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Medicare To Require Hospitals To Post Prices Online (pbs.org)

An anonymous reader quotes a report from PBS: Medicare will require hospitals to post their standard prices online and make electronic medical records more readily available to patients, officials said Tuesday. The program is also starting a comprehensive review of how it will pay for costly new forms of immunotherapy to battle cancer. Hospitals are required to disclose prices publicly, but the latest change would put that information online in machine-readable format that can be easily processed by computers. It may still prove to be confusing to consumers, since standard rates are like list prices and don't reflect what insurers and government programs pay.

Likewise, many health care providers already make computerized records available to patients, but starting in 2021 Medicare would base part of a hospital's payments on how good a job they do. Using electronic medical records remains a cumbersome task, and the Trump administration has invited technology companies to design secure apps that would let patients access their records from all their providers instead of having to go to different portals.
Seema Verma, head of the Centers for Medicare and Medicaid Services, also announced Medicare is starting a comprehensive review of how it will pay for a costly new form of immunotherapy called CAR-T. It's an expensive gene therapy that turbocharges a patient's own immune system cells to attack cancer. The cost for such a procedure can exceed $370,000 per patient.

95 of 156 comments (clear)

  1. So Trump keeps another campagn promise by greenwow · · Score: 4, Funny

    Dammit.

    1. Re: So Trump keeps another campagn promise by Anonymous Coward · · Score: 5, Insightful

      I don't care who made the happen. It's great news. The fact that hospital prices were shrouded in mystery and you had to find out with a surprise bill (for thousands) after the fact had all the hallmarks of a scam. Let's hope those days are behind us.

    2. Re:So Trump keeps another campagn promise by thegarbz · · Score: 3, Informative

      I wouldn't say dammit. This isn't doing anything to fix the fucked up pricing practices of the USA medical system. Most people don't pay what the hospital quotes on their *first* bill.

    3. Re: So Trump keeps another campagn promise by cayenne8 · · Score: 2
      I wonder if this will drive some hospitals to stop taking medicare/medicaid?

      I've heard that a lot of doctors refuse to take medicare/medicaid.....I wonder if hospitals will do the same to avoid these types of rules?

      --
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    4. Re: So Trump keeps another campagn promise by Anonymous Coward · · Score: 1

      Doubtful. I work in a hospital (pharmacist) and Iâ(TM)ve never heard of a doctor refusing to take Medicare. Medicaid, yes. Those are two complexly different programs.

    5. Re: So Trump keeps another campagn promise by PopeRatzo · · Score: 4, Insightful

      I don't care who made the happen. It's great news.

      It's funny that the same people who believe it's too much regulation to require banks to disclose information about rates and fees are going to celebrate requiring hospitals to do the same thing. Government regulation of private industry was supposed to be bad, remember?

      And, there are big problems with requiring medical providers to post prices: First, all medical providers have multi-tiered pricing. This is a "feature" of our "free market", insurance-driven health care system. The price you would be charged is completely different from the price your insurance company would be charged. For example, let's say an abdominal surgery costs $100,000.00 to an individual. That's actually pretty close to what your hospital would charge you for say, a gall bladder removal. That exact same surgery, billed to an insurance company, would be $15,000.00. For those of you without calculators, that means insurance companies pay about 15% of what individuals pay for the same service. In any other industry, that kind of two-tiered pricing would be illegal.

      Second, posting prices really doesn't help the average person. Let's say your doctor tells you that you need cancer surgery for your kid, or your wife. Are you really going to shop for the cheapest price? If you actually have a wife or a kid, you know the answer is "No". Also, posting a price doesn't take into consideration what happens once you are getting a procedure. If there is any kind of complication, the price could skyrocket. If they open you up for a simple appendectomy, and they find your appendix has burst, that posted price will mean nothing.

      The experience of practically every country in the whole fucking wide world has taught us one thing: If you really want to get medical costs under control, and get better outcomes for everyone, just create a universal single-payer system and let the government regulate prices. It's the only thing that works. There are no "free market" solutions to health care costs. After all, in a "free market", what you would you be willing to pay to live instead of die? If you've been stung by a bee and you'll die without an Epipen, what's to stop a provider from expecting you to mortgage your house to pay for it? Would you do it? You're not in a position to say, "Oh, I'll just go elsewhere", because you're in fucking anaphylactic shock and you're going to choke to death.

      I'm sorry, but there are just no free market solutions to health care.

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    6. Re:So Trump keeps another campagn promise by AvitarX · · Score: 1

      Isn't it Congress that must decide?

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    7. Re:So Trump keeps another campagn promise by AvitarX · · Score: 1

      How does this article inform me about the court determining the number?

      It seems to reinforce my belief that Congress can pass a bill that alters the number (as they have done a few times).

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    8. Re:So Trump keeps another campagn promise by greenwow · · Score: 1

      FDR also supported internment camps based on race. In your case and in that one, he was acting like a Republican so we should blame the Republicans.

    9. Re:So Trump keeps another campagn promise by AvitarX · · Score: 1

      What?

      The fact that he could do that is an embarrassment of all branches of government, but has nothing to do with the size of the court.

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    10. Re: So Trump keeps another campagn promise by Applehu+Akbar · · Score: 1

      If hospitals were in actual financial distress they would be acting as every other business in the world does under those circumstances - competing openly with advertised prices that slide down the learning curve as each technology they use matures. Instead, they are using monopoly powers to keep on raising prices for old technologies.

    11. Re: So Trump keeps another campagn promise by Applehu+Akbar · · Score: 1

      Yes, I support requiring banks to disclose their fees and rates. And so should hospitals.

      Furthermore, what we need to know are not the ‘chargemaster’ list prices that nobody but the occasional Saudi tourist actually pays but the going rate that insurance companies negotiate for their patient pools.
      In medicine, you can’t negotiate prices while you lie unconscious and bleeding. What price transparency would allow you to do is prearrange your medical access on a more open basis than just rolling the dice on what the insurance your employer has chosen for you deigns to provide.
      And if you want to try out the single payer approach, why don’t we just allow our existing government-operated medical plans to buy in bulk and negotiate prices? That way, we find out what advantages single-payer might have without having to radically change our whole medical system.

