Most people only need basic coverage. You can talk about outliers, but letting people see a doctor or take insurance with them is a life changer, even if it a low bar.
I read alot. Hard Luck Hank 1, 2, & 3.
'The Warmth of Other Suns' by Isabelle Wilkerson
'Half Way Home' by Hugh Howey
'Empire of the Summer Moon' by S. C. Gwynne
The Passage series by Justin Cronin
The MadAddam series by Margaret Atwood
'1491: New Revelations of Americas before Columbus' by Charles C. Mann
'Underground Airlines' by Ben Winters
'White Trash: The 400 year untold story of class in America' by Nancy Isenberg
'Lovecraft Country' by Matt Ruff
FTL; "Coverage is universal for all legal residents. About 85 percent of the population is covered by social health insurance and 10 percent by substitutive private health insurance. The remainder (e.g., soldiers, policemen) are covered under special programs. Undocumented immigrants are covered by social security in case of illness. All employed citizens (and other groups such as pensioners) earning less than €4,237.50 (US$5,422.80) per month (€50,850.00 [US$65,074.00] per year) as of 2012 are mandatorily covered by SHI, and their dependents (nonearning spouses and children) are covered free of charge. Individuals whose gross wages exceed the threshold, civil servants, and the self-employed can choose either to remain in the publicly financed scheme on a voluntary basis (and 75% of them do) or to purchase private health insurance. "
And some companies will just have to be happy with slightly lower profits. That's not an alien concept to companies. Profits decrease all the time and shareholders make a bit less. You guys act like this has never happened in the history of corporations.
Duh, larger pools for insurance, lower overhead, standardized costs, portability when you change jobs; what doesn't make sense? Why is America too incompetent to do what every other country in the world is doing?
But the point I was making was how companies vary in how they pass costs to consumers or employees. One company might contribute 75% of premiums which is, for example, $500. Another company might contribute 50% which is $800. The insurance market is crazy. It only exists because of government intervention and there is no reason we can't change that.
Good point, but I've seen some of these guys who are too stuck on what used to work to do meaningful work today. Alot of them had the love of learning beat out of them.
Totalitarianism? Fascism? That's what your preaching, it's just not coming from the elected gov, but our duly appointed corporate overlords.
Let me educate you about your stupid strawman argument.
Corporations are taxed on profits. Before profits are expenses. Expenses include salaries, inventory, depreciation, loans. Generally, none of this is taxed. Whatever you have left over, is profit. Profit is paid to shareholders, or reinvested, returned to customers in the form of lower prices, given to employees as higher salaries, paid as bonuses, etc. The only place you see a direct tax passed onto consumers is where it is itemized on your phone or cable bill. These taxes place no pressure on the price, because the companies lie about the price and don't include these "fees". Other companies have a convoluted method of pricing that is based on what consumers will pay, what competitors charge, etc... There is no direct correlation between prices and taxes. A higher tax might mean a lower profit to shareholders, slower expansion, lower bonuses, higher prices, or lower salaries. Money is fungible, but the price paid for salaries and the price charged for goods is pretty inelastic in any competitive market.
So why not tax companies at 50%? At 100%? At 200%?
Your strawman is showing.
Thereby illustrating my point: if an employer provides you healthcare, they pay you less to make up for it.
r
Not true, this was just a classic small company, small pool, big cost vs. larger pool and lower cost. Companies pay the prevailing wage and cough up for health insurance because it's mostly expected. The fragmentation in the market makes it nearly impossible to compare plans between employers and I've clearly seen where one company is paying $20k of my insurance and another similar sized company is paying only $10k. Both plans had similar costs to me and similar coverage. After I changed jobs again, a bigger company (school) was paying less towards my plan for better coverage. This is why single payer makes sense.
Taxes are not passed onto consumers. It's ludicrous to think that happens. It could only happen if there was only one cash flow, between consumers and businesses, but that is far from true.
