare (up to and including fatalities) for the sake of those that cannot afford it. Charity at gunpoint is called extortion.

    This is called CIVILIZATION, as opposed to the barbarity that is so common in the US.

  65. Re:Great quote... by Manchot · · Score: 4, Informative

    I posted something similar to this below, but to put it mildly, your assertion that malpractice litigation/insurance and "defensive medicine" are driving up costs simply isn't supported by the data. All the best estimates for the actual litigation and insurance put it at about 0.5% of our total costs.* As for defensive medicine, while that is undoubtedly more difficult to quantify, 22 states have some form of malpractice cap, so we can see how well medical costs and quality correlate to those caps. Unfortunately, while the numbers of doctors in those state varies in a statistically significant way, neither the quality nor the costs do. In fact, Texas spends more money than any other state, despite their ridiculously strict $250k caps. (You could literally be wrongly castrated by a doctor in Texas and get no more than $250k.) Even worse, their costs are going up faster than any other state.

    * Anderson, Gerard F., Peter S. Hussey, Bianca K. Frogner, and Hugh R. Waters. "Health Spending In The United States And The Rest Of The Industrialized World." Health Aff 24, no. 4 (July 1, 2005): 903-914.

  66. Re:Great quote... by quax · · Score: 5, Informative

    Rather than looking at a single disease statistic I think it is more instructive to look at overall average life expectancy. I let the numbers do the talking.

  67. maybe it is because they are poor ? by unity100 · · Score: 3, Interesting

    and your medieval healthcare system practically KILLS poor by neglect, or treatment that arrives somehow too late ?

  68. Re:I'll go ahead and say it by Geoffrey.landis · · Score: 4, Insightful

    Now ... repeat after me ... correlation does not equal causation.

    I don't believe I said it did. However, if you're going to complain about how awful Canada's national health plan is, you had better deal with the fact that, awful health plan or no, they live two years longer than Americans do. That "rotten" health plan, which costs on the average about half what Americans pay for health care, doesn't seem to be producing worse results.

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  69. Re:Great quote... by Will.Woodhull · · Score: 4, Interesting

    The US has the highest cancer survival rates in the world, and by a pretty large margin. That has to be worth something in your metrics of "better".

    Well, duh! That's where the money is.

    The overwhelming majority of health care expense in the USA is in the last 6 months of life, often after there is little question that no matter what is done, the patient is gonna die. Patients are typically guided into increasingly expensive treatments without any meaningful discussion about the quality of life of those final few months. It is not as bad as all the doctors consulting with each other over how to wring a few dollars more out extending Joe Smoker's life another 3 weeks. But it is much closer to that extreme than telling Joe "Hey you don't have much longer, and in 3 months your going to feel really bad no matter what we do, so now is your last good opportunity to take that Summer-long fishing vacation you've been promising yourself the last thirty years. When you get back, we'll see what we can do to make the last few weeks as comfortable as we can."

    No, USA health professionals don't know how to have that conversation with a patient as a general rule. The general attitude is that it is much better for the patient to keep him hopeful that this treatment or the next can keep him going for a good long time. That this is also more lucrative for the doctors and the health care institutions is purely a side effect (according to the doctors and the health care institutions, and they do say we should trust them about this kind of thing).

    --
    Will
  70. Re:I'll go ahead and say it by sumdumass · · Score: 3, Interesting

    Something else that is popular in Canada is wait insurance. People are signing up by the truck load and most Canadian insurance providers offer wait coverage. In case you don't know what that is, it's where they guarantee the wait for procedures will be under a certain time or they take you to another country if necessary and have the procedure done there.

    And yes, this was brought before Canada's high court because Quebec attempted to enforce it's no private insurance laws and the court said it was a fundamental human right to have the coverage because the lack of it would endanger the lives of the people it serves.

    Don't sit there and sugar coat government health car as if nothing is ever wrong with it and everyone is satisfied with it's results. Obviously enough people aren't otherwise there wouldn't be a need for wait insurance and there wouldn't be a market so profitable in it that they took it all the way to the highest court in Canada or that every other insurance provider has a plan that covers wait times.

  71. Re:I'll go ahead and say it by moosesocks · · Score: 3, Insightful

    Part of the rationale behind Social Security is that people are too stupid to voluntarily put away their money.

    The number of bankruptcies and foreclosures that took place over the past year should be sufficient to confirm this.

