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HealthCare.gov: What Went Wrong?

New submitter codeusirae writes "An initial round of criticism focused on how many files the browser was being forced to download just to access the site, per an article at Reuters. A thread at Reddit appeared and was filled with analyses of the code. But closer looks by others have teased out deeper, more systematic issues."

40 of 400 comments (clear)

  1. On Further Examination by dale.furno · · Score: 5, Informative

    This article is dated oct 8. I had assumed it would be more recent.

    1. Re:On Further Examination by Anonymous Coward · · Score: 5, Funny

      You do know you're on Slashdot, right? An article from 10/8 is practically superluminal for these guys.

    2. Re:On Further Examination by girlintraining · · Score: 3, Insightful

      This article is dated oct 8. I had assumed it would be more recent.

      Obligatory: You must be new here...

      In other news, it's still a relevant and current event; Just because something's a month old doesn't mean it might as well have been written on stone tablets. I know the iThingie generation has the attention span of... oh who am I kidding, they didn't even finish reading the summary let alone the comments. :) But more seriously, it's pretty clear at this point the problem isn't because of the technology, but rather that the implimentation was divided up into two teams without much regard for communication between the two, or management oversight.

      The fact is, what happened with ObamaCare happens in government IT all the time. Too many chefs, not enough cooks. When the dust settles we will undoubtedly discover that the true cause of failure was not in IT, or even the contractors, who I am sure met their contractual obligations, but rather that it was setup for failure by political interests who are right now getting a lot of play over its failure, without being identified as the cause. They will undoubtedly have plausible deniability of the "Well, I was sure this wouldn't happen because of my inserting language into the bill requiring process xyzzy be followed instead of yzzyx!" ... and a half-dozen co-conspirators all did similar to structure it in such a way that there was no other possible outcome than failure.

      Failure like this requires planning; You can't accidentally crash and burn this badly. And what we're going to find when we do the autopsy is that a few dozen people conspired to create the conditions necessary for it to fail, but we'll never be able to prove the conspiracy, and because the blame will be on this group of individuals, each of whom can legitimately claim their own contribution shouldn't/couldn't have caused the failure, nobody will be held accountable.

      Except of course the people who implimented it, and the guy who's name was on the proposal.

      Just like every private sector IT project that blows up.

      --
      #fuckbeta #iamslashdot #dicemustdie
    3. Re:On Further Examination by Runaway1956 · · Score: 4, Insightful

      Girl - you write some pretty smart, insightful comments from time to time. But your logic is missing a few cogs here.

      http://en.wikipedia.org/wiki/Hanlon's_razor

      --
      "Windows is like the faint smell of piss in a subway: it's there, and there's nothing you can do about it." - Charlie Br
    4. Re:On Further Examination by garyebickford · · Score: 5, Interesting

      I recall a study from several years ago (10 years? possibly) that showed the probability of failure increased with the size (budget) of the project. Above about $5 million in then-dollars the probability was near 100%. As I recall failure was defined as either technical failure, or budget overruns going so high the project was cancelled. Of course, I have no citation. That would be too easy. :)

      However, I did search for "Probability of Software Project Failure", and got some fascinating results. This is one of them: Statistics over IT projects failure rate - a summary review of several of the most definitive studies over the last 20 years. And this one: Healthcare.gov website 'didn't have a chance in hell' notes that:

      The Standish Group, which has a database of some 50,000 development projects, looked at the outcomes of multimillion dollar development projects and ran the numbers for Computerworld.

      Of 3,555 projects from 2003 to 2012 that had labor costs of at least $10 million, only 6.4% were successful. The Standish data showed that 52% of the large projects were "challenged," meaning they were over budget, behind schedule or didn't meet user expectations. The remaining 41.4% were failures -- they were either abandoned or started anew from scratch.

      And I suppose this: £12bn NHS computer system is scrapped... and it's all YOUR money that Labour poured down the drain fits into this model pretty well. (Regardless of one's opinion about the Daily Mail.)

      --
      It's easier to be a result of the past, but more fun to be a cause of the future! http://www.spacefinancegroup.com/
    5. Re:On Further Examination by RabidReindeer · · Score: 4, Insightful

      Personally, I insist that Obamacare's worst enemies are the people who are working hardest to make it work. Incompetent lackwits wrote the specs, hired more incompetent lackwits to build the site, and failed to test anything. Had Obama and his supporters actually been competent, they could have at least made the site work. Had they been smart enough to hire competent contractors, they could have made the site work. Bottom line, we have a bunch of idiots who can't even get a web site up and running, but maintain that they will be competent to oversee life and death decisions made hundreds of thousands of times every single day throughout the nation.

