With decent credit thats a $500 payment, excellent prolly $350...
To get the car down to a $350 payment, you either have to put a crap ton of money down, or you need to extend the payment terms to a very long time.
Even at 60 months at 0% interest, which isn't likely to happen unless Musk buys down the bank rate, you're looking at $624.79 per month after taxes and fees.
As much as I wish that were true, I work for IBM after all and I like working there.
While it is nice that you work for IBM, they are a large company, what exactly do you do there that makes you a Watson expert?
It is not true. Maybe it will be in 50 years, but who knows?
It is already in trials. There will come a tipping point where the insurance companies demand it to save money.
Just yesterday Blue Cross/Blue Shield announced they had lost nearly a billion dollars on Obamacare exchange customers. They needed 22% more health care services than non-exchange customers. Almost $600 a month.
The ACA (Obamacare) was not designed to fix the cost of care, but rather to make insurance cheaper. But that was a short term fix. Lowering the cost of care is the real solution, and Watson is one tool for that.
It won't happen in 5 years, but I don't think it'll be 50 either.
This is exactly the point that I think a lot of people miss about automation. There's a lot of menial jobs that suck, and a perfect example of such a job is flipping burgers. Wouldn't it be better if nobody had to do it at all, and you could spend your time doing better things?
Yes, it would be better if no one had to do them...
However, what do you now do with 10 million unemployed people?
Yes, I know, "basic income", except that as it goes further and further, you have to keep taxing those who actually earn money more and more to pay for it.
And as France recently showed, you raise that high enough and people will just leave. Then what?
No training costs? LOL. That's called programming a robot.
Almost no training costs. You only have to train one robot once to do something, then all 40,000 of his friends instantly know how to do it.
Also, do you know how you program Baxter? You stand in front of him and show him how to do something.
You start with the finished product, you tell him "this is the end goal". Then you start with the parts at the beginning and tell him to watch. He watches you do it and learns. As he does it, if the finished product doesn't match what you did, he'll make adjustments to what he did and try again.
You can also show him several times and let him learn from each.
The average manager at a McDonalds can do this.
You do have maintenance costs. Which over 3-5 years may become more expensive than humans.
Maybe, but you might be surprised... Rethink Robotics offers a 3 year warranty as well as ongoing support for $7,000 per robot. I imagine that would cost even less if you're buying thousands of them.
but to make the meal from prep to cook by a machine? I'm highly skeptical that's going to produce food people want to eat in restaurants.
100 years ago farmers would have been skeptical that less than 1% of the US population would be involved in growing food, yet that has happened.
It would not be possible to do it today, right now, in the next 5 minutes... but I think there is a good chance you'll see it in your lifetime...
Robots are finally getting good. Sensors, motors, batteries, low power CPUs, have all made large advances in the past 10 years. These will all be needed to make it work.
But when I see the word "restaurants", I think well beyond fast food places who specialize in producing food by rote.
Fair enough, but those places are already the fringe of the restaurant market. By FAR the majority of the places and the volume of food produced is of the bulk/mass variety.
I'll do some risk analysis and determine if my risk tolerance and risk appetite are compatible with waiting. I might pay you $10/hr when a machine costs $9.50/hr because I think the machine I can get in 7 years will cost $6.50/hr and save me an extra $210,000 dollars in its lifetime.
Maybe, but the machine never shows up late, never calls in sick, never quits without warning, requires no retraining every few months when you need a new hire.
It also works 24/7 without complaint, doesn't ask for overtime on holidays, and produces the same product every time in every location.
It also doesn't sue you for discrimination or overtime pay or workers compensation, it doesn't ask for unemployment and it doesn't create workplace drama.
I've had a lot of people work for me over the years. It could cost 20% MORE than employees, for the above reasons, I'll take the robot, thanks...
Burgers should not be flipped. It's far more efficient to cook both sides at once.
McDonalds already does that, has for a long time...
But you get a better tasting burger by cooking it on one side for awhile, flipping it, cooking it some more, flipping it again, and so on. It gives the heat time to move and makes for a nicer burger.
But McDonalds isn't in the "nicer burger business".:)
While eating at a friend's place once, another friend commented on the fresh salsa and asked if she'd be able to do that in a food processor. I told her in no uncertain terms the quality of the salsa was entirely due to the knife skills of the person who prepared it, and a machine would not reproduce anything close. Because it really was down to a sharp knife wielded by someone who really knew how to use it, and a food processor would have produces mush.
Yes, but that is because you can't see past the food processor...
