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Biometric Voice Recognition Credit Cards

securitas writes "New Scientist's Celeste Biever reports on the latest in biometric security devices: voice recognition credit cards. The device is three times the size of a normal credit card, has a 'microphone, a loudspeaker, a battery and a voice-recognition chip' and is intended to help reduce credit card fraud. The owner speaks a password into the card and the card emits an authentication squawk. Bruce Schneier loves the concept of BeepCard's related sound authentication technology. Other articles at the Telegraph and The Register."

23 of 122 comments (clear)

  1. 3x the size!?! by ePhil_One · · Score: 4, Insightful

    Why would anybody want to carry a credit card 3x the size of their other cards?

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    1. Re:3x the size!?! by emc · · Score: 3, Interesting

      I hope it's 3x as thick, not 3x as long or wide...

      and no, I did not RTFA

    2. Re:3x the size!?! by Daneurysm · · Score: 4, Funny

      >Why would anybody want to carry a credit card 3x the size of their other cards?

      I'm willing to bet it's 3 times thicker, not 3 times longer or wider.

      Wow, that sounds like spam...

    3. Re:3x the size!?! by FrYGuY101 · · Score: 3, Informative
      From the Article:
      They are not quite there yet: the card is the length and width of an ordinary credit card, but it is still about three times as thick. Alan Sege, Beepcard's CEO, says the company now plans to use smaller chips to slim it down to normal thickness
      That's pretty reasonable to me...
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  2. and the merchant verification process? by way2trivial · · Score: 4, Insightful

    how do I, the merchant, prove I 'heard' the squawk?

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  3. Convenience? by BlueCup · · Score: 3, Insightful

    Isn't one of the goals of credit cards convenience? I mean, I could put all of my money in a pot, bury it where someone will never find it and pull from it when I needed and it would be pretty secure, but it's just too much work. This might be a good idea for the tin foil hat crew but I've got a feeling most of us will be sticking with our small, compact, easy to slide into wallet cards.

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    1. Re:Convenience? by Kenja · · Score: 5, Insightful
      "Isn't one of the goals of credit cards convenience?"

      The main goal is to get people to spend money they dont have so that they can pay off the interest for the rest of their life.

      --

      "Have you ever thought about just turning off the TV, sitting down with your kids, and hitting them?"
  4. What if your sick? by Grant29 · · Score: 5, Insightful

    What if you have a sore throat and try to go to the drug store for some medicine? If your voice is scratchy, will you be denied your medicine because your voice doesn't match?

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  5. Just wait... by FrYGuY101 · · Score: 5, Funny

    Not only will it have Voice Recognition, it will have voice synthesis to communicate to the user! I can see it now...

    "I can't let you buy that, Dave."

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  6. Well... by LordK3nn3th · · Score: 5, Funny

    ...what does this mean for mimes?

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  7. Half my butt is gone!! by malia8888 · · Score: 5, Funny
    From the article They are not quite there yet: the card is the length and width of an ordinary credit card, but it is still about three times as thick. Alan Sege, Beepcard's CEO, says the company now plans to use smaller chips to slim it down to normal thickness.

    The smaller chips are a relief, just reading the article one of my butt cheeks was falling asleep:P

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  8. What if... by DarkHelmet · · Score: 4, Funny
    ...you're *really* good at impersonations? For instance, you could then steal Sean Connery's card, say "Moneypenny" into it with his voice, and get a "authorization squawk" that goes something like, "Oh James."

    Seriously though... so much for using this over the net.

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  9. And when they add AI ... by spellraiser · · Score: 5, Funny

    Dave: Open my account, HAL.

    HAL: I'm sorry Dave, I'm afraid I can't do that.

    Dave: What's the problem?

    HAL: I think you know what the problem is just as well as I do.

    Dave: What are you talking about, HAL?

    HAL: This mission is too important for me to allow you to jeopardize it.

    Dave: What do you mean?

    HAL: Dave, you're trying to save up for retirement, remember? You'll just spend all that money on beer, won't you?

    Dave: What the? Dammit ... just open the account, HAL!

    HAL: Dave, this conversation can serve no purpose anymore. Goodbye.

    Dave: AAAARRRRGH!

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  10. How does it work? by Xeo+024 · · Score: 5, Informative
    Domain Dynamics is raising the level of security of smart cards by adding voice authenticators that prevent the card from being used by anyone except the approved cardholder.

