What does it take to post stuff on the Internet, like maybe in some of the foums where people talk about these ROMs?
Oh yeah, then everyone screeches SPAM! SPAMMER!! SPAM!!!!!. Advertising is a little difficult when everyone is looking for a reason to scream "spammer."
I asked you a simple question and you've ducked it.
It's not a simple question. It is a false dilemma. An apprenticeship program would require no business to hire any particular number of entry-level employees. The purpose of the program is to standardize experience levels so businesses and employees can better determine the skill and knowledge level of a particular job candidate.
Let's say I run my business at break even and I employ 3 experienced engineers. I don't take a salary for myself as CEO because I want to put that money into growing the business. Then, you come along and force me to pay an entry level apprentice. The only way to pay for this is to let one of the 3 experienced engineers go. Which one should I fire?
Let's say nobody ever hires an apprentice engineer. What happens when nobody knows how to build anything?
Lucas wasn't a known quantity in the mid-70s. His only successful movie up to that point was American Graffiti. How were producers going to judge his likelyhood for success at SciFi?
They would have had to take a risk. That's the part of capitalism that business no longer understands. Capital is stationary risk.
I postulate that the producers that turned George down did the right thing under their circumstances, and that the movie would not have been the success is was with the wrong set of producers.
So incompetence is the justification for being wrong?
There is no guarantee that Western Union executives would have managed to acquire the anti-trust exemption and universal access mandate
Western Union was offered the patents to the telephone for $100,000. They turned them down because it was "too expensive."
Businesses often declare themselves "experts" in their particular business. Twelve publishers stated with certainty that Harry Potter would fail because if they believed it would succeed they would have offered a publishing deal. No business is going to turn down guaranteed revenue. It was stated with certainty there was "a limited audience for the fantasy adventure genre" when commenting on Lord of the Rings which is arguably one of the most profound literary works in the last 200 years. That "limited audience" bought six BILLION dollars worth of tickets at the box office.
It was stated with certainty that "2D animation is obsolete." Meanwhile 2D animation is making billions in Japan. There are individual television series that, without international distribution, are making $30 million a month in merchandising in Japan. Japan now owns our animation market. OWNS it. Same as they own the automobile industry.
These experts then go on to become obstacles to people who could create jobs and economic opportunity for millions by ignoring or depriving project after project of capital. The amounts of wealth this is costing the economy are incomprehensible.
But worse, you are not taking into consideration all of the aspects of what made each of these things a success.
Capital + entrepreneur = success. It's that simple.
Yep, then business gripes because people graduate without understanding the subject. College students should be college students. We don't expect doctors and lawyers to carry 12 units a semester until they retire. Why should students drag a W-4 around? It's a question of priorities. Education is not a priority in this society for some reason. Tall dollars are a priority, however, therefore all students must have jobs and 28% revolving credit accounts.
No jobs? Do you know what the unemployment rate in the US is?
Permanent, full-time, salaried jobs? 50% Data provided by the Bureau of Labor Statistics.
You should read a history book and find out what a real depression looks like.
Thanks. I have a university education which included nearly 200 graded units with over 100 of those units in upper division coursework, and about two dozen units in directed upper division coursework. There are very few subjects upon which I cannot comment intelligently.
So? What are you going to do about it?
I worked four times as hard and I've nearly solved my problem. I shouldn't have had to do it, but I did. I'm concerned about the other people who watched their careers destroyed. They shouldn't have to work four times as hard either.
What's wrong with it? Doesn't leave much time for frat parties, but I'm not sure that's such a bad thing.
People can't learn when they are exhausted from work.
The generation that grew up in the 30s would beg to differ.
No jobs. No mortgage. Few opportunities. Education and experience meaningless. Yep, sounds like a depression.
Your major complaint, that employers are screwing employees, though, is mostly the *effect* of all of the above, not the cause.
And all the way through this discussion I've been told I was wrong. "Everything's fine! Just go find a job and quit complaining!" I'm not sure I want to work for a company that is actively trying to screw its employees. I'm not sure I want to work towards a lower standard of living. That really doesn't sound like much of an achievement.
It is doubtful that Western Union would have made a successful phone company.
