Aaron Computer Rental Firm Spies On Users
An anonymous reader writes with word from Yahoo news of a lawsuit "filed on behalf of a Wyoming couple who said they learned about the PC Rental Agent 'device and/or software' inside the computer they rented last year when an Aaron's Inc. store manager in Casper came to their home on Dec. 22. The manager tried to repossess the computer because he mistakenly believed the couple hadn't finished paying for it, the couple said. Brian Byrd, 26, said the manager showed him a picture of Byrd using the computer — taken by the computer's webcam. The image was shot with the help of spying software, which the lawsuit contends is made by North East, Pa.-based Designerware LLC and is installed on all Aaron's rental computers."
These stupid companies think they can treat their customers like children and very occasionally they don't get away with it.
FTFY.
Wow. A company that built a fortune based on scummy financial deals is being discovered for scummy conduct on computers it sells. Shocking.
There was an ad around here not too long ago about something similar. While I was listening to it, they obviously mentioned the 'monthly price' and the length of the term. Before the commercial was over I had done the math in my head, and the laptop ended up costing almost 4X the amount it would have otherwise cost.
I imagine this is probably similar. Anyone who signs such a deal should immediately be enrolled in a math class that will sufficiently explain amortization costs in such a situation. They should then be able to pass an exam that proves they are aware of what the real cost is, in a single number, over the rental term.
There is a reason the phrase 'A fool and his money are soon parted' exists, I suppose.
even when Ma Bell owned the telephones and only leased them to private homes they still needed a warrant to eavesdrop on calls. In the case of corporate resources, those are provided with the expectation that anything done with them is work product (which the company owns).
I have something in common with Stephen Hawking...
I'm interested to read these comments regarding the fiscal foolishness of renting and have thought the exact same things when seen similar advertisements. I do wonder if the very rich would say the same about us in regards to buying land and houses though - how many times do we pay for our house at 7% PA over 25 years? Also how many of us have bought computers and gear on our credit cards at 15% PA or something?
It is true that the fool and his money are easily parted but I'm not so convinced that we're that much better than those who rent computers sometimes...
I do feel for those who really struggle and I think some of these attitudes (which I'm guilty off also) are a bit harsh. They're also seemingly more vulnerable to other illogical deals (in regards to the maths) like going in lotteries and other gambling (gee how does that casino pay for all that fancy stuff?). They use pawn brokers for temporary loans at ridiculous interest rates and are more prone to buy shonky cars with limited life/value again at bad interest rates etc.
I'm not any kind of expert in socialology but I'm sure there would have been studies and research done in how the poor are more susceptible to being tricked out of their already meagre resources. Its pretty easy for us "middle class" folks to be a bit wiser and more informed in such things.
Or maybe it just proves, further, that the poor get screwed.
If you have $1,000, you can buy that laptop you didn't plan for, and so didn't save for, but would be really useful now that you are starting higher education. On the other hand, if your income dictates a 12 month period of saving to get that $1,000, chances are that your window of opportunity for schooling has closed before you have the hardware.
Enter the rent-to-own industry, giving you long term low monthly payments, with what amounts to incredible interest rates. The payday advance places are the same. If you make good money, you'll never fell their sting. If you make really good money, you'll never pay interest period, just handling fees.
And now they have, if the story is true, real spyware. What type of dirtbag, including the school "officials" reported a few months back using the webcams on student laptops, spies on someone in this manner?
"What luck for the rulers that men do not think." - Adolph Hitler
Many people are taking an arrogant view of these people and there math skills. Yet those same people leaving comments live in houses they couldn't afford to buy outright. They drive cars, they can't afford either. I think most people use the Rent-To-Own because of cash-flow problems, not stupidity. Remember, it only takes one major emergency to help you lose everything. Don't laugh or look down upon these people.
I put tape over my work laptop's webcam. A little paranoid... perhaps... but it makes me feel better.
Buckle your ROFL belt, we're in for some LOLs.
It provides ability to view screenshots and take webcam shots but it is only used when a computer is reported stolen and we have a copy of a police report than we utilize it.
Clearly that isn't the case.
