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Comcast Hounded By Collections Agency

Bob the Super Hamste writes "According to the St. Paul Pioneer Press, Comcast is being taken to court for non-payment by a bill collection agency it used to collect past-due payments from customers. The suit alleges that Comcast agreed to pay $5 for each account it closed and that for each account the collection agency handled Comcast would pay 33% of the collected funds. The suit is seeking $314,210 for account cancellations and estimates Comcast owes them $50,000 for delinquent funds collected."

28 of 142 comments (clear)

  1. As much as I hate... by RobertM1968 · · Score: 3, Insightful

    As much as I generally hate the practices of various collections agencies (and I've worked collections), I'm rooting for a Comcast loss on this one. Serves them right with the way they treat customers, and their attempts to destroy the Internet.

    1. Re:As much as I hate... by Oxford_Comma_Lover · · Score: 3, Insightful

      Agreed.

      Collections agencies behave immorally but legally, and companies sell to them because it gives them some money from past due accounts and the immorality is not directed at the company.

      But Comcast sending its past-due customers to a collections agency and then refusing to pay its own bill (simplifying the facts but taking the alleged facts to be true) is the height of hypocrisy.

      --
      -- IANAL, this isn't legal advice, and definitely isn't legal advice for you. Also, Squee!
    2. Re:As much as I hate... by hedwards · · Score: 3, Insightful

      I disagree, collections agencies aren't inherently immoral, it's just that many do end up crossing the line both ethically and legally speaking. Without collections agencies the only reason that anybody would ever pay their bills would be because it was the ethical thing to do. Consequently the cost of just about anything would likely sky rocket.

      That's not to say that there aren't a sufficient number of collection agencies that do behave illegally, but I do think that to some extent you have to recognize that it's a service that's needed and just make sure that you know your rights.

      I'm not sure about the rest of the country, but they do have to prove that they own the debt and that you are indeed responsible for paying it, if they can't do that then there are penalties for harassing people. There is also typically a statute of limitation on debt, and one shouldn't believe them when they claim that they're going to collect old debts by going to court. Collection Practices

    3. Re:As much as I hate... by Oxford_Comma_Lover · · Score: 2

      They aren't inherently immoral, but generally there is an attempt to get people to pay something toward debt when it is no longer required that they pay it, to reset the statute of limitations. This is basically a trick, to make them legally responsible for paying the debt. This is immoral, because it is a practice done to make someone do something very much against their interests, in a way which punishes more moral behavior, under the pretext of doing something that is both morally preferable and that seems to be doing them a favor.

      Similar to many police interrogation techniques. Like asking first offenders who don't know better not to admit their guilt, but to write apology letters which are then used to convict them. You may call these necessary evils, but they are not moral--they trick suspects and punish the more moral among them, who actually feel they've done something wrong.

      --
      -- IANAL, this isn't legal advice, and definitely isn't legal advice for you. Also, Squee!
    4. Re:As much as I hate... by Stray7Xi · · Score: 3, Insightful

      I disagree, collection agencies whole intent is to be immoral (keyword being agencies, there's nothing wrong with collections). The only reason it's profitable to pay an outside company to collect debts is because they can cross those lines of morality and decency that would have landed Comcast in a PR nightmare. It's a shell game to avoid the consequences of their actions.

      Customers should be responsible to pay their debts and companies should bear scrutiny for how they treat their customers.

    5. Re:As much as I hate... by RobertM1968 · · Score: 3, Informative

      I don't understand this irrational hate. How is Comcast trying to destroy the Internet? They have clearly defined caps, they are one of the first trying to deploy IPv6 to consumers, they offer one of the best speeds. No, they are not perfect, and they are not cheap, but as an ISP they are better than AT&T, for example.

      I've got Cablevision. I'd never give ATT a dime. As for Comcast and their faster speeds, there are odd throttles and caps on those and a plethora of other issues (research it if you dont believe me - a lot of people are already complaining about the uselessness of their Extreme105 service) making those faster speeds that cost more, not really worth it. Their customer service is horrendous. IPv6 rollout is irrelevant - it's something that has to be done. They do their damndest to filter traffic every way they think they can get away with (and that too, like the odd throttling on their fastest services, is NOT clearly spelled out anywhere).

