Very good point. Switching line voltage loads is the kind of thing that kills, catches fire and otherwise takes a "cheap" project and makes it into an expensive life changing event...
Bah, do what people have been doing for centuries... have kids and make them get up and do it.
So.. Where do you find the OWNER'S MANUAL for kids? I've searched and beyond the "What to Expect..." series of books written by someone who OBVIOUSLY hadn't seen my two kids, there isn't much out there that seems authoritative on the subject.
I thought about throwing it over the back fence into his yard, but I figured the point would have been lost on him.
The document was pretty well written and very specific about "above ground pools". I did notice that some of the restrictions where legally unenforceable, namely the restrictions on antennas which violated the OTARD rules of the FCC, but apart from that... Problem was/is that these rules where not actually recorded on my property so I had no idea they existed.
If I had the time I would be happy to serve on the board and "fix" this mess, or at least reign in the property management company a bit. My guess is, at least for my HOA, the property management company we pay to do the legal work of collecting fees sometimes gets a bee in their bonnet and starts issuing warning letters about stuff to prove they are doing something to justify their costs. There has been three new "property managers" in as many years there, so each new one has to show they are doing a better job than the last I guess. I used to be able to recognize the manager's car as she drove around looking at stuff, but not any more...
This isn't as bad as you think. If it wasn't subsidized the cost would go down -- it would have to. Maybe schools would have fewer administrators, not as nice of buildings, no football field -- big deal. Also, you already pay for it, you just don't see the cost directly. While this certainly doesn't cover the cost, it would help reduce it.
Not on your life will costs go down if it is subsidized by the government. Costs will go up, way up, for both tuition because the target customers will be able to pay more.
Want proof of that? Consider what happened when student loans got subsidized by the government... Schools sprang up out of nowhere and build huge facilities to draw in students so they could collect tuition from them. The Students where just spending borrowed money so they didn't care that much about the cost and demand when up, prices went up and the schools started to rake in the dough.
Problem was that at the time, student loans would not survive bankruptcy so many students just went to school, got out and once they hit their first financial snag would just file for bankruptcy and be done with it. After 10 years the bankruptcy would fall off your credit report. They did away with this loophole because the lenders (and the fed who was backing the loans) was loosing too much money. Now student loans stay with you until you die, no matter what. And now we have people paying their loans off for their whole lives.
Then you went to the wrong school and took the wrong courses and borrowed too much money.
My first is in college right now, and we are paying just about $600/semester (Plus books) for full time at the local community college. She can go there two years then head to the 4 year state school where the costs is something like $5k/semester plus books. She's going to graduate college with a STEM degree for something like $25K if we get no scholarships. However, I'm guessing her 4.0 thus far might get us a few thousand off that. After that, if she wants to move on to graduate school, she's going to have to look for a job and get her employer to pay for some of that.
My youngest is looking at the same schools for about the same price, though he's 4 years away from starting that.
Your mileage may vary, but if you graduate from college facing a 20 year struggle to pay off the debt, you did something wrong and would have been better off going into one of the skilled trades or something. It never ceases to amaze me when people get 70K into debt going to a 4 year school getting a secondary education degree or something, where the starting annual pay is half their debt load. It's a really stupid move... Not the education, but going into debt like that.
Keeping old relics and forgotten dreams alive is what they do best.
And here I thought it was being able to successfully launch people in billion dollar vehicles built by lowest bidders, loaded with millions of pounds of high explosives without killing anybody (usually)
They often do change the rules AFTER the fact and Realtors often gloss over the HOA's authority except to tell you if there are any dues.
Maybe its just a Canadian thing, but we have Real Estate Lawyers go over the paperwork. At the very least you should have them go over the finances of the HOA to ensure they are in good standing.
Yea, lawyers do this kind of thing down south too. Most closing agents are set up by lawyers actually. It can be a nice business for them.
Hadn't thought of the HOA's finances being an issue, but you are right. One could be stepping into a unpleasant situation if the HOA is going bankrupt or something...
I'd agree with you if it was REQUIRED that prospective byers be notified of more than just the annual cost of the HOA's dues by the seller.
It has been where I've signed in. I've never been part of an HOA, but the condo rules for the two condos I've had both had the full covenants available at closing. If they aren't there, walk away.
It is NOT that simple. If you are under contract to buy the home and find that there are deed restrictions you don't like at closing, walking away at that point will likely cost you your earnest money and may get you sued.
