If there was ever a bad sign, it is when an outfit starts using the three word bullshit. And I defy anyone to tell the difference between the BS generator and what they wrote, other than we know they wrote it already.
"Our learnings show that users want content that is relevant, exciting and engaging."
I think that means that users want great fun advertisements. I think it's true. My favorites are the ones about pills for diseases I've never heard of before suggesting I ask my doctor for more information. I never have anything fun to talk to my doctor about, and these are great conversation starters.
Ask your Doctor if Scratchicrotchi 80 grit catheters are for you!
No doubt fusion could be pretty tremendous, but in a world where you might have to foot the cost of the power lines and poles delivering archaic grid power to your house, solar and wind can have a big cost advantage.
Especially when you factor in the cost of power lines all the way to the moon.:-D
Which reminds me, I was reading an article about some advances in synthetic diamonds as some potential for a space elevator. I'd give the citation, but I was browsing on another computer at the time.
Sounds fanciful, but imagine how much power could be had with tether generation?
Maybe my maths is broken. I'm not terribly good at it and I'm drunk, but frankly it's looking pretty unlikely for you.
Your maths are fine. I had people coming down to brag about how much money they made and put into their retirement investments all the time.
They stopped doing that in 2000 when the tech bubble burst.
Some others did the same until the housing market drug us into the great recession in 2007-2008.
They stopped too.
And through conservative investments, saving and paying my bills off as quickly as I could, I am where they would have been. They are all still working and looking forward to a severely lessed retirement income.
But they had a hellava run for a few years, when they too believed I was a "fucking moron" as one of our AC's so cutely put it.
Perhaps this fellow has found that special kind of stock that returns a solid 10 percent every year and never goes down. That way he can pay off his broker and live in fat city.
Which for my maths is magic, and the stock is probably in the Unobtanium Corporation.
Yes, but $500 a month invested in the stock market at 7% average returns would be worth $610,000 at the end of the 30 years so you're up a half million. It only works if you're disciplined, but if you're not then it's unlikely you'll be able to handle the 15 year mortgage payments anyways.
Awesome. This all reminds me of the retirement schemes that are heavily stock market oriented. Man you'll always be rolling in the dough, a 5Xmillionaire when you retire. You are always going to get a 7 percent return all the time.
Why? Because, in the long run the stock market ALWAYS goes up.
And bedamned if that isn't the truth.
But as many of my co-workers found out, it doesn't matter a tinkers damn. What is important is where the stock market is, and where you have your money on the date you intend to retire. I've had multiple coworkers who lost most everything in 2000, and again in 2008.
The problem with your scenaro is of course if you invest in exactly the right vehicles, and pull and place your money around in the other exact right vehicles, you might just do that. And don't forget, if you aren't doing it yourself, you need that 7 percent after commissions.
I've got money in the market, but it's all expendable money. And the game is not rigged for people with only a few hundred thousand to invest.
Did it ever occur to you that many people will never qualify for a mortgage based on any number of factors such as location?
It occurs to me very much. But then, that was part of the reason I don't live in places where I cant afford to live. Pretty simple math.
After all, a fair portion of the people who live in San Diego or New York City will never make enough to buy within 50 miles of where they work - but they probably understand the math that you laid out intimately.
One of my favorite parts of this recurring conversation is that people always have a litany of excuses. But in reality- it is simple. If your career doesn't pay you enough to live in a certain area, then perhaps you don't want to live in that area.
Besides, if you can't afford a house in those areas, it really doesn't matter, because you won't have a mortgage anyhow.
Reminds me of my boss. He refused to believe me that I was going to retire. He said I couldn't afford to. I gave 5 years notice that he laughed at. Each year at review time, I outlined what would keep me there. Three years to go, I noted my mortgage was paid off. Two years to go, I sat down with him at review time, and went over the numbers, because he still said I couldn't afford to retire. One year to go, I outlined the last matter it would take to get me to stay on, which involved a raise that would affect my numbers positively.
One month to go - I put in my notice. Amazingly enough, it came as a total shock. "I just thought you were venting" was his reply when I noted that I had actually given him 5 years notice. So after retirement, they brought me back as an emergency rehire.
I can talk and talk, but the other side has to listen. But so few people take telling.
