US Banks That Offer Transaction History?
wirelessdreamer writes "I use a bank in the US that will only allow me to download transaction history in CSV for the previous three months. I have a hard time remembering to pull my transaction history down every three months, and would gladly jump ship to another bank if there is one that lets me download, say three years' worth of transaction history as one of the standard services. Then I can import my data into MySQL and run some reports on it, which is all I'm looking for." What banks out there do the best job at providing users with simple, downloadable data?
The right question is, "What can I do to remember to download it every month?"
What if you find a bank that has a current policy of letting you download 5 years' of history, you forget for 4 years, and they change policy to three months?
Or what if you do nothing for four years, decide to switch banks for some other equally trivial reason, forget to download even then, and then a year later need it?
You need some idiotic little reminder, a cron job if nothing else, to do it once a month. That's the real solution.
Or maybe you need to decide the data isn't really very important after all, if you can't oblige yourself by downloading once a month and don't actually use it.
Infuriate left and right
All US banks are very happy to offer many years worth of transaction history to any Federal agency that desires this information. Too bad they won't do the same for their putative "customers".
So, let me get this straight. You would consider changing banks, and going through all the pain associated with changing direct deposits, ordering new checks or a debit card, going online to change any websites you had your bills tied to your old account, all because you can't seem to manage to put a reminder in one of your 17 electronic devices to remind you to do something once every three months?
Seriously?