This is becoming true, but was not always. As the offshore resources rise in cost they become less competitive.
In call centers you've seen this, as India has lost its preeminent position as the preferred English-speaking call center region, both to the Philippines and to rural USA. This is not a problem for India as they focus on higher-value opportunities, and the Philippines will follow suit soon enough. Rural America is in a different spot, and will face competition from urban regions as opportunities dwindle there.
Where I work we've groomed offshore providers to deliver value, in part by cycling managers on and off to deliver a consistent production experience. But we've also farmed more work out to onshore teams and code factories, and taken more in house, as we expand our software work at the 'expense' of what I'll call 'people-work'.
How that is done is proprietary, and key to our profitability, so details are not forthcoming. But we see oncoming forces demanding more and more, and automation will be key to survival.
It's no longer an axiom here that offshore is either less productive or more cost-effective. Either condition can be avoided with proper management.
You need several head-down coders to make stuff work.
You need a lot fewer old hands to look things over and point out the problems.
When Fat Lou Gerstner took over he essentially put everyone at IBM that didn't touch a product, deliver it, or face a customer on notice. Fortunately he spared the payroll department, but many mid managers disappeared. And so did many very capable people, some of whom went on to become IBM customers elsewhere.
Now the work has changed dramatically over the 8-10 years, and the employees have to change also, and to whine that they have to be 'allowed to change' doesn't work. IBM is in the midst of a lot of changes, GS being one, and they are playing a dangerous game by ditching experience and embracing offshoring in the name of cost reduction. It's not fair, but little in life is fair.
And if you let people, in fact invited people, to scribble their names on your car, but denied them the opportunity to draw giant cocks on your car, that's your choice. It's also censorship. You're permitted to do so in this instance.
Google/YouTube are censoring. This is permitted, but it's still censorship. Remember when newspapers were important, and there was just one published in many cities? Editorial policy was censorship then also. Going down the the local bagel shop and buying an out-of-town newspaper circumvented it.
We'll circumvent YouTube, just like we'll circumvent Google search censorship also.
How would it matter if the pedestrian had wheels under them, or just sneakers, or sandals, or a surfboard? Wandering through an intersection without taking a look for oncoming traffic is unsafe. They are just as harmed no matter their mode.
But invoking 'sk8rs' makes everything else at fault, right? Sk8ing is not a crime. Neither is being stupid. Both are, however, more dangerous than walking on the sidewalk. Feh. How did anyone survive the 70s...
In every way banks lose due to fraud. Think of it this way:
Your card data is used to purchase $30 of goods. Fraud is reported:
- Bank pays merchant as fraud isn't yet reported. - Call or web site reporting the fraud. This has a cost. - Reimbursement or suspense of charge to card holder, net revenue is now negative, you cannot recover payment to merchant. - If merchant complied with standards, reimbursement is complete, or the chargeback is reversed, more costs.
That $30 charge will require $1000 in charges to recover the cost of the goods only, not including the costs associated with handling the issues for this transaction only. If, however, the charge is more like $500, well, lots of lost revenue here.
Banks have little incentive to tolerate outright fraud.
True, this is possibly a PCI compliance violation. PAN should be encrypted sufficiently to defeat realistic threats. Preventing acquisition isn't the standard.
There will be a thorough investigation of the vehicle, the programming, all of the data and details. Even if it is decided that the victim acted imprudently, such accidents always (at least around here, unless it was the police involved) are fully investigated, and the driver is rarely exonerated from all blame, just the proximate causal fault.
Now, for you ignats who see class discrimination in the description that the victim was pushing a bicycle laden with shopping bags, a word; the police are the upper caste in these situations. Corporations will be prosecuted more often than police officers, and more often than reputable members of the community, IE, government. Or favored citizens. This is not new.
There was more than one factor leading to this tragedy, and if the end result is change in how these vehicles monitor their surroundings to have more time to analyze and react, excellent, and if the result is a recognition that even self-driving vehicles are unable to avoid such accidents, just as even skilled and careful human drivers are, well, then we've learned that self-driving does not equal infallible. That's important, and useful information.
The insight I took away was that the true instigators used the initial violence to sweep out the old. They always wanted to rule, so the amateurs they let be the first violent wave had to be dispensed with. Those who would join were part of the cabal, those who thought they had won would be dispensed with.
And much of the world want to come here, not because we have low taxes, but because they perceive the opportunity to earn enough to thrive in spite of those taxes.
"About half the people in this country make more than they need"
That you seem to not see the evil in this is what worries me. 'more than they need' is easily defined into 'more than me'. And then, of course, it will be taken if we allow it.
How about you go out and get what you need on your own? K, thanks, bi.
Huh. I was taught it was the instigators of the revolution, themselves, the most violent and cruel, and most motivated, that formed the 'second wave', having used the first wave to break down the previous structures.
That's funny. You know what they call software automation here where I work?
'Robotics'.
Yes. Explicitly.