      And for me to say that Comcast doesnt treat their customers well (which is what I consider the above to mean) has nothing to do with whether or not ATT does or doesnt either. They can both fit in the same boat with plenty of room to spare... for instance, for companies like RoadRunner or TimeWarner Cable. Remember, I never said they were the only one who fit in that category. I simply exclusively mentioned them, as the others are not relevant to this discussion (as they are not the ones being sued).

    6. Re:As much as I hate... by The+End+Of+Days · · Score: 2

      Apparently trying to collect the debt is evil. You know, the myth of the noble poor and all that.

    7. Re:As much as I hate... by Your.Master · · Score: 2

      He's talking about a bill for a service that is not ongoing.

      If you had a contractor come and install air conditioning, you could bilk him on the bill because you already got the service you didn't pay for.

      Collection agencies and morality are two major reasons why you'd pay. The third, which the GP did miss, is credit rating, which affects your ability to get services for bills in the future.

    8. Re:As much as I hate... by Gordo_1 · · Score: 4, Insightful

      How could anyone think it makes sense to mod this up? The initial premise (that collection agencies are evil) is not even remotely supported by the relayed story.

      P.S. Statute of limitations my ass. You and your wife are the kind of folks that make things more expensive for the rest of us.

    9. Re:As much as I hate... by sjames · · Score: 3, Insightful

      Without collections agencies, there would just be less credit and more security deposits on monthly billings. Creditors don't want to go that way because it would make the potential buyer give more thought to how they will pay the bills later and perhaps talk themselves out of purchases they can only marginally afford.

      Most people DO pay their bills for 2 reasons. Because it's the right thing to do and because they don't want their credit rating to go down the toilet. By the time a collection agency gets involved it's generally because there is a legitimate dispute or because the person actually cannot pay the bill.

      Fortunately (sort of), my contact with collection agencies has been of the third sort, when they call repeatedly because they refuse to believe that the person they are looking for does not and has never lived here or had that phone number and that nobody who does live here has ever heard of the person.

      The problem with that is that I am not the debtor so I have no standing to insist they only contact the person through a lawyer or that they send evidence of the debt. Meanwhile, they don't believe me and are by nature asses so they keep calling from different numbers claiming to be different companies, but all with the same script.

      Since this has happened quite a few times, *I* for one would be happy to have them outlawed. They cause way too much trouble for people who are not even imagined to owe a debt.

    10. Re:As much as I hate... by ptbarnett · · Score: 2

      The problem with that is that I am not the debtor so I have no standing to insist they only contact the person through a lawyer or that they send evidence of the debt. Meanwhile, they don't believe me and are by nature asses so they keep calling from different numbers claiming to be different companies, but all with the same script.

      I had the same problem. I sent them a certified letter, noting exactly what you said: since I wasn't the debtor, I couldn't demand they stop calling me under the Fair Debut Collection Practices Act

      But, if they continued to contact me after being informed that I wasn't their target and didn't know their target, I would consider it harassment. I cited the specific state law that described the offense of harassment. And I stated flatly that the next time they called me, I would be calling the police in their jurisdiction and filing a complaint.

      I also sent copies of my letter to the Attorney General's office in my state and in their state.

      I never heard from them again, and the case was never sold to anyone else, either.

    11. Re:As much as I hate... by Thalagyrt · · Score: 2

      They did exactly what the contract says and exactly what they said they'd do: they waived the monthly payment for three months. They didn't waive a portion of the balance, they didn't pay it for you, they waived the minimum monthly payment. As such, if there was interest, you'd have interest charges, and the balance would increase a bit over those three months. There isn't any way whatsoever that "we will waive the monthly payment for 3 months" equates to "we will pay your balance for you."

      --
      Buffalo buffalo Buffalo buffalo buffalo buffalo Buffalo buffalo!
  2. Instead of taking them to court by Dachannien · · Score: 5, Funny

    Why doesn't this debt collector just use normal debt collection tactics, and call Comcast several times a day every day with threats of legal action? It's a lot cheaper than actually filing a lawsuit.