      I can't help but wonder if Obama supporters are colluding with Obama detractors.

      There's no need to ascribe to malice what can be explained by incompetence.

      Take any random large-size public or private IT project. Odds are that it will be a disaster.

  2. Here is a thought.. by Anonymous Coward · · Score: 5, Insightful

    Doesn't it strike anyone as odd that the Govt can design and implement a billion+ dollar data storage center for the NSA but can't deploy a website to allow people to sign up for insurance?

    1. Re:Here is a thought.. by Teancum · · Score: 4, Funny

      Doesn't it strike anyone as odd that the Govt can design and implement a billion+ dollar data storage center for the NSA but can't deploy a website to allow people to sign up for insurance?

      At least we can be comforted by the fact that the NSA data center is likely operated at the same levels of efficiency and competency.

    2. Re:Here is a thought.. by geoskd · · Score: 4, Insightful

      Doesn't it strike anyone as odd that the Govt can design and implement a billion+ dollar data storage center for the NSA but can't deploy a website to allow people to sign up for insurance?

      That's because one was designed by a bunch of guys on a mission, with an exceptionally strong feeling of patriotism and righteousness with practically no oversight by congress. The other was done by the lowest bidders (largely not even American citizens), built on a framework that was made practically impossible to implement by a meddlesome and conflicted congress.

      --
      I wish I had a good sig, but all the good ones are copyrighted
    3. Re:Here is a thought.. by bmo · · Score: 3, Insightful

      >Citing anne coulter as a reference

      Yeah, and we're done here.

      --
      BMO

    4. Re:Here is a thought.. by fahrbot-bot · · Score: 3, Informative

      George W. Bush was — a fairly successful — governor (Executive) of a major State.

      Well... it's Texas. From Wikipedia:

      Compared to the governors of other U.S. states, the governorship of Texas is a fairly weak office. The Lieutenant Governor of Texas, who presides over the state Senate, is considered a more powerful political figure, being able to exercise greater personal prerogatives.

      And, according to this reference, the Texas legislature only meets every two years for 140 days, so how fucking busy could the Governor actually be, except for executing people and fund raising.

      And, as far as Texas itself goes, according to The Texas Observer, The Texas Legislative Group produced a study saying:

      How’s Texas doing? Not so great: The state ranks 50th in high school graduation rate, first in amount of carbon emissions, first in hazardous waste produced, last in voter turnout, first in percentage of people without health insurance, and second in percentage of uninsured kids.

      So, even ignoring their tendency to push Creationism over Science in their school curriculum, Texas is certainly a big state, but "major" is questionable - unless you mean major failure... But, if that's what the people want... you can't argue with stupid.

      --
      It must have been something you assimilated. . . .
    5. Re:Here is a thought.. by thunderclap · · Score: 3, Interesting

      You mean the one in utah? http://online.wsj.com/news/articles/SB10001424052702304441404579119490744478398 Meltdowns Hobble NSA Data Center http://www.thefiscaltimes.com/Articles/2013/10/08/2-Billion-NSA-Spy-Center-Going-Flames http://www.thedailybeast.com/cheats/2013/10/08/fiery-explosions-rock-nsa-data-center.html 10 fiery explosions, known as arc-fault failures, have ripped apart machinery, melted metal and destroyed circuits. No because the govt couldn't design and implement a billion dollar data storage center. they could show what happen when you have an arc-fault failure. Arc Flash is the result of a rapid release of energy due to an arcing fault between a phase bus bar and another phase bus bar, neutral or a ground. During an arc fault the air is the conductor. Arc faults are generally limited to systems where the bus voltage is in excess of 120 volts. Lower voltage levels normally will not sustain an arc. An arc fault is similar to the arc obtained during electric welding and the fault has to be manually started by something creating the path of conduction or a failure such as a breakdown in insulation. So why did we except anything less from the website?

    6. Re:Here is a thought.. by Anonymous Coward · · Score: 3, Interesting

      You are swallowing a line of bullshit propaganda rather uncritically.

