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FTC Bans Prerecorded Telemarketing Drivel

coondoggie writes "In the ongoing battle to let us eat dinner in peace without being interrupted by amazingly annoying telemarketer blather, and in this case the even more infuriating recorded telemarketing drivel, the Federal Trade Commission today basically outlawed recorded telemarketing calls. Specifically, the FTC changed its venerable Telemarketing Sales Rule (TSR) to prohibit, as of Sept. 2009, telemarketing calls that deliver prerecorded messages, unless a consumer has agreed to accept such calls from a given caller/seller. Between now and 2009, telemarketers must provide an obvious, easy and quick way for consumers to opt-out of any call, the FTC said. Such an opt-out mechanism needs to be in place by December 1, 2008."

15 of 381 comments (clear)

  1. prerecorded by extirpater · · Score: 5, Interesting

    "telemarketing calls that deliver prerecorded messages"

    what if they use text to speech software? it's not prerecorded.

    am i looking for money lol

  2. Re:Useless by man_of_mr_e · · Score: 5, Funny

    Actually, that's not true.

    I know lots of people that enjoy telemarking calls. My grandmother was one of them. I think she was lonely or something, but she always wanted to talk to them.. She'd ask how their day was, blah blah blah. She'd invite the freaking mormons and JW's in to talk.

    Just because you can't imagine why anyone would want to talk to them doesn't mean everyone must be tricked into it.

  3. Re:Exemptions? by rebewt · · Score: 5, Informative

    Had you have read TFA you would know that it doesn't ban political robocalls.

  4. Is anybody willing to enforce the law? by unlametheweak · · Score: 5, Interesting

    Yes we've had laws against pre-recorded robotic marketing in Canada for decades. The problem is that neither the government nor the police are willing to enforce the law. When I get robots calling me up I make a complaint to the phone company and the phone company says they can't do anything about it because it is a police issue. When I phone the police up they tell me that they won't do anything about it because it is the phone company's responsibility to stop the illegal practice.

  5. Re:A good start. by Technician · · Score: 5, Informative

    Quit leaving that fucking hole in these things !

    Why is this limited to just telemarketers? Debt collectors, campaigners, and non-profits need included.

    I kept getting hammered by an automated call only leaving a number to call back.. A Google search turned up the number belonged to a collection agency in Chicago. They were hammering stale cases and my new number from a move just happend to be one of the numbers they had. If you don't speak english and thus unable to follow the instructions to call, there is no way to stop these calls as there is never anyone on the line to talk to.

    I called them and told them to put me on their DNC list. They informed me that they were exempt as they were not telemarketers. WTF??? I expect this new thing to be full of loopholes also.

    --
    The truth shall set you free!
  6. Re:From my own experience. by michaelhood · · Score: 5, Insightful

    Perhaps I'm just insensitive but when people make a voluntary decision to work somewhere that is propagating that sort of low-grade evil, I feel they take the good (higher pay) with the bad (people who you broke the law to disturb late at night yelling at you.)

    It seems a bit foolish or arrogant to me, to think you deserve anything less than being held responsible for what you're doing.

    I don't think the "I was just doing my job, and it was the only place that paid well" thing holds any credence.

  7. Re:From my own experience. by Skippy_kangaroo · · Score: 5, Insightful

    Lastly, as much as these people irritate you, try your best not to lose your temper with them. Most of them are probably students like I was with terrible managers (the cream of the crap) and strict floor regulations that leave them tethered to their computer, sitting upright, unable to drink coffee or indulge in anything, taking calls for their entire eight hour shift with no breaks, having to sit idley while the death threats poured through the lines, having a one-minute-per-day bathroom break policy and doing it all for a paycheque a meaningless few dollars higher than a McD's salaryman.

    If I can, by my actions, make it harder for the bottom-feeding telemarketing companies to operate I will do so. This includes making it so that even starving students are unwilling to work for these companies. By taking a job with these bottom-feeders you are part of the problem. Don't want the aggro? Don't take the job.

