Those two words make any self-respecting jeweler cringe, but no one but a jeweler will ever know. If your wife shares your values but wishes to conform to conventention she'll agree with you on this one, if not buy Canadian.
In your position I would contact some other temporary agencies and find out what their rates for "Payrolling" contractors. If you get a better deal that way take corp to corp. My experience from years of contracting is always be paid on a W-2, even if you have to do the extra work to bring in a third party (temp agency or accounting firm) to payroll you. If you work W-2 you're eligible for Unemployment, Disability, Workman's comp, etc. (always make sure that the payroller can offer you a good group rate on Health Insurance too). If you work 1099 you get none of the benefits -- and if you make a mistake in filing your quarterlies or don't have the cash to make the quarterly payment, you're going to bend over for the IRS.
PayPal pushes for use of direct debit to a bank account because their processing fees are much lower than with Credit Cards. Since they pay interest on idle balances to encourage people to leave money sitting in their PayPal accounts I don't think they're making anything on float. Therir profit comes from people who upgrade their accounts, who pay 2.9% on all transactions through PayPal whether CC or balance transfer.
Anyone who does a lot of PayPal business pretty much has to upgrade, but unless you're fairly big I don't think you can get a cheaper merchant account.
I have no idea if or how close PayPal is to making money, but they do dominate the e-payment business. It would be interesting to see their prospectus.
BTW did anyone notice that the announcement was dated February?
The Credit Reporting System is grotesquely unfair and opposite to the principle of the legal system that your accuser must prove your guilt. Although you can fight the system it is very difficult.
One of the really amazing things is that a lot of these creditors value their right to place negative reports than to collect the money they are owed.
Currently I have some old utility bills from right before I became homeless. Although I've offered to settle, they refuse to negotiate. Fortunately, I don't have any immediate credit needs (other than the remote possibility that my next job offer could be killed by a Credit Report). Pacific Bell has created a Kafkaeskue maze of turning each individual account out to a different Collection Agency which has no power of attorney, when you call PacBell they send you to their agent, the agent can't negotiate. PG&E is more straightforward and just won't negotiate.
As I write this I'm in the middle of writing letters to Pacbell's agencies threatening action under the Credit Reporting and Debt Collection Acts unless they withdraw all reports that they cannot substantiate with a written contract or judgement. In both cases I'm trying to locate other departments that might have authority to negotiate.
I intend to document a history of trying to settle but even though they're making the claims I have to sue them to make them sue me, and being that I now live in New Jersey I must either go to California to use small claims court or use a regular court in New Jersey.
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Those two words make any self-respecting jeweler cringe, but no one but a jeweler will ever know. If your wife shares your values but wishes to conform to conventention she'll agree with you on this one, if not buy Canadian.
In your position I would contact some other temporary agencies and find out what their rates for "Payrolling" contractors. If you get a better deal that way take corp to corp. My experience from years of contracting is always be paid on a W-2, even if you have to do the extra work to bring in a third party (temp agency or accounting firm) to payroll you. If you work W-2 you're eligible for Unemployment, Disability, Workman's comp, etc. (always make sure that the payroller can offer you a good group rate on Health Insurance too). If you work 1099 you get none of the benefits -- and if you make a mistake in filing your quarterlies or don't have the cash to make the quarterly payment, you're going to bend over for the IRS.
PayPal pushes for use of direct debit to a bank account because their processing fees are much lower than with Credit Cards. Since they pay interest on idle balances to encourage people to leave money sitting in their PayPal accounts I don't think they're making anything on float. Therir profit comes from people who upgrade their accounts, who pay 2.9% on all transactions through PayPal whether CC or balance transfer.
Anyone who does a lot of PayPal business pretty much has to upgrade, but unless you're fairly big I don't think you can get a cheaper merchant account.
I have no idea if or how close PayPal is to making money, but they do dominate the e-payment business. It would be interesting to see their prospectus.
BTW did anyone notice that the announcement was dated February?
The Credit Reporting System is grotesquely unfair and opposite to the principle of the legal system that your accuser must prove your guilt. Although you can fight the system it is very difficult. One of the really amazing things is that a lot of these creditors value their right to place negative reports than to collect the money they are owed. Currently I have some old utility bills from right before I became homeless. Although I've offered to settle, they refuse to negotiate. Fortunately, I don't have any immediate credit needs (other than the remote possibility that my next job offer could be killed by a Credit Report). Pacific Bell has created a Kafkaeskue maze of turning each individual account out to a different Collection Agency which has no power of attorney, when you call PacBell they send you to their agent, the agent can't negotiate. PG&E is more straightforward and just won't negotiate. As I write this I'm in the middle of writing letters to Pacbell's agencies threatening action under the Credit Reporting and Debt Collection Acts unless they withdraw all reports that they cannot substantiate with a written contract or judgement. In both cases I'm trying to locate other departments that might have authority to negotiate. I intend to document a history of trying to settle but even though they're making the claims I have to sue them to make them sue me, and being that I now live in New Jersey I must either go to California to use small claims court or use a regular court in New Jersey.