You can actually read Taleb? After reading Fooled by Randomness I was hoping The Black Swan would be intelligent and not full of self-serving pseudo-intellectual garbage. I was wrong.
His arguement, for example, that the current financial crisis is a result of a "black swan" is utterly silly. It didn't come out of nowhere, for gods sake the research areas at banks were saying it would happen while the banks still sold and bought the toxic crap. What you really have is too many people piling into one trade, which results in a historically predictable outcome.
The real problem is poor risk management. The spreadsheet tells you something, and something extremely useful, but not you still have to use your head. Goldman Sachs didn't get hit by Subprime CDO because they had a risk management meeting where they discussed escalating losses on their book, and decided to get out. Its not the fault of econometrics, its the fault of misusing tools.
When I was 15, I was excited to visit some of these beaches in Europe because I heard women went topless. Turns out... only the ones that shouldn't do.
I agree with John Waters, people should only be allowed to be nude in public if they are cute.
I just bought a Latitude XT, and it came with some Dell Utilities and that was about it. They also gave me a Vista Business Install CD separate from the Driver/Utilities CD so I can do a custom clean install.
The build quality is great, the support is great, well worth the extra money over a consumer grade tablet.
There is actually a reason for the bank to know it, they are violating the PATRIOT act if they are not
The Rule requires banks to obtain an identification number from every customer opening an account. For U.S. persons, that identifying number must be a social security number or a taxpayer identification number (TIN). There are no exceptions.
Is there something wrong with attempting to create a more secure identification system? Or an integrated nationwide Drivers License database? What's wrong with taking basic steps to secure our identification?
Quite frankly, looking at it from a historical perspective, you are wrong.
That's the history of the minimum wage and
this is the historical statistics for inflation.
Notice the extremely low level of correlation.
My parents have made as much as 2 million a year that was taxable under income tax. You know what they said? 39% or 33% doesn't matter. They would much rather the budget be balanced, and the people who weren't so lucky would not live in the gutter.
"Tax Burdens" are only such when they are burdensome. A 39% tax served us well through the dot com boom, a reasonable cap gains tax served us perfectly. I agree if the tax is 60%, it's burdensome. If you make 300k+ a year, 39% is not a huge burden.
" The right of the people to be secure in their persons, houses, papers, and effects, against unreasonable searches and seizures, shall not be violated, and no warrants shall issue, but upon probable cause, supported by oath or affirmation, and particularly describing the place to be searched, and the persons or things to be seized."
With a warrant and probable cause, they can search, they just don't have to tell you. The constitution doesn't actually specify that part.
The slippery slope arguement is simply dead wrong. There is good reason for checking ID before getting on an aircraft. To verify that the person coming on-board is who they claim to be. Sort of like buying a handgun, or purchasing alcohol. Mr. Gilmore has a right to privacy, and not showing his card. He certainly does not, however, have an inherent right to fly.
I work in a bank and have to deal with that as a consumer concern. There are various reasons to actually type in the DL #, Insurance company regulations were already mentioned. In a bank enviroment, we do have to document things for federal documentation reasons. The Patriot Act requires a certain standard.
First of all I disagree with your entire premise. That any war, anything that may involve killing people is wrong.
Fundamentally though, if you decide to stand back, and not do anything. You are choosing the greater evil. We shouldn't help Sudan, because we might kill people? So what if bombs kill some innocent people. Those same bombs can rescue millions. Is that evil... no. It's tragic.
See, this is stupidthink. I cannot call it liberal, as it is giving liberalism a bad name. Bombs fell, bombs are targeted so to mimimize casualties as much as possible in a war zone.
Off course all this anti-war talk (I'm not so much anti-war, as against being lied to) seems to center on a false ideal. That the Iraqi's really were better off under Sadam. I mean save all this "We are really horrible stuff". We don't you know,
gas people.
Before you even say anything, yes we supported them. The alternative was what exactly? Support the leadership that took Americans hostage, and constantly threatened it's neighbors? I'm not proud of our past on the Middle East, but doesn't give us an even greater moral perogative to right the wrongs we did?
