Slashdot Mirror


User: man_of_mr_e

man_of_mr_e's activity in the archive.

Stories
0
Comments
3,833
First seen
Last seen
Profile
(view on slashdot.org)

Comments · 3,833

  1. Re:The entire credit history thing is stupid on Banks Using Mobile Phone Usage To Gauge Credit Risk · · Score: 2

    A country can print more money, you and I as citizens cannot (legally) do so. Nor can the banks.

    A bank charging you interest does not create money out of thin air. You have to work to earn that money to pay that debt.

    If I say i'll break your knee caps if you don't pay me $1000, does that magically create $1000 out of thin air? No.

    There is a huge difference between the govenrment controlling it's supply of money and us who use that money.

  2. Re:The entire credit history thing is stupid on Banks Using Mobile Phone Usage To Gauge Credit Risk · · Score: 1

    Your point is irrelevant. A bank charging interest on a credit card is NOT creating money out of thin air. It's creating DEBT out of thin air, the money still has to be earned.

  3. Re:The entire credit history thing is stupid on Banks Using Mobile Phone Usage To Gauge Credit Risk · · Score: 4, Insightful

    Are you serious? I don't know of any family of 4 that can save money on $50k a year. Rent, clothing, food, etc.. they'd be lucky to save $100 a year, much less $10k.

    Raising a family is expensive. Insurance alone can cost upwards of $500 a month. I think you're incredibly naive if you think that someone can put away 10% of their salary at that level.

  4. Re:The entire credit history thing is stupid on Banks Using Mobile Phone Usage To Gauge Credit Risk · · Score: 1

    That doesn't work with todays realities. You're essentially locking people into a single location. They can't financially justify moving somewhere else, and they have to find jobs close to their homes (and that's not feasible for a lot of people).

    Not to mention, I spent 18 years with my family, I don't want to spend the rest of my life living with them. I'd go insane.

  5. Re:The entire credit history thing is stupid on Banks Using Mobile Phone Usage To Gauge Credit Risk · · Score: 2

    That's ridiculous.

    First, you're saying that nobody should ever own a home. Because it's pretty much impossible for someone to buy a home with cash on a typical salary. It would take you 20+ years, and by that time your kids are gown and you don't need to own the house any longer.

    Interest is money created out of thin air? No, it's not. Interest is additional debt incurred, the money that pays it is still real money. The debt may be created out of thin air, but the money is not.

    That's like saying if you buy a comic book, and 30 years later sell it for $200, then you created inflation. No, it's just a change in price, not a change in the actual dollars.

  6. Re:So, when did you go to school. on Study Analyzes Recent Grads' Unemployment By Major · · Score: 1

    Make things up.. I see.. considering you needed to take out a loan to make things work, how exactly am I making anything up?

    $600 a month is $7200 a year. Let's say you have a roommate, it's still $3600 a year, in addition to $5000 a year in tuition, and $1000 a year in books (does your $5k include all the various fees charged by most universities these days? I doubt it). You're at $10k a year and you haven't even paid for food and transportation yet.

    Is it possible to work close to campus as well, possibly. But there certainly are not enough jobs to cover everyone that needs to work, so some percentage of people will be forced to have additional transportation costs just because there aren't enough jobs.

    Yes, is it *POSSIBLE* to work a minimum wage job and pay your way through college. Yes. Is it PROBABLE, i still say no.

  7. Re:Cue the lawsuits on Y Combinator Wants To Kill Hollywood · · Score: 1

    Given the fact that low-budget movies don't tend to make a lot of money, it would seem to be well proven that the general public wants high budget movies.

    I'd imagine that if all they had was low budget, they'd learn to enjoy them, but there will always be someone that says "Hey, let's throw more money at this" and the cycle begins again.

  8. Re:Sweet! on VGA and DVI Ports To Be Phased Out Over Next 5 Years · · Score: 1

    HDMI 1.3 supports higher resolution as well. But you're right, older monitors won't support that. And, like I said, my 3 year old Dell's don't even support HDMI.