      Texas is in fact doing quite well. As Rick Perry bragged, one-third of all jobs created in the whole USA were created in Texas, which doesn't have anywhere near one-third of the population of the whole USA.

      http://www.politifact.com/texas/statements/2013/may/09/rick-perry/rick-perry-says-texas-accounted-33-percent-nations/

      http://www.huffingtonpost.com/carnegie-corporation-of-new-york/texas-immigrants-and-econ_b_3745379.html

      So a liberal newspaper might be looking for complaints about Texas ("first in the amount of carbon emissions") but the unemployment rate is significantly below the rate of the USA. Business is doing better and individuals are doing better compared to the rest of the USA.

      http://bizbeatblog.dallasnews.com/2013/04/texas-lost-jobs-in-march-unemployment-rate-remains-the-same-at-6-4-percent.html/

      how fucking busy could the Governor actually be, except for executing people and fund raising.

      Who cares? Texas is doing well as a state. Maybe the USA would do better if the President did less stuff. Let's try it!

    7. Re:Here is a thought.. by ClickOnThis · · Score: 3, Informative

      The real question is, if they so badly mismanage something so common and widely implemented elsewhere as one Web site, why should they be trusted with anything more complex?

      You mean like Medicare (single-payer) or the VA (government-run?) Both have high satisfaction ratings.

      --
      If it weren't for deadlines, nothing would be late.
    8. Re:Here is a thought.. by ClickOnThis · · Score: 5, Interesting

      > You mean like Medicare (single-payer) or the VA (government-run?) Both have high satisfaction ratings.

      You must be joking? The VA with high satisfaction ratings? And Medicare is an insurer of LAST RESORT, of course people are going to at least appreciate that aspect of it. It's that or NOTHING.

      No, I am not joking:

      http://www.defense.gov/News/NewsArticle.aspx?ID=14560
      http://www.commonwealthfund.org/News/News-Releases/2009/May/Elderly-Medicare-Beneficiaries-Give-Their-Coverage-Higher-Ratings.aspx

      --
      If it weren't for deadlines, nothing would be late.
    9. Re:Here is a thought.. by Frobnicator · · Score: 5, Informative

      Jumping on the first flimsy excuse to dismiss the argument is never going to convince anyone who didn't already agree with you. I for one was hoping you would explain why Obama's plan was similar (or maybe, effectively identical) to Romney's. The calmer, more rational person at least provided something to read that I can critically analyze regardless of who's name is on it.

      Not sure about BMO's response, but I'll give mine.

      When I compare Romney's plans and Obama's plans, I'd say most of the theory is the same. The intention and the general guidelines have a huge overlap, just a small amount of difference. I'll go over the differences I saw between them down below. When I talk calmly and rationally with people about the actual details (not the hyperbole) of the law, they also tend to agree with almost everything. My frustration is that when people start saying "I hate Obamacare", when pressed for what SPECIFICALLY they don't like, they tend to not have answers.

      Really, look at the major points. With a little calm and careful debate we can see why these are mostly good ideas, and even if you don't agree with a specific point we can likely debate it to the point where you can at least understand why it is good at a societal level if not an individual level.

      • *Drug patents expire quicker, only 12 years until generics in many cases
      • *Guaranteed medical insurance coverage for minors and young adults starting on their own
      • *Additional guarantees for the elderly, terminally ill, and chronically ill who currently struggle to receive health care under the earlier policy
      • *Additional accountability for medical facilities with high re-admittance or other significant documented problems
      • *Minimum standards of insurance policies to avoid the near-worthless insurance some companies were providing
      • *Requirements that plans include a wide range of options, including non-profit plans and plans that deny abortions, to help people with both religious concerns and with profit-motive concerns.
      • *Caps on the profit margins of insurance and also certain other medical companies (20% or 15% depending on factors)
      • *Insurers cannot discriminate based on on gender or pre-existing conditions
      • *Chronic conditions must be covered under insurance; (it is wrong to punish people just because they had a bad roll on life's dice, it is bad enough they need to live with the chronic condition, be it anything from a mental illness to cancer or Alzheimer's or whatever. Someday you may get your own bad roll of the dice.)
      • *Congress and government workers must shift to insurance plans on the exchanges rather than the high-end plan they were enjoying
      • *Restaurant chains required to post calorie counts (When this came into effect hundreds of restaurants modified their recipes.)
      • *An individual mandate coupled with guaranteed issuance requirements and subsidies for those who make up to 4x the poverty line. (Both Romney's plan and Obama's plan included this, most experts agree is a good thing, it is similar in nature to requirements in most other nations, in the short term it has a cost but in the long term everyone benefits. It is a rather surprising talking point that it comes up so much in the news.)

