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California's Revised Pay-As-You-Drive Insurance Draws Continued Objections

The EFF has restated many of their original privacy objections about California's latest revision to the Pay-As-You-Drive auto insurance proposal. Admitting that the amended bill is an improvement, privacy advocates are still uneasy about the surveillance implications of this program. "The proposal centers on a simple idea: infrequent drivers are less of an insurance risk. By pricing policies according to the mileage driven, insurance companies can offer discounts to lower-risk infrequent drivers, and put an appropriate cost penalty on heavy drivers. The state estimates that 30% adoption of PAYD insurance nationwide would reduce miles driven by at least 10% among subscribers, and save 55 million tons of CO2 over the next ten years. The benefits of such a system could be quite dramatic, as California Insurance Commissioner Steve Poizner is sure to emphasize. Such insurance plans first became available in 2004, and are now available as a limited option in 30 US states from insurance companies like Progressive and Liberty Mutual."

7 of 411 comments (clear)

  1. The Most Interesting Man in the World by StikyPad · · Score: 4, Funny

    I don't drive very often, but when I do drive, I always have a case of Dos Equis with me.

    1. Re:The Most Interesting Man in the World by oatworm · · Score: 2, Funny

      Drive thirsty, my friend.

  2. Really? Then shit, I'm moving! by Anonymous Coward · · Score: 4, Funny

    This driving close to home bit sounds dangerous!

  3. Re:Oh crap. by Anonymous Coward · · Score: 1, Funny

    Another oppressive government plan to coerce people to emit less carbon dioxide.

    No, another oppressive government plan to increase the profits of insurance companies.

    The (R) half of the aisle will vote for it because an insurance company lobbyist is saying "And as a fringe benefit, you can tell your constitutents you're huntin' terrists and pedophiles by datamining the driving habits of all your citizens! Nothing to hide, nothing to fear!"

    The (D) half of the aisle will vote for it because the other insurance company lobbyist says "And as a fringe benefit, you can tell your constituents you're trying to get people to drive less. Fight global warming!"

    The plan gets "bipartisan" support, because there's something in there for politicians of both wings of the Party to crow about.

  4. Re:Bell curve??? by cez · · Score: 3, Funny

    Most accidents happen within, I think it was five or ten miles of a person's home.

    I hear this every so often... That's why I keep moving!

    --
    Walk with Music;
  5. Re:insurance at the gas pump by mzs · · Score: 2, Funny

    Somehow grandma ends-up buy incredible amounts of fuel then.

  6. Re:Bell curve??? by Anonymous Coward · · Score: 1, Funny

    Because he's a hippy and doesn't a job.

    Did he accidentally that job?