    1. Re:Instead of taking them to court by socsoc · · Score: 2

      wooosh

  3. Serves them right by grapeape · · Score: 3, Interesting

    I had Lindy's collection service calling my house with a robodial at all hours multiple time a day for over year...even after I explained to them that I have never had comcast and never will because they aren't even available where I live. Apparently that was some kind of confirmation to them that it was my debt. I ended up having to get an attorney friend of mine after them to get them to stop. It turned out to be someone with the same first and last name that lived in the same area code but not the same town.

  4. Re:Good show by Concerned+Onlooker · · Score: 2, Insightful

    I for one, appreciate it. After all, if the Slashdot crowd--supposedly a little brighter than the average Joe--can't get it together enough to know the difference between they're and their then we are indeed in trouble.

    I suspect that the same people who complain about spelling and grammar 'Nazis' are the same ones who would deride a liberal arts major for not knowing calculus. Perhaps next time I write down an equation I'll just substitute some of the "+" signs for "-" signs and then deride anyone who corrects me as a math Nazi.

    --
    http://www.rootstrikers.org/
  5. Re:Good show by The+End+Of+Days · · Score: 2

    If English required technical accuracy to work, your analogy would make more sense.

  6. Re:Good show by clang_jangle · · Score: 2

    I for one, appreciate it. After all, if the Slashdot crowd--supposedly a little brighter than the average Joe--can't get it together enough to know the difference between they're and their then we are indeed in trouble.

    Agreed, these discussions are far too rife with self-righteous stupidity like that. If you make a mistake and don't want to know about it, you probably don't belong on slashdot -- real nerds care about knowledge and would rather know the truth even if it means they are wrong!

    I suspect that the same people who complain about spelling and grammar 'Nazis' are the same ones who would deride a liberal arts major for not knowing calculus.

    Yes, the same ones who call gentoo users "ricers" because belittling is easier than doing. The tyranny of the moronic has become ubiquitous on slashdot.

    --
    Caveat Utilitor
  7. Re:Good show by Locke2005 · · Score: 4, Funny

    I beg to differ. Penis-length superiority is the only kind of superiority that really matters!

    --
    I've abandoned my search for truth; now I'm just looking for some useful delusions.
  8. Having dealt with MN collections agencies before.. by damn_registrars · · Score: 2

    I can tell you they hold all the cards. They can call as often as they want and say damned near anything they want. There is even a state law that specifically allows the people making the calls to use false names to identify themselves, as long as the company name is legit. One effect of this is that after you are called by "Elvis" or "Kirby Puckett" or any other bogus name, you try to call them at the number they left and you'll never get ahold of that person because whomever answers the phone won't know who used that false name.

    --
    Damn_registrars has no butt-hole. Damn_registrars has no use for a butt-hole.
  9. Who are these Comcast people you're talking about? by Anonymous Coward · · Score: 2, Insightful

    ...we're Xfinity. Come on, let's sing the Xfinity theme song! It's fun for you! It's fun for me! Everybody do... so you're not buying it, eh? You say we're the same damned service with no quantifiable differences except a different logo and higher monthly bills? Well damn, does that mean you're going to rectally ream us out in court still?

  10. Re:Good show by Anonymous Coward · · Score: 2, Insightful

    N.B. - I'm a different AC, not the GP.

    I for one, appreciate it. After all, if the Slashdot crowd--supposedly a little brighter than the average Joe--can't get it together enough to know the difference between they're and their then we are indeed in trouble.

    If you, as a member of said brighter-than-average crowd, cannot distinguish between an honest-to-goodness typo and an inability to distinguish between "their" and "there", I think that's a much bigger sign that we're in trouble.