That's not the point. Whether Disney would have made a "non-Disneyfied" LOTR isn't the point either. These were guaranteed winners that were ignored. There are dozens upon dozens upon dozens of other examples like this throughout business, including technology.
Twelve publishers passed on Harry Potter.
actually end up costing the U.S. economy again?
Hollywood told George Lucas that science-fiction had no mass market appeal. How much would it have cost the economy if Star Wars had never been made?
Entrepreneurs have to spend an inordinate amount of time and money persuading businesses that control the capital to put that capital to work in productive enterprises. If the project ever does get started (and begins to employ people), they have to spend more money and time persuading the business that controls the capital not to cancel the project. Example: The Sims. Electronic Arts made three attempts to cancel the Sims during development, which delayed the project and increased costs.
These are not "hey I've got a great idea" projects. These are guaranteed winners. Thousands of projects like this are ignored, never get funded and never employ people. Then everyone complains wages and innovation have stagnated.
Innovation hasn't stagnated at all. It's sitting in the lobby waiting for funding.
Not being too far out of college myself, I managed to survive without having all my money stolen by the evil banks.
But that doesn't mean there isn't the opportunity to get a credit card with no income. Why do banks loan money to people with no income? At 28% interest?
I've noticed that a lot of students who run up large debts manage to do so because they spend money on nonessentials as soon as they get it, rather than paying off their loans and credit cards.
Yes. How would they run up huge debts without a credit card?
Plus, if you're going to sign up for a credit card or something, you should be smart enough to read the fine print.
Fine print. Uh huh. Why do banks loan money to people with no job? At 28% interest?
I'm not sure why I'd want permanent full time employment without being laid off.
Right. So all the poor people go to Podunk U and pay their tuition with their part-time wages from their waiter/cashier/foodservice job. 70 hour weeks for four years. There's a great education.
How they may or may not have responded to the destruction of their careers is their responsibility.
When does the employer have some responsibility?
But you're trying to imply that because this sort of tragedy happens to some people that it happens to the entire young working population.
This is the first generation that will have a lower standard of living than the previous generation.
What if I am starting a small business and I can only employ one engineer. Can I hire the experienced engineer that will help my business grow or will you force me to train an inexperienced engineer who is a net drain on my business?
Why would an inexperienced engineer always be a net drain on the buisness?
If you're starting a small business why would the experienced engineer automatically be an employee?
An apprenticeship program would help businesses qualify employees. It would not force them to hire any particular employee. Businesses should be training people to do particular jobs. Every company should have entry-level positions for professionals. Entry level means no experience. None.
or have huge credit card debts because the banks make it too easy to get credit.
Banks give credit cards to unemployed college students. They loan money to people with no income. People have credit card debt because their paycheck is insufficient to afford things like the dentist and a new transmission for the car.
It's really easy to come up with these sort of excuses.
Wages have been stagnant for three decades. Half of working-age adults are not employed in full-time permanent jobs. Six hundred thousand people a year quit their jobs at Wal-Mart (the highest employee turnover rate in the history of the world) because they can't afford the cost of living.
By contrast, my parents were gainfully employed perpetually (with full benefits) from the moment they graduated college, and were never laid off. Not even once.
In other words, if they were unwilling to work their way through school.
Yeah. What job does a college student get that pays the tuition at Cal Tech?
You can't get a card without receiving information explaining that.
There's a course on how revolving credit works included with every credit card? Does it tell the new unemployed college student that by making minimum payments it will take eight years to pay off their balance?
If what you mean is "an extensive history of missing payments and defaulting on obligations" then you're right. But in that case, the potential buyer screwed himself, no one did it to him.
So he chose to be laid off twice in six months and chose to not be able to find an equivalent job for another four months, right? People choose to be unemployed and choose to watch their credit destroyed. Let's take the Disney animators, shall we?
These are people with irreplaceable skills. They were directly responsible for nine figures in revenue to their employer. Not once. Not twice. FOUR times. This doesn't count foreign distribution or licensing and merchandising. Just box office. Nearly one BILLION dollars in total revenue.
They were all systematically fired from studios in Europe, Austraila, Japan and Florida. They lost entire careers they had dedicated all of their professional efforts to.
