Or you could, I dunno actually call up the credit rating agencies and actually describe the problems. Quite often they can actually help you with your problems, though by the time you get to them, you're generally feeling too irate to appreciate it.
I had collections agencies calling me every few weeks asking for 'insert name here' who apparently bought some crap and put my phone number as the contact info. Well, a company generally shops the collections duties out to a bunch of useless leaches that don't give a fuck about annoying the shit out of honest folks. Finally after maybe 2 years of hassle from countless collections leaches, one of the agents finally told me if I really had an issue with it, that I should just go to Transunion/Equifax (at least in Canada) as the contact info was most likely originating from them. I did, and the agent 'corrected' the defect and I haven't heard a peep from a collections agent since. God thank goodness I'm not a delinquent dead beat or else I'd be living a shitty life with those vultures pecking.
If I recall correctly, you can also do other things like flag your personal information, and if anyone attempts to open credit accounts through those credentials, you'll get notified, but I can't remember if that's right or not. If not, it'd be in everyone's benefit to do so if they don't though.
I'm sorry, what was your solution again? Well, maybe not a solution, but why not name some actually viable solutions to at least reduce violent crimes, many of which are perpetrated with guns.
- You can throw a ton of cops at the problem, but it seems like the police tact are a diminishing return, and many of these cities are broke already - You could improve social programs to channel potentially violent offenders into more socially positive pursuits, but that's a bunch of hippy shit that will get every righty in the states screaming about wasted tax dollars - You could put up 20 foot fences to keep the 'bad people' away from the 'good people' (aka people with means), but the people of means are getting smaller and smaller, and those with means probably already own property with fences and security systems, and a private police force that likes to rough up questionable individuals - You could improve the lives of your people by supporting (financially) a positive lifestyle (not tied to one specific belief system, or income class, or race, or...) where it appeals for people to actually do the right thing. Never underestimate the power to guilt people to do the right thing. This is of course related to soft crime, but it will at least keep a few less questionable sorts from turning completely against the social-good.
But instead, you say that gun bans aren't the solution because... they aren't.
Yes, in Canada at least, many cable networks have extremely high compression rates in order to squeeze in all those channels into so much spectrum, alas. That said, I think any director expecting objectively identical movie watching experiences have never been to two theatres in their life (though certification would at least puts it into the ballpark).
No, its guessing 4 digit pin soon enough before the CC company freezes the card, which is generally like 4-5 attempts period. Whereas the CC signature route can be forged and the crook is long gone before the fraud is detected. My writing is crap, and I can guarantee that I've signed the VISA receipt in an almost completely diff. sig from the card and have never been stopped on it.
1. The card readers still have to make it to a compatible merchant services provider, so not usable everywhere. In Canada, its pretty rare for any small to large service providers not providing readers for chip cards. Only really little merch's that accept square or paypal haven't made the switch, or some big box american stores who's unified infrastructure apparently makes this too hard for the effort.
2. The chip is a digest encryptor to my knowledge. I don't know if anything besides the merch and most likely an account number are on the card unencrypted (or should be anyways), but yes, any and everything usable to track people's unique info can and will be used to track you. That is a 'freedom' long lost.
3. Wireless can be an issue (my Android phone's NFC pings when its laying on the wallet) but realistically, all companies supporting wireless transactions support VERY LOW payment methods, like $50 and most likely rejecting duplicate purchases. I bought movie tickets yesterday with pay wave and I then went to the popcorn stand and waved again. The second time, it required chip usage, so there's probably logic to cap the potential losses of fraudulent wireless payment charges.
Tech industry I find pretty neutral Anarchists as a group is kinda undefinable =) Gamers are definitely as a collective narrow towards women, but to be fair, most are teenaged boys that are still drooling to grab Mary's boobs for the first time, so one can at least rationalize that stupidity.
Uh, you do realize the Chinese alphabet has somewhere around 3-4 thousand distinct glyph's right? Each of which has to be memorized in order to be interpreted. Theose are entirely non-phoenetic of course. Of which, combined, the word count is somewhere north of 50,000. Then there's their spoken tones, which in Mandarin has 4 different meanings for 'ho' depending on how you intonate it. Cantonese has 7 intonations!