  8. A final solution for these people by donbriggs · · Score: 5, Funny

    OK, everybody hates them. Nobody likes them. Yet they keep saying "we provide a valuable service that people like, and it is not annoying".

    Here is the solution. We don't need to outlaw them. We need the law only two require two things:
    1. Telemarketers MUST display a proper number for caller ID
    2. Telemarketers may NOT block incoming calls
    Then we all install auto-dialer programs on our PC's. We record a long, babbling message stating: "Thank you for your recent call. This message is to inform you that we do not wish to receive any automated calls from you, or any of your business partners, or anybody else, ever again. You may consider this our opt-out message. For your convenience, this message will automatically re-dial you every 30 seconds until you opt out of OUR auto dial promotion. You may signify your intention to opt out of our special, valuable auto-dial list by not calling us again for 6 months. Once you have opted out of our program by not calling us for 6 months, your number will be automatically removed from our calling list. Thank you, and have a nice day."

    In other words, we would start clogging THEIR phones, and THEY would get pissed off. And the only way to get off of our autodial list is to stop calling us. You stop pissing us off, we will stop pissing you off.

    Comments? Questions?

    -Don!

    --
    "See the hill, take the hill"
  9. Ban SPAM by amirulbahr · · Score: 5, Funny

    Now all they need to do is ban SPAM emails...

  10. Re:A good start. by EdIII · · Score: 5, Informative
    Debt Collectors should be excluded to a point. There are in fact plenty of laws already governing debt collection specifically. The Fair Debt Collection Practices Act can be found here http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre18.shtm.

    You are absolutely wrong about somebody deserving to be harassed by debt collectors. Nobody EVER deserves to be harassed under any circumstances. That is why there are large awards in civil court cases for collection agencies with too much "zeal".

    This gentleman clearly indicated he was not the party they were looking for. Any calls that occur after this are, by definition, harassment. Now this harassment is not necessarily covered under the aforementioned FDCPA, but it does not have to be. This is no different than any other person or company repeatedly calling a random person after being asked to stop.

    As you can see from the FDCPA, even IF the debt collection agency is calling the right person there are still rules governing their ability to call them after being asked to stop. You might want to look at:

    Causing a telephone to ring or engaging any person in telephone conversation repeatedly or continuously with intent to annoy, abuse, or harass any person at the called number.

    Except as provided in section 804, the placement of telephone calls without meaningful disclosure of the caller's identity

    Furthermore, at any time a person may send a letter to the collection agency asking that all telephone communications cease. Afterwards, the collection agency may only send letters to the person updating them on any actions being taken towards the debt.

    CEASING COMMUNICATION. If a consumer notifies a debt collector in writing that the consumer refuses to pay a debt or that the consumer wishes the debt collector to cease further communication with the consumer, the debt collector shall not communicate further with the consumer with respect to such debt, except-- (1) to advise the consumer that the debt collector's further efforts are being terminated; (2) to notify the consumer that the debt collector or creditor may invoke specified remedies which are ordinarily invoked by such debt collector or creditor; or (3) where applicable, to notify the consumer that the debt collector or creditor intends to invoke a specified remedy.

  11. Re:Exemptions? by icebike · · Score: 5, Insightful

    A law restricting political calls is almost guaranteed to be thrown out by the Supreme Court on the first challenge.

    The right to speech does not imply the obligation to listen. As long as I still pay the phone bill, its my phone, and nothing in the constitution says I must share it.

    --
    Sig Battery depleted. Reverting to safe mode.
  12. Re:A good start. by EdIII · · Score: 5, Informative

    I have had the same thing happen to me many times and to friends and family as well. Here is the 411 for you:

    1) They ARE exempt from all telemarketing laws. Everyone likes to bring that up on the phone, but they are actually right.

    2) So what the fuck now? They are still not exempt from basic laws governing harassment. You could deal with your phone company or talk to a supervisor of the debt collection agency and threaten a lawsuit if they keep calling you, or you could just go to....

    3) Deal with them under the Fair Debt Collection Practices Act. They MUST inform of you their mailing address and the appropriate department. Send them a typed letter explaining that you are not the person they keep asking for, you have no knowledge of this person any debts this person has. Demand that all communications to that number cease immediately or you will seek remedies under the FDCPA.