      The devil is in the details of course, but when arguing any specific point it is easy to get consensus that we should do SOMETHING even if there is some disagreement of the specifics.

      The biggest difference between the two is that Romney's plan was building a framework for others to implement rather than the federal government doing everything and forcing it on others. Romney's plan had an individual mandate for catastrophic coverage only, not for general insurance. Romney's plan had a cost that was initially nearly budget-neutral (estimated at $100M which is fairly small relative to the size of a budget) with a long term reduction in cost, compared to the federal plan that has a roughly $500B init

      --
      //TODO: Think of witty sig statement
    10. Re:Here is a thought.. by Draknor · · Score: 3, Insightful

      Some people object to the concept of the government being the final arbitrator of life and death. If an insurance company refuses to cover something, I can attempt to get funding elsewhere. When the government does so, I have little to no options left- even if it is to have the hospital perform the procedure and take the charges off as part of the charity work needed to keep their tax exempt status which does happen all the time.

      Wait, what? So when an insurance company denies you a service, you can "attempt to get funding elsewhere"? Like where, pray-tell? You basically have 4 options:
      1. Appeal the denial & hope you can get them to cover it anyway
      2. Pay the cost of the procedure in full and figure out how to cover it (debt, fundraiser, etc)
      3. Negotiate with the hospital for a self-pay discount or charity care
      4. Don't get the procedure.

      Those are the same 4 options you have if your plan is provided by the government, and that gov't plan doesn't cover the procedure.

      The simple fact of health care is, we can't afford to do all the procedures, for all the people, all the time. We have finite resources - so they HAVE to be allocated. And someone HAS to decide HOW they are allocated, which means someone has to say "we will pay for this" and "we won't pay for that". That's the reality - no getting around it. What "this" and "that" are -- plenty of room for reasonable debate there, with parameters for profitability, ethics & morality, etc.

      Personally, the biggest problem that I see with our current system (which is starting to change), is we don't have "health care", we have "disease care". Your doctor is paid to do services for you, not for keeping you healthy. And the impression I get is that many patients are not "partners" in their own health -- they have a problem, they want to go to a doctor and have that problem fixed, and not have to change themselves. "I don't want to change my diet & lifestyle - just give me a pill to pop to make it all better." I think if doctors were reimbursed for keeping you healthy, and patients had a shared stake in that (besides the obvious benefit of living longer, healthier lives), we would have a very different healthcare system (and probably much, much more effective & economical).

  3. I had a problem with the Inforworld site by rs79 · · Score: 3, Interesting

    It was slow to load, I couldn't sign up, my browser hung waiting on lost connections with the too many other files it was trying to download and there seem to be server sync problems with the back end databases.

    In other words it acts like PayPal, Google, Facebook and Slashdot.

    --
    Need Mercedes parts ?
  4. Systemic by ErnoWindt · · Score: 4, Informative

    Not "systematic."

  5. Did they REALLY expect nothing to go wrong? by linebackn · · Score: 4, Insightful

    Regardless of "what went wrong", you know that the higher ups will just fire some peons, give themselves some big bonuses, and call it a day.

    But the BIGGER question I don't see anybody asking, is why is there no apparent fall back or concession to delay requirements due to the problems? ANY significantly complicated computer system can reasonably be expected to encounter problems at deployment. And despite what the talking, drooling, blathering heads on TV seem to think, it is simply IMPOSSIBLE to test a system like this 100.000000000000% against real world scenarios. There will be glitches, there will be people who can't use the systems, there will be all sorts of "people problems" that no technology can fix. They should have been ready with other non webby ways to get people taken care of, and prepared to delay the needs for all of this if they could not get everyone taken care of in time.

  6. They had 55 contractors. Duh. by Ukab+the+Great · · Score: 4, Interesting

    It's hard enough to work with one spotty vendor, let alone 55. That number, 55, represents somewhere between 55 and 55-squared lines of possibly iffy communication between possibly iffy organizations. When I first heard that healthcare.gov had 55 contractors working on it, I was surprised that the damn thing ran at all.

  7. Re:then why did some states succeed? by game+kid · · Score: 3, Insightful

    By:

    1. refusing to even allow the bill to come up for debate until it gets just the desired amount of crossed-out lines, ideological additions, arcane language, and pork behind closed subcommittee doors; and
    2. voting against it anyway once it's finally allowed on the floor.
    --
    You can hold down the "B" button for continuous firing.
  8. Re:bitch and moan by bmo · · Score: 3, Insightful

    All they do is sabotage everyone else's work

    Pretty much. It's the "starve the beast" philosophy and strategy. Sabotage something, then point out how it doesn't work, and then say "well, duh, because all government is evil."