Leonard Cohen said it well:
You are locked into your suffering, and your pleasures are the seal.
According to the U.S. Energy Information Administration, 1,507 MW of new coal plants were added in 2013. However, in the same year 6,861 MW of natural gas and 2,959 of solar was added. For the math challenged that means almost twice as much new solar was added compared to new coal (and over 4 times as much natural gas). There was also 1,032 MW of new wind added.
Please stop! You're giving the Fox News "Germany is sunnier than the US" crowd a cognitive dissonance headache!
A solar panel on my roof compared to a coal fired steam turbine in my basement? Absolutely more economical. A solar panel or even solar concentration plant capable of generating 2GW of power? Not even close to as economical as coal.
You are locked into gridthink. I have no need to generate 2 GW or even 1GW of power. In addition, in a world where being attached to the power grid is becoming more and more of a problem, and less of a solution, economy is only one of the advantages. Reliability is another. Try going a week in Northeast US in the dead of winter with no power. That was what started me into realizing that the power grid was an anachronism. Since then, I've been steadily working on weaning myself to where my power needs are in my hands, not some drunk guy who runs into a mainline power pole, or a squirrel vaporizing itself in taking out a substation, or some weather event.
So what you're saying is basically "fusion is the energy of the future, and always will be"?
OK, maybe getting helium-3 from the moon is a little bit ridiculous right now, but we should definitely continue research into other sources of energy. If we can ever get fusion to work in a cost-efficient way, all our energy needs are over until we run out of hydrogen atoms. Fusion also works when the sun doesn't shine and the wind doesn't blow.
Too bad there is no way of storing that power, eh?
No doubt fusion could be pretty tremendous, but in a world where you might have to foot the cost of the power lines and poles delivering archaic grid power to your house, solar and wind can have a big cost advantage.
Never in my wildest dreams did I ever think I would be writing that one day.
Would the good gentleman from the Cass Business School, also enlighten us as to where this extra money might be secured?
I'll enlighten you with my own experiences. Innovation is key to a plan to acquire more funds above the average person.
As well as an ability to understand some pretty basic math as applied to personal finances.
Let's take the example of a mortgage. Almost everyone I know took out a 30 year mortgage when they bought their homes
So let's see about this.....
Using rounded figures:
200,000 dollars mortgaged at 5%.
30 year payoff = Monthly payment of 1,073.64
15 year payoff = Monthly payment of 1,581.59
Wow! these folks are saving over 500 dollars a month!
So many people actually someway, somehow, think that they are saving money!
When in fact:
$1,581.59 times 180 months = $284,686.20
$1,073.64 times 360 months = $386,510.40
This means that they have given away $101,824.20
Which would be nice sitting in a bank account or two.
I have no idea why people cannot figure out this simple stuff, and just imagine that extra $1600.00 dollars a month in your pocket after 15 years. But given that the 30 year mortgages are still the standard, It looks as if I'm in a minority.
I suspect our friend with his stereotypes belongs to that majority group - giving away their wealth with no insight as to how they are giving it away.
I'm in the UK [...] Unless you mean something I don't understand by 'be secured'
He does. Have you considered learning the language of the place you live in? Or failing that, using google?
I think he refuses to on principle, because that would just make him one of us fat cats who have money.
What I am surprised at is that anyone would need to be told to have their money in more than one bank. I've had mine in several banks since long before the intertoobz.
But then again, we live in a world where many people think it is smart to take out 30 year mortgages rather than 15 year ones. Then wonder why they don't have any money.
That's some seriously revisionist history. None of the 'repeal/defund the ACA' bills passed even the House. Even since the GOP took control of the Senate, none of the 'repeal/defund the ACA' bills have passed either house. No need to veto a bill that never passes.
Meanwhile, the much-maligned ACA is responsible for the *lowest* rate of insurance premium/deductible increases in decades, and millions more people can afford to actually *get* healthcare than before.
And peopple are not trapped in jobs because of the completely un-American "pre existing condition" evil. I know many people who had unfortunate but normal health issues who were stuck at jobs they hated, because of that. Oh yeah, they could go to a new job - but the health insurance there wouldn't cover the condition.
That was one of the early backlashes against genetic testing. Many thought that as soon as the insurance company found out what you were likely to get, they'd refuse to cover those diseases. Wether or not that was true, who the hell would want to get tested only to have to choose between bankruptcy and death?
