If you're too stupid to keep track of the money you've paid out then you deserve to lose it. These lenders are relying on intimidation and bullying to get paid when they don't have their paperwork. So sorry, follow the letter of the law, sucker.
Federal loans could easily be set to 2-3% since that is less than the cost of borrowing. Federal government can easily borrow an unlimited amount of money at 1-2%. It's the banks and "middlemen" who demand more.
I think all education should be free but that is not the point here. These people took out private loans for education. The people writing these loans were somewhat shady and they bundled the loans and sold them to investors looking to make a quick buck. They have been aggressive in collecting the loans and fees but the problem is that they don't have proper documentation that they actually own the loan. If I had a loan that was serviced by these jerks, I'd default and when they came after me just ask them to "show me your papers". It doesn't sound like they have any of the papers so all of these people could get out of their debt. Those on the right are always touting the importance of following the letter of the law. Now it's time to make the lenders follow the letter of the law... no paper, no payments.
I'm only asking that fossil fuels pay their own way and not freeload by making everyone else pay for their pollution. (BTW, I have solar panels for 90% of my electricity including an electric car.)
That's exactly the problem. Fossil fuels are not paying for the damage they do to health and the environment. They get to spew pollution and everybody else has to subsidize the damage. Fossil fuels shouldn't be allowed to free ride on everyone else.
I don't know if you've noticed but solar panels are everywhere. Mostly on the roofs of houses. Sometimes in "farms". The good thing about this distributed deployment of power generation is that it provides stability to the grid and avoids building large transmission lines. (You may have taken his picture of the US showing the land area literally and thought that he wanted to build one solar farm in Nevada to power the nation. Well, that's not happening.)
We don't know because nobody has had to change batteries in their Tesla. Cars have been going for 5 years and over 200,000 miles with less than 6% battery capacity loss. You can go troll somewhere else now. We'll wake you if a Tesla battery "wears out" and needs to be replaced. It will probably happen some day but looks like they will last much longer than a fossil fuel drivetrain.
At least you can actually buy a Tesla now which does all what Audi's press release says it's someday production car will do. Tesla Autopilot will operate up to 90mph, not the useless 37mph limit of the Audi. Musk certainly can deal in hype... but he does deliver.
This is just more hype from Audi. Every few years they have a big press event about a killer next generation car then go back to making the same old shit. This car is not in production. It might be in a few years (but they've said that before). Autonomy doesn't recognize stop signs, traffic lights, pedestrians, etc. Max speed 37mph... going nowhere fast.
More from the paper: "The strong focus on species extinctions, a critical aspect of the contemporary pulse of biological extinction, leads to a common misimpression that Earth’s biota is not immediately threatened, just slowly entering an episode of major biodiversity loss. This view overlooks the current trends of population declines and extinctions. Using a sample of 27,600 terrestrial vertebrate species, and a more detailed analysis of 177 mammal species, we show the extremely high degree of population decay in vertebrates, even in common “species of low concern.” Dwindling population sizes and range shrinkages amount to a massive anthropogenic erosion of biodiversity and of the ecosystem services essential to civilization. This “biological annihilation” underlines the seriousness for humanity of Earth’s ongoing sixth mass extinction event."
"The population extinction pulse we describe here shows, from a quantitative viewpoint, that Earth’s sixth mass extinction is more severe than perceived when looking exclusively at species extinctions. Therefore, humanity needs to address anthropogenic population extirpation and decimation immediately. That conclusion is based on analyses of the numbers and degrees of range contraction (indicative of population shrinkage and/or population extinctions according to the International Union for Conservation of Nature) using a sample of 27,600 vertebrate species, and on a more detailed analysis documenting the population extinctions between 1900 and 2015 in 177 mammal species. We find that the rate of population loss in terrestrial vertebrates is extremely high—even in “species of low concern.” In our sample, comprising nearly half of known vertebrate species, 32% (8,851/27,600) are decreasing; that is, they have decreased in population size and range. In the 177 mammals for which we have detailed data, all have lost 30% or more of their geographic ranges and more than 40% of the species have experienced severe population declines (>80% range shrinkage). Our data indicate that beyond global species extinctions Earth is experiencing a huge episode of population declines and extirpations, which will have negative cascading consequences on ecosystem functioning and services vital to sustaining civilization. We describe this as a “biological annihilation” to highlight the current magnitude of Earth’s ongoing sixth major extinction event.