    It's their raison d'etre and since the Republicans are so invested in it after 30 (40?) years, without it they would have an existential crisis that would end in the same fate as the Whigs.

    --
    BMO

  9. Re:A distraction by game+kid · · Score: 3, Insightful

    "free market principles" won't help here. On the contrary, just think of the money that would go into actual health care if the government came in guns-ablaze and forcefully said "no, United Health Care, you can't treat your customers like the deepest turd of a batch of untreated sewer sludge", or "no, big drugmaker, you can't throw millions of dollars on advertising niche products like fucking Restasis all over primetime tv instead of putting the money toward cutting the costs of life-saving meds".

    Those are two cases where I'd actually be elated to see the NSA and TSA put into use: snoop on the moneyed fuckers involved and No-Fly 'em as soon as it's clear they want to take anything that resembles a business trip to plan their next splurge.

    --
    You can hold down the "B" button for continuous firing.
  10. Splat Programming by wdhowellsr · · Score: 4, Insightful

    The ObamaCare web site is an example of Splat Programming. What is Splat Programming? Cut and paste from every where, run once and move on if it appears to even marginally work, and don't think very long about method or variable names. The most important part about Splat Programming is that you don't try to combine css or js files but rather just reference them individually via CDN and only change function name or variables that conflict. Most importantly, do not do any loading, scaling or security testing especially if you know that the test will fail.

    The other part is Government Projects. You don't have to worry about errors and omissions because the standard government contracts do not hold the contractor liable if the final result is approved. Finally, unlike commercial projects, there is an infinite amount of money available to pay for years of bug fixes and upgrades.

    Thankfully this site only effects a small percentage of people so there is really no cause for alarm.:)

  11. government spending in action by epyT-R · · Score: 3, Insightful

    Typical of what happens when an organization is too used to spending other people's money. It's ike a 16yo girl's runaway spending habits with daddy's credit card...and she's got him by the balls, too, along with her mother.

  12. What went wrong? by Chas · · Score: 5, Insightful

    First and worst, politicians were involved. Everything else pretty much is a cascade effect off that.
    Second, cronyism.
    Third, you had a bunch of non-technical people setting up moving goalposts for the technical people to hit, with regard to the technical specs of the site.
    Fourth, distinct lack of firm, single-message communication to the technical teams with regards to whether the project was or was not going forward.

    I could go on and on about all the fuckups with regard to this. But I'd just piss off a bunch of people who aren't worth my time.

    --


    Chas - The one, the only.
    THANK GOD!!!
  13. Conspiracy-Theory-Fu by theshowmecanuck · · Score: 4, Interesting

    Maybe it's the fault of libertarians that seem to make up a significant percentage of the tech demographic; wanting to kill the Affordable Healthcare Act. Or tea party programmers wanting the same thing who managed to get on the project. Come on man! Think of some more conspiracies!! Lovin' it.

    Of course it couldn't be the incompetence of contracting companies that seem to make a living because they have or aim to have some sort of inside track in Washington rather than the chops to do the actual thing that needs doing. Of course that would never happen in Washington or any other political capital. I'm not saying the way the primary contractor, Quebec company CGI, does business in any way follows recent Quebec business practices. They are probably a well above board and good honest corporate citizen (although according to the Washington Post article above they did screw up another medical system based project). I'm just saying that if Quebec ever did separate from Canada, as it is now, they'd have to think up some other adjective to describe it. It's too cold to grow bananas there.

    Frankly (and personally) though, I wouldn't trust any company to government contracts with stated aims published in their profiles like: "The ultimate aim is to establish relations so intimate with the client that decoupling becomes almost impossible," (see Washington Post article). Especially not from Quebec.

    --
    -- I ignore anonymous replies to my comments and postings.
  14. Re:bitch and moan by garyebickford · · Score: 4, Insightful

    One could argue that the Administration's tactic of preventing release of critical design data until after the election, to prevent the opposition from using the true costs as a campaign issue, was sabotage de facto. This put the entire development process several months, perhaps a year, behind schedule.