Or maybe it just shows the laws in this country allow the poor to be assraped at will? My GF before I met her ended up having to get a rent to own PC after losing damned near everything but the clothes on her back in a fire. Not only did they royally rip her off on the payments but when she brought it in for a cleaning, which was part of the agreement they ripped off some of the parts and didn't even take a can of fricking air to it!
Soon after we had started dating she asked me to look at it while she was cooking supper (I'm used to it, we PC repairmen are like plumbers that way) and I take one look at the specs VS what it says on the label and I knew she'd been had. Sure enough she called the rent a center the next day and they basically told her "yeah well try to prove it. Sue us and see how far you get".
These assholes make fricking used car salesman look like paragons of honor. They KNOW these poor folks don't know what PCs cost or what is a good chip VS a bad chip, so they gouge the living hell out of them and then on top rip them off any other way they can! I thought the guys at Worst Buy were bad, but at least the guys I knew there were only sniffing around for free porn and MP3s to copy, these rent a ripoffs as I call them are true scum of the earth! And didn't we have laws against usury and outrageous interests rates? WTF happened to those?
That is why you should tell your friends and relatives, especially those that are poor or have poor kinfolk, talk to your local mom&pop shop. We're decent folks and we try our damnedest not to cause someone pain in the wallet. Hell I got three of them right now that is paying me my labor costs at $10-$30 a paycheck, simply because they couldn't afford parts and labor at once, so I found them the cheapest kit deals i could find and let them just pay for the parts and pay my labor as they could, interest free. I'd rather get paid for my time in dribs and drabs than see someone get assraped at these rent a ripoffs. Besides I've found you treat folks right the referrals will keep you busy. These leeches are frankly a blight, no different that those check cashing shysters.
ACs don't waste your time replying, your posts are never seen by me.
What we are talking about is is the right of a firm to have a customer sign away basic rights. For instance, would Aaron's include a cluase that if the rent was late, a rep would have the right to molest a person, child or adult, in the family of thier choice. Of course not. Then why should Aaron's have the right to watch a peep show. Sure the policy is that this feature will only be used under certain circumstances, and I am sure 99.9999% of the well paid professionals that have access to the computer will do this, but really, why take the risk that the one remaining employee is not going to be jacking off to some kid? What is the rational? To catch the customers that say the computer was stolen but in fact are still using it? Does Aarons have such equipment on furniture and TV so they can watch kids make out? I think not, yet they are doing well without it.
This is just a case where a firm is being an arrogant dumbass. If the customers were told and they initialed their consent, then I am wrong. If the customers do not know that some creppy guy is potentially watching the kids run around the trailer, then Aarons deserves to be sued for all it can be sued for. It is not because the business model is inherently bad. It is because firms all to often think they can do anything for profit. Sell drugs to kids, frisk customers on the way out, intimidate them into an upsale. As consumers, even those with just enough money to rent to own, we must assert ourselves as the powerful agents in this relationship. After all, we are the ones that have the money, and the retailers are the one's who need it. By accepting the fiction that we are the weak one's, we allow the retailers to screw us.
"She's a scientist and a lesbian. She's not going to let it slide." Orphan Black
(1) Median is not mean;
(2) I've never met a decent rich guy, and I was brought up in a significantly privileged environment - while I've never used money to decide on my friends, I've never been able to form a lasting friendship with anyone of significant means as they have all failed at demonstrating kindness/selflessness/generosity/etc and end up taking advantage of me when I try to demonstrate same. Causation no, but correlation certainly;
(3) People in debt (e.g. medical bills) don't get to save anything, let alone 10%;
(4) Many people live on the bread line - for any given location, recalling the cost of transport, there is a typical minimum wage which reflects the absolute minimum needed to survive. Many people are on this wage. The idea that you can always "save the remaining 10%" is inherently irrational and contrary to basic market theory: if it's an employers' market, employers will pay the absolute minimum to keep their employees alive and working;
(5) Telling people to "live within your means" is another way of saying, "I should get to enjoy life more than you so please continue suffering so that I can maintain my enjoyment." While I live well below my means, I don't begrudge anyone who feels he should have no less than the greatest glutton;
(6) You pay the state when you work to support you when you cannot. If taxation were at the level of, say, the US 150 years ago, then you might have an argument. It is not and you do not.