If the facts are as you present them, and someone was fired for a medical condition that did not affect their ability to perform the job, it's a slam-dunk case against the employer.
Ah, but the 0.08 isn't there to convict those drunk enough to be bad drivers (who predictably have BAC's above the original limits, roughly 0.15). It's to pick up people in roadblocks who have not been driving erratically, but who nonetheless meet the legal standard.
years later it is then known that calm water indicates fields of ice
You know, if this is true, I'm pretty sure it was figured out a loooooong time before the Titanic sank. Whalers had been operating in icy waters since the 1600s.
A belief in a "higher power" is just a cop-out for belief in a deity. It has neither the rigor of belief in a deity that will hold you to account, nor the boldness of admitting none at all. If Scouting wants to maintain its insistence on belief in God, then it's entitled to - after all, it's a private organization. But don't be a fucking pussy about it.
BTW, why not send in your certificate? You were awarded the Eagle; you earned it; you proved yourself. A principled resignation of your title does not diminish your accomplishments: it adds to them.
Well, go to Alaska, Oregon, Montana, New Hampshire, or Delaware. No sales tax in any of them. Of those, I've only been to Delaware, but I remember the first time I stopped to get a drink at a gas station and it was... 99 cents.
I never read a.f.c either, but you never heard the expression? Since you say "bloke" I'm guessing you're UK? It was definitely part of American internet culture at the time.
Depends on the house. In areas where the the ground never freezes, a very common construction technique is to build on a slab, in which case the weight really is pretty evenly distributed. And don't most basements have support pillars? The ones I've been in do.
What's so hard, having a little self control? Making $100,000 per year?
Both of those can be challenges, but neither is beyond me. The hard part I see is getting steady 9+% tax-deferred returns on a total investment of $50k/year. I'd love to know your tax sheltering and your choice of investments there.
You can't take 5% a year out of your principal if you intend to stay ahead of inflation and market trends. Extracting 1-2% per year is about as good as you can manage, generally, because even when the market sucks you have to sell things to give you ready cash - or you have to take a job to earn money.
You're really rubbing elbows with the Rockefellers on that $60k/year... Paris Hilton territory for sure.
Sorry, man, I make a hell of a lot more than $60k/year at my job, and I have lived life in the middle of the middle class - I grew up there - and I like where I am a lot better.
If your assets at death would be well above $6M if you won a $6M lottery and yet lived without working for the rest of your life, that means they're probably pretty substantial already, no?
In other words, you'd keep your day job, it would just be a different day job than the one you have now? Hobbies that don't pay for themselves get expensive very fast, especially if you're trying to occupy all your time with them.
Remember, too, that your plan means that you're not planning to leave anything for your family - i.e., it's not wealthy-person behavior, it's just a lottery with a lifetime payout.
Most people who acquire wealth do so, in part, to provide for future generations of their family. Your annuity allows you not to work while enjoying what is now an upper-middle-class lifestyle, but then there's inflation. Fifty years ago, according to the CPI, you needed $13,323.63 to be equivalent to $100k today. If you had bought that generous $15k/year annuity back then, you'd be spending the last of your life wondering how to pay the property taxes on that house.
You're the kind of person who drums up $6M in net worth and you're going to settle for a very middle-class existence? What do you plan to do with your time? Hobbies are expensive.
I went to college 950 miles from home, and I've made quite a few trips of similar length in the past couple of years. Averaging 60 mph (really averaging, counting all stops etc) that's almost 16 hours. Averaging 70, it's two hours and fifteen minutes less. How much is it worth to you to get home two hours earlier? And gas mileage really doesn't matter that much - it doesn't fall off a cliff or anything. 30 mpg suits me fine. If I got 10% better mileage by going slower, I would save... less than three gallons over the course of the day. About $10, so I'd have to value my time at less than minimum wage in order to benefit.
Assuming you have iron financial discipline, and it's cash rather than assets, and that inflation won't make those later years very, very tight. What do you plan to do with your time? You aren't going to be traveling that much...
I don't think you've calculated how far that will go, especially when you talk about liquid vs illiquid assets. And part of the point of being wealthy is to give money to your family. Especially when you talk about trying to stay ahead of inflation - you can probably afford to take 1-2% of your value out each year, which means that $6M will get you $60k-$120k a year in spendable income before you pay any taxes. That's less than two public school teachers. Sure, you don't have to work for it, but you also aren't going to be taking a lot of vacations.
If the facts are as you present them, and someone was fired for a medical condition that did not affect their ability to perform the job, it's a slam-dunk case against the employer.
Ah, but the 0.08 isn't there to convict those drunk enough to be bad drivers (who predictably have BAC's above the original limits, roughly 0.15). It's to pick up people in roadblocks who have not been driving erratically, but who nonetheless meet the legal standard.
