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Do Developers Need Free Perks To Thrive?

jammag writes "Free sodas, candy and energy bars can be surprisingly important to developers, says longtime coder Eric Spiegel. They need the perks, not to mention the caffeine boost. More important, free sodas from management are like the canary in the coal mine. If they get cut, then layoffs might be next. 'The sodas are just the wake-up call. If the culture changes to be focused more on cost-cutting than on innovation and creativity, then would you still want to work here? I wouldn't.' Are free perks really that important?"

524 comments

  1. rather have money by phantomfive · · Score: 5, Insightful

    I'd rather have a larger paycheck.

    --
    "First they came for the slanderers and i said nothing."
    1. Re:rather have money by royallthefourth · · Score: 5, Funny

      While you're at it, ditch this "high deductible" scam and get some real health insurance

    2. Re:rather have money by BasilBrush · · Score: 5, Insightful

      Cutting the sodas isn't going to make much difference to your paycheck.

      It has a fair chance of lowering morale though.

    3. Re:rather have money by Anonymous Coward · · Score: 0

      Not me. Money is nice -- but it's not useful in the place I spend 85% of my waking time, which is withing the four walls of my office. As an attorney, (and former software engineer / designer) I miss the little perks that used to come with being in tech. I don't get anything from my firm but free coffee and all the tap water we can drink -- yay. When I'm here at 8 o'clock at night -- I would much prefer free soda (or a pizza) to an extra $100 in my bank account.

    4. Re:rather have money by JDG1980 · · Score: 5, Insightful

      I'd rather have a larger paycheck.

      But in practice, a company that refuses to provide perks to developers is likely to pay them less, not more. Theoretically it could happen differently, but that's not the way to bet.

    5. Re:rather have money by Anonymous Coward · · Score: 0

      I agree. Fair (or better ;) ) compensation first, decent working conditions second. If after providing all this the employer still has some free money - then they can spend some trying to score some extra loyalty points - by providing these perks. Some employers jump straight to the item #3, maybe because it is cheaper :)

    6. Re:rather have money by jeffmeden · · Score: 1

      I'd rather have a larger paycheck.

      I would take the 25c/day pay cut it would cost to have someone stock the fridge with sodas so that I didn't have to go to the bother. On one hand "perks" are about employers differentiating without paying more, on the other hand there are economies of scale that do your employees a lot of good, if you pick the things that a good portion of your employees partake in. Free coffee/tea is pretty standard for this reason, why shouldn't that apply to other (more modern) common consumables?

      Of course, don't let your company health care provider hear that you have a fridge of 240-calorie insulin-bombs stalking the corridor...

    7. Re:rather have money by AthanasiusKircher · · Score: 2

      When I'm here at 8 o'clock at night -- I would much prefer free soda (or a pizza) to an extra $100 in my bank account.

      With $100, I'm pretty sure you could order a pizza and lots of soda sent to your office, give a generous tip to the delivery guy, and still have quite a few bucks left in your bank account.

    8. Re:rather have money by Anonymous Coward · · Score: 0

      I will bring you a pizza and a 24 pack of mountain dew for 100 bucks.

    9. Re:rather have money by OverlordQ · · Score: 2

      It's not a scam, it depends on your own personal needs. Since I go to the doctor rarely, my premiums are next to nothing, and contributing to my HSA comes out of pre-tax money which lowers my taxable income. In my case, it'd be stupid not to.

      --
      Your hair look like poop, Bob! - Wanker.
    10. Re:rather have money by sosume · · Score: 1

      Not for me. I rather buy my own favorite drink than having the choice between coke, diet coke, coke zero, sprite and soda water, and with that the occasional mention that the company provides 'all that' for you, one of their prized assets. Which feels similar to receiving a fumbled fiver after spending three hours to fix someone's computer problems.

    11. Re:rather have money by AthanasiusKircher · · Score: 1

      (Btw, before anyone jumps all over this comment, I'm not against perks... I'm just saying the math doesn't work out here.)

    12. Re:rather have money by BetterSense · · Score: 4, Insightful

      That's the good thing about "money"...it solves the coincidence-of-wants problem, which is why people prefer to be paid in money instead of perks. However, with the government standing in the middle between your and your employer, you will never get a larger paycheck equal to the perks. Giving you the perks is more tax-efficient than paying you enough to buy the perks yourself.

      Spending $30/(month*employee) on candy bars can simply be written off as an expense. If the company wanted to pay the employees enough to buy their own candy bars, they would actually have to pay all their people $50/(mo*employee) or so that they have $30 left after income tax. And you won't get a group rate on candy.

      All things being equal, perks are a better value. Hope you like going to the gym that your employer uses for its gym membership program, hope you enjoy the coffee they buy, the healthcare plan that they offer, and the groceries at the company store (not quite, but we are getting there).

    13. Re:rather have money by Hadlock · · Score: 2, Insightful

      If you figure out who at your office does the perks purchasing, a birthday card and a phone call can go a long ways towards upgrading you from folgers to starbucks coffee grinds and generic to fanta brand orange soda, etc.

      --
      moox. for a new generation.
    14. Re:rather have money by Anonymous Coward · · Score: 0

      Plus they buy/pay for stuff in bulk as opposed to each employee buying small amounts.

    15. Re:rather have money by h4rr4r · · Score: 4, Informative

      Just wait until you actually get sick. Then it will seem far less of a great deal.

      These plans are a scam, they are attempting to move the cost of healthcare onto the worker while still claiming to provide coverage. I would rather get no coverage and a raise so I can buy my own. Mind you that raise would need to be $1000+/month.

    16. Re:rather have money by BasilBrush · · Score: 1

      Ask for the beverage you want. It's supposed to be there as a perk, not something they have to supply through gritted teeth. If they don't want to supply the beverage you want, well that's almost as much of a signal as removing them altogether.

    17. Re:rather have money by Drethon · · Score: 4, Informative

      Near ten years as a software developer with no major medical bills (crossing fingers it continues). Don't remember the exact amount it saves me each paycheck but I think by this point I've covered the high deductible. All depends on where you are willing to gamble...

    18. Re:rather have money by h4rr4r · · Score: 1, Informative

      A single illness can change that, or a single broken limb. Granted it depends on how high the deductible is and what your total out of pocket is. Never forget that many of these plans only pay 80% even after the deductible is reached until you have spent a good bit of change.

    19. Re:rather have money by icebike · · Score: 1

      When I'm here at 8 o'clock at night -- I would much prefer free soda (or a pizza) to an extra $100 in my bank account.

      With $100, I'm pretty sure you could order a pizza and lots of soda sent to your office, give a generous tip to the delivery guy, and still have quite a few bucks left in your bank account.

      Depends on how many nights he is there till 8. If your typical pizza delivery is say $15 after all the tips, etc, and he ends up having to work
      late two days a week, its soon better to get the pizza free.

      The last big employer I worked for offered nothing for free. We had to chip in for the coffee fund.

      But we did have our own fridge, with our own lock, and management never asked what was in there, and we carried out our own empties, so....

      --
      Sig Battery depleted. Reverting to safe mode.
    20. Re:rather have money by BasilBrush · · Score: 1

      However, with the government standing in the middle between your and your employer, you will never get a larger paycheck equal to the perks.

      It's not just that, but the company is getting them in bulk at wholesale. Whilst individuals could do that, most won't and they'll pay retail. Then add the fact that the company is supplying a fridge and doing the stocking for you for convenience.

      Even if it were an either perks OR the money situation the perks would make more sense. But it tends not to be. Employers that value their employees enough to give them the perks tend to pay more.

    21. Re:rather have money by Neil_Brown · · Score: 1

      With $100, I'm pretty sure you could order a pizza and lots of soda sent to your office

      Two or three, maybe even four, times, perhaps — but if that's an extra $100 per year, or even per month, there would be a lot of days without the free pizza or soda?

    22. Re:rather have money by stillpixel · · Score: 1

      Sodas, pop, 'Coke' are dirt cheap when bought in bulk.. how else can fast food places give free refills and cheap buckets of the stuff.

      I think perks like that really do help company morale. My current employer has a Keurig in the kitchen at every office and stocks up on a variety of k-cups. Those who like coffee (the majority) love it. I dig the hot chocolate myself.

      It's one of the cheapest ways to boost morale and give employees something they can use while at work.

    23. Re:rather have money by HornWumpus · · Score: 0

      Does your car insurance cover oil changes? Is going in for a yearly visit more of a surprise then having to change your oil?

      If you car insurance did cover oil changes, how much do you think that would increase your premium? (express the answer as a % of the cost of the oil changes).

      --
      John McAfee 'It was like that time I hired that Bangkok prostitute; to do my taxes, while I fucked my accountant'
    24. Re:rather have money by Mirar · · Score: 1

      Wait, what?

      You rather have say $100 more a year than free soda, free snacks, access to training facilities, etc?

      How much more wages would you like to have to bring your own computer and chair and be without the air condition and free parking?

    25. Re:rather have money by TechyImmigrant · · Score: 1

      >Just wait until you actually get sick. Then it will seem far less of a great deal.

      No it won't. My HSA has amassed more than the deductible. The money I would have put into a low deductable plan has gone into the HSA, so it has cost me no more.

      The danger period is the first 6 months where you may not have amassed more than the deductible and so you may find yourself out of pocket for up to 6 months.

      --
      I should use this sig to advertise my book ISBN-13 : 978-1501515132.
    26. Re:rather have money by Synerg1y · · Score: 1

      You're right that it's more cost efficient for the employer to do so. There's 2 major hindarences that prevent a lot of these perks from ever being fully implemented and that's people's different likes/dislikes... and people coming and going, while in 2011 you may have a culture that loves soda and candy, over time you may wind up hiring a bunch of health nuts of equal or greater skill and suddenly your perks work against you. With a dynamic and competent HR it's possible to shift with the winds... but ha. competent HR.

    27. Re:rather have money by Anonymous Coward · · Score: 0

      When you're young and healthy, yeah its great.

      The problem is that when you get older and stuff starts to break down, you have to luck out and be hired by an employer who provides health insurance for its employees or you're stuck with the "high deductible" plan paying high premiums. And the older you get, the less marketable you are so its a double whammy.

      (Or if you're lucky, you land the right position/right company early on and upgrade/switch to the company health benefit plan when you get older. Then you get the benefit of saving money when you're young and being covered by your employer when you're older.)

      The kicker is that corporate America has bought into "high deductible" plans scam so much so that we ended up with the current Medicare/Medicaid disaster. People simply didn't save enough money when they were younger to pay for the high premiums now that they're retired and elderly. So what do they do? Drop their high premiums health insurance, hope for the best and have taxpayers foot the bill when they end up in the emergency room.

      And THATS if you don't get into an accident which forces you to retire early/come down with a medical condition which prevents you from working anymore.

    28. Re:rather have money by egcagrac0 · · Score: 5, Insightful

      This is great, if you're a single male.

      Women and babies get to be expensive, I hear.

    29. Re:rather have money by mwvdlee · · Score: 1

      Just get health insurance with a lower deductible. You live in a free country, right?

      --
      Slashdot social media options: AIM, ICQ, Yahoo, Jabber and Mobile Text. Why no MySpace?
    30. Re:rather have money by BasilBrush · · Score: 5, Insightful

      Not everything is about Math. Employees will feel more rewarded by a company supplied meal than they would with the equivalent (or substantially more) cash. Especially if the boss has stayed and joins in the meal too.

      Equally, pick the wrong perk and do it in the wrong way and it'll be a demotivation. I was once given an envelope of vouchers with the entire office gathered around as if I was employee of the month. Ack. I left that place soon after.

    31. Re:rather have money by ChunderDownunder · · Score: 1

      Cutting fizzy sugar water may make a difference to one's waistline, perhaps.

    32. Re:rather have money by Anonymous Coward · · Score: 0

      For me -- my healthcare cost caps at $3,000.00 in a year I, or someone in my family, gets sick. After that it's 100% coverage and no limit. Seems like a good deal to me. Much better than a $6,000 out of pocket cap on the HMO.

    33. Re:rather have money by GodInHell · · Score: 1

      Three nights a week?

    34. Re:rather have money by SleazyRidr · · Score: 1

      Because, of course people only work late once per pay period... (I'm not against math, I'm just saying the assumptions used in this scenario are not realistic.)

    35. Re:rather have money by istartedi · · Score: 4, Informative

      Most perks wouldn't make a huge impact on your pay. Take the coffee, soda and snack budget. Spread it out over all the employees and you get... what? Not very much. Now without the coffe, etc. right there in the office, what do you do? Go to the same boring shop on the first floor of the building every day? Get in your car and drive or (if you're lucky) walk someplace and buy snacks at retail prices. You're right back to square one. You saved nothing. The company lost. You lost. Everybody lost. Penny-wise and pound foolish.

      --
      For all intensive purposes, "whom" is no longer a word. That begs the question, "who cares"?
    36. Re:rather have money by royallthefourth · · Score: 1

      We're talking about compensation in this comment thread. Welcome.

    37. Re:rather have money by Anonymous Coward · · Score: 0

      Obesity and smoking have nothing to do with this whatsoever.

    38. Re:rather have money by danlip · · Score: 1

      My last 2 employers have given me a choice of several plans, but the high-deductible plan was always the best deal. The premiums are so much lower that they make up for the deductible. Put the savings on the premium into a savings account and use it to pay the deductible. If you really do get sick enough to max out the deductible it will cost a little more (but not a lot) but otherwise you save a ton of money. Plus they cover 100% of preventative care, which the regular plans don't. The deductibles are 8-10k, which I can afford to pay out-of-pocket, but even if I couldn't most providers will setup a payment plan and you can pay it off over time with the savings from the premium. Maybe you have a crappy employer with no choices on the plan and a bad deal on the one they offer, but that has nothing to do with it being a high-deductible plan.

    39. Re:rather have money by Spudley · · Score: 5, Informative

      Just wait until you actually get sick. Then it will seem far less of a great deal.

      These plans are a scam, they are attempting to move the cost of healthcare onto the worker while still claiming to provide coverage. I would rather get no coverage and a raise so I can buy my own. Mind you that raise would need to be $1000+/month.

      Reading the above, I am *so* glad I live in a country with free healthcare for all.

      Sure, it's paid for by my taxes, and sure maybe that means my taxes are a bit higher than yours, but:

      1. If I lose my job and have no income, I'll still be covered.
      2. If I get sick and need expensive medical assistance, I won't be hit with higher premiums or be uninsurable for any conditions.
      3. If I'm in an accident and can't help myself my family won't need to dig through my files to find my insurance papers or pay up-front for anything.
      4. If I feel unwell, I can make a judgement about seeing a doctor based on how I feel, not on whether I can afford it.

      I honestly can't see how anyone who can make a sane argument against that.

      Yep, there are issues -- some people do abuse the system -- but I'd rather have that than the alternatives any day of the week.

      --
      (Spudley Strikes Again!)
    40. Re:rather have money by SleazyRidr · · Score: 4, Insightful

      For the price of free soda your paycheque may go up but a dollar a week. Once you take into account the overheads it's a lot more cost effective to just give someone soda. (Please no-one interperet that as big-government making it too expensive to employ people.)

      Also, money is nice, but I place a high value on a nice place to work. I spend over half my waking hours at work, getting a soda and a cookie isn't much but it makes me feel a lot better about coming.

    41. Re:rather have money by BasilBrush · · Score: 1

      Soda, diet soda, water, coffee, tea... You've got to drink something. Water coolers or bottles are pretty much always there if soda is provided.

    42. Re:rather have money by atriusofbricia · · Score: 1, Troll

      A single illness can change that, or a single broken limb. Granted it depends on how high the deductible is and what your total out of pocket is. Never forget that many of these plans only pay 80% even after the deductible is reached until you have spent a good bit of change.

      A high deductible plan is good if you're in reasonably good health and can plan and save like an adult. If on the other hand you want to make sure that others will take care of you then not so much.

      There was once a time when health insurance was exactly that, insurance. It was there to cover those things that were beyond the average person's ability to pay in a reasonable period of time. Just like home and car insurance. Over time it's been morphed into something that's supposed to pay for everything from the sniffles to major heart surgery to mental issues and anything else people want. Then they're shocked when it costs a bloody fortune.

      On top of that why does your employer owe you health insurance in the first place? That also used to be something that was a fringe benefit that people then started to expect and demand like it was owed to them.

      --
      I was raised on the command line, bitch

      "Nemo me impune lacesset"

    43. Re:rather have money by Anonymous Coward · · Score: 0

      Wait, what?

      You rather have say $100 more a year than free soda, free snacks, access to training facilities, etc?

      How much more wages would you like to have to bring your own computer and chair and be without the air condition and free parking?

      Now that's where I will have to stop you. The aircon at the office is FAR less reliable than the one at my house. Same goes for the computer. And free parking? If they would let me do my 90%-in-front-of-a-computer job from home 90% of the time, they can scrap all of that for all I care, and hell keep the $100...

    44. Re:rather have money by Anonymous Coward · · Score: 0

      At 100 bucks per night, hell yes.

    45. Re:rather have money by Anonymous Coward · · Score: 0

      I go to the doctor rarely as well, and my premiums are next to nothing, but my maximum out of pocket per year would easily flood over the money I've "saved" in the 12 years I've been paying those reduced premiums if I ever got sick. That being said, I will be switching to my wife's insurance this fall since hers is waaaaaaaaaay better than mine. Needless to say, she doesn't work in the technology industry at all, so I have to wonder if they're just screwing us techies over. And I would go for the free drinks/snacks as well. The amount they would need to spend is tiny, and is more of a morale booster than anything. Unfortunately at my company, they not only don't provide any sort of snacks, the vending machines are higher priced in my building than a few buildings away where a different department sits. haha

    46. Re:rather have money by Synerg1y · · Score: 0

      Yep, even the stuff they cover you have to fight them on. People can criticize Obamacare all they want, but what the insurance companies are doing right now can be classified as thievery and at times even murder. Healthcare is an example of the capitalistic economy model run a muck.

    47. Re:rather have money by internerdj · · Score: 1

      My company recently switched to only high deductible plans from a low deductible plan. Premiums are $50 a paycheck higher than last year's low deductible plan with no option for a low deductible plan. A sizeable number of my coworkers were hit their deductible in January or Febuary, far before the HSA could catch up. I'm almost to half my deductible in my HSA at this point and will hit it about November. We can't spend more from our HSA than we've put in so anything bigger than our HSA comes straight out of pocket.

    48. Re:rather have money by ttucker · · Score: 4, Informative

      A single illness can change that, or a single broken limb. Granted it depends on how high the deductible is and what your total out of pocket is. Never forget that many of these plans only pay 80% even after the deductible is reached until you have spent a good bit of change.

      This is absolutely untrue, when you buy an HSA policy the deductible, co-insurance %, and out of pocket maximum (deductible + co-insurance) are clearly defined. My out of pocket maximum, for example, is $7,500, which is fairly standard for HSA insurance. Sure, I do not want to have to pay this, but the reality is that this will not ruin anyone financially. The only real difference is that I have to pay to go to the doctor instead of having a copay, but the reality is that a doctor visit only costs me about $75 dollars (instead of $45 copay before HSA insurance). Also note that with insurance having a copay, you continue paying it after you reach the deductible. (Ouch if you get cancer and need 10, $1000 copay MRIs.)

      If you really want to find *shitty* insurance, forget looking at the modest up front costs, and instead look at the yearly and lifetime coverage limits. This is where normal people meet financial ruin, because once the coverage runs out, you are stuck with the remaining hundreds of thousands of dollars of bills. These plans are sold and marketed to people that want the good feeling of insurance, but that are too stupid to see that they are not protected from a catastrophic event.

    49. Re:rather have money by VortexCortex · · Score: 1, Insightful

      Near ten years as a software developer with no major medical bills (crossing fingers it continues).

      Who gives a fuck about your anecdotal evidence? You could go your whole damn life without ever setting foot in a doctor's office. That shite doesn't matter. What matters is that in aggregate that the outliers like you are being used as excuses to charge higher prices. You may not pay for it directly, but you do pay for it in everything else you buy. You're being foolish. Cut it out.

    50. Re:rather have money by Ichijo · · Score: 1

      Just wait until you actually get sick. Then it will seem far less of a great deal.

      That's true, but I plan to not get sick until I have a nice chunk of money in my HSA to tide me over until the next enrollment period when I will switch back to the HMO and start using my HSA to fund the copays and other charges. This gives me all the advantages of both plans.

      --
      Any sufficiently unpopular but cohesive argument is indistinguishable from trolling.
    51. Re:rather have money by Anonymous Coward · · Score: 0

      An asteroid can strike you dead where you stand. Should everyone be required to have asteroid insurance? (I'm not talking about life insurance, I'm talking about a separate insurance that only works when you are hit by an asteroid.)

    52. Re:rather have money by ttucker · · Score: 1

      295%

    53. Re:rather have money by h4rr4r · · Score: 1

      A high deductible plan is no better or worse for those who plan. Can I pay the out of pocket? Sure, should I have too? No, that was not the fucking deal when I was hired.

      Because it was part of the deal when they hired me.
      If you want to remove benefits I want a new deal.

    54. Re:rather have money by Anonymous Coward · · Score: 0

      I did some consulting for a company that was trying to make that "Top 100 Tech Employers" list. They had all kinds of silly perks. But the parking lot was full of shit cars. Obviously plenty of free soda but not much pay.

      No thanks.

    55. Re:rather have money by cheesybagel · · Score: 1

      Here in Europe things like lunch stipends are filed separately than the rest of your paycheck so they do not get taxed at all up to a certain limit per day.

      Sort of surprised they do not do the same in the US.

    56. Re:rather have money by Anonymous Coward · · Score: 1

      Nearly twenty years as a professional software developer (I started very young), no major medical bills, never had the flu, rarely a cold, never been in the hospital my entire life, great physical shape. That is until one faithful day when I collapsed and could not breath. The cause? A ruptured abscess in my lungs brought on by an acute fungal infection (aka aspergillosis). After several weeks in the hospital, major lung surgery, I'm now taking obscene daily doses of antifungals. My latest lung function score was 26% for my age group. My quality of life dramatically diminished. The hospital bills and ongoing medications have ruined me financially and that's with health insurance. I frequently fight the insurance company over what is and is not covered, what percentage do I pay for covered items, etc. They deny coverage on known covered items or underpay thus requiring a (or multiple) refile for review.

      All in all, I want my previous life back.

    57. Re:rather have money by h4rr4r · · Score: 1

      What plan has a $1000 MRI copay?

      That sounds like another scam.

      Yearly and lifetime limits should be illegal. They go against the very notion of insurance.

      Honestly I would be fine with a simple we pay nothing until $X, then we pay everything. Somehow that does not seem to be available at all.

    58. Re:rather have money by Anonymous Coward · · Score: 0

      they still have maximum out of pocket. if you do save enough to cover the deductibles, you can save money in the long run. in the end, if you save money, it's better. i can ultimately spend less in overall expenses, even in those situations because you may be paying a lot per paycheck which you never get back if you don't use. i pay little per paycheck for the plan and then all the money i put in is still *mine*. you can do cost analyses and once you count monthly premiums of those other plans, it's not such as clear cut as you may think.

    59. Re:rather have money by nabsltd · · Score: 1

      The deductibles are 8-10k, which I can afford to pay out-of-pocket, but even if I couldn't most providers will setup a payment plan and you can pay it off over time with the savings from the premium.

      At my current job, the difference between the plan with the least out of pocket and the most amounts to $1051.96/year.

      That means I'd have to save that difference for at least eight years, making sure that I never spend it on any other emergency. Since the difference is less than 1% of my salary, some would say I can definitely afford to pay any such deductibles, but my attitude is that with no real out of pocket, I'll never put off going to the doctor (or having something done) because of possible cost issues, and I'll never need to worry about what might happen if I have a couple of separate major medical issues.

    60. Re:rather have money by cheesybagel · · Score: 1

      The bring your own computer bit is often done by people doing contracted work. Of course you still need a chair and air conditioning. The free parking depends on how good the local public transportation network is really. Or maybe you live next to where the job is and you don't need free parking at all.

    61. Re:rather have money by h4rr4r · · Score: 5, Insightful

      People cannot make a sane argument against it.

      They will however make greedy short sighted childish arguments against it.

    62. Re:rather have money by cheesybagel · · Score: 1

      I don't drink coffee (prefer tea) and my snacks are actual chocolate bars.

    63. Re:rather have money by cheesybagel · · Score: 1

      Oh and walking and a change of scenery are often a good thing rather than the opposite.

    64. Re:rather have money by h4rr4r · · Score: 1

      Sadly my only option was an FSA, which means they keep the money anyway so I might as well just pay for the more expensive insurance.

      How that is legal I cannot understand.

      On top of all that, this means only the young and well off can afford coverage and woe be to the underprivileged or the elderly.

    65. Re:rather have money by h4rr4r · · Score: 1

      If health insurance did not cover normal visits, no one would go. Prevention is cheaper.

      My car warranty is voided if I do not get oil changes.

    66. Re:rather have money by Rob+the+Bold · · Score: 3, Funny

      I'd rather have a larger paycheck.

      I'd rather have a jet pack. But if the boss is cutting the free soda, we're both gonna be disappointed.

      --
      I am not a crackpot.
    67. Re:rather have money by ttucker · · Score: 1

      When I was shopping for PPO vs HSA insurance from HealthNet, the PPO had a $1000 copay for MRI scans, and no I could not even make that up. Comparing the benefits of PPO/HMO/HSA, there was literally no comparison... the HSA insurance was the best deal for the consumer.

      Coverage limits are a reality of most types of insurance (car, boat, airplane, oil rig, homeowners, etc...). They are not immoral unless they are vastly insufficient to provide sufficient protection, which sadly is the case in the case of health insurance. I looked at policies with as little as $400,000 of yearly coverage, that should be illegal.

    68. Re:rather have money by Anonymous Coward · · Score: 0

      The high deductible plans (in theory) protect you from the $100,000+ medical bills. You'll probably still have to pay a few thousand out of pocket every year since it won't cover much normal or non-critical medical care, but low-deductible / "all inclusive" health plans tend to cost $500-1000/month anyway.

      I think the dubious part is really that it discourages people from seeking preventative care since the upfront costs are so high, even though preventative care is far cheaper than trying to treat an undiagnosed problem when it's too late. If it's going to cost you $700 to go to the doctor, get lab tests, etc, people are going to just deny themselves care unless it seems really serious (which again, might be too late).

      By making you (or your employer) pay for all that upfront, even if you don't need it, it allows people to be a little less cost-oriented especially considering that most people are terrible at judging risk and cost effectiveness.

    69. Re:rather have money by Nemyst · · Score: 3, Funny

      But but but I'm healthy I don't need it! Screw those leeches why would *I* pay for THEIR problems? This is all commie bullshit and you know it.

      (sarcasm intended, if it wasn't already bloody obvious)

    70. Re:rather have money by Slashdot+Parent · · Score: 1

      Sodas, pop, 'Coke' are dirt cheap when bought in bulk.. how else can fast food places give free refills and cheap buckets of the stuff.

      It's a lot cheaper in fountains. I forget the cost, but anyway, you pay a lot for individual cans or bottles.

      --
      They don't grade fathers, but if your daughter's a stripper, you fucked up. --Chris Rock
    71. Re:rather have money by uncqual · · Score: 1

      Wait - your employer entered into an infinite duration contract with you to provide you with a low/no deductible plan when you were hired? That's quite unusual, but if they did, you should sue their ass in court. I assume you are not in the US because "infinite duration" employment contracts are not enforceable here (they reek of indentured servitude or slavery which we are somewhat sensitive about).

      Personally, I wouldn't enter into such a contract though as it probably would also leave my salary fixed forever -- and I really would not want to be making what I did decades ago.

