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User: DaMattster

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  1. Re:Most people do not understand... on 'There Will Be a [Senate] Vote' To Reinstate Net Neutrality, Schumer Says (arstechnica.com) · · Score: 1

    Most people do not understand what the "Net Neutrality" debate is really about. Videos in this article show MSNBC anchor OWNED by someone who actually knows how this stuff works.

    http://dailycaller.com/2017/12/14/msnbc-anchor-loses-net-neutrality-debate-with-former-fcc-chairman-video/

    Well, Net Neutrality is about preventing ISPs (dumb pipe providers) from charging content providers extra to have their content delivered. It's about keeping all traffic prioritized equally and not charging extra for higher priority. It is also about not charging consumers extra for services like social networking or streaming. The idea is that the internet should be completely neutral and open. I am fine with charging more money for higher speed connectivity.

  2. Re:Any Republicans Going to Vote to Reverse? on 'There Will Be a [Senate] Vote' To Reinstate Net Neutrality, Schumer Says (arstechnica.com) · · Score: 2

    Unless they have a couple of Republicans who are willing to go against Trump and the FCC this ain't gonna happen.

    Trump's approval rating is in the gutter and he's taking the GOP with it. There are some GOP congresspeople concerned for their jobs so I think you'll be surprised at the number of Republicans whom vote to override the FCC.

  3. Re:Good, but will it pass? on 'There Will Be a [Senate] Vote' To Reinstate Net Neutrality, Schumer Says (arstechnica.com) · · Score: 4, Interesting

    Now we find out exactly how unified the GOP is. Spoiler: They're not unified at all. If it's a simple majority I think Ajit Pai is going to have his ass handed to him by Congress, and rightly so.

    Maybe Ajit Pai will be the next high profile departure? Wouldn't that be nice?

  4. Re:It is dumb to own a home in USA, on America's 'Rent Crisis' May Be Ending (fortune.com) · · Score: 1

    Especially now.

    It is incredible for 60% of the Americans, the home they live forms more than 50% of their networth!. Homes are very very illiquid. It ties you down. You are not able to follow the economic trends and go where the jobs are. Makes you do stupid things to "protect the value of home". They are expensive to maintain. It is really a dumb way to save money. Renting is a far better solution for most Americans.

    This especially true now. The babyboom peaked in 1952, and their retirement is peaking in 2017. The market is awash with four bedroom, three car garage, quarter-to-half acre lots. The demand will fall, not rise for these properties. Younger generation is not as car obsessed as the previous generations. They do not see the point in maintaining lawns or raking leaves. Any fool buying a half a million four bedroom 0.5 acre lot home in the suburb today would be lucky to sell it at cost 20 years from now.

    You can add me to that list of fools. I could not convince my own wife about this. "Millions of people can't be fools. We do what they (meaning richer White people) do". Lucky for me, I can secure my retirement even if lock away half a mill in such a non performing asset. So I agreed to be smack dab right in the middle of affluent white neighborhood. Government always takes care of them, so I would not lose much.

    But for younger generation starting out, "stay away from owning homes. Wait for a down turn, buy only if the mortgage is less than rent, and you are assured of job safety for 20 years, and you are planning to stay in that neighborhood for 20 years. Always watch the affluent white class is doing and do that". Invest in index funds. Put 33% in SDY, VNQ or such high dividend yield large cap. 33% in MidCap, 33% in SmallCap. Treat your credit card limit as the emergency funds. You have six month lead time to cash in some securities. Don't fall in love with cars. Start with civic, corolla level, and upgrade to pilot, crv, rav4 level. Don't pay for luxury car brands. Enjoy life.

    "Buying" into the American consumerist way of life has brought me to where I am at now: disabled, broke, and hopeless. A home might as well be a B.O.A.T. except, instead of Bring On Another Thousand, it should be Bring On Another Ten Thousand. If I had lived well below my means and simpler, I would be that much farther ahead.

  5. Re:I'm a landlord and I think I may rent soon on America's 'Rent Crisis' May Be Ending (fortune.com) · · Score: 1

    In my early 30s, I struck up a conversation with an older gentleman and we got to talking about homeownership and the foreclosure crisis in America. He said to me, "Some people should not buy a home." At the time, I thought what an elitist son-of-a-bitch and I just ignored him until he got the message that I had changed my mind about wanting to talk to him. In my mind he was just some wealthy asshole wanting to keep the poor man down. Now in my 40s, I realize that he was really wise. What he was really saying was that if you do not have the money to purchase a home outright, that a mortgage is a fool's errand. What happens when a large and expensive system in the home fails and you don't have the money to repair it; you're forced to take another loan to make the repair or replacement. Then what happens if you're laid off during an inevitable economic downturn? You lose your house. What happens if you become disabled and unable to work? You lose your house.

