It is their definition. A quote from the school board:
Health insurance eats up about 21 percent of the budget of this district, More than one out of every five dollars we spend is spent on health insurance either for active employees or retirees
If the teachers salary is around $67K, the teacher is probably costing the district north of $100K once benefits (health care, pension, etc) are added in.
The next problem is you are using 'class size' to figure out the cost, but that is not the correct measurement. The correct measurement is teachers per student in the district. Why does that matter? Because once you get above the elementary level the teachers spent an awful lot of time not in a classroom. For instance, in the district I am talking about the high school has approx 2400 students, and there are 250 teachers. That is not the 22-1 ratio that you are using. Why are there so many teachers? Because, by contract, out of a 9 period day a teacher can have assigned classes for no more than THREE periods. There is an additional one period (max) that they can be assigned as a sub in another room. One period of the day (ninth) is for students who need help, have questions, etc. One period is for lunch. And three periods are for making lesson plans, correcting papers, setting up labs, etc. And even at the elementary level, a teacher doesn't spend all day teaching. There are always one or two 'special' periods a day (library, reading, music, art, gym, etc).
Then we get to special education. Kids who, years ago, would have been in special ed are now 'integrated' in regular classrooms. That leaves only the most severe handicaps in special ed, and those classrooms are certainly not at a 22-1 ratio no matter how you look at it. A ratio of 1-1-1 is not uncommon. That means 1 student, 1 teacher, and 1 aide. That really adds to the teacher count quickly.
So now, when we consider your $300K classroom spend, we find it is split among at least two teachers (on average) who are costing the district (on average) around $100K each. So 66% of the money, not 20% goes to the teachers.
Nobody is 'forcing' you to do anything. IF you have the TV service you get a FREE one-tier upgrade on internet. If you don't have TV service, you can pay for the upgrade IF you want it. If you buy a TV subscription JUST to get the 'free' upgrade, you are an idiot.
Employee benefits is NOT teacher salary (or anyone else's) salary. It is PURELY health insurance and pension. Salaries are 'regular school teaching' and 'disability programs' and 'general support'.
Administrative costs are one of those things that always sound plausible, but on closer inspection don't really amount to much. Total administrator costs in this district are around $2M, or just over 1% of the budget.
I'm sure the benefits include 'those beyond teachers'. But certainly the bulk of that is teachers. In the elementary school where my daughter teaches, there are 25 teachers, one principal, a secretary, a janitor, a nurse, and some TAs. The principal makes more money than the teachers of course, but everyone else makes far less.
My local district, with an enrollment of 6000 students, just published their $175M budget ($29K/student). The top spending categories are:
$52.1 million for employee benefits $43.1 million for regular school teaching costs $30.4 million for programs for students with disabilities $11.9 million for general support. $9.2 million for debt service $8 million for transportation, up 4.5 percent.
The two main things that throw off your 20% calculation is the ridiculously high 'employee benefit' spending, and the disabilities programs. The disabilities programs do not have a class size of 22, but may have a class size of one student, one teacher, and one or two aides.
Really? Here is what one of those SUNY schools says is the per-year cost. It is approx $21K (n-state). An Empire scholarship will only cover the 'tuition' portion. Out of state students pay about $10K/year more.
Your knowledge of civics, in a word, sucks. The electoral college exists because we are The United STATES of America. States, and their will, matter. Because the states matter, we give them some power, in this case it is the power to choose the executive. The people choose the Congress, the States choose the president. The method by which the states choose the executive is by the Electoral College. Each state gets a number of votes equivalent to its representation in Congress.
The manner used by each state to determine how it will vote is up to the state. Most states use a simple popular vote - whoever gets the most votes in the state gets the states votes. Some states use a proportional votes - it's votes are divided by the ratio of votes in the state.
None of it has to do with 'elitists undoing the vote'. And none of it applies to how a state chooses it's governor.
The purpose of the local water tower is to generate enough pressure to distribute the water properly. If you stick a turbine in there you are taking away the main benefit of having the tower in the first place.
Hurricanes are not 'high winds'. Have you ever actually seen hurricane damage? Do you really think your 'pole with some u-bolts' is still going to be there when the structure it is attached to is gone?
How well do you suppose your solar+wind combo would have held up in a hurricane? How about 2 hurricanes? Do you really think you are going to get those el-cheapo deals when every house on the island has to simultaneously replace their system due to hurricane damage? I am sure you would have no problem finding enough solar/wind installers to install 2 million systems. Should be no problem. What a great idea!
