US Banks That Offer Transaction History?

wirelessdreamer writes "I use a bank in the US that will only allow me to download transaction history in CSV for the previous three months. I have a hard time remembering to pull my transaction history down every three months, and would gladly jump ship to another bank if there is one that lets me download, say three years' worth of transaction history as one of the standard services. Then I can import my data into MySQL and run some reports on it, which is all I'm looking for." What banks out there do the best job at providing users with simple, downloadable data?

Comments

DCU

[susehat]

Digital Federal Credit Union seems to let one pull for as long as they have been a member. And they have multiple formats!

That's the wrong question

[A nonymous Coward]

The right question is, "What can I do to remember to download it every month?"

What if you find a bank that has a current policy of letting you download 5 years' of history, you forget for 4 years, and they change policy to three months?

Or what if you do nothing for four years, decide to switch banks for some other equally trivial reason, forget to download even then, and then a year later need it?

You need some idiotic little reminder, a cron job if nothing else, to do it once a month. That's the real solution.

Or maybe you need to decide the data isn't really very important after all, if you can't oblige yourself by downloading once a month and don't actually use it.

Re:That's the wrong question

[clarkkent09]

That information is about you but you have no right to have someone else store it for you indefinitely. Download it periodically and store it yourself if it's so important to you. By the way, as far as I know all banks will provide you with sufficient account history information for every normal purpose, such as when buying a house etc.

happy to provide history to the Feds

[Phantom Gremlin]

All US banks are very happy to offer many years worth of transaction history to any Federal agency that desires this information. Too bad they won't do the same for their putative "customers".

Another service

[Georules]

Mint.com is pretty great for connecting to whatever bank you have and it'll download your reports and also automatic categorization. I have almost 2 years of data in it, and they let you download it all CSV. It also has me in the habit of checking all of my accounts once a week, by just logging onto one website. Nice way to be on top of anything that might be fraudulent.

Uh, root cause?

[geekmux]

So, let me get this straight. You would consider changing banks, and going through all the pain associated with changing direct deposits, ordering new checks or a debit card, going online to change any websites you had your bills tied to your old account, all because you can't seem to manage to put a reminder in one of your 17 electronic devices to remind you to do something once every three months?

Seriously?

Re:Bank of America

[dziban303]

I think submitter should discover something called a "calendar" and write "download bank data" every three months.

He could even use an electronic, automated, free calendar like the one Google offers, and have reminders sent to his email/phone.

Re:You might have to pay to get the records

[flappinbooger]

One of them gave me a stack of post-dated checks on which I highlighted the date to avoid confusion and even went so far as to confirm the teller knew they were post-dated

I would love to hear your thoughts on how this could have been prevented from our end.

Not giving post dated checks to the bank?