    This older gentleman was advising that people live well below their means - it is good and sound advice. I only wish I was not so hot-headed at the time - I really would have taken his advice to heart. Had I spent my late 20s through my 30s living below my means, I would not find myself in the current predicament that I am in. I lost just about everything as a result of health problems and becoming disabled. I sure wish I had not bought into the American Dream and buying all these goods that I did not need. Had I lived simpler, I would have had savings to weather the storm I am in now.

  6. Re:Can't pay rent, moving into the streets on America's 'Rent Crisis' May Be Ending (fortune.com) · · Score: 1

    I just hope sidewalk rent doesn't inflate

    I know you are being highly facetious but some people are literally facing homelessness. The sidewalk rent ends up drastically shortening people's lives, if it does not outrightly kill them. One pays sidewalk rent with their life ... It is actually the most expensive rent to be paid. :-(

  7. Re:Rents need to REVERSE on America's 'Rent Crisis' May Be Ending (fortune.com) · · Score: 1

    From my standpoint, "the great recession" was a reversion to the mean, and the present resurgence in prices is the real crisis.

    Where I live, over 80% of new developments are "luxury apartments." Man, fuck that, where are the affordable places for sale?

    And I write this as someone from a household that earns north of $300k a year.

    The affordable places to live are now in the high crime, urban areas. I was doing decently well until I lost everything due to health problems. Sadly, the demand is for luxury apartments which is why they're being built. Millennials want gyms, pools, spas, and lounges in their apartment complexes. I neither want nor need any of that extra garbage. All I really want and need is a simple affordable place. Since real estate is location, location, location and wages have not kept up with the explosive cost of housing, I will be moving into one of those high crime, urban areas. I also work now as a Security Guard which isn't the most lucrative but it is all I can do at the moment.

  8. Article is bullshit on America's 'Rent Crisis' May Be Ending (fortune.com) · · Score: 1

    I want to live close by to family and most of my earnings are going to rent. I guess that is the price I have to be willing to pay in order to make that happen. However, come the end of my lease, I will have to move into a not-so-great area. I pay 990.00 a month for rent and that is just too high considering that my base pay is about 15.10 per hour and overtime is infrequent. The areas where I will be looking will certainly not be as comfortable or quiet but since when did the poor have any real options?

  9. I can't believe morons like this are still around. It's been proven a very long time ago that the Earth is NOT flat. Also there is no sea monster out to swallow ships whole.

  10. Fuck Facebook!

  11. The output is less than 1 watt. Every few years some attempt at FUD hits. Nothing to see here. Move along.

  12. Re: This is why we can't have nice things on Lawmakers Are Fighting For Net Neutrality (theverge.com) · · Score: 1, Insightful

    Yea, that's not how anything works. Regulations are there because if you let them, companies would just dump their waste into rivers and use lead in gas because it makes the engine run smoother.

    The reason government exists is to protect the masses from whims and desires of monied interests.

    Actually, you're wrong. Government exists so that there is some form of order and civility. Although, I am not sure about the civility anymore. Lawless civilizations usually degrade into violence and we're not quite there yet.

  13. The FCC and Ajit Pai on Lawmakers Are Fighting For Net Neutrality (theverge.com) · · Score: 1

    This entire issue of net neutrality being repealed will end up being much ado about nothing. The mounting legal challenges will make this another failure of the Trump administration. Since net neutrality is now a bi-partisan issue, it will become codified into law and Ajit will shrink back to obscurity.

  14. Re: Many veterans end up homeless on Robots Are Being Used To Shoo Away Homeless People In San Francisco (qz.com) · · Score: 1

    Those were different wars and the training the soldiers received was very different. Modern soldier training involves teaching the soldier to overcome the hesitancy to kill and indoctrinating death. Once the war is over, the psychological effects come in full force.

  15. I have mixed feelings on Robots Are Being Used To Shoo Away Homeless People In San Francisco (qz.com) · · Score: 1

    On one hand, I really like that the robots are discouraging crime and discouraging tent cities. There are shelters with food services available to the homeless. It is annoying to be constantly panhandled. In my city, the panhandlers are getting pretty brazen. Some are doing it to scam people. One guy actually had clean clothes on and a pair of more expensive sneakers than I had. It was so brazen that I called attention to it. He quickly beat feet.

    On the other hand, I think this is just plain ugliness and hypocrisy. It's even sick adorning the robots with cute stickers. Why not help advocate solutions to the problem instead of simply sweeping it out of sight and out of mind? Especially from an organization dedicated to helping lives ... I fear for the days when the robots will actually fight.

