We use credit cards for almost all expenses, and pay them off every month. It gets us convenience and a little float. It's probably one of the reasons our credit scores are high.
However, that means that we are always in debt for about a month and a half of much of our living expenses, on the average, and that hurt us a bit with a mortgage refinance.
How much have you borrowed? The credit score is primarily to estimate how likely you are to pay off a loan. How many loans have you paid off? Do you have a credit card? If not, get one without an annual fee (or with; they're never that big), use it every month, and pay off the card when the bill comes. It will cost you little or nothing, and shows that you're responsible with debt.
The reason why a moon base hasn't happened is simple economics. It would be extremely expensive, and wouldn't provide any comparable return value. It would be of some use, but there's not much research we can do on the moon that we can't in low Earth orbit. There's no currently valuable resources on the Moon that would pay for the cost of their extraction and shipping to Earth. It would be useful to know how the human body fares at 1/6G (we know it works at 1G and deteriorates badly at 0G, and nothing really in between), but not that useful.
I don't see how a monthly fee for each separate service can't be too much and/or too difficult. If Netflix is able to run all the movies, I can pay Netflix and deal with them. There's always going to be something worth watching there, and it's one application and one monthly fee.
For any individual studio, there's going to be times when I want to watch a few of their movies, and times when I don't care to watch any. The monthly subscription fee is going to look an awful lot like an inconvenient expense, which I might want to drop so I only have ten studios I pay money to each month.
"(have sexual relations with) and run" (feel free to substitute synonyms for the parenthetical phrase) is a perfectly viable male reproductive strategy in the case of species (like humans) where paternity is uncertain, generally because fertility is not limited to a short obvious cycle. So is staying with a woman, monopolizing her reproductive capability, and trying to get your children to be successful and reproduce, but it's often possible to sneak off for some additional impregnation chances on the side, and that improves the man's odds.
Women are pretty much stuck with their children, since they pay a much higher biological price for them, and it's useful to keep a man, not necessarily the father, to stick around and help. Also, if they have children by more than one father, they've got a better chance of having at least one child succeed, so both sexes have biological incentives to pretend to be monogamous and have affairs.
Now, add millennia of social behavior onto that biological substrate, and things get really complicated.
Dictionary definitions are based on general use. I never see "SJW" used favorably, although there are lots of people in favor of social justice. I see people make stupid claims about SJWs, without bothering to ascertain how many people the claims actually apply to.
Therefore, "SJW" should be translated as "(and I'm an asshole, probably a right-wing asshole)", because that's how it's used and what it means in practice.
Equifax has no business relationship with me. They are selling information about me to others, The others make the decisions that can harm me, and are doing so according to their standard practices, so they aren't liable. This could change, if there was a law about strict liability. Strict liability means that, if you caused a problem, no matter why, you're liable. Alternatively, if Equifax is lying about me, in some countries that would be libel. In the US, following standard and generally adequate procedures is a good defense against libel, so the laws would have to be changed.
Another problem is finding where Equifax's negligence has harmed me. Most decisions using credit scores do not supply me with detailed information about why they were made. If Equifax screws up my credit rating, and I try to rent an apartment, and I'm denied because of bad credit, how do I show in court that they harmed me?
Except that I'm not saying that portraying single motherhood as inconsequential is completely safe. There have been many times when my wife and I have benefited greatly from having each other, and parenthood was still often a challenge. I'd rather it be portrayed as especially challenging at best. This should follow from what I said about sex and violence. I have no problems with situations that are completely unrealistic, but realistic-looking shows will have effects.
Google is obviously not doing this out of the goodness of their hearts. Publicly held corporations don't work that way. However, I don't want to make myself artificially well-of because of the oppression of others. (I'm sure it happens, but I don't want it to.) If more people become more productive, we're all better off in some ways.
There's limits as to how cheap centralized manufacturing can get (in the ultimate limiting case, approximately zero cost, like software).
Also, having a 3D printer isn't completely trivial. I decided against buying one, since it would have to be a minor hobby and I don't want another one of those right now. (Maybe a year or two from now.) I'd have to find a place for it, and some of the materials used need special ventilation. (Commercially, some materials require nitrogen or argon in the printer. I suspect the argon is for titanium printing.)
As a wargamer, my pewter figures are more detailed than I could get with a printer costing under a thousand, and my CAD design skills aren't particularly good yet. Fat Dragon Games has been running World War Tesla at conventions, with everything on the table printed on an affordable printer, and that's tempting. (It should be generally available later this year or maybe early next year.)