And AI will be the tech that will allow it to flourish. I expect to see a lot of jobs missing over the next 10 years. But to be honest, I've seen a lot of jobs gone missing over the past 10 years, it just happened that these went missing due to economic pressures indirectly related to 'automation'. Like recessions, improved management, reduced demand via improvements in everything.
Such changes come from time to time, and if the 'victims' (losers) are just blue-collar high school graduates, they linger at the margins and end up suffering.
The 2009 wave hit white-collar 50+ white men pretty hard. This next wave will strike younger men, and probably women equally, and that will give rise to a concerted effort to save them the embarrassment of failed expectations.
FB had better stat recasting this as abuse, not as a sale gone in a way they didn't expect, IE better for the buyer.
Which they will, and are, since they, FB, are caught selling access to data to people they are not supposed to be helping at all. Shame on them, shame!
I know that intersection. If she tried to cross against a light and burst out from behind a car waiting for a left turn, which is pretty common there, no driver operating legally and prudently could avoid her, neither a human nor automated driver. It happens.
the intersection of Mill ave and curry Rd in Tempe is not known to be commonly obscured by rain, snow, and at 10pm, not sunlight either.
It is, however, a broad intersection, and the speed limit is either 40 or 50 MPH for both roads.
It is also the site of a popular music venue, and a hip hop concert was booked then. Probably good attendance. They do serve alcoholic beverages and simple food.
We don't know much, but I would expect this woman didn't use good judgement crossing this intersection, which requires a pedestrian to cross 6 lanes and bike lanes in every direction. It's not easy in the best of conditions, and if, God forbid, this woman was crossing without a walk sign, she was unwise. Hopefully the black boxes involved will share some info.
Bearing in mind that I use 'taxpayer' and 'consumer' interchangeably, which isn;t always perfectly correct, but more than close enough to satisfy the argument, unless you're demanding perfection.
In which case, you may want to consider avoiding economic theory until we have enough data.
This is becoming true, but was not always. As the offshore resources rise in cost they become less competitive.
In call centers you've seen this, as India has lost its preeminent position as the preferred English-speaking call center region, both to the Philippines and to rural USA. This is not a problem for India as they focus on higher-value opportunities, and the Philippines will follow suit soon enough. Rural America is in a different spot, and will face competition from urban regions as opportunities dwindle there.
Where I work we've groomed offshore providers to deliver value, in part by cycling managers on and off to deliver a consistent production experience. But we've also farmed more work out to onshore teams and code factories, and taken more in house, as we expand our software work at the 'expense' of what I'll call 'people-work'.
How that is done is proprietary, and key to our profitability, so details are not forthcoming. But we see oncoming forces demanding more and more, and automation will be key to survival.
It's no longer an axiom here that offshore is either less productive or more cost-effective. Either condition can be avoided with proper management.
Then proving the discrimination leads to the cure.
You need several head-down coders to make stuff work.
You need a lot fewer old hands to look things over and point out the problems.
When Fat Lou Gerstner took over he essentially put everyone at IBM that didn't touch a product, deliver it, or face a customer on notice. Fortunately he spared the payroll department, but many mid managers disappeared. And so did many very capable people, some of whom went on to become IBM customers elsewhere.
Now the work has changed dramatically over the 8-10 years, and the employees have to change also, and to whine that they have to be 'allowed to change' doesn't work. IBM is in the midst of a lot of changes, GS being one, and they are playing a dangerous game by ditching experience and embracing offshoring in the name of cost reduction. It's not fair, but little in life is fair.
And if you let people, in fact invited people, to scribble their names on your car, but denied them the opportunity to draw giant cocks on your car, that's your choice. It's also censorship. You're permitted to do so in this instance.
Google/YouTube are censoring. This is permitted, but it's still censorship. Remember when newspapers were important, and there was just one published in many cities? Editorial policy was censorship then also. Going down the the local bagel shop and buying an out-of-town newspaper circumvented it.
We'll circumvent YouTube, just like we'll circumvent Google search censorship also.
How would it matter if the pedestrian had wheels under them, or just sneakers, or sandals, or a surfboard? Wandering through an intersection without taking a look for oncoming traffic is unsafe. They are just as harmed no matter their mode.
But invoking 'sk8rs' makes everything else at fault, right? Sk8ing is not a crime. Neither is being stupid. Both are, however, more dangerous than walking on the sidewalk. Feh. How did anyone survive the 70s...
Even better. Visa 3D Secure, Amex Safekey, MasterCard Securecode.
And your card data doesn't go to the merchant.
In every way banks lose due to fraud. Think of it this way:
Your card data is used to purchase $30 of goods. Fraud is reported:
- Bank pays merchant as fraud isn't yet reported.
- Call or web site reporting the fraud. This has a cost.
- Reimbursement or suspense of charge to card holder, net revenue is now negative, you cannot recover payment to merchant.
- If merchant complied with standards, reimbursement is complete, or the chargeback is reversed, more costs.
