Russian Lie Detector ATM
smitty777 writes "Apparently the Russians are starting to add lie detectors to their ATMs in an attempt to prevent identity theft and bad withdraws. 'Consumers with no previous relationship with the bank could talk to the machine to apply for a credit card, with no human intervention required on the bank’s end. The machine scans a passport, records fingerprints and takes a three-dimensional scan for facial recognition. And it uses voice-analysis software to help assess whether the person is truthfully answering questions that include “Are you employed?” and “At this moment, do you have any other outstanding loans?”'"
What the fuck is this supposed to do? How is this any better than hiring bank staff?
In Soviet Russia, Bank stael
So all you need is:
* A high resolution fake passport (scanning + printing?).
* A fake set of fingerprints (http://how2dostuff.blogspot.com/2005/11/how-to-make-fake-fingerprint.html).
* One of those anonymous masks (http://www.amazon.com/Rubies-Costume-Co-4418-Vendetta/dp/B000UVGLHU/ref=sr_1_1?ie=UTF8&qid=1307784007&sr=8-1).
* And a recoding of somebody truthfully answering yes/no questions (e.g.: on a kiosk "do you have todays news papers?").
Pretty safe I guess if the credit card only allows you to borrow less than a 20E....
Voice recognition of lies doesn't work at all. So it seems these bankers have fallen prey to a kind of ATM ripoff before they even deployed these ATMs.
Sberbank has some of the most advanced ATMs in the world now and it's mostly because of the extremely long ques. They're really advanced now, you can pay all sorts of bills from almost any company at them, gas bills, phone, internet, mobile, water, heating, taxes, etc, if for example you have a gas bill it will scan the barcode and then you just insert the money so it's connected to the billing systems of most major utility/service providers.
The main reason for these new lie detector tests is Russian people predominantly being drunk liars (but not as bad as chechens who will murder you for no reason at all) are more likely to end up dead or to take the money and dissapear off the map and it's hard to track down every worthless moron, especially when doing so may cost more than the loan is worth and it's also very likely that the money is gone and they have no assets to seize.
I'm just saying, being sober would come across as pretty suspicious.
If you were blocking sigs, you wouldn't have to read this.
But the software told them the salesmen weren't lying!
The Tao of math: The numbers you can count are not the real numbers.
In soviet Russia, lie detects you(without human intervention)
In Soviet Russia, ATM deposits you!
If I was ever in the position where I was required to submit to a polygraph, and I don't mean this situation at a bank machine, I would gladly comply as long as I was able to add a single question as the first one:
Can this machine tell if I am lying?
Polygraph machines are not lie detectors. What they are are stress detectors. And if you know that little fact you need not be stressed when you are dealing with one. Here is a summary of a polygraph machine's reliability: here.
Shh.
'In Soviet Russia, ATM watches YOU.'?
Down With Slashdot BETA!!! I've been around the corner and seen the oliphant; you can only abuse me from your perspecti
ATM with a built-in lie detector?
Put one of those near Capiton Hill and it will short out within minutes.
In Soviet Russia, ATM makes degrading request of you.
What could possibly go wrong?
Then again, this is Russia we're talking about. So a more relevant question might be "what could possibly go more wrong than it already is", to which the answer is "not much".
Confucius say, "Find worm in apple - bad. Find half a worm - worse."
The youth of today are conditioned to give up every personal detail for any menial service offered by a provider. It is one short step from here to "Papiers!". If a service involves risk to the corporation, then that's their risk not mine. If you don't like the risk, don't offer the service that way. Get a knowledgable risk assessor to speak to me and size me up. I am the one with the money. You want to know if I'm trustworthy, well find out. Otherwise keep your business for the next schmuck who gladly gives you his privacy for a cheap bit of plastic. Do we wait to be chipped like dogs before we stick it to the man?
In Russia, ATM withdraw money from the customers.
No, you have to keep a minimum alcohol level in your system when you're russian and it's dangerous to go bellow a certain level.
Comment removed based on user account deletion
Here's a citation to back up the parent's claim that "voice recognition of lies doesn't work at all". Language Log: Speech-based lie detection in Russia
Actually, no. Voice recognition works fairly OK with Russian language.
For instance, I'm using it on my phone to do voice search. The last search was "The Sword of Damocles" (I wanted to read the legend which gave rise to this expression), it's pronounced "Damoclov mech" in Russian and Google understood it just fine. Try that in English now - it just doesn't work.
I can also use voice recognition to dictate large texts. Good recognition engine produces near perfect output.
That's what you get if you use a language with non-crazy spelling. Additionally, grammar cases in Russian seem to work as error correction codes.
Voice-based lie detection, though, definitely does not work.
And it uses voice-analysis software to help assess whether the person is truthfully answering questions that include “Are you employed?”
To get a credit card in the U.S you just write on the application "YES I MAKE $90 000 PER YEAR" and they just take your word for it.