How about a robot that simply uses the same knife you do? The real solution to automating a kitchen is not to install more food processors, but to install a human sized robot with arms and fingers that can simply do what you do.
It isn't there yet, but it is getting close, fast...
Even if it costs $250,000 to replace each worker, consider that you're getting a 24/7 machine, so really it replaces 3 workers (for a 24/7 fast food joint).
It never calls in sick, never gets lazy or stupid, it won't spit in the burgers, and it only has to be trained once.
Oh by the way, install 4 of them in each location, times 10,000 locations, and now you have 40,000 of them, and once you train one, all 40,000 of them know how to do it.
Starting at $25,000, Baxter is quite reasonable. He isn't nearly as fast as a human, but consider that he'll last for years, works 24/7, never shows up late, never calls in sick, and uses pennies of electricity while his meat based competition is now going to cost $15/hr.
So a $25,000 robot replacing 3x workers in a 24/7 McDonalds is $90K, except that employees cost more than you pay them, it is really closer to $120,000.
You can buy 5 Baxtors for that price.
A quote I like:
A tenth of the speed is a bargain when it is one hundredth the price...
Use Baxtor for 5 years and it is FAR cheaper than hiring 3 employees for 5 years. Also consider that if you're McDonalds, you likely will pay less than list price for him because you can use 100,000 of them.
You also have almost no training costs. Show Baxtor how to do it once, and all 100,000 of him now know how to do it. Perfectly, the same way, every single time.
Most airports are protected by a super secure 6 to 8 foot chainlink fence... (sarcasm mode on) that has to cover dozens of square miles... that isn't being watched as much as the signs would lead you to believe.
You have a few options:
1. To simply blow up some airplanes and create a huge mess, drive a U-Haul truck loaded with 4,000lbs of explosives through the fence,
That fence is designed to keep out people on foot, not 30,000 pound trucks. Since you don't plan to use it again or leave, welding a steel plate on the front of the truck will prevent the engine from being damaged from the impact.
Drive the truck up to the terminal building, between two parked airplanes that are full of fuel, and blow it up.
Between the truck, the explosives, the two airplanes, the fuel, and hopefully a fuel truck or two, it will be an impressive explosion. With any luck, you'll kill a thousand people between the airplanes and the people in the terminal.
2. Have 2-4 people buy tickets on the flight to get them onto the airplane, sans weapons of course. Do the same trick, but this time with no explosives in the truck. Drive up to the plane (this requires communication and knowing the schedules well), have 4-6 guys in the back of the truck jump out and run up the airstairs:
and onto the airplane. The trick to this is timing it so that the plane has fuel. It also will really only work for an airplane that has thrust reversers and can pull itself away from the gate.
You may need to leave 2-4 men behind on the ground to guard the bottom of the plane from being shot at, they can keep local security busy long enough to backup the airplane and move it forward.
Keep in mind, you're stealing it and don't care about the rules. You don't actually have to get to a runway to take off. The airplane just needs concrete, the local taxiway will do. Again, this will work best on a gate near one end of the airport to give you a long taxiway to use. Simply call tower and tell them to clear the taxiway, you're going with or without clearance and you'll just crash into an airplane in the way, so it is their choice.
Either you get in the air, or you crash two large airplanes full of fuel into each other.
If you get into the air, you've got 20 min or so before the Air Force can do a whole lot, they don't keep CAP over cities very often. Do this in a decent sized city, turn the plane towards downtown and fly it into the tallest building. You should only need 10-15 min.
Keep in mind that unlike 9/11, when the hijackers had box cutters, this time you'll have AK-47s, simply shoot the pilots and everyone in first class and use 4 men to hold the line between first class and coach, shoot anyone who tries to enter. Because of the narrow doorway, you likely can keep them out for 10 min (bring lots of ammo).
And no, at 2,000 feet above the ground, a hundred bullet holes in an airliner will not bring it down, you never have to bother pressurizing the airplane. Again, it only has to fly for 10 min or so.
---
The above may still be too much work. Take the same U-Haul, load it with 4,000 lbs of explosives, drive it into the front doors of the Mall of America and blow it up. Bonus points for doing this at 4 or 5 malls around the country at the same time. That'll put a massive damper on consumer shopping and hurt the economy.
Question: Were the people who ran the Underground Railroad "good people fighting against evil", or were they "the minority who simply didn't respect what was legal"?
At the time of most abortions, the "child" you refer to is actually not even remotely viable even with the most advanced medical care available on the planet, and in many cases it's little more than a clump of cells. Calling it a "child" is disingenuous at best.