      --
      Why is there an "insightful" mod and why isn't it "-1"? If I wanted insight, I wouldn't be reading /.
    72. Re:rather have money by Anonymous Coward · · Score: 0

      cool story

    73. Re:rather have money by stephanruby · · Score: 2

      Personally, I'd rather have more healthy snacks like fresh fruits and nuts.

      But either way, if upper management takes away free sodas (without the CEO having to make a similar sacrifice like giving up his corporate jet, or giving up his bonus), upper management and HR better brace themselves for an internal email shit storm that could take down its internal network for a couple of days, if not for a couple weeks, and that could potentially cost the company millions of dollars in loss of productivity and loss of sales (not to mention the eventual loss of key employees, the ones that are in demand enough -- not to be afraid to look for employment elsewhere).

      And if those key employees are developers, good luck replacing them. Code bases and developers are not so easily interchangeable. Please read the book "Mythical Man-Month" by Fred Brooks (if you haven't already).

    74. Re:rather have money by Nemyst · · Score: 1

      Technically, if the perks are things you'd have to buy anyway, you're better off having the company pay for it. It lowers your salary, which lowers the amount of taxes you need to pay. It also means you don't need to buy them, again avoiding the taxes there.

      The question is whether the perks are targeted properly, which is another argument entirely.

    75. Re:rather have money by Firethorn · · Score: 2

      get some real health insurance

      Do you mean a 'real healthcare program'? Because a proper 'high deductible' plan is closer to actually being insurance(IE something you're not supposed to use all the time) than most health care plans offered today.

      For example, my dad's HDIP* actually saved him oodles of money when he got cancer. Why? Once he hit the deductible he was covered 100%, and not responsible for $40 copays, $40 per visit, etc... A traditional 'low' deductible plan would have bled him more financially over the course of that.

      Plus, it gave dad predictability - keep at least the deductible in his HSP, and he knows precisely the maximum his healthcare could cost him that year.

      *High Deductible Insurance Plan

      --
      I don't read AC A human right
    76. Re:rather have money by Anonymous Coward · · Score: 1

      The argument in the US stems from greed in the form of "why should I have to help pay for someone else's bills?" It's the same for all tax money, it's ignoring whatever benefits they get from some program directly or indirectly and arguing that the society they live in can go fuck off and die if they cant afford to live.

      It's not an educated argument but that's what you get when you combine a government run by politicians getting big contributions from coorperate money and a gullible, greedy, and short-sighted population.

    77. Re:rather have money by Gr8Apes · · Score: 1

      A single illness can change that, or a single broken limb. Granted it depends on how high the deductible is and what your total out of pocket is. Never forget that many of these plans only pay 80% even after the deductible is reached until you have spent a good bit of change.

      A high deductible plan is good if you're in reasonably good health and can plan and save like an adult. If on the other hand you want to make sure that others will take care of you then not so much.

      There was once a time when health insurance was exactly that, insurance. It was there to cover those things that were beyond the average person's ability to pay in a reasonable period of time. Just like home and car insurance. Over time it's been morphed into something that's supposed to pay for everything from the sniffles to major heart surgery to mental issues and anything else people want. Then they're shocked when it costs a bloody fortune.

      On top of that why does your employer owe you health insurance in the first place? That also used to be something that was a fringe benefit that people then started to expect and demand like it was owed to them.

      Spoken like someone that's never had to deal with the byzantine system that is our health care. For example, 4 days in a hospital: billed - $38K, insurance paid $5500. Similar ratios for other stays, including an outpatient 4 hour surgery billed at $32K that was paid out at $5800. You can find similar stories on various recent news reports or the chargemasters report that the government just released. It's eye opening.

      The real problem is lack of posted rates, similar to auto-repair shops prior to being required to post rates in many states. Hospitals and insurance don't want to do that, because then pricing becomes a service oriented price instead of a person oriented price. This means that the price would be the same across everyone they provide services to, and with similar laws in place would separate insurance from providers. You can go to any doctor or hospital, no "in-network/out-of-network" baloney, etc. Your basic insurance will have regulated rates it will pay for certain things based on posted rates, much like with car repairs. That's enough car analogy here. There's a host of other things that could be discussed, everything from basic universal health care (as little as 1 preventative visit a year and emergency ER support to full coverage. I personally think we should go with the basic option, since we're paying for it anyways.

      --
      The cesspool just got a check and balance.
    78. Re:rather have money by PRMan · · Score: 1

      I had a minor surgery to remove a bump on my finger and Kaiser wanted an $850 co-pay for the MRI. I had the doctor do the surgery just from the x-ray (he already was "98%" sure what he was seeing anyway). I told him I couldn't afford it that month (true, I just got back from vacation and it was tight). No problem. He did it without and I have 9 other fingers anyway (JK, he was top-notch and everything's fine).

      --
      Peter predicted that you would "deliberately forget" creation 2000 years ago...
    79. Re:rather have money by h4rr4r · · Score: 0

      Wow, you are dense.

      I agreed to some benefits when hired, any changes to those means I need changes to my salary. Not because of some contract, but because I would quit.

      Pushing costs onto me is simply not something I will accept.

    80. Re:rather have money by PRMan · · Score: 1

      That's why I have my wife get insurance through her job for her and the kids but I get mine through my company. I am paying $100 for the whole year (I almost never go to the doctor anyway) because of the company's HSA contribution, but we saved $2500 on my wife's insurance by removing me. That's a lot of doctor's visits.

      --
      Peter predicted that you would "deliberately forget" creation 2000 years ago...
    81. Re:rather have money by gameboyhippo · · Score: 4, Insightful

      The problem is that this conversation illuminates that you're not very good with money. When you take a high deductible plan, you don't use the savings on beer and video games (or whatever you're into), you save it. Then when you've saved enough, you can go in and start investing the money and make even more money. If you're one to want to spend everything you make or you get sick often, then it's a bad idea. But if you're responsible, don't smoke, take care of yourself, etc... it's a good way to earn more money.

      You have this liberal conception that insurance companies have infinite money. They don't. They make their money by investing money paid by people like you and then earn off the interest. They expect that they will pay out every dollar that is put in, so they profit off of the investments. The scam is low deductible, high premium. Let me guess, you also have whole life insurance, right?

    82. Re:rather have money by HornWumpus · · Score: 1

      Grownups are allowed to make decisions for themselves.

      You realize you have no warranty on yourself? Your car warranty is completely irrelevant.

      --
      John McAfee 'It was like that time I hired that Bangkok prostitute; to do my taxes, while I fucked my accountant'
    83. Re:rather have money by tompaulco · · Score: 4, Informative

      While you're at it, ditch this "high deductible" scam and get some real health insurance

      Health Plans are a scam. "High Deductible" is actually insurance. They had to give it a new name because hardly anybody provides insurance anymore, just health plans, so people have forgotten the true meaning of insurance.

      --
      If you are not allowed to question your government then the government has answered your question.
    84. Re:rather have money by pwizard2 · · Score: 4, Informative

      I wish we could have single-payer health services like every civilized country on earth. But no, there's too much money to be made so we're stuck with this fucked up for-profit system that provides less care at a higher cost than any of the alternatives.

      --
      "It is a denial of justice not to stretch out a helping hand to the fallen; that is the common right of humanity."
    85. Re:rather have money by Anonymous Coward · · Score: 0

      What you're asking for is a plan with low coverage and no deductible. They're out there, but they aren't as cheap as you might think because people usually don't like the reality of "hey you've got a curable condition, but... yeah since you don't have any coverage that'll be $50K"
      Look up the billing with a negotiated rate a C-section childbirth in the USA. Without my insurance plain I would have paid $30K. Now imagine what that would be if it was a premature birth with only minor complications. Lets say your baby stayed in the hospital for 2 more months and needed examination from respiratory and cardio doctors. You're at least at $100K to $200K at this point easily.

      It's a rigged system. Billing, costs *and* insurance is out of hand.
      I got an Endoscopy to investigate some stomach issued I've been having. WITH insurance my personal responsibility was around $900. The total billing was $3000. This is for an absolutely trivial procedure that carries almost no risk, and is over in 30 minutes tops. Standar MRI's and Ultrasounds are near $1000 negotiated. These are important things, but they've been around 30 years at this point... prices should drop, but they don't.

    86. Re:rather have money by h4rr4r · · Score: 2

      Lets see a citation for that.

      Sounds like BS, I say that as someone who lived in such a system in the past.

    87. Re:rather have money by 0123456 · · Score: 1

      That's assuming they actually get it in the first place, and aren't put on the 'Liverpool Care Pathway' because they're too expensive to treat.

      The simple fact is that there's an infinite demand for healthcare and a limited supply. Someone ends up rationing it, and I'd rather it was rationed by what I'm willing to pay than by what some faceless bureaucrat is willing to pay.

    88. Re:rather have money by Anonymous Coward · · Score: 0

      You do realize that Obamacare already eliminated lifetime coverage limits, right? And in 2014, annual coverage limits are also not allowed.

    89. Re:rather have money by PRMan · · Score: 0

      This, exactly. The US has tons of Canadians coming across the border and paying through the nose for procedures that they can't get in Canada when they get "really sick". While it looks completely different in theory, it's exactly the same in practice.

      --
      Peter predicted that you would "deliberately forget" creation 2000 years ago...
    90. Re:rather have money by TechyImmigrant · · Score: 1

      Then you are being screwed. The FSA sucks. The HSA doesn't.

      I did get sick (3 days in hospital, hooked up to machines that go ping). I paid $500 out of my HSA (I'd already spent $2K that year on family health expenses) and the $2500 high deducible kicked in for the rest.

       

      --
      I should use this sig to advertise my book ISBN-13 : 978-1501515132.
    91. Re:rather have money by PRMan · · Score: 1

      And this is EXACTLY why I like Kaiser's model. Since they own everything, they want you well at all costs. They want you out of the hospital and not going back.

      --
      Peter predicted that you would "deliberately forget" creation 2000 years ago...
    92. Re:rather have money by Anonymous Coward · · Score: 0

      I sadly had to turn down a job due to their insurance pulling a yearly limit on home oxygen of somewhere near $2,500. My infant daughter was (and still is) oxygen dependant and I'd run through just shy of $11,000 a year. When I started digging in deeper with the insurance agent I found that I'd be on the hook for near $40k a year in medical expenses just to take care of my new baby (she had a rare neuro-muscular disorder). To this day I wish I would have been able to take that job,it would have been very rewarding work, but the small bump in pay was no where near enought to offset the insurance that on the surface looked very attractive.

      I can't imagine what would have happened if I had been working for that place a year earlier. I'd probaby be bankrupt now.

    93. Re:rather have money by Anonymous Coward · · Score: 0

      yes, it's a much better system that we should cull that list down to just the wealthy people that can afford the procedure or good enough insurance at least... Then they can live longer to go on and create more jobs.

    94. Re:rather have money by Anonymous Coward · · Score: 1

      Not really.

      In Canada the waiting lists can be long (depends on where you are in the country) for elective procedures. For anything serious/life threatening the service is very good. For other things, it can be slow, but it works and no one fears going to the doctor will ruin them. The US system seems totally bizarre to Canadians.

      AC

    95. Re:rather have money by h4rr4r · · Score: 4, Insightful

      A shorter version that pretty much sums up all political discourse from the right in the USA is "Fuck you, I got mine!".

    96. Re:rather have money by h4rr4r · · Score: 1

      I was attempting to educate you on why insurance covers regular visits. I was attempting to do so using you own analogy. Clearly you did not notice.

      No insurer would want to insure someone who did not go to regular doctors visits. Most medical conditions are far cheaper to treat if caught early.

    97. Re:rather have money by Anonymous Coward · · Score: 0

      Funny, I have the opposite view: a company provides a few cheap perks to distract employees from the reality of being screwed on a daily basis when it comes to compensation.

      Such places often contain a high proportion of idiots in the lower-to-mid levels of the organisation, because it takes an idiotic chump to be easily kept contented and manipulated in such a way.
      The rest of the people there tend to be contractors who pretend to play along with the jolly vibe, but secretly laugh at all the tools who enjoy being rammed up the ass for free twinkies, so the company can afford to keep the good times rolling for the enlightened ones.

    98. Re:rather have money by tompaulco · · Score: 1

      Just wait until you actually get sick. Then it will seem far less of a great deal.

      These plans are a scam, they are attempting to move the cost of healthcare onto the worker while still claiming to provide coverage. I would rather get no coverage and a raise so I can buy my own. Mind you that raise would need to be $1000+/month.

      This is crap. Even if you paid your maximum deductible plus premiums every year on a high deductible plan, it would still be cheaper than JUST THE PREMIUMS on a "health plan". Then you have to add on top of that that Health Plans STILL have deductibles, copays, coinsurance and denials.

      --
      If you are not allowed to question your government then the government has answered your question.
    99. Re:rather have money by Firethorn · · Score: 1

      Because it was part of the deal when they hired me.
      If you want to remove benefits I want a new deal.

      It's perfectly fine for there to be a new deal. Personally, I think that healthcare should be more of a personal thing, and move with you between jobs as opposed to the mess that can leave people without healthcare for extended periods of time even if they never have a real interruption in employment, merely by moving between jobs.

      You don't expect your work to provide your car insurance, why something so much more personal as healthcare? Of course, the system as set up now would be unsuitable, but there are comprehensive plans for the shift to personally obtained healthcare insurance out there.

      I've known quite a few people 'trapped' in their current job because they had disabled children and/or illnesses that essentially chained them to their job because they couldn't afford any interruption in healthcare coverage.

      --
      I don't read AC A human right
    100. Re:rather have money by OrigamiMarie · · Score: 1

      On top of that why does your employer owe you health insurance in the first place? That also used to be something that was a fringe benefit that people then started to expect and demand like it was owed to them.

      Around about the time the healthcare providers started charging individuals 2x and 3x the bill that they would send to the insurance companies (or at least the amount that the insurance companies assert that the services should cost). If you're not in some kind of group plan, you're getting incredibly ripped off.

    101. Re:rather have money by Anonymous Coward · · Score: 0

      According to this guy, one can use a HSA as a stealth triple-benefit IRA:

      http://www.reddit.com/r/personalfinance/comments/1eo1hs/is_investing_all_about_retirement_plans_what_if_i/

      Sure.

              HSA contributions are deductible up-front like regular IRA or 401K contributions.

              HSA assets enjoy tax-free compounding.

              HSA distributions are not taxed as long as they meet certain criteria.

      Now the third one is the tricky bit. HSAs are clearly meant to pay for your ongoing qualifying health costs. However, they don't have to be. You can make the contributions and then just pay those expenses with other cash. So the HSA continues to grow and compound.

      In the future, you can use those accumulated costs that you paid to take a penalty and tax-free distribution. Doesn't matter if the qualifying expense happens this year or twenty years ago. Just so long as they happened during the lifetime of the HSA itself. As long as you save the receipts, you are good.

      However, even if you are a freak and never have any health expenses, you can still avoid all penalties since HSA funds can be drawn down after 65 without penalty regardless of what you take the money out for. Once you hit 65 they basically just turn into a regular non-Roth IRA for non-medical purposes.

      So...the government subsidizes your contributions, subsidizes your compound growth, and will subsidize your distributions up to the limit of all of your accumulated health expenses over the lifetime of the account. Anything beyond that you take out just like you would from a traditional IRA, but chances are that most people are going to have significant medical expenses at some point, even if only when they are old.

      So if you do everything right you get tax-advantaged money going in, tax-advantaged growth, and completely tax-free withdrawals at the end of it all. It's like a combination of traditional IRA contributions and Roth IRA distributions.

      Also, many states exempt HSA assets from creditor seizure just like ERISA accounts like IRAs and 401Ks, so they can also serve as a viable asset shield in many states.

      You can also pull the money out at any time as long as you have the receipts. So in a real pinch you can tap your HSA like an emergency fund if need be. You'll lose the long-term benefits, but that emergency liquidity potential could be helpful in some circumstances.

      Naturally, as with everything, there is no guarantee that the government won't change the rules somewhere down the road, but that's true of everything. Got to plan based on the imperfect info you have in hand.

    102. Re:rather have money by Anonymous Coward · · Score: 5, Insightful

      My aunt has survived 5 bouts with (supposedly terminal) breast cancer on the Canadian public system.
      My father survived 13 years longer than his original 6 month prognosis on the Canadian public system.

      If I'm hit by a car my treatment is immediate and complete with no one worrying how it will be paid for.

      Yeah, there are long waits sometimes and sometimes people die. But they die because of long waits, not just to save a corporation some money.
      I once took my mother to the emergency room for chest constriction. Within 2 minutes through the door they gave her the initial "want's wrong" check-up and rushed her in for heart treatment. No waiting.

      And people don't die "regularly". That is propaganda and the simple fact that our life expectancy is longer than USA hold light to that.

    103. Re:rather have money by danlip · · Score: 1

      The low deductible plans still have a deductible (at least the PPOs do, the POS/HMO might not), so the difference is not 8k (actually 8k must have been my previous employer, I just looked at my current plan and the deductible is 3k. This is for employee+1. Plus my employer contributes a big chunk to my HSA with the HD plan so I come out way ahead with the HD plan).

      Plus if you really have a catastrophic illness or injury the max out-of-pocket is the only important number - health care is not free once you reach the deductible, you still have to pay a percent until you reach the max out-of-pocket number, so that number is the only one that affects your finances. The difference in my plans for that number is also about equal to the difference in the premiums.

    104. Re:rather have money by h4rr4r · · Score: 0

      The problem that this conversation illuminates is that you think only for yourself.

      I am fine with money, I could easily handle a high deductible plan. It simply was not the deal I got when hired. Nor does everyone who is pushed into those plans make enough to even pay that deductible.

      The idea that insurance companies should actually pay out once in a while is not political as far as I understand. Insurance companies have not paid out all dollars taken in for a long time. Investments are not needed for a great many to make huge profits.

      I have no life insurance outside of what work provides. My significant other would have that and a paid for house and two paid for cars. As she has a job she would be fine.

    105. Re:rather have money by SecurityGuy · · Score: 1

      I don't get this at work, but I did get it at $B_SCHOOL. It was great! And I gained 20 pounds. Looking back, I rather wished they didn't offer unlimited munchies, and I'm perfectly content that my orkplace doesn't.

    106. Re:rather have money by Anonymous Coward · · Score: 0

      How do you plan not to get sick?

      Why don't you plan not to get sick ever and use all the money to buy stuff instead?

      No one plans to get sick... it just happens, that's why "free" healthcare is the better option.

    107. Re:rather have money by PopeRatzo · · Score: 1

      Reading the above, I am *so* glad I live in a country with free healthcare for all.

      Go ahead, rub it in.

      I honestly can't see how anyone who can make a sane argument against that.

      If you're the majority shareholder of a HMO organization that owns hundreds of hospitals and a US senator at the same time, you may still not be able to make a sane argument against it, but you're going to try like hell.

      --
      You are welcome on my lawn.
    108. Re:rather have money by h4rr4r · · Score: 1

      What you are indicating more states that the HSA is the least bad deal. Very likely HealthNet has simply done this to drive people to that plan.

      Coverage for those things can be limited to their value. For health insurance it would have to be in the 10s of millions to even be close to reasonable.

    109. Re:rather have money by Anonymous Coward · · Score: 0

      Reading the above, I am *so* glad I live in a country with free healthcare for all.

      Sure, it's paid for by my taxes, and sure maybe that means my taxes are a bit higher than yours, but:

      I live in the US. I don't know that your taxes are necessarily higher than mine. I don't know where you live, but when I compare the US to, say, France the difference isn't that large. Half of my paycheck seems to be gone on payday. That's all income tax and payroll tax. Then we have 8% sales tax in Minnesota (15% if your buying food and drinks at a restaurant in downtown Minneapolis). Property tax.

      I don't know that the "lower taxes" I experience in the U.S.A. are worth not having universal healthcare.

    110. Re:rather have money by danlip · · Score: 1

      Yeah, the $50 gift card as a Christmas bonus (yes, I got that once) is worse than saying "we're sorry, we can't afford anything this year". It's an insult.

    111. Re:rather have money by Anonymous Coward · · Score: 0

      Sorry to hear about your illness. I have a tip for your medical expenses - don't pay them. Wait for them to go to collections them send the collection agency a letter disputing the charges and ask them not to contact you again persuant to the Fair Debt Collection Practices Act. Boom, you're done. That's the end of it.

    112. Re:rather have money by AmiMoJo · · Score: 1

      One other big thing. I don't know about the US but UK medical insurance only covers acute problems, not chronic illness. For chronic you either pay out of your own pocket or rely on the state healthcare (NHS).

      --
      const int one = 65536; (Silvermoon, Texture.cs)
      SJW, n: "Someone I don't like, and by the way I'm a fuckwit" - AC
    113. Re:rather have money by Anonymous Coward · · Score: 0

      What a constructive comment that added to the discourse.

    114. Re:rather have money by Anonymous Coward · · Score: 1

      This, exactly. The US has tons of Canadians coming across the border and paying through the nose for procedures that they can't get in Canada when they get "really sick". While it looks completely different in theory, it's exactly the same in practice.

      And Mexico and India have more American getting medical care there because we can't afford it here. You can have all the great healthcare in the world, but without access it's worthless.

    115. Re:rather have money by h4rr4r · · Score: 1

      While your idea is interesting, many people simply cannot do that. They cannot get coverage for less money than they make in a year. Without group policies they are essentially uninsurable. I have a chronic condition that is highly correlated with a form of cancer. I doubt any non-group insurer would take me without some form of exclusion.

      I have turned down jobs since the premium increase would be more than my increase in salary. The time this last happened it would have been more than $500 per pay period in insurance premium increase.

    116. Re:rather have money by Firethorn · · Score: 1

      I think the dubious part is really that it discourages people from seeking preventative care since the upfront costs are so high, even though preventative care is far cheaper than trying to treat an undiagnosed problem when it's too late.

      My understanding of HD plans is that there's nothing preventing insurance companies from incentivising(IE paying for before the deductible is exhausted) preventative treatment, especially if said treatment saves them money in the long run.

      As for the $700 to go to the doctor, my father and brother have found that they can generally save oodles of money by shopping around and asking a few questions. Dad's on a high deductible plan, brother's uninsured, but generally has money to pay up front.

      --
      I don't read AC A human right
    117. Re:rather have money by AmiMoJo · · Score: 1

      There is the convenience factor too. I don't have to bring my own sodas to work. We don't have to run an employee milk buying scheme or try to manage a massive fridge full of individual cartons. It is a nice benefit and stops me wasting time on that stuff.

      --
      const int one = 65536; (Silvermoon, Texture.cs)
      SJW, n: "Someone I don't like, and by the way I'm a fuckwit" - AC
    118. Re:rather have money by Anonymous Coward · · Score: 0

      Speaking as father of two who has already met my deductible for the year (10% only from here on out), the HD plan isn't all that bad, in fact, my wife and I found that compared to the co-pay plan we had to be well into our post-deductible before the co-pay plan made financial sense. Even if we hit our annual maximum, we would only be out a few extra hundred on the year. Sure, the premiums allow you balance the burden over the year more evenly, but they are so high that it would be foolish to go that route.

      Disclaimer: this analysis was based on my employers choices for employee medical plans, your mileage may vary.

    119. Re:rather have money by Anonymous Coward · · Score: 0

      Employees will feel more rewarded by a company supplied meal than they would with the equivalent (or substantially more) cash.

      Some employees. Perhaps most. But certainly not all.

      Why do I want a company-provided meal? What does that get me that I can't get on my own, given that you provide me enough extra cash to cover it? In fact, I'd rather eat alone, since it gives me a break in the day to read.

      Every perk that a company gives in lieu of extra money is something that I could purchase myself, and would if I wanted to.

      I can understand that perks are important to a lot of people, but to me it is about math. I'd much rather be given X dollars rather than given perks worth X/2 dollars.

    120. Re:rather have money by h4rr4r · · Score: 2

      What exactly is wrong with the NHS providing chronic care?

      Insurance in nations with that sort of system is a whole different beast.

    121. Re:rather have money by hawguy · · Score: 1

      Grownups are allowed to make decisions for themselves.

      If grownups could be counted on to make grown-up decisions, that would work out well, especially at an individual level, if you don't go to the doctor for routine visits, eventually you'll go when someone catastrophic happens, but that was your choice. However, when dealing with public health policy, everyone wins if everyone gets routine care to prevent small problems from being big and expensive problems. (and also to keep individual problems from spreading, so the guy that has tuberculosis is less likely to just go to work "with a cold" and spread it to his coworkers and the public).

    122. Re:rather have money by lgw · · Score: 2

      There's little evidence that "regular doctors visits" do anything except clog the system until you need a geriatric specialist for your primary care, if by that you mean annual visits even when you feel well. Remember, there are negative health consequences to false positives.

      --
      Socialism: a lie told by totalitarians and believed by fools.
    123. Re:rather have money by Anonymous Coward · · Score: 0

      The simple fact is that there's an infinite demand for healthcare and a limited supply.

      No, there may be a large demand for healthcare but it is far from infinite. Infinite means no upper bound. As there is an upper bound on the number of people on the planet, the demand for healthcare cannot be infinite.

    124. Re:rather have money by HornWumpus · · Score: 1

      You extension of the analogy is broken. What % of cars even have warranties?

      You should change your oil through simple self interest. Same reason you should see your doctor for routine visits.

      --
      John McAfee 'It was like that time I hired that Bangkok prostitute; to do my taxes, while I fucked my accountant'
    125. Re:rather have money by bickerdyke · · Score: 1

      Honestly I would be fine with a simple we pay nothing until $X, then we pay everything. Somehow that does not seem to be available at all.

      Assuming that "we" refers to the insurrance company....

      --
      bickerdyke
    126. Re:rather have money by h4rr4r · · Score: 1

      Citation please.

      Regular doctors visits are the first time many people find out they have a medical problem like high blood pressure, Type 2 diabetes and many other slow killers. There are negative health consequences to not finding out you are ill as well.

    127. Re:rather have money by xtracto · · Score: 2

      So much bullshit, at least for the UK.

      I lived there for 4 years and I used the NHS quite frequently and on all levels (from GP to hospital specialists and doing several kinds of analysis).

      If anything, what is horrible with the NHS is the GPs, because you only get 15 minutes (counted by the second) and that's it. GPs do not seem to care, and you are just a number.

      But once you get to the specialist and hospital, everything changes. First, everything is free, so you do not have to worry. Second, the specialists in the hospitals seem to really care, and you know that they are going to make all analysis necessary to find your problem. And you don't have to care about the cost.

      I miss that system, really.

      --
      Ubuntu is an African word meaning 'I can't configure Debian'
    128. Re:rather have money by lgw · · Score: 1

      I argue that there is no free healthcare. Healthcare is paid by some mix of taxpayer funding, customer funding, and bizarrely in the US employer funding.

      The more efficient system should be chosen (least total system cost for total care given). If that means poor people can't pay for healthcare, then a totally separate charity should cope with that. The only rational reason for coupling charity and health care would be that doing so improves overall efficiency - which is more of a wish than a reality.

      --
      Socialism: a lie told by totalitarians and believed by fools.
    129. Re:rather have money by BigDaveyL · · Score: 3, Insightful

      You couldn't be more correct here.

      I am a 30-something single white male and I pay less than $1500 for home and auto insurance combined and I get fairly decent coverage. If we allowed the same type of competition/options for health insurance, I bet we would see prices come in line.

      Your point about charging a third party for routine visits. The insurance company gets charged $400 for a simple 15-minute visit. The analogue is getting your oil changed on your car - you don't charge your auto insurance for it and it costs $19.95.