Don't forget that pink became pink for a reason. Obviously some ladies so far back that nobody can remember decided that they liked the way it looked, and made many garments out of it. One could say that mass media has snow-balled the affect, where some bias toward different female archetypes would otherwise flurish, but *shrug*, I'm no sociologist, I just play one as an Anonymous Coward.
To further the point, Indian's and Chinese students have been learning and shoving IT and STEM down childrens throats for a while and one could argue how successful they've become (I wouldn't, they rock like its hot), there is definitely a gap between them and say Black / Hispanic students who are typically from much more impoverished areas (at least in tyhe US anyways).
Hey, we all need our foundations to learn, and I think computer use and extended, computer IT/programming should at least be taught in schools as a core course. If they can justify physical 'education' (yes of course keeping kids fit is a good thing), then they can consider computers a core as well.
Some will absolutely bomb in it and that's ok. Its oik to know what you are good aty and what you aren't without wasting 4+ yerars in post-secondary and $50k to realize you've make a horrible horrible mistake in choosing something you're interested in. Worse, imagine all of those that hated computers out of ignorance who could've been brilliant CS students/employees if only given enough motivation.
"it is trivial to create another digital coinage with a slightly different protocol that behaves exactly the same way as far as a user is concerned."
The sad thing is, this will almost single handedly end the bitcoin craze. With hundreds/thousands of competing crypto-systems of exchange who in the world is going to maintain and trust in these systems? Do you see valuation agencies looking at these things and go, uh yeah this is a good valuation? They will laugh at it and say there is no valuation to judge on it. That alone will prevent most institutional investors from even toughing them, meaning realistically, the only people touching crypto-currencies are cowboy investors or people who actually want it to make exchanges. But in a system with 100's of competing products, who wants to run their business by having hundreds or thousands of highly volatile currencies as a exchange?
Yes, be the point is that those that eat healthy don't need multi-vitamins, and people that do need more balanced diets aren't buying them. So they service a market that doesn't exist.
And I have verified that disabling a permission changes the behaviour of the apps (PvZ2 normally diables outside sound, but this change overrides that, so you can still listen to music while playing for example).
Which is exactly why BitCoin solves nothing that a national currency doesn't do for you already (besides the ability to trivially embezzle money).
Question, if BOA holds your wallet, and receives a large (lets say $1,000,000 value transfer into the account). is there any regulatory requirements to the government?
Same question but in reverse, I send 1,000,000 to an unnamed party. Same question, but now its discovered 'I' didn't send it but some fraudster posing as me.
Until the currency becomes 1000% less volatile, "we'll" never buy things with it period. You think cash is risky, imagine having '1000' bitcoin worth 100 the next. Real people need a strong foundation under their feet. Real people live pay check to pay check, may of which have practically no savings. Real people need to pay for groceries, and can't be affected by investment hedges. End of line / end of story.
1. Don't download apps that use permissions you wouldn't give them 2. If you're using Android 4.3/4.4, look for 'App Ops' (The one that requires zero permissions) from the play store. It allows you to turn specific (though not all alas) permissions off per app: Notably SMS, reading contacts, keeping the phone on, polling your location, call log/making calls/clipboard/audio focus/camera/record audio/modifying system settings...
The benefit of Android's App Ops is that it also tells you when the app last used a given permission, which really tells you when some program has been exploiting your good will... Just remember though:
Whenever you have ads in an app, always expect INTERNET_FULL LOCATION_COURSE and maybe LOCATION_FINE Pretty much all ad platform tools require them to function
You're making the assumption that the income and literacy curve is the same through the different markets. I'd imagine there are many more 'blue collar' Chinese computer users who can afford computers, but barely. Any added cost would push them too hard. India has a lot more abscess poverty with people that could never afford a computer. Also, India's literacy rate is 68% China's literacy rate is 95.1% (CIA factbook)
I've worked on a ton of enterprise projects and never once did a customer say that they would even consider SQLServer. It's all Oracle/DB2 in this space. You can list a series of new technologies, but frankly Sharepoint is SCM/Wiki, Lync is useless outside of a MS centric enterprise, and SQL Server is a cheaper also-ran enterprise DB. Without its requirements for exchange/(sharepoint? not sure if it uses SQLS backends), and its trivially simple setup, SQL server sales would be significantly smaller.
References cited please before espousing something so ridiculous. By what measure would you call economist's predictions a failure? That the economy was adjusted by a range of basis points?