Psychopaths have zero fear or stress when they tell a lie. (They are otherwise rather fearless - but I won't go into details now.) These ATM machines are wide open for them to pick them apart.
"The agriculture ministry is not in charge of Gundam" - Japanese ministry official.
Formally speaking they have no right to save that information without your consent. I doubt they can (or will) even if they got your consent. Your personal information will be saved on your credit card and nowhere else, only thing ATM is able to do with this 3d facial scan is to check whether are you person whom that credit card belong to. Yeah I am from Russia.
While those ATMs are getting more and more sophisticated at detecting who WE are, us users are still often in doubt about the "identity" of the MACHINE. "Is it really the bank we are interacting with, or is it a skimming machine (or both)?"
If Pandora's box is destined to be opened, *I* want to be the one to open it.
M: Mmmm you like the taste of that?
F: Mmmm yeah, yummy!
Detector: *bleep* *bleep* *bleep*
M: What! You don't like it?
F: No sorry I don't really.
M: Why not?
F: Well it tastes like fucking shit doesn't it?
M: Oh, damn, the internet lied to me, I was sure u'd like it.
FRA: STFU GTFO
And even if voice-based lie detection did work, who would stop people from recording their responses to questions such as “Are you broke?” and replaying them as answers to the ATM?
Ignore this signature. By order.
No, no, red!
(customer ejected from ATM) Beeeeewwwwwhhhh!
Lets assume for a second this voice stress analyser can actually detect deception at a very high rate (it can't). What prevents someone from pre-recording all answers from themselves or someone else at the time when they are telling the truth then play when required? I suspect results of this stress analyser have no or very little bearing in the final outcome. This is all smoke and mirrors with hopes that those who believe in lie detectors wont attempt to apply.
http://tech.slashdot.org/comments.pl?sid=2225174&cid=36390518
Why'd you run away from answering a simple question there, troll?
Answer = Because it's clearcut proof drinkypoo's nothing but a damned troll, because he runs from answering a simple question that shows clearcut evidence drinkypoo is nothing but another "ne'er-do-well" slashdot troll.
I am amazed that the headline and article use the ridiculous term "lie detector". There is no such thing. The polygraph, which is one of the most sophisticated devices thus labeled, requires an expert operator and careful calibration for each subject, and even so, has failed in independent studies to show more than about 61% reliability (compared to 50% for a coin flip). Voice analyzers which aren't carefully calibrated for each subject don't even begin to approach that level of "reliability". Personally, I think there's better evidence for the existence of "gaydar" than for the existence of anything that could reasonably be called a "lie detector" (although I can't seem to find any published statistics on the reliability of gaydar). :)
I know, I know, Slashdot doesn't actually have editors; what, am I new here? Still, this is supposed to be News for Nerds, and any nerd who uses the term "lie detector" unironically should turn in his/her nerd card. (Unless he or she is writing a science fiction novel, I suppose.)
However, there is not much need for physical money. Some people still use it (old people, people that can't have cards...), but almost everyone pays using cards.
Let me list a few kinds of merchants in my home town that accept currency but not cards:
Maybe it's just an "um" detector.
ATM: "Do you have liens against your property, unpaid bills or any other credit problems?"
Dumbass: "Um...uh...err, no?!"
ATM: "DENIED!"
I think it'd work at least as well as a polygraph machine.
Just a heads-up to the naysayers, TFA says first off that this is only being used for people applying for credit cards, not opening their existing accounts or accessing funds. It also says that it is a system using the combined efforts of a polygraph and the collected history of police reports where criminals have been exposed as lying in past polygraph tests. The machine is also programmed to detect that the user is attempting to acquire more information about the account or its holder while interacting with the machine. The questions asked also pertain to the individual supposedly opening the account, which adds more security to the polygraph test itself.
It's not as cut and dry as 'Just a polygraph test', so give it a little more merit than that, please.
Indeed. How do you think the Cuban missile crisis happened in the first place?
Because it is ALWAYS a good idea to treat your customers like criminals.
Since when has Russia become a police state like the USA? looks like this crap is spreading.
Finger prints can easily be altered, hire a bum for mugshot OR if you really wanna be funny get an orc or undead mask from WoW store.
As for the lie detector, just get a recording of an old hockey game, where the crown is cheering DA! DA! CANADA!! NYET! NYET! SOVIET!
Just use a tape recorder...
For whatever reason, Russians seem to be extremely wary about contractual obligations for stuff like cable TV and mobile minutes. People, in and around Moscow at least, almost always have a pay as you go relationship with utilities and service providers. To make it easier to manage, Russian ATMs pretty much all have bill payment services built in. You just enter your a phone number or scan a bill and pay it off with cash rubles so you don't get hit with random fees that can sneak into contracts. Since you can do so much with these machines, it's more like the American conception of online bill payment but in a public location. It's easy to see why security would be an inherent issue with this setup so the new tech to prevent fraud is relevant and necessary.