A few years later, Disney spends seven BILLION dollars in an acquisition to replace their animation division.
"But, but, maybe they thought 2D animation was no longer profitable!" Yeah, yeah. Not going to fly. Sorry. The 2D animation market at that time was nearly $5 billion a year WITHOUT the domestic box office and WITHOUT Disney.
So here we have hundreds of careers that were destroyed for no other reason than their employer felt like it.
The apprenticeship idea is a good one but who should pay for it?
The employer, since they will benefit from more skilled employees.
Yes, employees might go through the apprenticeship and quit for another job. All the more reason to pay a competitive salary and offer decent benefits. I don't understand why businesses wouldn't want employees to have as much training and knowledge as possible.
There are no credit problems unless you create them, and the downpayment problems are really not that bad.
I see a rather different market than you, I guess. Every developer I know in my area is working, and every company I know has unfilled positions. Even at the worst of the dot boom, nearly everyone I know had a job.
So how's the weather in paradise?
So what? Assuming you don't get into payments that are considerably higher than your rent, the worst case is that you're in the same position as if you'd rented.
Huh?
And you don't even have to accept a big black mark on your credit rating from the foreclosure, because it's easy to avoid foreclosure -- every mortgage contract has a clause that basically says the buyer can opt out at any time and simply walk away. You don't default, you just cancel the contract -- the bank gets the house and you walk away clean.
Every mortgage contract can be unilaterally canceled now? Ok sure thing. So why do they need a signature? If the borrower can simply cancel the contract at will, what is the value of the contract?
Even *further*, if you're concerned that you might not be able to make your payments at some time in the future, mortgage insurance is quite inexpensive.
Mortgage insurance is required without a very substantial down payment. The mortgage company is insured. Not the homeowner. Credit rating still gets toilet-rammed. Sorry.
You keep throwing up obstacles, but most of your obstacles simply aren't real.
These aren't obstacles. This is reality. My parents AVERAGE length of employment at the same job in the same BUILDING was well over 20 years. Twenty YEARS. They both had pensions, full insurance benefits including homeowners and auto (zero deductible, zero premium), disability, paid vacation.
The most time I spent at one job was 15 months. Three months after I left that job, 200 people (my entire division) were fired. I have never had a pension. In less than 10% of my jobs did I have any insurance benefits at all. Never had a paid vacation. I've been fired or laid off ten times. My parents were never laid off. Ever.
The kinds of jobs my parents had DO NOT EXIST any more.
But the student didn't *need* the loan to get the all-important degree, which is not, in fact, worthless (just not worth as much as is generally claimed).
They needed it if they couldn't afford to go to college otherwise.
Ah, yes, everyone is a victim. Sorry, I can't drum up much sympathy for people who choose to behave stupidly. Revolving credit is a very simple concept.
But THEY DON'T UNDERSTAND IT. NOBODY TAUGHT THEM. A credit card is a loan. Why are banks loaning money to people with NO JOB?
Again, this is wrong.
No it isn't, and you know it. I know just as much about the mortgage industry as any homeowner. The FHA is great. If someone has bad credit, the bank WILL charge a higher interest rate EVERY time REGARDLESS of what kind of loan it is. PERIOD.
Give it up.
Sorry, I don't buy it. Not that there aren't people who are living a bare minimum existence, eating the cheapest possible food, buying all their clothing from thrift stores, etc., but it's a pretty rare college graduate who is in that situation.
Just keeping believing the dream world. Ignore the problem.
Even most people working for $9 an hour at Wal-Mart can forgo a few things and free up $100 per month to put into savings.
Sure thing. Until a dentist appointment erases it.
Dude, I know plenty of people in that income range: dual-earner families with annual gross incomes of less than $50K. Some less than $40K. And you know what? They all have houses. Small, old houses, but houses. Few of the people I'm talking about are college graduates, either.
Great.
What would you like engraved on the silver platter on which that job is handed to you?
Yeah. Everyone who complains is asking for a silver platter. They're all losers, so it's okay if they fail.
My department looks for someone who can sit down and do a board design with 2 GHz digital ECL chips mated with RF components, and there's just nobody.