Is this the real life?
So, basically, there is no 'separation of Church and State' at all?
It's changing slowly - and the fundies are pissed.
From the time I was in school, in a small town in Pennsylvania, where anything that smacked of evolution was scrubbed. Hard to imagine but I got the whole way through primary and secondary education without hearing "dinosaur" once. Mandatory sex ed classes were almost the old joke of "If you have sex outside of a Church wedding - you will get VD and die". Sounds apocryphal, but I'd swear on a stack of cordwood.
We are moving towards a time of protection from religion
Fortunately, while many of those Religion Test laws are still on the books, they have been rendered null and void.
I'm actually pretty optomistic that while the holdouts are now mostly fundamentalist kooks who won't go down without a fight, we'll get to a place where a non religious person can come out of the closet.
In my opinion people spend way too much time, money, and effort, attempting to 'live as long as possible'. What they should be doing instead is focusing on quality of life.
And how.
Safety culture, success using the metric of years spent without assuming room temperature.
Ignoring the last ten years of your life when the healthcare industry assumes your accumulated wealth while you rot in a nursing home, drugged and shitting in adult diapers, not having much concept of who you even are in your demented state.
But if the drug companies can keep you on maintenance drugs 10 more years, and you don't have to worry about descendants fighting over your now missing estate, safety culture is pleased, and PROFIT!
Slashdot Mirror
"Users want content that is relevant, exciting and engaging."
"We need to facilitate integrated synergies"
"The new Browser will engage visionary models"
"This will allow us to enable leading-edge content"
All these three word corporate bullshitisms courtesy of the Corporate bullshit generator http://www.novasio.com/bs_gene...
If there was ever a bad sign, it is when an outfit starts using the three word bullshit. And I defy anyone to tell the difference between the BS generator and what they wrote, other than we know they wrote it already.
"Our learnings show that users want content that is relevant, exciting and engaging." I think that means that users want great fun advertisements. I think it's true. My favorites are the ones about pills for diseases I've never heard of before suggesting I ask my doctor for more information. I never have anything fun to talk to my doctor about, and these are great conversation starters.
Ask your Doctor if Scratchicrotchi 80 grit catheters are for you!
Everything these people are involved with turns to total shit.
Oh, you are so gonna be a Tea Partier if you aren't already. The olde cranky bastard is very stong in you.
Our learnings show that users want content that is relevant, exciting and engaging.
Do people who speak like this not realise how fucking ridiculous they sound?
Sounds like a pornsite advertisement.
200,000 dollars mortgaged at 5%.
Seriously, using a calculator is being a troll?
Especially when you factor in the cost of power lines all the way to the moon. :-D
Which reminds me, I was reading an article about some advances in synthetic diamonds as some potential for a space elevator. I'd give the citation, but I was browsing on another computer at the time.
Sounds fanciful, but imagine how much power could be had with tether generation?
Maybe my maths is broken. I'm not terribly good at it and I'm drunk, but frankly it's looking pretty unlikely for you.
Your maths are fine. I had people coming down to brag about how much money they made and put into their retirement investments all the time.
They stopped doing that in 2000 when the tech bubble burst.
Some others did the same until the housing market drug us into the great recession in 2007-2008.
They stopped too.
And through conservative investments, saving and paying my bills off as quickly as I could, I am where they would have been. They are all still working and looking forward to a severely lessed retirement income. But they had a hellava run for a few years, when they too believed I was a "fucking moron" as one of our AC's so cutely put it.
Perhaps this fellow has found that special kind of stock that returns a solid 10 percent every year and never goes down. That way he can pay off his broker and live in fat city.
Which for my maths is magic, and the stock is probably in the Unobtanium Corporation.
I can talk and talk, but the other side has to listen. But so few people take telling.
Yep. What do you tell a woman with two black eyes? Nuthin! The bitch already been told twice...
Ehrmagherd! That reminds me of the old days on alt.tastless.jokes. Thanks for th flashback!
Think outside the grid.
I'd love to but that's where my power comes from when the sun doesn't shine.
Pity that storage batteries don't exit in your universe.
I can talk and talk, but the other side has to listen. But so few people take telling.
You sound like a complete fucking moron... No doubt people ignore you.
