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Debt Collectors Using Facebook To Embarrass Those Who Owe

Not even the tranquility of FarmVille can save you from the long arm of debt collectors. Melanie Beacham says that a collector from MarkOne Financial contacted her relatives about her past due car note via Facebook. She is filing suit alleging that the company is harassing her family. Tampa based consumer attorney Billy Howard of Morgan & Morgan says, "Now Facebook does a debt collectors work for them. Now it's not only family members, it's all of your associates. It's a very powerful tool for debt collectors to use."

5 of 266 comments (clear)

  1. Don't buy stuff you can't afford by schwit1 · · Score: 0, Troll

    The debt collectors and repo men perform a valuable service. If they don't collect then the costs get passed on to the honest consumer.

    It's the AHOLES who run up the thousands on their credit card to eat out every night or buy stupid stuff like clothes and the latest cell phone or cars they can't afford.

    Certainly collectors can be rude, but it's even more rude to buy something knowing you can't afford it and then complain when somebody wants their money back.

    1. Re:Don't buy stuff you can't afford by Bobfrankly1 · · Score: 0, Troll

      The debt collectors and repo men perform a valuable service. If they don't collect then the costs get passed on to the honest consumer.

      It's the AHOLES who run up the thousands on their credit card to eat out every night or buy stupid stuff like clothes and the latest cell phone or cars they can't afford.

      Certainly collectors can be rude, but it's even more rude to buy something knowing you can't afford it and then complain when somebody wants their money back.

      Whoever modded this "Troll" either blindly hates debt collectors, or feels entitled to spend more then they make. While the collectors and repo men frequently use tactics that turn the stomach, how many people really respond to a "please pay" request when they are in over their heads? Living within your means just seems to have fallen "out of style", and that is a large contributor to the economic mess that prevails today.

  2. Re:So pay your bills by scubamage · · Score: 0, Troll

    Why is she a victim? I'm pretty sure the company she owes money is the victim. She disregarded her obligation, and did so with enough consistency that the company had to forfeit a substantial percentage of what they were owed to hire a collection agency. She breached a contract, and by doing so cost the company money. So, how explain to me again how she is a victim?

  3. Re:So pay your bills by cobrausn · · Score: 0, Troll

    I am aware that some people end up on the receiving end of debt collectors without reason or under unfair circumstances. Those people are the exception, not the rule. It has to be, or there would be a lot more outcry.

    His comment was obviously directed at those who just weren't paying their bills. It's not hard to see the distinction, and as educated readers we should be able to tell the difference in intended target. It certainly wasn't trolling when applied to those to whom it was meant to apply to.

    --
    How does it feel to be a liar with pants constantly on fire?
  4. Re:Easy Solution by darthdavid · · Score: 0, Troll

    It's called an election. You get ~1/300,000,000 of a say in it.

    Vote for politicians that will work to lower that debt.Campaign for politicians that will lower that debt.

    If you continually lose and the idea of 43k in government debt in your name is too appalling then move to a country with no national debt.

    If you don't feel like working for change by campaigning/voting and/or you don't want to leave the country then you can just shut up about it already.