    --
    It's easier to be a result of the past, but more fun to be a cause of the future! http://www.spacefinancegroup.com/
  15. Re:It's time to kill off the boomers. by GPierce · · Score: 5, Insightful

    Actually, Social Security is hardly bankrupt. It has about 3.5 trillion dollars invented in special interest drawing T-Bills. Unfortunately, the deadbeats in Congress borrowed the money "invested" by Social Security and spent it on every Congressional wet-dream and war they could come up with.

    The "full faith and credit" of the US requires that they pay this money back. This means raise taxes, run the printing press, or weasel their way out of as much of the repayment as they can. Every dollar they actually have to repay is a dollar that can't be spent on future corporate welfare.

    --

    When you are dancing with wolves, never limp
  16. Re:It's time to kill off the boomers. by garyebickford · · Score: 5, Insightful

    I will argue that part of the political problem is the boomers (of which I am one) - we grew up spoiled, filled with neo-socialist propaganda (see "The Closing of the American Mind" by Alan Bloom), and isolated without much chance to learn how to get along with each other or to how to be spouses and parents. For example, never having had to share a bedroom meant we never never really learned the art and necessity of compromise and living with someone else. We're arrogant, self-centered and always convinced we are right about everything. So, now we are running the political system, it is inherently dysfunctional. And that's not even counting those of us who are still lost in the 1960s, and think the hippie utopia was the best of all possible worlds, disregarding the realities of life. Someone once described American liberalism as confusing wishes with facts.

    So, politics in the US at least will continue to be dysfunctional until we boomers age out of the power structure. Assuming the next generations aren't even worse... :P

    --
    It's easier to be a result of the past, but more fun to be a cause of the future! http://www.spacefinancegroup.com/
  17. Old article. I can sum it up with three quotes by bfwebster · · Score: 4, Insightful

    Quote 1: "A complex system that works is found to have invariably evolved from a simple system that worked. . . .A complex system designed from scratch never works and cannot be made to work. You have to start over, beginning with a working simple system." (John Gall, Systemantics,p. 80, 1978 paperback edition).

    Quote 2: "In architecting a new [software] program all the serious mistakes are made in the first day." (Martin, 1988, cited in Maier & Rechtin, The Art of Systems Architecting (3rd ed.), p. 399)

    Quote 3: "Indeed, when asked why so many IT projects go wrong in spite of all we know, one could simply cite the seven deadly sins: avarice, sloth, envy, gluttony, wrath, lust, and pride. It is as good an answer as any and more accurate than most." (me, testifying before the Subcommittee on Government Management, Information, and Technology Hearing, US House of Representatives, June 22, 1998)

    My pre- and post-launch analysis of the Healthcare.gov website can be found here. ..bruce..

    --
    Bruce F. Webster (brucefwebster.com)
  18. Government by Maudib · · Score: 3, Informative

    What went wrong? Government.

    The ACA has some great theory behind it. Assuming that the federal government will be able to operate and maintain a system like this in a cost effective fashion is lunacy. It as bound to fail.

    Also don't tell me it was Republican "starve the beast" strategy. The ACA was fully funded and largely untouchable. By any reasonable standard the roughly $400m spent on implementing this was incredibly excessive. If a private company had wanted to build this system for profit, it would have been done for under $100m. The big mistake of the ACA was that it did not allow for the creation of privately run and owned exchanges.

  19. Re:bitch and moan by J.+J.+Ramsey · · Score: 4, Interesting

    From Kevin Drum's blog:

    Over the past three years, insurance companies have swapped their plans around so fast and so often that virtually no one today has a plan more than a couple of years old—something that seems an awful lot like a deliberate effort to evade Obamacare's original intent that most individual policies would be grandfathered and therefore remain available to existing customers who wanted to keep them. [Footnote: Plans in existence before March 23, 2010, are grandfathered, which makes them exempt from most of the new requirements of Obamacare. However, if your insurance company switched you into a "better" plan after that date, it's not grandfathered and can be canceled at any time.] Now, having engineered a situation where most current policies aren't grandfathered, millions of people are getting letters canceling their existing plans and being told that the replacement is far more expensive.

    So basically, these insurance companies sending out these cancellation notices were gaming the system so that they could both undermine the law and blame it for "forcing" their customers to buy more expensive coverage.

  20. Re:best you can say "even aweful Bush was governor by junkgoof · · Score: 3, Insightful

    Reagan? He started the downward spiral toward total dishonesty and lack of government. Why are some countries rich and others poor? It's not resources, it's government. Germany and Japan had good systems imposed by the US and they are doing fine. Most Western European governments have similar systems, they do well. Most Asian/African/Eastern European have crappy governments and are poor. There are exceptions, Singapore has a repressive but effective government and they are doing just fine economically.