That said, the world is a very complicated organism, and predicting the economy has much in common with predicting the weather. We may not have an exact model of what the weather will be like tomorrow, but they understand the general patterns which get pretty darn close. Are they always 'right' in their predictions? No, does that invalidate the science because someone disagrees with your opinion? Probably not.
Who's to 'issue new currency' when this one fails? Who is there to say, yeah we'll honour your now very useless bitcoins with this brand new value currency exactly?
Plus, why in the world would any Bitcoins become more valuable because of scarcity? A bitcoin is a bitcoin. Why would it intrinsically change value if there were 100 or 10,000,000 in the system? There's absolutely nothing important about a bitcoin's value in regards to the circulation, because by definition bitcoins aren't linked to anything in the real world. Sure, if I 'printed' a trillion bitcoins and handed them out like candy, the value of the currency would drop, but that first requires the hand out.
"Gift Cards (Amazon/Apple/Steam/Google/etc)... (Canadian Tire Money)" All of these are pegged directly to real gov. currencies and hence are legislated to be honoured as an obligation for cash exchange within the bounds of their own rules. There may be terms on maintaining balance/etc, but it's illegal to withhold payment if in good standing. That's what makes these things a currency, and that is also what makes these tax free (gov's don't double dip by charging tax to 'purchase' the item), though if you acrue value from a $50 gift point card to purchase a $100 item, you're obligated to pay tax on the full $100 purchase.
"Then there's non-traditional currency, like WoW Gold." WoW gold is strictly not a currency by definition because there is no entity giving an obligation to exchange it into a real world currency. Currencies require both in/out to fall into most nations' purview. This works very shakily especially if you look at something like Pachinko, which uses an intermediary step as the currency transformation back into Yen.
Slashdot Mirror
Or you could, I dunno actually call up the credit rating agencies and actually describe the problems. Quite often they can actually help you with your problems, though by the time you get to them, you're generally feeling too irate to appreciate it.
I had collections agencies calling me every few weeks asking for 'insert name here' who apparently bought some crap and put my phone number as the contact info. Well, a company generally shops the collections duties out to a bunch of useless leaches that don't give a fuck about annoying the shit out of honest folks. Finally after maybe 2 years of hassle from countless collections leaches, one of the agents finally told me if I really had an issue with it, that I should just go to Transunion/Equifax (at least in Canada) as the contact info was most likely originating from them. I did, and the agent 'corrected' the defect and I haven't heard a peep from a collections agent since. God thank goodness I'm not a delinquent dead beat or else I'd be living a shitty life with those vultures pecking.
If I recall correctly, you can also do other things like flag your personal information, and if anyone attempts to open credit accounts through those credentials, you'll get notified, but I can't remember if that's right or not. If not, it'd be in everyone's benefit to do so if they don't though.
I'm sorry, what was your solution again? Well, maybe not a solution, but why not name some actually viable solutions to at least reduce violent crimes, many of which are perpetrated with guns.
- You can throw a ton of cops at the problem, but it seems like the police tact are a diminishing return, and many of these cities are broke already ...) where it appeals for people to actually do the right thing. Never underestimate the power to guilt people to do the right thing. This is of course related to soft crime, but it will at least keep a few less questionable sorts from turning completely against the social-good.
- You could improve social programs to channel potentially violent offenders into more socially positive pursuits, but that's a bunch of hippy shit that will get every righty in the states screaming about wasted tax dollars
- You could put up 20 foot fences to keep the 'bad people' away from the 'good people' (aka people with means), but the people of means are getting smaller and smaller, and those with means probably already own property with fences and security systems, and a private police force that likes to rough up questionable individuals
- You could improve the lives of your people by supporting (financially) a positive lifestyle (not tied to one specific belief system, or income class, or race, or
But instead, you say that gun bans aren't the solution because... they aren't.
Google much?
http://www.webmproject.org/code/
Yes, in Canada at least, many cable networks have extremely high compression rates in order to squeeze in all those channels into so much spectrum, alas. That said, I think any director expecting objectively identical movie watching experiences have never been to two theatres in their life (though certification would at least puts it into the ballpark).
No, its guessing 4 digit pin soon enough before the CC company freezes the card, which is generally like 4-5 attempts period. Whereas the CC signature route can be forged and the crook is long gone before the fraud is detected. My writing is crap, and I can guarantee that I've signed the VISA receipt in an almost completely diff. sig from the card and have never been stopped on it.