    Smart cards are similar to credit cards and serve the same purpose, but they have a completely different data storage system. Instead of using a magnetic strip to store the user's information, smart cards feature an embedded 8-bit microprocessor with up to 16 kilobytes of programmable-only memory. Smart cards have only recently began to gain popularity in the United States, despite their widespread use in Europe for years.

    Domain Dynamics' new TESPAR voice authenticator stores three samples of the user's voice on a template within the Java-based smart card. When users want to make a transaction, they simply enter the card into a terminal at a store and give a speech sample. The card then matches the spoken voice to the recorded voice samples, a process that takes a fraction of the second. The company said that TESPAR is able to handle day-to-day variations in the user's voice and can ignore background noise.

    Read more here.

  11. Miss Piggy in the Middle of a Sandwich by t_allardyce · · Score: 4, Interesting

    Read the article but still not sure how it would stop a man-in-the-middle? True it would require that you disrupted communication but thats feasable - eg if someone is using their card on their cell-phone, kick in a cell-phone jammer as soon as the person speaks into the card, the card still plays the sound for you to record it but it doesnt get through the call? it could also work the same way on a comprimised computer or malicious web-site (think IE browser bug that allows your active-x to hi-jack someone elses)?

    People have to remember that the transaction isnt secure until its been made.

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  12. Hmmm... by LordK3nn3th · · Score: 4, Interesting

    I wonder how successful this will be.

    This seems to be one of those technologies that either flop or revolutionize the way business is done.

    It's a nice concept, but what happens when someone "loses their voice", so to speak? Can't buy anything until with it until their voice returns? How well does it interact with accents, background noise, etc?

    I don't know how feasible this is but I'd imagine a thumbprint-sensitive card would be much more easier to deal with.

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  13. Re:Garlic by Anonymous Coward · · Score: 3, Funny

    I don't know what the fuck you just said little kid, but you're special. -Tracy Morgan

    BTW, it didn't actually go well unless your fingertips smell of tuna.

  14. Re:My voice is my password by bob|hm · · Score: 3, Informative

    Dude if you're going to quote it, get it right:

    My voice is my passport, verify me.

    Sneakers rocks.
    --Bob

  15. Re:So how many folks by MoonBuggy · · Score: 3, Funny

    Does it make me geekier than the average /.er that my first thought was to set it to something like 'Picard delta 3'

  16. Re:More passwords? by Frizzle+Fry · · Score: 4, Insightful

    The benefit of biometrics should be that people don't have to remember more password. The fact that people can't (or don't want to) remember passwords is a good reason to be working on technologies where you can be identified by your voice or fingerprint rather than a string of characters.

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  17. no special hardware? by hak1du · · Score: 4, Interesting

    Why do I like this? It's a physical authentication system that doesn't require any special reader hardware

    I don't see why a microphone is any less special than a USB port or an IR port. If anything, just about any computer these days has a USB port.

    And using IR for authentication, many modern phones and almost all modern PDAs will do; all you need to do is plug an IR dongle costing a few dollars (in quantity) into the USB port. And IR can be made interference proof much more easily than sound.

  18. Potential problems... by cagle_.25 · · Score: 5, Insightful

    ...seem fairly obvious. First, if one of these devices is at a public terminal, it wouldn't be hard at all to get a .wav record of the transaction; then, I have your password FOR LIFE!

    Second, if someone's voice is drastically altered, (s)he would have to find a way to prove identity outside of the voice recognition system.

    Third, any technology that might let me verify someone's voiceprint could also be used to generate a false voiceprint. A simple tape recording of you talking could be enough to forge your voice electronically. (Hmmm... cool plot possibilities for a Tom Clancey thriller)

    Fourth, my (hypothetical) twin, who probably has an almost-identical voiceprint, is not necessarily to be trusted.

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  19. 3 times as big? by secondsun · · Score: 4, Funny

    My company is making a new creditcard system too. Our card will feature the CinderBlock (TM) theft prevention system. Essentially using the latest technolodgies we have embedded a magstip on a 16'x6'x8' piece of concrete. Its weight alone makes a quick snatch from an unsuspecting individual that much more unlikely. And in the event of a successful theft it features ValueBlast brand thermite and a OnStar(TM) accessible detonator. One push of a button and some poor theif just lost his arm, but your credit is secure.

    Please call 1-800-URB-ROKE for more information.

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