Re:"Apples == expensive" not a stereotype
on
Top 10 Apple Flops
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· Score: 1
The question was just laptops comparable to iBooks. Now personally I like OS X, I have a mac mini, but I can never get an apple laptop. Until they get one to below 3 lbs, it's just not going to happen. It's amazing to me that at 4.6lbs, the 12" Powerbook is one of the HEAVIEST 12" laptops on the market. You would think for the price they might make it portable.
Portable DVD players, definitely, this isn't it. People have extensive DVD collections, but I don't think people will want to re-buy all their favorite movies on the DS format. It's really a niche format, and may have some limited appeal, but won't be hugely popular.
Re:"Apples == expensive" not a stereotype
on
Top 10 Apple Flops
·
· Score: 1
The Dell 600m has a similar base price point, and identical weight. Yet to call the 12" iBook thin and light isn't really accurate. Thin and light to me is under 4 lbs... which oddly enough no apple laptop has yet cracked.
As a banker at a large financial institution, I see that all too often. Something that can be solved by a simple line of credit, or even a business credit card, often brings down an otherwise succesful company.
For any small business, my main bit of advice is figure out how to manage cashflow.
The generating software... maybe, but how many computers run that? In a branch location setting, things are either run through a unix terminal system, or a web based system. Most forms are handled through PDF. I don't think you need to move everything over to linux, but in lot's of areas it makes some sense.
Oh and it has nothing to do with Windows, a poorly designed App is a poorly designed app. At my workplace they took the POS applications for the cashiers from ssh based to X-11 Based... windows based might actually be a relief compared to that fugly thing.
Yeah, Liberman and Tipper Gore... when will a party have the balls to stand up and go, I am a card carrying ACLU member, and damn proud to support the constitution, why are you against the constitution?
Dole was a horrible canidate, and Perot took away alot of his votes.
Carter was an Evangelical... but he was a liberal one... he probably pissed off the fundies more then Clinton did, one of the reasons Reagan was elected.
I find one big problem with your arguement. Seeing a doctor is cheap, 100$ at most as a general rule. So if say you see a doctor unnecessarily 5 times, that's 500$ but if for those 5 times, once there is an issue, catching it earlier sure as hell beats the price down the road. One emergency room visit will quickly eat up any savings in those doctor visits.
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You can actually read Taleb? After reading Fooled by Randomness I was hoping The Black Swan would be intelligent and not full of self-serving pseudo-intellectual garbage. I was wrong.
His arguement, for example, that the current financial crisis is a result of a "black swan" is utterly silly. It didn't come out of nowhere, for gods sake the research areas at banks were saying it would happen while the banks still sold and bought the toxic crap. What you really have is too many people piling into one trade, which results in a historically predictable outcome.
The real problem is poor risk management. The spreadsheet tells you something, and something extremely useful, but not you still have to use your head. Goldman Sachs didn't get hit by Subprime CDO because they had a risk management meeting where they discussed escalating losses on their book, and decided to get out. Its not the fault of econometrics, its the fault of misusing tools.
You ain't kidding.
When I was 15, I was excited to visit some of these beaches in Europe because I heard women went topless. Turns out... only the ones that shouldn't do.
I agree with John Waters, people should only be allowed to be nude in public if they are cute.
Its sector dependent.
If you work in construction, real estate or finance its very tough.
IT is much easier.
I just bought a Latitude XT, and it came with some Dell Utilities and that was about it. They also gave me a Vista Business Install CD separate from the Driver/Utilities CD so I can do a custom clean install. The build quality is great, the support is great, well worth the extra money over a consumer grade tablet.
There is actually a reason for the bank to know it, they are violating the PATRIOT act if they are not
The Rule requires banks to obtain an identification number from every customer opening an account. For U.S. persons, that identifying number must be a social security number or a taxpayer identification number (TIN). There are no exceptions.
Goodwin's Law?
Is there something wrong with attempting to create a more secure identification system? Or an integrated nationwide Drivers License database? What's wrong with taking basic steps to secure our identification?
In California an exempt employees salary when divided by hours worked in a year. Can never go below 1.5x minimum wage.
Quite frankly, looking at it from a historical perspective, you are wrong. That's the history of the minimum wage and this is the historical statistics for inflation. Notice the extremely low level of correlation.
My parents have made as much as 2 million a year that was taxable under income tax. You know what they said? 39% or 33% doesn't matter. They would much rather the budget be balanced, and the people who weren't so lucky would not live in the gutter.