    By choosing to starve and neuter the most effective tool for prosperity they have Americans are making themselves, and the countries who follow them poor. Government, and taxes, are a good thing. Corruption is bad, but a little theft is better than selling out the whole system which is what the US has consistently done for the last 3 or 4 decades. Who won each election? The man was bought. Why did Clinton win? He sold out more completely than his opponents. Why did Bush II win? He sold out totally and without reservation. The one exception is Bush I who actually did some positive stuff before being run out of town on a rail for not being bought. Obama was sort of a mistake, it should have been Hilary who was utterly bought, but Obama did the grassroots thing the first election... Too bad he doesn't understand Texan aphorisms like "dance with the one who brung you."

    Government is good, Fox news sucks, current conservatism (here in Canada too, Harper is trashing the economy in the typical right wing manner) sucks, propaganda sucks, and going with the gut instead of what works (the economy was better when taxes were high? That can't be right...) sucks.

    --
    You got me into this! You were the ideologue! I'm only a poor assassin! - Twenty evocations, Bruce Sterling
  21. web sites by junkgoof · · Score: 3, Insightful

    Why does everyone think making a web site is easy? With multiple feeds using different technologies even a fairly minimal health care web site would be complicated. Add in a whole lot of states that oppose the process and delay finalizing the requirements (client from hell) and you can pretty easily get to a point where the implementers have to choose between being late and being wrong. Think of the length of the requirements document distilled from the laws and negotiations. Think of the army of business analysts needed to get functional requirements and of the timeline they have to meet. Remember that no one ever hires enough business analysts.

    This is not an easy thing to do.

    --
    You got me into this! You were the ideologue! I'm only a poor assassin! - Twenty evocations, Bruce Sterling
  22. Well, it was a disaster waiting to happen. by hey! · · Score: 3, Insightful

    Use your special system architecture x-ray vision, folks. This is not simple, stand-alone site like Slashdot that just has to do some database queries and generate some XML, then uses JQuery or something to asynchronously load some advertising into a DIV. This is a system that must orchestrate a complex *synchronous* process involving servers that belong to outside organizations.

    Case in point; the system requirements say that the site must exclude illegal immigrants, so the system has to request and obtain proof of your status from Homeland Security's servers before it can proceed. Also, instead of issuing the same subsidy to everyone, the law specifies and income dependent, means-tested subsidy, which means the system ALSO has to check your claims against the IRS's computers before continuing. That's before it actually gets to obtaining the marketplace data.

    So the most complex aspect of this system is essentially untestable short of a near-full scale roll-out. Hey, IRS, can I try hosing down your servers with JMeter? Even if you could orchestrate the non-functional testing you'd want to do, you won't know how the system works until it's handling real data. It's not like you can shove a test load equivalent to a thousand applications per hour, then another equivalent to ten-thousand, then draw a straight line that will tell you how the system will perform with twenty-thousand. There are some serious discontinuities in performance lurking, and the actual data submitted is likely to change things.

    I think if I were in charge of this, the extreme difficulty of realistic non-functional testing might have led me to isolate some of the data interchange into a post-processing step. That is, I'd let people apply and take them at their word about their immigration status and income, then tell them to check back in a day while we confirm the data they submitted. It's more bureaucratic, but a big part of user experience is predictability. If someone knows they can complete their application in half an hour and come back 24 hours later for confirmation, it's not so bad. But if the system is designed to give them the expectation that they can finish in a half hour, but sometimes takes so long their sessions expire, that's a disaster.

    --
    Post may contain irony: discontinue use if experiencing mood swings, nausea or elevated blood pressure.
  23. Re:bitch and moan by SlaveToTheGrind · · Score: 5, Informative
    Sorry, but this is just plain wrong (and sadly reflective of the level of journalistic integrity I've grown to expect from Kevin Drum).

