My post referred to the fees for international money transfers only. And since a few years market regulations forced the banks to stop that scam and have put a limit on those fees (at around 5% of the original fees)
debit cards are cheap for customers and retailers. "Electronic cash" has 0.3% with a 8ct minumum fee (retailer) and comes free with your checking account. (if you're with a bank thats honest about banking and account fees.)
That should be well in the same league with the cost of handling cash.
Either cash, or transfer the money to their account, or give them permission to transfer the money to their account. There is no formal permission needed for the latter. As the permission is only checked when the transfer is disputed, you'd even only need to give them a possibility to proof your agreement to the transfer. (Anything above pencil&napkin should do. Audio recordings definitly work)
In Europe, the cheque guarantee card was out out of service end of 2001 anyway.
When I order something from a ad, catalog or online, I simply tick a box next to the order and give permission to have it debited to my account. For me, it works exactly like a credit card. Place your order, give your (Card|Account)number along with it, sign, and you're done.
Differences are behind the scenes like who checks the debitors permission to withdraw the money.
And here's the punchline: This system works well, even as the permission for a direct debit is never checked by the bank! Only if a transfer is disputed the permission is checked.
not all customers have access to electronic funds transfer.
That's your problem, right there. Fix it.
I'd guess that there is hardly any pressure to fix it, as credit cards offer a viable alternative.
And thats the same reason why Credit Cards are still a bit exotic. With a working system of money transfer and direct debit, there is no need for them.
I've never seen a standalone cheque guarantee card
Well, I remember I saw one, when I was a kid my mum used to have one. That was before there was an ATM at the bank. But they did the perfect naming stunt. The guarantee card was called EC-Card (EuroCheque), then they combined it with the debit card. 10 years ago (Update from wikipedia: 2001) when the whole check-system was stopped, the same card now was a pure debit card. But it was still called EC-Card. But now that stood for "Electronic Cash". So hardly someone noticed at all that there aren't guaranteed cheques anymore
Obviously the tinyurl is trying to solve the problem that wouldn't even exist at all if tiny url wouldn't have tried to solve another problem - that wasn't a problem at all in the first place!!
http://www.foobar.example/Never-gonna-give-you-up is much more informative for human readers. Espescially if you have a list of URLs (history or proxy log) that link to the same site, you'll be glad for having the article caption in the URL.
Say, your friends mailed you several links over the past few weeks.
The point of a TV is watching TV and video games. And thats what a usual TV-Set does perfectly well!
And if the point of facebook status and twitter is to promote links, and you can't do that without some vulnerable external service, the the whole concept of that is f**ing broken!!
Considering this, let me cortrect your analogies:
"Aside from watching TV and playing video games, what's the point of a TV with a screen painted black?!?" "Aside from being able to read many books without having to physically carry them all around, what's the point of an umbrella?!?!!??"
I didn't even read the TFA, but there might be even something intresting in it.
If you can find something predictable in the behaviour in social groups that far apart as Guilds and Gangs, you might be up to something fundamental, that might allow to predict the behaviour of groups that are less well studied.
It's like *telling Big Brother* that a middle-aged white male in a red sweatshirt came in the door of your house.
No, it's like telling a guy at a marketing company that a middle-aged white male in a red sweatshirt came in the door of your business. A marketing company that is paying you or has some type of agreement with you to supply such information.
No. Google tracking cookies are unique to a single browser profile. Thats usually even a single user account.
So it's like letting "big brother" now, that the SAME person that used his credit card, issued to "Henry Johnson, Whatever Rd 34 (full adress)" at Walmart 2 hours ago, and who watched "Nuns with leather & whips" porn site 2 days ago, just came in the door of your house. Oh and yes, he's wearing a red sweatshirt.
So then, how can the EU legislate: A. An American site doing this with euro user data?
They can't.
But they can legislate EU sites trying to circumvent EU data protection laws by forwarding tha data to countries with lower data protection standards.
You see, no legislation of US sites.
B. A site keeping it's logs on its own and then, at a later date, transmitting them to Google? Who owns the logs?
It's not about who owns the logs, but who owns the data inside them? Personal data in the logs is still owened by the person that is identified by the data. Like.. if a take a photo of your face, i might own the picture, but I won't own your face.