As to what varies. I'm talking about insurance, both cost to employee, cost to employer, coverage, etc... I've turned down a 20% pay raise because the new companies insurance would eat every penny and then some, pre-ACA. educate yourself
You know you can't actually go out and purchase a truckload of $30 smartphones. Those are subsidized. The rest of your post is similarly uneducated, I wish you'd had a better school to attend.
Schools teach both and whichever they start with is largely irrelevant.
I have 6 kids, 4 have learned how to read, the fifth is in kindergarten and on is only 2. They all learned site words first and probably read way better then you do. Honor roll, advanced classes, etc... Site words work, phonics works, kids all learn different and the mark of a great school / teacher is adaptability. We can't always have great, so parents have to step up and find out what works for their kids.
You probably learned simple math through memorization, it works just as well for simple common words. I know I never bothered to memorize the simple math, because I was a lazy kid and thought I already knew how to do math, but I saw how much it benefited the kids around me. Now, I've long since memorized them, but it really hurt me as a kid to have to do 7*6 by doing 7*5 and counting up seven. Memorizing would have been better. Like this, most "sight" words are difficult to sound out and common enough they should be quickly recognized.
And theoretically making companies all pay for health insurance should be a wash, but it definitely is not. It varies significantly from company to company.
You don't see companies unilaterally return money on lower taxed items and they don't unilaterally increase prices on higher taxed items. That's just a convenient fiction for a certain type of man.
Slashdot Mirror
...still not counterfeit?
They actually consider this to be in effect within 100 miles of the border, this may or may not include international airports. The map on my link doesn't show them.
no love for nimda?
Most people only need basic coverage. You can talk about outliers, but letting people see a doctor or take insurance with them is a life changer, even if it a low bar.
You'd be surprised. Apple can certainly afford more taxes in their profit margins, most businesses can.
I said read, not write. We could also discuss this for hours, it's colloquially accepted by most people.
Yeah, it's like learning about Santa Clause all over again.
I read alot.
Hard Luck Hank 1, 2, & 3.
'The Warmth of Other Suns' by Isabelle Wilkerson
'Half Way Home' by Hugh Howey
'Empire of the Summer Moon' by S. C. Gwynne
The Passage series by Justin Cronin
The MadAddam series by Margaret Atwood
'1491: New Revelations of Americas before Columbus' by Charles C. Mann
'Underground Airlines' by Ben Winters
'White Trash: The 400 year untold story of class in America' by Nancy Isenberg
'Lovecraft Country' by Matt Ruff
-email me for ebooks
German healthcare:
FTL; "Coverage is universal for all legal residents. About 85 percent of the population is covered by social health insurance and 10 percent by substitutive private health insurance. The remainder (e.g., soldiers, policemen) are covered under special programs. Undocumented immigrants are covered by social security in case of illness. All employed citizens (and other groups such as pensioners) earning less than €4,237.50 (US$5,422.80) per month (€50,850.00 [US$65,074.00] per year) as of 2012 are mandatorily covered by SHI, and their dependents (nonearning spouses and children) are covered free of charge. Individuals whose gross wages exceed the threshold, civil servants, and the self-employed can choose either to remain in the publicly financed scheme on a voluntary basis (and 75% of them do) or to purchase private health insurance. "
And some companies will just have to be happy with slightly lower profits. That's not an alien concept to companies. Profits decrease all the time and shareholders make a bit less.
You guys act like this has never happened in the history of corporations.
Duh, larger pools for insurance, lower overhead, standardized costs, portability when you change jobs; what doesn't make sense? Why is America too incompetent to do what every other country in the world is doing?
But the point I was making was how companies vary in how they pass costs to consumers or employees. One company might contribute 75% of premiums which is, for example, $500. Another company might contribute 50% which is $800. The insurance market is crazy. It only exists because of government intervention and there is no reason we can't change that.
No, it's what you are preaching: strong government intervention in the economy and services like healthcare.