    The GP really has a point, though. Pedantry really doesn't buy us anything. Somebody made a mistake, but everybody else knew what was meant, so the correct course of action would've been to simply let it rest and focus on the important issues. That some of us here are apparently unable to do THAT is also cause for concern; what's more, it's evidence that while we may indeed be brighter than the "average Joe", we're not making good use of our above-average intelligence. We're losing sight of the big picture, fail to see the forest for the trees, and get bogged down in unimportant details. All that reflects pretty poorly on us - at least those that do these things, like the GGP (and you).

  11. The enemy of my enemy . . . by MarkvW · · Score: 3, Insightful

    I will never patronize Comcast (ATT, Xfinity, or whatever) unless I have absolutely no choice. They try to get a monopoly and then they exploit it (by jacking up prices) for all they are worth.

    Support your municipal cable company!

    1. Re:The enemy of my enemy . . . by FLEABttn · · Score: 3, Interesting

      Support your municipal cable company!

      Who? No, really, who is that? I have Comcast and...Comcast. I opted for neither.

  12. Not surprised by headhot · · Score: 2

    Comcast is notoriously slow to pay its vendors. If it weren't for return business I'm sure the majority would love to sue them. This vendor probably lost a contract, and doesn't want to wait the normal amount of time to get paid.

  13. Re:Good show by by+(1706743) · · Score: 2

    If English required technical accuracy to work, your analogy would make more sense.

    English requires technical accuracy to work well, just the same as math. If I start Taylor-expanding something for a few more terms than necessary, but mess up the signs on the higher order terms, my answer could still be qualitatively right; however, it introduces some ambiguity -- "is this dude doing something tricky that I don't understand, or is he just wrong?"

    Both "OR maybe they're employees?" and "OR maybe their employees?" make sense, but mean very different things (I realize the original mistake used "there," but still...).

    Personally, I just find it difficult to "decode" certain botched sentences. For example, "on sundae I went two the store and wile I was they're aye red a book (vary suite!) and blue my knows," is...well, tricky to read (reed?). I know, an exaggerated example...

  14. Re:These guys deserve each other by seanvaandering · · Score: 3, Interesting

    No, because they assume that it is the right number and your probably the people they are looking for; your just not admitting it.

    I had a collection agency almost a decade ago now actually call my inlaws and say "I'm looking for Sean Vaandering, i'm actually an old relative of his and just looking for his current phone number so I can call him up and wish him a happy birthday and send this present to him? Did you happen to have his current phone number?"

    Oh that was brilliant. Here I am, unlisted number and they come calling one day and i'm racking my brains on how the hell did they all of a sudden get my phone number!? Then my wife talks to her mom that evening and she admits that someone called earlier today asking for our phone number and wanting to ship us a gift. Thanks mother-in-law! Appreciate that. Needless to say, we settled that debt, but we were so damn close to 7 years, that it literally would have dropped off and became unreported on my credit report and a noncollectable debt. I actually had someone who used to work at a collections agency tell me in confidence that I shouldn't pay it back because once the debt falls off your credit report, the collection agency legally cannot collect it and cannot enforce any legal action against you to collect it.

    That little act cost me 7 more years of low credit score because once I actually paid it, the collection agency updated my credit report stating the R9 was paid in full - but that now means the R9 remains on my file for ANOTHER 7 years, needless to say I paid dearly when I financed a car I absolutely needed at the time (new baby, taking the bus was not in the cards).

    Today, the bank who originally sent the file to the collection agency over 15 years ago now just sent me another mailing asking me to sign up for a pre-approved Platinum $10,000 credit card. Please. Never ever in a thousand years, and i'd love to be able to blast someone there for sending me this crap, but alas, I don't want to blow a hole through some front line lackey, for something that happened probably when he was in diapers. Things are different today, and it was a very long and expensive lesson on collection agencies, but the moral of this story is:

    Do not fuck with collection agencies, they are paid for one thing and one thing only: To collect unpaid debt at any cost.

    Pay your bills on time and every time - especially if the company updates your credit report. It really is that simple. Not paying at all should NEVER EVER be an option your considering.

  15. Re:Good show by Locke2005 · · Score: 2

    Yeah, sure it is, Tuna Can Tommy...

    --
    I've abandoned my search for truth; now I'm just looking for some useful delusions.