    12. Re: So Trump keeps another campagn promise by PopeRatzo · · Score: 1

      And if you want to try out the single payer approach, why don’t we just allow our existing government-operated medical plans to buy in bulk and negotiate prices? That way, we find out what advantages single-payer might have without having to radically change our whole medical system.

      Yes, and offer everyone a Medicare buy-in, so we can compare directly with an insurance-based system.

      But really, everything that's happened since 2010 (including over the past year and a half) has moved us closer to single-payer. It's the only thing that works.

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    13. Re: So Trump keeps another campagn promise by sjames · · Score: 1

      So your recommendation is to ban health insurance?

      Because unless you make it actually illegal or socialize healthcare entirely, it's not going to go away.

    14. Re:So Trump keeps another campagn promise by thegarbz · · Score: 1

      Please explain how knowing how much money each hospital, doctor, or clinic is going to charge you is a BAD thing?

      Easy: It's not. You're trying to read something in my post which I didn't say. This is a good thing but at the same time it is completely and utterly fucking irrelevant given the problems of the American medical industry.

      Knowing up front how much a hospital charges for a service does not mean you have any idea how much you or your insurance company will be paying.

    15. Re:So Trump keeps another campagn promise by thegarbz · · Score: 1

      It's BAD because

      No it's BAD because people who think that any part of this thread said it's BAD failed at fundamental reading comprehension. Stay in school Anonymous Coward. Stay. In. School.

    16. Re: So Trump keeps another campagn promise by mjwx · · Score: 1

      I'm sorry, but there are just no free market solutions to health care.

      Depends on what you mean by "free market".

      True that there is no laissez faire "libertarian" solutions and that all that have been tried have been or are abject failures, but the free market can still play a part. I'm a big fan of universal health care, for all it's problems the NHS here in the UK does it's job well and relatively efficiently but the government provides the minimum standard of care, should you want anything further than the market can and should be able to provide. Keep in mind I'm not really talking about needed surgery here, rather giving you the option of a standard NHS bed, or a private ward/hospital should one wish to part with some extra cash. Government services set the standard (which for us here in the UK, is a good standard, despite what the Daily Mail says) but private industry can provide extras.

      Public and private systems are not incompatible with each other, the difference is that the public system is nessasary and cheaper.

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    17. Re:So Trump keeps another campagn promise by dwillden · · Score: 1

      Just lawsuits for false advertising, and illegal bait and switch practices. Posting the prices brings other laws and rules already existing into play. Hospital posts that they charge $10,000 for an appendectomy, if they charge more they darn well better be able to justify in court why the purchase price did not match the advertised cost. It's not perfect, there will still be room for abuse, but far better to have at least an idea of the cost and a set price to challenge if they do charge more is a big improvement over the current mess.

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    18. Re:So Trump keeps another campagn promise by dwillden · · Score: 1

      Context. FDR was able to threaten to stack the court because there is no set number of justices that must compose the Court. And Congress has never acted to prevent another attempt to stack it. Trump could come out tomorrow and announce that he is going to increase the size of the court and nominate four more justices. The Senate can vote to not confirm, but he can keep nominating.

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    19. Re: So Trump keeps another campagn promise by JackieBrown · · Score: 1

      You realize there is a lot more to that department then just the issue you mentioned.

      And even what you wrote was actually accurate.. so what? You would prefer them not to tackle this issue for the sake of what you consider consistency?

      How about the democrats pushing for cost of living wages for all workers except those who work for their campaigns - which has resulted in the creation of another union
      https://www.motherjones.com/po...

      Does them paying less than livable wages for campaign jobs mean they need to drop the issue of livable wages for everyone?

    20. Re: So Trump keeps another campagn promise by david_thornley · · Score: 1

      I have a doctor friend who was complaining that she lost money on Medicare patients. Her fixed expenses were higher than what Medicare could pay, so she lost money even when donating her time. (I'm confident of her skill as a doctor, not as a businesswoman, for whatever that's worth.)

      --
      "When you have eliminated the unacceptable, whatever is left, however improbable, must be the truthiness" - Holmes
    21. Re: So Trump keeps another campagn promise by david_thornley · · Score: 1

      Trump's not a conservative in any meaningful sense. He wants to make radical changes to the country. He is a right-winger, but that's not the same thing.

      --
      "When you have eliminated the unacceptable, whatever is left, however improbable, must be the truthiness" - Holmes
    22. Re: So Trump keeps another campagn promise by david_thornley · · Score: 1

      With one exception, developed countries have universal health care. The countries with universal health care often are much better off in public health than the one that doesn't have it, and they all pay far less. You've got a lot of empirical evidence that doesn't agree with you to deal with.

      --
      "When you have eliminated the unacceptable, whatever is left, however improbable, must be the truthiness" - Holmes
    23. Re:So Trump keeps another campagn promise by david_thornley · · Score: 1

      The same number as he'll get during the rest of this term. Trump will not be re-elected.

      --
      "When you have eliminated the unacceptable, whatever is left, however improbable, must be the truthiness" - Holmes
    24. Re: So Trump keeps another campagn promise by lsatenstein · · Score: 1

      Want affordable medicare, apply for residency/citizenship to not other world class countries.
      Many years ago my son went on business to Russia. He Had a major attack of kidney stones. He went to the hospital, was admitted, given treatment and medication. All at no cost. Medicare is universal in Russia and people did not need to provide proof of insurance, or even carry a medical card.

      --
      Leslie Satenstein Montreal Quebec Canada
    25. Re:So Trump keeps another campagn promise by AvitarX · · Score: 1

      And this is because the court is the current size how?

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    26. Re:So Trump keeps another campagn promise by AvitarX · · Score: 1

      So, you're saying that the president, not SCOTUS gets to determine the size?

      Also, FDR was pushing for a bill that would allow him to increase the court size (according to the article that was linked).

      How does this not apply now? has it been struck down?
      https://en.wikipedia.org/wiki/...

      Is there any time where the president has attempted to appoint a justice and increase the court size without the support of congress?