Yes, that group of countries is what I meant. North African countries did not get messed up in the same way. They also don't seem to cause nearly as much trouble.
I believe you'll find that England built an empire and then went secular, rather than the reverse. The mostly Catholic French built an impressive empire also.
It sounds to me like Google made a sale of service, asking for a payment that included taxes. Since the customer didn't pay taxes, Google assumed that responsibility. Unless there was something in the sales agreement (which I have no way to see), variable costs (including taxes) are part of the risk Google runs while doing business.
We make payments for bills that are unlikely to change. We don't for variable bills (like credit cards). We're really not happy about the idea of giving someone else the ability to grab arbitrary amounts of money from our bank account.
A collection agency buys a debt off a company, and then you owe the money to the agency. How would it be legal for them to jack it up arbitrarily? They don't have any agreement with you, you just owe them money.
Bitcoin wouldn't be as successful if banks were efficient. If I can send someone in Germany 100 Euros in Bitcoin cheaper than I can use a bank, the bank is doing something seriously wrong.
Mine hasn't failed to pick up something in front of it. I don't trust it for people cutting me off, as it doesn't have a wide enough field of view to react to anyone in the next lane. I'm not real impressed by the driving ability of someone who will merge into my lane right in front of me while going significantly slower, unless there's some sort of unusual condition, but it's not a use case I can simply ignore without consequences.
My lane following isn't smooth. I don't want to rely on it.
There was the Church of England, and there were the Catholics. There were plenty of civilized Catholic countries. That wasn't the problem, unless you're saying they should have given up their culture to the invaders.
The problems in the Middle East are largely because of British, French, and US activities, starting after WWI and the breakup of the Ottoman Empire into arbitrary national mandates. The US didn't really start disruptive activity until the 1950s.
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We use credit cards for almost all expenses, and pay them off every month. It gets us convenience and a little float. It's probably one of the reasons our credit scores are high.
However, that means that we are always in debt for about a month and a half of much of our living expenses, on the average, and that hurt us a bit with a mortgage refinance.
How much have you borrowed? The credit score is primarily to estimate how likely you are to pay off a loan. How many loans have you paid off? Do you have a credit card? If not, get one without an annual fee (or with; they're never that big), use it every month, and pay off the card when the bill comes. It will cost you little or nothing, and shows that you're responsible with debt.
The reason why a moon base hasn't happened is simple economics. It would be extremely expensive, and wouldn't provide any comparable return value. It would be of some use, but there's not much research we can do on the moon that we can't in low Earth orbit. There's no currently valuable resources on the Moon that would pay for the cost of their extraction and shipping to Earth. It would be useful to know how the human body fares at 1/6G (we know it works at 1G and deteriorates badly at 0G, and nothing really in between), but not that useful.
You have no right not to feel threatened by a hurricane. It's not responsible for your feelings.
I'm not sure what you're saying, but in a sailboat sailing into the wind works because the sails, when filled with air, make good airfoils.
The tighter your grip, the more superheroes will slip between your fingers?
I don't see how a monthly fee for each separate service can't be too much and/or too difficult. If Netflix is able to run all the movies, I can pay Netflix and deal with them. There's always going to be something worth watching there, and it's one application and one monthly fee.
For any individual studio, there's going to be times when I want to watch a few of their movies, and times when I don't care to watch any. The monthly subscription fee is going to look an awful lot like an inconvenient expense, which I might want to drop so I only have ten studios I pay money to each month.
"(have sexual relations with) and run" (feel free to substitute synonyms for the parenthetical phrase) is a perfectly viable male reproductive strategy in the case of species (like humans) where paternity is uncertain, generally because fertility is not limited to a short obvious cycle. So is staying with a woman, monopolizing her reproductive capability, and trying to get your children to be successful and reproduce, but it's often possible to sneak off for some additional impregnation chances on the side, and that improves the man's odds.
Women are pretty much stuck with their children, since they pay a much higher biological price for them, and it's useful to keep a man, not necessarily the father, to stick around and help. Also, if they have children by more than one father, they've got a better chance of having at least one child succeed, so both sexes have biological incentives to pretend to be monogamous and have affairs.
Now, add millennia of social behavior onto that biological substrate, and things get really complicated.