So all the other ones done after the first or second trimester don't count?
Either that, or your problem isn't with abortion, and you will have to go into a whole lot of reform of the judicial system to get rid of a number of concepts, including justifiable homicide, manslaughter, and even euthanasia in some jurisdictions
Since you won't, it's quite clear that you just lack integrity
You know nothing about me...
I used to be for the death penalty, until it dawned on me that taking another life was wrong, regardless of the sins committed by that person.
I would go so far as to say I'm also against life in prison, regardless of the crime. I believe that 100 years from now we'll look back at our supermax prisons and call them "cruel and unusual punishment".
Humans should never be treated that way and vengeance and revenge is wrong.
Slashdot Mirror
It says the payments will be $600 for a 5 year loan at ~3% interest.
You missed something then...
$35,000 + 6.25% sales tax (average) + $300 in title, licence, and other fees = $37,500
$37,500 financed for 5 years at 3% interest = $674 per month.
With decent credit thats a $500 payment, excellent prolly $350...
To get the car down to a $350 payment, you either have to put a crap ton of money down, or you need to extend the payment terms to a very long time.
Even at 60 months at 0% interest, which isn't likely to happen unless Musk buys down the bank rate, you're looking at $624.79 per month after taxes and fees.
There is nothing more socially responsible or needed than a decentralized money that exists beyond the control of special interests.
Please pass whatever the hell you're smoking...
Lets see:
1. Feeding hungry children.
2. Curing terrible diseases.
3. Stopping war and violence
Gee, that was hard thinking of something more socially responsible or needed than decentralized money.
You could be using those cycles to crunch the cure for cancer.
I've been saying that for years, how completely stupid the Biocoin system is if you care about the environment.
But I keep getting shouted down, "oh no, it's fine, so what, I have a computer anyway, it isn't that big a deal".
Yea, wanna bet?
As much as I wish that were true, I work for IBM after all and I like working there.
While it is nice that you work for IBM, they are a large company, what exactly do you do there that makes you a Watson expert?
It is not true. Maybe it will be in 50 years, but who knows?
It is already in trials. There will come a tipping point where the insurance companies demand it to save money.
Just yesterday Blue Cross/Blue Shield announced they had lost nearly a billion dollars on Obamacare exchange customers. They needed 22% more health care services than non-exchange customers. Almost $600 a month.
The ACA (Obamacare) was not designed to fix the cost of care, but rather to make insurance cheaper. But that was a short term fix. Lowering the cost of care is the real solution, and Watson is one tool for that.
It won't happen in 5 years, but I don't think it'll be 50 either.
This is exactly the point that I think a lot of people miss about automation. There's a lot of menial jobs that suck, and a perfect example of such a job is flipping burgers. Wouldn't it be better if nobody had to do it at all, and you could spend your time doing better things?
Yes, it would be better if no one had to do them...
However, what do you now do with 10 million unemployed people?
Yes, I know, "basic income", except that as it goes further and further, you have to keep taxing those who actually earn money more and more to pay for it.
And as France recently showed, you raise that high enough and people will just leave. Then what?
No training costs? LOL. That's called programming a robot.
Almost no training costs. You only have to train one robot once to do something, then all 40,000 of his friends instantly know how to do it.
Also, do you know how you program Baxter? You stand in front of him and show him how to do something.
You start with the finished product, you tell him "this is the end goal". Then you start with the parts at the beginning and tell him to watch. He watches you do it and learns. As he does it, if the finished product doesn't match what you did, he'll make adjustments to what he did and try again.
You can also show him several times and let him learn from each.
The average manager at a McDonalds can do this.
You do have maintenance costs. Which over 3-5 years may become more expensive than humans.
Maybe, but you might be surprised... Rethink Robotics offers a 3 year warranty as well as ongoing support for $7,000 per robot. I imagine that would cost even less if you're buying thousands of them.
It really isn't that expensive of a machine.
but to make the meal from prep to cook by a machine? I'm highly skeptical that's going to produce food people want to eat in restaurants.
100 years ago farmers would have been skeptical that less than 1% of the US population would be involved in growing food, yet that has happened.
It would not be possible to do it today, right now, in the next 5 minutes... but I think there is a good chance you'll see it in your lifetime...
Robots are finally getting good. Sensors, motors, batteries, low power CPUs, have all made large advances in the past 10 years. These will all be needed to make it work.
But when I see the word "restaurants", I think well beyond fast food places who specialize in producing food by rote.
Fair enough, but those places are already the fringe of the restaurant market. By FAR the majority of the places and the volume of food produced is of the bulk/mass variety.
