A) the amount of money and total number of accounts that banks hold increased at orders of mangitude faster than hiring more tellers.
B) The number of customers the average teller sees per day is down to around 1/3rd of what it used to be.
C) the number of tellers is now falling again because they are not automating the inside of the branches too so fewer tellers can do more work.
D) the number of customers entering branches is showing signs of slowing and dropping in some markets. There will be fewer branches soon enough.
I am guessing 99% of the people posting here don't have children. They have no idea what it's like to raise a child and while they think they are offering good advice they are coming from a place of ignorance do the lack of experience. I have three really great children, One is a 4.0 student in College, One is a Army Ranger, and One is making me a proud grandfather. All three of these kinds where the good kids, the ones the schools always raved about, they where the ones that the other parents said 'I wish my kids where like that'. I also caught each them drinking, sneaking out, using the computers/phone when they where not suppose too, sneaking people into their rooms, etc. etc. etc. Sure I always knew my kids where smart enough to stay out of real trouble or at least try too, but to suggest that if you have good kids you don't really have to watch them is wall idiotic.
Right I mean we had phones before that so why the email or IRC and before that we had the USPS so why bother with the phone and before that we had messenger services so who needed the USPS. Just because it's a new form of communication does not mean it acts in the same way that all other forms of communication does. Following you logic is doesn't make sense to ever buy a new book.
Most of the stuff in the iphone store I wouldn't pay for at all on a windows or linux box. They are not as easy to find I guess as an app store but I am not sure easy to find makes it work an infinite amount more money. While there is a world of difference between the price point of games on the iphone and the PC/Mac, there is also a world of difference is quality. If you compare similar products you will find that they are of similar prices.
All MS need to do to take over the set top work is put a couple cable card readers in the 360 and allow external storage for content it records. Let it surf the web and ingrate netflix and Hulu. Sell that as the premium xbox360 Media Center and sell it for around the price of a TIVO and within a year or so it will have taken over the world.
The control it adds is great but the end users will hate it to the end of the world. If you have any network issue at all you no longer can do anything at all. At least now with thick clients you might have slow or no access to network served apps (email, web, etc) but your local stuff is still there. You can write an email even if you can't send it, you can finish up a powerpoint, or at least play games until the network comes back. Thin client + network down = pissed off and useless employees.
The DOD can take it multi-million dollar contract and go somewhere else. It's not up to the DOD to force companies to make smart business transactions, but if I was a stock holder at Google or Apple I might be a little pissed.
While it's not hard to see social games making huge amounts of money via a number of schemes, it's hard to see how in the near term they would turn out profits even close to the pay to play gaming market given that they have all the monetary avenues of the 'social' game but got the players to pay for the game as a start. It seems more likely that Massive Multi-player will become more social, more reachable and those games will easy away at the social games over time.
If we didn't mark everything under the sun as classified it would be a lot easier to keep the stuff we need to keep secret that way. Only about 5% of what WikiLeaks has put out ever needed to be classified to begin with, and 95% of that didn't need to be classified anymore.
These guys are not idiots and they could care less about the cell phone networks. They are trying to shoehorn past a bunch of lobbyist paid shills in congress a law that will force the govt to give free Wi-Fi. If we/they play the cards right we might see more and more of this bypassing all the local and state regulations on internet and cable monopolies. Maybe drop from grid network tech in there as well.... Hmmm
But your missing the point. The govt is not forcing this, this companies are willingly giving this information. I can willingly tell the police anything I want and they can ask me for anything they want (I just don't have to give it to them without a court order) and I am 100% free to give it to them. This companies are happy to work with law enforcement and they own the data.
I don't disagree that many people have some expectations of privacy in certain situations even if they don't legally have it. However the idea of being surprised that the govt could use your credit card to track you seems pretty either disingenuous or at the least willfully ignorant. Credit card companies will sell your data to just about anyone (That's where all that junk mail comes from), why would anyone think they would be less cooperative with govt requests than they are with private company requests.
Duh!! Honestly the data isn't private protected data, it belongs to the companies we did business with and they can do what they want with it. They might not want to piss us off, but it's better not to piss of the legal authorities either. As a result they are more than welcome to give it to the govt., police, or any party they like. Honestly this has been going on in dozens and dozens of ways for a long, long time and I can't believe this is really news. Didn't we all already know this?
In the meantime solid American born IT workers that I know all over the country struggle to find work. I guess it's cause they can't live on $25k a year, but the kids out of collage can.