And I rarely saw them armed with more than a handgun before The Great Fear Of Terror swept over us.
OTOH, speaking of regular military... thats one thing you won't see at all: Armed military troops. They aren't allowed to do any domestic operations. So, if big guns are needed, yes, they will be handled by a special team of the police.
Beside some other experiences, I have the feeling of an explosion of water, fat and liquified meat as a basis. In my mouth. That was a hot dog in Newcastle.
OTOH, I know you can be brainwashed in less than two years into kind-of-enjoying that.
Besides that, considering what people usually think about british cuisine, beeing afraid ONLY of sausages is a big sucess.:-)
I had even good german beer or checheslovakian beer in mind.
It's not a matter of better or worse, but what your taste buds expect. Like finding out that the piece of meat you just put into your mouth was in fact a grilled aubergine. Also fine, but that sponge like texture feels completly WRONG for a moment.
Slashdot Mirror
My post referred to the fees for international money transfers only. And since a few years market regulations forced the banks to stop that scam and have put a limit on those fees (at around 5% of the original fees)
debit cards are cheap for customers and retailers. "Electronic cash" has 0.3% with a 8ct minumum fee (retailer) and comes free with your checking account. (if you're with a bank thats honest about banking and account fees.)
That should be well in the same league with the cost of handling cash.
DeusEx? whats that?
"Of course cash was still around. There was just nothing legel left you could do with it"
(Count Zero)*
Now get of my lawn!
* sorry, only quoted from memory
Either cash, or transfer the money to their account, or give them permission to transfer the money to their account. There is no formal permission needed for the latter. As the permission is only checked when the transfer is disputed, you'd even only need to give them a possibility to proof your agreement to the transfer. (Anything above pencil&napkin should do. Audio recordings definitly work)
priceless.
In Europe, the cheque guarantee card was out out of service end of 2001 anyway.
When I order something from a ad, catalog or online, I simply tick a box next to the order and give permission to have it debited to my account. For me, it works exactly like a credit card. Place your order, give your (Card|Account)number along with it, sign, and you're done.
Differences are behind the scenes like who checks the debitors permission to withdraw the money.
And here's the punchline: This system works well, even as the permission for a direct debit is never checked by the bank! Only if a transfer is disputed the permission is checked.
Not all customers want access to electronic funds transfer.
They don't want access to their salery or wages??
They could accept debit cards that only cost them 0.3% fees.
http://de.wikipedia.org/wiki/Electronic_cash#Kosten
To be honest, they worked out paperless EFT rather quickly, but feasted on exorbitant fees for them for quite a while.
Well.. why not give the buyer a "bill" and have him transfer the money to your account? Banks stilla ccept written orders for money transfers.
not all customers have access to electronic funds transfer.
That's your problem, right there. Fix it.
I'd guess that there is hardly any pressure to fix it, as credit cards offer a viable alternative.
And thats the same reason why Credit Cards are still a bit exotic. With a working system of money transfer and direct debit, there is no need for them.
I've never seen a standalone cheque guarantee card
Well, I remember I saw one, when I was a kid my mum used to have one. That was before there was an ATM at the bank. But they did the perfect naming stunt. The guarantee card was called EC-Card (EuroCheque), then they combined it with the debit card. 10 years ago (Update from wikipedia: 2001) when the whole check-system was stopped, the same card now was a pure debit card. But it was still called EC-Card. But now that stood for "Electronic Cash". So hardly someone noticed at all that there aren't guaranteed cheques anymore
Read more
So you're saying that they are still used? I'm 34 now and never used a check!
Unlike murder, anti-competetive isn't a problem as long as no one complains.
Wow thats fantastic!
Obviously the tinyurl is trying to solve the problem that wouldn't even exist at all if tiny url wouldn't have tried to solve another problem - that wasn't a problem at all in the first place!!
Yes.. but with most CMS, the other option would be, short, unreadable URL with or without bit.ly.
As most CMS tend create urls like http://www.foobar.example/index.php?articleid=51243 thats not much different from http://www.bit.ly.example/51234 (less special charackters like ? or = that people might mess up, but besides that...)
http://www.foobar.example/Never-gonna-give-you-up is much more informative for human readers. Espescially if you have a list of URLs (history or proxy log) that link to the same site, you'll be glad for having the article caption in the URL.