Where the hell did you get this from? I'm just saying taxes are too low and should be better targeted at companies that make money in a given area.
To many people, if the price is lower it isn't the same.
Sad part is you still get those, the lost ones come out of the middle.
Good point, but I've seen some of these guys who are too stuck on what used to work to do meaningful work today. Alot of them had the love of learning beat out of them.
Totalitarianism? Fascism? That's what your preaching, it's just not coming from the elected gov, but our duly appointed corporate overlords.
Let me educate you about your stupid strawman argument.
Corporations are taxed on profits. Before profits are expenses. Expenses include salaries, inventory, depreciation, loans. Generally, none of this is taxed. Whatever you have left over, is profit. Profit is paid to shareholders, or reinvested, returned to customers in the form of lower prices, given to employees as higher salaries, paid as bonuses, etc.
The only place you see a direct tax passed onto consumers is where it is itemized on your phone or cable bill. These taxes place no pressure on the price, because the companies lie about the price and don't include these "fees". Other companies have a convoluted method of pricing that is based on what consumers will pay, what competitors charge, etc... There is no direct correlation between prices and taxes.
A higher tax might mean a lower profit to shareholders, slower expansion, lower bonuses, higher prices, or lower salaries. Money is fungible, but the price paid for salaries and the price charged for goods is pretty inelastic in any competitive market.
So why not tax companies at 50%? At 100%? At 200%?
Your strawman is showing.
Thereby illustrating my point: if an employer provides you healthcare, they pay you less to make up for it.
r Not true, this was just a classic small company, small pool, big cost vs. larger pool and lower cost. Companies pay the prevailing wage and cough up for health insurance because it's mostly expected. The fragmentation in the market makes it nearly impossible to compare plans between employers and I've clearly seen where one company is paying $20k of my insurance and another similar sized company is paying only $10k. Both plans had similar costs to me and similar coverage.
After I changed jobs again, a bigger company (school) was paying less towards my plan for better coverage.
This is why single payer makes sense.
I've never run into this problem with comcast, AT&T, or brighthouse. I run a "personal cloud" with http, https, ssh, etc.
Taxes are not passed onto consumers. It's ludicrous to think that happens. It could only happen if there was only one cash flow, between consumers and businesses, but that is far from true.
As to what varies. I'm talking about insurance, both cost to employee, cost to employer, coverage, etc... I've turned down a 20% pay raise because the new companies insurance would eat every penny and then some, pre-ACA.
educate yourself
You know you can't actually go out and purchase a truckload of $30 smartphones. Those are subsidized. The rest of your post is similarly uneducated, I wish you'd had a better school to attend.
Schools teach both and whichever they start with is largely irrelevant.
I have 6 kids, 4 have learned how to read, the fifth is in kindergarten and on is only 2. They all learned site words first and probably read way better then you do. Honor roll, advanced classes, etc...
Site words work, phonics works, kids all learn different and the mark of a great school / teacher is adaptability. We can't always have great, so parents have to step up and find out what works for their kids.
You probably learned simple math through memorization, it works just as well for simple common words.
I know I never bothered to memorize the simple math, because I was a lazy kid and thought I already knew how to do math, but I saw how much it benefited the kids around me. Now, I've long since memorized them, but it really hurt me as a kid to have to do 7*6 by doing 7*5 and counting up seven. Memorizing would have been better.
Like this, most "sight" words are difficult to sound out and common enough they should be quickly recognized.
HP's ILO card require a license to enable full functionality. You can get a 30 day trial for free.
nah, someone else makes the cars, we made aircraft engines.
I've seen it happen.
And theoretically making companies all pay for health insurance should be a wash, but it definitely is not. It varies significantly from company to company.
You don't see companies unilaterally return money on lower taxed items and they don't unilaterally increase prices on higher taxed items. That's just a convenient fiction for a certain type of man.
Glossary:
A certain type of man = evil person