I understand that civil court does not have the same strict rules about how clear cut the case must be, but I have yet to see a case where the evidence didn't just show that it might be that IP, which might have been used by this address, which is primarily used by X person but likely many others and then is most cases fail to show me that the files in question where actually the data they say it was. (IE just because the file is called meninblack.mkv does not mean it's the movie Men in Black) I admit I am not a lawyer and that i have not read all the cases, but of the ones I have, have yet to see it any real evidence at all (Mostly just very poor understanding of the technology used the the advantage of lawyers to extort money)
Good the next step would be for the judge to follow the rule of law and force them to prove that the movie was downloaded, and that the person they are suing is the one that downloaded it. I have yet to see a court case where they proved that well enough for me to ever have said guilty.
Then you should not be using the internet. Honestly if you think your data is so important that even after encrypting you are worried someone might get a hold of it, then you should be using a private network or good old sneaker net.
I know this place is full of geeks that don't like to be outside on the water or anything but sailing vessels have been doing this for thousands of years. Did we really need a Google grant to prove that sailboats really work?
There is a big difference between does the degree help you get jobs and does it do anything to make you a whole person. I don't have a degree and was lucky to be able to work my way up in a very large company so HR never got to look at my resume. However if you wanted my job today HR wouldn't let you past to get interviewed without a degree and a decade of experience. No one on my team that had a degree has one in Computer Science or anything like it, when we interview people with them they seem to lack all the real world knowledge that we need and end up just getting the guy with experience instead.
My point here is that experience is far more important to your ability to do that job than any degree could ever be. So what degree's really do is get you past HR. If we as a people could come up with better ways to asses someones talents maybe we could get HR departments to stop sucking so bad.
It used to be that the co-pilot was there because it you needed to manhandle the plane in you needed all the strength you could get, then all the big planes started having hydraulic which meant it wasn't a matter of strength anymore but for redundancy of operators. Something happened to one they other one could fly the plane. Now from take off to landing a modern aircraft doesn't even need the pilot, they are just glorified equipment operators that require no more than a few days to lean how to setup and operate the computer. We keep a highly trained pilot as a redundant measure for the computers are board (Not a bad idea) but the co-pilot is not a redundant measure for a redundant measure. It's like having a spare gas tank for your spare gas tank.
I trust the computer to land the plane, They do it all the time now with the pilot and co-pilot just sitting there. What's the difference is there is one less dude sitting around collecting a paycheck.
It used to be that the co-pilot was there because it you needed to manhandle the plane in you needed all the strength you could get, then all the big planes started having hydraulic which meant it wasn't a matter of strength anymore but for redundancy of operators. Something happened to one they other one could fly the plane. Now from take off to landing a modern aircraft doesn't even need the pilot, they are just glorified equipment operators that require no more than a few days to lean how to setup and operate the computer. We keep a highly trained pilot as a redundant measure for the computers are board (Not a bad idea) but the co-pilot is not a redundant measure for a redundant measure. It's like having a spare gas tank for your spare gas tank.
I am not going to say that no one is ever misdiagnosed but I think that economic models used here are not always the best predictors for medical issues and that studies like this have been used for years to try to cut funding for special education in public schools. It is honestly not that hard to tell the difference between an immature or young kid and one that has ADHD if you have some expertise with ADHD and I suspect if proper diagnoses was allowed by HMOs and PPOs there would be little problem. Having pretty bad dyslexia meant that I went to private school for kids with learning disabilities that did not effect ID (e.g. dyslexia, dysgraphia, dyscalculia, ADD and ADHD) and I have got to tell you that the idea that the ADHD and ADD kids don't have an issue other than just being immature is insulting, a gross misunderstanding of the problem, and something kids with learning disabilities have had to fight with for years.
1)Road has to be designed to support extra weight and have track system built in.
2)All overhead items, bridges, signs, lighting, etc have to be redesigned to allowed for something twice as tall as most buses.
3) No left or right turns can be done from the road or to the road without a traffic signal, so it can't be used on a highway but needs roads with few cross streets or the stop lights will bring traffic to a complete halt.
It has more problems than a elevated train system, while using all the resources of a surface light rail system. They have taken the worst of both and put them together into one of the worst public transport system ideas I have ever seen.
LOL. I am going to get you are a white male from an upper middle class or better neighborhood.
A) the amount of money and total number of accounts that banks hold increased at orders of mangitude faster than hiring more tellers. B) The number of customers the average teller sees per day is down to around 1/3rd of what it used to be. C) the number of tellers is now falling again because they are not automating the inside of the branches too so fewer tellers can do more work. D) the number of customers entering branches is showing signs of slowing and dropping in some markets. There will be fewer branches soon enough.