    Read for yourself the actual regulations, published in mid-2010, for grandfathering of existing plans. Less than 35 pages of single-spaced small print, so not too hard of a slog as these things go. A few recommended highlights:
    • Table 1 on page 34542, listing several ways in which "grandfathered" plans still must conform to the ACA (e.g., no lifetime limits on benefits; no canceling the plan when someone submits bills for a pre-existing condition that they "forgot" to fill in on their application; perhaps most importantly, must refund "excess" premiums in years where payouts were less than [generally 80]% of premiums) -- in short, the ACA materially alters the actuarial assumptions under which the "grandfathered" policies were issued
    • Subsection F on pages 34543-45 (and corresponding summary in subsection 3 on page 34547), explaining in detail the extremely limited ways in which an insurer can respond to the above intrusion on the actuarial assumptions of the plan (e.g., can't materially increase copays; group plans can't materially increase cost-shares of premiums)
    • Page 34549, explaining that the above hypersensitive triggers for a plan to lose grandfathered status are necessary to prevent adverse selection in grandfathered plans--i.e., lower-premium, healthier-population plans staying grandfathered, and higher-premium, sicker-population plans converting, and that they realize in setting the above constraints, most plans will not succeed in staying grandfathered for long
    • Table 3 on page 34553 (summarizing several prior pages), showing that, in 2010, HHS's mid-range estimate was that the above changes and restrictions would cause a cumulative total of 51% of all grandfathered group health plans to lose grandfathered status by 2013
    • Subsection F immediately below Table 3, discussing HHS's estimate that the above changes and restrictions would cause 40-67% of grandfathered individual plans per year to lose grandfathered status

    In short, it seems clear from HHS's own pen that the concept of "grandfathered" plans under the ACA is (1) highly Orwellian; and (2) was deliberately set up for failure. It's disappointing that the latest distracting meme is blaming the insurance companies for doing what, as shown above in black and white, HHS fully intended to force them to do from the beginning.

  24. Re:Does govt want an insurance website? by Frobnicator · · Score: 5, Insightful

    Grant me the legal authority to print money anytime I want and make everyone else pay the true cost of it (inflation) and I, too, could pay for anything money can buy. In the Apollo days they at least tried to pretend that debt is important and that there's something deeply wrong with running a government in a way that would bankrupt any business or household.

    Hold your horses, partner.

    A history lesson is in order. (Then get off my lawn.)

    The 1960s had a lot of debt.

    There was the Vietnam war and it wasn't cheap. There were some questionable political deals in Cuba that included a rather scary nuclear showdown that led directly into the cold war. Also there was the whole space race that you mentioned.

    The US was in debt and facing a deficit. Not as big as today's deficit and debt, but it felt bad at the time.

    President Johnson was looking over where the money was sitting, and he noticed a huge pile of cash sitting in an off-budget area. It was called the Social Security Trust Fund. It had billions of dollars just sitting there being invested, not being spent.

    The good president looked over the budget, noticed that he could make himself look better (and presumably look better on the world stage) if the US didn't appear to be in debt. So President Johnson decided to move the Social Security Trust Fund into the general budget. There was a bit of a complaint at the time, "you cannot spend that money, it is for retirement". Not a problem they assured us, there would be plenty of money available in 2010 when baby boomers start to retire. We might not even be on a cash society in the future, let's spend it all today! The President made a proposal to Congress, and then all of them started rolling up the Social Security funds into cigars and enjoyed a smoke.

    The Apollo program and several other major programs were funded by TODAY'S social security problem. Much of the reason we have so much debt is because the social security fund was robbed to pay for the war and the space race. Government took out a loan from the people and only recently started feeling the pain of paying the loan back. Baby boomers who don't suffer from society's generally short term memory can clearly recall that the focus was divided on the war, the protests, and the space race, and how those few people who noticed the money was missing were quickly written off as being anti-war or pro-war (whichever was a better distraction) and somehow the messenger was blamed and the message quickly forgotten.

    Much like groups like WikiLeaks today; we all remember the name but the hundreds of soldiers who were documented committing clear acts of murder somehow escaped the court martial. Back then if you mentioned the social security funds you were branded a hippie or communist and you didn't believe in America. (Anything to make you look like an unpatriotic troublemaker rather than someone who wanted to see where the money went.) Then Johnson lost to Nixon and another scandal followed, most people forgot about Johnson's scandal taking the money and moved on to Nixon's spying scandal that evicted him from office, which is NOTHING compared to today's spying scandal that people don't care about.

    Enough rambling, get off my lawn.

    --
    //TODO: Think of witty sig statement
  25. Re: Cheapest bidder? by RoccamOccam · · Score: 4, Informative

    Correct. It was a no-bid contract. Interestingly, Toni Townes-Whitley, a senior vice president at CGI Federal, is a Princeton classmate of Michelle Obama. In addition to being college classmates, both Obama and Townes-Whitley are members of the Association of Black Princeton Alumni.