Then train someone. Hire an Electrical Engineer and train them.
Question: What does the job ad say? "Need Electrical Engineer with at least 5 years of experience" Probably says zero about 2 GHz digital ECL chips.
Ever wonder how UPS can hire enough people when their ads don't say "need person with five years of experience driving a big brown truck with no doors?"
I viewed the Pegasus commander not as someone with high technical skills and poor people skills but more as some addicted to tight control of people and completely inflexible.
General George S. Patton
Patton's 3rd Army in World War II covered more ground and successfully engaged more enemy divisions in less time than any military unit in the history of the world. In the process, Patton saved the lives of hundreds, possibly thousands of his fellow soldiers.
High technical skills. Not quite as high people skills. One of the most capable human beings in the history of the planet.
Your 4-year degree(s) in microbiology or chemistry or botany or genetics doesn't make you a scientist. It's a permission slip to work at LabCorp or Glaxo or similar starting at $16/hr + benefits.
Yeah? Well perhaps they should say so before someone shovels six figures into a worthless degree. They should announce "when you graduate you won't be a scientist!" in the 101 class. See how much tuition they collect after that.
And the social contract just keeps circling the bowl.
What does it take to post stuff on the Internet, like maybe in some of the foums where people talk about these ROMs?
Oh yeah, then everyone screeches SPAM! SPAMMER!! SPAM!!!!!. Advertising is a little difficult when everyone is looking for a reason to scream "spammer."
Because as we all know, if it doesn't get venture capital, it's not worthwhile.
You do realize you're excluding a huge number of very good jobs, don't you? Pretty much the entire blue-collar workforce.
No. Jobs with an hourly wage calculated for a 40 hour week (full-time) are included.
50% of the adult working-age population is either
1) A temp
2) Employed part-time
3) Self-employed
4) Unemployed
5) Out of the work force (unemployed, not drawing unemployment)
FIFTY percent. Fact. Provided by the Bureau of Labor Statistics.
That's an interesting way to describe your education. It sounds like roughly enough for a BS/BA... but you didn't just say "I have a BS/BA"
I have a four-year university degree. I have enough units for two degrees.
You sound like you think someone owes you something.
They do.
"Go to school, work hard, get a good job and you'll succeed."
They owe the "good job" and "you'll succeed" part of the lie I and most of the other people I know were told.
I asked you a simple question and you've ducked it.
It's not a simple question. It is a false dilemma. An apprenticeship program would require no business to hire any particular number of entry-level employees. The purpose of the program is to standardize experience levels so businesses and employees can better determine the skill and knowledge level of a particular job candidate.
Let's say I run my business at break even and I employ 3 experienced engineers. I don't take a salary for myself as CEO because I want to put that money into growing the business. Then, you come along and force me to pay an entry level apprentice. The only way to pay for this is to let one of the 3 experienced engineers go. Which one should I fire?
Let's say nobody ever hires an apprentice engineer. What happens when nobody knows how to build anything?
Lucas wasn't a known quantity in the mid-70s. His only successful movie up to that point was American Graffiti. How were producers going to judge his likelyhood for success at SciFi?
They would have had to take a risk. That's the part of capitalism that business no longer understands. Capital is stationary risk.
I postulate that the producers that turned George down did the right thing under their circumstances, and that the movie would not have been the success is was with the wrong set of producers.
So incompetence is the justification for being wrong?
There is no guarantee that Western Union executives would have managed to acquire the anti-trust exemption and universal access mandate
Western Union was offered the patents to the telephone for $100,000. They turned them down because it was "too expensive."
Businesses often declare themselves "experts" in their particular business. Twelve publishers stated with certainty that Harry Potter would fail because if they believed it would succeed they would have offered a publishing deal. No business is going to turn down guaranteed revenue. It was stated with certainty there was "a limited audience for the fantasy adventure genre" when commenting on Lord of the Rings which is arguably one of the most profound literary works in the last 200 years. That "limited audience" bought six BILLION dollars worth of tickets at the box office.
It was stated with certainty that "2D animation is obsolete." Meanwhile 2D animation is making billions in Japan. There are individual television series that, without international distribution, are making $30 million a month in merchandising in Japan. Japan now owns our animation market. OWNS it. Same as they own the automobile industry.