1. The card readers still have to make it to a compatible merchant services provider, so not usable everywhere. In Canada, its pretty rare for any small to large service providers not providing readers for chip cards. Only really little merch's that accept square or paypal haven't made the switch, or some big box american stores who's unified infrastructure apparently makes this too hard for the effort.
2. The chip is a digest encryptor to my knowledge. I don't know if anything besides the merch and most likely an account number are on the card unencrypted (or should be anyways), but yes, any and everything usable to track people's unique info can and will be used to track you. That is a 'freedom' long lost.
3. Wireless can be an issue (my Android phone's NFC pings when its laying on the wallet) but realistically, all companies supporting wireless transactions support VERY LOW payment methods, like $50 and most likely rejecting duplicate purchases. I bought movie tickets yesterday with pay wave and I then went to the popcorn stand and waved again. The second time, it required chip usage, so there's probably logic to cap the potential losses of fraudulent wireless payment charges.
Corporations are defacto people, and until that changes, nothing can/will be done, period.
Tech industry I find pretty neutral
Anarchists as a group is kinda undefinable =)
Gamers are definitely as a collective narrow towards women, but to be fair, most are teenaged boys that are still drooling to grab Mary's boobs for the first time, so one can at least rationalize that stupidity.
Uh, you do realize the Chinese alphabet has somewhere around 3-4 thousand distinct glyph's right? Each of which has to be memorized in order to be interpreted. Theose are entirely non-phoenetic of course. Of which, combined, the word count is somewhere north of 50,000. Then there's their spoken tones, which in Mandarin has 4 different meanings for 'ho' depending on how you intonate it. Cantonese has 7 intonations!
So yeah, cry me a river for the big bad English.
Don't forget that pink became pink for a reason. Obviously some ladies so far back that nobody can remember decided that they liked the way it looked, and made many garments out of it. One could say that mass media has snow-balled the affect, where some bias toward different female archetypes would otherwise flurish, but *shrug*, I'm no sociologist, I just play one as an Anonymous Coward.
To further the point, Indian's and Chinese students have been learning and shoving IT and STEM down childrens throats for a while and one could argue how successful they've become (I wouldn't, they rock like its hot), there is definitely a gap between them and say Black / Hispanic students who are typically from much more impoverished areas (at least in tyhe US anyways).
Hey, we all need our foundations to learn, and I think computer use and extended, computer IT/programming should at least be taught in schools as a core course. If they can justify physical 'education' (yes of course keeping kids fit is a good thing), then they can consider computers a core as well.
Some will absolutely bomb in it and that's ok. Its oik to know what you are good aty and what you aren't without wasting 4+ yerars in post-secondary and $50k to realize you've make a horrible horrible mistake in choosing something you're interested in. Worse, imagine all of those that hated computers out of ignorance who could've been brilliant CS students/employees if only given enough motivation.
"it is trivial to create another digital coinage with a slightly different protocol that behaves exactly the same way as far as a user is concerned."
The sad thing is, this will almost single handedly end the bitcoin craze. With hundreds/thousands of competing crypto-systems of exchange who in the world is going to maintain and trust in these systems? Do you see valuation agencies looking at these things and go, uh yeah this is a good valuation? They will laugh at it and say there is no valuation to judge on it. That alone will prevent most institutional investors from even toughing them, meaning realistically, the only people touching crypto-currencies are cowboy investors or people who actually want it to make exchanges. But in a system with 100's of competing products, who wants to run their business by having hundreds or thousands of highly volatile currencies as a exchange?
No, but they don't seem to have qualms executing corrupt politicians / business people who have done great harm:
http://www.businessinsider.com/chinese-white-collar-criminals-death-sentence-2013-7
http://www.bbc.co.uk/news/world-asia-pacific-14197485
http://www.nytimes.com/2007/07/11/business/worldbusiness/11execute.html?pagewanted=all&_r=0
Yes, be the point is that those that eat healthy don't need multi-vitamins, and people that do need more balanced diets aren't buying them. So they service a market that doesn't exist.
I used this one btw: https://play.google.com/store/apps/details?id=fr.slvn.appops
And I have verified that disabling a permission changes the behaviour of the apps (PvZ2 normally diables outside sound, but this change overrides that, so you can still listen to music while playing for example).