    I don't like paying for irresponsible people any more than you do. However, the societal cost of widespread poverty would be far greater than the cost of the social security tax. Once again, the current economic kerfuffle is a perfect example of how the irresponsible decisions of a few have lead to the suffering of a great many.

    --
    -- If you try to fail and succeed, which have you done? - Uli's moose
  72. Re:Great quote... by OakDragon · · Score: 4, Informative

    The infant mortality statistics are skewed for various reasons. They have to do with what we report as a "live birth" vs. what other nations report.

    For example, in Canada, a premature baby that is delivered, and then dies, that weighs less than a half a kilogram is not counted against the live birth count.

    There is also the matter of timing. In Hong Kong and Japan, a baby that dies in the first 24 hours of life is not counted against the live births. They consider it a miscarriage. In France, Belgium, and many other European countries, babies born before 26 weeks of gestation, and then die, are not counted as deaths.

    In Switzerland, a baby that perishes that is also less than 30 cm in length is not counted.

    Needless to say (for the illustration of my point), the U.S. does count these as live births, and the deaths in such cases count toward the relatively higher infant mortality rate. In the types of cases above, the chances of infant survival are sketchy at best. Thus, the disparity in infant mortality rates.

  73. Re:I'll go ahead and say it by realnrh · · Score: 4, Insightful

    It doesn't need to have 'nothing ever wrong with it.' What it needs is to have a distinct improvement over the alternative. The argument is that the set of problems inherent in a national health care system is preferable to the set of problems inherent in the current mess. If a public/private mix works best, great, go with that. But rejecting the premise that a national plan could be better due to ideological rejection of government programs is no way to make policy.

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  74. Parent not +5 insightful by mdmkolbe · · Score: 5, Insightful

    Insurance (of any kind) is an exchange where you pay a higher average (i.e. expected value) in exchange for a smaller variability in the outcome (statistical variance or standard deviation).

    For example, suppose that each year one out of ten people one will incur a $10000 medical expense while the others incur no expense. The average cost is $1000, but there is a wide variability ($0-$10000).

    Now suppose an insurance company charges $1100. If you take the insurance your average costs would be $100 higher. However, you have also eliminated variability. You no longer have to worry about being surprised by a $10000 bill. Instead you know exactly how much you will have to pay each year.

    For things that have only a small amount of variability (e.g. utilities), insurance does not make sense. However, for things (e.g. house burning down) where there is a small but very real chance (e.g. 1 in 10000) of a very high cost (e.g. $100,000), insurance decreases the risk of financial ruin in case you happen to be the unlucky 1 in 10000.

  75. Re:Great quote... by vux984 · · Score: 5, Insightful

    Yes, but the reason that health care costs are so high in America is that we have the best quality of health care in the world.

    You are right, King Hussein of Jordan will come to America for surgery, because we have facilities that offer among the best available care in the world, and they will be happy to take care of King Hussein.

    But to say the country has the "best quality of health care" is extremely misleading; that high quality health care may be =offered= in America, but most actual American's don't actually get it when they need it.

    What exactly is the value of having high quality health care that you can't actually use?

    America still produces fine crafted hardwood furniture too. But most people's homes are furnished with ikea and other particle board and plastic shit. The fact that high quality furniture is available in the country doesn't mean simply being in the country will get you some. Ditto with health care.

    Now, I'm not railing against the existance of private health care. If King Hussein wants surgery, he should be able to get it, and there's no reason it shouldn't be in America. But so what? We should still have socialized care too.

    Why exactly should serving the worlds rich and famous the best care in the world mean that half the country has no health care at all?

  76. Re:Great quote... by Cathbard · · Score: 3, Informative

    Here here! I second bs on that claim. I live in Australia which has both private healthcare and public. If you are using only the public health insurance the only limitation is that you have to use public hospitals when hospitalisation is required. There is NO stipulation as to which GP you use, you just go to the doctor, sign a form and they get paid by the public health scheme - even if you do have private insurance. Everybody gets healthcare, not just people with money. Isn't that the way a compassionate society should behave?

    --
    "A cynic is what an idealist calls a realist" - Sir Humphrey Appleby
  77. Re:give me a break by iamacat · · Score: 5, Insightful

    If I am sick, how is that your problem, and what right do I have to force you to pay for my doctor's bills so that I can get well?