I am guessing 99% of the people posting here don't have children. They have no idea what it's like to raise a child and while they think they are offering good advice they are coming from a place of ignorance do the lack of experience. I have three really great children, One is a 4.0 student in College, One is a Army Ranger, and One is making me a proud grandfather. All three of these kinds where the good kids, the ones the schools always raved about, they where the ones that the other parents said 'I wish my kids where like that'. I also caught each them drinking, sneaking out, using the computers/phone when they where not suppose too, sneaking people into their rooms, etc. etc. etc. Sure I always knew my kids where smart enough to stay out of real trouble or at least try too, but to suggest that if you have good kids you don't really have to watch them is wall idiotic.
Right I mean we had phones before that so why the email or IRC and before that we had the USPS so why bother with the phone and before that we had messenger services so who needed the USPS. Just because it's a new form of communication does not mean it acts in the same way that all other forms of communication does. Following you logic is doesn't make sense to ever buy a new book.
Most of the stuff in the iphone store I wouldn't pay for at all on a windows or linux box. They are not as easy to find I guess as an app store but I am not sure easy to find makes it work an infinite amount more money. While there is a world of difference between the price point of games on the iphone and the PC/Mac, there is also a world of difference is quality. If you compare similar products you will find that they are of similar prices.
http://www.joystiq.com/2008/01/24/the-xbox-turns-a-profit/ Xbox turns a profit starting First quarter 2008. http://news.teamxbox.com/xbox/20346/Xbox-Division-Records-Second-Profitable-Year-in-a-Row/ 2009 ends 2nd year of profit for entertainment division on high sales from Xbox/xbox360 even being a tough year the xbox brand carried the division. http://www.gamasutra.com/view/news/28220/Xbox_360_Division_Pushes_165_Million_Profit_For_MS_Q3.php 10% profit for entertainment division on Xbox sales. http://www.joystiq.com/2010/10/28/microsoft-announces-record-q1-revenue-thanks-xbox-360-consoles/ MS sites xbox360 as big part of profit numbers. http://xbox360.gamespy.com/articles/110/1104553p1.html xbox live had $1billion in revenue for 2010. I know you guys hate MS and want to see them fail but that took 2 minutes.
All MS need to do to take over the set top work is put a couple cable card readers in the 360 and allow external storage for content it records. Let it surf the web and ingrate netflix and Hulu. Sell that as the premium xbox360 Media Center and sell it for around the price of a TIVO and within a year or so it will have taken over the world.
The control it adds is great but the end users will hate it to the end of the world. If you have any network issue at all you no longer can do anything at all. At least now with thick clients you might have slow or no access to network served apps (email, web, etc) but your local stuff is still there. You can write an email even if you can't send it, you can finish up a powerpoint, or at least play games until the network comes back. Thin client + network down = pissed off and useless employees.
The DOD can take it multi-million dollar contract and go somewhere else. It's not up to the DOD to force companies to make smart business transactions, but if I was a stock holder at Google or Apple I might be a little pissed.
While it's not hard to see social games making huge amounts of money via a number of schemes, it's hard to see how in the near term they would turn out profits even close to the pay to play gaming market given that they have all the monetary avenues of the 'social' game but got the players to pay for the game as a start. It seems more likely that Massive Multi-player will become more social, more reachable and those games will easy away at the social games over time.
If we didn't mark everything under the sun as classified it would be a lot easier to keep the stuff we need to keep secret that way. Only about 5% of what WikiLeaks has put out ever needed to be classified to begin with, and 95% of that didn't need to be classified anymore.
These guys are not idiots and they could care less about the cell phone networks. They are trying to shoehorn past a bunch of lobbyist paid shills in congress a law that will force the govt to give free Wi-Fi. If we/they play the cards right we might see more and more of this bypassing all the local and state regulations on internet and cable monopolies. Maybe drop from grid network tech in there as well.... Hmmm
But your missing the point. The govt is not forcing this, this companies are willingly giving this information. I can willingly tell the police anything I want and they can ask me for anything they want (I just don't have to give it to them without a court order) and I am 100% free to give it to them. This companies are happy to work with law enforcement and they own the data.
I don't disagree that many people have some expectations of privacy in certain situations even if they don't legally have it. However the idea of being surprised that the govt could use your credit card to track you seems pretty either disingenuous or at the least willfully ignorant. Credit card companies will sell your data to just about anyone (That's where all that junk mail comes from), why would anyone think they would be less cooperative with govt requests than they are with private company requests.