Yup. I do believe you believe I'm a complete fucking moron.
Yes, but $500 a month invested in the stock market at 7% average returns would be worth $610,000 at the end of the 30 years so you're up a half million. It only works if you're disciplined, but if you're not then it's unlikely you'll be able to handle the 15 year mortgage payments anyways.
Awesome. This all reminds me of the retirement schemes that are heavily stock market oriented. Man you'll always be rolling in the dough, a 5Xmillionaire when you retire. You are always going to get a 7 percent return all the time.
Why? Because, in the long run the stock market ALWAYS goes up.
And bedamned if that isn't the truth.
But as many of my co-workers found out, it doesn't matter a tinkers damn. What is important is where the stock market is, and where you have your money on the date you intend to retire. I've had multiple coworkers who lost most everything in 2000, and again in 2008.
The problem with your scenaro is of course if you invest in exactly the right vehicles, and pull and place your money around in the other exact right vehicles, you might just do that. And don't forget, if you aren't doing it yourself, you need that 7 percent after commissions.
I've got money in the market, but it's all expendable money. And the game is not rigged for people with only a few hundred thousand to invest.
Did it ever occur to you that many people will never qualify for a mortgage based on any number of factors such as location?
It occurs to me very much. But then, that was part of the reason I don't live in places where I cant afford to live. Pretty simple math.
After all, a fair portion of the people who live in San Diego or New York City will never make enough to buy within 50 miles of where they work - but they probably understand the math that you laid out intimately.
One of my favorite parts of this recurring conversation is that people always have a litany of excuses. But in reality- it is simple. If your career doesn't pay you enough to live in a certain area, then perhaps you don't want to live in that area.
Besides, if you can't afford a house in those areas, it really doesn't matter, because you won't have a mortgage anyhow.
Reminds me of my boss. He refused to believe me that I was going to retire. He said I couldn't afford to. I gave 5 years notice that he laughed at. Each year at review time, I outlined what would keep me there. Three years to go, I noted my mortgage was paid off. Two years to go, I sat down with him at review time, and went over the numbers, because he still said I couldn't afford to retire. One year to go, I outlined the last matter it would take to get me to stay on, which involved a raise that would affect my numbers positively.
One month to go - I put in my notice. Amazingly enough, it came as a total shock. "I just thought you were venting" was his reply when I noted that I had actually given him 5 years notice. So after retirement, they brought me back as an emergency rehire.
I can talk and talk, but the other side has to listen. But so few people take telling.
Leonard Cohen said it well:
You are locked into your suffering, and your pleasures are the seal.
According to the U.S. Energy Information Administration, 1,507 MW of new coal plants were added in 2013. However, in the same year 6,861 MW of natural gas and 2,959 of solar was added. For the math challenged that means almost twice as much new solar was added compared to new coal (and over 4 times as much natural gas). There was also 1,032 MW of new wind added.
Please stop! You're giving the Fox News "Germany is sunnier than the US" crowd a cognitive dissonance headache!
A solar panel on my roof compared to a coal fired steam turbine in my basement? Absolutely more economical. A solar panel or even solar concentration plant capable of generating 2GW of power? Not even close to as economical as coal.
You are locked into gridthink. I have no need to generate 2 GW or even 1GW of power. In addition, in a world where being attached to the power grid is becoming more and more of a problem, and less of a solution, economy is only one of the advantages. Reliability is another. Try going a week in Northeast US in the dead of winter with no power. That was what started me into realizing that the power grid was an anachronism. Since then, I've been steadily working on weaning myself to where my power needs are in my hands, not some drunk guy who runs into a mainline power pole, or a squirrel vaporizing itself in taking out a substation, or some weather event.
Think outside the grid.
So what you're saying is basically "fusion is the energy of the future, and always will be"?
OK, maybe getting helium-3 from the moon is a little bit ridiculous right now, but we should definitely continue research into other sources of energy. If we can ever get fusion to work in a cost-efficient way, all our energy needs are over until we run out of hydrogen atoms. Fusion also works when the sun doesn't shine and the wind doesn't blow.
Too bad there is no way of storing that power, eh?
No doubt fusion could be pretty tremendous, but in a world where you might have to foot the cost of the power lines and poles delivering archaic grid power to your house, solar and wind can have a big cost advantage.
