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Indian Call Centre Worker Sells Customer Details

lxt writes "A British tabloid newspaper managed to buy the personal details of over 1000 bank customers from an off-shore call centre based in Delhi. An IT worker at the call centre handed over details at £4.25 per customer, as well as credit card numbers and account passwords. He claimed could sell over 200,000 account details every month. The British police force has passed on details to Interpol and the Indian authorities, in an attempt to prosecute the individual. The BBC is also covering the story."

17 of 425 comments (clear)

  1. Well by kutsu119 · · Score: 5, Insightful

    Well, it was to be expected, outsourcing the jobs to a low paid area - workers that are paid fairly are less likely to cheat their employees.

    Get rid of the call centers, keep them in the country that they expect to be dealing with (UK call centers for UK clients etc)

    1. Re:Well by muellerr1 · · Score: 5, Insightful

      Like this could never happen in the US or the UK. Nobody wants this sort of thing to happen, least of all the Indian government. They like the influx of foreign money, and they'll work hard to keep the foreign companies happy and safe to keep that money flowing in. Or at least the appearance of being happy and safe.

    2. Re:Well by aml666 · · Score: 5, Insightful

      It's true that this can and has happened in the US (aol...). The difference is that when you do a crime in the US, the FBI and local agencies have jurisdiction.

      When crime happens to US citizens in a foreign country, we report it and hope for the best. If it happens here (US) the various agencies can force the company to change practices and enforce corporate security.

      --
      www.thejulingtoncreekplantaion.com
    3. Re:Well by I+confirm+I'm+not+a · · Score: 3, Insightful

      Like this could never happen in the US or the UK

      My thoughts exactly. And I'd suggest that the number of UK call-centre employees being paid "fairly" is debateable - high if you believe the employers, low if you believe everyone else. This kind of crap strikes me as racism: unscrupulous employees exist in every country of the world; bad wages exists in every country; opportunities to commit fraud exist everywhere. I really hope this "outsourcing means Johnny Furrinner is stealing my job" crap is going to end soon, so we can focus on (all) our working conditions.

      (Aside: I'm an "economic migrant" working in the UK. Originally from NZ, I've lived in the UK since 1979 and in Glasgow since 1990. I've encountered far less racism/hostility than many Glaswegians, simply because I'm white and my accent sounds Scottish - and not the Asian-Scottish that makes many Scots a target for racist tossers).

      --
      This is where the serious fun begins.
    4. Re:Well by Alcilbiades · · Score: 3, Insightful

      What I think people are saying is that there seems to be a higher amount of information sales now that companies have outsourced. And without jurisdiction we don't like it. Not that Indians are more criminally active just that they know and we know the reason they have a job....they will be getting paid the lowest salary of anyone in the world for doing their job and they know it won't improve cause the company will just pack up and leave.

    5. Re:Well by AnObfuscator · · Score: 5, Insightful

      Not really. Halliburton, Enron, Aldelphia, AOL Time Warner, Arthur Andersen... All these scandals were pulled off not by disgruntled underpaid employees, but by high-paid execs.

      It's like the old quote, "how much money is enough? A little bit more." Basically, you can't *pay* someone to be honest. If someone is greedy, more money won't satisfy him.

      also, I'd like to point out that the workers in idea *are* being paid fairly. A fair wage is based on cost-of-living for where you live. Thus, they make *great* salaries compared to most of their countrymen. Their standard of living is *high* for their region. Most of them are quite grateful for their comparatively high-paid jobs.

      --
      multifariam.net -- yet another nerd blog
    6. Re:Well by broelofs · · Score: 4, Insightful

      This is nothing. Wait until outsourced software gets resold by the developers in India or China. The hiring companies IP will go right out the window and be resold to ten different companies for a pittance. Then the execs at the original company will cry fowl but who are they going to complain to? The foreign government? I don't think so. The U.S. government? Nope. The U.S. can complain, but the horse already left the barn. The original hiring company will have no recourse. Their precious IP is now gone all in the effort to get a better development deal. How good will the deal be then?

  2. The problem with concentration by jockm · · Score: 5, Insightful

    Decades ago it was the waiter or waitress at the restaurant we used to worry about. When mail order began to grow, it was the person at the other end of the line of a mail-order company. Outsourcing (in country or out of country) is just a form of concentration of this phenomena.

    Sending potentially valuable information to people in a high stress, low paying job (in country or out of country, my wife worked in a call center in college) with poor controls is a risk. We have known this since the beginning, but we just seem to relearn the lesson each time.