  9. Re:Cue the lawsuits on Y Combinator Wants To Kill Hollywood · · Score: 1

    You're forgetting about that little thing called "Actors". Using your buddies to make a film is ok, and novel on occasion (think Blair Witch) but most people want to see good performances as well as good story.

    Good actors aren't cheap, unless you happen to discover a real natural, but like programmers, 99.9% of good actors are forged not born.

    Why do you think even most indie films have professional actors?

  10. Re:Cue the lawsuits on Y Combinator Wants To Kill Hollywood · · Score: 1

    And even at reduced budgets, they don't make much money. Because only a subset of people want to see subtitled films.

  11. Re:So, when did you go to school. on Study Analyzes Recent Grads' Unemployment By Major · · Score: 1

    Apparently you didn't actually read my entire post. I addressed the issues you raised.

    Yes, you can get roommates, but then you need a 2-bedroom instead of a 1 or studio, and I pointed out that even if you could cut your costs in half, it still wasn't enough.

    I did a quick survey of the state schools here, and the cost per year for a state community colege is in the $5000-6000 range, but those schools are only going to give you the first two years for most programs you'd like to take. State university costs are between $7000-11000 per year. And that's just tuiton costs, not counting books (a significant expense), fees (another extensive expense), etc.. you can easily pay upwards of $15k per year for undergraduate degrees when you factor in all costs.

    Add in the costs of buying computer equipment (almost a necessity for many programs) or equipment or supplies necessary for the industry you're in as well. (for instance, in the arts you might have to buy paint, clay, other kinds of stuff).

    Do people do it? Yes. But those people get incredibly lucky, either by finding rare jobs or getting scholorships that help.

  12. Re:So, when did you go to school. on Study Analyzes Recent Grads' Unemployment By Major · · Score: 4, Insightful

    I have to call BS. Working a minimum wage job in most areas of the country isn't enough to pay for rent and food, much less college tuitition and books. You make about $1200 a month, with takehome of about $1000 a month.

    With the average rent of $600 a month, $200 a month in food costs, $200 a month in transportation costs, that's pretty much it.

    Could you live more cheaply? Possibly, but a number of things would have to happen in order to make that feasible. You'd have to live within walking distance of both work and school (highly unlikely, unless you get really lucky). You'd have to be able to survive on Ramen or get free food from work (possible, but even ramen isn't as cheap as it once was). You could have roommates, but that means a larger house which raises the overall rent, and thus the average cost.

    But even if you got your costs down to $500, that only leaves $500 left for tuition and books, and in many cases books alone can cost most of that.

    Ok, so maybe you get two part-time jobs and work 60 hours a week (most minimum wage jobs have strict no-overtime rules in my experience) that's only going to give you another $400 a month, which gives you a total of $900 for books and tuition (that includes lab costs, fees, etc..). $2700 per quarter, $11,200 per year. I don't know of any accredited school with tuitions that low.

    Ok, so that means you need to live at home, have your parents pay all your food costs, and live within walking distance of school and work.

    Most aren't that lucky.

  13. Re:Capital, as always, is the hard part on Y Combinator Wants To Kill Hollywood · · Score: 1

    YOUR favorite movies may be such. I'm sure lots of people enjoyed Plan 9 as well.

    Unfortunately, 95% of the rest of the moviegoing audience doesn't feel the same way.

  14. Re:Capital, as always, is the hard part on Y Combinator Wants To Kill Hollywood · · Score: 1

    To be fair, the reason they expect high return on investment is because the risk is so high. Spending millions on something that may be a flop means that when something is successful, you expect a bit payday. That cancels out the millions losts on the flops.

    Just because a movie is good doesn't mean it will be sucessful either. How many times have you seen a movie that you loved, but had it not even make back the money invested in it (I'm looking at you Serenity).

    Banks are risk takers, and taking risks is not "contributing nothing".

  15. Re:Cue the lawsuits on Y Combinator Wants To Kill Hollywood · · Score: 2

    The distribution mechanisms are all in place, and others will come along. That's not the problem.

    The problem is the content production. That's what costs millions of dollars, and needs a return on investment.

    The general publics expectation of production values means small, indie content production just won't compete with the hollywood projects.