Never in my wildest dreams did I ever think I would be writing that one day.
I'll enlighten you with my own experiences. Innovation is key to a plan to acquire more funds above the average person.
As well as an ability to understand some pretty basic math as applied to personal finances.
Let's take the example of a mortgage. Almost everyone I know took out a 30 year mortgage when they bought their homes
So let's see about this.....
Using rounded figures: 200,000 dollars mortgaged at 5%.
30 year payoff = Monthly payment of 1,073.64
15 year payoff = Monthly payment of 1,581.59
Wow! these folks are saving over 500 dollars a month!
So many people actually someway, somehow, think that they are saving money!
When in fact:
$1,581.59 times 180 months = $284,686.20
$1,073.64 times 360 months = $386,510.40
This means that they have given away $101,824.20
Which would be nice sitting in a bank account or two.
I have no idea why people cannot figure out this simple stuff, and just imagine that extra $1600.00 dollars a month in your pocket after 15 years. But given that the 30 year mortgages are still the standard, It looks as if I'm in a minority.
I suspect our friend with his stereotypes belongs to that majority group - giving away their wealth with no insight as to how they are giving it away.
He does. Have you considered learning the language of the place you live in? Or failing that, using google?
I think he refuses to on principle, because that would just make him one of us fat cats who have money.
What I am surprised at is that anyone would need to be told to have their money in more than one bank. I've had mine in several banks since long before the intertoobz.
But then again, we live in a world where many people think it is smart to take out 30 year mortgages rather than 15 year ones. Then wonder why they don't have any money.
Until the internet of things allows them to hack your mattress as well.
It's an ostomy bag
That's some seriously revisionist history. None of the 'repeal/defund the ACA' bills passed even the House. Even since the GOP took control of the Senate, none of the 'repeal/defund the ACA' bills have passed either house. No need to veto a bill that never passes.
Meanwhile, the much-maligned ACA is responsible for the *lowest* rate of insurance premium/deductible increases in decades, and millions more people can afford to actually *get* healthcare than before.
And peopple are not trapped in jobs because of the completely un-American "pre existing condition" evil. I know many people who had unfortunate but normal health issues who were stuck at jobs they hated, because of that. Oh yeah, they could go to a new job - but the health insurance there wouldn't cover the condition.
That was one of the early backlashes against genetic testing. Many thought that as soon as the insurance company found out what you were likely to get, they'd refuse to cover those diseases. Wether or not that was true, who the hell would want to get tested only to have to choose between bankruptcy and death?
Ted Cruz and family are on the ACA
Is this the real life? So, basically, there is no 'separation of Church and State' at all?
It's changing slowly - and the fundies are pissed.
From the time I was in school, in a small town in Pennsylvania, where anything that smacked of evolution was scrubbed. Hard to imagine but I got the whole way through primary and secondary education without hearing "dinosaur" once. Mandatory sex ed classes were almost the old joke of "If you have sex outside of a Church wedding - you will get VD and die". Sounds apocryphal, but I'd swear on a stack of cordwood.
We are moving towards a time of protection from religion
Fortunately, while many of those Religion Test laws are still on the books, they have been rendered null and void.
I'm actually pretty optomistic that while the holdouts are now mostly fundamentalist kooks who won't go down without a fight, we'll get to a place where a non religious person can come out of the closet.
it did give me some wicked CV stamina
Not sure if curriculum vitae or computer vision...
Think lower.....
The signs says "Speed enforced by Aircraft," but I have yet to see them strafe anyone.
I'd thought about making a short movie once using that concept.
In my opinion people spend way too much time, money, and effort, attempting to 'live as long as possible'. What they should be doing instead is focusing on quality of life.
And how.
Safety culture, success using the metric of years spent without assuming room temperature.
Ignoring the last ten years of your life when the healthcare industry assumes your accumulated wealth while you rot in a nursing home, drugged and shitting in adult diapers, not having much concept of who you even are in your demented state.
But if the drug companies can keep you on maintenance drugs 10 more years, and you don't have to worry about descendants fighting over your now missing estate, safety culture is pleased, and PROFIT!
Other than that, I have no opinion on the matter.
I do most things at my physical height.
Yeah, but "zenith" sounded sort of pretentious.