I think that buyers should be provided copies of the deed restrictions at the time they make the offer to buy and have a reasonable amount of time to seek competent legal advice about their content. Make it similar to the customary property condition report/home inspection process. Then a buyer can choose to walk away from the deal. It just needs to be part of the customary process. Who knows, it's been 10 years so it might be now..
The function of Real Estate agents is to guide you though the process of buying and selling houses in the current location. I understand that they are NOT lawyers, but they *should* have some liability for assuring the party they represent is properly informed by properly accredited professional advisers (like appraisers, home inspectors, lawyers etc.) and that the local customary process is explained and followed. Most people only buy/sell a home a few times during their lives and depend on Realtors for competent advice, few Realtors actually provide such advice, especially when they are representing both the buyer and seller, a situation they like because the get 6% of the deal for about the same work.
Many people accept HOA's then discover that it's not what they imagined it was. Many people (like me) are forced into HOA's because there are few houses available in the locations I want/need to live in the price range I can afford. There are some areas of the country where HOA's cover nearly 100% of the available homes which where built recently and in middle class price range. Subdivision builders simply do NOT build without HOA's included.
Personally, I knew about HOA's and deed restrictions because I'm a Ham Radio Operator and antennas are a common part of HOA restrictions. So I went into my current home fully aware of the HOA and knowing that there where deed restrictions. I'm not complaining about the parts of the rules I knew about and where public record, however I do and did object to having additional rules written which are NOT public record. So I'm not putting up a tower with a tri-band beam on top (I knew about the deed restrictions that covered this), but I do not appreciate having to argue about a quick set pool in my back yard for the kids to play in.
but that is presented to the buyer at closing to sign in a 3 inch stack of paper with hundreds of "initial here" and "Sign here" stickers and who has time to actually understand all that mess?
The most expensive and important purchase in your life... and you sign your name without bothering to read it? Seriously?
Dumbass, thats your own fault.
Read yes, but I'm no lawyer so understanding what it really means is an open question. Every closing I've attended I got eye rolls over my insistence that I have time to read what I'm signing. These people do this everyday, the paperwork is all the same to them because it comes from boiler plate documents so THEY don't need to read it. I'm sure there are people who just sign the pile as there certainly is a lot of pressure to get things done and move on to the next closing scheduled in 20 min.
However, deed restrictions are NOT part of any closing I've been too. I went so far as to ask the title company for them once, but they didn't make an appearance in the stack of stuff to sign. I suppose it costs a lot of money to print official copies of all that stuff and most don't really know that they should care about this.
Personally, I think buyers should be notified of the deed restrictions and provided a copy of them by the seller and Title Insurance Policies should be making sure sellers are notified, in writing, or the sale can be voided once the seller discovers restrictions they where not told about.
If it says no above ground pools, then... don't put one in...:)
I'd like to point out that the "above ground pool" wasn't what you would think of when you hear "above ground pool". Where it did have a snap together metal frame holding it up, it didn't have metal sides and was only 2.5 feet high. I'd call it a "kiddy pool" or "wading pool" actually, and it was in my backyard behind a privacy fence.
But my point here was that the deed restrictions didn't include any rules about "above ground pools", "Kiddy pools" or anything that could possibly be construed to prohibit them. The "rule" I finally was shown was in a document which was produced and approved by the HOA board but is NOT recorded in the land records. This document was actually written years AFTER the deed restrictions where recorded and I was not notified of its existence. In fact, the first time I heard about this document was AFTER the violation letter arrived and only because I started asking questions.
Personally I don't have the funds to waste on fighting the HOA, especially over a generally worn out kiddy pool I had only planned to use one more summer, so while I objected in writing to how all this worked to both the board and the management company, the pool came down.
I don't agree that radiation outside the Solar System is low enough to allow us to travel there for extended periods without significant shielding. Even electronics would require hardening and shielding to survive for the time required.
The stories I've been reading today put the nearest habitable planet outside our solar system at 1,100 light years away. Maybe there is something closer, but that's not what I understand these articles are discussing.
Travel at 1/2 the speed of light would be a minor miracle, even in interstellar space so the travel times I've put out are likely still optimistic, even if I'm a bit off on my knowledge gaps of how far things really are up there.