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    27. Re: So Trump keeps another campagn promise by Anonymous+Cow+Ward · · Score: 1

      This is, frankly, nonsense. One of the biggest driving factors of high medical costs in America is that the government cannot generally negotiate drug prices with manufacturers, and insurance/private rates are often pegged to the government prices. Allowing the government to negotiate would lower prices for Americans (possibly raising prices elsewhere as companies try to recoup that lost revenue).

      Most people want banks to have to disclose rates and fees; criticizing how the CFPB is run or organized isn't the same as saying banks shouldn't have to disclose fees.

      Two-tiered pricing is pretty common - bulk discounts are a thing, and negotiation is possible in a lot of settings, including hospital bills.

      Posting prices helps a lot for non-emergency or elective procedures. Yes, emergency care has extra limits that make free market solutions difficult, but those don't show up in a lot of other health care situations. Even the anaphylactic shock/EpiPen scenario you presented is flawed - most people aren't buying them on the spot. You buy them ahead of time, when price competition could exist (if the FDA approved more competing products).

      --
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    28. Re: So Trump keeps another campagn promise by Anonymous+Cow+Ward · · Score: 2

      But insurance companies are paying for them in bulk. As purchasing volume rises, so does negotiating ability.

      --
      Examine even your most deeply held beliefs. Nobody is always right.
    29. Re: So Trump keeps another campagn promise by PopeRatzo · · Score: 1

      Any Hospital that takes Medicare payments is required to charge the same amount to all customers. If they are not doing this they can become ineligible to participate in Medicare.

      Every hospital in the United States gives one price to customers paying out-of-pocket, and a much lower price to insurance companies. And that applies to everything from open heart surgery to a band-aid.

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    30. Re: So Trump keeps another campagn promise by PopeRatzo · · Score: 1

      But insurance companies are paying for them in bulk.

      Except they're not. The insurance companies remit payment when a claim is made against the insurance. It's not like they're saying, "Here's enough money to cover the next 500 surgeries".

      The notion that insurance companies are getting bulk discounts is just not true.

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    31. Re: So Trump keeps another campagn promise by PopeRatzo · · Score: 1

      This is a false statement. Please show your evidence of you claim, there several Medicare auditors that would love to talk with you if you can prove it.

      You brought Medicare into this discussion, not me. Since Medicare is a government-run program, it is far better regulated than health care for the general public. This is why a "Medicare for All" approach would be a great improvement and a good first step toward universal single-payer.

      If you're not on Medicare, though, everything has a two-tiered pricing system:

      http://truecostofhealthcare.or...

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    32. Re:So Trump keeps another campagn promise by dwillden · · Score: 1

      Yes, The constitution says there is a Supreme Court. It does not specify the size, it has been as small as five justices, to my knowledge it has not been larger than the current nine. But there is nothing anywhere that states what the size should be. Only that the President nominates Justices and the Senate Confirms. Thus the President could nominate as many as he wants.

      The only limiting factor is will the Senate confirm. As the Senate was solidly behind FDR his threat to stack the court was seen as unstoppable so the Court capitulated and did not overturn his actions, many of which where considerably unconstitutional, Such as the internment of US citizens of Japanese Ancestry for the duration of the war.

      The real question is could a size limit be imposed by standard legislation, or would it take an amendment for it to be constitutional to limit the court to just nine Justices.

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    33. Re:So Trump keeps another campagn promise by AvitarX · · Score: 1

      Based on the history of legislation being the method of changing the size of the court, it doesn't seem like that's actually a question.

      Again, FDR wasn't threatening to nominate justices, he wanted a bill passed that allowed the court to increase in size.

      The court was at one point 10 I believe, then Congress passed a bill that would make it reduce to 7 through attrition, then it reduced to 9 through attrition, and a new bill was passed that set the number at 9.

      Maybe these bills are non binding to the president, but I doubt it. Of course, if a president wanted to nominate a dozen more justices, and the Senate backed them, there'd be a dozen new justices sitting to determine if that action was legal or not, so I'd guess effectively, the laws regarding court size are irrelevant.

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    34. Re:So Trump keeps another campagn promise by dwillden · · Score: 1

      No, FDR told the Supreme Court Chief Justice of the time that if they opposed him on any of his New Deal bills he would appoint enough justices to get a majority to uphold what he wanted. He threatened to stack the court. He wasn't asking for a bill to increase it's size. He was using the fact that there is NO set size and the fact that the Senate was ready to rubberstamp anything he did, to force the court one way or another to go along as well.

      He was in fact threatening to stack the court.

      There are no laws regarding the court size, even today. As I said before, it's been as small as five, but has been sitting at nine for some time. Nobody has nominated beyond nine, but that's only by tradition and not by any law.

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    35. Re:So Trump keeps another campagn promise by AvitarX · · Score: 1

      The Judicial Procedures Reform Bill of 1937[1] (frequently called the "court-packing plan")[2] was a legislative initiative proposed by U.S. President Franklin D. Roosevelt to add more justices to the U.S. Supreme Court.

      I am struggling to find any reference to his threatening to appoint willy-nilly without a bill. Could you please point me in the correct direction to educate myself?

      Source of quote: https://en.wikipedia.org/wiki/...

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    36. Re: So Trump keeps another campagn promise by Anonymous+Cow+Ward · · Score: 1

      But providers know insurance companies will be buying more, and often negotiate bulk pricing with them - it's one of the reasons for the in network/out of network distinction.

      --
      Examine even your most deeply held beliefs. Nobody is always right.
    37. Re: So Trump keeps another campagn promise by PopeRatzo · · Score: 1

      But providers know insurance companies will be buying more, and often negotiate bulk pricing with them - it's one of the reasons for the in network/out of network distinction.

      You just made one of the best arguments for single-payer health care instead of insurance based health care.

      Also, how is it "bulk pricing" if they're paying for the surgeries one at a time?

      --
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    38. Re: So Trump keeps another campagn promise by Anonymous+Cow+Ward · · Score: 1

      You just made one of the best arguments for single-payer health care instead of insurance based health care.

      I don't care, as I wasn't arguing the merits of either method.

      Also, how is it "bulk pricing" if they're paying for the surgeries one at a time?

      If they're buying a lot of them and getting discounts due to high volume, how is it not bulk pricing?

