I skimmed the article about this on TheRegister and misread the bandwidth. Looks like about 3.4MB/day. Still, it could eat up some bandwidth on large networks if given free reign.
The real travesty here is cutting into your Folding@Home work - how dare they!
But how small are they willing to go? Look into a community bank with less than $1Billion in assets - that is still a very good sized bank, but would have too small of a number of customers to make an attractive target for those phishermen.
Having said that, you would think that Citibank - one of the first targets of the phishermen - would be intelligent enough not to use something that resembles phishing e-mails in a marketing campaign!
There's the problem. Move your banking to a small community bank that has at least some modicum of respect for your personal data and you won't have to worry about Citibank spamming you.
That sort of sheds a different light on the parents then.
My folks are more of the "any bat == rabid bat (just in case)" variety of people. Where I grew up at it was more of a skunk/raccoon thing though.
I also always got the lecture to avoid "friendly" wild animals as the folks would make darn sure that I received the 14 gut shots that the vaccine required.
I remember in high school we had a class talking about rabies and the teacher had asked if anyone had received the shots. One of the guys in my class had. When asked for what, he said that they had an iffy cow. The response was "How did you let a cow bite you?!?!?!"
The boring answer was that some froth from the mouth of the cow had been picked up by the wind and had landed on him - and the shots were "just in case."
"In my day, all we had were large squares on the screen and we LIKED it. All of this realistic video is bad for the kids - makes them soft. I say that we force all gaming consoles to conform to the Atari 2600 display standards. Now where did I put that copy of Space Invaders."
The employer's half of the FICA taxes are a cost of hiring you as an employee - as far as they're concerned it's part of your wage package; you just never get to see it! Said another way, the company that you work for doesn't pay the FICA taxes, you do.
You're right on the schedule SE - you get to deduct 1/2 of the self employment taxes off of your income taxes - just like W2 workers essentially do with FICA.
The nice thing about running your own business is that self employment taxes (for Schedule C businesses, at least) is calculated off of the net income from that business - after all business expenses and depreciate are taken into account. That gives you the opportunity to expense some stuff that you'd do anyway (that new computer, mileage, part of your internet connection, that kind of thing) and it essentially gives you at least a 15% discount on the cost because it is pre-tax.
This isnt exactly true - you pay 1/2 of the self employment tax (the above mentioned percentage). Additionally, this tax is only applicable upto $87,900 - anything after that isnt taxed.
You pay the full self employment tax - the second half is just hidden from you by charging the employer.
your annual pay is roughly ( Hourly * 2 ) * 1000 or if you prefer you can use the (( Hourly * 8 ) * 5) * 50 (expecting you take 2 weeks off for vaca./sick/holiday/etc.)
If your work for yourself, expect to work more than 40 hour weeks. You are typically your harshest boss.
If you're charging $100/hour, you'd better plan on sending the Federal government at least $30.30/hour and the state whatever they demand (I figure $10/hour in Iowa).
Re:Equally instable - But Fees pays your bills
on
Switching to Contracting?
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· Score: 2, Informative
Make sure to roll the 401K directly wherever it goes. If you touch the money, there will be withholding - and if you can't or don't replace it with a like deposit into an IRA, you'll get taxed on the withheld portion (income tax + the 10% surtax on early withdrawals, iff applicable).
If your contracting, keep track of your mileage. Check with your tax preparer, but you might be able to deduct it from your business income - no sense in paying self employment taxes on deductible items.
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The real travesty here is cutting into your Folding@Home work - how dare they!
[standard disclaimers about letting your users install their own software apply here]
Having said that, you would think that Citibank - one of the first targets of the phishermen - would be intelligent enough not to use something that resembles phishing e-mails in a marketing campaign!
There's the problem. Move your banking to a small community bank that has at least some modicum of respect for your personal data and you won't have to worry about Citibank spamming you.
Wouldn't he have to do that twice in 2 weeks though?
Mmmmm - ethanol.
Refill instead of recharge - same argument that goes against electric cars can be made here as well.
Same here!
My folks are more of the "any bat == rabid bat (just in case)" variety of people. Where I grew up at it was more of a skunk/raccoon thing though.
I also always got the lecture to avoid "friendly" wild animals as the folks would make darn sure that I received the 14 gut shots that the vaccine required.
I remember in high school we had a class talking about rabies and the teacher had asked if anyone had received the shots. One of the guys in my class had. When asked for what, he said that they had an iffy cow. The response was "How did you let a cow bite you?!?!?!"
The boring answer was that some froth from the mouth of the cow had been picked up by the wind and had landed on him - and the shots were "just in case."
But debugging that's a bit easier - just send your assistant to find out which wires are hot :)
Agreed - but perhaps the daughter hid that she had been bitten (or the parents didn't think it was dangerous?).
I'm amazed that she's still alive. It will be interesting to see how she recovers.
"In my day, all we had were large squares on the screen and we LIKED it. All of this realistic video is bad for the kids - makes them soft. I say that we force all gaming consoles to conform to the Atari 2600 display standards. Now where did I put that copy of Space Invaders."
If it's actually 80-160 spyware processes, I'd be surprised if the machine could boot at all.
Just make sure to give them lots of chores.
You're right on the schedule SE - you get to deduct 1/2 of the self employment taxes off of your income taxes - just like W2 workers essentially do with FICA.
The nice thing about running your own business is that self employment taxes (for Schedule C businesses, at least) is calculated off of the net income from that business - after all business expenses and depreciate are taken into account. That gives you the opportunity to expense some stuff that you'd do anyway (that new computer, mileage, part of your internet connection, that kind of thing) and it essentially gives you at least a 15% discount on the cost because it is pre-tax.
Unless you're a farmer. Run your contracting business under the Schedule F :)
You pay the full self employment tax - the second half is just hidden from you by charging the employer.
If your work for yourself, expect to work more than 40 hour weeks. You are typically your harshest boss.
If you're charging $100/hour, you'd better plan on sending the Federal government at least $30.30/hour and the state whatever they demand (I figure $10/hour in Iowa).
If your contracting, keep track of your mileage. Check with your tax preparer, but you might be able to deduct it from your business income - no sense in paying self employment taxes on deductible items.
A little from column A, a little from column B
Real interest rates (interest - inflation) were below 0% until the Fed started raising them last summer.
I have a somewhat similar position in an even smaller town!
Overall, it did fine - some stuff is easy to do (like COBOL) and running (at least what I did) on the AS/400 was solid.