But in the end, we are not leaving this solar system and although we may visit other planets here, I seriously doubt we will establish any kind of ongoing presence on them.
Home ownership baffles me. Besides the fact that you own nothing, it's far more expensive than renting and much riskier.
But my name is on the title and if I sold it I'd have quite a large wad of cash (around $100k) left over after the loan balance was paid.
Not bad for only putting $25K down and paying what you would for the same floor space, maybe less. In another 10 years, all I will be paying is taxes and insurance while you still will be paying rent.
Oh, and one more thing... Remember that your rent really is paying somebody's mortgage anyway. The standing rule of thumb is that rent is 1% of a home's value (Single family residence, Apartments are cheaper to build and get MORE/square foot), so you are actually paying MORE for that place you call home and still own nothing at the end of the lease. Don't fool yourself.
You are right about the risk factor, but unless you live in a hugely overpriced market where prices have gone nuts recently or you go all stupid and pay way too much to start, Real Estate is not a bad risk, at least owing a primary residence isn't. Now if you live in one of those places where people get into bidding wars on even the smallest house and there isn't a long term economic stability story to go with it, by all means rent. But in most places I know of, the bubble has already burst and the market correction is likely to be over by now.
So I'd not be patting myself on the back for renting.
Die by the sword. If you dislike the rules, don't go live in an HOA. Zero sympathy.
I'd agree with you if it was REQUIRED that prospective byers be notified of more than just the annual cost of the HOA's dues by the seller. Buyers should be presented with the deed restrictions that establish the HOA at the time they make their offer and have a customary length of time to read, get legal advice on and accept the restrictions and costs or be released from the contract to buy. I would also agree with you if HOA's could only enforce rules which are actually recorded each and every deed explicitly and not in referenced secondary documents which are not recorded. Neither of these are how it really is with HOA's.
This is not exactly true. Many HOA's "make it up as they go" and you find out later you are in violation of somebody's made up rule.
Mine, for instance, sent me a warning letter giving me 15 days to remove an "above ground pool" from my back yard (that had been there 4 years previously) but nowhere is "above ground pool" or anything approaching that even mentioned in the deed restrictions. I know, I read though the 30 pages three times looking for it. I even called the property management company and asked them where it was and THEY couldn't find it. Turns out, it was in ANOTHER document, one that I was not aware existed and one that the HOA board had authored well after the deed restrictions where filed on my home, without my knowledge or consent.
So, what you say is NOT always true. They often do change the rules AFTER the fact and Realtors often gloss over the HOA's authority except to tell you if there are any dues. Usually there is the "transfer paperwork" that is supposed to give you all the details, or at least warn you that there are details you should be warned about, but that is presented to the buyer at closing to sign in a 3 inch stack of paper with hundreds of "initial here" and "Sign here" stickers and who has time to actually understand all that mess? Besides, the REAL details of the HOA are in the deed restrictions and in the 5+ closings in two separate states I've attended in my lifetime I've NEVER seen them in the stack of paperwork.
Personally, I think HOA's are an OK idea that has been made into a really bad one by the builders who use them. My primary problem with them is that they NEVER ever end. It doesn't matter what happens to my current house, in 100 years the HOA will STILL be there. Something tells me that in 100 years, circumstances are likely to change and the HOA will be a legal problem with no good solution.
Actually, no, the web filters her at work prevent me from looking at that page. We actually DO https proxies here for a valid reason.
So, then GoGo needs to be summarily slapped and told to stop doing this kind of thing and the CTO needs to issue a statement that actually explains what they thought they could accomplish by USING said scheme.
In the mean time, somebody should generate a US-CERT warning for this...
Cheap, easy, reliable.
Pick 2.
I think in this case PICK ONE is more the truth.
Cheap, good, easy.
You can't have all 3. If you want cheap, you are going to get crap.
You said I could pick two.... I think that in reality, you only get one choice.
He said "cheap" you know.. Your idea is neither cheap nor is it easy to properly configure/train.
Of course there *might* be some fringe benefits to your idea if you can find the right model...
Very good point. Switching line voltage loads is the kind of thing that kills, catches fire and otherwise takes a "cheap" project and makes it into an expensive life changing event...
Bah, do what people have been doing for centuries ... have kids and make them get up and do it.
So.. Where do you find the OWNER'S MANUAL for kids? I've searched and beyond the "What to Expect..." series of books written by someone who OBVIOUSLY hadn't seen my two kids, there isn't much out there that seems authoritative on the subject.