      --
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  2. Dr. Robert Berry PATMOS EmergiClinic by js290 · · Score: 1

    Price list... http://bit.ly/25Au4TG

    --
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  3. Will it be like other pricing online by bobstreo · · Score: 1

    and use cookies to tell if you've been there before and raise the prices?

    1. Re:Will it be like other pricing online by thegarbz · · Score: 4, Insightful

      No need, they'll just post stupidly high prices and your insurance company will negotiate the rate after anyway.

  4. the quality of care thing is a money pit by known_coward_69 · · Score: 2

    just an excuse for hospitals to keep you and run lots of tests. happened to a family member where she spent a month in the hospital and was told she might have cancer only to leave diagnosed with a bacterial infection. and one of my kids. a day in the ER with an MRI and lots of other tests only to be diagnosed with strep.

    people need to accept the fact that medicine is not perfect and doctors don't know everything and not sue anytime a diagnosis is wrong

    1. Re:the quality of care thing is a money pit by david_thornley · · Score: 1

      I've done that a bit. If I get something I recognize the symptoms of, I sometimes can pretty much schedule the test.

      --
      "When you have eliminated the unacceptable, whatever is left, however improbable, must be the truthiness" - Holmes
  5. Great Idea!! by EzInKy · · Score: 1

    Will be even better if they post patient outcomes too. That would be pretty significant data in determining whether cost of care correlate to results.

    --
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    1. Re:Great Idea!! by youngone · · Score: 1

      Will be even better if they post patient outcomes too...

      What would be even better is to post patient outcomes and cost v comparable hospitals in places which don't have profit driven health systems.
      Like that would ever happen. Turns out the US health system is a giant machine built to funnel money from taxpayers into shareholders pockets.

    2. Re:Great Idea!! by Actually,+I+do+RTFA · · Score: 1

      There's a problem with patient outcomes (and trial results.) They incentivize cherry-picking the easy cases. Meanwhile, I want the best doctors to work on the hardest cases (after they're done with me that is)

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  6. Bout Fracking time! by lumacman · · Score: 2

    Here is the simple reality of the medical system. IT is full off overpriced and downright illegal pricing tactics. when people see what medical systems have the balls to charge you compared to other services around especially on a global scale... there will come a change. having a basic universal health coverage will be totally doable once people figure out they are getting charged $1000 for a dose of Tylenol and nip that crap in the butt.

  7. Re:European pricelist by ledow · · Score: 1

    Gosh. Having a critical healthcare service paid for by a centralised system that everyone pays into proportionally to their income from their tax, rather than work on a for-profit basis.

    It's almost like someone thought about it.

    Sure as hell wouldn't want a privatised police force, or fire brigade, or coastguard ("Excuse me, sir, did you pay your dinghy-rescue fees this month? No? Oh, sorry, you'll just have to drown I'm afraid, or we can charge you the Premium Non-Member Emergency Rescue Rate if you just sign here...").

    Seriously, America, you're having the piss taken out of you by EVERY ONE of your healthcare-related companies (from insurance to manufacturer to hospitals to research labs) because it's just about money.

  8. Hospital costs are a joke to begin with by quonset · · Score: 5, Insightful

    Hospitals overcharge for pretty much everything. Any prices they show shouldn't be trusted anyway.

    It's another example of why insurance is nothing but a scam.

    1. Re:Hospital costs are a joke to begin with by Waccoon · · Score: 2

      It's every level of the healthcare system, though, not just hospitals. I used to work in a warehouse that shipped medical supplies, and sometimes I got a peek at our invoices. It was an eye opener to see not only what the manufacturers charge, but the various markups among all the middlemen (including us).

      Oh, and almost all American medical products are imported. Support hardware like tubes, trays, and crutches come from China, of course, but the expensive stuff, like drugs and sutures, come from Eastern Europe. For some reason, Romania, Poland, and Estonia are particularly dominant. Even at these insane prices, manufacturers save every penny they [legally] can by outsourcing. One of the few American-made products we carried was... cheap, fuzzy cotton towels (not gauze, which came from Mexico, if I remember correctly).

      But remember... it's all the fault of FDA regulation! Get rid of the regulation and it'll all get fixed. We swear.

  9. The Medical Bait-and-Switch Game by Rick+Schumann · · Score: 5, Insightful

    Also dental, and I imagine vision, too. Nobody can tell you what something is actually going to cost you out-of-pocket, because the insurance company will say "we'll pay this much", but when the doctor/dentist goes to submit the claim, they say "oh well we're only really going to pay this much, LOL" and the patient gets stuck with the bill. WHY IS THIS ALLOWED!? If it were anything else I'm pretty sure it would be considered fraud.

    1. Re:The Medical Bait-and-Switch Game by Drethon · · Score: 1

      Also dental, and I imagine vision, too. Nobody can tell you what something is actually going to cost you out-of-pocket, because the insurance company will say "we'll pay this much", but when the doctor/dentist goes to submit the claim, they say "oh well we're only really going to pay this much, LOL" and the patient gets stuck with the bill. WHY IS THIS ALLOWED!? If it were anything else I'm pretty sure it would be considered fraud.

      Most of the time I've seen a discrepancy between the estimated and actual bill, it happens because the doctor doesn't take the time to check what the insurance actually covers when the write up the estimate. Just my experience though.

    2. Re:The Medical Bait-and-Switch Game by SlaveToTheGrind · · Score: 1

      Nobody can tell you what something is actually going to cost you out-of-pocket, because the insurance company will say "we'll pay this much", but when the doctor/dentist goes to submit the claim, they say "oh well we're only really going to pay this much, LOL" and the patient gets stuck with the bill.

      Back in the real world, the doctor/dentist has agreed to accept only the reimbursement allowed by the insurance company for a given medically necessary procedure in order to be part of that insurance network. If you signed a piece of paper saying you would be personally responsible for anything the insurance company didn't pay even if the doctor/dentist performed medically unnecessary services, well, maybe you should read before signing next time.

    3. Re:The Medical Bait-and-Switch Game by nehumanuscrede · · Score: 2

      " If you signed a piece of paper saying you would be personally responsible for anything the insurance company didn't pay even if the doctor/dentist performed medically unnecessary services, well, maybe you should read before signing next time."