I'll do some risk analysis and determine if my risk tolerance and risk appetite are compatible with waiting. I might pay you $10/hr when a machine costs $9.50/hr because I think the machine I can get in 7 years will cost $6.50/hr and save me an extra $210,000 dollars in its lifetime.
Maybe, but the machine never shows up late, never calls in sick, never quits without warning, requires no retraining every few months when you need a new hire.
It also works 24/7 without complaint, doesn't ask for overtime on holidays, and produces the same product every time in every location.
It also doesn't sue you for discrimination or overtime pay or workers compensation, it doesn't ask for unemployment and it doesn't create workplace drama.
I've had a lot of people work for me over the years. It could cost 20% MORE than employees, for the above reasons, I'll take the robot, thanks...
They follow fixed recipes and hire food assemblers, not cooks much less chefs.
Yes, I think we all agree on that...
Which is why they'll, sooner or later, automate it with robots, and the people sitting at tables won't know the difference...
Burgers should not be flipped. It's far more efficient to cook both sides at once.
McDonalds already does that, has for a long time...
But you get a better tasting burger by cooking it on one side for awhile, flipping it, cooking it some more, flipping it again, and so on. It gives the heat time to move and makes for a nicer burger.
But McDonalds isn't in the "nicer burger business". :)
While eating at a friend's place once, another friend commented on the fresh salsa and asked if she'd be able to do that in a food processor. I told her in no uncertain terms the quality of the salsa was entirely due to the knife skills of the person who prepared it, and a machine would not reproduce anything close. Because it really was down to a sharp knife wielded by someone who really knew how to use it, and a food processor would have produces mush.
Yes, but that is because you can't see past the food processor...
How about a robot that simply uses the same knife you do? The real solution to automating a kitchen is not to install more food processors, but to install a human sized robot with arms and fingers that can simply do what you do.
It isn't there yet, but it is getting close, fast...
Mix Baxter with Atlas and you're 50% done.
Baxter
https://youtu.be/7Pq-S557XQU?t...
Atlas: Next Gen Unteathered
https://youtu.be/rVlhMGQgDkY
doctors
I'll see your doctors and raise you Watson...
http://www.businessinsider.com...
To quote CGP Grey:
https://youtu.be/7Pq-S557XQU?t...
"Understanding every drug and every drugs interaction with every other drug is beyond human knowability".
The goal of any advanced civilization should be 100% unemployment and automation.
Ok, so how does anyone afford to buy anything if no one has a job?
Or is Star Trek's future somehow fit into there with "no money"?
How do you decide who gets the beach homes?
Yep...
http://www.rethinkrobotics.com...
Even if it costs $250,000 to replace each worker, consider that you're getting a 24/7 machine, so really it replaces 3 workers (for a 24/7 fast food joint).
It never calls in sick, never gets lazy or stupid, it won't spit in the burgers, and it only has to be trained once.
Oh by the way, install 4 of them in each location, times 10,000 locations, and now you have 40,000 of them, and once you train one, all 40,000 of them know how to do it.
Your training costs just went to nearly nothing.
that bun is off by a few inches will screw him up.
Why? Baxtor can see, he doesn't function by pre-programmed movements, he does tasks shown to him by people.
That is how you program him. Show him what to do, show him the starting point, show him the finished product, and he'll learn how to do it.
Need him to make a new thing? Just show him, you do it in front of him and he watches you and learns.
And this is just version 1, give it a few years, these will only get better.
http://www.rethinkrobotics.com...
Not really...
Starting at $25,000, Baxter is quite reasonable. He isn't nearly as fast as a human, but consider that he'll last for years, works 24/7, never shows up late, never calls in sick, and uses pennies of electricity while his meat based competition is now going to cost $15/hr.
So a $25,000 robot replacing 3x workers in a 24/7 McDonalds is $90K, except that employees cost more than you pay them, it is really closer to $120,000.
You can buy 5 Baxtors for that price.
A quote I like:
A tenth of the speed is a bargain when it is one hundredth the price...
Use Baxtor for 5 years and it is FAR cheaper than hiring 3 employees for 5 years. Also consider that if you're McDonalds, you likely will pay less than list price for him because you can use 100,000 of them.
You also have almost no training costs. Show Baxtor how to do it once, and all 100,000 of him now know how to do it. Perfectly, the same way, every single time.
You aren't thinking big enough...
Most airports are protected by a super secure 6 to 8 foot chainlink fence... (sarcasm mode on) that has to cover dozens of square miles... that isn't being watched as much as the signs would lead you to believe.
