And FutureAdvisor provides robo-analysis for free. Sure, you can pay them 0.5% a year to manage your portfolio for you, but they tell you everything you should do.
Of course, they go heavy on international funds and REITs, and you can't have it tilt funds in the direction you want. But they encourage extremely low-cost index funds and seem to be a good option.
... unless you have another class right afterwards, or you forget one of the 10 points he outlined in class.
Helping memory recall is a secondary reason to take notes. The primary is to have a complete reference for when you forget.
I think you're saying that limited government contradicts having a strong military and space program. I disagree - limited government means not sticking federal fingers in places they shouldn't be. One of the primary roles of the federal government is to provide a national defense. Another role is to do large-scale things that the states can't do on their own.
It's widely known that employees for those companies work a lot of overtime. If you're accepting a salary, you should know how much overtime they expect you to work. If they misrepresent how much overtime they anticipate you to have, then you have a right to be upset. Otherwise, that's why Microsoft pays the big bucks.
Not paying overtime is not abuse - it's the definition of an exempt employee. That's why certain professions are exempt, and some are not - you might be able to program 60 hours a week, but you can't do that week in and week out with a physically demanding job.
Abusing the free overtime is abuse - but if you're working for, say, Microsoft or a game company, you've got to expect a lot of overtime, and you're probably compensated for it in your salary already. But just saying "not paying overtime is abuse" is ridiculous.
Exempt employees get paid more because it's anticipated that they will work some uncompensated overtime. If you change from exempt to non-exempt, then your pay SHOULD be cut. You can't get the best of both worlds - unless you're a contractor.
This is especially important for government contracts - you negotiate rates for certain job categories, and you're stuck with them. Your profit is limited by law, so you can't just absorb a 15% hit like this. So you've got to cut the salaries.
This is actually pretty surprising... 1.3 million Wiis have been sold in Europe, while 1 million PS3s have been sold in the EU/AU? That seems pretty impressive for a machine that costs more than twice as much.
If you run your own mail server, set up a subdomain where every address goes to your inbox.... That way, it's fairly obvious when you get spam to ameritrade.com@bills.mydomain.com. I caught EmigrantDirect that way, although I was simply shocked when they never responded to my e-mail about it.
"A 5,000 kilometer radius would yield a circumference of roughly 31,400 kilometers. If we assume a width-to-radius ratio similar to that of Niven's ringworld, we get a width of approximately 53,700 kilometers. The Halos, then, would have a surface area of 1.68 million square kilometers."
A width of 53k kilometers and a radius of 5k would be a very long cylinder. Given the other numbers, 1,680,000 km^2 / 31,400 km gives a width of 53.5 km, which is much more reasonable and ring-shaped.
Slashdot Mirror
And FutureAdvisor provides robo-analysis for free. Sure, you can pay them 0.5% a year to manage your portfolio for you, but they tell you everything you should do.
Of course, they go heavy on international funds and REITs, and you can't have it tilt funds in the direction you want. But they encourage extremely low-cost index funds and seem to be a good option.
Water into wine? Kool-aid.
Elijah vs. Baal prophets trying to start wood on fire? Bazooka.
Why don't they just call it the Encyclopedia Galactica like Asimov?
Engineering is the prostitution of mathematics.
Chicago is larger than Toronto - 2.7m compared to 2.5m.
What if you drop the glass plate? You're sure to crack it then.
I doubt you're really an American if you use the word "petrol."
This weird trick also boosts my testosterone.
Getting an honorary doctorate doesn't mean that people should call him Dr. Jobs.
You mean like autonomously driving cars?
Well, at least now he'll be able to move out of his parents' basement.
... unless you have another class right afterwards, or you forget one of the 10 points he outlined in class. Helping memory recall is a secondary reason to take notes. The primary is to have a complete reference for when you forget.
By this logic, the percentage of the population that play in the NBA will stabilize at some point less than 100%.
ACCIO firebolt FROM dorm WHERE firebolt_owner = 'hpotter';
Your calculator probably could run more cycles than a typical satellite. Radiation hardened equipment is slow.
I think you're saying that limited government contradicts having a strong military and space program. I disagree - limited government means not sticking federal fingers in places they shouldn't be. One of the primary roles of the federal government is to provide a national defense. Another role is to do large-scale things that the states can't do on their own.
It's widely known that employees for those companies work a lot of overtime. If you're accepting a salary, you should know how much overtime they expect you to work. If they misrepresent how much overtime they anticipate you to have, then you have a right to be upset. Otherwise, that's why Microsoft pays the big bucks.
Not paying overtime is not abuse - it's the definition of an exempt employee. That's why certain professions are exempt, and some are not - you might be able to program 60 hours a week, but you can't do that week in and week out with a physically demanding job. Abusing the free overtime is abuse - but if you're working for, say, Microsoft or a game company, you've got to expect a lot of overtime, and you're probably compensated for it in your salary already. But just saying "not paying overtime is abuse" is ridiculous.
Exempt employees get paid more because it's anticipated that they will work some uncompensated overtime. If you change from exempt to non-exempt, then your pay SHOULD be cut. You can't get the best of both worlds - unless you're a contractor. This is especially important for government contracts - you negotiate rates for certain job categories, and you're stuck with them. Your profit is limited by law, so you can't just absorb a 15% hit like this. So you've got to cut the salaries.
Drive was a terrible show. I was hoping they'd go somewhere with it, but they just locked themselves into that stupid race.
This is actually pretty surprising... 1.3 million Wiis have been sold in Europe, while 1 million PS3s have been sold in the EU/AU? That seems pretty impressive for a machine that costs more than twice as much.
I just blacklist the address if spam starts to flow... anything coming in to that address gets sent directly to uce@ftc.gov.
If you run your own mail server, set up a subdomain where every address goes to your inbox.... That way, it's fairly obvious when you get spam to ameritrade.com@bills.mydomain.com. I caught EmigrantDirect that way, although I was simply shocked when they never responded to my e-mail about it.