Congratulations on learning copy / paste. I'm glad you're spreading new and relevant dialogue to the conversation. BitCoinTroll+1
Which is exactly why BitCoin solves nothing that a national currency doesn't do for you already (besides the ability to trivially embezzle money).
Question, if BOA holds your wallet, and receives a large (lets say $1,000,000 value transfer into the account). is there any regulatory requirements to the government?
Same question but in reverse, I send 1,000,000 to an unnamed party. Same question, but now its discovered 'I' didn't send it but some fraudster posing as me.
Until the currency becomes 1000% less volatile, "we'll" never buy things with it period. You think cash is risky, imagine having '1000' bitcoin worth 100 the next. Real people need a strong foundation under their feet. Real people live pay check to pay check, may of which have practically no savings. Real people need to pay for groceries, and can't be affected by investment hedges. End of line / end of story.
1. Don't download apps that use permissions you wouldn't give them
2. If you're using Android 4.3/4.4, look for 'App Ops' (The one that requires zero permissions) from the play store. It allows you to turn specific (though not all alas) permissions off per app: Notably SMS, reading contacts, keeping the phone on, polling your location, call log/making calls/clipboard/audio focus/camera/record audio/modifying system settings...
The benefit of Android's App Ops is that it also tells you when the app last used a given permission, which really tells you when some program has been exploiting your good will... Just remember though:
Whenever you have ads in an app, always expect
INTERNET_FULL
LOCATION_COURSE
and maybe LOCATION_FINE
Pretty much all ad platform tools require them to function
You're making the assumption that the income and literacy curve is the same through the different markets. I'd imagine there are many more 'blue collar' Chinese computer users who can afford computers, but barely. Any added cost would push them too hard. India has a lot more abscess poverty with people that could never afford a computer. Also,
India's literacy rate is 68%
China's literacy rate is 95.1%
(CIA factbook)
I've worked on a ton of enterprise projects and never once did a customer say that they would even consider SQLServer. It's all Oracle/DB2 in this space. You can list a series of new technologies, but frankly Sharepoint is SCM/Wiki, Lync is useless outside of a MS centric enterprise, and SQL Server is a cheaper also-ran enterprise DB. Without its requirements for exchange/(sharepoint? not sure if it uses SQLS backends), and its trivially simple setup, SQL server sales would be significantly smaller.
References cited please before espousing something so ridiculous. By what measure would you call economist's predictions a failure? That the economy was adjusted by a range of basis points?
That said, the world is a very complicated organism, and predicting the economy has much in common with predicting the weather. We may not have an exact model of what the weather will be like tomorrow, but they understand the general patterns which get pretty darn close. Are they always 'right' in their predictions? No, does that invalidate the science because someone disagrees with your opinion? Probably not.
Who's to 'issue new currency' when this one fails? Who is there to say, yeah we'll honour your now very useless bitcoins with this brand new value currency exactly?
Plus, why in the world would any Bitcoins become more valuable because of scarcity? A bitcoin is a bitcoin. Why would it intrinsically change value if there were 100 or 10,000,000 in the system? There's absolutely nothing important about a bitcoin's value in regards to the circulation, because by definition bitcoins aren't linked to anything in the real world. Sure, if I 'printed' a trillion bitcoins and handed them out like candy, the value of the currency would drop, but that first requires the hand out.
"Gift Cards (Amazon/Apple/Steam/Google/etc) ... (Canadian Tire Money)"
All of these are pegged directly to real gov. currencies and hence are legislated to be honoured as an obligation for cash exchange within the bounds of their own rules. There may be terms on maintaining balance/etc, but it's illegal to withhold payment if in good standing. That's what makes these things a currency, and that is also what makes these tax free (gov's don't double dip by charging tax to 'purchase' the item), though if you acrue value from a $50 gift point card to purchase a $100 item, you're obligated to pay tax on the full $100 purchase.
"Then there's non-traditional currency, like WoW Gold."
WoW gold is strictly not a currency by definition because there is no entity giving an obligation to exchange it into a real world currency. Currencies require both in/out to fall into most nations' purview. This works very shakily especially if you look at something like Pachinko, which uses an intermediary step as the currency transformation back into Yen.