    130. Re:rather have money by xtracto · · Score: 1
      --
      Ubuntu is an African word meaning 'I can't configure Debian'
    131. Re:rather have money by hawguy · · Score: 4, Insightful

      Sadly my only option was an FSA, which means they keep the money anyway so I might as well just pay for the more expensive insurance.

      How that is legal I cannot understand.

      On top of all that, this means only the young and well off can afford coverage and woe be to the underprivileged or the elderly.

      The FSA is a stupid joke of a health care policy - how can anyone accurately predict their out of pocket medical expenses for the following year? Fixed expenses like medicines can be predicted, but I just paid for expensive dental work mostly out of pocket with no way to deduct it because I didn't have the forsight to predict that a dental condition would exhaust my meager Dental Insurance annnual cap.

      Rather than an FSA where I have to lock up money in a bank account, I'd like to see medical expenses be fully deductible without having to reach the 7.5% AGI limit. Why should Jane get to deduct her $1200 of predictable $100/month medications, but John can't deduct his $2000 of unexpected dental work? John probably needs the deduction more since his was an unplanned expense.

    132. Re:rather have money by Zeromous · · Score: 1

      Actually for those who are confused by all the hand having, the comment is rather insightful.

      --
      ---Up Up Down Down Left Right Left Right B A START
    133. Re:rather have money by h4rr4r · · Score: 1

      100% of new ones.

      You should educate yourself on human nature through simple self interest. Sadly you will not, same reason why folks don't go to the doctor for routine visits. Assuming humans to be rational actors who behave in their own self interest is ridiculous. I know many very poor people who vote against their own interests all the time as an example. This is not out of some noble goal, but because they are easily misled.

    134. Re:rather have money by BigDaveyL · · Score: 1

      Honestly I would be fine with a simple we pay nothing until $X, then we pay everything. Somehow that does not seem to be available at all.

      But your state and federal government do not allow this for some odd reason.

    135. Re:rather have money by Just+Some+Guy · · Score: 1

      And I'm not going to keep a fridge stocked with 30 varieties of soda, flavored waters, juices, and energy drinks. At my best, I'd buy a case of Dr Pepper to set next to my desk, and having anything else involved bartering with coworkers.

      --
      Dewey, what part of this looks like authorities should be involved?
    136. Re:rather have money by Anonymous Coward · · Score: 0

      If the company wanted to pay the employees enough to buy their own candy bars, they would actually have to pay all their people $50/(mo*employee) or so that they have $30 left after income tax. And you won't get a group rate on candy.

      Not only that, but they'd be paying their portion of SS/Medicare on top of that, so the $50 to you is $57 to them... That's why they like Flex/Cafeteria plans too, btw.

    137. Re:rather have money by Zeromous · · Score: 1

      For actual emergencies, almost zero. here's a snapshot of my run ins with Canadian Healthcare in the last 2 months:

      Accute Lukemia? My friend in chemo next day.
      Sudden Brain Aneurism? Friend in surgery that afternoon.

      --
      ---Up Up Down Down Left Right Left Right B A START
    138. Re:rather have money by lgw · · Score: 1

      AT my last employer, the difference in premiums between the $1000/yr deductible plan and the $5000/yr deductible plan was $4000/yr. You could not possibly come out ahead on the low deductible plan - but of course most of my coworkers chose it, being bad at math.

      --
      Socialism: a lie told by totalitarians and believed by fools.
    139. Re:rather have money by virtig01 · · Score: 1

      Why do you assume he's the outlier?

    140. Re:rather have money by Anonymous Coward · · Score: 0

      This is exactly why I run from places that have free soda and free lunch, table soccer and XBOXes.

      There ain't no free lunch. They want you to live at work. Sorry, I have a home to live in, with kids to play with. I go home for my soda and drink with my children. Go away and take your free soda with you.

    141. Re:rather have money by gameboyhippo · · Score: 3, Insightful

      Yes. I only think for myself since I would rather keep the money I earned than to give it to someone who's unwise with their money. Greed in action. Caught me red handed.

      Your words betray any sort of confidence that you know what you're talking about. Yes, they have two types of profits. One for when they collect more in premiums than they pay out (rare) or one in which they make a profit from their investments (more common). They are primarily interested in making investment income. I have first hand information regarding this.

      See, you bought into this weird "rich people are evil" concept. It's okay to make money. It's okay to be wise with money. It's not greedy or thinking of only yourself. You seem passionate about helping others. Imagine how much more you can help others if you didn't squander your money. I've never quite understood this whole, "I'm not winning, so you can't either" type mentality. Try winning for a change and then help others with your winnings.

    142. Re:rather have money by bickerdyke · · Score: 1

      Wrong analogy. (As most car analogies)

      Does a yearly oil change reduce the chance of an serious engine failure that would have to be covered be the insurance?

      If so, you could expect your premium to be DECREASED. (assuming the decreasing costs would be passed on to the customer. But We'Re still talking about an anology only)

      --
      bickerdyke
    143. Re:rather have money by Ichijo · · Score: 1

      The odds are stacked greatly against my completely exhausting my HSA funds before the next enrollment period.

      --
      Any sufficiently unpopular but cohesive argument is indistinguishable from trolling.
    144. Re:rather have money by BigDaveyL · · Score: 1

      You better check your facts on that. I believe the profit margins of publically traded healthcare insurers is 3-5%. They aren't exactly rolling in it.

    145. Re:rather have money by gander666 · · Score: 1

      Undoing my moderation to comment on this. I was similar (although, I raced motorcycles for a while and have a few broken bones to show for it) until one morning when I was 44. At the time I was running 30+ miles a week, cycling 40 - 50 a week, and spending time in the gym as well. Then bam. Heart attack. Full on myocardio infarction, complete blockage of my right coronary artery.

      Ambulance ride, emergency room at the hospital, to the catheter lab, got a stent, and 16 weeks of rehab. Total bill just shy of $100K. For the rest of my life I get to watch what I eat, and take some really fun medications (nothing like the beta blockers and the anticoagulants.) Fortunately, at the time, we had pretty good coverage from my job. Where I am at now, I have a HDHP, and I sock a shedload of money into my HSA for just such an event.

      --
      Suppose you were an idiot and suppose you were a member of Congress ... but I repeat myself. - Mark T
    146. Re:rather have money by uncqual · · Score: 3, Insightful

      So, quit. The deal you had when you were hired is irrelevant to the deal you have now unless the contract still binds you and the other party. Salaries change, markets change, etc so I don't see why you even mentioned it.

      Also, if the company initially paid P1 for your insurance with a deductible of D1 but the only way to cover you for P1 years later is with a higher deducible D2 (even in CPI adjusted dollars due to medical costs outstripping general inflation for some interval), why would you expect them to not raise the deductible to D2 and continue to pay P1 for your coverage.

      Everyone "wants" more. Markets, in the long term, decide what everyone "gets".

      Do you really "need" more? Are you not getting sufficient hydration and calories to sustain life? If not, you should probably spend the time and personal resources you spent responding to me and instead go for a walk and scavenge some discarded recyclables to sell. Few highly paid people in STEM fields really understand what people "need".

      --
      Why is there an "insightful" mod and why isn't it "-1"? If I wanted insight, I wouldn't be reading /.
    147. Re:rather have money by ottothecow · · Score: 1
      Well, then obviously your employer has not done it to you (or you would have quit), so where is the problem?

      If they have done it to you and you didn't quit...then it sounds like you are part of the problem.

      --
      Bottles.
    148. Re:rather have money by Anonymous Coward · · Score: 0

      On top of that why does your employer owe you health insurance in the first place? That also used to be something that was a fringe benefit that people then started to expect and demand like it was owed to them.

      In the USA, it's required by federal employment law. Not only that, but it's the only way that anyone who's ever been to a doctor will ever get insurance. You can get independent insurance if you're healthy, but any health history beyond the occasional cold or infection basically gets you blacklisted. Most people I know do not qualify for private insurance at any cost.

      That's why an $8,000 deductible at $920 per month is a [sarcasm]deal[/sarcasm]. Does health care consume 20-50% of your gross earnings? Yep. But at least you survive. (I live in Nebraska, until recently my employer was based in Tennessee - those are real numbers for a software developer; median household income is $55k per year where I live).

    149. Re:rather have money by 9jack9 · · Score: 2

      On top of that why does your employer owe you health insurance in the first place? That also used to be something that was a fringe benefit that people then started to expect and demand like it was owed to them.

      Your employer owes you nothing. And it will give you nothing unless you metaphorically put a gun to its head. It will take everything you've got, your time, yours skills, the best hours of your days, and the best days of your life, and give you *nothing* for it, if you let it. Oh, it's possible that an employer here or there has some notion of mutually assured advantage, that together all stakeholders can work together to everyone's mutual advantage, but even if such a philosophy isn't a smoke screen with which to take everything you've got, unless you have your finger on the big red button, it's just talk.

      If your owners had their way, you'd be working 20 hours a day for a breadcrust, and be happy for it. The only reason they give you *anything* -- vacation, health care, a window, weekends, "free" soda, is because it is economically advantageous to them to do so.

    150. Re:rather have money by bickerdyke · · Score: 1

      Great plan. Do you have a Plan B, too?

      --
      bickerdyke
    151. Re:rather have money by tompaulco · · Score: 1

      It's not just that, but the company is getting them in bulk at wholesale.
      Most likely not unless they are in the same line of business as the perks they give. And if they did get them at wholesale, they would have to pay use tax on the items because they were used in the line of business and not resold.

      --
      If you are not allowed to question your government then the government has answered your question.
    152. Re:rather have money by drummerboybac · · Score: 1

      Unfortunately, not an option when one parent is staying home with the baby/toddler.

    153. Re:rather have money by h4rr4r · · Score: 1

      I never did, but you sure love strawmen.

      I did however buy into the concept that a society should be judged based on how it treats the least of its people.

      I have no debt outside the of what remains of my mortgage, I bet I am better with money than you. My household income is multiples of the national average. I am winning, and I pay my taxes with a smile. I will not however defend dirtbags, be they poor trailer trash drug dealers or insurance salesmen. That was unfair, drug dealers are generally upfront and honest about their products.

    154. Re:rather have money by Anonymous Coward · · Score: 0

      Actually, the ACA makes lifetime and yearly limits illegal... that went into effect last year if I remember correctly.

    155. Re:rather have money by tompaulco · · Score: 1

      My current employer has a Keurig in the kitchen at every office and stocks up on a variety of k-cups.
      My company has one in the executive conference room, but the working class folks just get Folgers. One guy went and got his own grounds for the regular kitchen coffee maker and got in trouble.

      --
      If you are not allowed to question your government then the government has answered your question.
    156. Re:rather have money by h4rr4r · · Score: 1

      The point is they are doing it to other people.

      My employer has a call center, those folks are getting $9/hr and could never pay rent, food and the high deductible amount if they ever get sick.

      I on the other hand demanded and got a raise when insurance prices went up.

    157. Re:rather have money by ttucker · · Score: 1

      What you are indicating more states that the HSA is the least bad deal.

      Shopping for merely the least bad deal perfectly describes every experience I have had while shopping for heath insurance, for at least 15 years. It is hard to buy it in the first place, which further complicates shopping around.

      The real crime with health care though, is how the price changes depending on who you are. Hospitals have a master charge list with egregious prices, which literally have nothing to do with the actual cost of the procedure. When questioned about it, hospital administrators will claim that these prices are a starting place for negotiations. If you are a national insurance company, you do indeed negotiate, prices that are on average around 15% of the chargemaster prices. As an unfortunate single payer, they will gladly invoice you for the full chargemaster prices, yet offer literally no opportunity to negotiate before destroying your credit. There is a great article in Time, entitled, "Bitter Pill", that everybody should read.

    158. Re:rather have money by drummerboybac · · Score: 1

      Could just try diet soda, or seltzer.

    159. Re:rather have money by Anonymous Coward · · Score: 0

      and then following sentence reads:

      Sure, it's paid for by my taxes, and sure maybe that means my taxes are a bit higher than yours

      By Jove, I do believe they already know it isn't gratis.

    160. Re:rather have money by h4rr4r · · Score: 1

      Also when you really need care, you cannot shop around. When due to an electrolyte imbalance I was unable to clearly communicate I was taken by emergency personal to a hospital and since I was unable to give consent and clearly in distress they performed tests to find the cause.

      Even if all the prices and options were listed in front of me at that time I could never have competently considered them nor communicated that fact clearly. If I had not had insurance I would have been unable to pay. At the time I was a poor college student and this single event would have cost more than my income for several years at that time in my life.

    161. Re:rather have money by Anonymous Coward · · Score: 0

      Paranoid much? Not every place that wants to have soda in the fridge expects you to live there. Now if they are bringing in dinner at 6 every day, then you should run.

    162. Re:rather have money by Anonymous Coward · · Score: 0

      I just had to re-pick my insurance plan at work. There's the "A" plan where you pay $50 a month for a $2500 deductible and 100% pickup after that. Then there's the "B" plan where you pay $0 for a $3000 deductible with 80% pickup and $6000 max out-of-pocket.

      So... I could either spend $600/yr. for (most likely) nothing or I could maybe pay an extra $500 deductible and have a max of $3500 total to pay. If something happens. I'm still fairly young, and I can afford the max OOP in an emergency anyway, since I save my money instead of spending every last dime I make.

      So yeah, I picked option "B".

    163. Re:rather have money by nedlohs · · Score: 1

      Less than Americans, since the US is number one by a mile on the per capita health care expenditure (which doesn't care if the spending is done by individuals, or health insurance companies, or the government) front.

    164. Re:rather have money by Anonymous Coward · · Score: 0

      Perks like free sodas and lunch are not taxed at all as part of your income in the US.

    165. Re:rather have money by h4rr4r · · Score: 3, Informative

      And yet reality disagrees with you.

      Look at outcomes and costs for other systems and see for yourself.

      No charity could ever come close to funding the needs of what you claim are poor people. Try to remember that many poor people are only poor due to a medical issue. The medical industry creates a lot of bankruptcies.

      If what you mean instead is that you are ok with people dying in the street to save yourself a couple tax dollars then just say that.

    166. Re:rather have money by rk · · Score: 1

      Do you really "need" more? Are you not getting sufficient hydration and calories to sustain life? If not, you should probably spend the time and personal resources you spent responding to me and instead go for a walk and scavenge some discarded recyclables to sell. Few highly paid people in STEM fields really understand what people "need".

      If you're not a subsistence farmer or a hunter/gatherer, this statement means almost nothing coming from you. If you are, well, good on ya, mate. I'm interested in how you get internet, though, because I' d like to be more like you!

    167. Re:rather have money by Anonymous Coward · · Score: 0

      Are developers that stupid?
      Don't they realize that free coffee, free soda, free snacks, free pizza, free etc. mean that they receive lower wages?
      (That is, developers pay for all this *free* stuff--the company subtracts the cost from the developers total-cost-to-the-company before giving them their wages.)
      Are developers that stupid?
      I guess so.

    168. Re:rather have money by Lugae · · Score: 1

      I had one of these for years. Instead of paying higher fees for premiums and coverage I wasn't using, I was able to lower my taxable income by placing that money into an HSA. Then, I got sick, and had major medical bills. I paid those bills using the money that I had been saving in my HSA all along. All in all, this worked out well for me. Next time I am eligible to change, I can make a new decision based on my medical needs. Until then, I'm been covered.

    169. Re:rather have money by dgatwood · · Score: 4, Insightful

      When I'm here at 8 o'clock at night -- I would much prefer free soda (or a pizza) to an extra $100 in my bank account.

      I wouldn't. I'd rather not be there at 8 o'clock at night. This is a sure sign of poor management.

      --

      Check out my sci-fi/humor trilogy at PatriotsBooks.

    170. Re:rather have money by orgelspieler · · Score: 1

      shoot, my company just took out my water cooler, because there's only three people in this particular building. Fanta is right out. At least we still get coffee! Once they take that away, I'll ... I don't know. Stop drinking coffee I guess.

    171. Re:rather have money by Anonymous Coward · · Score: 0

      It only costs a fortune because of the 2000% increase in medical care in the US. Every other country in the world can and does provide superior quality care to every citizen; and we hem and haw about death panels as soon as the idea comes up.

      It is quite obvious that those who go on about the death panels are in actuality the ones who WANT death panels; if you can't afford to get well, you get put to death.

    172. Re:rather have money by uncqual · · Score: 1

      Review the thread. I'm not the one who said I need changes to my salary - I was responding to that post. I, like virtually every STEM worker in America (and probably the rest of the world), has way more than they "need". I applaud everyone for striving to get "more" if they chose to, but not to claim they "need" more. Of course, I'm not a member of the entitlement generation.

      --
      Why is there an "insightful" mod and why isn't it "-1"? If I wanted insight, I wouldn't be reading /.
    173. Re:rather have money by Anonymous Coward · · Score: 1

      In my experience, having worked for more than a dozen companies both full-time and as a contractor, a company that offers free sodas as a "perk" will hire the kind of people that think free sodas are a "perk". No thanks, I never enjoyed working with that kind of people. Whereas a company that provided nothing more than free coffee/tea but real perks such as flexible hours, good furniture, shared offices not cubicles, hired people that valued these perks over free sodas. Much better, enjoyed working with those people... Funny enough one company offered me a full-time job for $20K less than market rate and tried to justify it by telling me that they had free sodas. I don't think I can drink $20K worth of sodas a year, even if I wanted to.

    174. Re:rather have money by istartedi · · Score: 1

      Point taken; but I've been in places where we went out (driving or walking) because we wanted to, not because we had to. Eating out, BTW, was a perk in some cases. It was the best of both worlds. As for the guy who prefers tea, that was available too. Done right, the person in charge of making purchases it attentive to what people want (can we get tea? This brand? Yeah sure, just ask Kathy she does the purchases).

      --
      For all intensive purposes, "whom" is no longer a word. That begs the question, "who cares"?
    175. Re:rather have money by Livius · · Score: 1

      The larger pay cheque is better, but it's also more abstract. Little perks that you can hold in your hand on a daily basis will have a much bigger impact on morale, and at a fraction of the cost of meaningful salary differences.

      The perks make a statement about the employer's attitude towards employees at a more tangible level than money. Plus whether or not there is the spare petty cash to pay for them is a (very crude) indicator of the company's financial health.

    176. Re:rather have money by AvitarX · · Score: 1

      The problem with a high-deductible plan is that it disincentives being healthy.

      So much as looking at a scalpel is going to cost damned near 5 grand (1200 deductable, the 80% coverage to 5k out of pocket).

      I may as well not have health insurance at that point. Or only emergency coverage. Yes the point is to save, and everyone wins, but in 15 -25 years, when my cohort reaches middle age, and we haven't been going to the doctor as things crop up, it's going to suck for those left with the bill.

      --
      Wow, sent an e-mail as suggested when clicking on "use classic" banner, and got a fast response that addressed my msg
    177. Re:rather have money by TheCarp · · Score: 1

      However as the summary stated: "If they get cut, then layoffs might be next"

      So very true. Look, soda, junk food, coffee? How much does any of that cost? A few bucks here and there? You are right, its nothing, you can afford all of that on your salary now if you want it right?

      But.... flip it around....its really cheap. So why take it away? If the company is hurting for cash, ending soda and coffee is such a small change that its not going to actually help anything. If the company is THAT strapped.... its time to worry.

      Even if you don't take advantage of it, I would be wary of a company that cuts ANY perk that doesn't cost them much. In fact, I would just be worried about them cutting any perk at all, because it really shows what their priorities are, and... a change in the priority of "be an attractive place to work to employees" is a serious red flag.

      --
      "I opened my eyes, and everything went dark again"
    178. Re:rather have money by atriusofbricia · · Score: 1

      A high deductible plan is no better or worse for those who plan. Can I pay the out of pocket? Sure, should I have too? No, that was not the fucking deal when I was hired.

      Because it was part of the deal when they hired me.
      If you want to remove benefits I want a new deal.

      Well, bully for you that wasn't the deal when you were hired. If situations change and you don't like it you're free to go somewhere else, no?

      A high deductible plan is ideal for those who are capable of planning for the future and with generally good health. It isn't ideal for those who are incapable of planning for the future or have health issues which means they are likely to be using their insurance at a greater rate. This is rather simple logic.

      --
      I was raised on the command line, bitch

      "Nemo me impune lacesset"

    179. Re:rather have money by Anonymous Coward · · Score: 1

      You have this batshit insane conception that insurance companies are in the business of providing funding to people who need medical care. They exist to profit off of the gamble that you will get sick or injured. They DO NOT plan to pay out ANY money; this is why they will fight you tooth and nail for every expense unless they clearly are in the wrong (and I've only seen this happen with car insurance, never with health insurance), and even then their bet is hedged because they can jack up your premiums to recoup the losses they incurred after you have caused them a loss. There is oceans of evidence for this available, but certain types of people simply cannot be swayed by it.

    180. Re:rather have money by Kjella · · Score: 1

      Around here I would say refrigerators for employee use and/or vending machines are more common, basic coffee is usually free though. For example there's a coffee capsule machine on my floor, but it's bring your own capsules. Every so often I bring soda, but I could also buy it on the first floor at cafeteria prices. Snacking I do too much of already, so I'd rather enjoy that at home than snacking at work. Sure I'd in some way love free soda, but I also know I'd drink much more just because I can and it's free and it's right there. Yes self control is my own task but at the same time you know it's subsidized soda, implicitly you know you're giving up a tiny bit of your paycheck for it and want your money's worth. If I ever worked a place that gave me free potato chips too, I'd probably add 20 pounds before I quit for my own good. To me, bring/buy your own refreshments makes a lot more sense than BYOD.

      --
      Live today, because you never know what tomorrow brings
    181. Re:rather have money by Chryana · · Score: 4, Informative

      How long will you have to wait to get it? Canada, NZ & UK have pretty long waiting lists for expensive procedures (don't know about other countries), and people regularly die waiting for them.

      Funny, I live in Canada, and I never heard of that. You might want to call the local newspapers, they would certainly be interested in this. There must be a liberal conspiracy to hide it all. In all honesty, I think it's sad that you're willing to believe this crap. The truth is, there are people here who choose to pay for treatments in private healthcare facilities, but it's always for non life-threatening procedures when they don't want to wait.

    182. Re:rather have money by KingMotley · · Score: 5, Informative

      Insurance companies have not paid out all dollars taken in for a long time. Investments are not needed for a great many to make huge profits.

      Citation please. Here's mine: http://www.statefarm.com/aboutus/_pdf/2012_annual_report.pdf

      2012 (in millions)
      Premium Earned $33,210
      Paid Claims $21,523
      Claim Expenses $5,240
      Service & Admin Fees $8,026
      ---
      Underwriting Gain or Loss ($1,579)

      So state farm, after paying out the claims, and overhead, lost $1.5 billion dollars in 2012. They made a profit because... "Investment Gain and Other Income" was $3,070, which covered the losses from paying out claims.

      Gameboyhippo was correct, and your "theory" is false.

    183. Re:rather have money by hondo77 · · Score: 1

      No, you better check your facts. Their margins are in that range but a company like United Healthcare is, in fact, "rolling in it".

      --
      I live ze unknown. I love ze unknown. I am ze unknown.
    184. Re:rather have money by Alex+Belits · · Score: 0

      Of course, they do! They just pay everything to their executives.

      In general, the idea of "profit" as something objective and measureable is completely idiotic for most of the modern companies, because a sizeable chunk of what is expense for the company, is income for the people who are in control of it.

      --
      Contrary to the popular belief, there indeed is no God.
    185. Re:rather have money by snadrus · · Score: 1

      Almost? 20 years ago I went to Morenci, Az, USA where restaurants, grocery stores, & gas stations only took the company debit card. At the restaurant, the manager bought our meal & we paid him in cash since they couldn't figure it out any other way.

      And it's common.
      Typically, remote oil refineries barely interact with the outside economy. Your job determines your housing, food, medical! Reducing one won't allow you to trade up for another.

      --
      Science & open-source build trust from peer review. Learn systems you can trust.
    186. Re:rather have money by atriusofbricia · · Score: 1

      The problem with a high-deductible plan is that it disincentives being healthy.

      So much as looking at a scalpel is going to cost damned near 5 grand (1200 deductable, the 80% coverage to 5k out of pocket).

      I may as well not have health insurance at that point. Or only emergency coverage. Yes the point is to save, and everyone wins, but in 15 -25 years, when my cohort reaches middle age, and we haven't been going to the doctor as things crop up, it's going to suck for those left with the bill.

      I'm not sure why this is the case. Are you saying that since such a plan makes it theoretically more expensive to go for routine checkups and what not that people wouldn't do so and therefore would be less healthy? I could be wrong but I'm pretty sure that even high deductible plans usually cover such routine things as it is in their best interest to do so.

      --
      I was raised on the command line, bitch

      "Nemo me impune lacesset"

    187. Re:rather have money by Nutria · · Score: 1

      http://www.nzherald.co.nz/nz/news/article.cfm?c_id=1&objectid=10575739&pnum=0

      Immigration New Zealand has told one pregnant woman that - despite her financial stability - she would "be putting an additional strain on our already short services", which the department claimed were "stretched in most areas of the country".

      --
      "I don't know, therefore Aliens" Wafflebox1
    188. Re:rather have money by snadrus · · Score: 1

      I can't stand sodas, but I've used it as a canary once to save my family from unemployment.

      --
      Science & open-source build trust from peer review. Learn systems you can trust.
    189. Re:rather have money by Synerg1y · · Score: 1

      Haha, downmodded cause somebody disagrees?

    190. Re:rather have money by tragedy · · Score: 1

      The whole point behind any form of insurance is supposed to be to eliminate the gamble. If it worked out for you and eight other people, but a tenth person got raked over the coals trying the same thing, you can't claim that the strategy works based on your own anecdotal example.

    191. Re:rather have money by tnk1 · · Score: 1

      I don't think that owners want people working for 20 hours a week for nothing. Although I agree that they don't want to overpay, they know that a healthy, fed worker is one that produces at peak efficiency. Although many have forgotten, it was some industrialists who had a big hand in implementing wage increases and reasonable working hours because surly, tired, malnourished workers are no good to them.

      And all of this was certainly for "economic advantage" as well. Economics is not a curse word, it's how we maintain our standard of living as it stands right now. Successful companies will compete to produce better products. The competition can also occur in securing the best and brightest workforce possible as well. This is especially pertinent in the development sphere. Your developers are key to your product, so you're not going to want low paid slaves working for you, you will pay for it with lack of vision, missed schedules, and poor quality.

      Eventually companies that provide poor quality and fail to deliver will fail entirely. The only big companies that do not are those who have natural or government provided monopolies and can afford to have a dull, underpaid workforce because they don't need to compete.

    192. Re:rather have money by gnasher719 · · Score: 1

      AT my last employer, the difference in premiums between the $1000/yr deductible plan and the $5000/yr deductible plan was $4000/yr. You could not possibly come out ahead on the low deductible plan - but of course most of my coworkers chose it, being bad at math.

      The rate can be that low because (a) with $5000/yr deductible there is a much higher chance that the insurance will never hear of you all year and just takes your money, and (b) you are likely to try to avoid cost because the first $5000 come out of your pocket, so most likely your annual health cost will lower.

    193. Re:rather have money by robl · · Score: 3

      That's also the reason that startups are usually run by people in their 20's. Once you get above 40, life changes a bit, you begin to worry about heart attacks, prostate cancer and the like, and actually rely upon good medical insurance given by a company.

      You need at least $250k in the bank if you have a heart attack and have no insurance. A 20-something doesn't worry about that.

      Imagine if the US gets single payer healthcare. Startups won't be for just the 20-somethings anymore.