"Tax Burdens" are only such when they are burdensome. A 39% tax served us well through the dot com boom, a reasonable cap gains tax served us perfectly. I agree if the tax is 60%, it's burdensome. If you make 300k+ a year, 39% is not a huge burden.
" The right of the people to be secure in their persons, houses, papers, and effects, against unreasonable searches and seizures, shall not be violated, and no warrants shall issue, but upon probable cause, supported by oath or affirmation, and particularly describing the place to be searched, and the persons or things to be seized."
With a warrant and probable cause, they can search, they just don't have to tell you. The constitution doesn't actually specify that part.
The slippery slope arguement is simply dead wrong. There is good reason for checking ID before getting on an aircraft. To verify that the person coming on-board is who they claim to be. Sort of like buying a handgun, or purchasing alcohol. Mr. Gilmore has a right to privacy, and not showing his card. He certainly does not, however, have an inherent right to fly.
I work in a bank and have to deal with that as a consumer concern. There are various reasons to actually type in the DL #, Insurance company regulations were already mentioned. In a bank enviroment, we do have to document things for federal documentation reasons. The Patriot Act requires a certain standard.
First of all I disagree with your entire premise. That any war, anything that may involve killing people is wrong.
Fundamentally though, if you decide to stand back, and not do anything. You are choosing the greater evil. We shouldn't help Sudan, because we might kill people? So what if bombs kill some innocent people. Those same bombs can rescue millions. Is that evil... no. It's tragic.
See, this is stupidthink. I cannot call it liberal, as it is giving liberalism a bad name. Bombs fell, bombs are targeted so to mimimize casualties as much as possible in a war zone.
Off course all this anti-war talk (I'm not so much anti-war, as against being lied to) seems to center on a false ideal. That the Iraqi's really were better off under Sadam. I mean save all this "We are really horrible stuff". We don't you know, gas people.
Before you even say anything, yes we supported them. The alternative was what exactly? Support the leadership that took Americans hostage, and constantly threatened it's neighbors? I'm not proud of our past on the Middle East, but doesn't give us an even greater moral perogative to right the wrongs we did?
The question was just laptops comparable to iBooks. Now personally I like OS X, I have a mac mini, but I can never get an apple laptop. Until they get one to below 3 lbs, it's just not going to happen. It's amazing to me that at 4.6lbs, the 12" Powerbook is one of the HEAVIEST 12" laptops on the market. You would think for the price they might make it portable.
Portable DVD players, definitely, this isn't it. People have extensive DVD collections, but I don't think people will want to re-buy all their favorite movies on the DS format. It's really a niche format, and may have some limited appeal, but won't be hugely popular.
The Dell 600m has a similar base price point, and identical weight. Yet to call the 12" iBook thin and light isn't really accurate. Thin and light to me is under 4 lbs... which oddly enough no apple laptop has yet cracked.
As a banker at a large financial institution, I see that all too often. Something that can be solved by a simple line of credit, or even a business credit card, often brings down an otherwise succesful company.
For any small business, my main bit of advice is figure out how to manage cashflow.
The generating software... maybe, but how many computers run that? In a branch location setting, things are either run through a unix terminal system, or a web based system. Most forms are handled through PDF. I don't think you need to move everything over to linux, but in lot's of areas it makes some sense.
Oh and it has nothing to do with Windows, a poorly designed App is a poorly designed app. At my workplace they took the POS applications for the cashiers from ssh based to X-11 Based... windows based might actually be a relief compared to that fugly thing.
Yeah, Liberman and Tipper Gore... when will a party have the balls to stand up and go, I am a card carrying ACLU member, and damn proud to support the constitution, why are you against the constitution?
Dole was a horrible canidate, and Perot took away alot of his votes.
Carter was an Evangelical... but he was a liberal one... he probably pissed off the fundies more then Clinton did, one of the reasons Reagan was elected.
I live in San Francisco, being caught in bed with a live boy may be an asset to getting re-elected here.
I find one big problem with your arguement. Seeing a doctor is cheap, 100$ at most as a general rule. So if say you see a doctor unnecessarily 5 times, that's 500$ but if for those 5 times, once there is an issue, catching it earlier sure as hell beats the price down the road. One emergency room visit will quickly eat up any savings in those doctor visits.