This fits in with the recent study published in the Proceedings of the National Academies of Sciences: Biological annihilation via the ongoing sixth mass extinction signaled by vertebrate population losses and declines http://www.pnas.org/content/ea... Humans will be part of this sixth mass extinction. (At least some of them.)
Worst drought in Africa since 1945. http://www.africanews.com/2017... Worst among the countries are Somalia, South Sudan, and Nigeria in West Africa who are part of the more than 20 million people estimated by the United Nations to be facing severe famine and starvation in the world.
They really should just call it an "umbrella store". Have a "deposit" which is enough to cover the cost of the umbrella. If they return it, no problem. If they keep it, just replace it from the deposit.
In 1971 I worked in a small store that sold stereo equipment and also did a thriving business selling cassette tapes copied from vinyl records. At the time it was legal. We would make a master tape from the vinyl and had tape duplicating equipment which would make four cassette tapes at a time. We had a rather large catalog of popular music. About that time, the passed a law which allowed record companies to copyright vinyl. After that, we had to watch for the symbol (P in a circle) since we couldn't copy those records legally. The good old days.
Some of the elderly do have assets but many don't and the only income they have is SS. You'd be surprised at the number of elderly who get by solely on SS. (24% of Medicare beneficiaries have income below the poverty level and struggle with basic expenses for food, shelter and medicine)
You really don't understand freedom. Try the Declaration of Independence... it's a good definition of freedom. "We hold these Truths to be self-evident, that all Men are created equal, That they are endowed by their Creator with certain unalienable Rights, that among these are Life, Liberty, and the Pursuit of Happiness. That to secure these Rights, Governments are instituted among Men, deriving their just Powers from the Consent of the Governed, that whenever any Form of Government becomes destructive of these Ends, it is the Right of the People to alter or abolish it, and to institute a new Government, laying its Foundations on such Principles and organizing its Powers in such Form, as to Them shall seem most likely to effect their Safety and Happiness.
Slashdot Mirror
The current federal funds rate is 1.25 percent. The Federal Reserve expects to raise the rate once in 2017, to 1.5 percent.
You were being responsible and your credit rating will show that. You do benefit.
If you're too stupid to keep track of the money you've paid out then you deserve to lose it.
These lenders are relying on intimidation and bullying to get paid when they don't have their paperwork.
So sorry, follow the letter of the law, sucker.
Federal loans could easily be set to 2-3% since that is less than the cost of borrowing. Federal government can easily borrow an unlimited amount of money at 1-2%.
It's the banks and "middlemen" who demand more.
I think all education should be free but that is not the point here.
These people took out private loans for education. The people writing these loans were somewhat shady and they bundled the loans and sold them to investors looking to make a quick buck. They have been aggressive in collecting the loans and fees but the problem is that they don't have proper documentation that they actually own the loan.
If I had a loan that was serviced by these jerks, I'd default and when they came after me just ask them to "show me your papers". It doesn't sound like they have any of the papers so all of these people could get out of their debt.
Those on the right are always touting the importance of following the letter of the law. Now it's time to make the lenders follow the letter of the law... no paper, no payments.
So, just because it would take a few years to replace fossil fuels with solar, we shouldn't do it?
I'm only asking that fossil fuels pay their own way and not freeload by making everyone else pay for their pollution.
(BTW, I have solar panels for 90% of my electricity including an electric car.)
That's exactly the problem. Fossil fuels are not paying for the damage they do to health and the environment. They get to spew pollution and everybody else has to subsidize the damage.
Fossil fuels shouldn't be allowed to free ride on everyone else.
The IMF has a study showing that fossil fuels receive $5.3 trillion a year in subsidies.
https://www.imf.org/en/News/Ar...
I don't know if you've noticed but solar panels are everywhere. Mostly on the roofs of houses. Sometimes in "farms". The good thing about this distributed deployment of power generation is that it provides stability to the grid and avoids building large transmission lines.
(You may have taken his picture of the US showing the land area literally and thought that he wanted to build one solar farm in Nevada to power the nation. Well, that's not happening.)
We don't know because nobody has had to change batteries in their Tesla. Cars have been going for 5 years and over 200,000 miles with less than 6% battery capacity loss.
You can go troll somewhere else now. We'll wake you if a Tesla battery "wears out" and needs to be replaced.
It will probably happen some day but looks like they will last much longer than a fossil fuel drivetrain.
AI will do everything you can do... And do it better
Computers will be better at reading images. They will also be better at deciding what tests to do.
Radiologists can easily be replaced.
At least you can actually buy a Tesla now which does all what Audi's press release says it's someday production car will do.