The power company is owned by the government. While governments can declare bankruptcy it is not really a good idea if you are going to expect credit in the future.
What happens when an accident happens because the owner did not do proper maintenence (bad brakes, bald tires, mechanical failure, didn't take the vehicle in for updates, etc)? The manufacturer isn't going to cover that.
What happens when someone damages your car? The manufacturer isn't going to cover that.
If you get a refund of $1200, that means you overpaid by $100/month. IF you are lucky, your bank will pay you 1% on your savings account. If you reduce your withholding by $100/month, at the end of the year you will have earned a whopping $5! Woo-hoo! Where will you spend all that?
If you hear 'a whole lot of nothing' you generally (correctly) assume that the phone system is at fault. If you hear a ring tone, and nobody answers, you assume that the person just isn't answering the phone. Does it matter? Yes. If you know that the phone system is not setting up your call in a reasonable time, maybe it is time to switch carriers. But, supposing you are trying to reach someone, and they appear to be just not answering the phone. Why? If it is a business, are they too busy to answer the phone? If it is emergency services, why aren't they answering? Etc.
You're missing the point. The claim was that you need a bank to store cash because it is impossible to safely store it otherwise. He said no such protection was needed with bitcoin, that it was just as easy to protect 1 bc as 350 million.
If you just rely on your memory, you are subject to losing the money if you forget the words. But, if you write them down, etc, then the places they are written should receive just as much protection as an equivalent amount of cash. Is that true or not?
So a rap on the head, or a stroke, or (obviously) death, or any of number of things that cause memory problems and all your money is, in effect, gone? That may be acceptable for 1 bitcoin, but I doubt many people would consider it acceptable for 350 million (which was the claim).
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It is their definition. A quote from the school board:
Health insurance eats up about 21 percent of the budget of this district, More than one out of every five dollars we spend is spent on health insurance either for active employees or retirees
If the teachers salary is around $67K, the teacher is probably costing the district north of $100K once benefits (health care, pension, etc) are added in.
The next problem is you are using 'class size' to figure out the cost, but that is not the correct measurement. The correct measurement is teachers per student in the district. Why does that matter? Because once you get above the elementary level the teachers spent an awful lot of time not in a classroom. For instance, in the district I am talking about the high school has approx 2400 students, and there are 250 teachers. That is not the 22-1 ratio that you are using. Why are there so many teachers? Because, by contract, out of a 9 period day a teacher can have assigned classes for no more than THREE periods. There is an additional one period (max) that they can be assigned as a sub in another room. One period of the day (ninth) is for students who need help, have questions, etc. One period is for lunch. And three periods are for making lesson plans, correcting papers, setting up labs, etc. And even at the elementary level, a teacher doesn't spend all day teaching. There are always one or two 'special' periods a day (library, reading, music, art, gym, etc).
Then we get to special education. Kids who, years ago, would have been in special ed are now 'integrated' in regular classrooms. That leaves only the most severe handicaps in special ed, and those classrooms are certainly not at a 22-1 ratio no matter how you look at it. A ratio of 1-1-1 is not uncommon. That means 1 student, 1 teacher, and 1 aide. That really adds to the teacher count quickly.
So now, when we consider your $300K classroom spend, we find it is split among at least two teachers (on average) who are costing the district (on average) around $100K each. So 66% of the money, not 20% goes to the teachers.
Nobody is 'forcing' you to do anything. IF you have the TV service you get a FREE one-tier upgrade on internet. If you don't have TV service, you can pay for the upgrade IF you want it. If you buy a TV subscription JUST to get the 'free' upgrade, you are an idiot.
What are you talking about? It is nothing more than a free one tier upgrade for customers who buy two of their products.
You could at least read the pages you link to, and find out that you are completely wrong.
Nowhere does it say you MUST subscribe to cable to get higher speeds. It only says that only cable subscribers will get the upgrades FOR FREE.
That hasn't been true for over 20 years.
Employee benefits is NOT teacher salary (or anyone else's) salary. It is PURELY health insurance and pension. Salaries are 'regular school teaching' and 'disability programs' and 'general support'.
Administrative costs are one of those things that always sound plausible, but on closer inspection don't really amount to much. Total administrator costs in this district are around $2M, or just over 1% of the budget.
