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Health Insurance When Leaving the Corporate World?

An anonymous reader writes "I've been working at a large company since I got out of college, so I didn't have to give much thought to getting my own healthcare plan. Now I'm thinking about leaving the corporate world and starting out on my own. I have a family now, so I need to make sure we're going to be covered should anything happen. Researching online turns up horror stories of people trying to get individual healthcare plans, or getting denied coverage on plans they thought they had. Does anyone else have experience going through this and what you've had to deal with, or am I making too big a deal of it?"

4 of 1,197 comments (clear)

  1. Re:-1 Troll and Uninsightful by Jhon · · Score: 1, Flamebait

    Weird, I was pretty sure that dislike of the US health care system was pretty universal regardless of party affiliation or position on the political spectrum.

    Weird, I was pretty sure that disinformation about dislike of the US health care system was pretty universal -- particuarly from the left.

    Don't let little things like facts get in your way (most Americans satisfied with quality of their own medical care and health care costs)...

    Granted, how to *fix* the system is a polarizing issue,

    True! Do we rip apart a system completely that most americans are happy with? Or do we attempt to address the weaknesses in it? And do we do that at the federal level? Shouldn't that be done at the state level if the state's citizens what such a thing? These are good HONEST questions. Which should be debated in the open without name calling.

    but whether or not the US system sucks balls doesn't seem to be up for debate these days

    Only by those who either cant or wont read -- or are being selectivly blind.

  2. Apparently, we in the USA are just so lame.... by gestalt_n_pepper · · Score: 0, Flamebait

    We can't do what virtually every other first world democracy has done (i.e. provide taxpayer funded universal medical coverage).

    Yes, the USA sure is "special."

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  3. What is that "coverage" you are talking about? by Hurricane78 · · Score: 0, Flamebait

    Sure, you will have a plan. A contract too. And you will pay loads of cash.
    But getting anything for it? Pshh.

    General rule: There is always a term in your contract that states that you get nothing, when interpreted by one of their employees. ;)

    The only recommendation I can make, if you want to live in the USA, is to found your own health insurance company. :)

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    Any sufficiently advanced intelligence is indistinguishable from stupidity.
  4. Re:Step 1. by Lumpy · · Score: 0, Flamebait

    I'm sorry, did you miss the part in what I said??

    Only the raging idiots here knock and dog on Canadian health-care.

    The rationing in the USA health-care is 2X as much as Canada. I can not walk into a doctors office and DEMAND instant care, I have to make appointments most of the time weeks in advance. I cant get instant care at a hospital either, I have to wait until they have an opening, sometimes it's weeks before they can see me.

    Only a raging idiot thinks the USA does not have health-care rationing.

    Please re-read that last line, you seemed to have missed it on the first post.

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