Duh!! Honestly the data isn't private protected data, it belongs to the companies we did business with and they can do what they want with it. They might not want to piss us off, but it's better not to piss of the legal authorities either. As a result they are more than welcome to give it to the govt., police, or any party they like. Honestly this has been going on in dozens and dozens of ways for a long, long time and I can't believe this is really news. Didn't we all already know this?
In the meantime solid American born IT workers that I know all over the country struggle to find work. I guess it's cause they can't live on $25k a year, but the kids out of collage can.
I understand that civil court does not have the same strict rules about how clear cut the case must be, but I have yet to see a case where the evidence didn't just show that it might be that IP, which might have been used by this address, which is primarily used by X person but likely many others and then is most cases fail to show me that the files in question where actually the data they say it was. (IE just because the file is called meninblack.mkv does not mean it's the movie Men in Black) I admit I am not a lawyer and that i have not read all the cases, but of the ones I have, have yet to see it any real evidence at all (Mostly just very poor understanding of the technology used the the advantage of lawyers to extort money)
Good the next step would be for the judge to follow the rule of law and force them to prove that the movie was downloaded, and that the person they are suing is the one that downloaded it. I have yet to see a court case where they proved that well enough for me to ever have said guilty.
Then you should not be using the internet. Honestly if you think your data is so important that even after encrypting you are worried someone might get a hold of it, then you should be using a private network or good old sneaker net.
I know this place is full of geeks that don't like to be outside on the water or anything but sailing vessels have been doing this for thousands of years. Did we really need a Google grant to prove that sailboats really work?
There is a big difference between does the degree help you get jobs and does it do anything to make you a whole person. I don't have a degree and was lucky to be able to work my way up in a very large company so HR never got to look at my resume. However if you wanted my job today HR wouldn't let you past to get interviewed without a degree and a decade of experience. No one on my team that had a degree has one in Computer Science or anything like it, when we interview people with them they seem to lack all the real world knowledge that we need and end up just getting the guy with experience instead. My point here is that experience is far more important to your ability to do that job than any degree could ever be. So what degree's really do is get you past HR. If we as a people could come up with better ways to asses someones talents maybe we could get HR departments to stop sucking so bad.
It used to be that the co-pilot was there because it you needed to manhandle the plane in you needed all the strength you could get, then all the big planes started having hydraulic which meant it wasn't a matter of strength anymore but for redundancy of operators. Something happened to one they other one could fly the plane. Now from take off to landing a modern aircraft doesn't even need the pilot, they are just glorified equipment operators that require no more than a few days to lean how to setup and operate the computer. We keep a highly trained pilot as a redundant measure for the computers are board (Not a bad idea) but the co-pilot is not a redundant measure for a redundant measure. It's like having a spare gas tank for your spare gas tank.
I trust the computer to land the plane, They do it all the time now with the pilot and co-pilot just sitting there. What's the difference is there is one less dude sitting around collecting a paycheck. It used to be that the co-pilot was there because it you needed to manhandle the plane in you needed all the strength you could get, then all the big planes started having hydraulic which meant it wasn't a matter of strength anymore but for redundancy of operators. Something happened to one they other one could fly the plane. Now from take off to landing a modern aircraft doesn't even need the pilot, they are just glorified equipment operators that require no more than a few days to lean how to setup and operate the computer. We keep a highly trained pilot as a redundant measure for the computers are board (Not a bad idea) but the co-pilot is not a redundant measure for a redundant measure. It's like having a spare gas tank for your spare gas tank.
I am not going to say that no one is ever misdiagnosed but I think that economic models used here are not always the best predictors for medical issues and that studies like this have been used for years to try to cut funding for special education in public schools. It is honestly not that hard to tell the difference between an immature or young kid and one that has ADHD if you have some expertise with ADHD and I suspect if proper diagnoses was allowed by HMOs and PPOs there would be little problem. Having pretty bad dyslexia meant that I went to private school for kids with learning disabilities that did not effect ID (e.g. dyslexia, dysgraphia, dyscalculia, ADD and ADHD) and I have got to tell you that the idea that the ADHD and ADD kids don't have an issue other than just being immature is insulting, a gross misunderstanding of the problem, and something kids with learning disabilities have had to fight with for years.
1)Road has to be designed to support extra weight and have track system built in. 2)All overhead items, bridges, signs, lighting, etc have to be redesigned to allowed for something twice as tall as most buses. 3) No left or right turns can be done from the road or to the road without a traffic signal, so it can't be used on a highway but needs roads with few cross streets or the stop lights will bring traffic to a complete halt. It has more problems than a elevated train system, while using all the resources of a surface light rail system. They have taken the worst of both and put them together into one of the worst public transport system ideas I have ever seen.