These experts then go on to become obstacles to people who could create jobs and economic opportunity for millions by ignoring or depriving project after project of capital. The amounts of wealth this is costing the economy are incomprehensible.
But worse, you are not taking into consideration all of the aspects of what made each of these things a success.
Capital + entrepreneur = success. It's that simple.
Nonsense. Many people do it.
Yep, then business gripes because people graduate without understanding the subject. College students should be college students. We don't expect doctors and lawyers to carry 12 units a semester until they retire. Why should students drag a W-4 around? It's a question of priorities. Education is not a priority in this society for some reason. Tall dollars are a priority, however, therefore all students must have jobs and 28% revolving credit accounts.
No jobs? Do you know what the unemployment rate in the US is?
Permanent, full-time, salaried jobs? 50% Data provided by the Bureau of Labor Statistics.
You should read a history book and find out what a real depression looks like.
Thanks. I have a university education which included nearly 200 graded units with over 100 of those units in upper division coursework, and about two dozen units in directed upper division coursework. There are very few subjects upon which I cannot comment intelligently.
So? What are you going to do about it?
I worked four times as hard and I've nearly solved my problem. I shouldn't have had to do it, but I did. I'm concerned about the other people who watched their careers destroyed. They shouldn't have to work four times as hard either.
What's wrong with it? Doesn't leave much time for frat parties, but I'm not sure that's such a bad thing.
People can't learn when they are exhausted from work.
The generation that grew up in the 30s would beg to differ.
No jobs. No mortgage. Few opportunities. Education and experience meaningless. Yep, sounds like a depression.
Your major complaint, that employers are screwing employees, though, is mostly the *effect* of all of the above, not the cause.
And all the way through this discussion I've been told I was wrong. "Everything's fine! Just go find a job and quit complaining!" I'm not sure I want to work for a company that is actively trying to screw its employees. I'm not sure I want to work towards a lower standard of living. That really doesn't sound like much of an achievement.
No sequel?
No wait, really?
Finally, the report finds that overall consumer interest in games is falling.
The overall consumer interest in sequels is falling.
It is doubtful that Western Union would have made a successful phone company.
That's not the point. Whether Disney would have made a "non-Disneyfied" LOTR isn't the point either. These were guaranteed winners that were ignored. There are dozens upon dozens upon dozens of other examples like this throughout business, including technology.
Twelve publishers passed on Harry Potter.
actually end up costing the U.S. economy again?
Hollywood told George Lucas that science-fiction had no mass market appeal. How much would it have cost the economy if Star Wars had never been made?
Entrepreneurs have to spend an inordinate amount of time and money persuading businesses that control the capital to put that capital to work in productive enterprises. If the project ever does get started (and begins to employ people), they have to spend more money and time persuading the business that controls the capital not to cancel the project. Example: The Sims. Electronic Arts made three attempts to cancel the Sims during development, which delayed the project and increased costs.
These are not "hey I've got a great idea" projects. These are guaranteed winners. Thousands of projects like this are ignored, never get funded and never employ people. Then everyone complains wages and innovation have stagnated.
Innovation hasn't stagnated at all. It's sitting in the lobby waiting for funding.
Not being too far out of college myself, I managed to survive without having all my money stolen by the evil banks.
But that doesn't mean there isn't the opportunity to get a credit card with no income. Why do banks loan money to people with no income? At 28% interest?
I've noticed that a lot of students who run up large debts manage to do so because they spend money on nonessentials as soon as they get it, rather than paying off their loans and credit cards.
Yes. How would they run up huge debts without a credit card?
Plus, if you're going to sign up for a credit card or something, you should be smart enough to read the fine print.
Fine print. Uh huh. Why do banks loan money to people with no job? At 28% interest?
I'm not sure why I'd want permanent full time employment without being laid off.
Helps with the mortgage.
I'm talking about Podunk U
Right. So all the poor people go to Podunk U and pay their tuition with their part-time wages from their waiter/cashier/foodservice job. 70 hour weeks for four years. There's a great education.