    194. Re:rather have money by RabidReindeer · · Score: 2

      On top of that why does your employer owe you health insurance in the first place? That also used to be something that was a fringe benefit that people then started to expect and demand like it was owed to them.

      I don't remember details, but the original reason for employer-provided health insurance was, I believe, a tax dodge cooked up when other types of incentives were eliminated by the government. All well and good, actually, when employment was more or less for life, but absolutely horrible when employment has become almost exclusively short-term and there can be gaps of 1-2 years or more between jobs. For that, an employer-independent insurance program becomes necessary.

      As long as employment was more or less constant, with few gaps, ordinary insurance would have filled the bill, had not the insurance industry taken advantage of the norm being large-company group insurance to put the squeeze on smaller groups and individuals. However, many these days are in a feast-or-famine cycle where they can barely afford insurance sometimes and not at all other times. Few have the discipline to keep paying for "luxuries" such as insurance premiums while long-term unemployed, which is why an agency that is relatively immune to such things - and to business cycles - is more or less essential to keep things on an even keel. Because while watching people drop dead in the streets might appeal to the pseudo-Darwinists among us, the reality is that we end up paying for uninsured emergency care and therefore it is in our own best interests to ensure the availability of preventative health maintenance, if for no other reason than simple economics.

      And, while you can scream "Socialism!" as loud as you like, there are only so many agencies capable of handling that sort of job, of which governments tend to be near the top of the list. Especially since the Catholic Church isn't the all-encompassing body it used to be.

      Your employer owes you nothing. And it will give you nothing unless you metaphorically put a gun to its head. ... The only reason they give you *anything* -- vacation, health care, a window, weekends, "free" soda, is because it is economically advantageous to them to do so.

      That is a bit cynical. Not every employer is Ebenezer Scrooge, although there are more of them than there ought to be. A good employer will give out perks, not merely for financial gain but because it's frankly, an ego trip, and even because "it's the right thing to do".

      Of course a bad employer will do the 20 hours and sell you the breadcrust for 20x the general rate and more. Which is why various governments, unions, and occasionally other agencies make it "economically advantageous" to do better. As in shut down or cripple egregious offenders. Because if you're an ordinary person making an ordinary salary and trying to match strength against an organized group of people with large sums of money and political connections ... well, lots of luck. You'll need it.

      As for who "owes" whom, that's an indication of the illness of the times that neither party no longer feels that they "owe" the other anything. We all owe each other some respect and decency. Or at least that what the US Declaration of Independence asserts. A fair day's work for a fair day's pay, for example.

    195. Re:rather have money by Alex+Belits · · Score: 0

      If it left you crippled instead of dead, yes. However sane governments just have enough taxes to deal with the consequences of natural diasters instead of having "asteroid insurance", "crazy guy with a gun insurance", "tiger insurance", etc.

      --
      Contrary to the popular belief, there indeed is no God.
    196. Re:rather have money by Anonymous Coward · · Score: 0

      absolutely agree, my last employer had an office in a very upmarket area of town, making most of the food in the immidiate area sometimes twice what you would usually pay. so they had a cafe that was in the building. it wasnt free but it was discounted so that we had a place we could buy food at a reasonable price.

      another example, healthcare. if you get free healthcare through your employer that a big chunk of cash, no matter where you live. imagine if you earnt that much more, got taxed on it, and still had to go and buy healthcare.

    197. Re:rather have money by tnk1 · · Score: 1

      I believe that entertainment expenses, like free lunches, can actually be written off as business expenses here, so the preference is for the company to buy the food for you instead of you getting a stipend for lunch.

    198. Re:rather have money by gordo3000 · · Score: 1

      A whole lot actually, as a conservative here are a few:

      You don't pay a little more in taxes. In the UK at least (where I live currently, and I've done the rounds including Japan, a 0 income tax US state, and New York City, so I've got a bit of perspective on lots of systems), you pay a LOT more.

      190k USD base. US taxes including SS and Medicare: 35k (remember, state taxes are deductible). Sales tax varies most likely between 6-9%.

      UK: 125k pounds (roughly equivalent): UK taxes of ~50k pounds (75k USD, for those counting, double) along with a 20% vat.

      So if you are in this upper-middle income bracket, it's brutally higher here in the UK. If I have spending of just 40k USD during the year for my family outside of rent, I will increase the spread by quite a bit. Now for this 45k USD in extra taxes, I get a health plan that is far worse financially for my family than a high deductible health plan in the US. In fact, it short changes me by about 35k USD all in.

      Now where would I LIke to see this money go:
      It could go into helping the truly unfortunate, those with mental health issues, better job and educational training, and providing a leg up to those inbetween jobs (short term extension of benefits, preferably under no circumstances more than a year, but shorter is reasonable outside of extreme economic circumstances).

      Instead, it goes into truly wasteful spending like social housing for a family for 40 years that drain people's willingness to provide for themselves. Many other conservatives feel very similarly. Not one conservative calls for the ending of welfare, only the ending of a cradle-to-grave welfare state and rather making welfare what it is supposed to be about: helping the needy; those who cannot for reasons beyond their control help themselves. Everyone else is expected to contribute to society to reap it's benefits (i.e. help during short stints of unemployment, reasonable schooling, roads, defense, etc). It's not a screw the rest of society view, it's a "we shouldn't waste resources on those people not willing to contribute to society themselves". And I'm not implying there are deserving people left out of any system, but that is a shortcoming of any large scale system. I'm not evening implying the US system is optimal, because I think it isn't, but I am implying that a distaste for universal anything is not a screw everyone else view.

      I loved Japan because they got it right healthcare-wise for 98% of the country. If you work, you have coverage that is always 80/20. So you have to work, and you are always covered, but you are also always paying something. They then regulate the cost of almost all medical services so that the 20% is never truly excessive. I had surgery on my mouth (no general anesthesia) and it cost me 5000 JPY (surgery took about 20 minutes I think). Not enough to keep me from doing it, but enough such that I was willing to explore other, simpler treatments first before we went down the more risky rabbit hole. If you weren't working, you could buy into the national plan for a very reasonable amount. The best part was because surgery wasn't a bonanza of pay for hte doctor relative to less invasive treatments, doctors actually were more respectful of the commitment complex surgery takes and did their upmost to explore other treatments first.

    199. Re:rather have money by bmk67 · · Score: 1

      I'm on a high deductible plan, and got hit with a nasty case of pneumonia and was hospitalized at 11:00 on January 7th. I hit my deductible by lunchtime.

      Total billed: $85,000 (insurance negotiated it down to under 38K)

      My employer used to offer a traditional PPO plan in addition to the HDP. No takers - the premiums on the PPO were higher than the premiums + worst case deductible on the HDP.

      At least on the terms my employer offers, the HDP is a much better deal once your HSA is funded.

    200. Re:rather have money by AmiMoJo · · Score: 1

      Nothing is wrong, it's a good thing. That was my point. Chronic care is expensive and insurance companies really don't want to provide it because they are almost guaranteed to lose. Once you have a chronic condition your premiums rocket and it becomes very difficult to change insurance providers.

      That's why I don't bother with health insurance. They would blame pretty much anything on the chronic condition I have and refuse to pay up anyway.

      --
      const int one = 65536; (Silvermoon, Texture.cs)
      SJW, n: "Someone I don't like, and by the way I'm a fuckwit" - AC
    201. Re:rather have money by gordo3000 · · Score: 1

      that's not fair at all. The US, due purely to lifestyle choices (obesity rates), is the most unhealthy country in the developed world. In addition, unlike most other countries, we provide for those at the end unlimited treatment until that person decides to stop (and even if this is uncompensated). This implies that we wastefully use resources (high cost) and have very high demands (poor basic care for ourselves).

      Also unlike other countries, we compensate those who provide medical care at a much much higher rate. Our GPs make on average 190k a year, while in the UK I think they make about half that. 50-80k GBP.

      You start putting all this together, and you end up with these results, without any reference to whether universally tax funded health care is a more efficient delivery system. In no way does the creation of that system address the above issues directly, though it can via cost and the difficulty of raising taxes, force people to make these decisions.

      And back in the 1950s before the creation of our health welfare state, we didn't have people dying in the street. So why do you expect it would occur now?

    202. Re:rather have money by Anonymous Coward · · Score: 0

      Sexist pig. Not all women have babies you know. Those of us that don't are no more expensive than you.

    203. Re:rather have money by aztracker1 · · Score: 1

      I would not be opposed to a socialized health care program that stands a chance in hell of working... what we got here was something to sate the insurance companies, more than the citizens, at a higher cost, with so many exceptions it wasn't worth doing in the first place.

      I'd rather they take the money from VA benefits, medicare, medicate, and deferments to state programs, and fund an NPO insurance company to cover the same people, that any person/business can use as a baseline options... and act as a point where other insurance companies can compete. Of course, you'd have to have a provision that the congress-critters, federal employees and their families have to use this option in order for it to work.

      I also wouldn't mind if they made it a requirement for anyone doing work for a company that puts in more than 16 hours a week (include part timers) to provide insurance, and for unemployment benefits to be expanded to include coverage for cobra policies (cobra being extended coverage after employment ends). That would cover the vast majority of the population not already covered by other means. Of course, I'd also make open billing from medical establishments a priority. Meaning medical institutions must provide average, high and low charges/fees for a given procedure.

      The above is totally against my Libertarian nature, but the pragmatist inside me sees all the waste our current systems have, and would simply prefer something better first.

      --
      Michael J. Ryan - tracker1.info
    204. Re:rather have money by gordo3000 · · Score: 1

      you sure you're measuring properly? Most cradle-to-grave countries are significantly higehr than the US.

      And in the US, there is no state where you can get to 50% average tax rate. You have to have a very unique situation to get to a 50% marginal tax rate (in fact, I'm not sure it can mathematically occur, the highest marginal federal is 40%, rounded, and at that point, there are no social security contributions but you have 1.5% medicare, state taxes are deductible and at that income level would outweight your standard deduction and so be taken). You won't hit the 41.1% level until nearly 400k (married, joint return).

      If you are single and earning 1 mio a year, and assuming your state taxes are deducted, you end up paying about 38%. Now given that deductions scale back from a particular level, I think this would end up going to closer to 41%. France is quite a bit higher, reaching marginal bands in excess of this for much less income.

    205. Re:rather have money by Anonymous Coward · · Score: 0

      At my best, I'd buy a case of Dr Pepper to set next to my desk, and having anything else involved bartering with coworkers.

      And by "bartering with coworkers", you probably mean "stealing a soda from their stockpile, and them stealing an occaisional Dr Pepper from my hoard".

      Even if you don't realize it, that's how this will work out.

    206. Re:rather have money by lgw · · Score: 1

      No charity could ever come close to funding the needs of what you claim are poor people. Try

      Depends on your definition of charity. I see Social Security as a charity, and Medicare as 90% charity. People must over their lifetime pay in on average about what the average person costs in a lifetime, it's just a matter of how you organize it.

      I strongly prefer to organize things where everyone pays for their own insurance as they go - then, separately, the bottom 10% or so get subsidized, not because they deserve it but because we are generous.

      I want adults to be free to make resource allocation choices in their life, to get more of what they care more about in return for less of what they care less about. It's one of the most fundamental freedoms, and single payer removes that freedom, forcing everyone into the same level of care.

      If what you mean instead is that you are ok with people dying in the street to save yourself a couple tax dollars then just say that.

      Normally I'd be perfectly happy with that plan, but, sadly, diseases are contagious, so I must reject it out of hand.

      --
      Socialism: a lie told by totalitarians and believed by fools.
    207. Re:rather have money by Firethorn · · Score: 1

      They cannot get coverage for less money than they make in a year.

      That's what I was talking about with "the system as set up now would be unsuitable"

      I understand that there would need to be heavy reforms in the way we do insurance, but I believe that it would be beneficial in the long run.

      --
      I don't read AC A human right
    208. Re:rather have money by lgw · · Score: 1

      Yes: the $1000 deductible plan was a scam, a tax on people bad at math, or so bad at savings they couldn't handle an unexpected $5000 expense (everyone offed this choice was a salaried professional). Sad, really.

      --
      Socialism: a lie told by totalitarians and believed by fools.
    209. Re:rather have money by Firethorn · · Score: 1

      Oh yeah, and your turning down jobs because of healthcare premium increase being more than the increase in salary is an example of being locked into your current job, which is a bad thing.

      Of course, in a market where you obtain your own healthcare you'd probably find that said businesses pay less anyways...

      --
      I don't read AC A human right
    210. Re:rather have money by pwizard2 · · Score: 1

      It only provides the best care if you have enough money to pay for it. No one gives a shit about you if you happen to be poor.

      Have you ever had to do without healthcare because you couldn't afford it? I've had to do so on more than one occasion. Most recently, I broke a bone in my hand and I didn't have insurance. I had to let it heal on its own and it took three months to do so. It still doesn't feel right. How in the fucking hell does that happen in the "best healthcare system in the world"?

      --
      "It is a denial of justice not to stretch out a helping hand to the fallen; that is the common right of humanity."
    211. Re:rather have money by Anonymous Coward · · Score: 0

      The argument goes that if the company gave you an equivalent amount of money to that which it is spending on the perks, you wouldn't be able to buy anywhere near as much as the company can. For one, any money they give you is taxed, so someone in a professional role will likely lose 1/3 or more of the amount immediately. Company provided also means ordering in bulk and likely in a recurring fashion by someone making far less (so the time spent ordering costs less.)

      The choice is between $100 and snacks is probably for the entire year.

    212. Re:rather have money by antdude · · Score: 1

      That's not a problem with most of /.ers like me. ;)

      --
      Ant(Dude) @ Quality Foraged Links (AQFL.net) & The Ant Farm (antfarm.ma.cx / antfarm.home.dhs.org).
    213. Re:rather have money by Firethorn · · Score: 1

      over time you may wind up hiring a bunch of health nuts of equal or greater skill and suddenly your perks work against you

      Then you start offering the perk of an in-house gym, and/or healthy drinks. Heck, your health insurance might cut the business a break for having cardio facilities on location.

      --
      I don't read AC A human right
    214. Re:rather have money by Anonymous Coward · · Score: 0

      "A simple we pay nothing until $X, then we pay everything" is exactly what you described as what should be illegal "Yearly and lifetime limits should be illegal". Maybe you meant we pay everything until $X then insurance covers the rest? That's supposed to be the general idea of insurance.

      Err, previewing my post, maybe you're referring to the insurance companies as "we"? It didn't sound that way the first time I read it. I'll still post incase some else is confused.

    215. Re:rather have money by Anonymous Coward · · Score: 0

      USA USA USA USA! err... ahem.
      sorry about that. I was raised in a indoctrinating country -- I was taught a pledge of allegiance from the age of 6 through 18 which we recite each morning in a sleepy haze. Sometimes clear though such as yours will trigger a reaction.

    216. Re:rather have money by lgw · · Score: 1

      So there was a time in your life when you needed charity? Happens to most of us. Sorry there wasn't a family member, church, or other charity there for you. We should be better at charity - which has nothing at all to do with the quality of health care available in the US.

      Billing and cost-transfer is a huge problem with the US system, and one that we oddly don't have anywhere where people directly pay for the services they consume. Funny how that works.

      --
      Socialism: a lie told by totalitarians and believed by fools.
    217. Re:rather have money by pwizard2 · · Score: 1

      You're missing the point. If I lived in Canada or practically any European country, I could have gone to any state-sponsored hospital in my time of need and gotten treatment whether I had money or not. This is what taxes are supposed to pay for.

      --
      "It is a denial of justice not to stretch out a helping hand to the fallen; that is the common right of humanity."
    218. Re:rather have money by Anonymous Coward · · Score: 0

      "Claim expenses". aka people we employ to get between you and your money.

      While I understand it is a necessary expense for verifying and managing fraudulent claims, 40% of the revenue going to claim expenses, service and admin fees seems a bit HIGH.

    219. Re:rather have money by I'm+New+Around+Here · · Score: 1

      Besides that, there are special circumstances where you should really hope that the insurance companies do make a decent profit. So they can build up a sizable nest egg for when a disaster strikes. Too many people get shafted when insurance companies don't have the cash reserves to cover expenses after large disasters. But the companies are accused of being selfish and greedy if they have the funds to cover the disasters that are expected.

      --
      If you think I voted for Trump because of this post, you're wrong. I voted for Dr. Jill Stein of the Green Party. Again.
    220. Re:rather have money by drinkypoo · · Score: 1

      Then you start offering the perk of an in-house gym, and/or healthy drinks. Heck, your health insurance might cut the business a break for having cardio facilities on location.

      But your facilities insurance will want more money because you can have exercise-related injuries :)

      --
      "You're right," Fisheye says. "I should have set it on 'whip' or 'chop.'"
    221. Re:rather have money by clodney · · Score: 1

      Honestly I would be fine with a simple we pay nothing until $X, then we pay everything. Somehow that does not seem to be available at all.

      That seems completely backwards - you are pushing all of the routine care onto the insurer, and have no coverage at all for the catastrophic events. I would much rather have a typical HDHP - pays basically nothing until $X out of pocket, with that cost blunted by an HSA, and then it pays for everything.

    222. Re:rather have money by phantomfive · · Score: 1

      and be without the air condition

      Oh man, if I can crack the window open, it'd be heaven.

      --
      "First they came for the slanderers and i said nothing."
    223. Re:rather have money by phantomfive · · Score: 1

      Nah, there are both kinds of companies:

      Those that don't have benefits because they are ripping you off,
      those that provide entertainment at work because they are hoping you will get distracted from how little you're paid.

      --
      "First they came for the slanderers and i said nothing."
    224. Re:rather have money by Anonymous Coward · · Score: 0

      Typical tactic. When you can't win the real argument, change the terms.

      The original argument was about "car insurance" covering oil changes. You changed that to the "car warranty" on new vehicles.

      Does your warranty cover your vehicle if someone side swipes it on the highway, or if a deer stops in the road in front of you?

      No, that is what insurance covers. Stop being a fuckhead by changing the terms of the arguments.

    225. Re:rather have money by mcrbids · · Score: 1

      Paid Claims $21,523
      Claim Expenses $5,240
      Service & Admin Fees $8,026

      Now, that's just sad. it cost them about $0.62 to dispense each $1 in claims.

      Anybody who tells you that private insurance is "more efficient" is just looney. Medicare overhead ranges from 1% to 6% depending on what you call "overhead".

      --
      I have no problem with your religion until you decide it's reason to deprive others of the truth.
    226. Re:rather have money by jrumney · · Score: 1

      Your employer stopping feeding your obesity problem is a morale problem now?

    227. Re:rather have money by ttucker · · Score: 1

      Also when you really need care, you cannot shop around. When due to an electrolyte imbalance I was unable to clearly communicate I was taken by emergency personal to a hospital and since I was unable to give consent and clearly in distress they performed tests to find the cause.

      Even if all the prices and options were listed in front of me at that time I could never have competently considered them nor communicated that fact clearly. If I had not had insurance I would have been unable to pay. At the time I was a poor college student and this single event would have cost more than my income for several years at that time in my life.

      Excellent points describing why, at least emergency medical care, is not a commodity market. Lacking the ability to simply go to another hospital, coupled with absolute need for care, creates a situation where the hospital has total and absolute leverage over the individual consumer. Left to a totally free market, the individual is essentially helpless. This is part of the reason why it is so terrifying to have no insurance, I think.

    228. Re:rather have money by jrumney · · Score: 1

      This is the NZ immigration dept trying to avoid a situation where a child born in NZ becomes stateless, clearly demonstrating that the new laws surrounding citizenship are in conflict with the International Convention on Rights of the Child. In reality it has nothing to do with the claim that people are dying on waiting lists for essential surgery.

    229. Re:rather have money by Anonymous Coward · · Score: 0

      That's because they push all the work onto the doctor's office. Which is why doctors hate medicare. They get low pay for their work, and they have to fight tooth and nail for it. That means higher prices to their other patients and no raises for office staff.

      But, hey, who cares, right? Medicare only has 1% overhead and 0 profit. All insurance companies should match that.

    230. Re:rather have money by KingMotley · · Score: 1

      That probably also includes the lawyers for when a policy holder gets sued by either another insurance company, or an individual. Also, claim expenses, since apparently you can't do math accounts for 15.778% (5240/33210) of revenue (from claims), not 40%.

      In any case, they didn't make money on the claims themselves as was stated. If you think that they have too much overhead, that may be a valid argument. Perhaps they could lay off some of their employees to lower it, close down some offices, etc. However, the ease in which I can get a hold of my agent, and the way claims are handled, is exactly why I personally use them. The last thing I want to do when I have a claim to file is to deal with paperwork, and runarounds delaying getting my stuff fixed/repaired and getting back to my life again. You, may choose another company who has less overhead, but more headaches when you have to deal with them for a reduced price. The choice is of course up to you.

      I merely picked out one example of one insurance company (in this case, the numbers I gave was for the auto division of state farm), but the claim that they make a ton of profit is pure garbage.

    231. Re:rather have money by Anonymous Coward · · Score: 1

      It would be OK for individuals to cover their own insurance... if individuals were allowed to band together to form a co-op so that they could have the leverage of numbers to negotiate lower rates from the insurance companies, like businesses can. But the laws don't allow that. In fact they prohibit it. Why? Oh yeah, the new plan championed by Obama will finally allow that. Guess that's why the health insurance shills are slagging the new system. They don't like the idea that individuals can band together to give themselves some leverage against scum bags who let people die to maintain their profit profit margin (that would be the insurance companies).

    232. Re:rather have money by philip.paradis · · Score: 1

      I'm willing to bet the number of women who give birth greatly exceeds the number of men who give birth, and given the fact that the world's population continues to grow, a phenomenal number of babies are being created every day. Why are you angry about this?

      --
      Write failed: Broken pipe
    233. Re:rather have money by Anonymous Coward · · Score: 0

      The problem with that analogy is that if you fail to get your oil changed, and the car goes kaput due to never changing your oil, your car insurer will likely laugh in your face. As I understand it, they are not required to pay out in that situation, so they won't. There is no benefit to them paying for your oil change.

      Meanwhile, if you forgo yearly physicals, and you find yourself with a crippling illness that could have been caught earlier and dealt with cheaper, again as I understand it, they cannot say no to it. So in this instance, it does benefit the insurer to pay for "routine" stuff.

    234. Re:rather have money by I'm+New+Around+Here · · Score: 1

      I've been drinking diet soda for a couple years now. I lost about 40 pounds.

      It still tastes like shit.

      I'd give it up, but it has caffeine. Nothing else quite replaces it for me. Drinking a 16.9oz bottle of water makes me have to piss about 16.9oz about 20 minutes later. And I'm still thirsty.

      --
      If you think I voted for Trump because of this post, you're wrong. I voted for Dr. Jill Stein of the Green Party. Again.
    235. Re:rather have money by Kalriath · · Score: 1

      Sounds like the procedure they're referring to is a transplant, the sort of thing that's also dependent on a seriously scarce resource (donors).

      --
      For a site about things like basic rights, Slashdot users sure do like to censor "dissent".
    236. Re:rather have money by Anonymous Coward · · Score: 0

      I argue against it in the US because the US Government CANNOT be trusted to do it fairly and correctly ... Look at the medical that our veterans get ... the VA is a giant clusterfuck of poor coverage, bad doctors, outdated methods and procedures, unrealistic wait times, and massive bureaucracies.

      This is a pretty good prototype of what we can expect from government healthcare.

    237. Re:rather have money by SerpentMage · · Score: 1

      Oh this is just the biggest pile of crap.

      Here in Switzerland they did a study to see who costs more. IE is there a pattern so that costs can be cut in health care. The answer, there is no pattern. Sure if you are overweight you are going to have problems [x,y,z], but if you are thin you are going to have problems [a,b,c] and if you are athletic you will have problems [d,e,f]. Thus there is no correlation whatsoever. The problem with healthcare is that it pops up like a bad nightmare. One day all is good, and the next day WHAMO! Then you get into problems and you will not have enough money.

      The reason why employers and society needs to pay for health insurance is because if you don't you have a worse off society. Need I point out who lives longer and lives better? Switzerland or USA? HMMM, let me think about that shall I? For here we have 100% private healthcare, but everybody has to pay and our system does work (pretty close to Obamacare). Sure there are issues here and there, but people overall are healthy and life longer.

      --

      "You can't make a race horse of a pig"
      "No," said Samuel, "but you can make very fast pig"
    238. Re:rather have money by Anonymous Coward · · Score: 0

      I too live in Canada.

      Broke my 5th metacarpal playing soccer. X-rays and cast in under 2 hours.

      My father had a heart attack. Instantly seen by a doctor and assisted. Surgery was same-day. A neighbours father had a heart defect; Every operation has been covered so far (6).
      My mother had cancer. All of her treatments were covered: chemo, Rx, home-nursing and palliative care (sadly).

      Anyone in the world that thinks that Canada has long waiting lines listens to their local politicians WAY TOO MUCH. The math is quite simple really and it is truly sad when a nation prioritizes killing people on foreign soil and militarizing over helping its own citizens. It may sound like "Commie-Talk" but why be bitter about something that helps EVERYONE? Unless you make $500,000 a year and have no outstanding debts can any of us really afford to go without covered health benefits?

      How much would my parents have had to pay out of pocket for the conditions listed above? Rough estimates anyone? If its more than $100,000 then bankruptcy would have been taken and they would have died long before their time.

    239. Re:rather have money by Firethorn · · Score: 1

      Plenty of gyms out there that should be able to settle the liability concerns for not much money.

      It'd be a balance, I know. I'm willing to bet that the healthcare savings would exceed the facility insurance for a non-extreme gym.

      --
      I don't read AC A human right
    240. Re:rather have money by rachit · · Score: 1

      I'd rather have a larger paycheck.

      Do you know how little it costs to fully stock candy / snacks / soda? In my previous company, I volunteered to make sure that the kitchen in our startup was fully stocked and I basically ordered anything that people wanted that was available through Costco business delivery (never had to say no to anyone). It costed less than 500 dollars a month for 15 people. That is virtually nothing compared to salary and office rent, especially when you take into account taxes -- the fact that paying a salary is taxed while spending the money on stuff is deducted.

      Yeah, full meals would be more expensive, but not supplying free premium drinks and snacks is just cutting costs in the wrong places.

    241. Re:rather have money by Anonymous Coward · · Score: 0

      Or someone who appreciates flexible work hours. I'd much rather work noon-8pm than 9a-5pm.

    242. Re:rather have money by Chryana · · Score: 1

      As another poster said, a link to back that kind of assertion would be appreciated, along with an explanation of how a private healthcare system is supposed to speed up the process of finding a compatible donor for an organ transplant. But then, the post I was replying to said nothing of the sort, so I will not go on a limb and risk making a straw man of that person's position.

    243. Re:rather have money by int19 · · Score: 1

      and the groceries at the company store (not quite, but we are getting there)

      Many people HAVE been there, and it didn't work out well for them:

      Along with the company houses came the company store — one in each community, stocked with everything that the miner or his family would ever need. These were quality goods, but they came with a high price; everything could be charged on credit against the miner's pay envelope, and few families escaped being in perpetual economic bondage. Over time, company stores in Nova Scotia's coal-mining towns became symbols of corporate oppression and in times of labour unrest were the objects of looting and violence.

    244. Re:rather have money by Kalriath · · Score: 1

      I'm confused - it appears you're disagreeing with my post, which actually agreed with your post but added a qualifier to a specific circumstance in which they would be right - one which is far outside the control of the healthcare system anyway.

      People simply do not die waiting for elective surgeries or emergency procedures - transplants are the only way I could think of where a person would die waiting for the operation.

      For what it's worth, I live in the purview of the New Zealand healthcare system - one which has a target of 6 months for elective surgeries.