      Had any surgeries or in-patient services recently ? One of the forms you -must- sign is the one that states you will be responsible for all costs that your insurance decides not to pay. Don't want to sign it ? No procedure for you. Guess you don't really need it that badly huh ? ( I have been tempted to sign that form as Mr. Mickey Mouse because they never pay attention anyway )

      However, when they come after you with that bullshit, you tell them that one of the mandates they agreed to by accepting $insurance is the fact they can only bill X price for Y procedure. ( Which is clearly spelled out in the contract between the provider and the insurance company ) They don't get to charge whatever they want, get X from insurance then come after you for the remainder. Tell them to go fuck themselves. If they continue or send you to collections, tell your attorney to tell them to go fuck themselves.

    4. Re:The Medical Bait-and-Switch Game by Waccoon · · Score: 1

      Bonus points for dental and vision insurance for being separate from regular insurance in the first place. You can't even have a tooth extracted by a dentist anymore -- you need to go to a specialist: the oral surgeon. Gotta add more middlemen to go along with those insane price scams.

    5. Re:The Medical Bait-and-Switch Game by Rick+Schumann · · Score: 1

      Don't give me that "you're not living in the real world" bullshit. I used to have dental insurance. I had some cavities filled. I had to go get a loan from my bank to pay my end of it. Then all the work is done, I think we're done with the whole deal, and they send me a bill. I say "What's this?" They tell me "your insurance didn't pay this, so you have to". I say "How the hell does that work?" They tell me "Your insurance told us they'd pay such-and-such amount. When we sent them the claim they said they're only paying so-and-so amount. Happens all the time. Nothing we can do about it". So I pay out of pocket on top of having to pay back the bank. Next time around I tell the dentist "Find out FOR SURE what they're paying this time so I know how much money I need to come up with!" They do the best they can, they go back and forth with the insurance company, but the same goddamned thing happens; they do the work on me, they send in the claim, expecting such-and-such amount paid, and the insurance company says "Oh well we're only paying this much, deal with it." This was Delta Dental by the way, not some fly-by-night company no one ever heard of before. So don't sit there and tell me I'm making this shit up. I don't bother with dental insurance anymore because of this sort of bullshit, if they're going to play con-artist games like this then it's not worth having at all.

    6. Re:The Medical Bait-and-Switch Game by david_thornley · · Score: 1

      My dentist informs me what the price is going to be for a procedure, and sticks to the price. I know what I'm paying before I go in.

      Complications do happen, unfortunately, and my last root canal did cost more than estimated. That's going to happen. Every other thing I've had my dentist do has been on a fixed cost basis.

      --
      "When you have eliminated the unacceptable, whatever is left, however improbable, must be the truthiness" - Holmes
    7. Re:The Medical Bait-and-Switch Game by david_thornley · · Score: 1

      I've had a few teeth extracted. With one exception, they were extracted by dentists. One was entirely inside the jaw, below the gum, and was growing forward rather than up. That required an oral surgeon. Almost all my dental work was performed by my dentist of the time.

      --
      "When you have eliminated the unacceptable, whatever is left, however improbable, must be the truthiness" - Holmes
    8. Re:The Medical Bait-and-Switch Game by david_thornley · · Score: 1

      For whatever reason, that's never happened to me.

      The other thing about dental insurance, in my experience, is that it isn't. It's primarily a payment for routine care. The deductibles start when you actually have something wrong with your teeth, and if something does go wrong and you need something expensive you'll easily hit the limit of your insurance.

      --
      "When you have eliminated the unacceptable, whatever is left, however improbable, must be the truthiness" - Holmes
    9. Re:The Medical Bait-and-Switch Game by Rick+Schumann · · Score: 1

      Then they shouldn't be allowed to refer to it as "dental insurance" because it's misleading!

    10. Re:The Medical Bait-and-Switch Game by SlaveToTheGrind · · Score: 1

      They tell me "Your insurance told us they'd pay such-and-such amount. When we sent them the claim they said they're only paying so-and-so amount. Happens all the time. Nothing we can do about it".

      There are really only two choices: Either your dental insurance plan describes in writing what procedures are covered and what the copays/deductibles are, or it doesn't. If the former, you should have a claim against the insurance company for not providing the coverage they committed to provide. If the latter (and this of course would not be the case for a Delta Dental plan), there's no bait and switch since they didn't commit in writing to reimburse one penny. And if you're relying on your dentist's billing department as a reliable go-between, well, caveat emptor.

      I had some cavities filled. I had to go get a loan from my bank to pay my end of it.

      Bank loan? Cavities? Come on. Have you considered that maybe the real issue is that your dentist charges significantly above conventional rates and that the insurance company (as is certainly described in your plan documents somewhere) will only reimburse up to those conventional rates?

    11. Re:The Medical Bait-and-Switch Game by david_thornley · · Score: 1

      There's bits of actual insurance in there, but they aren't the main point.

      --
      "When you have eliminated the unacceptable, whatever is left, however improbable, must be the truthiness" - Holmes
  10. Kids, let this be a lesson to you. by hey! · · Score: 2, Insightful

    Old people vote.

    --
    Post may contain irony: discontinue use if experiencing mood swings, nausea or elevated blood pressure.
  11. If providers were bound by 20% price variation by dmahurin · · Score: 1

    If providers were bound by a 20% price variation for any given service or product, the health care problem would be eliminated.

    Imagine such a world. if you pay for something yourself, use your small insurance plan or your big insurance plan, the price would be roughly the same(from least to most discounted would be at most a 20% difference.

    This would increase direct competition between products, expose more realistic prices across the board (usually lower).

    Imagine the price difference now between the price an individual pays, and an insurance company with a million people.

    Such a system would approach the price normalization of single payer without needing the government at all (except for the price range mandate).

    Don't like 20%, pick another number that is fair. 50, 100?

    Just don't pick 1000%. That would be our current system.

    1. Re:If providers were bound by 20% price variation by Actually,+I+do+RTFA · · Score: 1

      Don't like 20%, pick another number that is fair. 50, 100?