    --

    What do you know I wrote a novel
  3. The Sun by CmdrGravy · · Score: 4, Insightful

    So the Sun offers an unspecified number of Indian Call Centre workers vast amounts of money to provide them with some confidential information and eventually one of them does.

    The point of this story is what exactly, that everyone has their price ?

  4. Outsourcers guilty of offense: Data Protection Act by Colin+Smith · · Score: 4, Insightful

    They are required by law to put provisions in place to make sure that customer data isn't revealed.

    The act *is* flawed in that it allows data to be sent to countries without similar data protection if they have a contract in place, it shouldn't allow that in the first place. But the contract in place with the oursourcing organisation should make sure that they have sufficient safeguards in place to stop this, the fact that it's happening says that the outsourcing companies are in breach of contract and the banks haven't put sufficient safeguards in place, an offence against the data protection act, 1998.

    We need some prosecutions against CIOs, CEOs and the like. A couple of years in prison would improve their attitude to data protection.

    --
    Deleted
  5. Re:Outsourcing sucks. by RWerp · · Score: 4, Insightful

    No outsourcing = no crime. Is that what you're saying?

    --
    "Long run is a misleading guide to current affairs. In the long run we are all dead." (John Maynard Keynes)
  6. Barking up the wrong tree by dajak · · Score: 5, Insightful

    The British police force has passed on details to Interpol and the Indian authorities, in an attempt to prosecute the individual.

    They are barking up the wrong tree. If only the individual in another jurisdiction is liable to sanction, why is it allowed for British banks to move personal information to foreign countries in the first place? Shouldn't the bank be fined for failing to protect personal information of British citizens?

    Abuse of power by employees is not something new or interesting, but the accountability issue is. Personal information should only be moved between countries with similar protections against abuse. Having said this, I don't know anything about British law on this issue.

  7. The way the world should work according to me by It+doesn't+come+easy · · Score: 4, Insightful

    Companies outsource jobs primarily because it is cheaper than providing the job themselves (this is especially true for jobs outsourced to other countries). We all know that. Part of the reason the jobs are cheaper to the company is because they do not have to worry about a host of expenses, including for example the cost of complying with governmental regulations related to the outsourced job.

    I personally believe, however, that a company should still be required to enforce all regulations which protect the citizens of the source country (in this case, the UK). If it turns out the company is not able to force compliance with the governing regulation for whatever reason then it should be illegal to outsource that particular function. And if they are able to force compliance then the source company should be held liable for failure to comply by the outsourcing company with all of the associated penalties. The result would be that the source company could not avoid the cost of insuring regulations were followed and the outsourcing company would incur the cost of compliance as well.

    This would have at least two effects. The cost of outsourcing would be more in line with competition in the source country and the citizens of the source country would not lose the protection afforded them by law.

    --
    The NSA: The only part of the US government that actually listens.
  8. Re:Crime and Punishment by crazyvas · · Score: 4, Insightful
    One of my hopes when reading /. is that the level of education of people here is at least slightly above average. I don't know where you're from, but the sad fact is that both in the US and in parts of Europe, many people are unaware of the basic geographical and cultural differences between middle eastern countries like Saudi Arabia and far eastern countries like India.

    In terms of law, India is /far/ more advanced than many countries in the world.

    - Separation between religion and state (expressed in the constitution as the nation being secular) actually works in India unlike many countries. India currently has a Sikh Prime Minister and a Muslim President. Whats more, our Muslim President has an advanced enough and open enough view of religion that he is a scholar and a practitioner of the often contradictory Hinduism and Islam.

    - India is the worlds largest democracy. There's a billion people in India, and there's no country with a population even close to it thats a democracy in which the democratic process works as well as it does in India. And you honestly think that a working democracy would make laws to chop hands off citizens?

    - Like mentioned in a previous post, India has joined other progressive (read non-US) countries in placing more value on human life - the death penalty exists, but is very rarely used. I think in the past several years, 1 person has been executed.

    Please quit making completely unwarranted, unjustified, and most of all, uneducated comments. Your time is better spent actually looking up some information Wikipedia or elsewhere on the web every now and then. There's nothing healthier than doing that.

  9. Re:Lowest bidder indeed - about your own morals by Nom+du+Keyboard · · Score: 3, Insightful
    I knew two guys in college who got by on credit card scams.

    I'd say your morals are pretty suspect in this.

    Actually, they're not suspect at all. They're as bad as the people you let get away with these crimes.