      --
      For a site about things like basic rights, Slashdot users sure do like to censor "dissent".
    245. Re:rather have money by GodInHell · · Score: 1

      Somehow I don't think the trade off is perks or 15,000 dollars.

    246. Re:rather have money by Chryana · · Score: 1

      Sorry, I misunderstood you post because I did not read it in the context of the OP. I thought you meant to say to proponents of private healthcare argued that somehow organ transplants would have been faster under "their" system. Now I see you simply stated in which circumstances someone could die waiting for surgery under "our" system. Again, my apologies.

    247. Re:rather have money by Anonymous Coward · · Score: 0

      It really depends. If my only source of soda and beef jerky is overpriced, as are most vending machines, then I'll just bring a hot plate and a tea kettle with me. I doubt many execs would like the idea of a developer brewing tea in the middle of the office, going to need lots of it to make up for the loss of caffeinated beverages.

    248. Re:rather have money by Anonymous Coward · · Score: 0

      I'm ok with certain people dying 1 month earlier than they might otherwise die if provided $500,000 of medical care to extend their terminal illness to spend one additional month in the hospital if there is absolutely 0% chance of recovery. If there is 0.1% chance or maybe even .01% chance then we can talk.

    249. Re:rather have money by Anonymous Coward · · Score: 0

      Soda should be considered an occasional treat, not a daily staple. I've known developers who happily go through a litre or more per day - essentially a poisonous level of glucose, combined with sedentary lifestyles and shitty diets. The stereotypes about gross nerds exists for a reason.

    250. Re:rather have money by Anonymous Coward · · Score: 0

      "which is more of a wish than a reality" Yes of course, the States doesn't really pay the most for the worst health service of any country. It's commy pinko left-wing propaganda.

      Just to prove I'm on your side, I'll give the rallying cry, "Fuck the poor!"

    251. Re:rather have money by Maxo-Texas · · Score: 1

      They also collect a million dollars based on an actuarial expectation of paying out $850,000.

      And then they spend $50,000 of that to reinsure outlays over a million dollars.

      --
      She was like chocolate when she drank... semi-sweet at first and then increasingly bitter.
    252. Re:rather have money by Anonymous Coward · · Score: 0

      Imagine if the US gets single payer healthcare. Startups won't be for just the 20-somethings anymore.

      Speaking as someone who does live in a country with universal healthcare (basically all industrialized nations other than the US), I hope this never happens because it would be detrimental to us.

      A strong social safety net and universal healthcare contribute to entrepeneurship for people way up in their 50s. I know several people in my immediate circle of aquaintances who have recently either started or joined small 10 person startups. They are all 45+

      Thankfully, people in the US are so ingrained against social anything and violently anti-union so the competitive advantage you'd get will never be realized. Your loss is our gain.

    253. Re:rather have money by martin-boundary · · Score: 1
      Forget about the cost to the company, the cost to the employee of getting an extra $30 instead of free soda is a substantial lowering of their standard of living. It's not like you can just get up 10 times a day from your work desk when you feel like it, and drive all the way to the convenience store to spend your extra $30 on drinks. So those extra $30 are pretty much nonexistent, as you can't spend them when you want to, and you can't get drinks during the day. You could spend them after work, but $30 isn't a lot and anyway lots of shops will be closed by then.

      Much better to have a freshly stocked fridge right in the office.

    254. Re:rather have money by Xest · · Score: 1

      If free sodas and not having free sodas is the difference between a measurable impact in morale at your company then you have bigger problems.

    255. Re:rather have money by Anonymous Coward · · Score: 0

      I do not live in the US and can not comprehend what that 1000 USD should be spent on. Health insurance in the US can (and is, via Obama) learn a lot from EU and other countries.

    256. Re:rather have money by Anonymous Coward · · Score: 1

      To fully sum it up the statement should include."and if I fuck you harder I'll get more."

    257. Re:rather have money by Anonymous Coward · · Score: 0

      Cause you live in the US silly.

    258. Re:rather have money by Anonymous Coward · · Score: 0

      So is smoking and being fat. I still can't fathom how we pay for our health insurance based on the behavior of crowds. I cost significantly less for my provider on an actuarial basis. I don't have female medical requirements, I'm 23 on the BMI, non-smoker, no drugs, no family history of serious medical issues. Yet I pay the same $60 from my paycheck every two weeks (along with a much bigger contribution from my employer) as does the fat, smoker, hypertensive women trying to have a kid with so many issues, it's a wonder she gets any work done. You don't pay the same rate for car insurance if you are such a bad driver that you get in an accident every 4 weeks.

    259. Re:rather have money by squizzar · · Score: 1

      I'll take dying waiting over dying due to not being able to afford them thanks.

      There's no rule against private healthcare over here by the way - you want something better then you can pay for it, no-one's going to stop you.

    260. Re:rather have money by squizzar · · Score: 1

      So you're arguing that society should provide medical care to those who can't afford it? I think I know of a way of implementing that...

    261. Re:rather have money by XcepticZP · · Score: 1

      Lol... Yay, a statist finally figures it out. The services you _want_ to get from taxes, and the services you _get_ from taxes are wildly different. The fact that you, or possibly even the majority want it, means diddly to the government behemoth. And with no other government you can feasibly choose as an alternative, you're stuck with it. That's democracy and "freedom" for you, friend.

      In reality, your taxes are paying for a slew of things that most wouldn't even consider "paying" for directly, if given the choice. Just look at all the frivolous wars, handouts, subsidies, kick backs, whatever bad government spending you can think of. Any sane person would complain over a lot of these things if it was billed directly in their tax form with a proper description. "Subsidy X", "Subsidy Y", "War Tax", "AA Handouts", "DHA", etc.

    262. Re:rather have money by pne · · Score: 1

      Near ten years as a software developer with no major medical bills (crossing fingers it continues). Don't remember the exact amount it saves me each paycheck but I think by this point I've covered the high deductible.

      That depends on what you did with the money you saved.

      Did you put it in the bank (or under your mattress) so that you'll be able to pay the deductible in the unfortunate event you would need it?

      Or did you spend it?

      --
      Esli epei etot cumprenan, shris soa Sfaha.
    263. Re:rather have money by Drethon · · Score: 1

      Saved it. I try to keep all of my expenses to a small portion of my income and save the rest. The most expensive item in my house is my computer which I pieced together for ~500 a few years ago.

    264. Re:rather have money by Drethon · · Score: 1

      Cut which out, being healthy? I think insurance is based more on how often I go to the doctor than how much I pay the insurance companies. If you do have proof that my spending more on insurance will help other out, please let me know.

    265. Re:rather have money by Nutria · · Score: 1

      So they were lying when they said they were "stretched in most areas of the country"?

      My cousin, when a newly-minted psychiatrist, worked for NZ on a 6 month contract and so has intimate, first-hand knowledge of NZ's health care problems: every sector has shortages.

      Doctors and nurses don't want to permanently work there because the salaries are so low. Thus, they need to spend more money on foreign contract workers.

      --
      "I don't know, therefore Aliens" Wafflebox1
    266. Re:rather have money by Anonymous Coward · · Score: 0

      Actually that's not true (For family practice visits). Most visits only end up bringing in about $60-100 to the family practice office via insurance. Insurance companies pretty much are willing to pay what Medicare is willing to pay. The difference is that if you decide you want to pay for it, then it will be $200-300 because you don't have insurance (and they have to deal with collections and the normalcy of people not paying).

    267. Re:rather have money by L4t3r4lu5 · · Score: 1

      For a sample size of one, any theory is demonstrably true. When did you last statistics?

      --
      Finally had enough. Come see us over at https://soylentnews.org/
    268. Re:rather have money by thomasw_lrd · · Score: 1

      They owe you health insurance since it lowers their taxes. If the govt would remove those subsidies from employers, then the insurance companies would be forced to peddle their wares like car insurance companies. This may or may not be a good thing in the end, but trying something and failing is better than not trying anything at all.

    269. Re:rather have money by internerdj · · Score: 1

      That sounds like our plans except A is almost $200 biweekly. B was slightly cheaper but the company also kicked in the first $500 of your HSA if you chose A. Last year we had a low deductible plan at around $150 biweekly.

    270. Re:rather have money by Shadowmist · · Score: 1

      I loved Japan because they got it right healthcare-wise for 98% of the country. If you work, you have coverage that is always 80/20. So you have to work, and you are always covered, but you are also always paying something. They then regulate the cost of almost all medical services so that the 20% is never truly excessive. I had surgery on my mouth (no general anesthesia) and it cost me 5000 JPY (surgery took about 20 minutes I think). Not enough to keep me from doing it, but enough such that I was willing to explore other, simpler treatments first before we went down the more risky rabbit hole. If you weren't working, you could buy into the national plan for a very reasonable amount. The best part was because surgery wasn't a bonanza of pay for hte doctor relative to less invasive treatments, doctors actually were more respectful of the commitment complex surgery takes and did their upmost to explore other treatments first.

      Japan also is a country where the employers don't view employees as disposable tools to be jettisoned as the first measure in cutting costs. Japanese companies take a major interest in both the health, morale, and especially, the dignity of their workers. And they respond in kind. The health service in Japan is designed around care and efficiency. The health system in the United States, including the sorry compromise ridden mess that we had to settle for in Obamacare is focused mainly on paying as many middle parties that can get their hands in the till.

    271. Re:rather have money by nanoflower · · Score: 1

      Agreed. You can do your best to stay healthy and end up getting in an accident through no fault of your own which can add up to tens of thousands in hospital expenses depending on how serious the accident. Or you can be like me and get a kidney stone and end up spending a few thousand getting it taken care (all paid for by my insurance.) No matter how young and healthy you are you can end up needing that insurance. Also as you get older the chances that you need will increase so those high deductables will look even less inviting as you get married and head into your 30s/40s/50s.

    272. Re:rather have money by h4rr4r · · Score: 1

      What an idiot.

      The point was simply that it is in the insurance companies best interest to cover regular DRs visits. It reduces their costs, not increases them.

    273. Re:rather have money by BonThomme · · Score: 1

      " I'm not a member of the entitlement generation."

      you certainly seem entitled to your indignation.

    274. Re:rather have money by BonThomme · · Score: 1

      "you're not very good with money"

      most people who are 'good with money' purchase appropriate insurance to manage risk

    275. Re:rather have money by BonThomme · · Score: 1

      "Once he hit the deductible he was covered 100%"

      I don't know of any plan that covers you 100% after you hit the deductible. The deductible is just the first gate.

    276. Re:rather have money by BonThomme · · Score: 1

      it is heaven. once had an office on a hill that would get the ocean breezes. nothing like having that blow through the office. now that's a perq.

    277. Re:rather have money by gameboyhippo · · Score: 2

      Your wage is multiple times the national average and you struggle with having a high deductible? Insurance is for the big stuff like cancer, it's not for the little stuff like a runny nose. I think there is a disconnect here.

    278. Re:rather have money by Anonymous Coward · · Score: 0

      lol

      You're counting the checks they cut themselves in the form of salaries+bonuses in the underwriting loss. By those figures they took in 11 BILLION dollars more than they paid out in claims. All those other costs fail to cut against his point at all.

    279. Re:rather have money by lgw · · Score: 1

      No, you're missing the larger point - that was a time in your life when you needed charity. If you had a totally separate state charity, which you could have gone to for money to pay health insurance premiums, you would had had health insurance to cover your hand.

      Bundling "charity" and "health care" is a poor choice (among ways to organize society) that comes from not making a better choice elsewhere.

      I'd argue that the-state-as-charity is a morally bad choice (for reasons that would take a long time to explain) that we choose because we prefer charity to be impersonal.

      --
      Socialism: a lie told by totalitarians and believed by fools.
    280. Re:rather have money by cthulhu11 · · Score: 1

      Agreed, I really don't use all that much Arm & Hammer anyway.

    281. Re:rather have money by Anonymous Coward · · Score: 0

      Don't have vision insurance? Stick a couple hundred in the FSA so it doesn't get taxed, and use it to pay for an annual appointment. Dental insurance only covers preventative care? Stick a couple hundred in the FSA so it doesn't get taxed, and use it to pay for fillings or crowns.

    282. Re:rather have money by lgw · · Score: 1

      No, I'm arguing that's that oversimplifies the problem to a really poor conclusion. We get better outcomes if we separate charity and health care. This is not a complicated idea.

      --
      Socialism: a lie told by totalitarians and believed by fools.
    283. Re:rather have money by cthulhu11 · · Score: 1

      The FSA is a stupid joke of a health care policy - how can anyone accurately predict their out of pocket medical expenses for the following year?

      You don't have to accurately predict, you just need to pick a number that won't be higher than OOP expenses. The most one can divert into an FSA is $2500/year, which is easy for many people to use: co-pays, the 10-50% of each claim that insurance doesn't pay, etc. Remember that it can be used for dental and vision expenses for one's whole family - and most vision plans don't cover all that much.

      Fixed expenses like medicines can be predicted, but I just paid for expensive dental work mostly out of pocket with no way to deduct it because I didn't have the forsight [sic] to predict that a dental condition would exhaust my meager Dental Insurance annnual [sic] cap.

      You have no other medical/dental/vision expenses over the course of a year? Even diverting, say, $1000 to an FSA if one doesn't have many dental/vision/medical expenses saves a couple hundred bucks.

      Rather than an FSA where I have to lock up money in a bank account

      Who said anything about locking up money in a bank account? My current FSA funds fully up front. I guess maybe the rationale of the FSA game is to give a break to people who aren't in a position to itemize deductions.

      I'd like to see medical expenses be fully deductible without having to reach the 7.5% AGI limit. Why should Jane get to deduct her $1200 of predictable $100/month medications, but John can't deduct his $2000 of unexpected dental work? John probably needs the deduction more since his was an unplanned expense.

      On top of the standard deduction, for people without, say, mortgage interest that lets them itemize?

    284. Re:rather have money by cthulhu11 · · Score: 1

      And people don't die "regularly"

      Indeed, just the once I should think.

    285. Re:rather have money by cthulhu11 · · Score: 1

      Feh, I've never seen a company-supplied meal that was edible.

    286. Re:rather have money by dgatwood · · Score: 1

      That's true. However, given that an earlier part of the post indicated that he/she spent 85% of his/her waking time in the office, it is clear that flexible time is not what was meant. That's approximately a 95-hour workweek. Even if you interpret it as 85% of your waking life during the five days that most people work, that's still a 68-hour workweek. Neither one is healthy, even for short periods of time, much less on an ongoing basis. A 40-hour workweek is about 36 percent of your waking life, and for jobs that involve serious thinking, studies have shown that even that is well above the point of diminishing returns.

      --

      Check out my sci-fi/humor trilogy at PatriotsBooks.

    287. Re:rather have money by h4rr4r · · Score: 1

      I don't struggle with it one bit. That does not change the fact that it pisses me off and is totally unworkable for most of the employed people of this country.

      I am not only looking out for myself.

    288. Re:rather have money by david_thornley · · Score: 1

      Except that the discussion was on health care costs, and you're complaining about government-paid long-term housing and similar things. Do you know how much of that 40K extra taxes goes to health care, and how much to other programs you don't like?

      --
      "When you have eliminated the unacceptable, whatever is left, however improbable, must be the truthiness" - Holmes
    289. Re:rather have money by AvitarX · · Score: 1

      no, more the nagging issues that require actual care (e.g. shoulder that clicks and sends sharp pain when arm is elevated).

      --
      Wow, sent an e-mail as suggested when clicking on "use classic" banner, and got a fast response that addressed my msg
    290. Re:rather have money by david_thornley · · Score: 1

      If it happens often, it's bad management. If it happens once in a while, well, that's software development. Predictions aren't perfect, and even well-founded estimates can be wrong.

      --
      "When you have eliminated the unacceptable, whatever is left, however improbable, must be the truthiness" - Holmes
    291. Re:rather have money by SecurityGuy · · Score: 1

      I did. My dentist told me the soda, diet or not, was eroding the enamel on my teeth.

      But I'm not talking just soda, they had free nuts, cookies, etc, etc. Breakfast, lunch, and dinner was however much you cared to eat. I didn't go entirely nuts, but it was quite easy to grab a cup of trail mix, nuts, a cookie or two before most classes just to feed the munchie reflex.

      I'd just rather not be offered perqs that are bad for me. Sure, I can develop willpower (and have, the 20 and more is long gone), but doing harm to people in the guise of doing them good is bad, IMO.

    292. Re:rather have money by Firethorn · · Score: 1

      I don't know of any plan that covers you 100% after you hit the deductible.

      His did. It's one of the 'features' of High Deductible Insurance Plans. It might of been watered down since then, but back in the day that was the deal - $5k deductible, certain preventative procedures were paid before that deductible was hit, but after that it was covered 100%.

      What other 'gates' are you talking about?

      --
      I don't read AC A human right
    293. Re:rather have money by ttucker · · Score: 1

      Honestly I would be fine with a simple we pay nothing until $X, then we pay everything. Somehow that does not seem to be available at all.

      That seems completely backwards - you are pushing all of the routine care onto the insurer, and have no coverage at all for the catastrophic events. I would much rather have a typical HDHP - pays basically nothing until $X out of pocket, with that cost blunted by an HSA, and then it pays for everything.

      I think he is indicating the insurance company with the pronoun we, in which case he means they pay for no routine care.

    294. Re:rather have money by Anonymous Coward · · Score: 0

      You might need 250k. I just need to be in my home country of Canada. Whether I am 20 or 80.

    295. Re:rather have money by sjames · · Score: 1

      So where are those charities you imagine? Plenty of people in the U.S. can't afford heqlthcare and I don't see anyone stepping up.

      Meanwhile, since the U.S. spends double the money per capita as any country with socialized medicine for an inferior outcome, I agree, lets choose an efficient socialized medicine and cut our costs in half.

    296. Re:rather have money by sjames · · Score: 1

      If prevention is cheaper, then why don't catestrophic coverage policies offer free checkups for the same price? Wouldn't it be cheaper?

    297. Re:rather have money by Aaden42 · · Score: 1

      Not sure you can entirely judge the pay by the parking lot. I could afford to drive a nicer/newer car than I do. I choose not to because I like my cheap Yaris (thing sips gas, and it's a blast to drive!), and I'd rather drive it until the wheels fall off then get a new one rather than have a car payment forever and keep rolling it into a new car every couple of years.

      Some people prioritize a nice, new, hot car as something they really want. Others couldn't care less and spend their pay check on other hobbies/luxuries or (heaven forbid..) save the money instead of spend it on a car that'll be in scrap heap in 6 years.

      Personally I'd much rather drive a beater and spend the money on a nice house to live in & nice things to play with when I'm home than on a car I spend usually less than an hour a day in. Granted, if I had a long commute, I might reevaluate my priorities.

    298. Re:rather have money by Synerg1y · · Score: 1

      I completely agree, but I'll kindly refer you to my HR comment. You could do this, but 90% of the time it just doesn't get done for a million reasons. Changing w the winds requires strong communication and certain times of collaborative more open culture that just aren't present at 90% of organizations. So they choose to pay you instead.

    299. Re:rather have money by dwpro · · Score: 1

      This conversation has so many non sequiturs it might as well be a pick your own political adventure novel. I'm pretty sure what h4rr4r is getting at is that we don't let people die in the streets when they don't save correctly and don't have insurance, and so the rest of us end up paying for it one way or the other. Or maybe that's not what he meant, and I'm picking my own adventure as well. Regardless, the ideas you project "jealous, hate the rich, loser, poor with money" on those who you believe do not share your ideology makes me think you are a bit insecure about your self-centered world view, and feel the need to aggressively defend against any who would challenge it.

      --
      Millions long for immortality who do not know what to do with themselves on a rainy Sunday afternoon. -- Susan Ertz
    300. Re:rather have money by BigDaveyL · · Score: 1

      I would agree that it is in the insurer's best interest to encourage the routine stuff. There is additional car insurance that you can buy that covers the type of stuff I am refering too. However most people forgo it.

      However, the point is that healthcare is still governed by the same laws of economics. It will have to be rationed somehow. We happen to have a system where lines are short but care is expensive. At some point, people are going to have to take responsibility for their own personal health. You can lead a horse to water but you can't make him drink.

    301. Re:rather have money by BigDaveyL · · Score: 1

      Then why don't you set up the simple way of paying. No cash (or credit card or debit card or check), no service. For routine visits, this would be a fine thing and it's what my vet does for my cats.

    302. Re:rather have money by msi · · Score: 1

      Cancer, Heart Attack, Massive car crash, Attacked on the street ...

    303. Re:rather have money by laughingcoyote · · Score: 1

      At least in the US, you're way out of date. Lifetime limits became illegal in 2010, under the Affordable Care Act. Annual limits may currently be no less than $2 million, and will be outlawed entirely as of 2014.

      --
      To fight the war on terror, stop being afraid.
    304. Re:rather have money by ttucker · · Score: 1

      At least in the US, you're way out of date. Lifetime limits became illegal in 2010, under the Affordable Care Act. Annual limits may currently be no less than $2 million, and will be outlawed entirely as of 2014.

      I knew about the supposed, "Affordable Care Act", changes, but lets just say that I will believe that when I see it actually happen and continue to happen.

  2. It's definitely a sign by xevioso · · Score: 5, Insightful

    ...that something could be amiss. That said, quite often the perks come right back when the company does better.

    It's not just coders that like free perks...project managers, HR people, and the people who run the business like them as well.

    1. Re:It's definitely a sign by WaywardGeek · · Score: 1

      The poster has a point. For example, when I was at Hewlett Packard in 1989, the CEO eliminated free donuts on Friday. They ware REALLY good donuts. Sam's donuts are unbelievable. Now, that had nothing to do with the freaking earthquake that scared the heck out of the guy in the cube across from me. Apparently he had a phobia, so he crawled under his desk during the '89 quake, which unfortunately was floored in linoleum that covered the split between the left and right concrete pads poured to make the building. The flooring tore up between his legs while the ground shook, and he was not at all happy.

      After the lack of awesome free donuts came the depressing "please find a job elsewhere in HP" crap. Our Spectrum CPUs rocked, but they didn't sell. That's when I found a startup with free coffee and bagels. QuickLogic was the greatest place to work ever in the early days. We even had free beer on Fridays. One day we all had to have badges, and even though we all knew each other, we couldn't let our friends walk around without them. To give QuickLogic credit, they never gave up on free coffee, bagels now and then, and beer on Fridays, so long as some of us would instigate it. A really ugly divorce explains more of my motivation to move to Synplicity. I personally took on the task of making sure everyone who wanted a free beer after 5pm on Friday had one. It was once again awesome. However, we suffered from record growth, and a fantastic CEO was brought in to help us go public. He shut down the free beer, but he upped the anti with free bagels and even a Ping-Pong table. Still, at some point, we were too big. Someone was stealing computers after hours, so cameras were installed inside. We were feeling watched all the time.

      That's when I jumped ship and stated my own company. As a perk, I bought every new employee the latest computer games on the company's dime. We had free coffee as well, though at the time, no decent donuts or bagels were within easy driving distance of Chapel Hill. I also ditched the traditional desktops and only bought laptops that employees could take home. I encouraged them to play games in off hours and even do consulting if it came along, using our hardware and the compilers we paid for. Early on, we had a foam rubber basket ball hoop inside, and would play "chair basketball". Yeah... it was awesome.

      My wife, the CEO, became pregnant with our second child, and called it quits, at least as far as working at any company where I was involved. The new CEO liked basketball over lunch, which was awesome, but he switched to super cheap coffee and sodas, and eliminated free computer games. We did OK under him until we were bought out a couple years ago by a new company. The new company has individual espresso packages for a special espresso machine! People bring in home made all kinds of stuff. The best perk, for me, is they let me work almost exclusively on new stuff. They also allow a fair amount of telecommuting. I complained about my 3-year old crappy cheap HP laptop, and they gave me my new top of the line 14" Core-I7 8G RAM, 250G SSD super-crappy Lenovo PoS ThinkPad Carbon X1 Touch ultrabook. Don't ever think about buying this piece of sh-t! It's pretty, but doesn't work! However, it's the thought that counts.

      I can't complain about my current salary, either, but perks work. There's a really funny Dilbert today about using gamification to motivate employees rather than pay. The point was that only stupid gits would work for less pay just to get intangible perks and benefits. However, smart companies have done exactly this for years. It certainly worked for me. Free donuts forever!

      --
      Celebrate failure, and then learn from it - Nolan Bushnell
  3. Short answer by Anonymous Coward · · Score: 0

    YES

  4. it's all bullshit by Anonymous Coward · · Score: 0

    Just pay more than your competition

  5. Free trip to the hospital, more like by Anonymous Coward · · Score: 0, Insightful

    Free soda, candy = free diabetes
    Free caffeine = free hypertension & stomach disorders

    Screw that garbage; give me sane work life balance. Burning the midnight oil coding is fun; I was young once too. After a while, though, your body just won't take as much abuse as it used to.

    1. Re:Free trip to the hospital, more like by hedwards · · Score: 2

      That's more or less my thought. This is one of the few industries where the boss is expected to directly provide the snacks during the day.

      As much as I am in favor of the employer taking care of the employees, that isn't what's going on here. And as you mention, in the long run it tends to exact a toll on the body. If the industry wants better work, it might make more sense to provide things that improve the work life balance and make it easier to stay for the long term.

    2. Re:Free trip to the hospital, more like by Deltaspectre · · Score: 1

      Then why not offer healthy snacks? I certainly wouldn't say no.

      --
      My UID is prime... is yours?
    3. Re:Free trip to the hospital, more like by tompaulco · · Score: 1

      Then why not offer healthy snacks? I certainly wouldn't say no.

      My company has started putting fruit out a couple of times a week. I definitely partake and it pretty much all gets eaten.

      --
      If you are not allowed to question your government then the government has answered your question.
    4. Re:Free trip to the hospital, more like by HeckRuler · · Score: 1

      I'd be all over a bowl of fresh fruit. But maintaining something like that has to fall to someone. And that's like, half-an-hour a day of actual work by an actual employee to go buy things, bring them back, and set them out that they actually have to pay for rather than dumping $500 on a crate of high-preservative junk food once a year.

    5. Re:Free trip to the hospital, more like by Anonymous Coward · · Score: 0

      My employer offers fruit a couple times a month, which is nice. I wouldn't mind raw veg platters a few times a week in the dev break area. I'd make a point of stopping by and grabbing a big handful. Raw veg I don't have to chop myself is a luxury! Our execs are health conscious, one's a marathon runner, another was formerly nationally ranked in tennis, so we'll never see free soft drinks or chips. Not being 20, I don't see this as a bad thing. We have a couple flavors of free coffee via a pod espresso machine and tea, but since those are our only choices, dare I say that I wish there were at least a few flavors of tea to choose from?

  6. No perks not always bad by Anonymous Coward · · Score: 1

    I used to work for a well-known company that had no perks except a very modest employee discount and was laser-focused on controlling costs. I used to joke that they probably had a profit target for the vending machines. Guess what? I didn't give a shit because business was great, therefore stock was going up and that provided me with a nice 50% income boost every year.

    1. Re:No perks not always bad by JDG1980 · · Score: 1

      I used to work for a well-known company that had no perks except a very modest employee discount and was laser-focused on controlling costs. I used to joke that they probably had a profit target for the vending machines. Guess what? I didn't give a shit because business was great, therefore stock was going up and that provided me with a nice 50% income boost every year.

      How would you have felt if you didn't have the stock options? Many employees hired later on may not have.

    2. Re:No perks not always bad by hedwards · · Score: 4, Insightful

      Options are a poor way of compensating employees. Just ask all the MS employees whose options are effectively worthless because the strike price is inappropriate for what the stock price will ever be. A better strategy would be to just do proper profit sharing or give them actual shares in the company.