I thought about throwing it over the back fence into his yard, but I figured the point would have been lost on him.
The document was pretty well written and very specific about "above ground pools". I did notice that some of the restrictions where legally unenforceable, namely the restrictions on antennas which violated the OTARD rules of the FCC, but apart from that... Problem was/is that these rules where not actually recorded on my property so I had no idea they existed.
If I had the time I would be happy to serve on the board and "fix" this mess, or at least reign in the property management company a bit. My guess is, at least for my HOA, the property management company we pay to do the legal work of collecting fees sometimes gets a bee in their bonnet and starts issuing warning letters about stuff to prove they are doing something to justify their costs. There has been three new "property managers" in as many years there, so each new one has to show they are doing a better job than the last I guess. I used to be able to recognize the manager's car as she drove around looking at stuff, but not any more...
This isn't as bad as you think. If it wasn't subsidized the cost would go down -- it would have to. Maybe schools would have fewer administrators, not as nice of buildings, no football field -- big deal. Also, you already pay for it, you just don't see the cost directly. While this certainly doesn't cover the cost, it would help reduce it.
Not on your life will costs go down if it is subsidized by the government. Costs will go up, way up, for both tuition because the target customers will be able to pay more.
Want proof of that? Consider what happened when student loans got subsidized by the government... Schools sprang up out of nowhere and build huge facilities to draw in students so they could collect tuition from them. The Students where just spending borrowed money so they didn't care that much about the cost and demand when up, prices went up and the schools started to rake in the dough.
Problem was that at the time, student loans would not survive bankruptcy so many students just went to school, got out and once they hit their first financial snag would just file for bankruptcy and be done with it. After 10 years the bankruptcy would fall off your credit report. They did away with this loophole because the lenders (and the fed who was backing the loans) was loosing too much money. Now student loans stay with you until you die, no matter what. And now we have people paying their loans off for their whole lives.
Then you went to the wrong school and took the wrong courses and borrowed too much money.
My first is in college right now, and we are paying just about $600/semester (Plus books) for full time at the local community college. She can go there two years then head to the 4 year state school where the costs is something like $5k/semester plus books. She's going to graduate college with a STEM degree for something like $25K if we get no scholarships. However, I'm guessing her 4.0 thus far might get us a few thousand off that. After that, if she wants to move on to graduate school, she's going to have to look for a job and get her employer to pay for some of that.
My youngest is looking at the same schools for about the same price, though he's 4 years away from starting that.
Your mileage may vary, but if you graduate from college facing a 20 year struggle to pay off the debt, you did something wrong and would have been better off going into one of the skilled trades or something. It never ceases to amaze me when people get 70K into debt going to a 4 year school getting a secondary education degree or something, where the starting annual pay is half their debt load. It's a really stupid move... Not the education, but going into debt like that.
I liked it at first, but now I'm cooling on it.
Be honest, the idea blew you way.....
.
.
That's no lady! That's MY WIFE!...
.
That's right folks, I'm here all week! No cover charge with a drink purchase and PLEASE tip the waitress!
Keeping old relics and forgotten dreams alive is what they do best.
And here I thought it was being able to successfully launch people in billion dollar vehicles built by lowest bidders, loaded with millions of pounds of high explosives without killing anybody (usually)
Changed? Sure.
Improved? Well, the jury is out.
If I was on the jury, I'd vote that it's NOT better in the last 40 years.
But.... I'd also say it's not any worse either. Software development as an engineering process hasn't gotten better or worse since it was invented.
They are going to need a BIG fan too.. Maybe a can of freeze spray for the times you just need another few seconds of top speed...
OR.. Just get a desktop and remote in to the test environment... That only requires a modest network with low latency...
They call it "turbo boost speed" precisely because you can't run at that speed for an entire day. Otherwise they would just call it "speed".
"My God! They've gone to plaid!"
"We can't stop! We are going too fast.. Have to slow down first!"
Maybe you want desktops? Just a thought.
I was thinking about a huge fan myself, but I like your idea better..
They often do change the rules AFTER the fact and Realtors often gloss over the HOA's authority except to tell you if there are any dues.
Maybe its just a Canadian thing, but we have Real Estate Lawyers go over the paperwork. At the very least you should have them go over the finances of the HOA to ensure they are in good standing.