I believe that's spelled "DO NOT WANT".
years later it is then known that calm water indicates fields of ice
You know, if this is true, I'm pretty sure it was figured out a loooooong time before the Titanic sank. Whalers had been operating in icy waters since the 1600s.
I'm sure you're right... but this is Chicago. If it were going to happen anywhere, that's where it could happen.
So what happens if the state courts ignore the federal law? Do you have to wait until you have a US Attorney that wants to take up the challenge?
If you don't know which Cook County contains the Loop, maybe you need to get out more.
What is a federal law going to do in state court? Not a damned thing.
What law wouldn't be stuck down by this reasoning?
Anything that is a malum in se offense, for starters. Murder, rape, robbery, assault, burglary... these are not innocent conduct.
A belief in a "higher power" is just a cop-out for belief in a deity. It has neither the rigor of belief in a deity that will hold you to account, nor the boldness of admitting none at all. If Scouting wants to maintain its insistence on belief in God, then it's entitled to - after all, it's a private organization. But don't be a fucking pussy about it.
BTW, why not send in your certificate? You were awarded the Eagle; you earned it; you proved yourself. A principled resignation of your title does not diminish your accomplishments: it adds to them.
Well, go to Alaska, Oregon, Montana, New Hampshire, or Delaware. No sales tax in any of them. Of those, I've only been to Delaware, but I remember the first time I stopped to get a drink at a gas station and it was... 99 cents.
I never read a.f.c either, but you never heard the expression? Since you say "bloke" I'm guessing you're UK? It was definitely part of American internet culture at the time.
You have a four-digit UID and you don't know what the September that never ended is?
Depends on the house. In areas where the the ground never freezes, a very common construction technique is to build on a slab, in which case the weight really is pretty evenly distributed. And don't most basements have support pillars? The ones I've been in do.
What's so hard, having a little self control? Making $100,000 per year?
Both of those can be challenges, but neither is beyond me. The hard part I see is getting steady 9+% tax-deferred returns on a total investment of $50k/year. I'd love to know your tax sheltering and your choice of investments there.
You can't take 5% a year out of your principal if you intend to stay ahead of inflation and market trends. Extracting 1-2% per year is about as good as you can manage, generally, because even when the market sucks you have to sell things to give you ready cash - or you have to take a job to earn money.
The top 1% pays much less than you or I do.
Aren't you basically there?
You're really rubbing elbows with the Rockefellers on that $60k/year... Paris Hilton territory for sure.
Sorry, man, I make a hell of a lot more than $60k/year at my job, and I have lived life in the middle of the middle class - I grew up there - and I like where I am a lot better.
If your assets at death would be well above $6M if you won a $6M lottery and yet lived without working for the rest of your life, that means they're probably pretty substantial already, no?
In other words, you'd keep your day job, it would just be a different day job than the one you have now? Hobbies that don't pay for themselves get expensive very fast, especially if you're trying to occupy all your time with them.
Remember, too, that your plan means that you're not planning to leave anything for your family - i.e., it's not wealthy-person behavior, it's just a lottery with a lifetime payout.
Most people who acquire wealth do so, in part, to provide for future generations of their family. Your annuity allows you not to work while enjoying what is now an upper-middle-class lifestyle, but then there's inflation. Fifty years ago, according to the CPI, you needed $13,323.63 to be equivalent to $100k today. If you had bought that generous $15k/year annuity back then, you'd be spending the last of your life wondering how to pay the property taxes on that house.
You're the kind of person who drums up $6M in net worth and you're going to settle for a very middle-class existence? What do you plan to do with your time? Hobbies are expensive.
I went to college 950 miles from home, and I've made quite a few trips of similar length in the past couple of years. Averaging 60 mph (really averaging, counting all stops etc) that's almost 16 hours. Averaging 70, it's two hours and fifteen minutes less. How much is it worth to you to get home two hours earlier? And gas mileage really doesn't matter that much - it doesn't fall off a cliff or anything. 30 mpg suits me fine. If I got 10% better mileage by going slower, I would save... less than three gallons over the course of the day. About $10, so I'd have to value my time at less than minimum wage in order to benefit.
Logical enough for you?
Assuming you have iron financial discipline, and it's cash rather than assets, and that inflation won't make those later years very, very tight. What do you plan to do with your time? You aren't going to be traveling that much...
I don't think you've calculated how far that will go, especially when you talk about liquid vs illiquid assets. And part of the point of being wealthy is to give money to your family. Especially when you talk about trying to stay ahead of inflation - you can probably afford to take 1-2% of your value out each year, which means that $6M will get you $60k-$120k a year in spendable income before you pay any taxes. That's less than two public school teachers. Sure, you don't have to work for it, but you also aren't going to be taking a lot of vacations.