    You don't. However, most people do not know in advance if they will someday require a million dollar medical treatment. Therefore, it is to their advantage to pay a flat fee into a huge risk-amortization pool managed by US government. To avoid ethical questions about government's use of force, let people opt out of the pool and stop paying any related taxes. However, they will then have to rely on their own private hospitals for treatments, even in emergency. And organ donations made to public system will not be available for private transplants. Let them see if resources of 10 million mega-rich people can buy more MRI machines than resources of 300 million not-so-rich people. And rejoining the pool will not be easy/cheap as it's not fiscally sound to let people join the insurance pool only when they get sick.

    So hard-core libertarians get to die on the road after a car accident, knowing that nobody forced them to pay taxes for a public ambulance service. And the rest of us, who think that government services are for emergencies such as fire, disaster relief or cancer and private sector is for extras like iPods, dining out or plastic surgery, get to have some peace of mind.

  78. Pass... not that it matters. by oatworm · · Score: 3, Insightful

    The biggest problem that I have with nationalized health care is that it effectively guarantees that we're stuck with paying for health care using the insurance model for the rest of our days. The trouble with insurance is that, in theory, less money is supposed to be spent than is put in. This guarantees that there will always be profiteering and "waste" - that's why insurance works. If we didn't already legislate the insurance model so thoroughly already, market-based innovations like interest-bearing health savings accounts might be able to take a better hold.

    In an ideal world, I'd like to see all health care spending be tax deductible. If my employer wants to spend money on insurance for me, great. If my employer wants to put money in an interest-bearing health account, like a 401k or something similar, so much the better, provided it's portable from job to job. Heck, if my employer just pays my bills directly - sweet! Let them earn their tax credit either way, and if I choose to do the same, well, let's encourage that, too. It'll never happen, though, especially if this bill gets passed. Besides, all of the market-based innovation in payment methods in the world isn't going to change one basic, simple fact:

    Health care is scarce.

    There is a finite supply of people willing and capable of being doctors and, due to generational constraints (fewer people in the younger generations than during the Boomer generations), there are fewer and fewer of them than there used to be. Meanwhile, more and more people are consuming more and more health care. This isn't just a case of the Baby Boomers getting older, though that's a big part of it. The other part is that the health care industry can do far more than it could in, say, 1950. In 1930, if you had an infection, they gave you sulfates and told you to start praying. Nowadays, we have books that list nothing but types of antibiotics. We can transplant organs, cure most kinds of cancer if we catch it soon enough, cure nearly any imaginable infection, and on and on and on. If I get an ingrown toenail now, I see a doctor (possibly even a podiatrist - specialist rates!). If I got an ingrown toenail in 1930, I probably would have grabbed a bottle of whiskey and a pocketknife. Simply put, the health care industry can provide far more services than it could years ago, increasing demand, while also seeing fewer and fewer people willing to provide the services. As long as that dynamic is true, it won't matter how we pay for health care. If we try to make it cheap, there will be increased scarcity, which means longer waits for procedures. If we try to make it plentiful, such that nobody has to wait, it will be expensive. That's just the way it is.

    If you really want to make health care affordable, you need to loosen up who provides non-emergency health care. This might involve getting nurses involved, but they're nearly as scarce as doctors right now. This might involve robots - heck, Japan's been playing with them in health care for years. This might involve computerized quizzes - fill in some blanks (I have the sniffles but I don't have a fever) and receive a diagnosis (You have a cold or mild allergies). In short, think of it sort of like IT. You don't need to throw a CCNA or MCITP/MCSE at every infected workstation - why should you throw a doctor at every minor ailment? Yeah, I know - when you're holding a hammer, every problem looks like a nail, but there's some wisdom here.

    In the end, no matter how you shuffle the cards around, it will never change the fact that, as long as health care is as scarce as it is (and there's no reason to suggest it won't be anytime soon), it will be expensive, one way or another. There isn't a Republican or Democrat sponsored piece of legislation in the world that will ever change that.

  79. Re:Great quote... by iserlohn · · Score: 4, Insightful

    Just like the article by Dr. Linda Halderman on Pajamas Media (in more ways than one), your comment contains no facts or analysis to back up your assertions. Conveniently several countries are omitted. There is no independent corroboration of the veracity or accuracy these assertions.