Yea, lawyers do this kind of thing down south too. Most closing agents are set up by lawyers actually. It can be a nice business for them.
Hadn't thought of the HOA's finances being an issue, but you are right. One could be stepping into a unpleasant situation if the HOA is going bankrupt or something...
I'd agree with you if it was REQUIRED that prospective byers be notified of more than just the annual cost of the HOA's dues by the seller.
It has been where I've signed in. I've never been part of an HOA, but the condo rules for the two condos I've had both had the full covenants available at closing. If they aren't there, walk away.
It is NOT that simple. If you are under contract to buy the home and find that there are deed restrictions you don't like at closing, walking away at that point will likely cost you your earnest money and may get you sued.
I think that buyers should be provided copies of the deed restrictions at the time they make the offer to buy and have a reasonable amount of time to seek competent legal advice about their content. Make it similar to the customary property condition report/home inspection process. Then a buyer can choose to walk away from the deal. It just needs to be part of the customary process. Who knows, it's been 10 years so it might be now..
The function of Real Estate agents is to guide you though the process of buying and selling houses in the current location. I understand that they are NOT lawyers, but they *should* have some liability for assuring the party they represent is properly informed by properly accredited professional advisers (like appraisers, home inspectors, lawyers etc.) and that the local customary process is explained and followed. Most people only buy/sell a home a few times during their lives and depend on Realtors for competent advice, few Realtors actually provide such advice, especially when they are representing both the buyer and seller, a situation they like because the get 6% of the deal for about the same work.
Many people accept HOA's then discover that it's not what they imagined it was. Many people (like me) are forced into HOA's because there are few houses available in the locations I want/need to live in the price range I can afford. There are some areas of the country where HOA's cover nearly 100% of the available homes which where built recently and in middle class price range. Subdivision builders simply do NOT build without HOA's included.
Personally, I knew about HOA's and deed restrictions because I'm a Ham Radio Operator and antennas are a common part of HOA restrictions. So I went into my current home fully aware of the HOA and knowing that there where deed restrictions. I'm not complaining about the parts of the rules I knew about and where public record, however I do and did object to having additional rules written which are NOT public record. So I'm not putting up a tower with a tri-band beam on top (I knew about the deed restrictions that covered this), but I do not appreciate having to argue about a quick set pool in my back yard for the kids to play in.
but that is presented to the buyer at closing to sign in a 3 inch stack of paper with hundreds of "initial here" and "Sign here" stickers and who has time to actually understand all that mess?
The most expensive and important purchase in your life ... and you sign your name without bothering to read it? Seriously?
Dumbass, thats your own fault.
Read yes, but I'm no lawyer so understanding what it really means is an open question. Every closing I've attended I got eye rolls over my insistence that I have time to read what I'm signing. These people do this everyday, the paperwork is all the same to them because it comes from boiler plate documents so THEY don't need to read it. I'm sure there are people who just sign the pile as there certainly is a lot of pressure to get things done and move on to the next closing scheduled in 20 min.
However, deed restrictions are NOT part of any closing I've been too. I went so far as to ask the title company for them once, but they didn't make an appearance in the stack of stuff to sign. I suppose it costs a lot of money to print official copies of all that stuff and most don't really know that they should care about this.
Personally, I think buyers should be notified of the deed restrictions and provided a copy of them by the seller and Title Insurance Policies should be making sure sellers are notified, in writing, or the sale can be voided once the seller discovers restrictions they where not told about.
If it says no above ground pools, then... don't put one in... :)
I'd like to point out that the "above ground pool" wasn't what you would think of when you hear "above ground pool". Where it did have a snap together metal frame holding it up, it didn't have metal sides and was only 2.5 feet high. I'd call it a "kiddy pool" or "wading pool" actually, and it was in my backyard behind a privacy fence.
But my point here was that the deed restrictions didn't include any rules about "above ground pools", "Kiddy pools" or anything that could possibly be construed to prohibit them. The "rule" I finally was shown was in a document which was produced and approved by the HOA board but is NOT recorded in the land records. This document was actually written years AFTER the deed restrictions where recorded and I was not notified of its existence. In fact, the first time I heard about this document was AFTER the violation letter arrived and only because I started asking questions.