How they may or may not have responded to the destruction of their careers is their responsibility.
When does the employer have some responsibility?
But you're trying to imply that because this sort of tragedy happens to some people that it happens to the entire young working population.
This is the first generation that will have a lower standard of living than the previous generation.
What if I am starting a small business and I can only employ one engineer. Can I hire the experienced engineer that will help my business grow or will you force me to train an inexperienced engineer who is a net drain on my business?
Why would an inexperienced engineer always be a net drain on the buisness?
If you're starting a small business why would the experienced engineer automatically be an employee?
An apprenticeship program would help businesses qualify employees. It would not force them to hire any particular employee. Businesses should be training people to do particular jobs. Every company should have entry-level positions for professionals. Entry level means no experience. None.
or have huge credit card debts because the banks make it too easy to get credit.
Banks give credit cards to unemployed college students. They loan money to people with no income. People have credit card debt because their paycheck is insufficient to afford things like the dentist and a new transmission for the car.
It's really easy to come up with these sort of excuses.
Wages have been stagnant for three decades. Half of working-age adults are not employed in full-time permanent jobs. Six hundred thousand people a year quit their jobs at Wal-Mart (the highest employee turnover rate in the history of the world) because they can't afford the cost of living.
By contrast, my parents were gainfully employed perpetually (with full benefits) from the moment they graduated college, and were never laid off. Not even once.
Ain't no such jobs no more.
In other words, if they were unwilling to work their way through school.
Yeah. What job does a college student get that pays the tuition at Cal Tech?
You can't get a card without receiving information explaining that.
There's a course on how revolving credit works included with every credit card? Does it tell the new unemployed college student that by making minimum payments it will take eight years to pay off their balance?
If what you mean is "an extensive history of missing payments and defaulting on obligations" then you're right. But in that case, the potential buyer screwed himself, no one did it to him.
So he chose to be laid off twice in six months and chose to not be able to find an equivalent job for another four months, right? People choose to be unemployed and choose to watch their credit destroyed. Let's take the Disney animators, shall we?
These are people with irreplaceable skills. They were directly responsible for nine figures in revenue to their employer. Not once. Not twice. FOUR times. This doesn't count foreign distribution or licensing and merchandising. Just box office. Nearly one BILLION dollars in total revenue.
They were all systematically fired from studios in Europe, Austraila, Japan and Florida. They lost entire careers they had dedicated all of their professional efforts to.
A few years later, Disney spends seven BILLION dollars in an acquisition to replace their animation division.
"But, but, maybe they thought 2D animation was no longer profitable!" Yeah, yeah. Not going to fly. Sorry. The 2D animation market at that time was nearly $5 billion a year WITHOUT the domestic box office and WITHOUT Disney.
So here we have hundreds of careers that were destroyed for no other reason than their employer felt like it.
But it's their own fault, right?
Not all internships are non-paid.
Good. No internship should be unpaid. Unpaid internship is called volunteering, and there are places far more in need of volunteers than Cubicles Inc.
Unpaid internships and temp jobs (with no benefits, of course) are reasons why young adults can't find a salary any more.
The apprenticeship idea is a good one but who should pay for it?
The employer, since they will benefit from more skilled employees.
Yes, employees might go through the apprenticeship and quit for another job. All the more reason to pay a competitive salary and offer decent benefits. I don't understand why businesses wouldn't want employees to have as much training and knowledge as possible.
There are no credit problems unless you create them, and the downpayment problems are really not that bad.
I see a rather different market than you, I guess. Every developer I know in my area is working, and every company I know has unfilled positions. Even at the worst of the dot boom, nearly everyone I know had a job.
So how's the weather in paradise?
So what? Assuming you don't get into payments that are considerably higher than your rent, the worst case is that you're in the same position as if you'd rented.
Huh?
And you don't even have to accept a big black mark on your credit rating from the foreclosure, because it's easy to avoid foreclosure -- every mortgage contract has a clause that basically says the buyer can opt out at any time and simply walk away. You don't default, you just cancel the contract -- the bank gets the house and you walk away clean.
Every mortgage contract can be unilaterally canceled now? Ok sure thing. So why do they need a signature? If the borrower can simply cancel the contract at will, what is the value of the contract?