      Why not 0? As in, why not force hospitals to charge individuals the same rate as big insurers?

      --
      Your ad here. Ask me how!
    2. Re:If providers were bound by 20% price variation by AvitarX · · Score: 1

      I agree with this entirely, but feel the number should be 0%.

      If anything, me walking in without insurance but with check book should be discounted, not 3x extra (my experience with a lab running blood tests, $900, then reduced to $275 because insurance negotiated).

      --
      Wow, sent an e-mail as suggested when clicking on "use classic" banner, and got a fast response that addressed my msg
    3. Re:If providers were bound by 20% price variation by david_thornley · · Score: 1

      Exactly what is a given service or product? When doctors start doing things, unexpected things can happen. You can have a fixed cost for delivering a baby if there's no complications (my wife's experience), but I knew a woman who almost died from giving birth and was saved by several high-cost specialists. Different people have different chances of complications. I'm on a blood thinner, for example, and that can mean some procedures can be more difficult and potentially expensive. Should my prices for some procedures be listed separately?

      --
      "When you have eliminated the unacceptable, whatever is left, however improbable, must be the truthiness" - Holmes
  12. Not useful to most by Tablizer · · Score: 1

    Indeed, it's not clear in the article where the rule and/or enforcement came from.

    Also note this:

    Hospitals are required to disclose prices publicly, but the latest change would put that information online in machine-readable format that can be easily processed by computers.

    This would imply that publishing it to the public was already a rule, but something changed to require it also be available in "machine-readable" form, such as CSV files.

    Therefore, this will not directly impact most consumers, who usually want a prepared list, not raw data.

    1. Re:Not useful to most by drinkypoo · · Score: 2

      Therefore, this will not directly impact most consumers, who usually want a prepared list, not raw data.

      Of course it will. It will let bots scrape the price lists, so that consumers can comparison shop on third-party websites, probably ad-supported.

      --
      "You're right," Fisheye says. "I should have set it on 'whip' or 'chop.'"
    2. Re:Not useful to most by Tablizer · · Score: 1

      There are tools and techniques to screen-scrape just about anything, somethings using OCR if necessary. Companies who depend on such data already had ways to automate most scraping. But I agree it may help borderline companies obtain prices, and increase competition. It's why I used the word "directly".

  13. Re:European pricelist by peragrin · · Score: 1

    you do know fire dept, ambulances, and coast guard will bill you for rescue right. if you were in general emergency and didn't do something stupid for it then most don't. However if you cause the issue through shear stupidity then they will charge you back. the coast will save your ass. but if they save you multiple times the same way, they start billing you.

    --
    i thought once I was found, but it was only a dream.
  14. Re:Trump keeps tumbling off to life in prison, FTF by Anonymous Coward · · Score: 1

    He signed an executive order named (IIRC) Promoting Healthcare Choice and Competition Across the United States. I work QA for a medical billing company, and we're working on adding "value" that Trump talked about in his campaign and has in his EO to Electronic Health Records. I have no idea how you do that since I'm not in product, and I don't envy their job. He also called for providers to share data between providers, which surprisingly doesn't happen today, to reduce duplicate and unnecessary tests. So far we've made no progress to getting our competitors to work with us. Even our own customers don't often use their own EHR to see if someone already had a particular test so there's a lot of duplication even within the same hospital system. I looked at one record last week where a guy had six testosterone level tests in a single month. It's normal to do that test multiple times, but you do it over time to correct dosages. That was I think about $5k worth of unnecessary tests for just one patient for one month!

  15. Re:European pricelist by Tablizer · · Score: 1

    Maybe this is a pedantic point, but European medical care is not free; it's paid for by taxes, levies, and various gov't service fees. The cost is still carried by citizens, it's just indirect and pooled. It's misleading to call it "free" without some kind of qualifier, in my opinion.

    The ACA is a hybrid model that is semi-pooled.

  16. Re:European pricelist by ledow · · Score: 1

    Solution: Don't be an arse and use emergency services in non-emergencies.

    P.S. Literally NEVER known anyone to be charged for their services. Ever. Unless it's 100% abusive (example in the news... one woman called 5000 times in a year, and they still only fined her for that very last time).

    Emergency services don't fucking charge you, so long as you don't call them unless it's a fucking emergency. Welcome to civilisation. And, yes, "Sorry, I was sure I could smell gas" is an emergency.

    Honestly... what stupidity. And in the circumstances described where it's obvious abuse... fucking right they fine you. But it's extraordinarily rare, and they don't just do it for being a concerned citizen.

  17. and an ER price cap / must be in market for any ER by Joe_Dragon · · Score: 1

    and an ER price cap / must be in market for any ER service

  18. Re:European pricelist by ledow · · Score: 5, Informative

    Hey, nice spin.

    They are preventing a small child (not toddler, he can't toddle, having never been conscious in his life), in a vegetative state, from being kept permanently in that vegetative state, after two years of legal wranglings with the parents, where NO OTHER REPUTABLE DOCTOR in the world has been able to suggest anything but palliative care (one tried, was thrown out of court for being an absolute quack - heard much of him recently?), and who has been on life-support his entire life, FOR FREE, WITHOUT CHARGE, EVER. Taken to court, the Supreme Court, the European Court of Human Rights and the European Supreme Court, and ALL said "Nope, he has no chance of a life, we need to end his life-support" despite multiple appeals.

    Being held in a hospital ON LIFE SUPPORT that fucking morons are trying to storm to "free" the child, against the parent's wishes and legal orders, disturbing other patients (including children and parents in worse situations), harassing and threatening medical staff (who are nothing to do with it) and generally running up the fucking costs to the taxpayer.

    P.S. Learn your fucking country's procedures. NOT ONE GOVERNMENT REPRESENTATIVE has any say whatsoever in if the child is treated or not (without life-long, free and constant permanent treatment the child dies, with it he merely never gains consciousness, and there's not a reputable doctor in the world that disagrees). The courts have decided. Many of them. Several times. More times than even people who seek legal euthanasia in another country require.