I'm sure the benefits include 'those beyond teachers'. But certainly the bulk of that is teachers. In the elementary school where my daughter teaches, there are 25 teachers, one principal, a secretary, a janitor, a nurse, and some TAs. The principal makes more money than the teachers of course, but everyone else makes far less.
My local district, with an enrollment of 6000 students, just published their $175M budget ($29K/student). The top spending categories are:
$52.1 million for employee benefits
$43.1 million for regular school teaching costs
$30.4 million for programs for students with disabilities
$11.9 million for general support.
$9.2 million for debt service
$8 million for transportation, up 4.5 percent.
The two main things that throw off your 20% calculation is the ridiculously high 'employee benefit' spending, and the disabilities programs. The disabilities programs do not have a class size of 22, but may have a class size of one student, one teacher, and one or two aides.
Really? Here is what one of those SUNY schools says is the per-year cost. It is approx $21K (n-state). An Empire scholarship will only cover the 'tuition' portion. Out of state students pay about $10K/year more.
Your knowledge of civics, in a word, sucks. The electoral college exists because we are The United STATES of America. States, and their will, matter. Because the states matter, we give them some power, in this case it is the power to choose the executive. The people choose the Congress, the States choose the president. The method by which the states choose the executive is by the Electoral College. Each state gets a number of votes equivalent to its representation in Congress.
The manner used by each state to determine how it will vote is up to the state. Most states use a simple popular vote - whoever gets the most votes in the state gets the states votes. Some states use a proportional votes - it's votes are divided by the ratio of votes in the state.
None of it has to do with 'elitists undoing the vote'. And none of it applies to how a state chooses it's governor.
In other words, useless.
The purpose of the local water tower is to generate enough pressure to distribute the water properly. If you stick a turbine in there you are taking away the main benefit of having the tower in the first place.
Hurricanes are not 'high winds'. Have you ever actually seen hurricane damage? Do you really think your 'pole with some u-bolts' is still going to be there when the structure it is attached to is gone?
How well do you suppose your solar+wind combo would have held up in a hurricane? How about 2 hurricanes? Do you really think you are going to get those el-cheapo deals when every house on the island has to simultaneously replace their system due to hurricane damage? I am sure you would have no problem finding enough solar/wind installers to install 2 million systems. Should be no problem. What a great idea!
The power company is owned by the government. While governments can declare bankruptcy it is not really a good idea if you are going to expect credit in the future.
What happens when an accident happens because the owner did not do proper maintenence (bad brakes, bald tires, mechanical failure, didn't take the vehicle in for updates, etc)? The manufacturer isn't going to cover that.
What happens when someone damages your car? The manufacturer isn't going to cover that.
'No insurance cars' is a pipe dream.
Or, you can go to the gas station, buy $1 worth of gas, and kill 87 people by starting a fire.
Yep, same thing with the Maryland school shooting that happened a couple of weeks ago.
1. Handgun
2. Shooter had it illegally, so 'background checks' and 'age limits', etc would not help at all
3. Shooter taken out by armed security
That one disappeared REAL fast
If you get a refund of $1200, that means you overpaid by $100/month. IF you are lucky, your bank will pay you 1% on your savings account. If you reduce your withholding by $100/month, at the end of the year you will have earned a whopping $5! Woo-hoo! Where will you spend all that?
According to TFA, these diamonds contain an iron-sulphur compound that forms at 20 gigapascals. Regular diamonds can form at 3.5-4.5 gigapascals.
If you hear 'a whole lot of nothing' you generally (correctly) assume that the phone system is at fault. If you hear a ring tone, and nobody answers, you assume that the person just isn't answering the phone. Does it matter? Yes. If you know that the phone system is not setting up your call in a reasonable time, maybe it is time to switch carriers. But, supposing you are trying to reach someone, and they appear to be just not answering the phone. Why? If it is a business, are they too busy to answer the phone? If it is emergency services, why aren't they answering? Etc.
You're missing the point. The claim was that you need a bank to store cash because it is impossible to safely store it otherwise. He said no such protection was needed with bitcoin, that it was just as easy to protect 1 bc as 350 million.
If you just rely on your memory, you are subject to losing the money if you forget the words. But, if you write them down, etc, then the places they are written should receive just as much protection as an equivalent amount of cash. Is that true or not?
So a rap on the head, or a stroke, or (obviously) death, or any of number of things that cause memory problems and all your money is, in effect, gone? That may be acceptable for 1 bitcoin, but I doubt many people would consider it acceptable for 350 million (which was the claim).