    Believe it or not, this works every time under the FDCPA. The reason why is that 99.9% of the people complain on the phone where the debt collection agency is not liable. Hardly anyone ever writes a letter.

    Write the letter, it will stop. If it does not.. you have a $5,000 dollar insta-claim in a small claims court of your choice.

  13. Re:From my own experience. by Guido+del+Confuso · · Score: 5, Insightful

    That's just crap. Move if it's so bad where you live.

    You sound just like people who justify joining gangs and committing crimes instead of finding honest work because there are just no other opportunities for them--the system is corrupt/racist/biased against them, so the only thing they can do is steal from honest people who have actually made something of themselves. There are always other options, but you were just too lazy or complacent to take them. You chose a scummy job, you have to live with that fact. Asking for sympathy because you didn't have enough self respect to better yourself and find a job that didn't involve making yourself part of the one of the most universally loathed classes on Earth is almost as contemptible as taking the job in the first place.

    Any abuse a telemarketer gets is deserved in spades.

  14. cardholder services by k4_pacific · · Score: 5, Funny
    I used to get calls all the time from "cardholder services". From what I gathered, it's basically a scam where they charge you and then call up your credit card company to ask for a lower rate. Apparently, people who went in for this had their cards billed for thousands. I've asked them repeatedly to remove me from their list to no avail. Here's how I finally got them to stop calling.

    First I pressed "1" for a live operator. Now to fuck with them and remain consistent, I made up a cheat sheet in advance. On it I wrote a fake credit card number, an expiration date, a fake "card not present" number, a fake SSN, fake balance, etc. They require you to have at least $3000 in debt and at least $2500 in available credit on at least one card to cover their fees.

    One thing they ask for is the customer service number for the card so they can call your bank, which they do while you are on hold. So, I used this page of bank ID numbers when making my fake credit card number, and I also googled my chosen bank's customer service number (I picked Wachovia). Also I rigged the number to validate by the Luhn algorithm in case their systems check for that. This way we have a very plausible but totally fake credit card number which will hopefully pass any initial consistency checking they may do.

    So I put this cheat sheet by the phone and waited for the call. Within a few hours, they called.

    I answer their questions. First they ask about my debt. I tell them $9000 across two cards. I mention my "Wachovia Mastercard". They acknowledge knowingly and ask me to "verify" the card number "starting with the 5" thus suggesting they already know the card number. All Mastercards start with 5. I give them the fake number. They ask me to "verify" the expiration date. I give them the fake date. They ask for the customer service number on the back of the card. I give them Wahovia's number. They put me on hold for five minutes to call up Wachovia and negotiate me a lower rate.

    "Wachovia says it's an invalid number. Can you re-read your card number?" I re-read the same number. They put me on hold again for several minutes. This repeats again. I reassure them that card is valid, that I just used it an hour or so ago, etc. They try again. They get a supervisor. He tries. It keeps coming back invalid. I waste forty five minutes of at least two people's time. Finally, as they apologize for not being able to help me, I calmly explain my ruse. What followed was a string of obscenities that even made my dog gag, followed by them abruptly hanging up.

    And they haven't called me since.

    --
    Unknown host pong.
  15. Re:A good start. by Technician · · Score: 5, Insightful

    Believe it or not, this works every time under the FDCPA. The reason why is that 99.9% of the people complain on the phone where the debt collection agency is not liable. Hardly anyone ever writes a letter.

    Not everyone believes that it should be a requirement to write anyone a letter who calls to ask them to stop. With some phone numbers, it's less hastle and easer to simply get another number and drop the number that is on the bad boys list. One call fixes it instead of a letter writing campaign.

    This phone abuse is one of the reasons phones & phone numbers are becomming disposable. They get clogged and die like an old email account.

    The pitty is the numbers get recycled quickly to some poor unsuspecting new customer who then has to deal with the trash associated with the old phone number.

    --
    The truth shall set you free!