    So... BOLLOCKS to your spin. Because it's utter shite and keeping a boy who could be in constant pain and suffering alive to keep his parents happy, at ENORMOUS medical, policing and legal cost... FOR FREE. He's vegetative. Brain-dead. Never seen the light of day. A brain destroyed from birth by a neurological condition that's entirely untreatable and will only worsen. And an army of doctors kept him alive by default without question for two years while the legal wranglings go on, and they may be ordered by a court of law to "cease treatment" (i.e allow him to die naturally, rather than sustain him artificially for his entire life).

    It's almost like it has nothing to do with expense, but what's right for the boy, isn't it?

    P.S. Look up the Bambino Jesu hospital the parents want to send him to. It's a fucking Vatican-funded profit center, scam-host and shithole.

    Before you comment on that as a statement against the NHS, go work in one of their hospitals and see the doctors and nurses crying and fighting all day to save the child, and then being threatened, attacked and harassed in their own homes for doing so (My girlfriend worked in Great Ormond Street... same thing, about six months ago, similar case, the people "protesting" were fucking cunts just out to spoil for a fight, and even the parents were pleading them to go away. I think the child's name in that instance was Charlie Gard or similar?).

  19. if i get sick and die by FudRucker · · Score: 2

    i will be sure to leave by rotting stinking corpse in front of a hospital so all their customers can enjoy the smell of death as they go in to visit the hospital

    --
    Politics is Treachery, Religion is Brainwashing
  20. Re:Well Hiter built the Autobahn too. by sexconker · · Score: 1

    Nothing is black and white except in propaganda.

    Only a Sith deals in absolutes, you propagandist Sith!

  21. mortgage your house or just punch a cop and let by Joe_Dragon · · Score: 1

    mortgage your house or just punch a cop and let the system pay for it/

  22. Re:Market prices by Tablizer · · Score: 1

    Standard prices, insurance prices, list prices, and government prices are fake prices.

    "Fake prices", there's something new for politicians to rant about on the twittertubes. And let's get X to pay for it.

  23. Nobody pays full price though consumers pay more by RhettLivingston · · Score: 3, Interesting

    In reviewing insurance bills for a recent uncomplicated procedure, the hospital billed a total of $65000 and the insurance paid about $8000 after prenegotiated discounts were applied.

    The insurance then ran into a technical problem/mistake in which it was retroactively cancelled. The hospital actually returned their payment. During the year it took to straighten that out, I was facing $65K in bills that they wouldn't negotiate to less than about $30K despite the existence of documentation that they had been satisfied with $8K from insurance. Needless to say, I focused on (and eventually succeeded in) reversing the insurance problem.

    I've heard that the real reason for this is so they could write off $65K if a patient doesn't pay instead of $8K. I'm not an expert in the accounting, but I'm sure in my case that is what they would have been claiming as their loss.

    The experience left me with a solid belief that posting prices alone would do nothing. That approach will only serve to drive more people into the wasteful net of insurance.

    What is needed is a truth in pricing act. Hospitals should be required to have fixed, public, non-negotiable prices that apply to all payees whether insurance or cash. If the hospital chooses to pay some of those themselves in indigent cases, that is the price they should be allowed to write off. This approach would make some true headway in getting the insurance problem reigned in.

    Posting their false prices does nothing except bolster their already drastically inflated claims of losses.

  24. Pharmaceutical prices by edi_guy · · Score: 1
    For those interested in nuts & bolts reasons behind the difference in prices of drugs, from the 'list' or cash price to the lower insurance price I would highly recomend this site

    http://www.drugchannels.net/

    run by a person very knowledgeable in the industry. Short story is there is a gross to net bubble of about $150 billion which gets redistributed to every other entity (GPO, health insurer, wholesalers, manufacturers) except the consumer.

  25. About damn time by rossz · · Score: 3, Insightful

    About 15 years ago I was working a shit job with zero benefits - so no medical coverage. My shoulder was hurting a massive amount and the problem wasn't going away. I went to a local medical service to have it checked out but could not get them to give me any kind of estimate of the cost for just looking at my damn shoulder. You have to just accept whatever they decide to charge you after the fact.

    No other business that I know of can get away with this.

    * it was bursitis

    --
    -- Will program for bandwidth
    1. Re:About damn time by Trailer+Trash · · Score: 1

      About 15 years ago I was working a shit job with zero benefits - so no medical coverage. My shoulder was hurting a massive amount and the problem wasn't going away. I went to a local medical service to have it checked out but could not get them to give me any kind of estimate of the cost for just looking at my damn shoulder. You have to just accept whatever they decide to charge you after the fact.

      No, you don't. They smelled a sucker (you, in case you're wondering) and took advantage.

      If someone can't tell you up front, go somewhere else. It really is that easy.

      You can also negotiate the rate. Just tell them you'll pay Medicare reimbursement rates for all procedures, cash up front. Trust me, it works.

  26. Re:Nobody pays full price though consumers pay mor by thegarbz · · Score: 2

    Needless to say, I focused on

    The problem with USA health system. You shouldn't have to focus on anything other than recovery and going on about your life.

    My own experience in Australia:
    1. Had a hernia
    2. Went to the doctor. He asked which system I wanted to be referred to, waiting list on the public system was 4 months. I said private.
    3. Went to private specialist. He quoted $8900 including a week at the hospital, gave him my insurance number, he said that my gap will be $2200 after insurance.
    4. Said fuck that went back tot he doctor and asked to be re-referred to the public system.
    5. 2 days later I was in hospital for a triage appointment. Was classified as a very low risk so went in the 4 month queue and went about my life.
    6. 3 weeks later get a call saying there was a cancellation do I want to come in for my op.
    7. Went in the day after for the op.
    8. 4 days later I was discharged from hospital with a prescription for painkillers.
    9. Bought pain killers.
    10. End.

    Total cost to me: $3.50 for a 24 pack of strong painkillers subsidised under the PBS.
    Yeah it could have taken 4 months, but I also had the option to have it fixed that same week with an agreed upon up front cost, but my cheap private insurance (which costs $600/yr before taking into account the $500/yr tax credits I get for having it) didn't cover that specific op so I didn't bother.

  27. Re:European pricelist by mjwx · · Score: 2

    Hey, nice spin.