That $30 charge will require $1000 in charges to recover the cost of the goods only, not including the costs associated with handling the issues for this transaction only. If, however, the charge is more like $500, well, lots of lost revenue here.
Banks have little incentive to tolerate outright fraud.
True, this is possibly a PCI compliance violation. PAN should be encrypted sufficiently to defeat realistic threats. Preventing acquisition isn't the standard.
Chip & PIN, my friend. What you have (chip), what you know (PIN).
Widely used in the US, ubiquitous globally.
There will be a thorough investigation of the vehicle, the programming, all of the data and details. Even if it is decided that the victim acted imprudently, such accidents always (at least around here, unless it was the police involved) are fully investigated, and the driver is rarely exonerated from all blame, just the proximate causal fault.
Now, for you ignats who see class discrimination in the description that the victim was pushing a bicycle laden with shopping bags, a word; the police are the upper caste in these situations. Corporations will be prosecuted more often than police officers, and more often than reputable members of the community, IE, government. Or favored citizens. This is not new.
There was more than one factor leading to this tragedy, and if the end result is change in how these vehicles monitor their surroundings to have more time to analyze and react, excellent, and if the result is a recognition that even self-driving vehicles are unable to avoid such accidents, just as even skilled and careful human drivers are, well, then we've learned that self-driving does not equal infallible. That's important, and useful information.
Actually on each road, either side of the intersection.
This isn't a rural area, it's just not heavily developed. And not residential .
The insight I took away was that the true instigators used the initial violence to sweep out the old. They always wanted to rule, so the amateurs they let be the first violent wave had to be dispensed with. Those who would join were part of the cabal, those who thought they had won would be dispensed with.
We already pay taxes. More taxes?
And much of the world want to come here, not because we have low taxes, but because they perceive the opportunity to earn enough to thrive in spite of those taxes.
Breaking that dream is shameful.
"About half the people in this country make more than they need"
That you seem to not see the evil in this is what worries me. 'more than they need' is easily defined into 'more than me'. And then, of course, it will be taken if we allow it.
How about you go out and get what you need on your own? K, thanks, bi.
Truly the solution can only be new opportunities for the displaced workers.
All that requires is that those who can create are allowed to do so. It has happened before.
Huh. I was taught it was the instigators of the revolution, themselves, the most violent and cruel, and most motivated, that formed the 'second wave', having used the first wave to break down the previous structures.
But I was taught that in the 70s, from facts.
That's funny. You know what they call software automation here where I work?
'Robotics'.
Yes. Explicitly.
And AI will be the tech that will allow it to flourish. I expect to see a lot of jobs missing over the next 10 years. But to be honest, I've seen a lot of jobs gone missing over the past 10 years, it just happened that these went missing due to economic pressures indirectly related to 'automation'. Like recessions, improved management, reduced demand via improvements in everything.
Such changes come from time to time, and if the 'victims' (losers) are just blue-collar high school graduates, they linger at the margins and end up suffering.
The 2009 wave hit white-collar 50+ white men pretty hard. This next wave will strike younger men, and probably women equally, and that will give rise to a concerted effort to save them the embarrassment of failed expectations.
And it will not be cheap.
FB had better stat recasting this as abuse, not as a sale gone in a way they didn't expect, IE better for the buyer.
Which they will, and are, since they, FB, are caught selling access to data to people they are not supposed to be helping at all. Shame on them, shame!
Why would you describe this as 'odd'? Nothing 'odd' about it. Friends help each other.
Mill and Curry should, perhaps, have safer areas to cross. But there are none. Multilane roads are like that.
I know that intersection. If she tried to cross against a light and burst out from behind a car waiting for a left turn, which is pretty common there, no driver operating legally and prudently could avoid her, neither a human nor automated driver. It happens.
the intersection of Mill ave and curry Rd in Tempe is not known to be commonly obscured by rain, snow, and at 10pm, not sunlight either.
It is, however, a broad intersection, and the speed limit is either 40 or 50 MPH for both roads.
It is also the site of a popular music venue, and a hip hop concert was booked then. Probably good attendance. They do serve alcoholic beverages and simple food.
We don't know much, but I would expect this woman didn't use good judgement crossing this intersection, which requires a pedestrian to cross 6 lanes and bike lanes in every direction. It's not easy in the best of conditions, and if, God forbid, this woman was crossing without a walk sign, she was unwise. Hopefully the black boxes involved will share some info.
Nothing wrong with being part of someone else's dream. You choose to do it for free or not.
Not many e/m switches in the 90s. I lived in the city that was one of the last crossbar switches converted to ESS.
1AESS switches are pretty much gone, but SS7 has forced their hand I suspect.
And one set doesn't intersect with the other?
Bearing in mind that I use 'taxpayer' and 'consumer' interchangeably, which isn;t always perfectly correct, but more than close enough to satisfy the argument, unless you're demanding perfection.
In which case, you may want to consider avoiding economic theory until we have enough data.