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California's Revised Pay-As-You-Drive Insurance Draws Continued Objections

The EFF has restated many of their original privacy objections about California's latest revision to the Pay-As-You-Drive auto insurance proposal. Admitting that the amended bill is an improvement, privacy advocates are still uneasy about the surveillance implications of this program. "The proposal centers on a simple idea: infrequent drivers are less of an insurance risk. By pricing policies according to the mileage driven, insurance companies can offer discounts to lower-risk infrequent drivers, and put an appropriate cost penalty on heavy drivers. The state estimates that 30% adoption of PAYD insurance nationwide would reduce miles driven by at least 10% among subscribers, and save 55 million tons of CO2 over the next ten years. The benefits of such a system could be quite dramatic, as California Insurance Commissioner Steve Poizner is sure to emphasize. Such insurance plans first became available in 2004, and are now available as a limited option in 30 US states from insurance companies like Progressive and Liberty Mutual."

5 of 411 comments (clear)

  1. The Most Interesting Man in the World by StikyPad · · Score: 4, Funny

    I don't drive very often, but when I do drive, I always have a case of Dos Equis with me.

    1. Re:The Most Interesting Man in the World by oatworm · · Score: 2, Funny

      Drive thirsty, my friend.

  2. Really? Then shit, I'm moving! by Anonymous Coward · · Score: 4, Funny

    This driving close to home bit sounds dangerous!

  3. Re:Bell curve??? by cez · · Score: 3, Funny

    Most accidents happen within, I think it was five or ten miles of a person's home.

    I hear this every so often... That's why I keep moving!

    --
    Walk with Music;
  4. Re:insurance at the gas pump by mzs · · Score: 2, Funny

    Somehow grandma ends-up buy incredible amounts of fuel then.