    3. Re:No perks not always bad by mwvdlee · · Score: 0

      Facebook options weren't worthless.
      Why else did it cause legal battles when they were watered down by the company?
      </sarcasm>

      --
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    4. Re:No perks not always bad by mjwalshe · · Score: 1

      ask most UK employees with a share save and they would not agree with you I have options at 4 share price now is 7.63 any one with a share sahve coming otu this year is quids in given the FTSE 100 is at an all time high

    5. Re:No perks not always bad by Anonymous Coward · · Score: 0

      Just ask all the MS employees whose options are effectively worthless because the strike price is inappropriate for what the stock price will ever be.

      Maybe if they did a better job, they would be worth something.

    6. Re:No perks not always bad by excitedidiot · · Score: 1

      Amazon? I've heard the employee discount is 10% and capped at $100.00 per year. I don't think that can even be called a perk.

    7. Re:No perks not always bad by Anonymous Coward · · Score: 0

      Yes, this is true. And if you work in states with sales tax, it's basically just an offset for that tax.

    8. Re:No perks not always bad by Anonymous Coward · · Score: 0

      You also have a hard time getting a loan based on that income, since it can't be counted on.

    9. Re:No perks not always bad by Anonymous Coward · · Score: 0

      How would you have felt if you didn't have the stock options? Many employees hired later on may not have.

      It wasn't options. It was straight out stock. Most big companies stopped issuing options in the early 2000's.
      Each year they'd issue you a grant of N shares vesting over a given schedule. Upside is less than that of options but so is downside because unless the company goes bankrupt, your shares are still worth something.

    10. Re:No perks not always bad by Anonymous Coward · · Score: 0

      That's not a bad thing. A loan is a way to spend future income now. My income for loan-taking purposes was 2/3 of what my "real" income was. That means I bought a smaller house, and basically saved that top third. I'm now more secure than I've ever been because I have a good size (although not huge) financial cushion that is the direct result of that stock compensation. This isn't "FU money" by any means but I know that if need be I can meet all my expenses for a while even without a regular paycheck.

    11. Re:No perks not always bad by Anonymous Coward · · Score: 0

      Actually, Microsoft switched to stock grants years ago. I know folks who had options that were underwater but people joining the company in the last decade get actual shares. Not that I'd advocate joining the company -- it was a political back-stabby nightmare and I left.

    12. Re:No perks not always bad by Anonymous Coward · · Score: 0

      Options are not for compensating employees. Options are to retain employees for some amount of time who could otherwise find employment elsewhere.

  7. Wait, wut? by Old+VMS+Junkie · · Score: 0

    Of course. Duh.

  8. Good Idea, Bad Execution by OverlordQ · · Score: 3, Insightful

    Yes, while having these perks is nice, the narrative in this story makes the guy sound like an entitled twat.

    --
    Your hair look like poop, Bob! - Wanker.
    1. Re:Good Idea, Bad Execution by DerekLyons · · Score: 1

      That was my comment too... "A developer concludes that perks are vital for developers" - whoulda thunk it?

  9. The fact they're considered a "perk" is telling by Anonymous Coward · · Score: 3, Insightful

    Creating a supportive and productive environment isn't just something restricted to businesses employing software developers, it's just the only industry left that actually gives even the slightest bit of a thought to the happiness of its employees.

  10. LOL by Anonymous Coward · · Score: 0

    >Shaun was the lone health nut on our team and therefor was taking the changes in stride. “You people should be thanking Cheryl. You’ll have less unpleasant trips to the dentist.”

    I didn't know it was a necessity that trips to the dentist had to be unpleasant. I've had some that actually were pleasant. Seems the health nut might just have rotten teeth. Sorry bud.

  11. It's all BS. by scorp1us · · Score: 4, Interesting

    I've been in software development for 15 years now and I never had any of the stuff provided. And I'm glad they didn't. I'd be a fat turd now with diabetes. And the caffeine rush only lasts for about 15 minutes. So it's a myth. You'd be better off putting the money towards better tools, or a in-house better tools program (unassigned work time) so developers can pursue pet projects.

    --
    Slashdot's rate-of-post filter: Preventing you from posting too many great ideas at once.
    1. Re:It's all BS. by Drethon · · Score: 1

      Caffeine seems to last longer to me but then I could take four hours to finish a 20 ounce pop. Though since I stopped drinking caffeinated pop I don't feel tired in the afternoons. Though after I cut back on pop I started getting more cavities... go figure.

    2. Re:It's all BS. by Anonymous Coward · · Score: 0

      It's 2013 - who the hell gets cavities anymore?

    3. Re:It's all BS. by T.E.D. · · Score: 2

      This was my comment exactly, except I've been doing this for 25 years rather than 15.

      There was that one time my former (military contractor) employer got it in their collective heads that they'd start a commercial group. They got a lucrative deal for "technology transfer" from Intel, and got it in their heads that they could become a player in the commercial PC graphics market. However, they knew nothing much about the commercial world, so they just slavishly aped all the steriotypes about hip commercial companies, right down to the ping-pong tables and free soft drinks for developers. It sounded like an interesting change at first, so I tried to transfer in myself at one point, but was told I was too old (I had just turned 29 at the time). Of course that didn't stop every manager who could fog up a mirror from transerring in.

      As far as I know never sold another product. Within 5 years they pretty much imploded under the weight of all their overhead.

      My favorite story of that era was about their front door. Our facility had one main entrance with an armed security guard and secured access doors behind him. Every other entrance required a person to badge through a one-person-at-a-time turnstyle. Of course that wasn't very "commercial", or welcoming for all their 0 customers, so the commerical group had their own door put in, at great expense.

      Of course there was a reason for all that security. A couple of months later some crazy defence protestor came to our facility, was turned back by the guard, and then went around trying every entrance until they found one (the commercial group's) that wasn't locked. So guess who got to deal with the crazy protestor? Less than a week later their door was replaced with a secured door, just like everyone else's. A few more thousand $ down the drain, but at least I got a laugh out of it.

    4. Re:It's all BS. by Slashdot+Parent · · Score: 1

      I've been in software development for 15 years now and I never had any of the stuff provided.

      I think this might be more of a Silicon Valley phenomenon. I've never seen this on the east coast, at all.

      --
      They don't grade fathers, but if your daughter's a stripper, you fucked up. --Chris Rock
    5. Re:It's all BS. by Anonymous Coward · · Score: 0

      And all the developers you worked with felt exactly the same way.

      Have candy available but are worried about gaining weight or developing diabetes? Then don't use the perks. Meanwhile the rest of us who are capable of managing ourselves can enjoy them.

    6. Re:It's all BS. by AmiMoJo · · Score: 1

      And the caffeine rush only lasts for about 15 minutes. So it's a myth.

      No, 15 minutes is a myth. Perhaps certain physiological effects only last that long (although I drink my coffee cool and it often takes more than 15 minutes just to get through one cup), but I find that the productivity effects last much longer. Perhaps it helps me get started and "into the zone", perhaps it just unsticks some gears somewhere. Whatever, it works, especially when I'm tired but need to keep going for another couple of hours.

      Drink diet soda, you won't get fat.

      --
      const int one = 65536; (Silvermoon, Texture.cs)
      SJW, n: "Someone I don't like, and by the way I'm a fuckwit" - AC
    7. Re:It's all BS. by Anonymous Coward · · Score: 0

      When working for Network Associates (McAfee, PGP, Network General) in Virginia, they had ten cent sodas.

      At one DC contractor I worked for they had free cans of soda, but they took those away, not because they were doing bad as a company, but they were trimming the books to get bought out. The writing on the wall should have been when the bonus structure % changed from billable hours and atta-boys from the client to showing up at Charity Fun Run events, doing things that got the company good news stories. I never understood the shift until months after I left I heard they'd been bought out.

    8. Re:It's all BS. by tompaulco · · Score: 1

      And the caffeine rush only lasts for about 15 minutes.
      Well, I can vouch that that is false. Sometimes on Saturday, I have to do some pretty strenuous physical work and afterwards I usually have 4 or 5 glasses of soda with a generous dinner, and the initial reaction is about an hour later I am extremely sleepy and might even nap for half an hour (probably due to excessive carbs making me sleepy), but then after that I am awake and can't get to sleep for sometimes as much as 6 hours after the meal.

      --
      If you are not allowed to question your government then the government has answered your question.
    9. Re:It's all BS. by Anonymous Coward · · Score: 0

      I've been in software development for 15 years now and I never had any of the stuff provided.

      I think this might be more of a Silicon Valley phenomenon. I've never seen this on the east coast, at all.

      You must not have worked in Business Development (aka pursuing new contracts/proposals). I've done SE, software development, architecture, I&T and Business Development for some Very Large east coast companies and the BD teams' rooms are always the only ones filled with management-funded sodas, snacks, etc. After all ... they're funded with Marketing dollars rather than Engineering dollars.

    10. Re:It's all BS. by Frosty+Piss · · Score: 1

      I'd be a fat turd now with diabetes

      Don't forget the neck beard.

      --
      If you want news from today, you have to come back tomorrow.
    11. Re:It's all BS. by gottabeme · · Score: 1

      Do you think the acidity kept down bacteria in your mouth? Or did you compensate for the pop by eating other things?

      --
      "Those who consume the bulk of goods are those who make them. We must never forget this secret of our prosperity."
    12. Re:It's all BS. by Tyler+Durden · · Score: 1

      Drink diet soda, you won't get fat.

      Yeah - no. If you're the type of person who has to drink some crappy-tasting version of a a beverage so that you can have something sweet 24/7 instead of practicing *gasp* moderation, then I don't care how few calories are in that can. Eventually you're going to eat your way to a lard-ass in other ways.

      Best to give up soda completely or have the real stuff much much less. Me, I'll have a 12 ounce real soda once a week (if that) and it tastes like a rare, tasty treat rather than some foul, knock-off necessity.

      --
      Happy people make bad consumers.
    13. Re:It's all BS. by Anonymous Coward · · Score: 0

      > but was told I was too old

      And you didn't sue?

    14. Re:It's all BS. by grumpyman · · Score: 1

      Exactly - I was curious about associated health insurance cost to the company...

    15. Re:It's all BS. by Drethon · · Score: 1

      I'm 5'9" and 140 pounds, have not changed the way I eat for years so I suspect I eat less crappy food than average. Honestly I'd suspect those cavities were developing for a long time and would have shown up anyway. Who knows.

    16. Re:It's all BS. by Drethon · · Score: 1

      From what I'm told my deep grooves are at least partially to blame. Probably should have just gotten sealants event though insurance didn't cover it. Now insurance can pay for fillings instead...

    17. Re:It's all BS. by T.E.D. · · Score: 1

      but was told I was too old

      And you didn't sue?

      It would be tough to prove, as it would have been a lateral position change within the same company for me, not an actual hiring. But that wasn't the real reason.

      It was such a rediculous statement, frankly the thought didn't even occur to me. I was still in my 20's (and looked younger). Now that I'm in my 40's, something like that might be worth raising a stink about. But at the time it was tough to take it as anything other than an admission of insanity on their part. It would be like if they'd told my pale blond-haired blue-eyed self that I wasn't white enough because I had a sunburn. Direct at a black person, yes that would be horrible. Directed at an obviously white person, its a nice heads-up that you are talking to a complete loon.

      Sometimes you hear things in interviews that set off warning flags. This was like a warning claxon. They couldn't have more directly told me they were run by clowns if they'd hit me in the face with pie and a soda spritzer. Why get upset over missing out on that? Be grateful and watch the ensuing chaos from a safe distance.

    18. Re:It's all BS. by scorp1us · · Score: 1

      Diet soda has aspartame and other chemicals in it which actually make me feel worse - run down and lethargic. And the consensus is I am not alone in that reaction.

      --
      Slashdot's rate-of-post filter: Preventing you from posting too many great ideas at once.
  12. Being treated like they matter by Tony+Isaac · · Score: 5, Insightful

    It's not the free drinks or candy, although those things are nice. What developers want is to feel like they matter to the company. One of the ways a company can do that is to provide some small freebies. But freebies alone don't cut it.

    1. Re:Being treated like they matter by fermion · · Score: 2

      It is said that the women who rolled the cigars in Cuba were supplied with readers. These readers would entertain them with lectures and the like. I suppose it made them more efficient at rolling cigars.

      --
      "She's a scientist and a lesbian. She's not going to let it slide." Orphan Black
    2. Re:Being treated like they matter by houghi · · Score: 1

      You make it sound as if developers were like everybody else.

      Or perhaps the article made it sound as if developers are somehow different from anybody else.

      --
      Don't fight for your country, if your country does not fight for you.
    3. Re:Being treated like they matter by BasilBrush · · Score: 1

      It's not past tense. The readers are still there.

    4. Re:Being treated like they matter by nine-times · · Score: 3, Insightful

      I think this is a more appropriate way of looking at things. If you want to keep valuable employees happy, it helps to show them that they're appreciated. That might mean giving them free candy and soda, but there are many other options. It might mean that you let them leave a little early or have an extra day off. It might mean that you give them a more flexible schedule or let them work from home. It might mean that you give them more interesting and more challenging projects. It might mean that you make a point to say "Thank you. Job well done."

      The ways of showing people that they're important and appreciated are varied, and part of how you show someone that you appreciate them is by bothering to figure out what makes them feel appreciated.

      Soda and candy? That wouldn't make me feel appreciated, and I wouldn't worry about a company that cut those. I'd be more concerned about a company that treats its employees badly but hopes to buy them off with soda and candy.

    5. Re:Being treated like they matter by plaukas+pyragely · · Score: 1

      Yes, show your developers matter. I didn't realize this until I joined my current workplace. Asking for IDE license? (approx 1/20th of my monthly pay): "We'll look at that". Multiple times. Complaining your machine is crap? (laptop with 4 gigs of ram, maxed out): no reaction at all. Asking HR to purchase bicycle via cycle scheme?: "We'll look at that" (3 months now, not a single step taken). Needless to say I'm looking for a new place.

  13. Depends by Krojack · · Score: 1

    If the pay is good then the extra perks offered are optionally consumed. Just because it's free doesn't mean you have to eat/drink it. I would rather drink water with a small amount of Mio added for flavor (I can't stand plain water). The primary perk(s) I want, being able to dress casually every day (shorts if I want) and listening to music without headphones.

    BTW My company use to offer free soda but due to stupid employees opening cans then leaving them all over the office, soda is now 25 cents/can. Personally I would raise it to 50 cents but then again I rarely drink it so I don't care.

    1. Re:Depends by ArcadeMan · · Score: 1

      listening to music without headphones

      What you're asking is impossible because everyone has different tastes in music. The music that helps you think will totally destroy someone else's concentration.

    2. Re:Depends by nabsltd · · Score: 1

      BTW My company use to offer free soda but due to stupid employees opening cans then leaving them all over the office, soda is now 25 cents/can. Personally I would raise it to 50 cents but then again I rarely drink it so I don't care.

      The solution to this is a soda fountain, which not only reduces initial costs (fountain soda costs about $0.25/liter, while cans are about $0.50/liter at best wholesale prices), but reduces waste. This further reduces costs, and has the added advantage of stopping people from stocking their home fridge with soda from the company.

      In addition, as long as you purchase some minimum amount of syrup and soda water per month, you generally get the fountain hardware and maintenance for free.

    3. Re:Depends by Krojack · · Score: 1

      I guess I'm lucky because I can where I work. Greatly helps my programming.

  14. Caffeine Yes... other perks maybe... by adisakp · · Score: 2

    I have a number of coworkers who basically don't function until their second cup of coffee in the morning. Providing coffee, tea, and soda is a no-brainer for increased productivity.

    FWIW, most "free food" programs encourage workers to come in earlier (for breakfast) or stay later (work past dinner time) or to not spend a long time off the company property over lunch. The extra time at work usually pays for the food costs. When we have "crunch time" and are working late, my company orders food for people putting in extra hours. It's probably cheaper than overtime as well.

    1. Re:Caffeine Yes... other perks maybe... by Anonymous Coward · · Score: 0

      > I have a number of coworkers who basically don't function until their second cup of coffee in the morning.

      That's a sign of caffeine addiction. If they stopped drinking coffee, they would be more awake after a week or two.

    2. Re:Caffeine Yes... other perks maybe... by Anonymous Coward · · Score: 0

      I have a number of coworkers who basically don't function until their second cup of coffee in the morning. Providing coffee, tea, and soda is a no-brainer for increased productivity.

      Can't function until a second cup of coffee? Ending that addiction is a no-brainer for increased productivity, physical and mental health. Coffee is a useful drug, but that level of addiction is a serious problem.

  15. R.E.S.P.E.C.T. by CityZen · · Score: 5, Insightful

    Aretha Franklin knows what we need.

    1. Re:R.E.S.P.E.C.T. by Anonymous Coward · · Score: 0

      Aretha was singing about a person
      who put up with someone who did not give respect.
      As a corollary, that person was not worthy of it.

    2. Re:R.E.S.P.E.C.T. by CaptainLard · · Score: 2

      Are you saying Aretha Franklin thinks we need a Really Excellent Soul Performer Eliciting Catchy Tunes? Cause I'd prefer that over soda to get me moving at work!

    3. Re:R.E.S.P.E.C.T. by anonymous_wombat · · Score: 1

      Is a quiet work area a perk? I'd like one of those.
      I don't need a foosball table.

  16. I wish I had that problem by Anonymous Coward · · Score: 0

    I wish my problem was whether or not my employer had free sodas.

    Now Sue’s frowned. “Ok, now you need to take a step back. Not only do you have a job, but a well-paying job.

    That about sums it up.

    After reading that "article", I could honestly say that I couldn't hold it against an employer who wanted to hire H1-Bs so they wouldn't have to put up with entitlement bullshit.

    I'd be happy to have that job and pay for my own whatever.

  17. Obviously you'd like to get paid more by Karmashock · · Score: 2

    However, if you're dealing with really top talent people like to be in a nice work environment.

    This isn't exclusive to developers. You see this in business management. Corporate headquarters are often very nice buildings. Senior management gets lots of perks.

    The free sodas developers get is trickle down of that. Its not a free private jet. Its a cheap machine the company can maintain in your recreation room. If they company is so strapped for cash that they're scrapping that then yeah... layoffs are very likely.

    --
    I've decided to stop wasting my time responding to AC trolls/sockpuppets... so if you want a response from me... login.
  18. huh? by Anonymous Coward · · Score: 0

    I kind of feel like this is a complete crock. Do all environments have foosball, nerf guns and bags of doritos hanging out for consumption? Uh, no. I couldn't care less about free snacks and a "dotcom atmosphere". Most important things are not to let superficial requests get in the way of a decent process, building a decent process to begin with and having a decent team (er, to precede "begin with"...). If you *need* that shit to feel like you have a decent environment, good luck 20 years later. Sure, you could argue that free snacks help build team morale. Personally, I'd say that was bogus crap masquerading as perks.

    "Hey, we gave you caffeine, sugar and salt - can't you just code the damn thing even though we jammed a lot of last minute shit in the project plan?"

  19. Had that several times by kanwisch · · Score: 1

    At one shop, when it was taken away, it was done as the company transitioned from being a private, all-engineers company to a corporate entity run by bean counters. Short-sighted as there were quite a few leaving as a result in the slash-and-burn of culture from trust to thumbscrews.

    Last place I was at had pop, mostly for customers. I always found it directly at odds with the regular drum beat of people losing weight and staying in shape to keep health costs under control.

    1. Re:Had that several times by Firethorn · · Score: 1

      Last place I was at had pop, mostly for customers. I always found it directly at odds with the regular drum beat of people losing weight and staying in shape to keep health costs under control.

      Quick fix is to offer bottled water as well. As in "Can I offer you a water or soda?"

      --
      I don't read AC A human right
  20. The signaling aspect is more important by JDG1980 · · Score: 5, Insightful

    The perks themselves may not be that important to many employees. What matters is that the existence of the perks sends a message: that the company values its employees and is willing to put some amount of effort into retaining them. As the original article pointed out, if a company isn't willing to spend a few bucks on free food and drinks that the employees value, how long will it be until the work environment deteriorates in other ways?

    Things are different if you work for a nonprofit and/or government agency where there is less discretionary income. You know what you're getting into. But a for-profit company has the choice. If they cut out minor perks like free soda, they're saying that they are willing to piss off their employees to add a few bucks to the bottom line. Either that, or they really are on the verge of bankruptcy – and in both cases it's a good idea to be looking for the exits.

    1. Re:The signaling aspect is more important by DingerX · · Score: 4, Insightful

      It's a fundamental aspect of human psychology. If the owner of the house you're in provides something for free, then you have a host-guest relationship. If not, then you have a mercenary one. This holds from airlines to assembly lines. Guess which approach is more effective at getting people to do what you want?

    2. Re:The signaling aspect is more important by Anonymous Coward · · Score: 0

      Also they are fairly 'standard' offering. If a company does not offer it, what else are they trying to 'trim out'?

      It is also a good canary suddenly it costs 50 cents a pop. What other costs are being trimmed out? Seen it 2-3 times. Pop stops, flowing the jobs are out the door within a year...

    3. Re:The signaling aspect is more important by girlinatrainingbra · · Score: 1

      Re:The signaling aspect is more important The Betteridge answer to the question is of course "No". The correct answer is "Yes." The signaling aspect definitely seems true to me. If a company can make you feel more valued by meeting your needs, even a trivial one like having the right flavor or brand of orange soda for you while you work, then that is one less thing that the worker needs to be distracted by. Need chocolate? There it is. Need orange fizzy-pop? There it is! Need Monster Energy Drink? Thar she is! Need a pop-tart break? Toaster and pastries already in the cabinet! Seriously, the mental aspect of having snacks available as soon as I get home, or even the ability to request a PBJ while I'm in the middle of my homework reading is amazing! Maybe instead of just snacks, they need to provide a snack "concierge", who double checks on snacks and keeps the fridge and pantry well stocked at work. A worker who does not have to waste time searching for a snack, or fishing for loose change in their pocket for the vending machine, is a worker who's got a few extra minutes or quarter-hours to keep working and stay in the zone. If the company can't afford a relatively "cheap" perk like small-scale snacks around, then that is indeed a signal that they either don't care about keeping the employees satisfied and at tip-top capability, or that the manager's being screwed over on the numbers and the budget and some big shit is about to hit the fan. Am I reading that correctly?

    4. Re:The signaling aspect is more important by 0racle · · Score: 2

      A company stressing the perks they give does not send the message 'the company values its employees' it tells me the company has decided to attempt to try and wow you with the cheapest things it can get a hold of in lieu of actually doing anything for it's employees (read: raises). It looks like the company is treating you like a little child, that they expect you to be happy because they gave you a shiny object.

      --
      "I use a Mac because I'm just better than you are."
    5. Re:The signaling aspect is more important by Anonymous Coward · · Score: 0

      The message it sends is why I would rather pay for snacks and meals. It says to employees that the company does not value accountability or merit. It encourages gluttony and greed. The Jabba that eats three plates of food at lunch and then a couple hours afterwards in a food coma and on the commode is more valued by the company as they are investing more in his perks. The tupperware guy that steals food or takes home the leftovers is the 'smart' employee.

      Apparently I'm in the minority that believe in meritocracy instead of free lunch.

  21. The best perk by spaceyhackerlady · · Score: 5, Interesting

    The best perk for me has always been interesting work in a congenial environment. Everything else is secondary. It helps to be a senior person, so my tasks are usually along the lines of "Figure out $newtechnology. Find a way for the company to make money with it."

    I've worked for a number of companies who did the "we pay less but we're such a great place to work!" thing. Someday I'd like to at least visit a "we pay lots but it sucks to work here" company, just to see what it's like.

    ...laura

    1. Re:The best perk by Anonymous Coward · · Score: 1

      Someday I'd like to at least visit a "we pay lots but it sucks to work here" company, just to see what it's like.

      No problem, just go work for a financial company.

    2. Re:The best perk by Anonymous Coward · · Score: 0

      Someday I'd like to at least visit a "we pay lots but it sucks to work here" company, just to see what it's like.

      Go work in finance!

    3. Re:The best perk by Anonymous Coward · · Score: 0

      Yeah, that'd be Microsoft as far as I can tell.

    4. Re:The best perk by Anonymous Coward · · Score: 0

      Well, yeah, but most of the rest of us have uninteresting work in an uncongenial environment, and a periodic Talking Rain or Starbuck's eases the pain.

    5. Re:The best perk by Anonymous Coward · · Score: 0

      "we pay lots but it sucks to work here" company

      go interview with Netflix

    6. Re:The best perk by Anonymous Coward · · Score: 0

      Come work for the financial industry in new york city, your cubicle is the size of 2 monitors, the traders yell at you all the time; I have learned so many ways to insult people; the software used are from 5 years ago; they can call you at 3 am because the server is down in tokyo or sidney but the pay is great

    7. Re:The best perk by Anonymous Coward · · Score: 0

      It sucks, but you keep working because the money is good. You get paid well, but you pay in the price of your soul. You can on,y last so long before your light goes out.

    8. Re:The best perk by Anonymous Coward · · Score: 0

      minus the "we pay lots" part.

    9. Re:The best perk by Xest · · Score: 1

      "I've worked for a number of companies who did the "we pay less but we're such a great place to work!" thing. Someday I'd like to at least visit a "we pay lots but it sucks to work here" company, just to see what it's like."

      I've always found that the former was a lie, and the latter doesn't exist.

      Companies that pay lots are wealthy enough to do so, and they're wealthy enough to do so because they're well run, and they don't suck to work at because they're well run. An effective workforce is a happy workforce, so if you can make your workforce happy your company is going to do better than one that pisses their employees off and this is why those that pay better often also don't suck to work at whilst those who pay less do, whatever they like to claim.

    10. Re:The best perk by wisdom_brewing · · Score: 1

      Someday I'd like to at least visit a "we pay lots but it sucks to work here" company, just to see what it's like.

      ...

      as has already been posted much below, go work in finance... I have been a trader (with plenty of coding involved) for just over 7 years.

      I took a job several years ago which had the whole "It's a great place to work, but we pay less" within the industry and I took is as a safehaven for several years while a few family issues were playing out (brother relocating to Singapore while father was dying, etc, etc...) only to have the business shut down by someone higher up having no idea what we were doing (we NEVER lost money in any single month).

      The thing is, if you go into that type of job you NEED to get properly, and I mean PROPERLY paid for it.

      I would love to work for a company where I know the people who run it, but for now my skill set is invalid. Getting there though...

    11. Re:The best perk by Anonymous Coward · · Score: 0

      I have worked for a "we pay lots but it sucks to work here" company. It was not worth it, so I left it in less than two months and went to work for Google for a nicer environment and better pay.

      The "we pay lots" thing may, in some cases, be a carefully cultivated myth. And it doesn't matter that cultivating such a myth may cost more than free soda — if the top management imagines adversarial reaction with their engineers, they'd rather pay oodles of money for "defence" than peanuts for "tribute".

  22. Caffeine and Time by ScottCooperDotNet · · Score: 3, Insightful

    It's not just the caffeine that benefits the company by stimulating workers, but also that you don't have staff doing daily coffee runs for a half hour.

    1. Re:Caffeine and Time by Anonymous Coward · · Score: 0

      It's not just the caffeine that benefits the company by stimulating workers, but also that you don't have staff doing daily coffee runs for a half hour.