Tesla Autopilot will operate up to 90mph, not the useless 37mph limit of the Audi.
Musk certainly can deal in hype... but he does deliver.
Wake me when it's actually in production.
This is just more hype from Audi. Every few years they have a big press event about a killer next generation car then go back to making the same old shit.
This car is not in production. It might be in a few years (but they've said that before).
Autonomy doesn't recognize stop signs, traffic lights, pedestrians, etc.
Max speed 37mph... going nowhere fast.
Wake me when I can actually buy one and test it.
More from the paper:
"The strong focus on species extinctions, a critical aspect of the contemporary pulse of biological extinction, leads to a common misimpression that Earth’s biota is not immediately threatened, just slowly entering an episode of major biodiversity loss. This view overlooks the current trends of population declines and extinctions. Using a sample of 27,600 terrestrial vertebrate species, and a more detailed analysis of 177 mammal species, we show the extremely high degree of population decay in vertebrates, even in common “species of low concern.” Dwindling population sizes and range shrinkages amount to a massive anthropogenic erosion of biodiversity and of the ecosystem services essential to civilization. This “biological annihilation” underlines the seriousness for humanity of Earth’s ongoing sixth mass extinction event."
"The population extinction pulse we describe here shows, from a quantitative viewpoint, that Earth’s sixth mass extinction is more severe than perceived when looking exclusively at species extinctions. Therefore, humanity needs to address anthropogenic population extirpation and decimation immediately. That conclusion is based on analyses of the numbers and degrees of range contraction (indicative of population shrinkage and/or population extinctions according to the International Union for Conservation of Nature) using a sample of 27,600 vertebrate species, and on a more detailed analysis documenting the population extinctions between 1900 and 2015 in 177 mammal species. We find that the rate of population loss in terrestrial vertebrates is extremely high—even in “species of low concern.” In our sample, comprising nearly half of known vertebrate species, 32% (8,851/27,600) are decreasing; that is, they have decreased in population size and range. In the 177 mammals for which we have detailed data, all have lost 30% or more of their geographic ranges and more than 40% of the species have experienced severe population declines (>80% range shrinkage). Our data indicate that beyond global species extinctions Earth is experiencing a huge episode of population declines and extirpations, which will have negative cascading consequences on ecosystem functioning and services vital to sustaining civilization. We describe this as a “biological annihilation” to highlight the current magnitude of Earth’s ongoing sixth major extinction event.
This fits in with the recent study published in the Proceedings of the National Academies of Sciences:
Biological annihilation via the ongoing sixth mass extinction signaled by vertebrate population losses and declines
http://www.pnas.org/content/ea...
Humans will be part of this sixth mass extinction. (At least some of them.)
News report here:
https://www.washingtonpost.com...
Yes!!!
And it's growing!
Worst drought in Africa since 1945.
http://www.africanews.com/2017...
Worst among the countries are Somalia, South Sudan, and Nigeria in West Africa who are part of the more than 20 million people estimated by the United Nations to be facing severe famine and starvation in the world.
The Guardian said it was the size of Luxembourg so that should clear things up.
They really should just call it an "umbrella store". Have a "deposit" which is enough to cover the cost of the umbrella. If they return it, no problem. If they keep it, just replace it from the deposit.
In 1971 I worked in a small store that sold stereo equipment and also did a thriving business selling cassette tapes copied from vinyl records. At the time it was legal. We would make a master tape from the vinyl and had tape duplicating equipment which would make four cassette tapes at a time. We had a rather large catalog of popular music. About that time, the passed a law which allowed record companies to copyright vinyl. After that, we had to watch for the symbol (P in a circle) since we couldn't copy those records legally.
The good old days.
Some of the elderly do have assets but many don't and the only income they have is SS. You'd be surprised at the number of elderly who get by solely on SS.
(24% of Medicare beneficiaries have income below the poverty level and struggle with basic expenses for food, shelter and medicine)
You really don't understand freedom.
Try the Declaration of Independence... it's a good definition of freedom.
"We hold these Truths to be self-evident, that all Men are created equal, That they are endowed by their Creator with certain unalienable Rights, that among these are Life, Liberty, and the Pursuit of Happiness. That to secure these Rights, Governments are instituted among Men, deriving their just Powers from the Consent of the Governed, that whenever any Form of Government becomes destructive of these Ends, it is the Right of the People to alter or abolish it, and to institute a new Government, laying its Foundations on such Principles and organizing its Powers in such Form, as to Them shall seem most likely to effect their Safety and Happiness.