    --
    "It's the height of ridiculousness to say for those 9 lines you get hundreds of millions."
  10. Re:Gimme a break by cayenne8 · · Score: 4, Insightful
    "These stories are in poor taste, as they simply reinforce a nationalist xenophobia to sell papers. After all, "You're all going to lose your jobs to theives from India" sells better than "Everything will be fine in the long run."

    You've got to be kidding. Reporting a factual story is 'in poor taste'? This isn't the first time serious stories like this have come up. In the not so distant past....we had reports of a lady in India threatening to sell/release private medical information on US citizens if she wasn't paid some $$'s. And you seem to think that being nationalistic is something bad?? Why would anyone NOT want their country to come out on top? This life is a constant struggle, a perpetual contest to see who can win. Life IS competition, and frankly, I'd like to be on the winning side as often as possible. And while I don't advent keeping anyone down, I certainly am not altrusitic enough to want to give to others 'till it hurts'. I not only don't want others to succeed at our expense, but, I can't stand the fact that our country is actively hurting our citizens by thoughtlessly shipping our tech jobs overseas for a short term gain, but, losing sight of the long term detrimental effects....the main one being that if we don't have tech people working here, how will we continue to innovate? Already, we see the effects in that our young people are NOT working toward computer and other tech degrees as much as in the past.

    "Which is not surprising, considering that offshoring/outsourcing is such a contentious topic right now. The average person, with zero knowledge about Economics, already believes the Indians and the Chinese are going to rob them of their jobs. Now those dirt poor foriegners are going to take their credit card numbers as well. The hypocrisy is, as you point out, this happens every day in Western parent companies. Which is fine, because everyone would rather be embezzled by their neighbor than someone they don't know."

    to a point, you are right. Sure, there are criminal types all over the world. However, different cultures have different degrees of what they consider to be crimes. It does seem that India does not view privacy ideals, and minor theft of such as great of a crime as it is in the US by statute. Sure we have people that will do the same here in the US. However, we can catch them here and prosecute them. I doubt the same can be said of India. And lets face it...people in a country are going to be a bit more careful with treating their own people and their information than they will that of peoples of other countries. Someone that might be on the 'brink' of doing something wrong like this might think twice if it is a fellow countryman's info, rather than a foreigner's information.

    And finally....you and others keep saying "In the long run, it will be better". Better for who? I cannot see how this benefits the US at all....shipping off jobs and creating unemployment for our citizens....giving no incentive for our young to go into tech fields..sure, we get some cheaper goods, but, in the end, if we have no decent paying jobs...who will be able to buy these cheap goods? Like I said, I have no problem with anyone in the world trying to improve their lot in life...but, not at my expense.

    --
    Light travels faster than sound. This is why some people appear bright until you hear them speak.........
  11. Re:Gimme a break by Goose3254 · · Score: 3, Insightful

    See also Mithrandir86 's responses to other posts of the same ilk on the same subject.

    By offshoring of jobs in the medical, insurance and banking fields, industries that will not expand based into the developing companies, except on a macro- or highest (read stockholder) level, we're effectively gutting the middle class's support of these industries.

    If free trade is the argument, why do US (any parent country) companies routinely offer goods in these developing companies at a fraction of the cost to their US consumer counterparts in order to gain market share? How are these "loss leaders" paid for? By the US (any parent country) consumers.

    By looking at the situation with rose-colored glasses and calling it free trade, you miss the underlying effects. The countries that are benefitting from the off-shoring don't reciprocate by exporting jobs, and overall don't usually utilize US (parent country) goods or services, instead the US (parent country) goods and services usually end up competing with government sponsored goods and services, which, by definition, must be below a competitive price point in order to be effectivly subsidized.

    I agree that it is quite easy to move a "corporation" off-shore. But if a company has 15 executives and salesmen in the US and 1300 workers in another country, are they still a "US" company or should they be considered as such? Microsoft considers itself a US company, specifically a Washington state based company, but many of it's letters of incorporation are filed in Nevada, whereby they avoid over a $140 million in local Washington state taxes a year. They are "Redmond, Washington" in name only, and the land tax breaks that Washington gave them years ago in order to bring jobs to the area are being mitigated by Microsoft's increasing off-shoring of thier code work and slick legal wrangling. I can name several countries that will allow MS to relocate the corporation lock-stock-and letterhead to it's shores for a fraction of that. And based on US laws nothing precludes them from doing that, and still exploiting our market in such a monopolistic fashion....but it's free trade so that has to be good. Right?

    Is mentioning Microsoft and monopoly in the same post the IT equivalent of Godwin's Law http://en.wikipedia.org/wiki/Goodwin's_law?