Personally I don't have the funds to waste on fighting the HOA, especially over a generally worn out kiddy pool I had only planned to use one more summer, so while I objected in writing to how all this worked to both the board and the management company, the pool came down.
Try if you want too, but at a 2000 year round trip for a radio signal, you won't be around to monitor for the reply.
I don't agree that radiation outside the Solar System is low enough to allow us to travel there for extended periods without significant shielding. Even electronics would require hardening and shielding to survive for the time required.
The stories I've been reading today put the nearest habitable planet outside our solar system at 1,100 light years away. Maybe there is something closer, but that's not what I understand these articles are discussing.
Travel at 1/2 the speed of light would be a minor miracle, even in interstellar space so the travel times I've put out are likely still optimistic, even if I'm a bit off on my knowledge gaps of how far things really are up there.
But in the end, we are not leaving this solar system and although we may visit other planets here, I seriously doubt we will establish any kind of ongoing presence on them.
Home ownership baffles me. Besides the fact that you own nothing, it's far more expensive than renting and much riskier.
But my name is on the title and if I sold it I'd have quite a large wad of cash (around $100k) left over after the loan balance was paid.
Not bad for only putting $25K down and paying what you would for the same floor space, maybe less. In another 10 years, all I will be paying is taxes and insurance while you still will be paying rent.
Oh, and one more thing... Remember that your rent really is paying somebody's mortgage anyway. The standing rule of thumb is that rent is 1% of a home's value (Single family residence, Apartments are cheaper to build and get MORE/square foot), so you are actually paying MORE for that place you call home and still own nothing at the end of the lease. Don't fool yourself.
You are right about the risk factor, but unless you live in a hugely overpriced market where prices have gone nuts recently or you go all stupid and pay way too much to start, Real Estate is not a bad risk, at least owing a primary residence isn't. Now if you live in one of those places where people get into bidding wars on even the smallest house and there isn't a long term economic stability story to go with it, by all means rent. But in most places I know of, the bubble has already burst and the market correction is likely to be over by now.
So I'd not be patting myself on the back for renting.
Die by the sword. If you dislike the rules, don't go live in an HOA. Zero sympathy.
I'd agree with you if it was REQUIRED that prospective byers be notified of more than just the annual cost of the HOA's dues by the seller. Buyers should be presented with the deed restrictions that establish the HOA at the time they make their offer and have a customary length of time to read, get legal advice on and accept the restrictions and costs or be released from the contract to buy. I would also agree with you if HOA's could only enforce rules which are actually recorded each and every deed explicitly and not in referenced secondary documents which are not recorded. Neither of these are how it really is with HOA's.
This is not exactly true. Many HOA's "make it up as they go" and you find out later you are in violation of somebody's made up rule.
Mine, for instance, sent me a warning letter giving me 15 days to remove an "above ground pool" from my back yard (that had been there 4 years previously) but nowhere is "above ground pool" or anything approaching that even mentioned in the deed restrictions. I know, I read though the 30 pages three times looking for it. I even called the property management company and asked them where it was and THEY couldn't find it. Turns out, it was in ANOTHER document, one that I was not aware existed and one that the HOA board had authored well after the deed restrictions where filed on my home, without my knowledge or consent.
So, what you say is NOT always true. They often do change the rules AFTER the fact and Realtors often gloss over the HOA's authority except to tell you if there are any dues. Usually there is the "transfer paperwork" that is supposed to give you all the details, or at least warn you that there are details you should be warned about, but that is presented to the buyer at closing to sign in a 3 inch stack of paper with hundreds of "initial here" and "Sign here" stickers and who has time to actually understand all that mess? Besides, the REAL details of the HOA are in the deed restrictions and in the 5+ closings in two separate states I've attended in my lifetime I've NEVER seen them in the stack of paperwork.
Personally, I think HOA's are an OK idea that has been made into a really bad one by the builders who use them. My primary problem with them is that they NEVER ever end. It doesn't matter what happens to my current house, in 100 years the HOA will STILL be there. Something tells me that in 100 years, circumstances are likely to change and the HOA will be a legal problem with no good solution.
Actually, no, the web filters her at work prevent me from looking at that page. We actually DO https proxies here for a valid reason.
So, then GoGo needs to be summarily slapped and told to stop doing this kind of thing and the CTO needs to issue a statement that actually explains what they thought they could accomplish by USING said scheme.
In the mean time, somebody should generate a US-CERT warning for this...