  16. Re:Sweet! on VGA and DVI Ports To Be Phased Out Over Next 5 Years · · Score: 1

    Not if you want greater than 1080p resolution. Those kind of adapters are expensive and hard to find.

  17. Re:Sweet! on VGA and DVI Ports To Be Phased Out Over Next 5 Years · · Score: 1

    Yeah, I ahve the same monitor. Two of them. There's adapters, but it's harder to find ones that will do dual-linkHDMI 1.3 (1.3 is required for > 1080p resolution)

  18. Re:why phase out DVI? on VGA and DVI Ports To Be Phased Out Over Next 5 Years · · Score: 3, Insightful

    How exactly do you send sound over DVI? You can with HDMI, so how are they identical?

  19. Re:Sweet! on VGA and DVI Ports To Be Phased Out Over Next 5 Years · · Score: 1

    My two 3 year old 30" Dell monitors don't support HDMI, only DVI. I'm sure an adapter can fix that though.

  20. Re:Who's Missing? on DOJ Investigates Google, Apple, and Others For 'No Poaching' Agreement · · Score: 1

    Microsoft has a long history of poaching employees. They did it from Borland, Apple, and I'm sure Google as well (Of course many employees also left MS to go to Google. The infamous "chair throwing" incident was because an employee went to google).

    Microsoft probably just recognized such an agreement as anti-competitive, or they weren't asked because the others felt adding a monopoly would be unwise. Or maybe MS just wanted to poach people.

  21. Re:Community resistance on Tackling Open Source's Gender Issues · · Score: 1

    You have to admit, men are trained from an early age to complement women, and draw attention to their appearance. They're told (by women) that they should recognize when they get a new hairstyle, or new clothing.. and are told they should volunteer comments about their attractiveness (because they get mad if you don't).

    Of course, none of that is appropriate in professional situations, but it's still ingrained in many men. It's social training.

    So I can see how a guy might be convinced that this is how he's supposed to act. It's not an excuse, just an understanding of why he might feel that way. He's also an idiot when it comes to dealing with women, but hey.. Many guys are. Especially geeks.

    some small percentage of any group is going to be a douche bag. Anti-semites, masogynists, racists, whatever. It's how we deal with those people that defines society.

  22. Re:Some are harassed and attacked into leaving. on Tackling Open Source's Gender Issues · · Score: 1

    Oh, come on. I've had that kind of behavior thrown at me on many occasions, and i'm sure many other active members of any primarily anonymous community have as well.

    I've had death threats. I've had people call my employer and tell them made up bullshit. I've had people stalk me from online communities. All because they didn't agree with me.

    Open source occurs primarily in largely anonymous (or anonymous friendly) environments, and that causes people to behave like douche bags, because there are no consequences. It's not just women that this happens to, but I can see how women might not want to deal with it (Hell, I don't want to deal with it either, but what other choice is there, get out of the field? Not going to happen).

    If you have original thoughts, you are going to get boneheaded zealots that accuse you of just about anything out here.

  23. Re:Microsoft Succeeded on Microsoft 'Trustworthy Computing' Turns 10 · · Score: 1

    While there might be a few such systems out there (typically laptops, and they weren't limited to specific sizes of memories, rather they were limited by the density of the memory, thus could take larger sized sticks when they became available in lower densities), most computers simply didn't have those limitations. If anything, 2GB was the limitation for anything built in the XP era, which was typically a chipset limitation.

  24. Re:Microsoft Succeeded on Microsoft 'Trustworthy Computing' Turns 10 · · Score: 1

    Of course 2GB of ram only costs $30 at the time, and XP SP2+ basically needed at least 512MB, preferrably 1GB anyways (and standard machines had been shipping with 1GB for a couple of years). So yeah, there some people who were affected by that, but most weren't

  25. Re:Microsoft Succeeded on Microsoft 'Trustworthy Computing' Turns 10 · · Score: 1

    Like so many people, you completely misunderstand what UAC is. UAC does not provide security, in fact, UAC's sole function is to lessen security. UAC is what GIVES you the ability to do things.

    The purpose of UAC is the same as sudo, gives you privileges you wouldn't otherwise have. Turning off UAC would mean you couldn't do anything that required any privileges. What most people think