      Yes, this! Joel Spolsky said it best:

      A programmer is most productive with a quiet private office, a great computer, unlimited beverages, an ambient temperature between 68 and 72 degrees (F), no glare on the screen, a chair that's so comfortable you don't feel it, an administrator that brings them their mail and orders manuals and books, a system administrator who makes the Internet as available as oxygen, a tester to find the bugs they just can't see, a graphic designer to make their screens beautiful, a team of marketing people to make the masses want their products, a team of sales people to make sure the masses can get these products, some patient tech support saints who help customers get the product working and help the programmers understand what problems are generating the tech support calls, and about a dozen other support and administrative functions which, in a typical company, add up to about 80% of the payroll. It is not a coincidence that the Roman army had a ratio of four servants for every soldier. This was not decadence.

  23. hello diabetes by lililalancia · · Score: 0

    aye, too much sugar and welcome diabetes

    1. Re:hello diabetes by bickerdyke · · Score: 2

      Coffee/soda being free does NOT mean you have to gulp it down till you burst!

      --
      bickerdyke
  24. Biggest Perk by Murdoch5 · · Score: 2

    Is to let the developers work and have fun. Don't stand over them demanding strict and tight control, the more fun you make the job the better it will get done.

  25. IT World by Anonymous Coward · · Score: 0

    This stank of an IT World piece, but it wasn't. I guess it just stinks.

  26. What? by Anonymous Coward · · Score: 2, Informative

    As someone who doesn't want diabetes or to become overweight, I would prefer healthy food. I'm sick of the "candy, fast food, pizza" atmosphere in IT. I feel like a lot of companies who buy their employees food tend to focus solely on those which are bad for our health.

    1. Re: What? by Anonymous Coward · · Score: 0

      We get fresh fruit!

    2. Re:What? by Anonymous Coward · · Score: 0

      We get a mix. Boxes of chips, and tubs of cookies balanced out by a fruit bowl w oranges, apples and bananas. Kureig coffee machine, with a big selection of coffee, tea and hot chocolate, plus a water filter/chiller.

      Works well.

  27. Yes. by Anonymous Coward · · Score: 0

    Yes.

  28. I prefer tea or coffee by Anonymous Coward · · Score: 0

    At my place of employment, we provide our own caffeine fixes, and have rotation on who buys the filters, coffee/teabags, and the creamer.

    Our boss supplied us with the coffee maker, and the breakroom fridge. (Where we store the iced tea)

    Soda can be a surprisingly expensive vice, and promotes obesity way more than other forms of caffeinated beverage typically do. Especially when the soda in question is a name brand, like Mtn Dew, (vs generic, like "dewdrop").

    For candy, I usually stock up on bulk candy, like kopikos (a fantastic coffee flavored candy), at the local asian store, and at bulk retailers like sam's club. I can get a 2lb. Bottle of individually wrapped kopikos for 5$, and can get other misc candy at sams similarly cheaply.

    Asking the employer to provide these products seems unreasonable to me. The employer should instead just allow anytime consumption of such treats. (Some employers are downright sticklers about food and drink being around computer equipment, or about consumption outside of breaktimes.)

    Just set up a rotation for who buys the snacks, and who gets the drinks, and set up a piggy bank in the breakroom. If that isn't feasible For some reason, (big cube farm?), then ask the employer to put in "anytime" pop and snack machines.

    The real warning sign is when managemet focuses on having you chained to your desk vs having you be productive. (And accordingly is miserly about catching you out of your desk, or getting said drink or snack when you need it.) That is a sign of incompetent management grasping for some metric that they can report for their effectiveness, other than real productivity, and is a sign to escape.

    1. Re:I prefer tea or coffee by Anonymous Coward · · Score: 0

      It sounds like you work in a hell hole. The work environment doesn't have to suck.

  29. brb got to get my fix by 140Mandak262Jamuna · · Score: 1

    There is too much blood in my caffeine system. We brew starbucks and Seattle's best in the kitchen. Lemme run and get my afternoon fix.

    --
    sed -e 's/Chuck Norris/Rajnikant/g' joke > fact
  30. Our K-Cup bill is probably insane... by Anonymous Coward · · Score: 0

    I don't want to know how much our company spends on K-Cups, sugar, and creamer each month. And we're a small group of around 15!

  31. The last thing people should worry about by Joe+Tie. · · Score: 3, Insightful

    The majority of places I've worked that really put effort into keeping a stocked kitchen do so for pretty manipulative reasons. They plan on absurd amounts of overtime or even unpaid hours and know that people are going to be less inclined to agree if their body is screaming for dinner.

    --
    Everything will be taken away from you.
    1. Re:The last thing people should worry about by serviscope_minor · · Score: 1

      On the other hand, not having a stocked kitchen to some extent makes the place really miserable.

      At a minimum standard tea+milk and coffee needs to be provided. Every single co-working place I've worked has provided that and they have zero incentive to make me work long hours.

      The best co-working place I had had tea, a coffee machine with an inbuilt grinder (they provided beans too), a biscuit barrel and free printing within reason.

      The thing is that providing some free stuff is really worthwhile if that stuff is disproportionally faffy for individuals to provide.

      --
      SJW n. One who posts facts.
  32. Not always money. by Anonymous Coward · · Score: 0

    At a company that I was at, there was a particularly bad time. So they went into cost-cutting mode. In one week, they announced a 10% interim salary reduction, and moving from milk in the floor kitchen to whitener.

    Strangely, people accepted the 10% reduction (which was repaid in full and in lieu when times got better). But, oh my, the uproar about the whitener vs the milk. It was the only continual negativity during that week. They did bring back milk after a couple of weeks, bringing back the salary cut in a couple of quarters.

    I think one of two things happened. 1) The company found something that would make the mornings, mid-mornings and afternoons less enjoyable in the office. 2) The company pulled a sleight-of-hand, coupling a direct, continual impact with a bi-weekly impact in the pocket. Overall, I think it was well played by the management.

  33. The real perks I want by unfortunateson · · Score: 4, Insightful

    1) A decent ergonomic chair that works for people 2 meters tall
    2) A door
    3) A manager who will
          a) go to the meetings on my behalf and send me the 3-line email with the one detail that I needed to be there for
          b) find interesting work for me to do
    4) A bonus program that has clear, achievable objectives that pay out at least something if I beat my goals -- don't pull the rug out from under my feet if I've been slaving, just because Sales can't get in the door

    --
    Design for Use, not Construction!
    1. Re:The real perks I want by Rob+the+Bold · · Score: 2

      1) A decent ergonomic chair that works for people 2 meters tall 2) A door 3) A manager who will a) go to the meetings on my behalf and send me the 3-line email with the one detail that I needed to be there for b) find interesting work for me to do 4) A bonus program that has clear, achievable objectives that pay out at least something if I beat my goals -- don't pull the rug out from under my feet if I've been slaving, just because Sales can't get in the door

      A place with all that probably has the free soda and snacks, too.

      --
      I am not a crackpot.
    2. Re:The real perks I want by Anonymous Coward · · Score: 0

      Huh, my company has all that. (The door is on 9 foot cubicle walls, but it's a door). You pick your chair from an office supply store. And the managers are very good, all are programmers and value their employees not wasting time in meetings. And there's profit sharing, although it's not performance based.

    3. Re:The real perks I want by Anonymous Coward · · Score: 0

      They took my decent ergonomic chair and sent it down to Austin. I did get 6 weeks severance when they laid me off.

  34. Eric Spiegel is an idiot by SupplyMission · · Score: 1

    Not trying to be an ass here, but Eric Spiegel's self-agrandizing "columns" have been discussed on Slashdot before. Based on his past writings, he seems to think it's ok to treat people like cattle. (Give the cows a salt lick, they'll feel better. Give the developers their carbonated sugar water, they'll feel better.) He also doesn't miss an opportunity to point out how smart he thinks his decisions are, and his writings have an "I told you so" undertone. I can't help but get the feeling that he writes to help convince himself that he was right, if not others. If he were my boss, I'd transfer or quit, and if I couldn't transfer or quit, I'd lie down on his desk and slit my wrists.

  35. worst place by Spazmania · · Score: 2

    One of the worst places I've worked had a well stocked break room. Sodas, chips, ice cream, everything short of a full meal. They patted themselves on the back about how well they treated their employees. And failed to treat them well in the areas that matter.

    --
    Moderating "-1, Disagree" is simple censorship. Have the guts to post your opinion.
    1. Re:worst place by danlip · · Score: 2

      I agree it's just one of many factors, and I've worked for bad companies with good freebies. But the well-stocked breakroom costs them so little money compared to everything else that when they do cut that cost it is a bad sign, i.e. the "canary in the coal mine" reference in the summary is accurate. I've seen it happen.

  36. Showers by ichthus · · Score: 1

    It's nice to be able to hit the gym and/or bike into work. I've been lucky enough to work for a couple of companies that have showers, and it's a perk I'd hate to go without.

    --
    sig: sauer
    1. Re:Showers by Anonymous Coward · · Score: 0

      showers would only lead to mandatory overnight or weekend cram-sessions to meet some deadline or another...

    2. Re:Showers by ichthus · · Score: 1

      If this is going to happen at a company, it will happen regardless of whether showers are available. Also, if you're in a position/career where you're able to choose an employer based on such perks, their work/life track record should also play into your decision. If I had to regularly live at the office, I'd quit.

      --
      sig: sauer
  37. Diet sodas by tepples · · Score: 1

    Of course, don't let your company health care provider hear that you have a fridge of 240-calorie insulin-bombs stalking the corridor...

    Then mention in passing to the insurer that Diet Coke, Coke Zero, Sprite Zero, Diet Mtn Dew, Pepsi Max, and Dr Pepper Ten aren't exactly "insulin bombs".

    1. Re:Diet sodas by PRMan · · Score: 1

      Nope. Just potential causes of MS symptoms, blurred vision and Alzheimer's...

      --
      Peter predicted that you would "deliberately forget" creation 2000 years ago...
    2. Re:Diet sodas by drummerboybac · · Score: 1

      Citation?

    3. Re:Diet sodas by tepples · · Score: 1

      Just potential causes of MS symptoms

      True, it's a debilitating and surprisingly widespread affliction. But who brought Windows 8 into the discussion?

  38. intrinsic motivation by mbaGeek · · Score: 5, Insightful

    the head of NCR (way back in the first half of the 20th century) was asked about the generous "fringe benefits" the company provided (including a golf course). He pointed out that employees were move productive when provided with the benefits. In his opinion NCR wasn't "giving away" anything, just doing what was best for the company.

    any "perks" (like free soda) only increase productivity if the employee is happy with their base compensation. If someone thinks they are drastically underpaid/unvalued then no amount of freebies will matter

    if someone feels like they are valued and doing important work - then they will be more productive/loyal

    my guess is that the return on investment for free soda/coffee (in increased productivity) is extremely high - but it isn't about the soda

    There is actually quite a bit of research on this type of thing - I'd recommend "Drive" by Daniel Pink and "Predictably Irrational" by Dan Ariely (he just did a coursera class as well) for anyone interested ...

    --
    It ain't what they call you. It's what you answer to. http://mylyceum.us/
    1. Re:intrinsic motivation by millertym · · Score: 1

      (stupid video game reference on) I didn't realize the New California Republic was even around in the first half of the 20th century (stupid video game reference off)

  39. OK, let's say that... by Anonymous Coward · · Score: 0

    ...in TFA, they didn't get rid of sodas and energy bars.

    Which of your friends would you lay off, instead, to save money? Or, better still, why don't you take the bullet and give up your job so everyone else can have the freebies?

    Uh-huh. Thought so.

    When you start seeing perks as entitlements, that's the real danger. Most places I've worked the coffee is free but soda (or anything else) never has been.

    1. Re:OK, let's say that... by porges · · Score: 1

      His point, though, is that it's never "snacks or jobs"; it's "first we cut snacks, then when that doesn't save enough money we cut jobs".

  40. I'd rather just have more pay and more time off by Anonymous Coward · · Score: 0

    Just give me money and normal working hours. Keep the spa, gourmet meals, XBox, and all that other crap. Pay me well and let me have a life outside of work.

  41. A convenient canary... by Above · · Score: 5, Insightful

    I do believe it is a canary in a coal mine. I'm amazed at companies that will have no problem spending $125,000 in salary on a high end programmer, which is probably $150,000 with benefits and all that but if they want a second monitor for $400 it's a big no-can-do. Soda/tea/coffee is $0.10-$0.30 a serving, even if someone were a major drinker at 5 servings a day of the expensive stuff that's $375/person/year, or about the same cost. Gives you an idea of what they are willing to spend on a happy, productive employee.

    People don't need a lot to be happy, but basic respect and curtesy go a long way. If you went to someone's house to visit them one of the first things they are likely to offer is some sort of beverage. It's basic hospitality. And the company isn't just inviting the employees into their environment, but what about vendors, partners, or customers come to visit? There should be something to offer to them.

    Lots of management types are under the impression that getting a paycheck is what makes people happy. It's a false logic, just because not getting a paycheck makes people unhappy doesn't mean it works the other way around.

    1. Re:A convenient canary... by Anonymous Coward · · Score: 1

      This!

      Our head of HR, who is completely useless, did a four month study to conclude that the building that has the most lab space and the fewest offices (thus the most people walking from their office to it) used the most Styrofoam coffee cups. She also calculated how much tea, hot chocolate, and cider costs the company. it was around $15k a year for a campus of 8000. So they did away with it. They could have saved orders of magnitude more money by firing her fat ass.

    2. Re:A convenient canary... by HeckRuler · · Score: 2

      Yeah, there's this nice video, RSA Animate:Drive, about what actually motivates knowledge workers. I find it insightful and it helped me focus on being a better happier developer rather than chasing a bigger paycheck.

    3. Re:A convenient canary... by EmperorOfCanada · · Score: 2

      I fully agree with you on this. It is not the soda, "There is no soda", it is respect. One startup I worked for had a we're-all-in-it-together attitude where we happily tolerated crap computers/desks/office etc. But as success came along the owner just kept taking every perk possible. I quit when he asked me to bring him and a client coffee. (I cleaned out my desk and left).

    4. Re:A convenient canary... by blackraven14250 · · Score: 1

      Sorry you got stuck with the shitty startup. I had the opposite experience, where we upgraded from nothing free besides a company dinner every once in a while to a free stocked fridge after our work started to pay off. Eventually moved into a new office, with better chairs, new monitors, ping pong table (half of us are actually competitive players, so a bit less stereotypical than normal haha), at an overall better location...

    5. Re:A convenient canary... by DutchUncle · · Score: 1

      After years at a place that kept its programmers and engineers as caffeinated as possible, with real milk in the fridge, things started running out. The layoffs weren't far behind. The place I'm at now is the first place I have ever seen in 35 years that didn't feed its engineers all the coffee they could stand - even the machine in the lunchroom needs better brown crayons. What kind of attitude does that project?

    6. Re:A convenient canary... by bar-agent · · Score: 1

      My own company announced that they would give each employee $1,500 to kit out their work area however they like. Extra monitor, some nice plants, miniature trebuchet, whatever.

      That is what I call appreciation.

      --
      i'd hit it so hard, if you pulled me out you'd be the king of britain [bash.org]
    7. Re:A convenient canary... by Anonymous Coward · · Score: 0

      Good points! You should also read my article about developers needing two monitors http://www.datamation.com/entdev/article.php/3933596/Do-Developers-Really-Need-A-Second-Monitor.htm

  42. the article really talks about two things by Mirar · · Score: 2

    There's two things to this story.

    1. "perks" - but I wouldn't want to call it perks. It's efficiency benefits. Coders and other creative people work better if you make sure they (we?) have everything they need. Coffee, snacks, soda, bananas... that extra half hour of effective coding a day pays off _quickly_.

    But it's really the same with things you wouldn't consider "perks" - computers and OSes that helps efficiency, ergonomic chairs and keyboards, silent enough environments, few enough meetings... everyone can probably easily make up their own list of what *they* need to be an efficient and creative at the workplace. Those needs should be grouped with the soda.

    Personally, I rather have a creative and happy workplace than higher salary. But then again, I like to spend my work-time creative and happy.

    2. The other thing the article is talking about is the warning sign. If things like free soda gets pulled - which doesn't cost much - much bigger things are on the horizon. Update your linkedin profile. Start looking for a new place... This is absolutely true.
    (GM pulled the free coffee - a little later they sold the office, and a little later went economically haywire. Most people had left just a little after the coffee incident.)

    Other warning signs includes phrases like "business as usual".

    (Right now I wouldn't want to work at Google, for instance.)

    That said, my office doesn't have free soda. But the work is very creative and full of freedom and I'm quite happy anyway. :)

    1. Re:the article really talks about two things by lightknight · · Score: 1

      Ah, but to people who aren't programmers / IT / other disciplines that benefit immensely from such things, it is a perk! Welcome to 2013, where companies are only beginning to realize the level of self-sabotage they've been doing to themselves. "It's the economy, we need to cut back on 'perks': code quality drops 10%, deadlines become more difficult to reach...and the companies are left scratching their heads as to why nothing gets done after they implemented all of these great cost-cutting measures.

      In a few years, companies will suddenly realize the value of actually paying their employees for their time, and suddenly relish the productivity gains. An extra $10K to Bob isn't so much when he ends up shipping an extra $$ million units.

      Ah, but to have been born when society decided that it wanted to renegotiate employer / employee relations...this is sad. A decade of productivity ultimately lost, worldwide, because of stupidity.

      --
      I am John Hurt.
  43. If you haven't been a developer you don't know! by Anonymous Coward · · Score: 0

    Unreasonable and impossible deadlines and demands, in a competitive office atmosphere, added to one of the most intellectually demanding activities there is. Try programming a database with complex SQL filters, and have the client change his mind a half a dozen times halfway to the deadline! You can be a dumb ass and go cheap, or keep the popcorn and Coke flowing. I know which one will get the job done sooner and better.

  44. Then offer diet soda by tepples · · Score: 1

    How do you get diabetes from Diet Mtn Dew, and how do you get "hypertension & stomach disorders" from coffee or Diet Mtn Dew in moderation?

    1. Re:Then offer diet soda by Anonymous Coward · · Score: 0

      How do you get diabetes from Diet Mtn Dew, and how do you get "hypertension & stomach disorders" from coffee or Diet Mtn Dew in moderation?

      Check out the "There is too much blood in my caffeine system." commenter a few posts down and you'll have your answer. Moderation, what's that?

    2. Re:Then offer diet soda by BonThomme · · Score: 1

      well, you could google

      diet soda diabetes

      and get your answer on the first page

  45. First Hand Experience by adamjgp · · Score: 1

    I used to work for a small private equipment reliability company. The culture was great and I enjoyed working for the owners. Eventually, they sold the company to a large publicly owned company. The first things that they cut were the free sodas, and every developer with any coding experience jumped ship because they all saw that things were going downhill. About 6 months after the free sodas were cut, they started laying off people throughout the company. (Un)fortunately, the particular office I left didn't have any lay-offs because most of the developers already left.

  46. Depends on the free perks. by Anonymous Coward · · Score: 0

    If that free perk was soda machines and other junk crap like that? Fuck no.

    If that free perk was a decent-ish cafeteria with some good, simple tasty food? Hell yes. Especially some foods that are aimed at wakening people up, like spicy things.
    Also, note not large meals, you could order one, but it would cost. The aim is at smaller meals. Larger meals are known to be detrimental to brain function for a short period after eating, really makes a difference in how you think and act. Smaller meals are handled much better as the effect is minimal.
    Throw in a few rec rooms, like a small gym, ping pong table, maybe few games machines, another few yesses.

    A little exercise and quick shower and snack is far better than just drinking some crappy caffeine and eating Monster Munch.

  47. It's a trade-off by Todd+Knarr · · Score: 1

    The company expects me to put in long hours when projects demand it. They expect me to shuffle my lunch around or even skip it completely to get the work done. Well, I need something to eat and drink while I'm working. If I can't conveniently get it in the break room, a quick walk from my desk, then I need my lunch at a reasonably predictable time and I need to be able to go home to eat at a consistent hour. If the company expects work out of me, I expect a certain amount of "perks" from the company in return. If the company doesn't want to help, I'm not going to feel as helpful either. And I'll probably start looking for somewhere else, because once that trend starts of expecting from the developers while not giving a bit in return it inevitably ends in tears. I'd rather they not be mine.

  48. Surprisingly, good free coffee makes a difference by linuxguy · · Score: 1

    I work as a contractor for a very large technology business. I have been working from home for the past few years. Recently the VPN started giving me trouble so I went in the office to work. They now have this fancy Starbucks coffee machine in the break room that serves fresh hot coffee 24/7. They've had free coffee before, but it usually was cold, stale and bad-tasting. You only drank it if you were desperate. But this new machine (Starbucks Interactive Cup Brewer) kicks ass.

    I have lately been going in the office, mostly for good free coffee and while I am there I do work and I am quite productive with a good cup of coffee in my hand. I even find myself going in there during the weekends for good coffe (I live very close) and while I am there doing good work. I think the company is getting really good return on their investment.

    Sure, the trick may not work for everybody, but my guess is that there are a lot of people like me who are more productive after a "good" cup of coffee.

  49. Different perks by Anonymous Coward · · Score: 0

    Soda, coffee, candy.... no I don't have any interest in those specifically, but I do appreciate it when an employer offers some small perk. Maybe it's casual Friday or the managers offer to treat everyone to lunch once a month or good work being rewarded with extra paid time off. The important thing is the company makes people feel appreciated in some way.

    Personally, I'm much more interested in working on interesting projects in a friendly environment than I would be in compensation or sugary food. A thank-you or a boss taking me out for lunch on my birthday goes a long way with me. Much further than free soda or a bigger cheque.

  50. An example of negative perks by msobkow · · Score: 5, Interesting

    One company I worked for not only didn't provide coffee and drinks, they didn't provide coffee machines or drink dispenser machines. Even worse, they forbid coffee machines at the desk.

    Not because of power supply issues, no.

    Because they gave the cafeteria company an exclusive contract to supply beverages to the entire staff.

    So instead of having coffee clubs like I did at most places I worked over the years, I was expected to pay nearly $2 for a sixteen ounce shitty cafeteria coffee. And I wasn't supposed to have them any time except 10, 12, and 2.

    I quit.

    --
    I do not fail; I succeed at finding out what does not work.
    1. Re:An example of negative perks by lightknight · · Score: 1

      And yet the person who negotiated that contract was, no doubt, given a promotion.

      --
      I am John Hurt.
  51. Seriously. Please use the correct words. by Anonymous Coward · · Score: 0

    "Perk" is what you get out of an 18-year-old set of ... features. "Perq" is short for "perquisite" and is the subject at hand.

    And if it's not free, it's not a perq.

  52. Better Idea... by sick197666 · · Score: 1

    How about we are treated as if we were as important as the marketing department? I mean, without us, there would be no product to market, correct? So how about we are treated as humans instead of code-cranking-machines who do not need food, sleep, or free time on the weekends. That would be a nice, huge change.

  53. Learn to feed yourself by coldsalmon · · Score: 1

    Imagine this pitch to an investor: "As a software company, our coders are our biggest asset. That's why we don't let them take a proper lunch, and feed them junk food and caffeine instead. This is directly reflected in the quality of their code."

    On the flip side, imagine saying this in a interview: "By the way, I am not even capable of feeding myself, and I have the diet of a feral 6-year-old, so if you don't give me free candy and soda I will be unable to work and I will probably starve to death." If you live on diet coke and candy bars, you're doing it wrong. If you don't know how to go to the grocery store and buy real food, that's not your employer's fault.

    1. Re:Learn to feed yourself by JDG1980 · · Score: 1

      Imagine this pitch to an investor: "As a software company, our coders are our biggest asset. That's why we don't let them take a proper lunch, and feed them junk food and caffeine instead. This is directly reflected in the quality of their code."

      At Google, they do feed them a proper lunch. But most companies can't be bothered; if there is a company cafeteria at all, it's outsourced to Aramark or some such scum, and run as a profit center rather than an employee benefit.

  54. I work for a health company by gameboyhippo · · Score: 1

    There is no free junk food here. :( But we have a free gym! It's actually really nice since they care about us rather than care about what makes us happy in the moment.

    1. Re:I work for a health company by Intrepid+imaginaut · · Score: 1

      The only post in the entire thread that even mentions health and it's complaining about not getting candies. THAT STUFF IS TOXIC. A company would be far better off to give out free jerky and maybe flatbread for the long burn, I for one don't want sugar highs and lows messing with my mental state not to mention fucking diabetes, tooth cavities and whatever else a high sugar low exercise diet will bring.

      Give me meat!

    2. Re:I work for a health company by Intrepid+imaginaut · · Score: 1

      Oh and some nice green teas please. I have a two liter thermos with a couple of small muslin satchels which I fill with decent quality herbal teas for business trips and travelling. Cannot be beat.

    3. Re:I work for a health company by gameboyhippo · · Score: 1

      I missed the part where I'm complaining about not getting candies. Is it the part where I say that "It's actually nice" or the part where I say, "they care about us rather than care about what makes us happy in the moment"? I'm just saying my employer is wise and correct to not give us junk food to get fat and diabetes on.

    4. Re:I work for a health company by Intrepid+imaginaut · · Score: 1

      It was the little :(. I dunno, there is a seriously poisonous food culture in development, nothing worse for people that spend most of their day sitting down than sugary treats.

    5. Re:I work for a health company by lightknight · · Score: 1

      Meanwhile, I don't mind the love that is caffeine and a constant sugar high. The trick is to continuously work out your pancreas, so diabetes never has a chance to develop.

      --
      I am John Hurt.
    6. Re:I work for a health company by gameboyhippo · · Score: 1

      Fair enough. While I agree sugar is poison, so is alcohol. When drank in moderation it can be enjoyable. When addicted to it, it can kill a person. Similarly I don't think the problem is sugar, but rather sugar addiction. Eating a slice of cake for my birthday is fine. Eating large bowls of ice cream and two cans of coke every day is deadly.

      The trick is to teach people that sugary foods are more enjoyable when they are special treats and not an everyday food. It's true. If I eat one small bowl of ice cream every other week, that ice cream tastes so much better than when I eat a large bowl of ice cream every day. Same with soda. I put two cans of soda in the fridge every Sunday. I can drink them whenever I want, but when they are gone, they are gone for the week. Soda is terrible for me, but when drank in moderation like that, it won't kill me.

  55. Narrow vs economy of scale 'perks' by globaljustin · · Score: 2

    The problem I see here is a narrow idea of what a 'perk' can be.

    Typically office environments are over regulated, and antagonistic managers use things humans *naturally need*...random breaks, flexible hours, snack food, wearing hawaiian shirts, etc. and turn them into a *commodity for you to earn.*

    Its part of the archaic business model we all struggle against.

    As a former employee, I'd definitely take the *cash* over gamed-out 'perks'...

    However, as a current employer, I'd like to defend the idea of a 'perk' from those who despise the notion....

    See, businesses have **economy of scale**

    We can buy things in bulk...including things our employees wouldn't otherwise be able to afford on their own.

    To me, as a business owner, THIS is a perk....a non-compensatory benefit that you get b/c you work for me.

    Food, drinks, etc. are all in this category, but that's really minor league perks. If a division leader has a budget for stuff to help employee morale, a wise use of it would maximize the economy of scale and wholesale access...not just get a discount on pizza (although that's nice too sometimes)

    ex: when I was a snowboarding instructor, one of our 'perks' was that the managers would let us buy as much as we wanted off of their 'pro form' from their corporate sponsors. Which means snowboarding gear at 50% of *wholesale*....that was a fskign 'perk'...and it helped our performance as employees!

    Most biz perks are just gaming out your needs and using it as a carrot/stick...

    --
    Thank you Dave Raggett
  56. It is a good canary by Wokan · · Score: 2

    I stopped drinking soda many months back, but I see such perks as signs of a company's financial health, just like the OP suggests.