You have a few options:
1. To simply blow up some airplanes and create a huge mess, drive a U-Haul truck loaded with 4,000lbs of explosives through the fence,
http://photos1.blogger.com/blo...
That fence is designed to keep out people on foot, not 30,000 pound trucks. Since you don't plan to use it again or leave, welding a steel plate on the front of the truck will prevent the engine from being damaged from the impact.
Drive the truck up to the terminal building, between two parked airplanes that are full of fuel, and blow it up.
Between the truck, the explosives, the two airplanes, the fuel, and hopefully a fuel truck or two, it will be an impressive explosion. With any luck, you'll kill a thousand people between the airplanes and the people in the terminal.
2. Have 2-4 people buy tickets on the flight to get them onto the airplane, sans weapons of course. Do the same trick, but this time with no explosives in the truck. Drive up to the plane (this requires communication and knowing the schedules well), have 4-6 guys in the back of the truck jump out and run up the airstairs:
http://www.rgbstock.com/cache1...
and onto the airplane. The trick to this is timing it so that the plane has fuel. It also will really only work for an airplane that has thrust reversers and can pull itself away from the gate.
767 Thrust reversers in action:
http://www.airliners.nl/2009/0...
You may need to leave 2-4 men behind on the ground to guard the bottom of the plane from being shot at, they can keep local security busy long enough to backup the airplane and move it forward.
Keep in mind, you're stealing it and don't care about the rules. You don't actually have to get to a runway to take off. The airplane just needs concrete, the local taxiway will do. Again, this will work best on a gate near one end of the airport to give you a long taxiway to use. Simply call tower and tell them to clear the taxiway, you're going with or without clearance and you'll just crash into an airplane in the way, so it is their choice.
Either you get in the air, or you crash two large airplanes full of fuel into each other.
If you get into the air, you've got 20 min or so before the Air Force can do a whole lot, they don't keep CAP over cities very often. Do this in a decent sized city, turn the plane towards downtown and fly it into the tallest building. You should only need 10-15 min.
Keep in mind that unlike 9/11, when the hijackers had box cutters, this time you'll have AK-47s, simply shoot the pilots and everyone in first class and use 4 men to hold the line between first class and coach, shoot anyone who tries to enter. Because of the narrow doorway, you likely can keep them out for 10 min (bring lots of ammo).
And no, at 2,000 feet above the ground, a hundred bullet holes in an airliner will not bring it down, you never have to bother pressurizing the airplane. Again, it only has to fly for 10 min or so.
---
The above may still be too much work. Take the same U-Haul, load it with 4,000 lbs of explosives, drive it into the front doors of the Mall of America and blow it up. Bonus points for doing this at 4 or 5 malls around the country at the same time. That'll put a massive damper on consumer shopping and hurt the economy.
Airport security is a joke. It's not security, it's security theatre.
Quoted for truth...
I know, I've seen the gaps and holes first hand... if I wanted to do something bad, it would not be hard...
I personally think they all count...
Question: Were the people who ran the Underground Railroad "good people fighting against evil", or were they "the minority who simply didn't respect what was legal"?
https://en.wikipedia.org/wiki/...
Because if your only argument for abortion is "it is legal" and "lots of people support it", well, that isn't much to stand on.
Except, we haven't had a 100-trillion dollar war and Obama has racked up FAR more debt than Bush ever did.
But don't let the facts get in the way!
10 feet from the 55", 12 feet from the 70" and 60".
At the time of most abortions, the "child" you refer to is actually not even remotely viable even with the most advanced medical care available on the planet, and in many cases it's little more than a clump of cells. Calling it a "child" is disingenuous at best.
So all the other ones done after the first or second trimester don't count?
Either that, or your problem isn't with abortion, and you will have to go into a whole lot of reform of the judicial system to get rid of a number of concepts, including justifiable homicide, manslaughter, and even euthanasia in some jurisdictions
Since you won't, it's quite clear that you just lack integrity
You know nothing about me...
I used to be for the death penalty, until it dawned on me that taking another life was wrong, regardless of the sins committed by that person.
I would go so far as to say I'm also against life in prison, regardless of the crime. I believe that 100 years from now we'll look back at our supermax prisons and call them "cruel and unusual punishment".
Humans should never be treated that way and vengeance and revenge is wrong.
Well...
Star Wars: TFA
The acting was actually not bad, Daisy did a fair job, no complaints...
The story is there, but a complete carbon copy of Ep 4.
There were FAR more explosions than useful dialogue...
Is that better?