Say, your friends mailed you several links over the past few weeks.
http://www.foobar.example/index.php?articleid=51243
http://www.foobar.example/index.php?articleid=28043
http://www.foobar.example/index.php?articleid=79344
http://www.foobar.example/index.php?articleid=97421
http://www.foobar.example/index.php?articleid=12034
Would you be able to see which one was the good one? Much easier with
http://www.foobar.example/Never-gonna-give-you-up
http://www.foobar.example/Natalie-Portman-in-Leia-Slave-Dress
http://www.foobar.example/boring_surveillance
http://www.foobar.example/Goatse-the-movie
http://www.foobar.example/Rickrolling
But you were right. A CMS with a good SEF-URL-Scheme should try to be as tense as those examples. http://www.foobar.example/Natalie-Portman/index.php?sessid=uj99346Ab320ljkldjf&user=woheverwaslookingitup&page=3&find=in-Leia-Slave-Dress&showads=true unites the worst of two worlds.
P.S.
I tried my best to explain to slashdot that these aren't actual urls.
thats not only for search engines.
It's really handy to see where a link is going!
Oh I can tell you what the difference is!
The point of a TV is watching TV and video games. And thats what a usual TV-Set does perfectly well!
And if the point of facebook status and twitter is to promote links, and you can't do that without some vulnerable external service, the the whole concept of that is f**ing broken!!
Considering this, let me cortrect your analogies:
"Aside from watching TV and playing video games, what's the point of a TV with a screen painted black?!?"
"Aside from being able to read many books without having to physically carry them all around, what's the point of an umbrella?!?!!??"
oh. *that* kind of football
I didn't even read the TFA, but there might be even something intresting in it.
If you can find something predictable in the behaviour in social groups that far apart as Guilds and Gangs, you might be up to something fundamental, that might allow to predict the behaviour of groups that are less well studied.
It's like *telling Big Brother* that a middle-aged white male in a red sweatshirt came in the door of your house.
No, it's like telling a guy at a marketing company that a middle-aged white male in a red sweatshirt came in the door of your business.
A marketing company that is paying you or has some type of agreement with you to supply such information.
No. Google tracking cookies are unique to a single browser profile. Thats usually even a single user account.
So it's like letting "big brother" now, that the SAME person that used his credit card, issued to "Henry Johnson, Whatever Rd 34 (full adress)" at Walmart 2 hours ago, and who watched "Nuns with leather & whips" porn site 2 days ago, just came in the door of your house. Oh and yes, he's wearing a red sweatshirt.
So then, how can the EU legislate:
A. An American site doing this with euro user data?
They can't.
But they can legislate EU sites trying to circumvent EU data protection laws by forwarding tha data to countries with lower data protection standards.
You see, no legislation of US sites.
B. A site keeping it's logs on its own and then, at a later date, transmitting them to Google?
Who owns the logs?
It's not about who owns the logs, but who owns the data inside them?
Personal data in the logs is still owened by the person that is identified by the data. Like.. if a take a photo of your face, i might own the picture, but I won't own your face.
I never saw german police with grenades.
And I rarely saw them armed with more than a handgun before The Great Fear Of Terror swept over us.
OTOH, speaking of regular military... thats one thing you won't see at all: Armed military troops. They aren't allowed to do any domestic operations. So, if big guns are needed, yes, they will be handled by a special team of the police.
Beside some other experiences, I have the feeling of an explosion of water, fat and liquified meat as a basis. In my mouth. That was a hot dog in Newcastle.
OTOH, I know you can be brainwashed in less than two years into kind-of-enjoying that.
Besides that, considering what people usually think about british cuisine, beeing afraid ONLY of sausages is a big sucess. :-)
thank you!
I always wondered what's in british saussage - and whats *supposed* to be in it :-)
whats in there then?
ok, I'll give it a try when I'm over there next time, but to be honest, the idea of rusk or anything similar in a sausage seems a bit gross.
Perhaps it's similar to ale. You'll be able to like it - but you must forget what you knew about beer was supposed to taste.
I had even good german beer or checheslovakian beer in mind.
It's not a matter of better or worse, but what your taste buds expect. Like finding out that the piece of meat you just put into your mouth was in fact a grilled aubergine. Also fine, but that sponge like texture feels completly WRONG for a moment.