  57. Why I work at the job I'm at by subanark · · Score: 1

    So...
    Masters in CS
    Make 35K a year
    Health benefits
    Matching retirement
    Free bus (parking is super expensive)

    Why do I work this job? Simple
    1. I get to do cool shit.
    2. It's academics.

  58. soda, candy, and energy bars? really? by Anonymous Coward · · Score: 0

    "Free sodas, candy and energy bars"

    I'm sitting in an office of developers right now and not one of us cares about any of those things. Perks like extra money, a free lunch once in a while, etc is much more satisfying since none of us drink or eat that junk.

  59. "The Elves Leave Middle Earth" by Anonymous Coward · · Score: 0

    Steve Blank posted about this a couple of years ago:

    The Elves Leave Middle Earth – Sodas Are No Longer Free

    > I had lived through this same conversation four times in my career, and each time it ended as an example of unintended consequences. No one on the board or the executive staff was trying to be stupid. But to save $10,000 or so, they unintentionally launched an exodus of their best engineers.

  60. The "perks" are a scam by bferrell · · Score: 1

    By and large they have twin motives

    1.) Keep people on campus/in the building... Close to their desks and working.
    2.) Create an illusion of privilege

    I've seen WAY too many people take lower pay for the "prestige" of being called senior blah or director or manager... And the work performed is the same. so maybe the ordering of the above is incorrect.

  61. here's a better idea by Anonymous Coward · · Score: 0

    pay me so I can decide for myself what I need

  62. Quality of life by Darkness404 · · Score: 2

    In the end, its all about quality of life.

    Would I be willing to take a lower-paying job that I really loved when compared to a higher-paying job that I dreaded going to? Yes.

    Having a flexible work environment is something that would keep me working for less of a paycheck and still be happy. On the other hand, a very restrictive work environment I'm really not going to like so I better have good pay.

    "Free perks" do not mean that developers thrive, but a relaxed work environment (that costs next to nothing!) helps developers thrive. Flexible hours and a relaxed dress code (T-shirt, shorts and flip flops should be ok) cost nothing to implement but yet can really help tech-minded people thrive. The thing is, managers who understand how the "techie mind" work generally tend to go a bit overboard and include a bunch of other stuff too, which does help, but not to the same degree.

    Bottom line, if you expect your IT people and developers to come in wearing suits from 9-5 and be "productive" for all those hours sitting quietly in a cubicle, you're going to have to pay your tech people a lot. On the other hand, if you can make going to work feel more like a hobby, more relaxed and more interesting, you can find people who will work for you for less.

    --
    Taxation is legalized theft, no more, no less.
  63. Re:Surprisingly, good free coffee makes a differen by Anonymous Coward · · Score: 0

    You'd give up working from home for coffee? You are insane!

  64. Why would I event want that? by Anonymous Coward · · Score: 0

    Are all developers teenagers now? Who would be interested for those things if they are over 20 years old?

    My employer supplies coffee, tea and soup and that is enough to get us through the day. I prefer to have this employer who considers the future by giving us plenty of train courses than to have one who gives out sugary treats.
    Granted, I have no experience in American corporate culture so Yanks might prefer that more. I remember from my experience whilst employed in China that it was thought of as something important to get a lunch supplied there.

  65. hookers n blow by Anonymous Coward · · Score: 0

    They can keep the soda, just don't take away my hookers and blow.

    Wait, wrong occupation. Sigh...

  66. Smokescreens... by erp_consultant · · Score: 1

    that's all those perks are. Sure, it's nice to have someone feeding you free sodas and the like but at the end of the day take home pay is all that really matters. That and getting treated in a dignified way. Most places are offering more or less the same benefit packages. I tend to focus more on the bottom line take home pay. Bonuses rarely pan out in full. Same for stock options.

    If they want to give me free drinks and snacks that's fine but it won't make me work any harder. I arrive motivated and I want to get paid for every hour I work - including overtime. Flat salary positions are for the birds, particularly in IT where there always seems to be some looming deadline that management has over promised on.

  67. free perks about working late / working lunches by Joe_Dragon · · Score: 1

    free perks about working late / working lunches

  68. What perks? by Anonymous Coward · · Score: 0

    I've been told I should be happy that I'm getting paid.

  69. Perks aren't that important by quietwalker · · Score: 1

    The author goes out of his way to paint free soda as a business requirement for employing developers, but that's patently ridiculous. Further, loss of free soda isn't going to be either a 'wake up call' or incite mass employee exoduses, regardless of the company. Company policies change all the time, and there's no way to predict the motivations so astutely from something that has so little impact on the bottom line. He may have been right in this case, but in my opinion, the author comes off as a self-entitled douche with a 'told-you-so' attitude based on a single personal experience and no understanding of the business motivations other than what he can assume.

    In fact, based on his recollection of the dialog, I suspect most of this article was a fabrication to justify his position. "Sipping soda helps keep me in rhythm while I code. It’s hard to explain–it’s like a part of my creative process." - said no one ever.

    The importance is far overblown.

    Perks are just that - perks. You don't need them to do your job, to enjoy your job, or to be productive. There are plenty of companies that do fine with little to no perks, and ones that do horribly with many. The further idea that developers themselves are some sort of unique breed of employee that needs a perk ration to perform at their best is pure hubris. An employee's job is not defined as collection of perks to either the employee or the employer. It's the work that defines it, and anyone not mature enough to come to grips with that is going to have problems in a corporate environment.

    That being said, occasional perks can provide short term boosts in productivity or morale. Company parties, bringing pizza in, and so on. They are demonstrations of a company or manager's respect for an employee, and make an employee feel valued far beyond the monetary worth. They can be good investments.

    However, you can't just keep showing up to say 'good job' every day, and expect it to keep having an impact. Any long term perk - like free coffee or soda - will eventually become the norm. They might encourage potential new employees, but the only way those perks affect morale is negatively - if it's taken away.

    Personally, I always thought it was worse when perks were unevenly applied. This class of employee gets _x_, but no one else. Seems like a big morale killer if it's not doled out fairly, with an objective merit-based system.

    1. Re:Perks aren't that important by EmperorOfCanada · · Score: 1

      It is not so much the perks as what they symbolize. Often the management have expense accounts and blow money 50 different ways that appear wasteful to the programmers. So if you don't give them some perks they feel slighted. Then they do an interview at some other place where they go out of their way to treat the programmers halfway human and poof the company just lost a programmer or 3 over a few thousand dollars worth of nothing.

    2. Re:Perks aren't that important by tungstencoil · · Score: 1

      This is an amazingly well-written and astute response. What are you doing here?

  70. What an idiot by nedlohs · · Score: 1

    Not all developers are sedentary fat fucks who slurp down soda all day and get the rest of their nutritional intake from candy.

    And unless you are the guy who consumes way more than everyone else then why would you want what could be money in your pay packet subsidizing their obesity?

  71. Coffee. by vikingpower · · Score: 1

    At least here in Europe: a company won't get me if there is no free fucking coffee. I drink about 10 cups of it per day. No coffee == no work. Period.

    --
    Religous speak to God. Insane are spoken to by God. When all shut up, one can finally hear Shostakovich in peace
  72. 100% dental by EmperorOfCanada · · Score: 4, Interesting

    I worked for a company where we had 100% dental for just about any procedure; it was awesome. Our company was purchased by a stodgy company run by 60 year old suits so I quit. Weeks later the first thing to go was the 100% dental. Two years later 95% of the staff were gone with only the most useless paper pushers remaining; basically people who couldn't move on.

    What I have discovered with programmers is that the good ones are quite smart and don't take much crap. So a clear and fair salary system that is open works far better than the pretending that nobody blabs their and any other salaries that they know. If you want to quickly empty out a room of your best programmers reveal that some useless stump of a manger earns 3 times as much and blew at least one of their salaries on travel.

    Or if you want them to quit after a few weeks of seething then just do a nepotism hire and put him in charge of "code reviews".

    The key is not so much that perks make or break an environment but that they indicate a respect for the programmers. Often programmers are somewhat trapped in the office while the marketing and management get to travel and wine and dine clients. Thus throwing them some bones such as food and conference travel balances out the equation. But once management starts to act like the programmers are a bunch of undeserving brats it is game over.

    One company that I particularly enjoyed quitting from would have the upper management basically give customer tours of the programmers like we were a zoo exhibit.

    The best part of when they cut a perk and lose programmers is how many of the management seem to think that the pathetic losers quit because they took away the free drinks or some such. Then they get angry when they realize how development has screeched to a halt when the only 3 competent programmers just took off. I have even heard accusations of sabotage.

    1. Re:100% dental by int19 · · Score: 1

      Often programmers are somewhat trapped in the office while the marketing and management get to travel and wine and dine clients. Thus throwing them some bones such as food and conference travel balances out the equation.

      This.

      I am in a relatively unique position that some software testing and occasionally actual bug fixes as a result of said testing cannot be done anywhere other than on customer property. In my case, this is railway cars/yards across North America. Accordingly, most of these locations are in major cities due to them being transportation hubs. Very infrequently Japan and Germany come up. While not the same as a vacation with the family, these trips are worth more to me than what the company ends up paying. Bonus when I can actually manage to bring the family.

      In a similar vein, I think every programmer should have some direct exposure to the customer. A five minute off-the-cuff conversation with them during a break in a meeting is solid gold compared to being hidden specifications and poorly translated information from managers / meeting minutes.

    2. Re:100% dental by dkf · · Score: 1

      The best part of when they cut a perk and lose programmers is how many of the management seem to think that the pathetic losers quit because they took away the free drinks or some such. Then they get angry when they realize how development has screeched to a halt when the only 3 competent programmers just took off. I have even heard accusations of sabotage.

      So... How come you weren't one of the 3 competent programmers who took off so that you could hear the accusations? Or was management so incompetent that they let the accusations be heard outside the company (a good way to end up with a lawsuit, so demonstrating even more thoroughly the incompetence of management)?

      --
      "Little does he know, but there is no 'I' in 'Idiot'!"
    3. Re:100% dental by Anonymous Coward · · Score: 0

      the upper management basically give customer tours of the programmers like we were a zoo exhibit.

      We have this at my current job, one from which I've already put in my letter of resignation. I've always thought it to be pretty f-ing weird, but it seems like no-one else minds this kind of behavior from management. They also offer these tours to other companies, not just customers. There are other odd things management does that I could complain about, but this thing has always stricken me as oddest.

    4. Re:100% dental by EmperorOfCanada · · Score: 1

      When you rage quit a company the remaining sheep always dish the dirt (while scouting for jobs themselves).

    5. Re:100% dental by EmperorOfCanada · · Score: 1

      Fully Agree, I loved traveling to client locations. Even the crappy locations had something fun about them even if it was just a story about how crappy they were. The best companies have the programmers and the customers mix it up a bit. The worst hide the programmers in a vault fearing that the client will steal them away.

  73. Lack of perks and cheapness drag down morale by Anonymous Coward · · Score: 0

    As someone who works as a developer at a company (Amazon) that provides very little in the way of perks for its employees and openly has a policy of being frugal (aka cheap), I can say that the absence of these things definitely has an effect on employee morale, especially when many other companies in the same sector provide such benefits. Personally, I would gladly take a small hit to my salary for things like free lunch or even snacks. It's depressing when managers refuse to pay for even simple recreational equipment or activities, even when it costs the company almost nothing, relatively.

    Of course, my experience may or may not be typical; other divisions in the company may have a different experience.

  74. damn spoiled by Anonymous Coward · · Score: 0

    i get the cool free perks n all , candy n soda seriously??
        give me free i.e free,free free free free , or very inexpensive health and dental with ways to re-educated inexpensively and i'd be a contented worker till i was sufficiently skilled to move on to something better.

  75. Free snacks can be a minus by rlh100 · · Score: 1

    For me, free snacks are a minus. I am trying to keep a handle on my weight. And I will admit it, I have very little control over eating food with lots of calories. I.e. most snacks. I manage it personally by not having any junk food at home.

    Snacks at work make it too easy to say "Oh, I will only have one..."

  76. Depending on the software being developed, yes! by eepok · · Score: 1

    Those things aren't perks to the job so much as mood elevators that create a friendly, inviting, and even party-like atmosphere that elevate mood and creativity.

    Those aren't "free perks", they're investments in novel software.

  77. Free coffee and soda are not a perk by Anonymous Coward · · Score: 0

    Dystopian science fiction often shows future soldiers or workers being drugged with exotic chemicals to increase productivity, but in reality companies have been drugging employees for a couple hundred years with sugar and caffeine to keep them going. It's in your employer's best interest to keep you hydrated and alert. As for free or just reasonably priced, I don't care. For me, if I'm at the office at 8pm and I have two more hours to finish something, a can of coke is often the difference between me staying or just saying, "screw it, I'll finish tomorrow."

  78. Get off my lawn, aka history 201 by Anonymous Coward · · Score: 0

    On top of that why does your employer owe you health insurance in the first place? That also used to be something that was a fringe benefit that people then started to expect and demand like it was owed to them.

    Around about the time the healthcare providers started charging individuals 2x and 3x the bill that they would send to the insurance companies (or at least the amount that the insurance companies assert that the services should cost). If you're not in some kind of group plan, you're getting incredibly ripped off.

    *sigh* Youngins today. Health are switched from a fringe benefit to compensation expected by employees when Nixon placed a freeze on salaries. Employees expected to continue to receive raises so employers started offering to pay for your healthcare.

    In its own socialist way employer-paid healthcare is our little guy equivalent to how CEO's started getting massive non-cash benefits like corporate jets for personal commuting as an end-run around attempts to limit their salaries.

  79. Do I need free soda? by lumpenprole · · Score: 1

    Not as long as I can go home at 5, no.

    --
    Disclaimer: MINAA (Mummy! I'm Not An Animal!)
  80. Perks are less expensive by drew_eckhardt · · Score: 1

    Engineers don't need perks.

    OTOH, employers spend less money when they're "giving away" $1 snacks and drinks than when engineers use 15 minutes of their time (70-$100 in fully burdened costs is not out of line) for a round trip to the corner convenience store which means less time left to work in a day.

  81. Restricted stock shares are the new options by drew_eckhardt · · Score: 1

    Options are ancient history in big companies.

    By the time I got there in 2006 Microsoft was issuing restricted stock units - regular stock that you gain control of as it vests. When I went to Amazon I got RSUs there too. Valley companies seem fond of them as well.

    Options today are mostly for startups where the current value is approximately zero which means there can't be a down side; although it's usually possible to convert those to restricted stock via early exercise, at which point you can make an 83(b) election to establish a low basis and start the clock ticking on the year after which any upside will be taxed as capital gains.

    1. Re:Restricted stock shares are the new options by Anonymous Coward · · Score: 0

      They stopped granting options because by that point they were completely worthless.

      As for start ups, you shouldn't be settling for options. If you're taking the risk by not getting your salary as cash, then you should be opting for real shares in the company.

  82. Meals are less expensive too by drew_eckhardt · · Score: 1

    When the hunger comes I can stick around for dinner after which it's more convenient to keep working at my desk until I'm at a convenient stopping point (however long it takes) or I can head home, make something or wait for my wife to do that, and by the time I've eaten switching back into work mode would be too inconvenient so it waits until necessary the next day..

  83. Idiots abound by sunking2 · · Score: 1

    Add up the cost of these perks and compare it as a percentage of your salary. It's like the Cheers episode where Sam and Woody both go in demanding raises from Rebecca and walking out satisfied with new titles.

  84. Love my high-deductable plan by GPS+Pilot · · Score: 1

    Being free to choose the size of your deductable is great.

    Health insurance that covers every little medical expense doesn't make sense. It's like a car insurance policy that pays for oil changes and tire replacements. If I want that, I am free to choose that kind of plan (and the higher premiums that go with it). But those with a little bit of sense choose a higher deductable, and save a lot of money in the long run. I pity people who live in countries that don't allow the freedom to make such choices.

    You seem to not understand how pre-Obamacare health plans work in the U.S., because all four of your points are invalid.
    1. If I lose my job and have no income, I'll still be covered by Medicaid.
    2. It's against the law for my insurer to drop me or raise my premiums if I get sick.
    3. Regardless of whether I'm able to present my insurance card (or even whether I'm insured at all) after I've been in an accident, the emergency room will give me the same quality of treatment, and sort it out later.
    4. Thanks to my choosing a high-deductable plan, my bank account is much larger than it otherwise would be, and I'm better able to afford visits to a doctor. Some people might blow the money they save on beer, instead of socking it away, but do you really want to design a healthcare system that rewards that kind of irresponsible behavior?

    --
    That that is is that that that that is not is not.
  85. This just shows. by ralphaostrander · · Score: 1

    That most employers have no clue how far making me feel cared about goes.

  86. Europe's attitude on this subject by jfalcon · · Score: 1

    I've worked for a Swiss/French based company and when over there visiting the main office, they had the bare minimum when it came to the kitchen compared to US based companies where we do have soda/beer/snacks/free pizza. I was wondering if this is the norm or was I in a crap environment?

    On the main subject: The more perks, the better talent you recruit and remain loyal. Look at Google where they have free cars, laundry, day care, meals, etc... Attrition (good or bad) aside, you don't want your talent to walk away because you won't write off the expense of a dollar for a can of soda.

    We're sort of in a question mark regarding healthcare as the costs have gone up for everyone in anticipation of what will happen in a couple years. I'm not sure why we are dumping this all on insurance companies when there are no price controls anywhere else in healthcare or eased FDA certification or tort reform but I think sometime this decade we will be neck deep in reforming everything once everyone in the US gets dropped into public health care (you know it will happen).

    --
    boom goes the dynamite....
    1. Re:Europe's attitude on this subject by Anonymous Coward · · Score: 0

      I'm french.

      From my experience, it is rather the norm.

      The most frequent "perk" you get here is coffee. Sometimes, there is a fridge so you can bring your own food.

  87. Perqs have never been "free" by JimtownKelly · · Score: 1

    Companies that provide snacks and drinks expect an ROI. And they all know how to offshore your overpaid code-monkey ass so shut up and get back to work.

    --
    -- Jimtown Kelly
  88. It Does Make a Good Indicator by Greyfox · · Score: 1

    Take RogueWave. Before the VCs took over, the coffee there was so good you really didn't mind the urine so much. After the VCs took over, the coffee there was so bad, the urine improved the flavor.

    --

    I'm trying to teach myself to set people on fire with my mind... Is it hot in here?

  89. OK... by Smerta · · Score: 1

    Wow. Cutting out free sodas would lower your morale? I'm not digging you but...

    What would lower my morale? Working on boring, unchallenging projects. Working on pointless, avoidable death-marches. Working with insecure, stupid people. Using inferior, productivity-crippling tools. Working in small, loud, cramped cube. Having reduced free time. Seeing less of my kids. Working out less frequently (tied into the death marches, etc.)

    But sodas? I don't think would really rate for me.

    Not trying to hijack your thought, its just that something like sodas are so inconsequential **to me** that I just cant relate.

  90. After reading these replies... by Anonymous Coward · · Score: 0

    I realize why I am looking at a career shift that is still relevant to my skills and miles away from any self-styled "software developers". The biggest concerns are Healthcare, lots of snacks, and profit sharing. Who up-modded all of this crap? The fattest, greediest children I've ever come across fucking get a grip!

  91. Mod parent up, more truth than humor by sethstorm · · Score: 1

    Unlike the HDHP's, a real plan won't leave you hanging when something major wipes out the account. That and all the "tax savings" don't do any good when they cause more problems.

    Going rarely screws you as much as going often.

    --
    Twitter supports and protects racists - by smearing their critics with the "Hate Speech" label.
  92. It pays MUCH more than that. by Ungrounded+Lightning · · Score: 1

    FWIW, most "free food" programs encourage workers to come in earlier (for breakfast) or stay later (work past dinner time) or to not spend a long time off the company property over lunch. The extra time at work usually pays for the food costs.

    It pays MUCH more than that. A typical thing that happens at startups is the company buys dinner - and the bulk of the engineers chow down and stick around another four hours. Not only do they get half-again as much time, but they get it in a block. For a programmer or other design engineer that means they haven't "lost state" and are even more productive than if they'd just worked three days instead of two.

    Even if only a third of the people stick around after din-din (and it's usually more), it's still the equivalent of getting more better than a 10% increase in manpower for the price of nine dinners (in bulk) per day per extra head - FAR less than the cost of hiring another head.

    And then there's an adminstrative pathology: The new management comes in, sees how much is spent on the food (but not how much is gained as a result), decides that their predecessors were stupid and the employees were looting the company, and stops the food. So come dinner time the employees go out (or home) to dinner and don't come back. Immediately it's like they lost somewhere between 10% and 33% of their work force without any reduction in payroll costs. (That's not counting how disgruntled some of the employees become.)

    I've been at three companies where this happened, and observed several more. All but one of 'em folded shortly thereafter - and the one that survived went through a near-bankruptcy that destroyed the original investors' equity and left it in the hands of the bondholders before it recovered.

    --
    Bantam Dominique roosters crow a four-note song. Once you've heard it as "Happy BIRTHday" you can't NOT hear it that way
  93. Even more. by Ungrounded+Lightning · · Score: 1

    Even if only a third of the people stick around after din-din (and it's usually more), it's still the equivalent of getting more better than a 10% increase in manpower for the price of nine dinners (in bulk) per day per extra head - FAR less than the cost of hiring another head.

    Did the math wrong: Make that about 17% more "heads" for the price of six dinners per night for one in three staying an extra half-shift..

    --
    Bantam Dominique roosters crow a four-note song. Once you've heard it as "Happy BIRTHday" you can't NOT hear it that way
  94. Perks by Codifex+Maximus · · Score: 1

    Those perks tend to keep coders at their work rather than going out for long lunches. Also, your reference to cut perks being an indicator of rocky road ahead, I agree.

    --
    Codifex Maximus ~ In search of... a shorter sig.
  95. All I needed... by krisamico · · Score: 1

    ...Was good money, decent benefits, and for directors to stay out of the damned way. Save your stupid soda machines and Google headquarters garbage. I would never have worked there for long. Work at work, play at home! I didn't leave any corporate job until directors started either getting in the way or not delivering on the promises they traded for the sacrifices I made. Take care of your people, let them do good work.

  96. Why aren't books mentioned? by Anonymous Coward · · Score: 0

    Forget candy and sodas (neither of which I can eat anyway so who cares), the best perk is the book perk. When a company buys you the new O'Reilly book, it's saying your continued development as a professional actually matters to them. I use that as the real barometer.

  97. pay for what you use by ionymous · · Score: 1

    My company took away the free soda. Work continued and it was not a big deal. Why would anyone expect for a company to pay for their groceries anyway? Technically, if the logistics were realistic, I'd have no problem paying for my toilet paper. Paying for what I use makes sense to me.

  98. shares not necessarily better than options by Anonymous Coward · · Score: 0

    An even better way, than Microsoft's concept of future-vested shares (what MS replaced options with when their stock stopped growing).... IS IMMEDIATE PROFIT-SHARING OUT OF THE COMPANY'S NET INCOME, like my current employer, a privately-held multinational does it. Once a year in early January, an amount approximately equal to 30% of my annual salary minus taxes, has shown up in my bank account. Shafted out of a quarter million dollars of unvested stock when I ended up laid off by a crappy Microsoft manager, I'll never again accept work at one of these future-vesting companies without a very high salary that will leave me satisfied even if I never see a dime of unvested bonus. Yes, I worked like a dog on an influential project and got some top notch performance review scores in order to collect that much in my unvested stock column. But a newly promoted manager jealous that he hadn't rated the same when we were peers made sure I wasn't around to collect it. A person has better stuff to worry about in life than loser managers using their ability to play "indian giver" on compensation earned by that worker. So, not again. And if I do get a high salary at a future-vesting company, you better believe I won't be worrying about busting the curve to earn incentive compensation I may never actually see a dime of.

  99. Would rather work at home by Squidlips · · Score: 1

    That is the best perk instead of some pointless junk food perk. I worked for a sweatshop where they provided lunch but it was jsut to try to rpevent you from leaving at lunch...screw that...

  100. Find out who does the buying by DaChesserCat · · Score: 1

    At a prior gig, there was free soda. It was mostly Coke/Pepsi, which I didn't care for. I wanted some Code Red. I found out who did the buying. I found out that she was part Norwegian. I brought in a plate full of Kransekake (ring-shaped, Norwegian marzipan cookies; I have the recipe and I've made them before). I waved 'em under her nose. Her eyes lit up. "Repeat after me: we're going to get some Code Red in the soda cooler." She repeated it. I left the cookies. Later that week, Code Red appeared in the cooler.

    A little social engineering goes a long way.

    --
    ... by the Dew of Mountains the thoughts acquire speed, the hands acquire shakes, the shakes become a warning
  101. Best ways to get a developer to quit. by Anonymous Coward · · Score: 0

    Here are mine:
    1. Ask the developer to go drive the floor cleaning machine on the factory floor and get angry at them when they decline. (I resigned a position over this)
    2. Ignore the developer when he protests one-on-one to you about being required to spend 60 hours per week in the office for months at a time. (I am about to resign a position over this)
    3. The developer finds out that the layers of management above him makes about $110,000 yearly + bonuses when they don't do anything difficult and spend only 20 hours a week in the office.

  102. Pointless goodies of a bygone era by TripleE78 · · Score: 1

    Maybe it's because I've never worked in a purely dev. shop and have always been sitting with not just developers, but about the only regular perk I get is free coffee and tea. I sat for six weeks at a shop that had free sodas and bagels and crap in the breakroom. It was handy because I was living in a hotel the whole time.

    I learned that I'd have cared a lot about that at 22 or so coming out of college. Now that I'm 34, I don't care. Free coffee is nice as it saves me time in the afternoon if I want some and don't want to take time to seek it out and buy it or get stuck with instant. Outside of that, I found that having all the sodas and bagels and crap didn't save me time so much as make me gain 10 lbs. in that time and made me groggy and never leave the building. Not leaving the building as often made my thinking (and therefore my coding) crap, because I didn't get a breather and ultimately spun my wheels on stupid crap for too long instead of having a fresh start.

    Know what perks I want? Good management. The right tools to do my job. A kitchen area to heat up the food I bring and maybe some plastic silverware to eat with. Coworkers who aren't assholes. Educational opportunities. Good benefits. European style vacation. Telecommuting options.

    The whole "keep the coders in the building" thing doesn't really work for me. I need breaks and to interact with people or non-tech stuff. Otherwise, at best I get groggy and slow, and at worst, I totally lose perspective about what the actual users want and start churning out very powerful code that's essentially useless.

  103. Perks by wiz0690 · · Score: 1

    Back in the early '80s we had a beer tap in the break room. It stayed locked until 5:00 PM, after that, all the beer you could drink.

    --
    /steve
  104. Actual Value vs. Status Quo by __aasofm1588 · · Score: 1

    It's true that the amenities an office provides can sometimes serve as a barometer of things to come, but not always. Obviously some layoffs can be so drastic that there is no warning beforehand.

    My concern is with the emphasis upon unhealthy junk food being prized as tokens of opulence. Besides the questionable practice of "rewarding" employees with diabetes mellitus, tooth decay and hypertension, there are ethical concerns with supporting Nestle, Mars, and Hersheys, who buy cacao from west coast African nations that exploit child slavery, and palm oil harvested through Amazonian deforestation. Maybe the trophy should not be crappy food that's ruining your health but locally sourced produce and bean-to-bar chocolate. That latter should more clearly be recognized as a sign of prosperity.

  105. Do you want Stability? Or More Money? by Cammi · · Score: 1

    Gov Programmer with benefits and paying into retirement. That is the ONLY reason I still work as a Gov Programmer. While entry level (private sector) web developer/help desk makes a minimum of $80k/yr. I, as a senior gov developer, barely skins $60k/yr. Take home? Roughly $40k. No perks.