Assuming that this information was stored in an area specific to that professor (and I know that it is a big assumption), I would also ask why the files and directories of a retired professor are still around. Were his IDs removed after he retired, as well?
Wait to save for retirement until you truly can afford it.
IMHO, this is the worst advice you could give. The value of money over time is the biggest advantage a person can get. Time is the one part of investing that you can never buy or get back.
I would recommend setting that money aside in an offshore jurisdiction as you can be quite sure that you will actually get it back from the politicians when you actually need it.
Assuming he's in the U.S., the money for many, if not most, retirement plans are in 401k's. These are not managed by the goverment. There are still some corporate pensions, but these too are private, and with some of the shady dealings that have come to light with them lately, they are being watched more careful than ever.
If you cant trust politicians now, how on earth are you going to be able to trust politicians not to go mad over the coming 40 years?
Putting money into a mutual fund that invests overseas will help you do that, plus helps manage your risk. Plus, I would rather trust our government than a foreign one. How many other countries have changed forms of governments in the last 200 or so years? How many have had all their people's private assets confiscated by the state? I'll take my chances here and use a mutual fund to mitigate the risk of investing in other countries.
There's one thing you can buy at 20 that you can't buy later......time. The compounded interest on your money is one of the best investments you can make.
Also, if your employer has a 401k, enroll in it as soon as possible. At a minimum, try to put in the same amount your employer will match, if any. This alone doubles your savings. Then every time you get a raise, put a good percentage of that raise into your 401k. Before you know it, you'll have your contribution rate maxed out and be well on your way to a decent retirement fund. For example, if you get a 2% raise, up your 401k contribution by 1% or 2%.
Someone gave me this advice when I graduated 15 years ago and I'm very thankful to them and that I listened.
Were volcanic eruptions, diseases, etc. disproven or the landing of a meteor or astroid proven as the cause?
At my school, we were taught to think for ourselves and not to take for fact everything somebody else writes. Try it sometime, it doesn't hurt as much as you think.
What are some of your favorite mailing lists and literature? Since you've been blacksmithing for a while, I figured why not get a list of the better ones from someone who knows the area?
I'm also asking because I am taking a beginning blacksmithing class soon here: Ozark School of Blacksmithing
In the early 90s, an April fools joke was passed through Usenet from a guy claiming to have patented null terminated strings. Anyone still have a copy of this or know where to find it?
I wonder if you could use stenography (not shorthand) to hide your medical history inside an organ? Or maybe a map to where you've buried your savings in your backyard.
"The blueprints for the new Mach V engine are encoded in your new kidney, Speed" - Pops
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Assuming that this information was stored in an area specific to that professor (and I know that it is a big assumption), I would also ask why the files and directories of a retired professor are still around. Were his IDs removed after he retired, as well?
Wait to save for retirement until you truly can afford it.
IMHO, this is the worst advice you could give. The value of money over time is the biggest advantage a person can get. Time is the one part of investing that you can never buy or get back.
I would recommend setting that money aside in an offshore jurisdiction as you can be quite sure that you will actually get it back from the politicians when you actually need it.
Assuming he's in the U.S., the money for many, if not most, retirement plans are in 401k's. These are not managed by the goverment. There are still some corporate pensions, but these too are private, and with some of the shady dealings that have come to light with them lately, they are being watched more careful than ever.
If you cant trust politicians now, how on earth are you going to be able to trust politicians not to go mad over the coming 40 years?
Putting money into a mutual fund that invests overseas will help you do that, plus helps manage your risk. Plus, I would rather trust our government than a foreign one. How many other countries have changed forms of governments in the last 200 or so years? How many have had all their people's private assets confiscated by the state? I'll take my chances here and use a mutual fund to mitigate the risk of investing in other countries.
There's one thing you can buy at 20 that you can't buy later......time. The compounded interest on your money is one of the best investments you can make.
Also, if your employer has a 401k, enroll in it as soon as possible. At a minimum, try to put in the same amount your employer will match, if any. This alone doubles your savings. Then every time you get a raise, put a good percentage of that raise into your 401k. Before you know it, you'll have your contribution rate maxed out and be well on your way to a decent retirement fund. For example, if you get a 2% raise, up your 401k contribution by 1% or 2%.
Someone gave me this advice when I graduated 15 years ago and I'm very thankful to them and that I listened.
LOL....figures it would be an Anonymous Coward.
Were volcanic eruptions, diseases, etc. disproven or the landing of a meteor or astroid proven as the cause?
At my school, we were taught to think for ourselves and not to take for fact everything somebody else writes. Try it sometime, it doesn't hurt as much as you think.
"The so-called K/T impact, for example, ended the age of the dinosaurs 65 million years ago." So this is now a fact? Why wasn't I told?
What are some of your favorite mailing lists and literature? Since you've been blacksmithing for a while, I figured why not get a list of the better ones from someone who knows the area?
I'm also asking because I am taking a beginning blacksmithing class soon here: Ozark School of Blacksmithing
In the early 90s, an April fools joke was passed through Usenet from a guy claiming to have patented null terminated strings. Anyone still have a copy of this or know where to find it?
I wonder if you could use stenography (not shorthand) to hide your medical history inside an organ? Or maybe a map to where you've buried your savings in your backyard. "The blueprints for the new Mach V engine are encoded in your new kidney, Speed" - Pops