  16. Our President is so dumb that he thinks clouds mean rain.

  17. I am sure there will be legal challenges to this and active efforts to make it hard for ISPs to prioritize and throttle traffic. We will not go silently into the night.

  18. This is precisely the reason why I quit Facebook permanently. The platform represents all that I dislike in society. Quitting Facebook was one of the best decisions that I ever made. Nothing good comes from it. It encourages us to compare ourselves negatively to others whom may have more money or more success. Facebook is psychologically damaging.

  19. Sweet! on 'Cards Against Humanity' Gives Out $1000 Checks (nbcchicago.com) · · Score: 2, Insightful

    This is the best way to thwart a government. Non-violent, meaningful action works very well against tyrannical governments. History has two big prominent examples: Gandhi and Martin Luther King. Any actions that we can take to stop the Tump Bully Machine are good ones.

  20. Bitcoin is a recipe for epic financial disaster.

  21. I am really not too concerned about this because I am sure this will be challenged in a court. While the challenge is proceeding, plaintiffs can ask for an injunction. When 80+% of people support net neutrality, the court system should side with the people. Ajit Pai's actions really make me want to turn into a troll but I am holding it together.

  22. Everyone who says something can't be done gets nothing done. I'm going to pass a universal dividend--UBI is old tech and I built something better--and it won't cause a tax increase, either.

    Very interesting link to the congressional candidate. Worth reading.

  23. A Universal Basic Income is a good idea but it will never pass because both sides of the isle have made it pretty damn clear that America was, is, and always will only be about profits over people. Sadly, it is going to take an economic catastrophe that decimates everyone, not just the lower and middle classes. The wealthy need to be taught a lesson that the lower and middle classes have to be stable for a healthy society. We never learned our lessons from the Great Depression. If we had, perhaps there would be a Universal Basic Income and a Universal Healthcare System. Then we had the Great Recession of 2008 and the wealthy became greedier, hoarding more and more of their cash. Experts are predicting another big economic crash and I believe it. Never mind that unemployment is historically low and consumer confidence is good. Those indicators can change overnight; just as the recession of 2008 literally hit.

    Our economy is not based on bedrock, but on shale; a collective belief that currency, stocks, and bonds hold value. When that belief gets shaken, the system implodes. The next bubble to go will be the so-called crypto currencies. It will be curious when the bottom falls out from under bitcoin and the paper millionaires will be left penniless.

  24. Re:Key Problem: Lack of Critical Thinking on Cloudflare's CEO Has a Plan To Never Censor Hate Speech Again (arstechnica.com) · · Score: 1

    Words can be infectious to a population that isn't taught to be critical thinkers.

    You sir, are quite correct. If more people out there simply "follow the money," then you see that racism, prejudice, and bias are all masqueraded as class. In order for the 1% wealthy elite to maintain their status quo, they must create rifts within the 99%. The easiest way is for them to create artificial differences between race, color, and creed to keep the bottom 99% fighting amongst themselves based on aforementioned differences. In reality whatever differences that do exist are negligible. Our bodies have the same internal organs and functioning and we all bleed when cut.

    Everything done today has a distinct, monetary reason. For example: gun control. Put the fear of government taking away guns and the gun-owning population will rush to buy them. Last Black Friday was a record day for gun sales in the US. Even tough gun laws are not enacted for public safety or health but for all of the people that stand to benefit from more people locked up: the Private Corrections Industry. Material wealth is the primary driver of almost all public policies put forth.

  25. Not only am I Jewish, but I am an ardent supporter of free speech. Freedom of speech and the press does not only apply when politically correct or even convenient. It applies to almost all circumstances, the "fire in the crowded movie theater" clause notwithstanding. If a KKK group wants to spread all kinds of falsehoods and lies, then that is their right. By banning speech that you simply do not like, you simply pour gasoline on their fire. You give them cause celeb and a point to rally on. So long as a group is not directly advocating violence (I do not mean implicitly because anyone can make an argument for implicit), let them spout off while the educated world laughs at their lunacy. I loath these groups as much as anyone, but gagging them will not make them go away. If you think they will up and disappear simply but trying to take away their soap box, you are sorely wrong.

    In America you have the right to hate whomever you so choose, and so long as you aren't making a direct threat, you can blame anyone for your woes. I want to know all sides and all points of view on issues so I can be better educated on how to combat the falsehoods. Sometimes a simple background search on the person espousing his or her views offers up an explanation as to why they can be completely disregarded. Sending a hate group underground by denying them their rights to freedom of speech and freedom of press, makes them all the more dangerous and difficult to monitor. Not only that, but we become hypocritical.