Dictionary definitions are based on general use. I never see "SJW" used favorably, although there are lots of people in favor of social justice. I see people make stupid claims about SJWs, without bothering to ascertain how many people the claims actually apply to.
Therefore, "SJW" should be translated as "(and I'm an asshole, probably a right-wing asshole)", because that's how it's used and what it means in practice.
Equifax has no business relationship with me. They are selling information about me to others, The others make the decisions that can harm me, and are doing so according to their standard practices, so they aren't liable. This could change, if there was a law about strict liability. Strict liability means that, if you caused a problem, no matter why, you're liable. Alternatively, if Equifax is lying about me, in some countries that would be libel. In the US, following standard and generally adequate procedures is a good defense against libel, so the laws would have to be changed.
Another problem is finding where Equifax's negligence has harmed me. Most decisions using credit scores do not supply me with detailed information about why they were made. If Equifax screws up my credit rating, and I try to rent an apartment, and I'm denied because of bad credit, how do I show in court that they harmed me?
How about a certain financial institution that manages my stock from my ESPP, which has a max of eight alphanumeric characters?
I look over my statements, just in case.
Bad polling is something the people involved try to avoid. It's embarrassing, and leads to reduced credibility.
Except that I'm not saying that portraying single motherhood as inconsequential is completely safe. There have been many times when my wife and I have benefited greatly from having each other, and parenthood was still often a challenge. I'd rather it be portrayed as especially challenging at best. This should follow from what I said about sex and violence. I have no problems with situations that are completely unrealistic, but realistic-looking shows will have effects.
Google is obviously not doing this out of the goodness of their hearts. Publicly held corporations don't work that way. However, I don't want to make myself artificially well-of because of the oppression of others. (I'm sure it happens, but I don't want it to.) If more people become more productive, we're all better off in some ways.
There's limits as to how cheap centralized manufacturing can get (in the ultimate limiting case, approximately zero cost, like software).
Also, having a 3D printer isn't completely trivial. I decided against buying one, since it would have to be a minor hobby and I don't want another one of those right now. (Maybe a year or two from now.) I'd have to find a place for it, and some of the materials used need special ventilation. (Commercially, some materials require nitrogen or argon in the printer. I suspect the argon is for titanium printing.)
As a wargamer, my pewter figures are more detailed than I could get with a printer costing under a thousand, and my CAD design skills aren't particularly good yet. Fat Dragon Games has been running World War Tesla at conventions, with everything on the table printed on an affordable printer, and that's tempting. (It should be generally available later this year or maybe early next year.)
Yes, that group of countries is what I meant. North African countries did not get messed up in the same way. They also don't seem to cause nearly as much trouble.
I believe you'll find that England built an empire and then went secular, rather than the reverse. The mostly Catholic French built an impressive empire also.
It sounds to me like Google made a sale of service, asking for a payment that included taxes. Since the customer didn't pay taxes, Google assumed that responsibility. Unless there was something in the sales agreement (which I have no way to see), variable costs (including taxes) are part of the risk Google runs while doing business.
We make payments for bills that are unlikely to change. We don't for variable bills (like credit cards). We're really not happy about the idea of giving someone else the ability to grab arbitrary amounts of money from our bank account.
A collection agency buys a debt off a company, and then you owe the money to the agency. How would it be legal for them to jack it up arbitrarily? They don't have any agreement with you, you just owe them money.
Bitcoin wouldn't be as successful if banks were efficient. If I can send someone in Germany 100 Euros in Bitcoin cheaper than I can use a bank, the bank is doing something seriously wrong.
Mine hasn't failed to pick up something in front of it. I don't trust it for people cutting me off, as it doesn't have a wide enough field of view to react to anyone in the next lane. I'm not real impressed by the driving ability of someone who will merge into my lane right in front of me while going significantly slower, unless there's some sort of unusual condition, but it's not a use case I can simply ignore without consequences.
My lane following isn't smooth. I don't want to rely on it.
If a self-driving car crashes into me, it really doesn't matter if the owner of the SDC has agreed to a EULA, as long as I haven't..
There was the Church of England, and there were the Catholics. There were plenty of civilized Catholic countries. That wasn't the problem, unless you're saying they should have given up their culture to the invaders.
The problems in the Middle East are largely because of British, French, and US activities, starting after WWI and the breakup of the Ottoman Empire into arbitrary national mandates. The US didn't really start disruptive activity until the 1950s.