    Sorry for cutting out most of your post (for brevity's sake), I agree with you completely.

    It should be noted that Alfie Evans' parents are not rich people. In fact they're barely even middle class. Should Alfie have had been born in the United States to parents who worked blue collar jobs, the insurance company would have turned off the life support after the FIRST doctor gave a terminal diagnosis, let alone waited 2 years for the umpteenth appeal. That's if their insurance covered it at all. Under the US system, we wouldn't even know about Alfie Evans, he'd just be another anonymous infant mortality statistic. The NHS kept him alive long after most other systems would have given him up.

    So allow me to echo the parent poster's sentiment. Fuck off with your spin.

    --
    Calling someone a "hater" only means you can not rationally rebut their argument.
  28. Why is the cost so high? by mysidia · · Score: 1

    It's an expensive gene therapy that turbocharges a patient's own immune system cells to attack cancer. The cost for such a procedure can exceed $370,000 per patient.

    Rather than trying to Find a way to pay for it; we need to figure out WTH is the cost per patient so high for such a promising procedure --- is it due to the actual amount of work involved, or is some company levying an arbitrary tax based on how much they think it's "worth" for those that need it? What are the complexities in the process that make it expensive to perform?

    The cost of the process needs to be made reasonable to become a viable treatment option.....

  29. Re:European pricelist by fuzzywig · · Score: 1
    UK healthcare is "free at the point of treatment", but you're right, we do pay for it through our taxes. That said, we pay approximately half the amount that the USA does, per capita.

    Of course, if you don't pay taxes, eg you're a small child, or a pensioner, or a student, or unemployed, you still get the exact same standard of healthcare in the UK. People who are self employed are also covered of course, without them having to arrange private health insurance.

    I'm not sure how a country where millions of people don't have access to healthcare can call themselves 'civilised' with a straight face.

  30. Re:Nobody pays full price though consumers pay mor by Green+Mountain+Bot · · Score: 1

    You forgot to mention how much your private health insurance costs,

    (which costs $600/yr before taking into account the $500/yr tax credits I get for having it)

  31. Economic Cowboys [Re:European pricelist] by Tablizer · · Score: 1

    I'm not sure how a country where millions of people don't have access to healthcare can call themselves 'civilised' with a straight face.

    You don't understand. In the USA, about half the population values "freedom" over civilization.

    It's partly inherent in the "the frontier" culture, and partly from the rich paying billions to convince them inequality and social Darwinism is a good thing. Who knows, maybe they are the future Kevin Costners and will evolve gills to survive Water World. All the coddled "socialists" won't have gills when the world warms and floods, and the Gillites will have the last laugh. At least we get the first laugh ;-)

  32. Re:European pricelist by david_thornley · · Score: 1

    Brits tend to use the word "government" a bit differently than we do, applying it primarily to the equivalent of the executive branch. In that sense, judges are not part of the government, and so what GP means is that no executive branch official has any say.

    NHS workers tried to save the child, apparently. This doesn't say it actually worked. However, I believe GP meant that they work hard to try to save sick children in general.

    "There's not a reputable doctor in the world that disagrees" doesn't say there are no disreputable ones. GP didn't say exactly why the court threw out the quack. You're the one assuming that this was because the guy disagreed.

    You obviously don't know anything about this case, and obviously also nothing about what a contradiction is.

    --
    "When you have eliminated the unacceptable, whatever is left, however improbable, must be the truthiness" - Holmes
  33. Re:European pricelist by david_thornley · · Score: 1

    The ambulance charge for my heart attack was something like $3K, which my insurance paid. I assure you that this was a bona fide emergency, exactly what ambulances are intended for.

    I suspect that $3K was padded, but it does involve having a specialized and expensive vehicle on call, along with two highly trained people working a very stressful job, and having to re-sanitize and re-supply the ambulance afterward. (I know they needed to replace a nitroglycerin pill, and possibly blankets. My case was simple, although serious.)

    --
    "When you have eliminated the unacceptable, whatever is left, however improbable, must be the truthiness" - Holmes
  34. Re:European pricelist by sexconker · · Score: 1

    Nope, sorry. I pointed out factual contradictions. I'm not going to change his words in his long rant to try and piece together what he maybe might of meant that could have been consistent with his other bitchfest a few paragraphs up. Nor am I going to pretend British English somehow doesn't consider government officials government officials.

    The point about the doctor being labeled a quack isn't to do with whether or not he is, but the fact that the government making decisions about care is the one determining whose opinions to listen to. The people fighting to pull the $$$ from a patient (because that's what it's all about, $$$) are the same people throwing out arguments against them in court. In the US we have a thing regarding a jury of peers for a reason. (In the US we have a similar problem with the executive branch not being able to murder people without due process guaranteed by the constitution. So they first just label you a terrorist, revoke your citizenship to remove the constitutional protections you have, and drone strike you the instant you're off US soil, are within 100 miles of a border or international airport, etc.) But hey, maybe you enjoy your government death squads.

  35. Re:European pricelist by david_thornley · · Score: 1

    And, again, you're using "government" in the US sense. You might as well claim that cars don't have boots on their wheels, so speaking of a boot of a car is senseless. If you get to redefine words to be other than what the speaker meant, you can create contradictions, sure.

    Anyone who makes decisions about care (or anything else) has to make decisions about whose opinions to listen to. I don't see how to do it any other way. This is not about money (even less about dollars), but rather what care is appropriate. The people who worry about the money (the executive branch) and the people who made the decision (the judicial) aren't that closely tied together. This was not a criminal case that requires a jury for due process. Not all cases in US courts require juries.

    Revoking citizenship isn't a matter of whim. There are protections. This FindLaw article describes the process. It is carried out in federal court, with due process, and is not a decision of the executive branch. (It also applies only to naturalized citizens; there is no legal way I can be deprived of US citizenship.) Citizens do actually not have much more in the way of Constitutional rights than non-citizens.

    Do you have any cases of drone strikes being applied in US territory? Or cases of drone strikes as retribution that are not aimed at legitimate military targets? If not, I'll have to conclude you're being paranoid.

    --
    "When you have eliminated the unacceptable, whatever is left, however improbable, must be the truthiness" - Holmes