  80. Some people who CAN afford it, can't get it! by jdehnert · · Score: 5, Insightful

    My COBRA coverage got pulled at about the 1/2 point because my old company was small and both of the spouses had coverage, so at the annual renew time, they just stopped offering health.

    After talking with an Insurance rep that I have used for company insurance at a few places, it became clear that my family and I would NEVER get personal health insurance. Currently, I suffer from chronic foot pain (for the past 6 years), my oldest son suffers from depression and bi-polar disorder (for the past 4 years), and my wife gets migraines (from childhood). You can see why an insurance company would not want to touch us, but we still need insurance.

    As my COBRA ran out my agent tried to get us on a temporary plan. We know that if we claim the meds that my son and I require, $2,000 to $3000 a month, we will also not be allowed to re-up the temp plan. We decided that we would not claim any of the chronic things that we have to deal with so that we have the plan if we have a major issue, but once we do, we no for sure that we will not be allowed to re-up.

    For the temp plan we went with a carrier that haven't been covered by for over 12 years. But we were denied coverage by this carrier because they had on record that...

        1) My wife had been treated for headaches.
        2) One of my 2 sons had been treated for a sore throat.

    OVER10 YEARS AGO!!

    Those 2 reasons were all that it took to deny even temporary coverage.

    We had to find a carrier that had never insured me and my family before just to get temp insurance.

    We are still looking for a permanent option, but as we do our savings are being drained rapidly as we try and cover our ongoing issues. We need to minimize claims to preserve our temp insurance in case of a major issue. Because of that none of us are getting any ongoing treatment, so no one is getting any better. Were stuck with little chance at improving medically, and at this point we have not found an insurer who will offer us insurance at any price.

    If you have now, or have ever had anything more that a minor medical issue, your chance of getting coverage as an individual are effectively 0%

    I have been looking for work for 2 years, sending out, and following up on at least a dozen job openings ever month (12 is my self imposed min). While the economy is bad I have no idea if I will be able to get a job, and while I am in this catch 22 I am spending more and more of my time trying to find coverage.

    In the mean time, I have one of my cars for sale, family jewelry is listed, and while our house is not under water, real estate is not exactly booming either.

    I dunno. Does my government really want me to be broke, unemployed, and perhaps homeless, before I can get health care for my family?

    Or can they come up with some way for people to purchase coverage, to allow them to get healthy, before they loose everything?

    --
    Eschew Obfuscation
  81. Re:What 'Better' Means For Right Wing People by arudloff · · Score: 3, Insightful

    It's not that conservatives hate the poor, but, rather that they strive for a society with a rigid class structure.

    Wow, that's a load of bullshit.

    You're free to your beliefs, as are people who think conservatives flat out hate the poor, but I'd highly suggest reading up on conservative politics. There's no focus on class structure or rich vs. poor or anything of the like. It's about letting people be free to make their own choices in life. The whole "liberty" and "freedom" thing you keep hearing conservatives go on and on about is related to that core principle. When the federal government forcibly takes privately earned money to pay for systems and structures that are not only unconstitutional, but unwanted by the person having the money taken from them, they're robbing these people as well as the unseen vendors and merchants where the money would have be spent otherwise.

    You want to talk about rigid class structure? "They're rich, they won't miss the money, let's tax them!" -- the point isn't whether or not they'll miss the money, it's whether or not we want to justify ongoing government thievery, especially to pay for things that are not perceived to be better than their private counterparts. The "their rich they can afford it" argument is nothing more than a straw man distracting from the actual issue.

  82. Re:I'll go ahead and say it by canadian_right · · Score: 3, Insightful

    USA drug companies do research to make money. They'll happily take Canadians money.

    The question you should be asking is WHY the same drug can be so much cheaper in Canada vs the USA? Why are drugs so much more expensive in the that bastion of free enterprise? Why do USA drug companies spend more on marketing each year than on research? Most of this marketing is illegal in Canada so they don't waste as much money on marketing in Canada. Canada doesn't have huge private health insurance companies skimming huge profits, denying claims, and thwarting doctors from using what they feel is the best treatment. Why does virtually all health care cost more in the USA? Why does they USA spend MORE per person on healthcare yet still lag behind Canada in almost all indicators of health care like infant mortlity, and longevity?

    Why do many USA citizens still want a good chunk of their health spending to be taken by private insurance companies?

    --
    Anarchists never rule