Even *further*, if you're concerned that you might not be able to make your payments at some time in the future, mortgage insurance is quite inexpensive.
Mortgage insurance is required without a very substantial down payment. The mortgage company is insured. Not the homeowner. Credit rating still gets toilet-rammed. Sorry.
You keep throwing up obstacles, but most of your obstacles simply aren't real.
These aren't obstacles. This is reality. My parents AVERAGE length of employment at the same job in the same BUILDING was well over 20 years. Twenty YEARS. They both had pensions, full insurance benefits including homeowners and auto (zero deductible, zero premium), disability, paid vacation.
The most time I spent at one job was 15 months. Three months after I left that job, 200 people (my entire division) were fired. I have never had a pension. In less than 10% of my jobs did I have any insurance benefits at all. Never had a paid vacation. I've been fired or laid off ten times. My parents were never laid off. Ever.
The kinds of jobs my parents had DO NOT EXIST any more.
These aren't obstacles. This is the truth.
on what makes a Scientist and what makes an Engineer.
Scientist = Degree says "of Science"
Engineer = Degree says "Engineering"
Wow, and I did that without taking a single course in engineering and only one science. Thank you.
But the student didn't *need* the loan to get the all-important degree, which is not, in fact, worthless (just not worth as much as is generally claimed).
They needed it if they couldn't afford to go to college otherwise.
Ah, yes, everyone is a victim. Sorry, I can't drum up much sympathy for people who choose to behave stupidly. Revolving credit is a very simple concept.
But THEY DON'T UNDERSTAND IT. NOBODY TAUGHT THEM. A credit card is a loan. Why are banks loaning money to people with NO JOB?
Again, this is wrong.
No it isn't, and you know it. I know just as much about the mortgage industry as any homeowner. The FHA is great. If someone has bad credit, the bank WILL charge a higher interest rate EVERY time REGARDLESS of what kind of loan it is. PERIOD.
Give it up.
Sorry, I don't buy it. Not that there aren't people who are living a bare minimum existence, eating the cheapest possible food, buying all their clothing from thrift stores, etc., but it's a pretty rare college graduate who is in that situation.
Just keeping believing the dream world. Ignore the problem.
Even most people working for $9 an hour at Wal-Mart can forgo a few things and free up $100 per month to put into savings.
Sure thing. Until a dentist appointment erases it.
Dude, I know plenty of people in that income range: dual-earner families with annual gross incomes of less than $50K. Some less than $40K. And you know what? They all have houses. Small, old houses, but houses. Few of the people I'm talking about are college graduates, either.
Great.
What would you like engraved on the silver platter on which that job is handed to you?
Yeah. Everyone who complains is asking for a silver platter. They're all losers, so it's okay if they fail.
My department looks for someone who can sit down and do a board design with 2 GHz digital ECL chips mated with RF components, and there's just nobody.
Then train someone. Hire an Electrical Engineer and train them.
Question: What does the job ad say? "Need Electrical Engineer with at least 5 years of experience" Probably says zero about 2 GHz digital ECL chips.
Ever wonder how UPS can hire enough people when their ads don't say "need person with five years of experience driving a big brown truck with no doors?"
I viewed the Pegasus commander not as someone with high technical skills and poor people skills but more as some addicted to tight control of people and completely inflexible.
General George S. Patton
Patton's 3rd Army in World War II covered more ground and successfully engaged more enemy divisions in less time than any military unit in the history of the world. In the process, Patton saved the lives of hundreds, possibly thousands of his fellow soldiers.
High technical skills. Not quite as high people skills. One of the most capable human beings in the history of the planet.
Leadership is not a popularity contest.
Internship = Company gets professional labor for free. Employee gets no credit.
Your 4-year degree(s) in microbiology or chemistry or botany or genetics doesn't make you a scientist. It's a permission slip to work at LabCorp or Glaxo or similar starting at $16/hr + benefits.
Yeah? Well perhaps they should say so before someone shovels six figures into a worthless degree. They should announce "when you graduate you won't be a scientist!" in the 101 class. See how much tuition they collect after that.
And the social contract just keeps circling the bowl.